The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M COMPANY COM 88579Y101   4,111,597 41,079 SH   DFND   31,729 0 9,350
ABBOTT LABS COM 002824100   10,232,181 93,856 SH   DFND   86,881 0 6,975
ABBVIE INC. COM 00287Y109   12,594,830 93,482 SH   DFND   78,480 0 15,002
ACCENTURE LTD SHS CLASS A G1151C101   241,130,951 781,421 SH   DFND   670,921 0 110,500
ADOBE SYSTEMS COM 00724F101   2,165,737 4,429 SH   DFND   3,684 0 745
AFLAC COM 001055102   2,215,452 31,740 SH   DFND   31,740 0 0
AGILENT TECHNOLOGIES INC COM COM 00846U101   339,586 2,824 SH   DFND   2,043 0 781
AIR PRODUCTS & CHEMICALS INC COM 009158106   128,219,226 428,068 SH   DFND   384,493 0 43,575
AIRBNB INC - CLASS A COM CL A 009066101   270,033 2,107 SH   DFND   2,107 0 0
ALCON INC ORD SHS H01301128   1,210,712 14,745 SH   DFND   14,745 0 0
ALPHABET INC - CL A CAP STK CL A 02079K305   6,201,418 51,808 SH   DFND   50,308 0 1,500
ALPHABET INC CL C CAP STK CL C 02079K107   12,051,636 99,625 SH   DFND   98,125 0 1,500
ALTRIA GROUP INC COM COM 02209S103   2,802,648 61,869 SH   DFND   61,472 0 397
AMAZON.COM INC COM 023135106   8,341,736 63,990 SH   DFND   54,980 0 9,010
AMERICAN ELECTRIC POWER COM 025537101   13,723,590 162,988 SH   DFND   159,386 0 3,602
AMERICAN EXPRESS CO COM 025816109   2,094,581 12,024 SH   DFND   11,254 0 770
AMERICAN TOWER CORP COM 03027X100   46,381,527 239,154 SH   DFND   237,775 0 1,379
AMERICAN WTR WK COM 030420103   484,494 3,394 SH   DFND   1,783 0 1,611
AMERISOURCE BERGEN CORP COM 03073E105   242,077 1,258 SH   DFND   1,258 0 0
AMETEK INC COM 031100100   504,256 3,115 SH   DFND   3,115 0 0
AMGEN INC COM 031162100   8,531,119 38,425 SH   DFND   37,764 0 661
ANALOG DEVICES COM 032654105   459,167 2,357 SH   DFND   2,357 0 0
AON PLC SHS CL A G0403H108   121,120,439 350,870 SH   DFND   310,974 0 39,896
APPLE INC COM 037833100   495,188,245 2,552,912 SH   DFND   2,269,438 0 283,474
APPLIED MATLS INC COM 038222105   233,866 1,618 SH   DFND   1,618 0 0
ARCHER DANIELS MIDLAND COM 039483102   264,007 3,494 SH   DFND   3,494 0 0
ARTHUR J GALLAGHER & CO COM 363576109   2,676,339 12,189 SH   DFND   12,189 0 0
ASML HOLDINGS N.V. N Y REGISTRY SHS N07059210   218,875 302 SH   DFND   302 0 0
ASTRA ZENECA PLC ADR SPONSORED ADR 046353108   442,159 6,178 SH   DFND   6,178 0 0
AT&T INC COM 00206R102   1,002,665 62,863 SH   DFND   60,226 0 2,637
AUTODESK INC COM 052769106   360,318 1,761 SH   DFND   1,543 0 218
AUTOMATIC DATA PROCESSING COM 053015103   59,022,755 268,542 SH   DFND   265,338 0 3,204
AVANTIS EMERGING MARKETS EQ AVANTIS EMGMKT 025072604   71,909,674 1,336,363 SH   DFND   1,283,448 0 52,915
AVANTIS INTERNATIONAL SMALL CAP VALUE INTL SMCP VLU 025072802   89,384,694 1,552,896 SH   DFND   1,504,325 0 48,571
BANK OF AMERICA COM 060505104   936,958 32,658 SH   DFND   32,658 0 0
BAXTER INTL INC COM 071813109   1,710,095 37,535 SH   DFND   37,230 0 305
BECTON DICKINSON COM 075887109   24,659,682 93,404 SH   DFND   60,232 0 33,172
BERKSHIRE HATHAWAY INC DEL CL B CL B NEW 084670702   13,365,154 39,194 SH   DFND   36,969 0 2,225
BLACKROCK INC COM 09247X101   231,504,192 334,960 SH   DFND   296,665 0 38,295
BOEING CO COM 097023105   661,142 3,131 SH   DFND   2,256 0 875
BOOKING HOLDINGS INC. COM 09857L108   1,180,044 437 SH   DFND   437 0 0
BRISTOL MYERS SQUIBB CO COM 110122108   5,298,705 82,857 SH   DFND   78,274 0 4,583
BROADCOM LTD COM 11135F101   1,375,744 1,586 SH   DFND   1,586 0 0
BRUNSWICK CORP COM 117043109   226,217 2,611 SH   DFND   2,611 0 0
CANADIAN NATL RAILWAY CO COM 136375102   546,752 4,516 SH   DFND   4,516 0 0
CANADIAN PACIFIC KANSAS CITY COM 13646K108   1,860,698 23,037 SH   DFND   23,037 0 0
CATERPILLAR INC COM 149123101   1,525,018 6,198 SH   DFND   5,783 0 415
CELANESE CORPORATION DEL COM 150870103   674,767 5,827 SH   DFND   5,827 0 0
