The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100   1,262,561 11,581 SH   SOLE   11,581 0 0
ABBOTT LABS COM 002824100   1,610,770 14,775 SH   DFND 7 0 14,775 0
ABBOTT LABS COM 002824100   95,392 875 SH   DFND 01,06 0 875 0
ABBOTT LABS COM 002824100   477,726 4,382 SH   DFND 12 0 4,382 0
ABBOTT LABS COM 002824100   70,318 645 SH   DFND 5 0 645 0
ABBOTT LABS COM 002824100   7,086 65 SH   DFND 6 0 65 0
ABBOTT LABS COM 002824100   141,726 1,300 SH   DFND 1 0 1,300 0
ABBVIE COM 00287Y109   25,329 188 SH   SOLE   188 0 0
ABBVIE COM 00287Y109   189,296 1,405 SH   DFND 12 0 1,405 0
ADVANCED MICRO DEVICES COM 007903107   1,161,199 10,194 SH   SOLE   10,194 0 0
ADVANCED MICRO DEVICES COM 007903107   1,551,226 13,618 SH   DFND 7 0 13,618 0
ADVANCED MICRO DEVICES COM 007903107   461,108 4,048 SH   DFND 12 0 4,048 0
ADVANCED MICRO DEVICES COM 007903107   81,446 715 SH   DFND 5 0 715 0
ADVANCED MICRO DEVICES COM 007903107   166,764 1,464 SH   DFND 1 0 1,464 0
ALPHABET INC CL A COM 02079K305   1,268,221 10,595 SH   SOLE   10,595 0 0
ALPHABET INC CL A COM 02079K305   1,772,158 14,805 SH   DFND 7 0 14,805 0
ALPHABET INC CL A COM 02079K305   95,760 800 SH   DFND 01,06 0 800 0
ALPHABET INC CL A COM 02079K305   582,340 4,865 SH   DFND 12 0 4,865 0
ALPHABET INC CL A COM 02079K305   93,964 785 SH   DFND 5 0 785 0
ALPHABET INC CL A COM 02079K305   9,576 80 SH   DFND 6 0 80 0
ALPHABET INC CL A COM 02079K305   179,550 1,500 SH   DFND 1 0 1,500 0
ALPHABET INC CL C COM 02079K107   190,528 1,575 SH   SOLE   1,575 0 0
ALPHABET INC CL C COM 02079K107   108,873 900 SH   DFND 1 0 900 0
AMAZON.COM COM 023135106   913,824 7,010 SH   SOLE   7,010 0 0
AMAZON.COM COM 023135106   1,247,545 9,570 SH   DFND 7 0 9,570 0
AMAZON.COM COM 023135106   65,180 500 SH   DFND 01,06 0 500 0
AMAZON.COM COM 023135106   301,132 2,310 SH   DFND 12 0 2,310 0
AMAZON.COM COM 023135106   32,590 250 SH   DFND 5 0 250 0
AMAZON.COM COM 023135106   7,822 60 SH   DFND 6 0 60 0
AMAZON.COM COM 023135106   182,504 1,400 SH   DFND 1 0 1,400 0
ANALOG DEVICES COM 032654105   1,420,749 7,293 SH   SOLE   7,293 0 0
ANALOG DEVICES COM 032654105   1,989,010 10,210 SH   DFND 7 0 10,210 0
ANALOG DEVICES COM 032654105   97,405 500 SH   DFND 01,06 0 500 0
ANALOG DEVICES COM 032654105   602,158 3,091 SH   DFND 12 0 3,091 0
ANALOG DEVICES COM 032654105   88,639 455 SH   DFND 5 0 455 0
ANALOG DEVICES COM 032654105   5,844 30 SH   DFND 6 0 30 0
ANALOG DEVICES COM 032654105   214,291 1,100 SH   DFND 1 0 1,100 0
APPLE COM 037833100   2,006,426 10,344 SH   SOLE   10,344 0 0
APPLE COM 037833100   2,695,213 13,895 SH   DFND 7 0 13,895 0
