The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ALPHABET INC CAP STK CL C 02079K107   508,074 4,200 SH   SOLE   0 0 4,200
ALPHABET INC CAP STK CL A 02079K305   1,995,758 16,673 SH   SOLE   0 0 16,673
AMAZON COM INC COM 023135106   317,427 2,435 SH   SOLE   0 0 2,435
AMERICAN CENTY ETF TR AVANTIS RESPON U 025072281   230,786 4,470 SH   SOLE   0 0 4,470
AMERICAN CENTY ETF TR AVANTIS RESPONSI 025072299   258,125 5,041 SH   SOLE   0 0 5,041
AMERICAN CENTY ETF TR AVANTIS EMGMKT 025072604   5,040,652 93,675 SH   SOLE   0 0 93,675
AMERICAN CENTY ETF TR INTL EQT ETF 025072703   3,752,410 65,373 SH   SOLE   0 0 65,373
AMERICAN EXPRESS CO COM 025816109   275,933 1,584 SH   SOLE   0 0 1,584
AMERICAN TOWER CORP NEW COM 03027X100   341,916 1,763 SH   SOLE   0 0 1,763
APPLE INC COM 037833100   3,071,547 15,835 SH   SOLE   0 0 15,835
ATMOS ENERGY CORP COM 049560105   205,340 1,765 SH   SOLE   0 0 1,765
BERKSHIRE HATHAWAY INC DEL CL A 084670108   1,553,430 3 SH   SOLE   0 0 3
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   11,510,114 33,754 SH   SOLE   0 0 33,754
CANADIAN NATL RY CO COM 136375102   548,810 4,533 SH   SOLE   0 0 4,533
COCA COLA CO COM 191216100   251,456 4,176 SH   SOLE   0 0 4,176
DISNEY WALT CO COM 254687106   306,945 3,438 SH   SOLE   0 0 3,438
EXXON MOBIL CORP COM 30231G102   578,936 5,398 SH   SOLE   0 0 5,398
FEDEX CORP COM 31428X106   1,722,648 6,949 SH   SOLE   0 0 6,949
GOLDMAN SACHS ETF TR ACTIVEBETA INT 381430107   28,996,869 924,940 SH   SOLE   0 0 924,940
GOLDMAN SACHS ETF TR ACTIVEBETA EME 381430206   2,123,737 71,028 SH   SOLE   0 0 71,028
GOLDMAN SACHS ETF TR ACTIVEBETA US LG 381430503   34,029,191 389,796 SH   SOLE   0 0 389,796
GOLDMAN SACHS ETF TR ACCES TREASURY 381430529   3,384,167 33,818 SH   SOLE   0 0 33,818
HOME DEPOT INC COM 437076102   419,563 1,351 SH   SOLE   0 0 1,351
INVESCO EXCH TRADED FD TR II S&P 500 REVENUE 46138G698   2,920,240 36,503 SH   SOLE   0 0 36,503
INVESCO EXCHANGE TRADED FD T BUYBACK ACHIEV 46137V308   255,201 2,853 SH   SOLE   0 0 2,853
ISHARES TR CORE S&P500 ETF 464287200   1,480,203 3,321 SH   SOLE   0 0 3,321
ISHARES TR S&P 500 VAL ETF 464287408   548,852 3,405 SH   SOLE   0 0 3,405
ISHARES TR CORE S&P MCP ETF 464287507   11,483,940 43,919 SH   SOLE   0 0 43,919
ISHARES TR ISHARES BIOTECH 464287556   612,074 4,821 SH   SOLE   0 0 4,821
ISHARES TR RUS 1000 GRW ETF 464287614   225,648 820 SH   SOLE   0 0 820
ISHARES TR RUS 1000 ETF 464287622   445,069 1,826 SH   SOLE   0 0 1,826
ISHARES TR CORE S&P SCP ETF 464287804   12,349,625 123,930 SH   SOLE   0 0 123,930
ISHARES TR DOW JONES US ETF 464287846   958,721 8,850 SH   SOLE   0 0 8,850
ISHARES TR JPMORGAN USD EMG 464288281   1,983,237 22,917 SH   SOLE   0 0 22,917
ISHARES TR MSCI USA ESG SLC 464288802   223,800 2,390 SH   SOLE   0 0 2,390
ISHARES TR GNMA BOND ETF 46429B333   17,775,892 405,472 SH   SOLE   0 0 405,472
ISHARES TR MSCI CHINA ETF 46429B671   1,904,358 42,565 SH   SOLE   0 0 42,565
ISHARES TR 0-5 YR TIPS ETF 46429B747   22,279,542 228,274 SH   SOLE   0 0 228,274
ISHARES TR CORE 1 5 YR USD 46432F859   463,602 9,940 SH   SOLE   0 0 9,940
ISHARES TR ESG AWRE 1 5 YR 46435G243   253,446 10,600 SH   SOLE   0 0 10,600
ISHARES TR ESG AW MSCI EAFE 46435G516   529,618 7,262 SH   SOLE   0 0 7,262
JOHNSON & JOHNSON COM 478160104   682,770 4,125 SH   SOLE   0 0 4,125
LOWES COS INC COM 548661107   328,168 1,454 SH   SOLE   0 0 1,454
MASTERCARD INCORPORATED CL A 57636Q104   1,784,009 4,536 SH   SOLE   0 0 4,536
MATTHEWS ASIA FDS CHINA ACTIVE ETF 577125834   2,485,362 118,996 SH   SOLE   0 0 118,996
MCCORMICK & CO INC COM NON VTG 579780206   683,622 7,837 SH   SOLE   0 0 7,837
MERCK & CO INC COM 58933Y105   283,513 2,457 SH   SOLE   0 0 2,457
MICROSOFT CORP COM 594918104   1,121,058 3,292 SH   SOLE   0 0 3,292
NETFLIX INC COM 64110L106   566,911 1,287 SH   SOLE   0 0 1,287
NORFOLK SOUTHN CORP COM 655844108   1,023,368 4,513 SH   SOLE   0 0 4,513