CHEMOURS COMPANY COM 163851108   1,413,403 38,314 SH   DFND   38,314 0 0
CHEVRON CORPORATION COM 166764100   136,232,419 865,792 SH   DFND   834,983 0 30,809
CHUBB LTD COM H1467J104   1,965,845 10,209 SH   DFND   10,209 0 0
CHURCH & DWIGHT CO COM 171340102   1,784,996 17,809 SH   DFND   17,809 0 0
CIGNA CORP COM 125523100   876,594 3,124 SH   DFND   3,124 0 0
CINCINNATI FINANCIAL CORP COM 172062101   685,619 7,045 SH   DFND   7,045 0 0
CINTAS CORP COM 172908105   300,236 604 SH   DFND   604 0 0
CISCO SYS INC COM 17275R102   73,925,853 1,428,795 SH   DFND   1,421,129 0 7,666
CITIGROUP INC COM NEW 172967424   122,144 2,653 SH   DFND   2,653 0 0
CLOROX CO COM 189054109   623,914 3,923 SH   DFND   3,923 0 0
CME GROUP INC. COM 12572Q105   12,758,514 68,857 SH   DFND   68,817 0 40
COCA-COLA CO COM 191216100   88,117,615 1,463,262 SH   DFND   1,262,991 0 200,271
COGNIZANT TECH SOLUTIONS - A CL A 192446102   253,874 3,889 SH   DFND   3,729 0 160
COLGATE-PALMOLIVE CO COM 194162103   4,269,788 55,423 SH   DFND   45,343 0 10,080
COMCAST CORP NEW COM CL A CL A 20030N101   6,141,879 147,819 SH   DFND   143,880 0 3,939
COMM SERV SELECT SECTOR SPDR COMMUNICATION 81369Y852   949,127 14,584 SH   DFND   14,584 0 0
CONOCOPHILLIPS COM 20825C104   3,026,241 29,208 SH   DFND   28,377 0 831
CONSOLIDATED EDISON INC COM 209115104   967,913 10,707 SH   DFND   8,557 0 2,150
CONSTELLATION BRANDS INC CL A 21036P108   794,262 3,227 SH   DFND   3,227 0 0
CONSTELLATION ENERGY CORP COM 21037T109   347,432 3,795 SH   DFND   3,795 0 0
COPART, INC COM 217204106   2,622,014 28,747 SH   DFND   28,747 0 0
CORNING INC COM 219350105   198,186 5,656 SH   DFND   5,656 0 0
CORTEVA INC COM 22052L104   4,367,406 76,220 SH   DFND   76,220 0 0
COSTCO WHSL CORP NEW COM COM 22160K105   188,682,843 350,464 SH   DFND   312,354 0 38,110
CUMMINS INC COM 231021106   470,952 1,921 SH   DFND   1,921 0 0
CVS HEALTH CORPORATION COM 126650100   159,614,081 2,308,897 SH   DFND   2,048,950 0 259,947
DANAHER CORP COM 235851102   3,212,400 13,385 SH   DFND   13,385 0 0
DARDEN RESTAURANTS COM 237194105   212,860 1,274 SH   DFND   1,274 0 0
DEERE & CO. COM 244199105   1,511,764 3,731 SH   DFND   3,476 0 255
DIAGEO PLC - SPONSORED ADR SPON ADR NEW 25243Q205   3,266,281 18,828 SH   DFND   18,828 0 0
DIMENSIONSAL ETF TRUST US CORE EQUITY 2 25434V708   206,584 7,609 SH   DFND   7,609 0 0
DISNEY WALT PRODUCTIONS COM DISNEY 254687106   8,017,165 89,798 SH   DFND   73,813 0 15,985
DOLLAR GENERAL CORP COM 256677105   143,275,836 843,891 SH   DFND   755,868 0 88,023
DOMINION ENERGY INC COM 25746U109   787,260 15,201 SH   DFND   15,201 0 0
DOVER CORP COM 260003108   556,641 3,770 SH   DFND   3,770 0 0
DOW INC COM 260557103   28,619,900 537,362 SH   DFND   536,682 0 680
DUKE ENERGY CORP COM NEW 26441C204   1,022,049 11,389 SH   DFND   11,389 0 0
DUPONT DE NEMOURS INC COM 26614N102   15,094,200 211,285 SH   DFND   196,093 0 15,192
EATON CORP, PLC SHS G29183103   76,403,923 379,930 SH   DFND   354,828 0 25,102
ECOLAB INC COM 278865100   529,079 2,834 SH   DFND   2,834 0 0
ELEVATION HEALTH INC COM 036752103   1,492,370 3,359 SH   DFND   3,359 0 0
EMERSON ELECTRIC CO COM 291011104   4,109,943 45,469 SH   DFND   40,999 0 4,470
ENBRIDGE INC. COM 29250N105   250,985 6,756 SH   DFND   6,756 0 0
ENERGY SELECT SECTOR SPDR ENERGY 81369Y506   1,025,096 12,629 SH   DFND   12,629 0 0
ENERGY TRANSFER COM UT LTD PTN 29273V100   1,195,426 94,128 SH   DFND   94,128 0 0
ENTERPRISE PRODUCTS PARTNERS COM 293792107   1,944,525 73,796 SH   DFND   68,836 0 4,960
ESSENTIAL UTILITIES INC COM 29670G102   1,121,870 28,110 SH   DFND   25,396 0 2,714
ESTEE LAUDER COS INC CL A CL A 518439104   567,145 2,888 SH   DFND   2,888 0 0
EXELON CORP COM 30161N101   459,710 11,284 SH   DFND   11,284 0 0
EXXON MOBIL CORP COM 30231G102   14,766,901 137,687 SH   DFND   131,027 0 6,660