APPLE COM 037833100   126,080 650 SH   DFND 01,06 0 650 0
APPLE COM 037833100   617,794 3,185 SH   DFND 12 0 3,185 0
APPLE COM 037833100   117,352 605 SH   DFND 5 0 605 0
APPLE COM 037833100   7,759 40 SH   DFND 6 0 40 0
APPLE COM 037833100   484,925 2,500 SH   DFND 1 0 2,500 0
APTARGROUP COM 038336103   903,824 7,801 SH   SOLE   7,801 0 0
APTARGROUP COM 038336103   934,063 8,062 SH   DFND 7 0 8,062 0
APTARGROUP COM 038336103   81,102 700 SH   DFND 01,06 0 700 0
APTARGROUP COM 038336103   403,193 3,480 SH   DFND 12 0 3,480 0
APTARGROUP COM 038336103   52,137 450 SH   DFND 5 0 450 0
APTARGROUP COM 038336103   6,952 60 SH   DFND 6 0 60 0
APTARGROUP COM 038336103   139,032 1,200 SH   DFND 1 0 1,200 0
AUTOMATIC DATA PROCESSING COM 053015103   1,401,601 6,377 SH   SOLE   6,377 0 0
AUTOMATIC DATA PROCESSING COM 053015103   1,718,318 7,818 SH   DFND 7 0 7,818 0
AUTOMATIC DATA PROCESSING COM 053015103   98,905 450 SH   DFND 01,06 0 450 0
AUTOMATIC DATA PROCESSING COM 053015103   539,584 2,455 SH   DFND 12 0 2,455 0
AUTOMATIC DATA PROCESSING COM 053015103   70,333 320 SH   DFND 5 0 320 0
AUTOMATIC DATA PROCESSING COM 053015103   8,792 40 SH   DFND 6 0 40 0
AUTOMATIC DATA PROCESSING COM 053015103   219,790 1,000 SH   DFND 1 0 1,000 0
BECTON DICKINSON COM 075887109   842,192 3,190 SH   SOLE   3,190 0 0
BECTON DICKINSON COM 075887109   867,801 3,287 SH   DFND 7 0 3,287 0
BECTON DICKINSON COM 075887109   34,321 130 SH   DFND 01,06 0 130 0
BECTON DICKINSON COM 075887109   364,862 1,382 SH   DFND 12 0 1,382 0
BECTON DICKINSON COM 075887109   60,722 230 SH   DFND 5 0 230 0
BECTON DICKINSON COM 075887109   6,600 25 SH   DFND 6 0 25 0
BECTON DICKINSON COM 075887109   79,203 300 SH   DFND 1 0 300 0
BERKSHIRE HATHAWAY CL B COM 084670702   332,816 976 SH   SOLE   976 0 0
BERKSHIRE HATHAWAY CL B COM 084670702   313,720 920 SH   DFND 12 0 920 0
CANADIAN NATL RAILWAY COM 136375102   1,409,013 11,638 SH   SOLE   11,638 0 0
CANADIAN NATL RAILWAY COM 136375102   1,423,420 11,757 SH   DFND 7 0 11,757 0
CANADIAN NATL RAILWAY COM 136375102   105,936 875 SH   DFND 01,06 0 875 0
CANADIAN NATL RAILWAY COM 136375102   500,624 4,135 SH   DFND 12 0 4,135 0
CANADIAN NATL RAILWAY COM 136375102   76,879 635 SH   DFND 5 0 635 0
CANADIAN NATL RAILWAY COM 136375102   8,475 70 SH   DFND 6 0 70 0
CANADIAN NATL RAILWAY COM 136375102   205,819 1,700 SH   DFND 1 0 1,700 0
CHEVRON COM 166764100   78,203 497 SH   SOLE   497 0 0
CHEVRON COM 166764100   55,072 350 SH   DFND 01,06 0 350 0
CHEVRON COM 166764100   183,313 1,165 SH   DFND 7 0 1,165 0
