The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABBOTT LABS COM 002824100   733,596 6,729 SH   SOLE   6,729 0 0
ABBOTT LABS COM 002824100   4,705,630 43,163 SH   DFND 6 0 43,163 0
ABBOTT LABS COM 002824100   732,505 6,719 SH   DFND 5 0 6,719 0
ABBOTT LABS COM 002824100   115,016 1,055 SH   DFND 7 0 1,055 0
ABBOTT LABS COM 002824100   21,804 200 SH   DFND 1 0 200 0
ABBVIE COM 00287Y109   53,892 400 SH   SOLE   400 0 0
ABBVIE COM 00287Y109   2,033,345 15,092 SH   DFND 6 0 15,092 0
ADVANCED MICRO DEVICES COM 007903107   594,610 5,220 SH   SOLE   5,220 0 0
ADVANCED MICRO DEVICES COM 007903107   1,887,944 16,574 SH   DFND 6 0 16,574 0
ADVANCED MICRO DEVICES COM 007903107   719,000 6,312 SH   DFND 5 0 6,312 0
ADVANCED MICRO DEVICES COM 007903107   126,554 1,111 SH   DFND 7 0 1,111 0
ADVANCED MICRO DEVICES COM 007903107   26,655 234 SH   DFND 1 0 234 0
ALPHABET INC CL A COM 02079K305   748,125 6,250 SH   SOLE   6,250 0 0
ALPHABET INC CL A COM 02079K305   4,330,387 36,177 SH   DFND 6 0 36,177 0
ALPHABET INC CL A COM 02079K305   662,539 5,535 SH   DFND 5 0 5,535 0
ALPHABET INC CL A COM 02079K305   146,632 1,225 SH   DFND 7 0 1,225 0
ALPHABET INC CL A COM 02079K305   23,940 200 SH   DFND 1 0 200 0
AMAZON.COM COM 023135106   542,689 4,163 SH   SOLE   4,163 0 0
AMAZON.COM COM 023135106   2,129,691 16,337 SH   DFND 6 0 16,337 0
AMAZON.COM COM 023135106   555,334 4,260 SH   DFND 5 0 4,260 0
AMAZON.COM COM 023135106   108,851 835 SH   DFND 7 0 835 0
AMAZON.COM COM 023135106   18,250 140 SH   DFND 1 0 140 0
ANALOG DEVICES COM 032654105   773,785 3,972 SH   SOLE   3,972 0 0
ANALOG DEVICES COM 032654105   3,931,071 20,179 SH   DFND 6 0 20,179 0
ANALOG DEVICES COM 032654105   844,112 4,333 SH   DFND 5 0 4,333 0
ANALOG DEVICES COM 032654105   147,082 755 SH   DFND 7 0 755 0
ANALOG DEVICES COM 032654105   24,351 125 SH   DFND 1 0 125 0
APPLE COM 037833100   1,076,533 5,550 SH   SOLE   5,550 0 0
APPLE COM 037833100   6,946,454 35,812 SH   DFND 6 0 35,812 0
APPLE COM 037833100   1,040,649 5,365 SH   DFND 5 0 5,365 0
APPLE COM 037833100   189,121 975 SH   DFND 7 0 975 0
APPLE COM 037833100   43,643 225 SH   DFND 1 0 225 0
APTARGROUP COM 038336103   553,116 4,774 SH   SOLE   4,774 0 0
APTARGROUP COM 038336103   4,101,328 35,399 SH   DFND 6 0 35,399 0
APTARGROUP COM 038336103   561,226 4,844 SH   DFND 5 0 4,844 0
APTARGROUP COM 038336103   101,377 875 SH   DFND 7 0 875 0
APTARGROUP COM 038336103   23,172 200 SH   DFND 1 0 200 0
AUTOMATIC DATA PROCESSING COM 053015103   763,331 3,473 SH   SOLE   3,473 0 0
AUTOMATIC DATA PROCESSING COM 053015103   5,412,329 24,625 SH   DFND 6 0 24,625 0
AUTOMATIC DATA PROCESSING COM 053015103   693,218 3,154 SH   DFND 5 0 3,154 0
AUTOMATIC DATA PROCESSING COM 053015103   131,874 600 SH   DFND 7 0 600 0
AUTOMATIC DATA PROCESSING COM 053015103   30,771 140 SH   DFND 1 0 140 0