FACTSET RESEARCH COM 303075105   252,410 630 SH   DFND   630 0 0
FASTENAL COMPANY COM 311900104   800,553 13,571 SH   DFND   13,571 0 0
FEDEX CORP COM 31428X106   604,628 2,439 SH   DFND   2,439 0 0
FISERV INC COM 337738108   284,594 2,256 SH   DFND   2,037 0 219
FULLER H B CO COM 359694106   228,832 3,200 SH   DFND   3,200 0 0
GARTNER INC COM 366651107   224,198 640 SH   DFND   640 0 0
GENERAL ELECTRIC COM NEW 369604301   476,749 4,340 SH   DFND   4,340 0 0
GENERAL MILLS INC COM 370334104   733,942 9,569 SH   DFND   9,569 0 0
GENUINE PARTS CO COM 372460105   19,690,716 116,355 SH   DFND   116,150 0 205
GILEAD SCIENCES INC COM 375558103   1,137,014 14,753 SH   DFND   7,999 0 6,754
GLATFELTER CORP COM 377320106   319,063 105,650 SH   DFND   105,650 0 0
GLAXOSMITHKLINE PLC SPONSORED ADR 37733W204   3,169,679 88,936 SH   DFND   28,146 0 60,790
GLOBAL PAYMENTS INC COM 37940X102   284,230 2,885 SH   DFND   2,535 0 350
GLOBAL X S&P 500 CATHOLIC VALUES ETF S&P 500 CATHOLIC 37954Y889   1,539,128 28,272 SH   DFND   28,272 0 0
GOLDMAN SACHS ACCESS INV GRADE CORP BOND ETF ACCESS INVT GR 381430479   927,262 20,489 SH   DFND   20,489 0 0
GOLDMAN SACHS ACTIVEBETA EMERGING MARKETS ACTIVEBETA EME 381430206   1,545,232 51,680 SH   DFND   42,835 0 8,845
GOLDMAN SACHS ACTIVEBETA INTERNATIONAL EQUITY ETF ACTIVEBETA INT 381430107   3,355,923 107,047 SH   DFND   107,047 0 0
GOLDMAN SACHS GROUP INC COM COM 38141G104   522,192 1,619 SH   DFND   1,272 0 347
GOLDMAN SACHS TREAS ACC ETF ACCES TREASURY 381430529   285,099 2,849 SH   DFND   2,849 0 0
GRACO INC COM 384109104   860,910 9,970 SH   DFND   9,970 0 0
HALEON PLC SPON ADS 405552100   348,893 41,634 SH   DFND   2,124 0 39,510
HOME DEPOT INC COM 437076102   37,778,173 121,614 SH   DFND   120,369 0 1,245
HONEYWELL INTERNATIONAL, INC. COM 438516106   185,491,920 893,937 SH   DFND   808,781 0 85,156
HORMEL FOODS CORP COM 440452100   285,482 7,098 SH   DFND   7,098 0 0
HUBBELL INC COM 443510607   361,400 1,090 SH   DFND   1,090 0 0
IISHARES CORE S&P TOTAL US CORE S&P TTL STK 464287150   238,632 2,439 SH   DFND   2,439 0 0
ILLINOIS TOOL WKS INC COM 452308109   48,642,111 194,444 SH   DFND   193,050 0 1,394
INTEL CORP COM 458140100   1,644,011 49,163 SH   DFND   48,788 0 375
INTERCONTINENTAL EXCHANGE COM 45866F104   516,210 4,565 SH   DFND   4,565 0 0
INTERNATIONAL BUSINESS MACHINES COM 459200101   1,332,212 9,956 SH   DFND   9,956 0 0
INTL FLAVORS & FRAGRANCES COM 459506101   651,683 8,188 SH   DFND   8,188 0 0
INTUIT INC COM 461202103   34,367,916 75,008 SH   DFND   74,448 0 560
INVESCO QQQ TRUST SERIES 1 UNIT SER 1 46090E103   13,531,485 36,629 SH   DFND   36,076 0 553
INVESCO S&P 500 EQUAL WEIGHT S&P500 EQL TEC 46137V282   323,499 1,100 SH   DFND   1,100 0 0
INVESCO S&P 500 EQUAL WEIGHT ETF S&P500 EQL WGT 46137V357   17,552,169 117,296 SH   DFND   105,089 0 12,207
INVESCO TAXABLE MUNICIPAL BOND PORTFOLIO TAXABLE MUN BD 46138G805   232,180 8,745 SH   DFND   8,245 0 500
ISHARES 0-5 YEAR TIPS BOND ETF 0-5 YR TIPS ETF 46429B747   64,781,068 663,740 SH   DFND   654,854 0 8,886
ISHARES 1-3 YEAR TREASURY BOND ETF 1 3 YR TREAS BD 464287457   19,046,871 234,915 SH   DFND   231,954 0 2,961
ISHARES BARCLAYS 3-7 YEAR TREASURY BOND FUND 3 7 YR TREAS BD 464288661   12,658,086 109,822 SH   DFND   104,939 0 4,883
ISHARES BARCLAYS 7-10 YEAR TREASURY BOND FUND 7-10 Y TR BD ETF 464287440   10,069,977 104,244 SH   DFND   103,335 0 909
ISHARES BARCLAYS INTERMEDIATE GOVERNMENT/CREDIT BO INTRM GOV/CR ETF 464288612   1,315,782 12,787 SH   DFND   4,622 0 8,165
ISHARES BARCLAYS MBS BOND FUND MBS ETF 464288588   55,996,407 600,401 SH   DFND   591,440 0 8,961
ISHARES CORE DIVIDEND GROWTH ETF CORE DIV GRWTH 46434V621   2,054,810 39,876 SH   DFND   37,956 0 1,920
ISHARES CORE MSCI ACMI CORE MSCI TOTAL 46432F834   2,382,378 38,045 SH   DFND   38,045 0 0