CHEVRON COM 166764100   71,594 455 SH   DFND 5 0 455 0
CHEVRON COM 166764100   7,867 50 SH   DFND 6 0 50 0
CHEVRON COM 166764100   283,230 1,800 SH   DFND 1 0 1,800 0
CVS HEALTH COM 126650100   556,220 8,046 SH   SOLE   8,046 0 0
CVS HEALTH COM 126650100   237,669 3,438 SH   DFND 7 0 3,438 0
CVS HEALTH COM 126650100   44,934 650 SH   DFND 01,06 0 650 0
CVS HEALTH COM 126650100   233,452 3,377 SH   DFND 12 0 3,377 0
CVS HEALTH COM 126650100   33,528 485 SH   DFND 5 0 485 0
CVS HEALTH COM 126650100   4,148 60 SH   DFND 6 0 60 0
DANAHER CORP COM 235851102   1,311,840 5,466 SH   SOLE   5,466 0 0
DANAHER CORP COM 235851102   1,592,400 6,635 SH   DFND 7 0 6,635 0
DANAHER CORP COM 235851102   90,000 375 SH   DFND 01,06 0 375 0
DANAHER CORP COM 235851102   476,880 1,987 SH   DFND 12 0 1,987 0
DANAHER CORP COM 235851102   68,400 285 SH   DFND 5 0 285 0
DANAHER CORP COM 235851102   6,000 25 SH   DFND 6 0 25 0
DANAHER CORP COM 235851102   216,000 900 SH   DFND 1 0 900 0
DISNEY COM 254687106   577,909 6,473 SH   SOLE   6,473 0 0
DISNEY COM 254687106   31,248 350 SH   DFND 01,06 0 350 0
DISNEY COM 254687106   344,532 3,859 SH   DFND 7 0 3,859 0
DISNEY COM 254687106   266,679 2,987 SH   DFND 12 0 2,987 0
DISNEY COM 254687106   29,016 325 SH   DFND 5 0 325 0
DISNEY COM 254687106   5,357 60 SH   DFND 6 0 60 0
DISNEY COM 254687106   80,352 900 SH   DFND 1 0 900 0
EDWARDS LIFESCIENCES COM 28176E108   139,420 1,478 SH   SOLE   1,478 0 0
EDWARDS LIFESCIENCES COM 28176E108   30,657 325 SH   DFND 01,06 0 325 0
EDWARDS LIFESCIENCES COM 28176E108   111,498 1,182 SH   DFND 7 0 1,182 0
EXXON MOBIL COM 30231G102   179,644 1,675 SH   SOLE   1,675 0 0
EXXON MOBIL COM 30231G102   80,437 750 SH   DFND 01,06 0 750 0
FISERV COM 337738108   1,315,744 10,430 SH   SOLE   10,430 0 0
FISERV COM 337738108   1,400,391 11,101 SH   DFND 7 0 11,101 0
FISERV COM 337738108   94,612 750 SH   DFND 01,06 0 750 0
FISERV COM 337738108   432,064 3,425 SH   DFND 12 0 3,425 0
FISERV COM 337738108   58,660 465 SH   DFND 5 0 465 0
FISERV COM 337738108   8,200 65 SH   DFND 6 0 65 0
FISERV COM 337738108   163,995 1,300 SH   DFND 1 0 1,300 0
HOME DEPOT COM 437076102   1,002,435 3,227 SH   SOLE   3,227 0 0
HOME DEPOT COM 437076102   1,375,514 4,428 SH   DFND 7 0 4,428 0
HOME DEPOT COM 437076102   93,192 300 SH   DFND 01,06 0 300 0
HOME DEPOT COM 437076102   334,559 1,077 SH   DFND 12 0 1,077 0
HOME DEPOT COM 437076102   48,149 155 SH   DFND 5 0 155 0
HOME DEPOT COM 437076102   3,106 10 SH   DFND 6 0 10 0
HOME DEPOT COM 437076102   46,596 150 SH   DFND 1 0 150 0
HONEYWELL INTL COM 438516106   399,437 1,925 SH   SOLE   1,925 0 0
