The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100   1,303,196 11,954 SH   SOLE 0 0 0 11,954
ABBVIE INC COM 00287Y109   1,244,834 9,239 SH   SOLE 0 0 0 9,239
ABRDN SILVER ETF TRUST PHYSCL SILVR SHS 003264108   205,652 9,412 SH   SOLE 0 0 0 9,412
ACCENTURE PLC IRELAND SHS CLASS A G1151C101   1,135,497 3,680 SH   SOLE 0 0 0 3,680
ACTIVISION BLIZZARD INC COM 00507V109   224,575 2,664 SH   SOLE 0 0 0 2,664
ADOBE SYSTEMS INCORPORATED COM 00724F101   518,818 1,061 SH   SOLE 0 0 0 1,061
AGILENT TECHNOLOGIES INC COM 00846U101   812,776 6,759 SH   SOLE 0 0 0 6,759
ALLSTATE CORP COM 020002101   325,555 2,986 SH   SOLE 0 0 0 2,986
ALPHABET INC CAP STK CL A 02079K305   2,020,054 16,876 SH   SOLE 0 0 0 16,876
ALPHABET INC CAP STK CL C 02079K107   2,182,378 18,041 SH   SOLE 0 0 0 18,041
AMAZON COM INC COM 023135106   3,303,990 25,345 SH   SOLE 0 0 0 25,345
AMERICAN EXPRESS CO COM 025816109   546,932 3,140 SH   SOLE 0 0 0 3,140
AMERICAN INTL GROUP INC COM NEW 026874784   272,858 4,742 SH   SOLE 0 0 0 4,742
AMERICAN TOWER CORP NEW COM 03027X100   309,627 1,597 SH   SOLE 0 0 0 1,597
AMGEN INC COM 031162100   577,341 2,600 SH   SOLE 0 0 0 2,600
ANALOG DEVICES INC COM 032654105   323,190 1,659 SH   SOLE 0 0 0 1,659
APPLE INC COM 037833100   18,177,240 93,712 SH   SOLE 0 0 0 93,712
APPLIED MATLS INC COM 038222105   770,304 5,329 SH   SOLE 0 0 0 5,329
ASE TECHNOLOGY HLDG CO LTD SPONSORED ADS 00215W100   420,909 54,032 SH   SOLE 0 0 0 54,032
ASML HOLDING N V N Y REGISTRY SHS N07059210   926,372 1,278 SH   SOLE 0 0 0 1,278
AT&T INC COM 00206R102   372,674 23,365 SH   SOLE 0 0 0 23,365
AUTODESK INC COM 052769106   204,201 998 SH   SOLE 0 0 0 998
AUTOMATIC DATA PROCESSING IN COM 053015103   937,614 4,266 SH   SOLE 0 0 0 4,266
AUTOZONE INC COM 053332102   231,882 93 SH   SOLE 0 0 0 93
BANCO BILBAO VIZCAYA ARGENTA SPONSORED ADR 05946K101   162,708 21,186 SH   SOLE 0 0 0 21,186
BANCO BRADESCO S A SPONSORED ADR 059460402   67,957 22,577 SH   SOLE 0 0 0 22,577
BANCO BRADESCO S A SP ADR PFD NEW 059460303   170,599 49,306 SH   SOLE 0 0 0 49,306
BANCO SANTANDER S.A. ADR 05964H105   72,983 19,672 SH   SOLE 0 0 0 19,672
BANCOLOMBIA S A SPON ADR PREF 05968L102   376,055 14,095 SH   SOLE 0 0 0 14,095
BANK NEW YORK MELLON CORP COM 064058100   463,686 10,415 SH   SOLE 0 0 0 10,415
BECTON DICKINSON & CO COM 075887109   243,420 922 SH   SOLE 0 0 0 922
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   1,521,527 4,462 SH   SOLE 0 0 0 4,462
BLACKSTONE INC COM 09260D107   415,762 4,472 SH   SOLE 0 0 0 4,472
BOOKING HOLDINGS INC COM 09857L108   423,952 157 SH   SOLE 0 0 0 157
BOSTON SCIENTIFIC CORP COM 101137107   388,150 7,176 SH   SOLE 0 0 0 7,176
