The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AFLAC INC COM 001055102   528,665 7,574 SH   SOLE   0 0 7,574
AT&T INC COM 00206R102   810,002 50,784 SH   SOLE   0 0 50,784
ABBOTT LABS COM 002824100   532,563 4,885 SH   SOLE   0 0 4,885
ABBVIE INC COM 00287Y109   2,435,662 18,078 SH   SOLE   0 0 18,078
ADVANCED MICRO DEVICES INC COM 007903107   3,449,878 30,286 SH   SOLE   0 0 30,286
ALBEMARLE CORP COM 012653101   505,689 2,267 SH   SOLE   0 0 2,267
ALLSTATE CORP COM 020002101   434,225 3,982 SH   SOLE   0 0 3,982
ALTRIA GROUP INC COM 02209S103   1,675,466 36,986 SH   SOLE   0 0 36,986
AMAZON COM INC COM 023135106   455,608 3,495 SH   SOLE   0 0 3,495
AMERICAN EXPRESS CO COM 025816109   1,489,410 8,550 SH   SOLE   0 0 8,550
AMER SOFTWARE INC CL A 029683109   1,579,279 150,264 SH   SOLE   0 0 150,264
AMGEN INC COM 031162100   403,188 1,816 SH   SOLE   0 0 1,816
APPLE INC COM 037833100   3,339,506 17,217 SH   SOLE   0 0 17,217
ASTRAZENECA PLC SPONSORED ADR 046353108   1,137,247 15,890 SH   SOLE   0 0 15,890
ATLANTIC AMERN CORP COM 048209100   34,740 18,000 SH   SOLE   0 0 18,000
AVADEL PHARMACEUTICALS PLC SPONSORED ADR 05337M104   1,548,708 93,975 SH   SOLE   0 0 93,975
B & G FOODS INC NEW COM 05508R106   581,317 41,761 SH   SOLE   0 0 41,761
BP PLC SPONSORED ADR 055622104   1,530,009 43,355 SH   SOLE   0 0 43,355
BANK AMERICA CORP COM 060505104   1,530,419 53,343 SH   SOLE   0 0 53,343
BATH & BODY WORKS INC COM 070830104   1,064,406 28,384 SH   SOLE   0 0 28,384
BEL FUSE INC CL B 077347300   3,177,371 55,345 SH   SOLE   0 0 55,345
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   332,475 975 SH   SOLE   0 0 975
BIOGEN INC COM 09062X103   293,965 1,032 SH   SOLE   0 0 1,032
BLACKROCK CR ALLOCATION INCO COM 092508100   137,025 13,500 SH   SOLE   0 0 13,500
BLACKSTONE INC COM 09260D107   1,325,041 14,252 SH   SOLE   0 0 14,252
BOEING CO COM 097023105   1,933,481 9,156 SH   SOLE   0 0 9,156
BRISTOL-MYERS SQUIBB CO COM 110122108   423,237 6,618 SH   SOLE   0 0 6,618
BROADCOM INC COM 11135F101   473,617 546 SH   SOLE   0 0 546
CSX CORP COM 126408103   593,170 17,395 SH   SOLE   0 0 17,395
CVS HEALTH CORP COM 126650100   623,475 9,019 SH   SOLE   0 0 9,019
CAMPBELL SOUP CO COM 134429109   266,718 5,835 SH   SOLE   0 0 5,835
CARDINAL HEALTH INC COM 14149Y108   278,982 2,950 SH   SOLE   0 0 2,950
CATERPILLAR INC COM 149123101   1,948,138 7,918 SH   SOLE   0 0 7,918
CHEVRON CORP NEW COM 166764100   1,136,067 7,220 SH   SOLE   0 0 7,220
CISCO SYS INC COM 17275R102   1,587,041 30,673 SH   SOLE   0 0 30,673
CITIGROUP INC COM NEW 172967424   486,289 10,562 SH   SOLE   0 0 10,562
CLOROX CO DEL COM 189054109   726,282 4,567 SH   SOLE   0 0 4,567
COCA COLA CO COM 191216100   2,087,864 34,671 SH   SOLE   0 0 34,671
CONOCOPHILLIPS COM 20825C104   1,415,476 13,662 SH   SOLE   0 0 13,662
CONSTELLATION BRANDS INC CL A 21036P108   305,080 1,240 SH   SOLE   0 0 1,240
COSTCO WHSL CORP NEW COM 22160K105   1,383,637 2,570 SH   SOLE   0 0 2,570
DESIGNER BRANDS INC CL A 250565108   1,171,158 115,956 SH   SOLE   0 0 115,956