ISHARES CORE MSCI EAFE ETF CORE MSCI EAFE 46432F842   181,752,498 2,692,630 SH   DFND   2,608,423 0 84,206
ISHARES CORE MSCI EMERGING MARKETS ETF CORE MSCI EMKT 46434G103   232,947,334 4,726,057 SH   DFND   4,567,750 0 158,307
ISHARES CORE S&P 500 ETF CORE S&P ETF 464287200   116,461,633 261,295 SH   DFND   254,880 0 6,415
ISHARES CORE S&P MID-CAP ETF CORE S&P MCP ETF 464287507   136,656,729 522,628 SH   DFND   510,250 0 12,378
ISHARES CORE S&P SMALL-CAP ETF CORE S&P SCP ETF 464287804   216,733,680 2,174,949 SH   DFND   2,089,202 0 85,747
ISHARES CORE TOTAL U.S. BOND MARKET ETF CORE US AGGBD ET 464287226   2,942,516 30,041 SH   DFND   30,041 0 0
ISHARES DJ SELECT DIVIDEND INDEX FUND SELECT DIVID ETF 464287168   2,588,678 22,848 SH   DFND   22,848 0 0
ISHARES DJ US HEALTH CARE SECTOR INDEX FUND US HLTHCARE ETF 464287762   789,191 2,816 SH   DFND   2,816 0 0
ISHARES DJ US INDUSTRIAL SECTOR INDEX FUND US INDUSTRIALS 464287754   419,388 3,955 SH   DFND   3,955 0 0
ISHARES DJ US TECHNOLOGY SECTOR INDEX FUND U.S. TECH ETF 464287721   2,067,986 18,995 SH   DFND   18,995 0 0
ISHARES DOW JONES INTERNATIONAL SELECT DIVIDEND IN INTL SEL DIV ETF 464288448   357,719 13,586 SH   DFND   13,586 0 0
ISHARES EDGE MSCI USA MOMENT MSCI USA MMENTM 46432F396   4,109,827 28,491 SH   DFND   25,734 0 2,757
ISHARES EDGE MSCI USA QUALIT MSCI USA QLT FCT 46432F339   12,116,316 89,837 SH   DFND   87,701 0 2,136
ISHARES EDGE MSCI USA VALUE FACTO MSCI USA VALUE 46432F388   10,109,530 107,789 SH   DFND   93,066 0 14,723
ISHARES ESG MSCI USA SMALL- CAP ESG AWARE MSCI 46435U663   1,621,062 45,638 SH   DFND   45,638 0 0
ISHARES FLOATING RATE BOND E FLTG RATE NT ETF 46429B655   53,336,724 1,049,522 SH   DFND   1,033,691 0 15,831
ISHARES IBOXX $ INVESTOP INVESTMENT GRADE BOND FUN IBOXX INV CP ETF 464287242   372,867 3,448 SH   DFND   3,448 0 0
ISHARES IBOXX HIGH YIELD CORPORATE BOND ETF IBOXX HI YD ETF 464288513   377,077 5,023 SH   DFND   5,023 0 0
ISHARES INTERMEDIATE TERM CORP BOND ETF INTERM CR BD ETF 464288638   46,159,245 912,779 SH   DFND   899,295 0 13,484
ISHARES LONG TERM CORP BOND ETF 10+ YR INVST GRD 464289511   201,561 3,910 SH   DFND   3,910 0 0
ISHARES MORNINGSTAR MID-CAP ETF MRGSTR MD CP ETF 464288208   412,461 6,517 SH   DFND   6,517 0 0
ISHARES MSC EAFE ESG ESG AW MSCI EAFE 46435G516   868,013 11,902 SH   DFND   11,660 0 242
ISHARES MSCI ACWI ETF MSCI ACWI ETF 464288257   1,407,152 14,667 SH   DFND   14,667 0 0
ISHARES MSCI EAFE GROWTH INDEX FUND EAFE GRWTH ETF 464288885   613,486 6,430 SH   DFND   5,845 0 585
ISHARES MSCI EAFE INDEX FUND MSCI EAFE ETF 464287465   1,192,553 16,449 SH   DFND   16,449 0 0
ISHARES MSCI EM ESG OP ESG AWR MSCI EM 46434G863   1,017,569 32,171 SH   DFND   31,828 0 343
ISHARES MSCI EM MKTS EX CHINA MSCI EMRG CHN 46434G764   463,350 8,914 SH   DFND   8,914 0 0
ISHARES MSCI EMERGING MARKETS INDEX FUND MSCI EMG MKT ETF 464287234   458,936 11,601 SH   DFND   11,601 0 0
ISHARES MSCI EMERGING MARKETS MINIMUM VOLATILITY I EM MK MINVOL ETF 464286533   1,511,950 27,500 SH   DFND   27,500 0 0
ISHARES MSCI USA MINIMUM VOL MSCI USA MIN VOL 46429B697   6,057,449 81,494 SH   DFND   24,445 0 57,049
ISHARES NASDAQ BIOTECHNOLOGY ISHARES BIOTECH 464287556   573,478 4,517 SH   DFND   4,170 0 347
ISHARES NATIONAL AMT-FREE MUNICIPAL BOND FUND NAT AMT FREE BD 464288414   325,740 3,052 SH   DFND   3,052 0 0
ISHARES NORTH AMERICAN TECH-SOFTWARE ETF EXPANDED TECH 464287515   337,262 975 SH   DFND   975 0 0
ISHARES RUSSELL 1000 GROWTH INDEX FUND RUS 1000 GRW ETF 464287614   16,284,754 59,179 SH   DFND   36,651 0 22,528
ISHARES RUSSELL 1000 INDEX FUND RUS 1000 ETF 464287622   683,203 2,803 SH   DFND   2,803 0 0
ISHARES RUSSELL 1000 VALUE INDEX FUND RUS 1000 VAL ETF 464287598   11,420,688 72,361 SH   DFND   42,376 0 29,984
ISHARES RUSSELL 2000 GROWTH INDEX FUND RUS 2000 GRW ETF 464287648   1,458,629 6,011 SH   DFND   2,526 0 3,485