BP PLC SPONSORED ADR 055622104   380,655 10,786 SH   SOLE 0 0 0 10,786
BRISTOL-MYERS SQUIBB CO COM 110122108   552,631 8,642 SH   SOLE 0 0 0 8,642
BROADCOM INC COM 11135F101   1,288,520 1,485 SH   SOLE 0 0 0 1,485
BROOKFIELD RENEWABLE CORP CL A SUB VTG 11284V105   276,367 8,768 SH   SOLE 0 0 0 8,768
CADENCE DESIGN SYSTEM INC COM 127387108   407,831 1,739 SH   SOLE 0 0 0 1,739
CARIBOU BIOSCIENCES INC COM 142038108   57,770 13,593 SH   SOLE 0 0 0 13,593
CARRIER GLOBAL CORPORATION COM 14448C104   315,180 6,340 SH   SOLE 0 0 0 6,340
CATERPILLAR INC COM 149123101   304,495 1,238 SH   SOLE 0 0 0 1,238
CBRE GROUP INC CL A 12504L109   349,071 4,325 SH   SOLE 0 0 0 4,325
CHECK POINT SOFTWARE TECH LT ORD M22465104   375,981 2,993 SH   SOLE 0 0 0 2,993
CHEVRON CORP NEW COM 166764100   586,009 3,724 SH   SOLE 0 0 0 3,724
CHUBB LIMITED COM H1467J104   240,352 1,248 SH   SOLE 0 0 0 1,248
CHURCH & DWIGHT CO INC COM 171340102   254,885 2,543 SH   SOLE 0 0 0 2,543
CISCO SYS INC COM 17275R102   400,534 7,741 SH   SOLE 0 0 0 7,741
CITIGROUP INC COM NEW 172967424   359,849 7,816 SH   SOLE 0 0 0 7,816
COCA COLA CO COM 191216100   1,869,317 31,041 SH   SOLE 0 0 0 31,041
COCA-COLA FEMSA SAB DE CV SPONSORD ADR REP 191241108   355,791 4,271 SH   SOLE 0 0 0 4,271
COLGATE PALMOLIVE CO COM 194162103   299,170 3,883 SH   SOLE 0 0 0 3,883
COLUMBIA BKG SYS INC COM 197236102   235,471 11,611 SH   SOLE 0 0 0 11,611
COMCAST CORP NEW CL A 20030N101   248,500 5,981 SH   SOLE 0 0 0 5,981
COMPANIA CERVECERIAS UNIDAS SPONSORED ADR 204429104   195,527 12,047 SH   SOLE 0 0 0 12,047
CONSTELLATION BRANDS INC CL A 21036P108   392,215 1,594 SH   SOLE 0 0 0 1,594
COSTCO WHSL CORP NEW COM 22160K105   768,818 1,428 SH   SOLE 0 0 0 1,428
COUPANG INC CL A 22266T109   253,448 14,566 SH   SOLE 0 0 0 14,566
CRISPR THERAPEUTICS AG NAMEN AKT H17182108   338,075 6,022 SH   SOLE 0 0 0 6,022
CROWN CASTLE INC COM 22822V101   217,986 1,913 SH   SOLE 0 0 0 1,913
CSX CORP COM 126408103   252,723 7,411 SH   SOLE 0 0 0 7,411
CVS HEALTH CORP COM 126650100   328,610 4,754 SH   SOLE 0 0 0 4,754
DANAHER CORPORATION COM 235851102   739,515 3,081 SH   SOLE 0 0 0 3,081
DEERE & CO COM 244199105   595,465 1,470 SH   SOLE 0 0 0 1,470
DELL TECHNOLOGIES INC CL C 24703L202   746,231 13,791 SH   SOLE 0 0 0 13,791
DIAGEO PLC SPON ADR NEW 25243Q205   281,181 1,621 SH   SOLE 0 0 0 1,621
DIGITAL RLTY TR INC COM 253868103   313,643 2,754 SH   SOLE 0 0 0 2,754
DIGITALOCEAN HLDGS INC COM 25402D102   2,933,993 73,094 SH   SOLE 0 0 0 73,094
DISNEY WALT CO COM 254687106   1,293,656 14,490 SH   SOLE 0 0 0 14,490
