The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100   965,430 8,856 SH   SOLE   8,856 0 0
ABBVIE INC COM 00287Y109   1,903,246 14,126 SH   SOLE   14,126 0 0
ACCENTURE PLC IRELAND SHS CLASS A G1151C101   220,635 715 SH   SOLE   715 0 0
ADOBE SYSTEMS INCORPORATED COM 00724F101   681,163 1,393 SH   SOLE   1,393 0 0
ADVANCED MICRO DEVICES INC COM 007903107   452,451 3,972 SH   SOLE   3,972 0 0
AIR PRODS & CHEMS INC COM 009158106   273,754 914 SH   SOLE   914 0 0
ALPHABET INC CAP STK CL C 02079K107   1,642,168 13,575 SH   SOLE   13,575 0 0
ALPHABET INC CAP STK CL A 02079K305   4,225,716 35,303 SH   SOLE   35,303 0 0
ALTRIA GROUP INC COM 02209S103   263,604 5,819 SH   SOLE   5,819 0 0
AMAZON COM INC COM 023135106   4,616,873 35,416 SH   SOLE   35,416 0 0
AMERICAN ELEC PWR CO INC COM 025537101   1,288,486 15,303 SH   SOLE   15,303 0 0
AMERICAN EXPRESS CO COM 025816109   234,473 1,346 SH   SOLE   1,346 0 0
AMERICAN TOWER CORP NEW COM 03027X100   347,751 1,793 SH   SOLE   1,793 0 0
AMGEN INC COM 031162100   805,416 3,628 SH   SOLE   3,628 0 0
APPLE INC COM 037833100   21,055,605 108,551 SH   SOLE   108,551 0 0
ARES CAPITAL CORP COM 04010L103   356,071 18,950 SH   SOLE   18,950 0 0
ASTRAZENECA PLC SPONSORED ADR 046353108   6,292,845 87,926 SH   SOLE   87,926 0 0
AT&T INC COM 00206R102   268,752 16,850 SH   SOLE   16,850 0 0
AUTOMATIC DATA PROCESSING IN COM 053015103   295,398 1,344 SH   SOLE   1,344 0 0
BANK AMERICA CORP COM 060505104   783,524 27,310 SH   SOLE   27,310 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   3,283,830 9,630 SH   SOLE   9,630 0 0
BERKSHIRE HATHAWAY INC DEL CL A 084670108   1,035,620 2 SH   SOLE   2 0 0
BLACKROCK INC COM 09247X101   411,228 595 SH   SOLE   595 0 0
BLACKROCK MUNIYIELD FD INC COM 09253W104   240,120 23,000 SH   SOLE   23,000 0 0
BLACKROCK TAX MUNICPAL BD TR SHS 09248X100   207,375 12,500 SH   SOLE   12,500 0 0
BLACKSTONE INC COM 09260D107   1,652,356 17,773 SH   SOLE   17,773 0 0
BOEING CO COM 097023105   572,877 2,713 SH   SOLE   2,713 0 0
BRISTOL-MYERS SQUIBB CO COM 110122108   498,982 7,803 SH   SOLE   7,803 0 0
BROADCOM INC COM 11135F101   1,752,209 2,020 SH   SOLE   2,020 0 0
CADENCE DESIGN SYSTEM INC COM 127387108   281,424 1,200 SH   SOLE   1,200 0 0
CHEMOURS CO COM 163851108   982,721 26,639 SH   SOLE   26,639 0 0
CHEVRON CORP NEW COM 166764100   1,419,769 9,023 SH   SOLE   9,023 0 0
CISCO SYS INC COM 17275R102   745,884 14,416 SH   SOLE   14,416 0 0
CITIGROUP INC COM NEW 172967424   277,253 6,022 SH   SOLE   6,022 0 0
CME GROUP INC COM 12572Q105   723,495 3,905 SH   SOLE   3,905 0 0
COCA COLA CO COM 191216100   1,717,647 28,523 SH   SOLE   28,523 0 0
COLGATE PALMOLIVE CO COM 194162103   214,062 2,779 SH   SOLE   2,779 0 0