ISHARES RUSSELL 2000 INDEX FUND RUSSELL 2000 ETF 464287655   2,194,992 11,721 SH   DFND   11,721 0 0
ISHARES RUSSELL 2000 VALUE INDEX FUND RUS 2000 VAL ETF 464287630   701,325 4,981 SH   DFND   1,088 0 3,893
ISHARES RUSSELL 3000 INDEX FUND RUSSELL 3000 ETF 464287689   356,272 1,400 SH   DFND   1,400 0 0
ISHARES RUSSELL MID CAP GROWTH INDEX FUND RUS MDCP VAL ETF 464287481   737,770 7,635 SH   DFND   7,635 0 0
ISHARES RUSSELL MID CAP INDEX FUND RUS MID-CAP ETF 464287499   2,392,025 32,754 SH   DFND   32,754 0 0
ISHARES RUSSELL MID CAP VALUE INDEX FUND RUS MDCP VAL ETF 464287473   204,632 1,863 SH   DFND   1,863 0 0
ISHARES S&P 500 GROWTH INDEX FUND S&P 500 GRWT ETF 464287309   2,848,308 40,413 SH   DFND   40,413 0 0
ISHARES S&P 500 VALUE ETF S&P 500 VAL ETF 464287408   388,146 2,408 SH   DFND   2,408 0 0
ISHARES S&P MID CAP 400 GROWTH INDEX FUND S&P MC 400GR ETF 464287606   373,200 4,976 SH   DFND   4,976 0 0
ISHARES S&P MID CAP 400 VALUE INDEX FUND S&P MC 400VL ETF 464287705   260,862 2,435 SH   DFND   2,435 0 0
ISHARES S&P SHORT TERM NATIONAL AMT-FREE MUNICIPAL SHRT NAT MUN ETF 464288158   1,499,737 14,415 SH   DFND   14,415 0 0
ISHARES S&P US PREFERRED STOCK INDEX FUND U.S. PFD STK ETF 464288687   925,209 29,913 SH   DFND   29,913 0 0
ISHARES SHORT-TERM CORPORATE BOND ETF 1-3 YR CR BD ETF 464288646   85,603,336 1,706,265 SH   DFND   1,682,500 0 23,765
ISHARES TRUST ISHARES MSCI ACWI EX US INDEX FUND MSCI ACWI US ETF 464288240   1,971,556 40,056 SH   DFND   40,056 0 0
ISHARES ULTRA SHORT-TERM BOND ULTR SH TRM BD 46434V878   9,553,429 189,929 SH   DFND   138,564 0 51,365
ISHARES US CONSUMER DISCRETIONARY ETF US CONSUM DISCRE 464287580   595,672 8,370 SH   DFND   8,370 0 0
ISHARES US CONSUMER STAPLES ETF US CONSM STAPLES 464287812   231,936 1,158 SH   DFND   1,158 0 0
ISHARES US FINANCIALS ETF U.S. FINLS ETF 464287788   578,601 7,755 SH   DFND   7,755 0 0
ISHARES US HEALTH CARE PROVIDERS ETF US HLTHCR PR ETF 464288828   376,793 1,473 SH   DFND   1,473 0 0
J.P. MORGAN CHASE & CO COM 46625H100   259,250,757 1,782,527 SH   DFND   1,602,003 0 180,524
JACK HENRY & ASSOCIATES INC. COM 426281101   671,997 4,016 SH   DFND   3,716 0 300
JOHNSON & JOHNSON COM 478160104   228,557,429 1,380,845 SH   DFND   1,235,433 0 145,412
JOHNSON CONTROLS INTERNATIONAL PLC SHS G51502105   20,581,483 302,047 SH   DFND   301,311 0 736
JP MORGAN ALERIAN MLP INDEX ALERIAN ML ETN 46625H365   208,481 9,100 SH   DFND   9,100 0 0
JP MORGAN EQUITY PREMIUM INCOME ETF EQUITY PREMIUM 46641Q332   962,742 17,400 SH   DFND   1,865 0 15,535
KIMBERLY CLARK CORP COM 494368103   4,395,692 31,839 SH   DFND   29,229 0 2,610
KLA - TENCOR CORPROATION COM NEW 482480100   1,561,279 3,219 SH   DFND   3,219 0 0
KROGER CO COM 501044101   362,229 7,707 SH   DFND   7,593 0 114
L3HARRIS TECHNOLOGIES INC COM 502431109   202,230 1,033 SH   DFND   1,033 0 0
LAM RESEARCH CP COM 512807108   301,501 469 SH   DFND   469 0 0
LILLY, ELI & COMPANY COM 532457108   3,022,576 6,445 SH   DFND   6,275 0 170
LINDE PLC SHS G54950103   3,210,980 8,426 SH   DFND   8,146 0 280
LITHIA MOTORS INC CL A CL A 536797103   499,957 1,644 SH   DFND   1,644 0 0
LOCKHEED MARTIN CORP COM 539830109   26,200,686 56,911 SH   DFND   56,156 0 755
LOWES COS INC COM 548661107   237,006,110 1,050,094 SH   DFND   913,965 0 136,129
M & T BK CORP COM 55261F104   510,510 4,125 SH   DFND   4,125 0 0
MAGELLAN MIDSTREAM PARTNERS COM UNIT RP LP 559080106   414,428 6,650 SH   DFND   6,650 0 0
MARATHON PETROLEUM CORP COM 56585A102   637,919 5,471 SH   DFND   5,471 0 0
MARRIOTT INTL INC NEW CL A CL A 571903202   807,685 4,397 SH   DFND   4,397 0 0
MASCO CORP COM 574599106   25,863,174 450,735 SH   DFND   446,355 0 4,380
MASTERCARD CLA 57636Q104   254,215,476 646,365 SH   DFND   562,751 0 83,614