DOVER CORP COM 260003108   826,929 5,601 SH   SOLE 0 0 0 5,601
DUPONT DE NEMOURS INC COM 26614N102   296,976 4,157 SH   SOLE 0 0 0 4,157
ELEVANCE HEALTH INC COM 036752103   255,921 576 SH   SOLE 0 0 0 576
ENPHASE ENERGY INC COM 29355A107   215,045 1,284 SH   SOLE 0 0 0 1,284
ENTERPRISE PRODS PARTNERS L COM 293792107   475,129 18,031 SH   SOLE 0 0 0 18,031
EQUIFAX INC COM 294429105   356,715 1,516 SH   SOLE 0 0 0 1,516
EQUINIX INC COM 29444U700   398,402 508 SH   SOLE 0 0 0 508
ETF MANAGERS TR ETFMG ALTR HRVST 26924G508   54,568 18,250 SH   SOLE 0 0 0 18,250
EXXON MOBIL CORP COM 30231G102   1,042,805 9,723 SH   SOLE 0 0 0 9,723
F N B CORP COM 302520101   230,058 20,110 SH   SOLE 0 0 0 20,110
FERGUSON PLC NEW SHS G3421J106   286,994 1,824 SH   SOLE 0 0 0 1,824
FIRST SOLAR INC COM 336433107   295,210 1,553 SH   SOLE 0 0 0 1,553
FISERV INC COM 337738108   252,552 2,002 SH   SOLE 0 0 0 2,002
FMC CORP COM NEW 302491303   260,940 2,501 SH   SOLE 0 0 0 2,501
FORTINET INC COM 34959E109   202,808 2,683 SH   SOLE 0 0 0 2,683
GARTNER INC COM 366651107   252,223 720 SH   SOLE 0 0 0 720
GENERAL ELECTRIC CO COM NEW 369604301   389,199 3,543 SH   SOLE 0 0 0 3,543
GENERAL MLS INC COM 370334104   462,026 6,024 SH   SOLE 0 0 0 6,024
GENUINE PARTS CO COM 372460105   282,691 1,670 SH   SOLE 0 0 0 1,670
GILEAD SCIENCES INC COM 375558103   486,053 6,307 SH   SOLE 0 0 0 6,307
GOLDMAN SACHS GROUP INC COM 38141G104   450,229 1,396 SH   SOLE 0 0 0 1,396
GRAINGER W W INC COM 384802104   831,290 1,054 SH   SOLE 0 0 0 1,054
GSK PLC SPONSORED ADR 37733W204   234,835 6,589 SH   SOLE 0 0 0 6,589
HALLIBURTON CO COM 406216101   243,072 7,368 SH   SOLE 0 0 0 7,368
HCA HEALTHCARE INC COM 40412C101   433,114 1,427 SH   SOLE 0 0 0 1,427
HERSHEY CO COM 427866108   329,019 1,318 SH   SOLE 0 0 0 1,318
HEWLETT PACKARD ENTERPRISE C COM 42824C109   318,066 18,932 SH   SOLE 0 0 0 18,932
HF SINCLAIR CORP COM 403949100   233,756 5,240 SH   SOLE 0 0 0 5,240
HOME DEPOT INC COM 437076102   1,220,807 3,930 SH   SOLE 0 0 0 3,930
HONDA MOTOR LTD AMERN SHS 438128308   393,909 12,996 SH   SOLE 0 0 0 12,996
HONEYWELL INTL INC COM 438516106   493,337 2,378 SH   SOLE 0 0 0 2,378
HORIZON TECHNOLOGY FIN CORP COM 44045A102   143,772 11,902 SH   SOLE 0 0 0 11,902
HUDSON PAC PPTYS INC COM 444097109   66,383 15,731 SH   SOLE 0 0 0 15,731
ICICI BANK LIMITED ADR 45104G104   332,398 14,402 SH   SOLE 0 0 0 14,402
ILLINOIS TOOL WKS INC COM 452308109   504,335 2,016 SH   SOLE 0 0 0 2,016
INFOSYS LTD SPONSORED ADR 456788108   240,675 14,977 SH   SOLE 0 0 0 14,977
INGERSOLL RAND INC COM 45687V106   492,660 7,538 SH   SOLE 0 0 0 7,538
INTEL CORP COM 458140100   995,121 29,758 SH   SOLE 0 0 0 29,758