DEVON ENERGY CORP NEW COM 25179M103   337,510 6,982 SH   SOLE   0 0 6,982
DISNEY WALT CO COM 254687106   1,237,644 13,862 SH   SOLE   0 0 13,862
DOW INC COM 260557103   690,271 12,960 SH   SOLE   0 0 12,960
DUKE ENERGY CORP NEW COM NEW 26441C204   295,693 3,295 SH   SOLE   0 0 3,295
DUPONT DE NEMOURS INC COM 26614N102   459,645 6,434 SH   SOLE   0 0 6,434
POLISHED COM INC COM 28252C109   204,010 443,500 SH   SOLE   0 0 443,500
POLISHED COM INC *W EXP 06/02/202 28252C117   1,947 30,000 SH   SOLE   0 0 30,000
ENBRIDGE INC COM 29250N105   263,208 7,085 SH   SOLE   0 0 7,085
EQUIFAX INC COM 294429105   24,220,370 102,934 SH   SOLE   0 0 102,934
EXXON MOBIL CORP COM 30231G102   1,563,060 14,574 SH   SOLE   0 0 14,574
FS CREDIT OPPORTUNITIES CORP COMMON STOCK 30290Y101   66,006 13,896 SH   SOLE   0 0 13,896
FEDERAL AGRIC MTG CORP CL C 313148306   1,094,264 7,613 SH   SOLE   0 0 7,613
FEDEX CORP COM 31428X106   203,278 820 SH   SOLE   0 0 820
FIDELITY NATL INFORMATION SV COM 31620M106   3,679,286 67,263 SH   SOLE   0 0 67,263
FIDELITY NATIONAL FINANCIAL FNF GROUP COM 31620R303   478,804 13,300 SH   SOLE   0 0 13,300
FIFTH THIRD BANCORP COM 316773100   281,758 10,750 SH   SOLE   0 0 10,750
FLOWERS FOODS INC COM 343498101   319,086 12,825 SH   SOLE   0 0 12,825
FORD MTR CO DEL COM 345370860   1,744,344 115,290 SH   SOLE   0 0 115,290
FREEPORT-MCMORAN INC CL B 35671D857   774,200 19,355 SH   SOLE   0 0 19,355
GE HEALTHCARE TECHNOLOGIES I COMMON STOCK 36266G107   312,612 3,848 SH   SOLE   0 0 3,848
GENERAL DYNAMICS CORP COM 369550108   268,938 1,250 SH   SOLE   0 0 1,250
GENERAL ELECTRIC CO COM NEW 369604301   1,300,304 11,837 SH   SOLE   0 0 11,837
GENERAL MLS INC COM 370334104   734,402 9,575 SH   SOLE   0 0 9,575
GENWORTH FINL INC COM CL A 37247D106   140,000 28,000 SH   SOLE   0 0 28,000
GILEAD SCIENCES INC COM 375558103   1,516,475 19,677 SH   SOLE   0 0 19,677
GOLDMAN SACHS GROUP INC COM 38141G104   421,882 1,308 SH   SOLE   0 0 1,308
HP INC COM 40434L105   308,574 10,048 SH   SOLE   0 0 10,048
HALLIBURTON CO COM 406216101   460,755 13,966 SH   SOLE   0 0 13,966
HEWLETT PACKARD ENTERPRISE C COM 42824C109   517,445 30,800 SH   SOLE   0 0 30,800
HOME DEPOT INC COM 437076102   4,509,763 14,518 SH   SOLE   0 0 14,518
HONEYWELL INTL INC COM 438516106   376,768 1,816 SH   SOLE   0 0 1,816
HUNTINGTON BANCSHARES INC COM 446150104   265,727 24,650 SH   SOLE   0 0 24,650
ILLINOIS TOOL WKS INC COM 452308109   1,525,976 6,100 SH   SOLE   0 0 6,100
INGERSOLL RAND INC COM 45687V106   256,080 3,918 SH   SOLE   0 0 3,918
INTEL CORP COM 458140100   801,764 23,976 SH   SOLE   0 0 23,976
CORECARD CORPORATION COM 45816D100   7,461,419 294,220 SH   SOLE   0 0 294,220
INTERNATIONAL BUSINESS MACHS COM 459200101   1,033,145 7,721 SH   SOLE   0 0 7,721
INTERNATIONAL PAPER CO COM 460146103   327,770 10,304 SH   SOLE   0 0 10,304
INVESCO QQQ TR UNIT SER 1 46090E103   7,043,954 19,068 SH   SOLE   0 0 19,068
ISHARES TR SELECT DIVID ETF 464287168   392,358 3,463 SH   SOLE   0 0 3,463
ISHARES TR RUSSELL 2000 ETF 464287655   3,731,072 19,923 SH   SOLE   0 0 19,923
JPMORGAN CHASE & CO COM 46625H100   4,536,912 31,194 SH   SOLE   0 0 31,194