MCCORMICK & CO COM NON VTG 579780206   32,542,809 373,069 SH   DFND   371,074 0 1,995
MCDONALDS CORP COM 580135101   87,609,291 293,587 SH   DFND   275,459 0 18,128
MCKESSON HBOC INC. COM 58155Q103   1,818,631 4,256 SH   DFND   4,216 0 40
MEDTRONIC PLC SHS G5960L103   136,073,551 1,544,535 SH   DFND   1,407,940 0 136,595
MERCK & CO COM 58933Y105   96,346,535 834,964 SH   DFND   824,236 0 10,728
META PLATFORMS, INC. CLASS A CL A 30303M102   1,080,480 3,765 SH   DFND   3,550 0 215
MICROCHIP TECHNOLOGY COM 595017104   728,904 8,136 SH   DFND   8,136 0 0
MICROSOFT CORP COM 594918104   449,494,112 1,319,945 SH   DFND   1,198,155 0 121,790
MIDCAP SPDR TRUST SERIES 1 UTSER1 S&PDCRP 78467Y107   4,138,261 8,641 SH   DFND   8,403 0 238
MOLSON COORS BREWING COMPANY CL B 60871R209   281,071 4,269 SH   DFND   4,269 0 0
MONDELEZ INTERNATIONAL INC CL A CL A 609207105   2,188,127 29,999 SH   DFND   29,999 0 0
MORGAN STANLEY COM NEW 617446448   1,033,767 12,105 SH   DFND   12,105 0 0
MP MATERIALS CORP COM CL A 553368101   758,289 33,142 SH   DFND   0 0 33,142
NESTLE S A SPON ADR REG COM 641069406   4,229,821 35,146 SH   DFND   30,059 0 5,087
NETFLIX INC COM 64110L106   866,444 1,967 SH   DFND   1,967 0 0
NEXTERA ENERGY INC COM 65339F101   8,385,936 113,018 SH   DFND   109,018 0 4,000
NIKE INC CL B CL B 654106103   73,441,990 665,416 SH   DFND   578,412 0 87,004
NORFOLK SOUTHERN CORP COM 655844108   3,158,540 13,929 SH   DFND   13,484 0 445
NORTHERN TR CORP COM 665859104   203,218 2,741 SH   DFND   2,741 0 0
NORTHROP GRUMMAN CORP COM 666807102   1,016,434 2,230 SH   DFND   2,230 0 0
NOVARTIS AG - ADR SPONSORED ADR 66987V109   3,160,400 31,319 SH   DFND   31,319 0 0
NOVO-NORDISK A/S SPONS ADR ADR 670100205   2,243,935 13,866 SH   DFND   13,866 0 0
NUVEEN ESG EMERGING MARKETS NUVEEN ESG EMRGN 67092P888   587,165 21,500 SH   DFND   21,500 0 0
NUVEEN PA INVT QUALITY MUN FD COM 670972108   165,959 14,765 SH   DFND   14,765 0 0
nVENT ELECTRIC PLC SHS G6700G107   20,060,878 388,250 SH   DFND   385,125 0 3,125
NVIDIA CORP COM 67066G104   1,769,070 4,182 SH   DFND   4,182 0 0
ORACLE SYS CORP COM 68389X105   209,053,195 1,755,422 SH   DFND   1,554,214 0 201,208
OREILLY AUTOMOTIVE COM 67103H107   208,255 218 SH   DFND   218 0 0
PARKER-HANNIFIN CORP COM 701094104   428,654 1,099 SH   DFND   682 0 417
PAYCHEX INC COM 704326107   563,042 5,033 SH   DFND   4,202 0 831
PAYPAL HOLDINGS, INC. COM 70450Y103   498,273 7,467 SH   DFND   7,192 0 275
PEPSICO INC COM 713448108   242,921,732 1,311,531 SH   DFND   1,165,335 0 146,196
PFIZER INC COM 717081103   19,171,132 522,659 SH   DFND   511,256 0 11,403
PHILIP MORRIS INTL,INC COM 718172109   26,925,184 275,816 SH   DFND   275,059 0 757
PHILLIPS 66 COM 718546104   1,327,785 13,921 SH   DFND   11,750 0 2,171
PIMCO ENHANCED SHORT MATURITY ETF ENHAN SHRT MA AC 72201R833   417,994 4,190 SH   DFND   0 0 4,190
PNC FINANCIAL CORP COM 693475105   1,101,055 8,742 SH   DFND   8,142 0 600
POWERSHARES FTSE RAFI US 1K FTSE RAFI 1000 46137V613   2,068,372 12,639 SH   DFND   2,470 0 10,169
PPG INDS INC COM 693506107   828,997 5,590 SH   DFND   5,590 0 0
PPL CORP COM COM 69351T106   355,913 13,451 SH   DFND   13,451 0 0
PROCTER & GAMBLE COM 742718109   36,681,628 241,740 SH   DFND   200,710 0 41,030
PROGRESSIVE CORP OHIO COM 743315103   2,063,384 15,588 SH   DFND   15,588 0 0
PROLOGIS COM 74340W103   215,461 1,757 SH   DFND   1,757 0 0
PRUDENTIAL FINL INC COM 744320102   226,020 2,562 SH   DFND   2,562 0 0
PUBLIC STORAGE COM 74460D109   1,176,860 4,032 SH   DFND   4,032 0 0
PUBLIC SVC ENTERPRISES COM 744573106   1,402,902 22,407 SH   DFND   22,407 0 0
QUALCOMM INC COM 747525103   19,644,933 165,028 SH   DFND   164,983 0 45
RAYTHEON TECHNOLOGIES CORP COM 75513E101   194,742,926 1,987,984 SH   DFND   1,797,710 0 190,274
REGENERON PHARMACEUTICALS COM 75886F107   232,088 323 SH   DFND   323 0 0