BECTON DICKINSON COM 075887109   287,771 1,090 SH   SOLE   1,090 0 0
BECTON DICKINSON COM 075887109   1,690,456 6,403 SH   DFND 6 0 6,403 0
BECTON DICKINSON COM 075887109   261,634 991 SH   DFND 5 0 991 0
BECTON DICKINSON COM 075887109   46,202 175 SH   DFND 7 0 175 0
BECTON DICKINSON COM 075887109   10,560 40 SH   DFND 1 0 40 0
BERKSHIRE HATHAWAY CL B COM 084670702   117,645 345 SH   SOLE   345 0 0
BERKSHIRE HATHAWAY CL B COM 084670702   545,600 1,600 SH   DFND 6 0 1,600 0
CANADIAN NATL RAILWAY COM 136375102   790,950 6,533 SH   SOLE   6,533 0 0
CANADIAN NATL RAILWAY COM 136375102   5,305,651 43,823 SH   DFND 6 0 43,823 0
CANADIAN NATL RAILWAY COM 136375102   689,736 5,697 SH   DFND 5 0 5,697 0
CANADIAN NATL RAILWAY COM 136375102   130,150 1,075 SH   DFND 7 0 1,075 0
CANADIAN NATL RAILWAY COM 136375102   32,084 265 SH   DFND 1 0 265 0
CHEVRON COM 166764100   318,634 2,025 SH   SOLE   2,025 0 0
CHEVRON COM 166764100   2,082,055 13,232 SH   DFND 6 0 13,232 0
CHEVRON COM 166764100   571,338 3,631 SH   DFND 5 0 3,631 0
CHEVRON COM 166764100   23,602 150 SH   DFND 7 0 150 0
CHEVRON COM 166764100   7,867 50 SH   DFND 1 0 50 0
CHUBB LIMITED COM H1467J104   304,437 1,581 SH   DFND 6 0 1,581 0
CHURCH & DWIGHT COM 171340102   62,644 625 SH   SOLE   625 0 0
CHURCH & DWIGHT COM 171340102   190,437 1,900 SH   DFND 6 0 1,900 0
CONOCOPHILLIPS COM 20825C104   690,043 6,660 SH   DFND 6 0 6,660 0
CVS HEALTH COM 126650100   273,409 3,955 SH   SOLE   3,955 0 0
CVS HEALTH COM 126650100   2,795,479 40,438 SH   DFND 6 0 40,438 0
CVS HEALTH COM 126650100   25,785 373 SH   DFND 5 0 373 0
CVS HEALTH COM 126650100   5,185 75 SH   DFND 1 0 75 0
CVS HEALTH COM 126650100   15,554 225 SH   DFND 7 0 225 0
DANAHER CORP COM 235851102   635,520 2,648 SH   SOLE   2,648 0 0
DANAHER CORP COM 235851102   3,657,360 15,239 SH   DFND 6 0 15,239 0
DANAHER CORP COM 235851102   611,760 2,549 SH   DFND 5 0 2,549 0
DANAHER CORP COM 235851102   120,000 500 SH   DFND 7 0 500 0
DANAHER CORP COM 235851102   27,600 115 SH   DFND 1 0 115 0
DISNEY COM 254687106   257,216 2,881 SH   SOLE   2,881 0 0
DISNEY COM 254687106   617,014 6,911 SH   DFND 6 0 6,911 0
DISNEY COM 254687106   150,615 1,687 SH   DFND 5 0 1,687 0
DISNEY COM 254687106   42,408 475 SH   DFND 7 0 475 0
EDWARDS LIFESCIENCES COM 28176E108   172,152 1,825 SH   SOLE   1,825 0 0
EDWARDS LIFESCIENCES COM 28176E108   8,490 90 SH   DFND 6 0 90 0
EDWARDS LIFESCIENCES COM 28176E108   158,474 1,680 SH   DFND 5 0 1,680 0
EDWARDS LIFESCIENCES COM 28176E108   3,773 40 SH   DFND 1 0 40 0
EXXON MOBIL COM 30231G102   75,075 700 SH   SOLE   700 0 0
EXXON MOBIL COM 30231G102   2,573,785 23,998 SH   DFND 6 0 23,998 0
EXXON MOBIL COM 30231G102   80,116 747 SH   DFND 7 0 747 0
EXXON MOBIL COM 30231G102   37,537 350 SH   DFND 1 0 350 0