HONEYWELL INTL COM 438516106   46,687 225 SH   DFND 01,06 0 225 0
HONEYWELL INTL COM 438516106   168,075 810 SH   DFND 7 0 810 0
HONEYWELL INTL COM 438516106   31,125 150 SH   DFND 12 0 150 0
HONEYWELL INTL COM 438516106   6,225 30 SH   DFND 6 0 30 0
HONEYWELL INTL COM 438516106   114,125 550 SH   DFND 1 0 550 0
ILLINOIS TOOL WORKS COM 452308109   168,858 675 SH   SOLE   675 0 0
ILLINOIS TOOL WORKS COM 452308109   106,318 425 SH   DFND 12 0 425 0
ILLUMINA COM 452327109   307,859 1,642 SH   SOLE   1,642 0 0
ILLUMINA COM 452327109   32,811 175 SH   DFND 01,06 0 175 0
ILLUMINA COM 452327109   338,044 1,803 SH   DFND 7 0 1,803 0
ILLUMINA COM 452327109   138,368 738 SH   DFND 12 0 738 0
ILLUMINA COM 452327109   27,186 145 SH   DFND 5 0 145 0
ISHARES RUSSELL 3000 COM 464287689   534,917 2,102 SH   SOLE   2,102 0 0
JOHNSON & JOHNSON COM 478160104   1,446,148 8,737 SH   SOLE   8,737 0 0
JOHNSON & JOHNSON COM 478160104   1,496,632 9,042 SH   DFND 7 0 9,042 0
JOHNSON & JOHNSON COM 478160104   103,450 625 SH   DFND 01,06 0 625 0
JOHNSON & JOHNSON COM 478160104   501,691 3,031 SH   DFND 12 0 3,031 0
JOHNSON & JOHNSON COM 478160104   69,518 420 SH   DFND 5 0 420 0
JOHNSON & JOHNSON COM 478160104   5,793 35 SH   DFND 6 0 35 0
JOHNSON & JOHNSON COM 478160104   206,900 1,250 SH   DFND 1 0 1,250 0
JPMORGAN CHASE COM 46625H100   140,059 963 SH   SOLE   963 0 0
JPMORGAN CHASE COM 46625H100   409,414 2,815 SH   DFND 7 0 2,815 0
MARSH & MCLENNAN COM 571748102   254,848 1,355 SH   DFND 7 0 1,355 0
MASTERCARD COM 57636Q104   1,562,974 3,974 SH   SOLE   3,974 0 0
MASTERCARD COM 57636Q104   1,887,447 4,799 SH   DFND 7 0 4,799 0
MASTERCARD COM 57636Q104   110,124 280 SH   DFND 01,06 0 280 0
MASTERCARD COM 57636Q104   557,699 1,418 SH   DFND 12 0 1,418 0
MASTERCARD COM 57636Q104   86,526 220 SH   DFND 5 0 220 0
MASTERCARD COM 57636Q104   9,832 25 SH   DFND 6 0 25 0
MASTERCARD COM 57636Q104   137,655 350 SH   DFND 1 0 350 0
MEDTRONIC COM G5960L103   633,263 7,188 SH   SOLE   7,188 0 0
MEDTRONIC COM G5960L103   250,644 2,845 SH   DFND 7 0 2,845 0
MEDTRONIC COM G5960L103   46,252 525 SH   DFND 01,06 0 525 0
MEDTRONIC COM G5960L103   189,063 2,146 SH   DFND 12 0 2,146 0
MEDTRONIC COM G5960L103   46,252 525 SH   DFND 5 0 525 0
MEDTRONIC COM G5960L103   4,845 55 SH   DFND 6 0 55 0
MEDTRONIC COM G5960L103   52,860 600 SH   DFND 1 0 600 0
MERCK COM 58933Y105   82,504 715 SH   SOLE   715 0 0
MERCK COM 58933Y105   126,929 1,100 SH   DFND 12 0 1,100 0
MERCK COM 58933Y105   225,010 1,950 SH   DFND 7 0 1,950 0
MICROSOFT COM 594918104   1,771,830 5,203 SH   SOLE   5,203 0 0