COMCAST CORP NEW CL A 20030N101   249,799 6,012 SH   SOLE   6,012 0 0
CONOCOPHILLIPS COM 20825C104   728,113 7,027 SH   SOLE   7,027 0 0
CONSTELLATION BRANDS INC CL A 21036P108   284,772 1,157 SH   SOLE   1,157 0 0
CONSTELLATION ENERGY CORP COM 21037T109   459,815 5,023 SH   SOLE   5,023 0 0
CORTEVA INC COM 22052L104   2,980,849 52,022 SH   SOLE   52,022 0 0
COSTCO WHSL CORP NEW COM 22160K105   742,964 1,380 SH   SOLE   1,380 0 0
CROWN CASTLE INC COM 22822V101   392,181 3,442 SH   SOLE   3,442 0 0
CSX CORP COM 126408103   555,694 16,296 SH   SOLE   16,296 0 0
CVS HEALTH CORP COM 126650100   472,264 6,832 SH   SOLE   6,832 0 0
DANAHER CORPORATION COM 235851102   421,206 1,755 SH   SOLE   1,755 0 0
DARDEN RESTAURANTS INC COM 237194105   534,656 3,200 SH   SOLE   3,200 0 0
DIAGEO PLC SPON ADR NEW 25243Q205   332,561 1,917 SH   SOLE   1,917 0 0
DIGITAL RLTY TR INC COM 253868103   311,433 2,735 SH   SOLE   2,735 0 0
DISNEY WALT CO COM 254687106   326,229 3,654 SH   SOLE   3,654 0 0
DOW INC COM 260557103   2,679,081 50,302 SH   SOLE   50,302 0 0
DUKE ENERGY CORP NEW COM NEW 26441C204   486,814 5,425 SH   SOLE   5,425 0 0
DUPONT DE NEMOURS INC COM 26614N102   2,948,656 41,275 SH   SOLE   41,275 0 0
ELEVANCE HEALTH INC COM 036752103   310,559 699 SH   SOLE   699 0 0
EMERSON ELEC CO COM 291011104   529,414 5,857 SH   SOLE   5,857 0 0
ENERGY TRANSFER L P COM UT LTD PTN 29273V100   176,174 13,872 SH   SOLE   13,872 0 0
EXCHANGE TRADED CONCEPTS TR BITWISE CRYPTO 301505624   200,139 24,862 SH   SOLE   24,862 0 0
EXELON CORP COM 30161N101   646,560 15,870 SH   SOLE   15,870 0 0
EXPEDITORS INTL WASH INC COM 302130109   2,407,216 19,873 SH   SOLE   19,873 0 0
EXXON MOBIL CORP COM 30231G102   2,461,772 22,954 SH   SOLE   22,954 0 0
FEDEX CORP COM 31428X106   311,610 1,257 SH   SOLE   1,257 0 0
FIRST TR EXCHANGE TRADED FD WTR ETF 33733B100   208,848 2,358 SH   SOLE   2,358 0 0
FRANKLIN TEMPLETON ETF TR FTSE EUROPE 35473P652   1,319,626 48,985 SH   SOLE   48,985 0 0
GENERAL DYNAMICS CORP COM 369550108   801,003 3,723 SH   SOLE   3,723 0 0
GENERAL ELECTRIC CO COM NEW 369604301   470,378 4,282 SH   SOLE   4,282 0 0
GENERAL MLS INC COM 370334104   718,615 9,369 SH   SOLE   9,369 0 0
GLOBAL X FDS US INFR DEV ETF 37954Y673   214,101 6,812 SH   SOLE   6,812 0 0
GOLDMAN SACHS GROUP INC COM 38141G104   323,185 1,002 SH   SOLE   1,002 0 0
GRANITESHARES GOLD TR SHS BEN INT 38748G101   9,240,676 486,096 SH   SOLE   486,096 0 0
HASHICORP INC COM CL A 418100103   268,685 10,263 SH   SOLE   10,263 0 0
HOME DEPOT INC COM 437076102   1,012,997 3,261 SH   SOLE   3,261 0 0
HONEYWELL INTL INC COM 438516106   520,203 2,507 SH   SOLE   2,507 0 0