FISERV COM 337738108   743,654 5,895 SH   SOLE   5,895 0 0
FISERV COM 337738108   4,603,844 36,495 SH   DFND 6 0 36,495 0
FISERV COM 337738108   705,305 5,591 SH   DFND 5 0 5,591 0
FISERV COM 337738108   146,965 1,165 SH   DFND 7 0 1,165 0
FISERV COM 337738108   25,230 200 SH   DFND 1 0 200 0
GENERAL MILLS COM 370334104   1,288,407 16,798 SH   DFND 6 0 16,798 0
HOME DEPOT COM 437076102   510,071 1,642 SH   SOLE   1,642 0 0
HOME DEPOT COM 437076102   3,435,989 11,061 SH   DFND 6 0 11,061 0
HOME DEPOT COM 437076102   602,020 1,938 SH   DFND 5 0 1,938 0
HOME DEPOT COM 437076102   105,618 340 SH   DFND 7 0 340 0
HOME DEPOT COM 437076102   12,426 40 SH   DFND 1 0 40 0
HONEYWELL INTL COM 438516106   214,762 1,035 SH   SOLE   1,035 0 0
HONEYWELL INTL COM 438516106   1,741,340 8,392 SH   DFND 6 0 8,392 0
HONEYWELL INTL COM 438516106   176,375 850 SH   DFND 5 0 850 0
HONEYWELL INTL COM 438516106   85,075 410 SH   DFND 7 0 410 0
HONEYWELL INTL COM 438516106   16,600 80 SH   DFND 1 0 80 0
ILLUMINA COM 452327109   158,429 845 SH   SOLE   845 0 0
ILLUMINA COM 452327109   343,107 1,830 SH   DFND 6 0 1,830 0
ILLUMINA COM 452327109   244,862 1,306 SH   DFND 5 0 1,306 0
ILLUMINA COM 452327109   3,750 20 SH   DFND 7 0 20 0
INTEL COM 458140100   3,344 100 SH   SOLE   100 0 0
INTEL COM 458140100   638,035 19,080 SH   DFND 6 0 19,080 0
JOHNSON & JOHNSON COM 478160104   646,356 3,905 SH   SOLE   3,905 0 0
JOHNSON & JOHNSON COM 478160104   4,669,650 28,212 SH   DFND 6 0 28,212 0
JOHNSON & JOHNSON COM 478160104   595,375 3,597 SH   DFND 5 0 3,597 0
JOHNSON & JOHNSON COM 478160104   133,244 805 SH   DFND 7 0 805 0
JOHNSON & JOHNSON COM 478160104   28,966 175 SH   DFND 1 0 175 0
MASTERCARD COM 57636Q104   868,406 2,208 SH   SOLE   2,208 0 0
MASTERCARD COM 57636Q104   5,711,896 14,523 SH   DFND 6 0 14,523 0
MASTERCARD COM 57636Q104   814,524 2,071 SH   DFND 5 0 2,071 0
MASTERCARD COM 57636Q104   147,487 375 SH   DFND 7 0 375 0
MASTERCARD COM 57636Q104   31,464 80 SH   DFND 1 0 80 0
MEDTRONIC COM G5960L103   332,137 3,770 SH   SOLE   3,770 0 0
MEDTRONIC COM G5960L103   689,206 7,823 SH   DFND 6 0 7,823 0
MEDTRONIC COM G5960L103   260,512 2,957 SH   DFND 5 0 2,957 0
MEDTRONIC COM G5960L103   59,467 675 SH   DFND 7 0 675 0
MEDTRONIC COM G5960L103   13,215 150 SH   DFND 1 0 150 0
MESOBLAST LIMITED COM 590717104   7,820 2,000 SH   SOLE   2,000 0 0
MESOBLAST LIMITED COM 590717104   86,020 22,000 SH   DFND 6 0 22,000 0
MICROSOFT COM 594918104   937,166 2,752 SH   SOLE   2,752 0 0
MICROSOFT COM 594918104   5,957,066 17,493 SH   DFND 6 0 17,493 0
MICROSOFT COM 594918104   897,323 2,635 SH   DFND 5 0 2,635 0
MICROSOFT COM 594918104   165,162 485 SH   DFND 7 0 485 0
MICROSOFT COM 594918104   39,162 115 SH   DFND 1 0 115 0
NESTLE SA ADR COM 641069406   679,496 5,646 SH   SOLE   5,646 0 0
NESTLE SA ADR COM 641069406   4,459,329 37,053 SH   DFND 6 0 37,053 0