MICROSOFT COM 594918104   1,978,537 5,810 SH   DFND 7 0 5,810 0
MICROSOFT COM 594918104   110,675 325 SH   DFND 01,06 0 325 0
MICROSOFT COM 594918104   643,621 1,890 SH   DFND 12 0 1,890 0
MICROSOFT COM 594918104   114,081 335 SH   DFND 5 0 335 0
MICROSOFT COM 594918104   5,108 15 SH   DFND 6 0 15 0
MICROSOFT COM 594918104   333,389 979 SH   DFND 1 0 979 0
NESTLE SA ADR COM 641069406   1,297,854 10,784 SH   SOLE   10,784 0 0
NESTLE SA ADR COM 641069406   1,270,054 10,553 SH   DFND 7 0 10,553 0
NESTLE SA ADR COM 641069406   109,518 910 SH   DFND 01,06 0 910 0
NESTLE SA ADR COM 641069406   495,361 4,116 SH   DFND 12 0 4,116 0
NESTLE SA ADR COM 641069406   76,422 635 SH   DFND 5 0 635 0
NESTLE SA ADR COM 641069406   9,026 75 SH   DFND 6 0 75 0
NESTLE SA ADR COM 641069406   192,560 1,600 SH   DFND 1 0 1,600 0
NIKE INC CLASS B COM 654106103   678,444 6,147 SH   SOLE   6,147 0 0
NIKE INC CLASS B COM 654106103   671,270 6,082 SH   DFND 7 0 6,082 0
NIKE INC CLASS B COM 654106103   46,907 425 SH   DFND 01,06 0 425 0
NIKE INC CLASS B COM 654106103   216,877 1,965 SH   DFND 12 0 1,965 0
NIKE INC CLASS B COM 654106103   43,596 395 SH   DFND 5 0 395 0
NIKE INC CLASS B COM 654106103   6,070 55 SH   DFND 6 0 55 0
NIKE INC CLASS B COM 654106103   44,148 400 SH   DFND 1 0 400 0
NOVARTIS AG ADR COM 66987V109   825,948 8,185 SH   SOLE   8,185 0 0
NOVARTIS AG ADR COM 66987V109   1,001,229 9,922 SH   DFND 7 0 9,922 0
NOVARTIS AG ADR COM 66987V109   80,728 800 SH   DFND 01,06 0 800 0
NOVARTIS AG ADR COM 66987V109   324,123 3,212 SH   DFND 12 0 3,212 0
NOVARTIS AG ADR COM 66987V109   8,577 85 SH   DFND 6 0 85 0
NOVARTIS AG ADR COM 66987V109   75,682 750 SH   DFND 1 0 750 0
NVIDIA CORP COM 67066G104   1,149,768 2,718 SH   SOLE   2,718 0 0
NVIDIA CORP COM 67066G104   1,960,275 4,634 SH   DFND 7 0 4,634 0
NVIDIA CORP COM 67066G104   63,453 150 SH   DFND 01,06 0 150 0
NVIDIA CORP COM 67066G104   454,746 1,075 SH   DFND 12 0 1,075 0
NVIDIA CORP COM 67066G104   109,985 260 SH   DFND 5 0 260 0
NVIDIA CORP COM 67066G104   8,460 20 SH   DFND 6 0 20 0
NVIDIA CORP COM 67066G104   368,873 872 SH   DFND 1 0 872 0
ORSTED A S COM BYT16L900   80,074 850 SH   SOLE   850 0 0
ORSTED A S COM BYT16L900   161,562 1,715 SH   DFND 12 0 1,715 0
ORSTED A S COM BYT16L900   94,205 1,000 SH   DFND 7 0 1,000 0
PEPSICO COM 713448108   310,243 1,675 SH   SOLE   1,675 0 0
PEPSICO COM 713448108   115,762 625 SH   DFND 12 0 625 0
PROCTER & GAMBLE COM 742718109   1,474,306 9,716 SH   SOLE   9,716 0 0
PROCTER & GAMBLE COM 742718109   1,502,226 9,900 SH   DFND 7 0 9,900 0