NUSHARES ETF TR NUVEEN ESG LRGCP 67092P201   391,550 6,294 SH   SOLE   0 0 6,294
NUSHARES ETF TR NUVEEN ESG LRGVL 67092P300   500,762 14,452 SH   SOLE   0 0 14,452
NUSHARES ETF TR NUVEEN ESG US 67092P870   410,592 18,676 SH   SOLE   0 0 18,676
ORACLE CORP COM 68389X105   212,337 1,783 SH   SOLE   0 0 1,783
PEPSICO INC COM 713448108   390,629 2,109 SH   SOLE   0 0 2,109
PFIZER INC COM 717081103   357,777 9,754 SH   SOLE   0 0 9,754
PIMCO ETF TR 1-5 US TIP IDX 72201R205   5,008,572 99,574 SH   SOLE   0 0 99,574
PIMCO ETF TR INTER MUN BD ACT 72201R866   1,102,896 21,275 SH   SOLE   0 0 21,275
PIMCO ETF TR SHTRM MUN BD ACT 72201R874   1,534,439 30,980 SH   SOLE   0 0 30,980
PROCTER AND GAMBLE CO COM 742718109   821,217 5,412 SH   SOLE   0 0 5,412
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300   39,775,353 530,692 SH   SOLE   0 0 530,692
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409   497,512 7,416 SH   SOLE   0 0 7,416
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508   1,211,843 17,061 SH   SOLE   0 0 17,061
SCHWAB STRATEGIC TR US SML CAP ETF 808524607   364,679 8,326 SH   SOLE   0 0 8,326
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706   270,240 10,972 SH   SOLE   0 0 10,972
SCHWAB STRATEGIC TR SCHWB FDT EMK LG 808524730   14,121,389 527,508 SH   SOLE   0 0 527,508
SCHWAB STRATEGIC TR SCHWB FDT INT SC 808524748   2,445,373 73,678 SH   SOLE   0 0 73,678
SCHWAB STRATEGIC TR SCHWB FDT INT LG 808524755   539,469 16,707 SH   SOLE   0 0 16,707
SCHWAB STRATEGIC TR SCHWAB FDT US SC 808524763   1,505,125 29,834 SH   SOLE   0 0 29,834
SCHWAB STRATEGIC TR SCHWAB FDT US LG 808524771   44,784,487 777,914 SH   SOLE   0 0 777,914
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805   7,791,134 218,545 SH   SOLE   0 0 218,545
SCHWAB STRATEGIC TR US AGGREGATE B 808524839   363,741 7,880 SH   SOLE   0 0 7,880
SPDR DOW JONES INDL AVERAGE UT SER 1 78467X109   853,780 2,483 SH   SOLE   0 0 2,483
SPDR S&P 500 ETF TR TR UNIT 78462F103   2,954,461 6,665 SH   SOLE   0 0 6,665
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107   1,647,929 3,441 SH   SOLE   0 0 3,441
SPDR SER TR PRTFLO S&P500 GW 78464A409   223,236 3,659 SH   SOLE   0 0 3,659
SPDR SER TR PORTFOLI S&P1500 78464A805   376,943 6,924 SH   SOLE   0 0 6,924
SPDR SER TR PORTFOLIO S&P400 78464A847   1,508,175 32,865 SH   SOLE   0 0 32,865
SPDR SER TR BLOOMBERG 3-12 M 78468R523   14,412,251 144,905 SH   SOLE   0 0 144,905
TESLA INC COM 88160R101   1,798,883 6,872 SH   SOLE   0 0 6,872
TRACTOR SUPPLY CO COM 892356106   334,303 1,512 SH   SOLE   0 0 1,512
UNITEDHEALTH GROUP INC COM 91324P102   376,998 784 SH   SOLE   0 0 784
VANECK ETF TRUST MRNGSTR WDE MOAT 92189F643   43,113,808 540,341 SH   SOLE   0 0 540,341
VANECK ETF TRUST MORNINGSTAR ESG 92189Y105   473,610 19,331 SH   SOLE   0 0 19,331
VANGUARD BD INDEX FDS INTERMED TERM 921937819   6,195,943 82,360 SH   SOLE   0 0 82,360
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827   13,058,118 172,795 SH   SOLE   0 0 172,795
VANGUARD INDEX FDS MID CAP ETF 922908629   513,413 2,332 SH   SOLE   0 0 2,332
VANGUARD INDEX FDS GROWTH ETF 922908736   3,237,062 11,440 SH   SOLE   0 0 11,440
VANGUARD INDEX FDS VALUE ETF 922908744   1,417,590 9,976 SH   SOLE   0 0 9,976
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746   5,428,280 108,090 SH   SOLE   0 0 108,090
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409   2,081,785 27,515 SH   SOLE   0 0 27,515
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   1,145,781 7,054 SH   SOLE   0 0 7,054
WALMART INC COM 931142103   558,333 3,552 SH   SOLE   0 0 3,552
WISDOMTREE TR US LARGECAP DIVD 97717W307   394,956 6,210 SH   SOLE   0 0 6,210
WISDOMTREE TR US AI ENHANCED 97717W406   657,695 7,031 SH   SOLE   0 0 7,031
YUM BRANDS INC COM 988498101   1,401,849 10,118 SH   SOLE   0 0 10,118
YUM CHINA HLDGS INC COM 98850P109   260,974 4,619 SH   SOLE   0 0 4,619