ILLINOIS TOOL WKS INC COM 452308109   416,516 1,665 SH   SOLE   1,665 0 0
INGEVITY CORP COM 45688C107   276,086 4,747 SH   SOLE   4,747 0 0
INTEL CORP COM 458140100   366,545 10,961 SH   SOLE   10,961 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101   778,908 5,821 SH   SOLE   5,821 0 0
INTERNATIONAL FLAVORS&FRAGRA COM 459506101   470,586 5,913 SH   SOLE   5,913 0 0
INVESCO EXCH TRADED FD TR II PFD ETF 46138E511   247,718 21,787 SH   SOLE   21,787 0 0
INVESCO EXCH TRADED FD TR II NASDAQ 100 ETF 46138G649   1,097,752 7,223 SH   SOLE   7,223 0 0
INVESCO EXCHANGE TRADED FD T S&P500 EQL WGT 46137V357   644,617 4,308 SH   SOLE   4,308 0 0
INVESCO EXCHANGE TRADED FD T INTL DIVI ACHI 46137V548   1,372,576 76,043 SH   SOLE   76,043 0 0
INVESCO PA VALUE MUN INC TR COM 46132K109   284,065 28,810 SH   SOLE   28,810 0 0
INVESCO QQQ TR UNIT SER 1 46090E103   2,922,864 7,912 SH   SOLE   7,912 0 0
ISHARES GOLD TR ISHARES NEW 464285204   327,510 9,000 SH   SOLE   9,000 0 0
ISHARES INC MSCI PAC JP ETF 464286665   386,834 9,158 SH   SOLE   9,158 0 0
ISHARES INC ESG AWR MSCI EM 46434G863   430,959 13,625 SH   SOLE   13,625 0 0
ISHARES INC CORE MSCI EMKT 46434G103   6,005,232 121,835 SH   SOLE   121,835 0 0
ISHARES TR RUS 2000 VAL ETF 464287630   298,814 2,122 SH   SOLE   2,122 0 0
ISHARES TR CORE S&P SCP ETF 464287804   551,309 5,532 SH   SOLE   5,532 0 0
ISHARES TR SP SMCP600VL ETF 464287879   424,437 4,464 SH   SOLE   4,464 0 0
ISHARES TR SHRT NAT MUN ETF 464288158   12,971,155 124,675 SH   SOLE   124,675 0 0
ISHARES TR CORE S&P TTL STK 464287150   779,582 7,968 SH   SOLE   7,968 0 0
ISHARES TR NATIONAL MUN ETF 464288414   8,150,895 76,369 SH   SOLE   76,369 0 0
ISHARES TR INTL SEL DIV ETF 464288448   896,615 34,053 SH   SOLE   34,053 0 0
ISHARES TR CORE HIGH DV ETF 46429B663   4,124,528 40,922 SH   SOLE   40,922 0 0
ISHARES TR GLOBAL TECH ETF 464287291   924,890 14,872 SH   SOLE   14,872 0 0
ISHARES TR RUS 1000 ETF 464287622   822,135 3,373 SH   SOLE   3,373 0 0
ISHARES TR MSCI USA MIN VOL 46429B697   3,468,044 46,657 SH   SOLE   46,657 0 0
ISHARES TR 0-5 YR TIPS ETF 46429B747   25,486,989 261,137 SH   SOLE   261,137 0 0
ISHARES TR MSCI USA QLT FCT 46432F339   942,337 6,987 SH   SOLE   6,987 0 0
ISHARES TR MSCI USA MMENTM 46432F396   284,750 1,974 SH   SOLE   1,974 0 0
ISHARES TR CORE MSCI TOTAL 46432F834   2,069,323 33,046 SH   SOLE   33,046 0 0
ISHARES TR CORE MSCI EAFE 46432F842   18,602,679 275,595 SH   SOLE   275,595 0 0
ISHARES TR ISHARES BIOTECH 464287556   700,446 5,517 SH   SOLE   5,517 0 0
ISHARES TR 0-5YR HI YL CP 46434V407   214,835 5,183 SH   SOLE   5,183 0 0
ISHARES TR MSCI INTL QUALTY 46434V456   260,995 7,331 SH   SOLE   7,331 0 0
