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The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
APPLE INC COM 037833100   3,358,326 17,314 SH   SOLE   17,314 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   404,085 1,185 SH   SOLE   1,185 0 0
CBIZ INC COM 124805102   374,239 7,024 SH   SOLE   7,024 0 0
CISCO SYS INC COM 17275R102   1,420,404 27,453 SH   SOLE   27,453 0 0
ISHARES TR RUS 1000 GRW ETF 464287614   868,468 3,156 SH   SOLE   3,156 0 0
ISHARES TR RUS MID CAP ETF 464287499   225,955 3,094 SH   SOLE   3,094 0 0
ISHARES TR IBOXX HI YD ETF 464288513   32,406,597 431,685 SH   SOLE   431,685 0 0
ISHARES TR CORE S&P SCP ETF 464287804   366,712 3,680 SH   SOLE   3,680 0 0
ISHARES TR CORE S&P500 ETF 464287200   11,036,671 24,762 SH   SOLE   24,762 0 0
ISHARES TR MSCI EAFE ETF 464287465   452,473 6,241 SH   SOLE   6,241 0 0
MICROSOFT CORP COM 594918104   908,220 2,667 SH   SOLE   2,667 0 0
PARKE BANCORP INC COM 700885106   213,513 12,567 SH   SOLE   12,567 0 0
SPDR DOW JONES INDL AVERAGE UT SER 1 78467X109   324,637 942 SH   SOLE   942 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103   219,345 493 SH   SOLE   493 0 0
SPDR SER TR S&P DIVID ETF 78464A763   742,099 6,054 SH   SOLE   6,054 0 0
U HAUL HOLDING COMPANY COM SER N 023586506   228,015 4,500 SH   SOLE   4,500 0 0
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   208,958,575 2,874,654 SH   SOLE   2,874,654 0 0
VANGUARD BD INDEX FDS SHORT TRM BOND 921937827   48,109,901 636,627 SH   SOLE   636,627 0 0
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512   2,635,956 19,027 SH   SOLE   19,027 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   531,922 1,301 SH   SOLE   1,301 0 0
VANGUARD INDEX FDS MID CAP ETF 922908629   94,614,535 429,754 SH   SOLE   429,754 0 0
VANGUARD INDEX FDS SMALL CP ETF 922908751   61,839,377 310,923 SH   SOLE   310,923 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769   18,384,339 83,459 SH   SOLE   83,459 0 0
VANGUARD INDEX FDS GROWTH ETF 922908736   222,979,655 788,025 SH   SOLE   788,025 0 0
VANGUARD INDEX FDS VALUE ETF 922908744   207,474,024 1,460,056 SH   SOLE   1,460,056 0 0
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775   190,514,046 3,501,453 SH   SOLE   3,501,453 0 0
VANGUARD MALVERN FDS STRM INFPROIDX 922020805   216,852 4,573 SH   SOLE   4,573 0 0
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870   32,059,272 405,660 SH   SOLE   405,660 0 0
VANGUARD SCOTTSDALE FDS VNG RUS1000IDX 92206C730   18,932,128 93,928 SH   SOLE   93,928 0 0
VANGUARD WORLD FD ESG US STK ETF 921910733   7,385,663 94,265 SH   SOLE   94,265 0 0
VANGUARD WORLD FD ESG INTL STK ETF 921910725   5,283,171 99,476 SH   SOLE   99,476 0 0