PROCTER & GAMBLE COM 742718109   122,909 810 SH   DFND 01,06 0 810 0
PROCTER & GAMBLE COM 742718109   574,639 3,787 SH   DFND 12 0 3,787 0
PROCTER & GAMBLE COM 742718109   77,387 510 SH   DFND 5 0 510 0
PROCTER & GAMBLE COM 742718109   9,104 60 SH   DFND 6 0 60 0
PROCTER & GAMBLE COM 742718109   197,262 1,300 SH   DFND 1 0 1,300 0
RAYTHEON TECHNOLOGIES COM 75513E101   694,340 7,088 SH   SOLE   7,088 0 0
RAYTHEON TECHNOLOGIES COM 75513E101   1,378,787 14,075 SH   DFND 7 0 14,075 0
RAYTHEON TECHNOLOGIES COM 75513E101   83,266 850 SH   DFND 01,06 0 850 0
RAYTHEON TECHNOLOGIES COM 75513E101   401,244 4,096 SH   DFND 12 0 4,096 0
RAYTHEON TECHNOLOGIES COM 75513E101   71,021 725 SH   DFND 5 0 725 0
RAYTHEON TECHNOLOGIES COM 75513E101   6,367 65 SH   DFND 6 0 65 0
RAYTHEON TECHNOLOGIES COM 75513E101   176,328 1,800 SH   DFND 1 0 1,800 0
ROCKWELL AUTOMATION COM 773903109   1,465,064 4,447 SH   SOLE   4,447 0 0
ROCKWELL AUTOMATION COM 773903109   1,439,696 4,370 SH   DFND 7 0 4,370 0
ROCKWELL AUTOMATION COM 773903109   65,890 200 SH   DFND 01,06 0 200 0
ROCKWELL AUTOMATION COM 773903109   456,288 1,385 SH   DFND 12 0 1,385 0
ROCKWELL AUTOMATION COM 773903109   90,599 275 SH   DFND 5 0 275 0
ROCKWELL AUTOMATION COM 773903109   8,236 25 SH   DFND 6 0 25 0
ROCKWELL AUTOMATION COM 773903109   263,560 800 SH   DFND 1 0 800 0
THERMO FISHER SCIENTIFIC COM 883556102   37,566 72 SH   SOLE   72 0 0
THERMO FISHER SCIENTIFIC COM 883556102   26,087 50 SH   DFND 7 0 50 0
THERMO FISHER SCIENTIFIC COM 883556102   208,700 400 SH   DFND 1 0 400 0
TJX COS COM 872540109   1,018,752 12,015 SH   SOLE   12,015 0 0
TJX COS COM 872540109   1,165,015 13,740 SH   DFND 7 0 13,740 0
TJX COS COM 872540109   59,353 700 SH   DFND 01,06 0 700 0
TJX COS COM 872540109   388,932 4,587 SH   DFND 12 0 4,587 0
TJX COS COM 872540109   50,874 600 SH   DFND 5 0 600 0
TJX COS COM 872540109   7,207 85 SH   DFND 6 0 85 0
TJX COS COM 872540109   144,143 1,700 SH   DFND 1 0 1,700 0
UNILEVER PLC NEW ADR COM 904767704   342,338 6,567 SH   SOLE   6,567 0 0
UNILEVER PLC NEW ADR COM 904767704   31,278 600 SH   DFND 7 0 600 0
UNILEVER PLC NEW ADR COM 904767704   23,458 450 SH   DFND 5 0 450 0
UNILEVER PLC NEW ADR COM 904767704   6,516 125 SH   DFND 6 0 125 0
UNION PACIFIC COM 907818108   61,386 300 SH   SOLE   300 0 0
UNION PACIFIC COM 907818108   71,617 350 SH   DFND 01,06 0 350 0
UNION PACIFIC COM 907818108   251,683 1,230 SH   DFND 12 0 1,230 0
UNITED HEALTH GROUP COM 91324P102   860,346 1,790 SH   SOLE   1,790 0 0
UNITED HEALTH GROUP COM 91324P102   1,390,011 2,892 SH   DFND 7 0 2,892 0