ISHARES TR CORE DIV GRWTH 46434V621   848,905 16,474 SH   SOLE   16,474 0 0
ISHARES TR GLOBAL REIT ETF 46434V647   10,056,058 437,791 SH   SOLE   437,791 0 0
ISHARES TR CORE MSCI PAC 46434V696   559,138 9,736 SH   SOLE   9,736 0 0
ISHARES TR CORE MSCI EURO 46434V738   940,919 17,878 SH   SOLE   17,878 0 0
ISHARES TR IBONDS DEC2023 46435G318   1,186,065 46,531 SH   SOLE   46,531 0 0
ISHARES TR ESG AW MSCI EAFE 46435G516   1,891,148 25,931 SH   SOLE   25,931 0 0
ISHARES TR INTL DIV GRWTH 46435G524   1,349,617 21,761 SH   SOLE   21,761 0 0
ISHARES TR IBONDS DEC 25 46435U432   558,169 21,195 SH   SOLE   21,195 0 0
ISHARES TR ESG AWARE MSCI 46435U663   359,249 10,114 SH   SOLE   10,114 0 0
ISHARES TR CORE S&P MCP ETF 464287507   599,762 2,294 SH   SOLE   2,294 0 0
ISHARES TR MSCI EAFE ETF 464287465   923,868 12,743 SH   SOLE   12,743 0 0
ISHARES TR S&P 500 GRWT ETF 464287309   389,332 5,524 SH   SOLE   5,524 0 0
ISHARES TR MSCI EAFE MIN VL 46429B689   210,600 3,120 SH   SOLE   3,120 0 0
ISHARES TR CORE S&P500 ETF 464287200   1,332,040 2,989 SH   SOLE   2,989 0 0
ISHARES TR S&P MC 400GR ETF 464287606   823,125 10,975 SH   SOLE   10,975 0 0
ISHARES TR IBONDS DEC 46435U697   959,830 37,260 SH   SOLE   37,260 0 0
J P MORGAN EXCHANGE TRADED F ULTRA SHT MUNCPL 46641Q654   6,921,377 136,651 SH   SOLE   136,651 0 0
J P MORGAN EXCHANGE TRADED F BETABUILDERS EUR 46641Q191   2,352,181 43,462 SH   SOLE   43,462 0 0
JOHNSON & JOHNSON COM 478160104   2,244,468 13,560 SH   SOLE   13,560 0 0
JPMORGAN CHASE & CO COM 46625H100   3,935,192 27,057 SH   SOLE   27,057 0 0
KIMBERLY-CLARK CORP COM 494368103   295,310 2,139 SH   SOLE   2,139 0 0
KINDER MORGAN INC DEL COM 49456B101   456,933 26,535 SH   SOLE   26,535 0 0
KRANESHARES TR CSI CHI INTERNET 500767306   231,188 8,585 SH   SOLE   8,585 0 0
LIGHTWAVE LOGIC INC COM 532275104   423,595 60,774 SH   SOLE   60,774 0 0
LILLY ELI & CO COM 532457108   3,321,442 7,082 SH   SOLE   7,082 0 0
LILLY ELI & CO COM 532457108   1,641,430 3,500 SH Put SOLE   3,500 0 0
LOCKHEED MARTIN CORP COM 539830109   1,591,995 3,458 SH   SOLE   3,458 0 0
LOWES COS INC COM 548661107   691,319 3,063 SH   SOLE   3,063 0 0
LULULEMON ATHLETICA INC COM 550021109   277,671 734 SH   SOLE   734 0 0
MAINSTAY MACKAY DEFINEDTERM COM 56064K100   245,808 14,400 SH   SOLE   14,400 0 0
MASTERCARD INCORPORATED CL A 57636Q104   1,343,906 3,417 SH   SOLE   3,417 0 0
MCDONALDS CORP COM 580135101   2,659,056 8,911 SH   SOLE   8,911 0 0
MERCK & CO INC COM 58933Y105   3,246,376 28,134 SH   SOLE   28,134 0 0
META PLATFORMS INC CL A 30303M102   915,696 3,191 SH   SOLE   3,191 0 0
MICROCHIP TECHNOLOGY INC. COM 595017104   352,268 3,932 SH   SOLE   3,932 0 0