ROCKWELL AUTOMATION INC COM 773903109   230,286 699 SH   DFND   699 0 0
S&P GLOBAL INC COM 78409V104   156,667,881 390,800 SH   DFND   347,194 0 43,606
SALESFORCE.COM INC COM 79466L302   588,782 2,787 SH   DFND   2,787 0 0
SAP SE SPONSORED ADR SPON ADR 803054204   758,748 5,546 SH   DFND   5,546 0 0
SCHLUMBERGER LTD COM STK 806857108   257,684 5,246 SH   DFND   5,246 0 0
SCHWAB (CHARLES) CORP COM 808513105   284,647 5,022 SH   DFND   5,022 0 0
SCHWAB FUNDAMENTAL LARGE CAP SCHWAB FDT US LG 808524771   12,299,773 213,649 SH   DFND   64,578 0 149,071
SCHWAB INTERNATIONAL EQUITY ETF INTL EQTY ETF 808524805   326,091 9,147 SH   DFND   9,147 0 0
SCHWAB US DVD EQUITY ETF US DIVIDEND EQ 808524797   432,888 5,961 SH   DFND   5,961 0 0
SCHWAB US LARGE-CAP VALUE ETF US LCAP VA ETF 808524409   844,102 12,582 SH   DFND   12,582 0 0
SCHWAB US MID CAP ETF US MID CAP ETF 808524508   438,965 6,180 SH   DFND   6,180 0 0
SCHWAB US SMALL-CAP ETF US SML CAP ETF 808524607   372,331 8,501 SH   DFND   8,501 0 0
SEI INVESTMENTS CO COM 784117103   394,267 6,613 SH   DFND   6,613 0 0
SELECT SECTOR SPDR TR SBI MATERIALS 81369Y100   245,047 2,957 SH   DFND   2,957 0 0
SERVICE NOW INC. COM 81762P102   619,291 1,102 SH   DFND   1,102 0 0
SHELL PLC - ADR SPON ADS 780259305   1,876,490 31,078 SH   DFND   28,612 0 2,466
SHERWIN WILLIAMS CO COM 824348106   3,448,839 12,989 SH   DFND   12,731 0 258
SKYWORKS SOLUTIONS INC COM 83088M102   45,550,485 411,514 SH   DFND   409,264 0 2,250
SMITH A.O. CORP COM 831865209   1,149,269 15,791 SH   DFND   15,791 0 0
SNAP-ON INC COM 833034101   1,278,699 4,437 SH   DFND   4,437 0 0
SOUTHERN CO COM 842587107   504,114 7,176 SH   DFND   7,176 0 0
SPDR GOLD TRUST GOLD SHS 78463V107   1,247,890 7,000 SH   DFND   7,000 0 0
SPDR S&P 600 SMALL CAP GROWTH ETF S&P 600 SMCP GRW 78464A201   55,347,477 719,172 SH   DFND   703,755 0 15,417
SPDR S&P DIVIDEND ETF S&P DIVID ETF 78464A763   2,178,145 17,769 SH   DFND   5,725 0 12,044
SPDR TR UNIT SER 1 TR UNIT 78462F103   60,978,160 137,561 SH   DFND   96,874 0 40,687
STARBUCKS CORP COM 855244109   106,742,689 1,077,556 SH   DFND   956,617 0 120,939
STATE STREET CORPORATION COM 857477103   200,074 2,734 SH   DFND   2,734 0 0
STRYKER CORP COM 863667101   3,216,869 10,544 SH   DFND   9,689 0 855
SYSCO CORP COM 871829107   1,465,969 19,757 SH   DFND   19,757 0 0
TARGET CORP COM 87612E106   3,645,980 27,642 SH   DFND   27,622 0 20
TE CONNECTIVITY LTD SHS H84989104   459,725 3,280 SH   DFND   2,990 0 290
TECHNOLOGY SELECT SECT SPDR TECHNOLOGY 81369Y803   1,428,434 8,216 SH   DFND   6,585 0 1,631
TESLA MOTORS IN COM 88160R101   335,589 1,282 SH   DFND   1,282 0 0
TEXAS INSTRUMENTS INC COM 882508104   107,882,330 599,280 SH   DFND   544,651 0 54,629
THE BLACKSTONE GROUP INC COM CL A 09260D107   678,681 7,300 SH   DFND   7,300 0 0
THE HERSHEY COMPANY COM 427866108   1,391,079 5,571 SH   DFND   5,571 0 0
THE TRADE DESK INC COM CL A 88339J105   791,968 10,256 SH   DFND   10,256 0 0
THERMO FISHER SCIENTIFIC INC COM 883556102   122,994,790 235,735 SH   DFND   212,923 0 22,812
TJX COS INC NEW COM 872540109   160,920,864 1,897,876 SH   DFND   1,632,294 0 265,582
TORO CO COM 891092108   554,094 5,451 SH   DFND   5,451 0 0
TRANE TECHNOLOGIES PLC SHS G8994E103   907,911 4,747 SH   DFND   4,747 0 0
TRANSDIGM GROUP, INC. COM 893641100   1,010,412 1,130 SH   DFND   1,130 0 0
TRAVELERS COMPANIES INC COM 89417E109   973,712 5,607 SH   DFND   3,129 0 2,478
TRUIST FINANCIAL CORP COM 89832Q109   435,219 14,340 SH   DFND   14,340 0 0
U S BANCORP COM NEW 902973304   586,823 17,761 SH   DFND   8,557 0 9,204
UGI CORP NEW COM 902681105   260,908 9,674 SH   DFND   9,674 0 0
UNILEVER PLC SPONSORED ADR SPON ADR NEW 904767704   16,059,950 308,075 SH   DFND   299,631 0 8,444
UNION PACIFIC CORP COM 907818108   10,395,924 50,806 SH   DFND   49,966 0 840