INTERNATIONAL BUSINESS MACHS COM 459200101   1,254,460 9,375 SH   SOLE 0 0 0 9,375
INTUIT COM 461202103   906,727 1,979 SH   SOLE 0 0 0 1,979
INTUITIVE SURGICAL INC COM NEW 46120E602   351,514 1,028 SH   SOLE 0 0 0 1,028
INVESCO QQQ TR UNIT SER 1 46090E103   1,014,347 2,746 SH   SOLE 0 0 0 2,746
INVITAE CORP COM 46185L103   39,796 35,218 SH   SOLE 0 0 0 35,218
ISHARES GOLD TR ISHARES NEW 464285204   5,857,080 160,953 SH   SOLE 0 0 0 160,953
ISHARES INC ESG AWR MSCI EM 46434G863   774,366 24,482 SH   SOLE 0 0 0 24,482
ISHARES INC CORE MSCI EMKT 46434G103   10,173,356 206,398 SH   SOLE 0 0 0 206,398
ISHARES TR CORE MSCI INTL 46435G326   248,269 4,062 SH   SOLE 0 0 0 4,062
ISHARES TR TRS FLT RT BD 46434V860   272,536 5,379 SH   SOLE 0 0 0 5,379
ISHARES TR BLACKROCK ULTRA 46434V878   301,800 6,000 SH   SOLE 0 0 0 6,000
ISHARES TR RUS 1000 ETF 464287622   342,698 1,406 SH   SOLE 0 0 0 1,406
ISHARES TR CORE S&P TTL STK 464287150   377,362 3,857 SH   SOLE 0 0 0 3,857
ISHARES TR CORE US AGGBD ET 464287226   385,534 3,936 SH   SOLE 0 0 0 3,936
ISHARES TR SHRT NAT MUN ETF 464288158   397,329 3,819 SH   SOLE 0 0 0 3,819
ISHARES TR ESG AWARE MSCI 46435U663   434,871 12,243 SH   SOLE 0 0 0 12,243
ISHARES TR CORE S&P SCP ETF 464287804   491,374 4,931 SH   SOLE 0 0 0 4,931
ISHARES TR RUS 1000 VAL ETF 464287598   602,911 3,820 SH   SOLE 0 0 0 3,820
ISHARES TR RUS 1000 GRW ETF 464287614   863,471 3,138 SH   SOLE 0 0 0 3,138
ISHARES TR INTERNATIONAL SL 46434V266   1,642,762 53,250 SH   SOLE 0 0 0 53,250
ISHARES TR NATIONAL MUN ETF 464288414   1,853,793 17,369 SH   SOLE 0 0 0 17,369
ISHARES TR MSCI EMG MKT ETF 464287234   2,381,588 60,202 SH   SOLE 0 0 0 60,202
ISHARES TR MSCI ACWI ETF 464288257   3,034,721 31,631 SH   SOLE 0 0 0 31,631
ISHARES TR ESG SCRND S&P500 46436E569   3,790,267 112,087 SH   SOLE 0 0 0 112,087
ISHARES TR MSCI LW CRB TG 46434V464   3,826,491 24,467 SH   SOLE 0 0 0 24,467
ISHARES TR MSCI EAFE ETF 464287465   6,889,417 95,026 SH   SOLE 0 0 0 95,026
ISHARES TR ESG AW MSCI EAFE 46435G516   6,995,664 95,923 SH   SOLE 0 0 0 95,923
ISHARES TR GRWT ALLOCAT ETF 464289867   7,258,000 141,069 SH   SOLE 0 0 0 141,069
ISHARES TR RUSSELL 2000 ETF 464287655   11,409,107 60,923 SH   SOLE 0 0 0 60,923
ISHARES TR CORE S&P MCP ETF 464287507   13,526,734 51,731 SH   SOLE 0 0 0 51,731
ISHARES TR CORE MSCI EAFE 46432F842   23,008,164 340,862 SH   SOLE 0 0 0 340,862
ISHARES TR CORE S&P500 ETF 464287200   69,912,659 156,857 SH   SOLE 0 0 0 156,857
JOHNSON & JOHNSON COM 478160104   1,159,047 7,002 SH   SOLE 0 0 0 7,002
JOHNSON CTLS INTL PLC SHS G51502105   404,553 5,937 SH   SOLE 0 0 0 5,937