MICROSOFT CORP COM 594918104   9,634,624 28,292 SH   SOLE   28,292 0 0
MONDELEZ INTL INC CL A 609207105   216,778 2,972 SH   SOLE   2,972 0 0
MORGAN STANLEY COM NEW 617446448   224,438 2,628 SH   SOLE   2,628 0 0
NETFLIX INC COM 64110L106   426,763 969 SH   SOLE   969 0 0
NEXTERA ENERGY INC COM 65339F101   2,408,280 32,457 SH   SOLE   32,457 0 0
NORFOLK SOUTHN CORP COM 655844108   294,561 1,299 SH   SOLE   1,299 0 0
NVIDIA CORPORATION COM 67066G104   3,344,360 7,906 SH   SOLE   7,906 0 0
ORACLE CORP COM 68389X105   322,615 2,709 SH   SOLE   2,709 0 0
PACCAR INC COM 693718108   618,675 7,396 SH   SOLE   7,396 0 0
PEPSICO INC COM 713448108   2,464,567 13,306 SH   SOLE   13,306 0 0
PFIZER INC COM 717081103   2,036,761 55,528 SH   SOLE   55,528 0 0
PHILLIPS 66 COM 718546104   373,417 3,915 SH   SOLE   3,915 0 0
PNC FINL SVCS GROUP INC COM 693475105   912,634 7,246 SH   SOLE   7,246 0 0
POET TECHNOLOGIES INC COM NEW 73044W302   547,534 124,157 SH   SOLE   124,157 0 0
PROCTER AND GAMBLE CO COM 742718109   3,167,000 20,871 SH   SOLE   20,871 0 0
PROSHARES TR S&P 500 DV ARIST 74348A467   281,614 2,987 SH   SOLE   2,987 0 0
PUBLIC SVC ENTERPRISE GRP IN COM 744573106   806,104 12,875 SH   SOLE   12,875 0 0
RAYTHEON TECHNOLOGIES CORP COM 75513E101   771,729 7,878 SH   SOLE   7,878 0 0
SALESFORCE INC COM 79466L302   480,828 2,276 SH   SOLE   2,276 0 0
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300   2,440,660 32,564 SH   SOLE   32,564 0 0
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409   2,563,147 38,205 SH   SOLE   38,205 0 0
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805   98,509,120 2,763,229 SH   SOLE   2,763,229 0 0
SCHWAB STRATEGIC TR SHT TM US TRES 808524862   42,582,840 886,035 SH   SOLE   886,035 0 0
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706   2,961,027 120,220 SH   SOLE   120,220 0 0
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803   757,571 4,357 SH   SOLE   4,357 0 0
SELECT SECTOR SPDR TR SBI INT-INDS 81369Y704   1,429,932 13,324 SH   SOLE   13,324 0 0
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886   203,584 3,111 SH   SOLE   3,111 0 0
SELECT SECTOR SPDR TR FINANCIAL 81369Y605   2,700,267 80,103 SH   SOLE   80,103 0 0
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209   4,413,435 33,251 SH   SOLE   33,251 0 0
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407   3,332,962 19,628 SH   SOLE   19,628 0 0
SELECT SECTOR SPDR TR SBI MATERIALS 81369Y100   615,760 7,430 SH   SOLE   7,430 0 0
SOUTHERN CO COM 842587107   292,381 4,162 SH   SOLE   4,162 0 0
SPDR GOLD TR GOLD SHS 78463V107   932,530 5,231 SH   SOLE   5,231 0 0
