The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ADOBE SYSTEMS INCORPORATED COM 00724F101   202,442 414 SH   SOLE 0 0 0 414
ALPHABET INC CAP STK CL C 02079K107   476,380 3,938 SH   SOLE 0 0 0 3,938
AMAZON COM INC COM 023135106   733,014 5,623 SH   SOLE 0 0 0 5,623
APPLE INC COM 037833100   2,868,238 14,787 SH   SOLE 0 0 0 14,787
BALL CORP COM 058498106   264,574 4,545 SH   SOLE 0 0 0 4,545
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   1,522,565 4,465 SH   SOLE 0 0 0 4,465
CUMMINS INC COM 231021106   331,955 1,354 SH   SOLE 0 0 0 1,354
DBX ETF TR XTRACK MUN INFRA 233051705   271,936 10,787 SH   SOLE 0 0 0 10,787
INVESCO QQQ TR UNIT SER 1 46090E103   9,320,182 25,229 SH   SOLE 0 0 0 25,229
ISHARES INC MSCI GBL MIN VOL 464286525   7,790,990 79,455 SH   SOLE 0 0 0 79,455
ISHARES TR MSCI USA MMENTM 46432F396   7,670,260 53,173 SH   SOLE 0 0 0 53,173
ISHARES TR 0-5YR HI YL CP 46434V407   14,788,799 356,786 SH   SOLE 0 0 0 356,786
ISHARES TR MSCI LW CRB TG 46434V464   248,752 1,591 SH   SOLE 0 0 0 1,591
ISHARES TR MSCI USA MIN VOL 46429B697   8,366,301 112,556 SH   SOLE 0 0 0 112,556
ISHARES TR MSCI GBL SUS DEV 46435G532   302,918 3,832 SH   SOLE 0 0 0 3,832
ISHARES TR ESG AWR MSCI USA 46435G425   1,035,331 10,623 SH   SOLE 0 0 0 10,623
ISHARES TR ESG AWR US AGRGT 46435U549   735,593 15,595 SH   SOLE 0 0 0 15,595
ISHARES TR USD GRN BOND ETF 46435U440   251,718 5,409 SH   SOLE 0 0 0 5,409
ISHARES TR RUS 1000 ETF 464287622   404,401 1,659 SH   SOLE 0 0 0 1,659
ISHARES TR RUS 1000 GRW ETF 464287614   568,420 2,066 SH   SOLE 0 0 0 2,066
ISHARES TR RUSSELL 2000 ETF 464287655   294,280 1,571 SH   SOLE 0 0 0 1,571
ISHARES TR RUSSELL 3000 ETF 464287689   1,295,336 5,090 SH   SOLE 0 0 0 5,090
ISHARES TR RUS MD CP GR ETF 464287481   275,215 2,848 SH   SOLE 0 0 0 2,848
ISHARES TR RUS MDCP VAL ETF 464287473   243,207 2,214 SH   SOLE 0 0 0 2,214
ISHARES TR PFD AND INCM SEC 464288687   261,889 8,467 SH   SOLE 0 0 0 8,467
ISHARES TR SHRT NAT MUN ETF 464288158   268,379 2,580 SH   SOLE 0 0 0 2,580
JOHNSON & JOHNSON COM 478160104   368,047 2,224 SH   SOLE 0 0 0 2,224
JPMORGAN CHASE & CO COM 46625H100   651,377 4,479 SH   SOLE 0 0 0 4,479
LILLY ELI & CO COM 532457108   291,904 622 SH   SOLE 0 0 0 622
MICROSOFT CORP COM 594918104   714,182 2,097 SH   SOLE 0 0 0 2,097
NVIDIA CORPORATION COM 67066G104   585,052 1,383 SH   SOLE 0 0 0 1,383
ORACLE CORP COM 68389X105   384,438 3,228 SH   SOLE 0 0 0 3,228
PACER FDS TR US CASH COWS 100 69374H881   7,527,164 157,242 SH   SOLE 0 0 0 157,242
PERSPECTIVE THERAPEUTICS INC COM 46489V104   9,770 14,625 SH   SOLE 0 0 0 14,625
PROCTER AND GAMBLE CO COM 742718109   721,861 4,757 SH   SOLE 0 0 0 4,757
SCHWAB STRATEGIC TR US AGGREGATE B 808524839   10,801,160 233,994 SH   SOLE 0 0 0 233,994
SPDR S&P 500 ETF TR TR UNIT 78462F103   253,943 573 SH   SOLE 0 0 0 573
SPDR SER TR BLOOMBERG 1-3 MO 78468R663   11,473,676 124,958 SH   SOLE 0 0 0 124,958
SPDR SER TR BLOOMBERG HIGH Y 78468R622   285,518 3,102 SH   SOLE 0 0 0 3,102
SPDR SER TR NUVEEN BLOOMBERG 78464A284   265,688 10,623 SH   SOLE 0 0 0 10,623
SPDR SER TR SPDR MSCI USA GE 78468R747   245,600 2,790 SH   SOLE 0 0 0 2,790
THERMO FISHER SCIENTIFIC INC COM 883556102   210,140 403 SH   SOLE 0 0 0 403
UNITED MICROELECTRONICS CORP SPON ADR NEW 910873405   89,623 11,359 SH   SOLE 0 0 0 11,359
UNITEDHEALTH GROUP INC COM 91324P102   328,593 684 SH   SOLE 0 0 0 684
VANGUARD BD INDEX FDS TOTAL BND MRKT 921937835   516,883 7,111 SH   SOLE 0 0 0 7,111
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   8,227,727 20,202 SH   SOLE 0 0 0 20,202
VANGUARD INDEX FDS REAL ESTATE ETF 922908553   248,556 2,975 SH   SOLE 0 0 0 2,975
VANGUARD INDEX FDS GROWTH ETF 922908736   1,009,553 3,568 SH   SOLE 0 0 0 3,568
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746   974,509 19,405 SH   SOLE 0 0 0 19,405
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   8,619,733 53,067 SH   SOLE 0 0 0 53,067
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   311,314 2,935 SH   SOLE 0 0 0 2,935
VANGUARD WORLD FD ESG INTL STK ETF 921910725   313,434 5,902 SH   SOLE 0 0 0 5,902
VISA INC COM CL A 92826C839   406,252 1,711 SH   SOLE 0 0 0 1,711
WATERS CORP COM 941848103   231,090 867 SH   SOLE 0 0 0 867