JPMORGAN CHASE & CO COM 46625H100   1,735,866 11,935 SH   SOLE 0 0 0 11,935
KEURIG DR PEPPER INC COM 49271V100   385,515 12,329 SH   SOLE 0 0 0 12,329
KIMBERLY-CLARK CORP COM 494368103   219,408 1,589 SH   SOLE 0 0 0 1,589
KRAFT HEINZ CO COM 500754106   210,355 5,925 SH   SOLE 0 0 0 5,925
LAM RESEARCH CORP COM 512807108   436,599 679 SH   SOLE 0 0 0 679
LG DISPLAY CO LTD SPONS ADR REP 50186V102   115,079 18,990 SH   SOLE 0 0 0 18,990
LIBERTY ENERGY INC COM CL A 53115L104   189,186 14,150 SH   SOLE 0 0 0 14,150
LI-CYCLE HOLDINGS CORP COMMON SHARES 50202P105   77,417 13,949 SH   SOLE 0 0 0 13,949
LILLY ELI & CO COM 532457108   1,311,476 2,796 SH   SOLE 0 0 0 2,796
LINDE PLC SHS G54950103   1,969,421 5,168 SH   SOLE 0 0 0 5,168
LLOYDS BANKING GROUP PLC SPONSORED ADR 539439109   105,626 48,012 SH   SOLE 0 0 0 48,012
LOWES COS INC COM 548661107   386,369 1,712 SH   SOLE 0 0 0 1,712
M/I HOMES INC COM 55305B101   209,256 2,400 SH   SOLE 0 0 0 2,400
MAGELLAN MIDSTREAM PRTNRS LP COM UNIT RP LP 559080106   238,960 3,834 SH   SOLE 0 0 0 3,834
MARSH & MCLENNAN COS INC COM 571748102   636,554 3,384 SH   SOLE 0 0 0 3,384
MASTERCARD INCORPORATED CL A 57636Q104   809,021 2,057 SH   SOLE 0 0 0 2,057
MCCORMICK & CO INC COM NON VTG 579780206   210,058 2,408 SH   SOLE 0 0 0 2,408
MCDONALDS CORP COM 580135101   1,091,994 3,659 SH   SOLE 0 0 0 3,659
MEDTRONIC PLC SHS G5960L103   850,835 9,658 SH   SOLE 0 0 0 9,658
MERCADOLIBRE INC COM 58733R102   222,705 188 SH   SOLE 0 0 0 188
MERCK & CO INC COM 58933Y105   1,515,111 13,130 SH   SOLE 0 0 0 13,130
META PLATFORMS INC CL A 30303M102   1,130,414 3,939 SH   SOLE 0 0 0 3,939
MICROSOFT CORP COM 594918104   7,760,123 22,788 SH   SOLE 0 0 0 22,788
MICROVISION INC DEL COM NEW 594960304   687,000 150,000 SH   SOLE 0 0 0 150,000
MODERNA INC COM 60770K107   203,756 1,677 SH   SOLE 0 0 0 1,677
MONDELEZ INTL INC CL A 609207105   625,102 8,570 SH   SOLE 0 0 0 8,570
MOODYS CORP COM 615369105   266,075 765 SH   SOLE 0 0 0 765
MORGAN STANLEY COM NEW 617446448   448,336 5,250 SH   SOLE 0 0 0 5,250
MOTOROLA SOLUTIONS INC COM NEW 620076307   211,748 722 SH   SOLE 0 0 0 722
NATWEST GROUP PLC SPONS ADR 639057207   71,996 11,764 SH   SOLE 0 0 0 11,764
NETFLIX INC COM 64110L106   427,275 970 SH   SOLE 0 0 0 970
NEXTERA ENERGY INC COM 65339F101   421,011 5,674 SH   SOLE 0 0 0 5,674
NIKE INC CL B 654106103   318,728 2,888 SH   SOLE 0 0 0 2,888
NOMURA HLDGS INC SPONSORED ADR 65535H208   272,122 71,050 SH   SOLE 0 0 0 71,050
NOVARTIS AG SPONSORED ADR 66987V109   709,959 7,036 SH   SOLE 0 0 0 7,036
NOVO-NORDISK A S ADR 670100205   814,133 5,031 SH   SOLE 0 0 0 5,031