SPDR INDEX SHS FDS S&P INTL ETF 78463X772   1,133,901 32,972 SH   SOLE   32,972 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103   2,267,473 5,115 SH   SOLE   5,115 0 0
SPDR SER TR S&P 600 SMCP VAL 78464A300   18,466,603 239,236 SH   SOLE   239,236 0 0
SPDR SER TR NUVEEN BLMBRG SH 78468R739   582,432 12,379 SH   SOLE   12,379 0 0
SPDR SER TR PRTFLO S&P500 GW 78464A409   12,528,095 205,345 SH   SOLE   205,345 0 0
SPDR SER TR S&P DIVID ETF 78464A763   295,908 2,414 SH   SOLE   2,414 0 0
SPDR SER TR PRTFLO S&P500 VL 78464A508   19,162,656 443,580 SH   SOLE   443,580 0 0
SSGA ACTIVE ETF TR BLACKSTONE SENR 78467V608   242,344 5,788 SH   SOLE   5,788 0 0
STARBUCKS CORP COM 855244109   593,468 5,991 SH   SOLE   5,991 0 0
STIFEL FINL CORP COM 860630102   2,945,610 49,365 SH   SOLE   49,365 0 0
STRYKER CORPORATION COM 863667101   678,520 2,224 SH   SOLE   2,224 0 0
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS 874039100   274,099 2,716 SH   SOLE   2,716 0 0
TARGET CORP COM 87612E106   461,254 3,497 SH   SOLE   3,497 0 0
TESLA INC COM 88160R101   1,200,804 4,587 SH   SOLE   4,587 0 0
TEXAS INSTRS INC COM 882508104   201,802 1,121 SH   SOLE   1,121 0 0
THE CIGNA GROUP COM 125523100   255,048 909 SH   SOLE   909 0 0
THERMO FISHER SCIENTIFIC INC COM 883556102   659,492 1,264 SH   SOLE   1,264 0 0
UNION PAC CORP COM 907818108   1,360,265 6,648 SH   SOLE   6,648 0 0
UNITED PARCEL SERVICE INC CL B 911312106   260,347 1,452 SH   SOLE   1,452 0 0
UNITED RENTALS INC COM 911363109   1,503,569 3,376 SH   SOLE   3,376 0 0
UNITEDHEALTH GROUP INC COM 91324P102   1,228,035 2,555 SH   SOLE   2,555 0 0
VALVOLINE INC COM 92047W101   227,836 6,074 SH   SOLE   6,074 0 0
VANECK ETF TRUST SHRT HGH YLD MUN 92189F387   539,147 24,177 SH   SOLE   24,177 0 0
VANECK ETF TRUST INTRMDT MUNI ETF 92189H201   5,148,040 111,744 SH   SOLE   111,744 0 0
VANECK ETF TRUST HIGH YLD MUNIETF 92189H409   356,967 6,953 SH   SOLE   6,953 0 0
VANGUARD ADMIRAL FDS INC SMLCP 600 VAL 921932778   3,281,029 39,959 SH   SOLE   39,959 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   527,613 1,295 SH   SOLE   1,295 0 0
VANGUARD INDEX FDS SML CP GRW ETF 922908595   386,668 1,683 SH   SOLE   1,683 0 0
VANGUARD INDEX FDS SM CP VAL ETF 922908611   4,228,553 25,566 SH   SOLE   25,566 0 0
VANGUARD INDEX FDS LARGE CAP ETF 922908637   970,826 4,789 SH   SOLE   4,789 0 0
VANGUARD INDEX FDS GROWTH ETF 922908736   74,869,851 264,595 SH   SOLE   264,595 0 0
VANGUARD INDEX FDS VALUE ETF 922908744   94,714,792 666,536 SH   SOLE   666,536 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769   1,000,119 4,540 SH   SOLE   4,540 0 0
VANGUARD INTL EQUITY INDEX F FTSE PACIFIC ETF 922042866   1,477,171 21,187 SH   SOLE   21,187 0 0