UNITED PARCEL SVC INC CL B CL B 911312106   184,698,429 1,030,396 SH   DFND   976,900 0 53,496
UNITEDHEALTH GROUP INC COM 91324P102   232,741,781 484,233 SH   DFND   413,941 0 70,292
V F CORPORATION COM 918204108   435,806 22,829 SH   DFND   22,829 0 0
VALERO ENERGY CORP COM 91913Y100   417,236 3,557 SH   DFND   3,557 0 0
VANGUARD CONSUMER DISCRETIONARY ETF CONSUM DIS ETF 92204A108   1,478,870 5,222 SH   DFND   5,090 0 132
VANGUARD DIVIDEND DIV APP ETF 921908844   40,572,724 249,786 SH   DFND   176,478 0 73,308
VANGUARD ESG INTL STOCK ETF ESG INTL STK ETF 921910725   1,746,894 32,892 SH   DFND   32,892 0 0
VANGUARD ESG US STOCK ETF ESG US STK ETF 921910733   513,663 6,556 SH   DFND   6,556 0 0
VANGUARD FTSE ALL WORLD SC ETF FTSE SMCAP ETF 922042718   3,058,758 27,686 SH   DFND   27,686 0 0
VANGUARD FTSE DEVELOPED MARKETS ETF FTSE DEV MKT ETF 921943858   4,028,189 87,228 SH   DFND   87,228 0 0
VANGUARD FTSE EMERGING MARKET ETF FTSE EMR MKT ETF 922042858   4,683,692 115,135 SH   DFND   114,657 0 478
VANGUARD FTSE EUROPE ETF FTSE EUROPE ETF 922042874   50,284,400 814,982 SH   DFND   800,330 0 14,652
VANGUARD FTSE PACIFIC ETF INF TECH ETF 922042866   73,425,628 1,053,150 SH   DFND   1,036,159 0 16,991
VANGUARD GROWTH ETF GROWTH ETF 922908736   734,341 2,595 SH   DFND   2,595 0 0
VANGUARD HEALTHCARE ETF HEALTH CAR ETF 92204A504   499,678 2,041 SH   DFND   2,041 0 0
VANGUARD HIGH DIVIDEND YIELD ETF HIGH DIV YLD 921946406   4,896,964 46,167 SH   DFND   45,767 0 400
VANGUARD INFO TECH ETF INF TECH ETF 92204A702   5,990,826 13,549 SH   DFND   13,549 0 0
VANGUARD INTERMEDIATE-TERM CORPORATE BOND ETF INT-TERM CORP 92206C870   230,689 2,919 SH   DFND   2,919 0 0
VANGUARD LARGE - CAP ETF LARGE CAP ETF 922908637   527,072 2,600 SH   DFND   2,600 0 0
VANGUARD MEGA CAP ETF MEGA CAP INTDEX 921910873   355,164 2,270 SH   DFND   2,150 0 120
VANGUARD MEGA CAP VALUE ETF MEGA CAP VAL ETF 921910840   249,958 2,409 SH   DFND   2,409 0 0
VANGUARD MID-CAP ETF MID CAP ETF 922908629   1,674,097 7,604 SH   DFND   7,604 0 0
VANGUARD MID-CAP GROWTH ETF MCAP GR INXVIP 922908538   253,097 1,230 SH   DFND   1,144 0 86
VANGUARD REIT ETF REIT ETF 922908553   1,509,762 18,068 SH   DFND   18,068 0 0
VANGUARD S&P 500 ETF S&P 500 ETF SHS 922908363   10,766,040 26,434 SH   DFND   20,256 0 6,178
VANGUARD SHORT TERM BOND ETF SHORT TRM BOND 921937827   4,029,921 53,327 SH   DFND   53,327 0 0
VANGUARD SMALL-CAP ETF SMALL CAP ETF 922908751   5,619,040 28,252 SH   DFND   28,252 0 0
VANGUARD TOTAL BOND MARKET TOTAL BND MRKT 921937835   5,337,699 73,431 SH   DFND   13,494 0 59,937
VANGUARD TOTAL INTL STOCK INDEX FUND ETF VG TL INTL STK F 921909768   42,488,507 757,641 SH   DFND   733,734 0 23,907
VANGUARD TOTAL STOCK MARKET TOTAL STK MKT 922908769   54,634,686 248,024 SH   DFND   234,724 0 13,300
VANGUARD VALUE ETF VALUE ETF 922908744   881,162 6,201 SH   DFND   3,759 0 2,442
VERIZON COMMUNICATIONS COM 92343V104   56,075,045 1,507,799 SH   DFND   1,498,069 0 9,730
VISA IN - CLASS A COM CL A 92826C839   6,013,706 25,323 SH   DFND   24,823 0 500
WALMART INC COM 931142103   2,972,588 18,912 SH   DFND   18,804 0 108
WASTE MGMT INC DEL COM 94106L109   5,456,487 31,464 SH   DFND   31,464 0 0
WEC ENERGY GROUP INC COM 92939U106   288,104 3,265 SH   DFND   3,265 0 0
WELLS FARGO CO COM 949746101   1,991,491 46,661 SH   DFND   46,661 0 0
WISDOMTREE L/C DIVIDEND FD US LARGECAP DIVD 97717W307   496,207 7,802 SH   DFND   7,802 0 0
WISDOMTREE U.S. QUALITY DIVIDEND GROWTH FUND US QTLY DIV GRT 97717X669   2,399,027 35,989 SH   DFND   35,989 0 0
WW GRAINGER INC COM 384802104   597,751 758 SH   DFND   758 0 0
YUM BRANDS INC COM COM 988498101   506,262 3,654 SH   DFND   3,654 0 0
ZIMMER HLDGS INC COM 98956P102   503,485 3,458 SH   DFND   3,080 0 378
ZOETIS INC. CL A 98978V103   28,390,368 164,859 SH   DFND   163,404 0 1,455