NUSHARES ETF TR NUVEEN ESG SMLCP 67092P607   4,327,563 116,993 SH   SOLE 0 0 0 116,993
NUSHARES ETF TR NUVEEN ESG LRGVL 67092P300   5,963,265 172,100 SH   SOLE 0 0 0 172,100
NVIDIA CORPORATION COM 67066G104   3,031,684 7,167 SH   SOLE 0 0 0 7,167
NXP SEMICONDUCTORS N V COM N6596X109   295,353 1,443 SH   SOLE 0 0 0 1,443
OMNICOM GROUP INC COM 681919106   228,028 2,397 SH   SOLE 0 0 0 2,397
ORACLE CORP COM 68389X105   1,109,919 9,320 SH   SOLE 0 0 0 9,320
P T TELEKOMUNIKASI INDONESIA SPONSORED ADR 715684106   295,824 11,092 SH   SOLE 0 0 0 11,092
PACIFIC BIOSCIENCES CALIF IN COM 69404D108   151,820 11,415 SH   SOLE 0 0 0 11,415
PENTAIR PLC SHS G7S00T104   233,458 3,614 SH   SOLE 0 0 0 3,614
PEPSICO INC COM 713448108   3,214,079 17,353 SH   SOLE 0 0 0 17,353
PERSONALIS INC COM 71535D106   18,947 10,078 SH   SOLE 0 0 0 10,078
PFIZER INC COM 717081103   1,954,111 53,275 SH   SOLE 0 0 0 53,275
PHILIP MORRIS INTL INC COM 718172109   387,411 3,969 SH   SOLE 0 0 0 3,969
PIEDMONT OFFICE REALTY TR IN COM CL A 720190206   363,471 49,996 SH   SOLE 0 0 0 49,996
PNC FINL SVCS GROUP INC COM 693475105   481,984 3,827 SH   SOLE 0 0 0 3,827
PROCTER AND GAMBLE CO COM 742718109   4,122,923 27,171 SH   SOLE 0 0 0 27,171
PROLOGIS INC. COM 74340W103   331,851 2,706 SH   SOLE 0 0 0 2,706
PROTERRA INC COM 74374T109   31,062 25,885 SH   SOLE 0 0 0 25,885
PRUDENTIAL FINL INC COM 744320102   419,578 4,756 SH   SOLE 0 0 0 4,756
QUALCOMM INC COM 747525103   847,056 7,116 SH   SOLE 0 0 0 7,116
QUANTA SVCS INC COM 74762E102   398,229 2,027 SH   SOLE 0 0 0 2,027
RAYTHEON TECHNOLOGIES CORP COM 75513E101   230,206 2,350 SH   SOLE 0 0 0 2,350
RPM INTL INC COM 749685103   274,491 3,059 SH   SOLE 0 0 0 3,059
RYERSON HLDG CORP COM 783754104   427,727 9,860 SH   SOLE 0 0 0 9,860
S&P GLOBAL INC COM 78409V104   211,325 527 SH   SOLE 0 0 0 527
SALESFORCE INC COM 79466L302   515,263 2,439 SH   SOLE 0 0 0 2,439
SCHWAB CHARLES CORP COM 808513105   286,041 5,047 SH   SOLE 0 0 0 5,047
SCHWAB STRATEGIC TR US AGGREGATE B 808524839   270,705 5,864 SH   SOLE 0 0 0 5,864
SCHWAB STRATEGIC TR US SML CAP ETF 808524607   294,068 6,714 SH   SOLE 0 0 0 6,714
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201   547,920 10,462 SH   SOLE 0 0 0 10,462
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706   765,098 31,064 SH   SOLE 0 0 0 31,064
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102   1,634,481 31,615 SH   SOLE 0 0 0 31,615
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805   2,811,862 78,874 SH   SOLE 0 0 0 78,874
SELECT SECTOR SPDR TR SBI INT-INDS 81369Y704   201,976 1,882 SH   SOLE 0 0 0 1,882
SERVICENOW INC COM 81762P102   242,209 431 SH   SOLE 0 0 0 431