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742   767,892 7,918 SH   SOLE   7,918 0 0
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775   236,926 4,354 SH   SOLE   4,354 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   26,437,936 649,900 SH   SOLE   649,900 0 0
VANGUARD INTL EQUITY INDEX F FTSE EUROPE ETF 922042874   703,812 11,407 SH   SOLE   11,407 0 0
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746   5,160,262 102,753 SH   SOLE   102,753 0 0
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706   16,416,367 279,856 SH   SOLE   279,856 0 0
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409   51,056,160 674,810 SH   SOLE   674,810 0 0
VANGUARD SCOTTSDALE FDS VNG RUS1000GRW 92206C680   377,858 5,340 SH   SOLE   5,340 0 0
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   581,539 3,580 SH   SOLE   3,580 0 0
VANGUARD STAR FDS VG TL INTL STK F 921909768   1,241,975 22,146 SH   SOLE   22,146 0 0
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   5,113,198 110,723 SH   SOLE   110,723 0 0
VANGUARD WHITEHALL FDS INTL DVD ETF 921946810   596,440 7,943 SH   SOLE   7,943 0 0
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   1,714,004 16,159 SH   SOLE   16,159 0 0
VANGUARD WORLD FD ESG US STK ETF 921910733   3,872,124 49,421 SH   SOLE   49,421 0 0
VANGUARD WORLD FDS COMM SRVC ETF 92204A884   1,384,743 13,026 SH   SOLE   13,026 0 0
VANGUARD WORLD FDS INDUSTRIAL ETF 92204A603   2,289,802 11,141 SH   SOLE   11,141 0 0
VANGUARD WORLD FDS CONSUM DIS ETF 92204A108   374,735 1,323 SH   SOLE   1,323 0 0
VANGUARD WORLD FDS INF TECH ETF 92204A702   13,041,243 29,494 SH   SOLE   29,494 0 0
VANGUARD WORLD FDS MATERIALS ETF 92204A801   309,713 1,702 SH   SOLE   1,702 0 0
VANGUARD WORLD FDS HEALTH CAR ETF 92204A504   837,063 3,419 SH   SOLE   3,419 0 0
VANGUARD WORLD FDS CONSUM STP ETF 92204A207   562,021 2,890 SH   SOLE   2,890 0 0
VANGUARD WORLD FDS FINANCIALS ETF 92204A405   514,900 6,338 SH   SOLE   6,338 0 0
VERIZON COMMUNICATIONS INC COM 92343V104   794,020 21,350 SH   SOLE   21,350 0 0
VISA INC COM CL A 92826C839   933,771 3,932 SH   SOLE   3,932 0 0
WALMART INC COM 931142103   797,846 5,076 SH   SOLE   5,076 0 0
WEC ENERGY GROUP INC COM 92939U106   347,754 3,941 SH   SOLE   3,941 0 0
WELLS FARGO CO NEW COM 949746101   407,637 9,551 SH   SOLE   9,551 0 0
WISDOMTREE TR EMER MKT HIGH FD 97717W315   797,241 20,832 SH   SOLE   20,832 0 0
WISDOMTREE TR FLOATNG RAT TREA 97717Y527   33,917,244 674,031 SH   SOLE   674,031 0 0
WORLD GOLD TR SPDR GLD MINIS 98149E303   20,088,120 527,386 SH   SOLE   527,386 0 0
YUM BRANDS INC COM 988498101   205,054 1,480 SH   SOLE   1,480 0 0
ZOETIS INC CL A 98978V103   321,172 1,865 SH   SOLE   1,865 0 0