JOHNSON & JOHNSON COM 478160104   1,615,626 9,761 SH   SOLE   0 0 9,761
KELLOGG CO COM 487836108   237,064 3,517 SH   SOLE   0 0 3,517
KEYCORP COM 493267108   159,662 17,279 SH   SOLE   0 0 17,279
KIMBERLY-CLARK CORP COM 494368103   496,965 3,600 SH   SOLE   0 0 3,600
KINDER MORGAN INC DEL COM 49456B101   406,220 23,590 SH   SOLE   0 0 23,590
KRAFT HEINZ CO COM 500754106   1,238,082 34,876 SH   SOLE   0 0 34,876
LILLY ELI & CO COM 532457108   3,997,693 8,524 SH   SOLE   0 0 8,524
LOCKHEED MARTIN CORP COM 539830109   1,726,883 3,751 SH   SOLE   0 0 3,751
LOWES COS INC COM 548661107   564,250 2,500 SH   SOLE   0 0 2,500
LUMEN TECHNOLOGIES INC COM 550241103   124,526 55,100 SH   SOLE   0 0 55,100
MP MATERIALS CORP COM CL A 553368101   394,680 17,250 SH   SOLE   0 0 17,250
MARATHON PETE CORP COM 56585A102   717,673 6,155 SH   SOLE   0 0 6,155
MCDONALDS CORP COM 580135101   2,109,013 7,068 SH   SOLE   0 0 7,068
MCKESSON CORP COM 58155Q103   1,123,398 2,629 SH   SOLE   0 0 2,629
MERCK & CO INC COM 58933Y105   2,133,944 18,493 SH   SOLE   0 0 18,493
MICROSOFT CORP COM 594918104   5,507,220 16,172 SH   SOLE   0 0 16,172
MONDELEZ INTL INC CL A 609207105   1,444,161 19,799 SH   SOLE   0 0 19,799
NETFLIX INC COM 64110L106   447,097 1,015 SH   SOLE   0 0 1,015
NEWELL BRANDS INC COM 651229106   407,811 46,875 SH   SOLE   0 0 46,875
NOKIA CORP SPONSORED ADR 654902204   640,740 154,024 SH   SOLE   0 0 154,024
NUVEEN AMT FREE QLTY MUN INC COM 670657105   208,382 19,065 SH   SOLE   0 0 19,065
NUVEEN PFD & INCOME OPPORTUN COM 67073B106   226,800 35,000 SH   SOLE   0 0 35,000
NUVEEN MUN VALUE FD INC COM 670928100   106,575 12,250 SH   SOLE   0 0 12,250
OCCIDENTAL PETE CORP COM 674599105   1,694,251 28,814 SH   SOLE   0 0 28,814
OCCIDENTAL PETE CORP *W EXP 08/03/202 674599162   400,108 10,721 SH   SOLE   0 0 10,721
ONEOK INC NEW COM 682680103   1,655,948 26,830 SH   SOLE   0 0 26,830
ORACLE CORP COM 68389X105   577,586 4,850 SH   SOLE   0 0 4,850
OUTLOOK THERAPEUTICS INC COM NEW 69012T206   17,400 10,000 SH   SOLE   0 0 10,000
PDC ENERGY INC COM 69327R101   4,186,018 58,842 SH   SOLE   0 0 58,842
PAYSIGN INC COM 70451A104   24,500 10,000 SH   SOLE   0 0 10,000
PFIZER INC COM 717081103   2,302,332 62,768 SH   SOLE   0 0 62,768
PHILIP MORRIS INTL INC COM 718172109   1,841,016 18,859 SH   SOLE   0 0 18,859
PHILLIPS 66 COM 718546104   338,790 3,552 SH   SOLE   0 0 3,552
PREMIER FINANCIAL CORP COM 74052F108   627,183 39,150 SH   SOLE   0 0 39,150
PRIMO WATER CORPORATION COM 74167P108   211,801 16,890 SH   SOLE   0 0 16,890
PROCTER AND GAMBLE CO COM 742718109   1,004,822 6,622 SH   SOLE   0 0 6,622
RAYTHEON TECHNOLOGIES CORP COM 75513E101   787,024 8,034 SH   SOLE   0 0 8,034
REGIONS FINANCIAL CORP NEW COM 7591EP100   942,172 52,872 SH   SOLE   0 0 52,872
REINSURANCE GRP OF AMERICA I COM NEW 759351604   267,729 1,930 SH   SOLE   0 0 1,930
RITE AID CORP COM 767754872   30,947 20,495 SH   SOLE   0 0 20,495
SHELL PLC SPON ADS 780259305   334,203 5,535 SH   SOLE   0 0 5,535
SPDR S&P 500 ETF TR TR UNIT 78462F103   772,719 1,743 SH   SOLE   0 0 1,743