SHERWIN WILLIAMS CO COM 824348106   321,098 1,209 SH   SOLE 0 0 0 1,209
SHINHAN FINANCIAL GROUP CO L SPN ADR RESTRD 824596100   338,378 12,985 SH   SOLE 0 0 0 12,985
SK TELECOM LTD SPONSORED ADR 78440P306   196,700 10,082 SH   SOLE 0 0 0 10,082
SONY GROUP CORPORATION SPONSORED ADR 835699307   493,798 5,484 SH   SOLE 0 0 0 5,484
SOUNDHOUND AI INC CLASS A COM 836100107   55,828 12,270 SH   SOLE 0 0 0 12,270
SPDR GOLD TR GOLD SHS 78463V107   592,391 3,323 SH   SOLE 0 0 0 3,323
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889   1,538,426 47,278 SH   SOLE 0 0 0 47,278
SPDR S&P 500 ETF TR TR UNIT 78462F103   21,959,854 49,539 SH   SOLE 0 0 0 49,539
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107   318,475 665 SH   SOLE 0 0 0 665
SPROTT PHYSICAL GOLD TR UNIT 85207H104   337,550 22,624 SH   SOLE 0 0 0 22,624
STAAR SURGICAL CO COM PAR $0.01 852312305   205,812 3,915 SH   SOLE 0 0 0 3,915
STEEL DYNAMICS INC COM 858119100   255,179 2,343 SH   SOLE 0 0 0 2,343
STERLING INFRASTRUCTURE INC COM 859241101   299,646 5,370 SH   SOLE 0 0 0 5,370
STMICROELECTRONICS N V NY REGISTRY 861012102   261,197 5,225 SH   SOLE 0 0 0 5,225
STRYKER CORPORATION COM 863667101   303,302 994 SH   SOLE 0 0 0 994
SUNPOWER CORP COM 867652406   109,163 11,139 SH   SOLE 0 0 0 11,139
SYNOPSYS INC COM 871607107   310,012 712 SH   SOLE 0 0 0 712
SYSCO CORP COM 871829107   382,870 5,160 SH   SOLE 0 0 0 5,160
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS 874039100   1,151,943 11,414 SH   SOLE 0 0 0 11,414
TAKEDA PHARMACEUTICAL CO LTD SPONSORED ADS 874060205   457,912 29,148 SH   SOLE 0 0 0 29,148
TAYLOR MORRISON HOME CORP COM 87724P106   208,248 4,270 SH   SOLE 0 0 0 4,270
TELEFONICA BRASIL SA NEW ADR 87936R205   155,758 17,060 SH   SOLE 0 0 0 17,060
TELEFONICA S A SPONSORED ADR 879382208   156,287 38,781 SH   SOLE 0 0 0 38,781
TESLA INC COM 88160R101   1,015,144 3,878 SH   SOLE 0 0 0 3,878
THE CIGNA GROUP COM 125523100   246,846 880 SH   SOLE 0 0 0 880
THERMO FISHER SCIENTIFIC INC COM 883556102   681,560 1,306 SH   SOLE 0 0 0 1,306
TJX COS INC NEW COM 872540109   448,311 5,287 SH   SOLE 0 0 0 5,287
T-MOBILE US INC COM 872590104   226,685 1,632 SH   SOLE 0 0 0 1,632
TRAVELERS COMPANIES INC COM 89417E109   1,031,134 5,938 SH   SOLE 0 0 0 5,938
UBER TECHNOLOGIES INC COM 90353T100   348,037 8,062 SH   SOLE 0 0 0 8,062
UNION PAC CORP COM 907818108   812,534 3,971 SH   SOLE 0 0 0 3,971
UNITED MICROELECTRONICS CORP SPON ADR NEW 910873405   228,936 29,016 SH   SOLE 0 0 0 29,016
UNITED RENTALS INC COM 911363109   243,172 546 SH   SOLE 0 0 0 546
UNITEDHEALTH GROUP INC COM 91324P102   884,923 1,841 SH   SOLE 0 0 0 1,841
