The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
JOHNSON&JOHNSON com 478160104   35,149,355 226,770 SH   SOLE 0 0 0 0
ABBVIE INC com 00287Y109   32,156,882 201,775 SH   SOLE 0 0 0 0
MCDONALDS CORP com 580135101   31,540,567 112,802 SH   SOLE 0 0 0 0
ABBOTT LABS com 002824100   22,428,553 221,495 SH   SOLE 0 0 0 0
BERKSHIRE HATH-B com 084670702   22,074,739 71,493 SH   SOLE 0 0 0 0
PEPSICO INC com 713448108   21,397,955 117,378 SH   SOLE 0 0 0 0
CIE FINANCI-REG com H25662182   20,650,573 129,282 SH   SOLE 0 0 0 0
EXXON MOBIL CORP com 30231G102   19,742,912 180,038 SH   SOLE 0 0 0 0
WYNDHAM HOTELS & com 98311A105   18,856,329 277,912 SH   SOLE 0 0 0 0
COOPER COS INC com 216648402   17,952,269 48,083 SH   SOLE 0 0 0 0
JPMORGAN CHASE com 46625H100   17,733,106 136,084 SH   SOLE 0 0 0 0
PHILIP MORRIS IN com 718172109   17,672,465 181,722 SH   SOLE 0 0 0 0
MONDELEZ INTER-A com 609207105   17,660,169 253,301 SH   SOLE 0 0 0 0
DIAGEO PLC-ADR com 25243Q205   17,522,099 96,711 SH   SOLE 0 0 0 0
HEINEKEN HLDG com N39338194   17,502,668 190,564 SH   SOLE 0 0 0 0
APPLE INC com 037833100   17,219,023 104,421 SH   SOLE 0 0 0 0
COCA-COLA CO/THE com 191216100   16,868,314 271,938 SH   SOLE 0 0 0 0
LOCKHEED MARTIN com 539830109   16,237,661 34,349 SH   SOLE 0 0 0 0
ZOETIS INC com 98978V103   15,774,517 94,776 SH   SOLE 0 0 0 0
WALT DISNEY CO com 254687106   15,595,748 155,755 SH   SOLE 0 0 0 0
WARNER MUSIC-A com 934550203   14,465,461 433,487 SH   SOLE 0 0 0 0
EQUIFAX INC com 294429105   14,276,893 70,385 SH   SOLE 0 0 0 0
BROWN-FORMAN -B com 115637209   13,705,556 213,250 SH   SOLE 0 0 0 0
GRACO INC com 384109104   13,441,944 184,111 SH   SOLE 0 0 0 0
RETAIL OPPORTUNI com 76131N101   13,004,619 931,563 SH   SOLE 0 0 0 0
REGENCY CENTERS com 758849103   12,400,024 202,681 SH   SOLE 0 0 0 0
OXFORD INDS INC com 691497309   11,339,891 107,396 SH   SOLE 0 0 0 0
LIVE NATION ENTE com 538034109   10,968,650 156,695 SH   SOLE 0 0 0 0
DOMINION ENERGY com 25746U109   10,106,012 180,755 SH   SOLE 0 0 0 0
ALTRIA GROUP INC com 02209S103   9,711,833 217,657 SH   SOLE 0 0 0 0
NISOURCE INC com 65473P105   9,634,597 344,585 SH   SOLE 0 0 0 0
WESTAMERICA BANC com 957090103   9,224,905 208,237 SH   SOLE 0 0 0 0
LYONDELLBASELL-A com N53745100   5,753,673 61,281 SH   SOLE 0 0 0 0
MICROSOFT CORP com 594918104   2,787,861 9,670 SH   SOLE 0 0 0 0
BERKSHIRE HATH-A com 084670108   2,328,000 5 SH   SOLE 0 0 0 0
ALPHABET INC-A com 02079K305   1,255,133 12,100 SH   SOLE 0 0 0 0
VISA INC-CLASS A com 92826C839   1,169,461 5,187 SH   SOLE 0 0 0 0
CREDIT ACCEP CORP MICH com 225310101   815,395 1,870 SH   SOLE 0 0 0 0
WORLD ACCEP CORPORATION com 981419104   638,834 7,670 SH   SOLE 0 0 0 0
ORACLE CORP com 68389X105   613,272 6,600 SH   SOLE 0 0 0 0
NEXTERA ENERGY com 65339F101   554,976 7,200 SH   SOLE 0 0 0 0
UNILEVER PLC-ADR com 904767704   518,988 9,994 SH   SOLE 0 0 0 0
ILLINOIS TOOL WO com 452308109   511,245 2,100 SH   SOLE 0 0 0 0
AMERICAN TOWER C com 03027X100   510,850 2,500 SH   SOLE 0 0 0 0
WASTE MANAGEMENT com 94106L109   489,510 3,000 SH   SOLE 0 0 0 0
NVIDIA CORP com 67066G104   454,432 1,636 SH   SOLE 0 0 0 0
FERRARI NV com N3167Y103   372,099 1,374 SH   SOLE 0 0 0 0
CATERPILLAR INC com 149123101   343,260 1,500 SH   SOLE 0 0 0 0
PFIZER INC com 717081103   301,920 7,400 SH   SOLE 0 0 0 0
UNITED PARCEL-B com 911312106   290,985 1,500 SH   SOLE 0 0 0 0
PORSCHE AUTOMOBI com 73328P106   268,385 47,085 SH   SOLE 0 0 0 0
PROCTER & GAMBLE com 742718109   252,773 1,700 SH   SOLE 0 0 0 0