The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746   471,732,430 9,393,318 SH   SOLE OrgelWM 9,134,194 0 259,124
VANGUARD SCOTTSDALE FDS SHORT TERM TREAS 92206C102   375,173,712 6,498,765 SH   SOLE OrgelWM 6,315,425 0 183,340
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   346,535,665 4,767,309 SH   SOLE OrgelWM 4,618,499 0 148,810
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797   299,869,239 4,129,293 SH   SOLE OrgelWM 4,014,035 0 115,258
SPDR SER TR PRTFLO S&P500 GW 78464A409   187,274,044 3,069,563 SH   SOLE OrgelWM 2,985,350 0 84,213
VANGUARD WHITEHALL FDS INTL HIGH ETF 921946794   136,291,538 2,156,512 SH   SOLE OrgelWM 2,089,209 0 67,303
INDEXIQ ACTIVE ETF TR IQ MACKAY INSRED 45409F843   128,621,266 5,312,733 SH   SOLE OrgelWM 5,178,515 0 134,218
VANGUARD ADMIRAL FDS INC SMLLCP 600 IDX 921932828   125,657,712 1,367,480 SH   SOLE OrgelWM 1,325,221 0 42,259
ISHARES TR CORE US AGGBD ET 464287226   121,244,282 1,237,818 SH   SOLE OrgelWM 1,212,189 0 25,629
GLOBAL X FDS US PFD ETF 37954Y657   89,951,712 4,639,077 SH   SOLE OrgelWM 4,506,599 0 132,478
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201   86,513,617 1,651,969 SH   SOLE OrgelWM 1,606,120 0 45,849
ISHARES TR CORE S&P500 ETF 464287200   80,216,166 179,974 SH   SOLE OrgelWM 166,361 0 13,613
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805   77,333,750 2,169,250 SH   SOLE OrgelWM 2,076,713 0 92,537
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538   62,066,727 301,632 SH   SOLE OrgelWM 287,743 0 13,889
JANUS DETROIT STR TR HENDERSN CAP ETF 47103U100   52,207,104 919,301 SH   SOLE OrgelWM 881,629 0 37,672
ISHARES TR MSCI USA QLT FCT 46432F339   49,027,929 363,520 SH   SOLE OrgelWM 346,949 0 16,571
ISHARES TR CORE MSCI EAFE 46432F842   47,683,823 706,427 SH   SOLE OrgelWM 682,820 0 23,607
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512   46,702,900 337,497 SH   SOLE OrgelWM 320,149 0 17,348
ISHARES TR NATIONAL MUN ETF 464288414   33,062,927 309,781 SH   SOLE OrgelWM 295,417 0 14,364
ISHARES INC CORE MSCI EMKT 46434G103   30,579,024 620,390 SH   SOLE OrgelWM 601,383 0 19,007
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706   29,675,395 1,204,848 SH   SOLE OrgelWM 1,150,358 0 54,490
ISHARES TR MRGSTR MD CP GRW 464288307   24,220,299 397,445 SH   SOLE OrgelWM 389,435 0 8,010
INVESCO EXCHANGE TRADED FD T S&P500 QUALITY 46137V241   20,184,440 400,088 SH   SOLE OrgelWM 390,199 0 9,889
VANGUARD WORLD FD ESG US STK ETF 921910733   18,919,880 241,479 SH   SOLE OrgelWM 240,179 0 1,300
ISHARES TR MRGSTR MD CP VAL 464288406   18,452,107 289,672 SH   SOLE OrgelWM 284,857 0 4,815
ISHARES TR INTL EQTY FACTOR 46434V274   8,091,178 301,797 SH   SOLE OrgelWM 301,797 0 0
VANGUARD INDEX FDS SMALL CP ETF 922908751   7,533,357 37,877 SH   SOLE OrgelWM 37,877 0 0
ISHARES TR ESG AW MSCI EAFE 46435G516   5,235,645 71,790 SH   SOLE OrgelWM 71,790 0 0
SCHWAB STRATEGIC TR US SML CAP ETF 808524607   4,488,887 102,486 SH   SOLE OrgelWM 102,486 0 0
ISHARES TR SHRT NAT MUN ETF 464288158   4,468,727 42,952 SH   SOLE OrgelWM 39,648 0 3,304
VANGUARD WORLD FD ESG INTL STK ETF 921910725   4,403,457 82,912 SH   SOLE OrgelWM 82,052 0 860
ISHARES TR CORE TOTAL USD 46434V613   2,293,462 50,439 SH   SOLE OrgelWM 49,966 0 473
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   2,174,875 53,463 SH   SOLE OrgelWM 53,463 0 0