US BANCORP DEL COM NEW 902973304   217,636 6,587 SH   SOLE 0 0 0 6,587
V F CORP COM 918204108   210,448 11,024 SH   SOLE 0 0 0 11,024
VANGUARD INDEX FDS VALUE ETF 922908744   231,623 1,630 SH   SOLE 0 0 0 1,630
VANGUARD INDEX FDS SM CP VAL ETF 922908611   545,158 3,296 SH   SOLE 0 0 0 3,296
VANGUARD INDEX FDS LARGE CAP ETF 922908637   658,840 3,250 SH   SOLE 0 0 0 3,250
VANGUARD INDEX FDS MID CAP ETF 922908629   775,602 3,523 SH   SOLE 0 0 0 3,523
VANGUARD INDEX FDS SMALL CP ETF 922908751   1,066,333 5,361 SH   SOLE 0 0 0 5,361
VANGUARD INDEX FDS SML CP GRW ETF 922908595   1,425,996 6,207 SH   SOLE 0 0 0 6,207
VANGUARD INDEX FDS TOTAL STK MKT 922908769   2,808,929 12,752 SH   SOLE 0 0 0 12,752
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   5,781,747 14,196 SH   SOLE 0 0 0 14,196
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742   977,681 10,081 SH   SOLE 0 0 0 10,081
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   2,814,530 69,187 SH   SOLE 0 0 0 69,187
VANGUARD MUN BD FDS TAX EXEMPT BD 922907746   35,514,793 707,184 SH   SOLE 0 0 0 707,184
VANGUARD SCOTTSDALE FDS INTER TERM TREAS 92206C706   18,207,932 310,398 SH   SOLE 0 0 0 310,398
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   671,142 4,132 SH   SOLE 0 0 0 4,132
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   4,159,827 90,079 SH   SOLE 0 0 0 90,079
VANGUARD WORLD FD ESG US STK ETF 921910733   5,932,270 75,715 SH   SOLE 0 0 0 75,715
VANGUARD WORLD FD MEGA CAP VAL ETF 921910840   31,283,322 301,497 SH   SOLE 0 0 0 301,497
VANGUARD WORLD FDS INF TECH ETF 92204A702   214,448 485 SH   SOLE 0 0 0 485
VANGUARD WORLD FDS ENERGY ETF 92204A306   314,850 2,789 SH   SOLE 0 0 0 2,789
VERISK ANALYTICS INC COM 92345Y106   267,104 1,182 SH   SOLE 0 0 0 1,182
VERIZON COMMUNICATIONS INC COM 92343V104   583,784 15,697 SH   SOLE 0 0 0 15,697
VISA INC COM CL A 92826C839   1,182,792 4,981 SH   SOLE 0 0 0 4,981
VMWARE INC CL A COM 928563402   630,512 4,388 SH   SOLE 0 0 0 4,388
VODAFONE GROUP PLC NEW SPONSORED ADR 92857W308   178,378 18,876 SH   SOLE 0 0 0 18,876
WABTEC COM 929740108   292,121 2,664 SH   SOLE 0 0 0 2,664
WALKER & DUNLOP INC COM 93148P102   424,713 5,370 SH   SOLE 0 0 0 5,370
WALMART INC COM 931142103   482,078 3,067 SH   SOLE 0 0 0 3,067
WIPRO LTD SPON ADR 1 SH 97651M109   285,739 60,538 SH   SOLE 0 0 0 60,538
WOORI FINL GROUP INC SPONSORED ADS 981064108   228,806 8,490 SH   SOLE 0 0 0 8,490
XYLEM INC COM 98419M100   350,435 3,112 SH   SOLE 0 0 0 3,112
ZEVIA PBC CL A 98955K104   1,482,799 344,037 SH   SOLE 0 0 0 344,037
ZOETIS INC CL A 98978V103   387,743 2,252 SH   SOLE 0 0 0 2,252