UNITED HEALTH GROUP COM 91324P102   64,886 135 SH   DFND 01,06 0 135 0
UNITED HEALTH GROUP COM 91324P102   358,557 746 SH   DFND 12 0 746 0
UNITED HEALTH GROUP COM 91324P102   52,870 110 SH   DFND 5 0 110 0
UNITED HEALTH GROUP COM 91324P102   7,210 15 SH   DFND 6 0 15 0
UNITED HEALTH GROUP COM 91324P102   168,224 350 SH   DFND 1 0 350 0
VANGUARD DIVIDEND APPRECIATION COM 921908844   1,012,101 6,231 SH   SOLE   6,231 0 0
VISA COM 92826C839   65,070 274 SH   SOLE   274 0 0
VISA COM 92826C839   33,247 140 SH   DFND 7 0 140 0
VISA COM 92826C839   118,740 500 SH   DFND 1 0 500 0
WASTE MANAGEMENT INC COM 94106L109   212,439 1,225 SH   SOLE   1,225 0 0
WASTE MANAGEMENT INC COM 94106L109   589,628 3,400 SH   DFND 7 0 3,400 0
XYLEM INC COM 98419M100   974,050 8,649 SH   SOLE   8,649 0 0
XYLEM INC COM 98419M100   1,013,805 9,002 SH   DFND 7 0 9,002 0
XYLEM INC COM 98419M100   293,600 2,607 SH   DFND 12 0 2,607 0
XYLEM INC COM 98419M100   53,494 475 SH   DFND 5 0 475 0
XYLEM INC COM 98419M100   5,631 50 SH   DFND 6 0 50 0
XYLEM INC COM 98419M100   168,930 1,500 SH   DFND 1 0 1,500 0
AB TRUST AB DISCOVERY VALUE FU Equity Mutual Fu 018914408   533,942 24,674 SH   SOLE   24,674 0 0
AMG RIVER ROAD SMALL-MID CAP V Equity Mutual Fu 00171A878   182,200 20,000 SH   SOLE   20,000 0 0
AMG RIVER ROAD SMALL-MID CAP V Equity Mutual Fu 00171A878   1,506,696 165,389 SH   DFND 7 0 165,389 0
ARTISAN INTERNATIONAL SMALLMID Equity Mutual Fu 04314H576   679,109 39,483 SH   SOLE   39,483 0 0
GQG PARTNERS EMERGING MARKETS Equity Mutual Fu 00771X419   27,113 1,887 SH   SOLE   1,887 0 0
GQG PARTNERS EMERGING MARKETS Equity Mutual Fu 00771X419   643,171 44,758 SH   DFND 7 0 44,758 0
OAKMARK INTL FD Equity Mutual Fu 413838202   1,182,777 43,790 SH   DFND 7 0 43,790 0
ROBECO BOSTON PARTNERS LONG SH Equity Mutual Fu 74925K581   180,040 12,962 SH   DFND 7 0 12,962 0
T ROWE PRICE INST LARGE-CAP GR Equity Mutual Fu 45775L408   1,586,445 26,458 SH   SOLE   26,458 0 0
VANGUARD DIVIDEND GROWTH Equity Mutual Fu 921908604   2,617,542 72,308 SH   SOLE   72,308 0 0
VANGUARD DIVIDEND GROWTH Equity Mutual Fu 921908604   180,648 4,990 SH   DFND 1 0 4,990 0
VANGUARD PACIFIC STOCK INDEX F Equity Mutual Fu 922042700   232,677 2,701 SH   SOLE   2,701 0 0
VANGUARD SMALL CAP INDEX FD AD Equity Mutual Fu 922908686   325,803 3,418 SH   SOLE   3,418 0 0
VANGUARD STAR FD Equity Mutual Fu 921909107   1,495,556 56,436 SH   SOLE   56,436 0 0
VANGUARD TOTAL STOCK MARKET IN Equity Mutual Fu 922908728   373,383 3,479 SH   SOLE   3,479 0 0
WCM FOCUSED INTERNATIONAL GROW Equity Mutual Fu 461418444   795,512 35,882 SH   SOLE   35,882 0 0