ISHARES INC ESG AWR MSCI EM 46434G863   2,139,517 67,642 SH   SOLE OrgelWM 67,242 0 400
ISHARES INC MSCI EMRG CHN 46434G764   1,872,528 36,024 SH   SOLE OrgelWM 36,024 0 0
NUSHARES ETF TR NUVEEN ESG EMRGN 67092P888   1,866,939 68,361 SH   SOLE OrgelWM 68,361 0 0
MICROSOFT CORP COM 594918104   1,820,187 5,345 SH   SOLE OrgelWM 5,280 0 65
APPLE INC COM 037833100   1,731,377 8,926 SH   SOLE OrgelWM 8,926 0 0
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300   1,525,533 20,354 SH   SOLE OrgelWM 20,354 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   1,314,293 3,227 SH   SOLE OrgelWM 3,120 0 107
ISHARES TR ESG AWARE MSCI 46435U663   1,276,092 35,926 SH   SOLE OrgelWM 35,400 0 526
SPDR S&P 500 ETF TR TR UNIT 78462F103   1,197,743 2,702 SH   SOLE OrgelWM 2,702 0 0
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   992,710 9,359 SH   SOLE OrgelWM 9,178 0 181
ISHARES TR ESG MSCI LEADR 46435U218   987,802 12,759 SH   SOLE OrgelWM 12,759 0 0
ISHARES TR CORE S&P TTL STK 464287150   930,752 9,513 SH   SOLE OrgelWM 9,513 0 0
SPDR INDEX SHS FDS MSCI EAFE STRTGC 78463X434   791,780 11,324 SH   SOLE OrgelWM 11,324 0 0
ISHARES TR ESG AWR US AGRGT 46435U549   753,070 15,965 SH   SOLE OrgelWM 13,009 0 2,956
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107   666,164 1,391 SH   SOLE OrgelWM 1,391 0 0
ISHARES TR RUS 1000 GRW ETF 464287614   641,720 2,332 SH   SOLE OrgelWM 2,332 0 0
VANGUARD INDEX FDS GROWTH ETF 922908736   594,782 2,102 SH   SOLE OrgelWM 1,947 0 155
SPDR GOLD TR GOLD SHS 78463V107   581,851 3,264 SH   SOLE OrgelWM 3,264 0 0
ISHARES TR CORE S&P SCP ETF 464287804   558,439 5,604 SH   SOLE OrgelWM 5,604 0 0
AMERICAN CENTY ETF TR US SML CP VALU 025072877   512,304 6,601 SH   SOLE OrgelWM 6,601 0 0
FIRSTSERVICE CORP NEW COM 33767E202   506,957 3,290 SH   SOLE OrgelWM 3,290 0 0
ISHARES TR RUS 1000 ETF 464287622   497,961 2,043 SH   SOLE OrgelWM 2,043 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769   438,358 1,990 SH   SOLE OrgelWM 1,990 0 0
ISHARES TR RUS 1000 VAL ETF 464287598   377,688 2,393 SH   SOLE OrgelWM 2,393 0 0
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102   361,383 6,990 SH   SOLE OrgelWM 6,990 0 0
ISHARES TR RUS MD CP GR ETF 464287481   358,015 3,705 SH   SOLE OrgelWM 3,705 0 0
AMAZON COM INC COM 023135106   338,936 2,600 SH   SOLE OrgelWM 2,600 0 0
PEPSICO INC COM 713448108   333,396 1,800 SH   SOLE OrgelWM 1,800 0 0
PROGRESSIVE CORP COM 743315103   324,969 2,455 SH   SOLE OrgelWM 2,455 0 0
ISHARES TR ESG AWRE 1 5 YR 46435G243   316,402 13,233 SH   SOLE OrgelWM 9,365 0 3,868
MASTERCARD INCORPORATED CL A 57636Q104   315,034 801 SH   SOLE OrgelWM 801 0 0
META PLATFORMS INC CL A 30303M102   286,980 1,000 SH   SOLE OrgelWM 1,000 0 0
ISHARES TR CORE S&P MCP ETF 464287507   253,113 968 SH   SOLE OrgelWM 968 0 0
ILLINOIS TOOL WKS INC COM 452308109   250,160 1,000 SH   SOLE OrgelWM 1,000 0 0
CINTAS CORP COM 172908105   248,540 500 SH   SOLE OrgelWM 500 0 0
UNITEDHEALTH GROUP INC COM 91324P102   235,514 490 SH   SOLE OrgelWM 490 0 0
ISHARES TR RUSSELL 2000 ETF 464287655   222,665 1,189 SH   SOLE OrgelWM 1,189 0 0
DIMENSIONAL ETF TRUST US MKTWIDE VALUE 25434V724   216,764 6,283 SH   SOLE OrgelWM 6,283 0 0
ELEVANCE HEALTH INC COM 036752103   215,481 485 SH   SOLE OrgelWM 485 0 0
JOHNSON & JOHNSON COM 478160104   214,845 1,298 SH   SOLE OrgelWM 1,298 0 0