SCHWAB CHARLES CORP COM 808513105   240,890 4,250 SH   SOLE   0 0 4,250
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209   282,511 2,128 SH   SOLE   0 0 2,128
SELECT SECTOR SPDR TR ENERGY 81369Y506   4,076,144 50,217 SH   SOLE   0 0 50,217
SELECT SECTOR SPDR TR FINANCIAL 81369Y605   674,662 20,014 SH   SOLE   0 0 20,014
SOUTHERN CO COM 842587107   219,602 3,126 SH   SOLE   0 0 3,126
SPROTT PHYSICAL GOLD TR UNIT 85207H104   149,200 10,000 SH   SOLE   0 0 10,000
SPROTT PHYSICAL SILVER TR TR UNIT 85207K107   599,191 76,918 SH   SOLE   0 0 76,918
SPROTT PHYSICAL GOLD & SILVE TR UNIT 85208R101   265,344 14,725 SH   SOLE   0 0 14,725
SUNRUN INC COM 86771W105   295,583 16,550 SH   SOLE   0 0 16,550
SYNOVUS FINL CORP COM NEW 87161C501   754,665 24,948 SH   SOLE   0 0 24,948
TARGET CORP COM 87612E106   1,507,922 11,432 SH   SOLE   0 0 11,432
TEXAS INSTRS INC COM 882508104   283,532 1,575 SH   SOLE   0 0 1,575
THE ODP CORP COM 88337F105   1,797,467 38,391 SH   SOLE   0 0 38,391
3M CO COM 88579Y101   417,075 4,167 SH   SOLE   0 0 4,167
TRAVELERS COMPANIES INC COM 89417E109   783,380 4,511 SH   SOLE   0 0 4,511
TRUIST FINL CORP COM 89832Q109   1,098,700 36,201 SH   SOLE   0 0 36,201
TYSON FOODS INC CL A 902494103   328,444 6,435 SH   SOLE   0 0 6,435
UNITED PARCEL SERVICE INC CL B 911312106   790,851 4,412 SH   SOLE   0 0 4,412
UNITEDHEALTH GROUP INC COM 91324P102   678,007 1,411 SH   SOLE   0 0 1,411
UNUM GROUP COM 91529Y106   349,402 7,325 SH   SOLE   0 0 7,325
USIO INC COM 917313108   37,200 20,000 SH   SOLE   0 0 20,000
VALERO ENERGY CORP COM 91913Y100   526,325 4,487 SH   SOLE   0 0 4,487
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   281,447 1,733 SH   SOLE   0 0 1,733
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   1,436,682 13,545 SH   SOLE   0 0 13,545
VANGUARD WORLD FDS FINANCIALS ETF 92204A405   336,090 4,137 SH   SOLE   0 0 4,137
VANGUARD WORLD FDS HEALTH CAR ETF 92204A504   273,954 1,119 SH   SOLE   0 0 1,119
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   1,090,371 2,677 SH   SOLE   0 0 2,677
VANGUARD INDEX FDS TOTAL STK MKT 922908769   1,431,460 6,498 SH   SOLE   0 0 6,498
VERIZON COMMUNICATIONS INC COM 92343V104   697,264 18,749 SH   SOLE   0 0 18,749
WALMART INC COM 931142103   516,179 3,284 SH   SOLE   0 0 3,284
WARNER BROS DISCOVERY INC COM SER A 934423104   176,864 14,104 SH   SOLE   0 0 14,104
WELLS FARGO CO NEW COM 949746101   976,623 22,882 SH   SOLE   0 0 22,882
WESTERN MIDSTREAM PARTNERS L COM UNIT LP INT 958669103   251,012 9,465 SH   SOLE   0 0 9,465
WESTROCK CO COM 96145D105   297,491 10,234 SH   SOLE   0 0 10,234
WILLIAMS COS INC COM 969457100   294,593 9,028 SH   SOLE   0 0 9,028
BUNGE LIMITED COM G16962105   202,852 2,150 SH   SOLE   0 0 2,150
EATON CORP PLC SHS G29183103   234,543 1,166 SH   SOLE   0 0 1,166
INVESCO LTD SHS G491BT108   202,492 12,046 SH   SOLE   0 0 12,046
LINDE PLC SHS G54950103   661,247 1,735 SH   SOLE   0 0 1,735
TRANE TECHNOLOGIES PLC SHS G8994E103   865,451 4,525 SH   SOLE   0 0 4,525
TRANSOCEAN LTD REG SHS H8817H100   124,771 17,799 SH   SOLE   0 0 17,799