NESTLE SA ADR COM 641069406   714,759 5,939 SH   DFND 5 0 5,939 0
NESTLE SA ADR COM 641069406   102,297 850 SH   DFND 7 0 850 0
NESTLE SA ADR COM 641069406   28,884 240 SH   DFND 1 0 240 0
NIKE INC CLASS B COM 654106103   346,341 3,138 SH   SOLE   3,138 0 0
NIKE INC CLASS B COM 654106103   818,173 7,413 SH   DFND 6 0 7,413 0
NIKE INC CLASS B COM 654106103   305,063 2,764 SH   DFND 5 0 2,764 0
NIKE INC CLASS B COM 654106103   42,492 385 SH   DFND 7 0 385 0
NIKE INC CLASS B COM 654106103   11,037 100 SH   DFND 1 0 100 0
NORFOLK SOUTHERN COM 655844108   1,824,511 8,046 SH   DFND 6 0 8,046 0
NOVARTIS AG ADR COM 66987V109   567,316 5,622 SH   SOLE   5,622 0 0
NOVARTIS AG ADR COM 66987V109   3,362,119 33,318 SH   DFND 6 0 33,318 0
NOVARTIS AG ADR COM 66987V109   408,484 4,048 SH   DFND 5 0 4,048 0
NOVARTIS AG ADR COM 66987V109   52,978 525 SH   DFND 7 0 525 0
NOVARTIS AG ADR COM 66987V109   25,227 250 SH   DFND 1 0 250 0
NOVO NORDISK A S ADR COM 670100205   6,473 40 SH   SOLE   40 0 0
NOVO NORDISK A S ADR COM 670100205   1,665,231 10,290 SH   DFND 6 0 10,290 0
NVIDIA CORP COM 67066G104   529,621 1,252 SH   SOLE   1,252 0 0
NVIDIA CORP COM 67066G104   2,663,757 6,297 SH   DFND 6 0 6,297 0
NVIDIA CORP COM 67066G104   447,555 1,058 SH   DFND 5 0 1,058 0
NVIDIA CORP COM 67066G104   95,179 225 SH   DFND 7 0 225 0
NVIDIA CORP COM 67066G104   25,381 60 SH   DFND 1 0 60 0
PAYPAL HOLDINGS COM 70450Y103   177,435 2,659 SH   SOLE   2,659 0 0
PAYPAL HOLDINGS COM 70450Y103   85,414 1,280 SH   DFND 6 0 1,280 0
PAYPAL HOLDINGS COM 70450Y103   209,399 3,138 SH   DFND 5 0 3,138 0
PAYPAL HOLDINGS COM 70450Y103   9,342 140 SH   DFND 7 0 140 0
PEPSICO COM 713448108   324,135 1,750 SH   SOLE   1,750 0 0
PEPSICO COM 713448108   2,701,248 14,584 SH   DFND 6 0 14,584 0
PEPSICO COM 713448108   44,453 240 SH   DFND 7 0 240 0
PEPSICO COM 713448108   27,783 150 SH   DFND 1 0 150 0
PFIZER COM 717081103   7,336 200 SH   SOLE   200 0 0
PFIZER COM 717081103   366,800 10,000 SH   DFND 6 0 10,000 0
PROCTER & GAMBLE COM 742718109   625,927 4,125 SH   SOLE   4,125 0 0
PROCTER & GAMBLE COM 742718109   5,101,954 33,623 SH   DFND 6 0 33,623 0
PROCTER & GAMBLE COM 742718109   704,529 4,643 SH   DFND 5 0 4,643 0
PROCTER & GAMBLE COM 742718109   127,462 840 SH   DFND 7 0 840 0
PROCTER & GAMBLE COM 742718109   31,865 210 SH   DFND 1 0 210 0
RAYTHEON TECHNOLOGIES COM 75513E101   608,625 6,213 SH   SOLE   6,213 0 0
RAYTHEON TECHNOLOGIES COM 75513E101   1,825,485 18,635 SH   DFND 6 0 18,635 0
RAYTHEON TECHNOLOGIES COM 75513E101   714,618 7,295 SH   DFND 5 0 7,295 0
RAYTHEON TECHNOLOGIES COM 75513E101   139,593 1,425 SH   DFND 7 0 1,425 0
RAYTHEON TECHNOLOGIES COM 75513E101   24,490 250 SH   DFND 1 0 250 0
ROCKWELL AUTOMATION COM 773903109   796,940 2,419 SH   SOLE   2,419 0 0
ROCKWELL AUTOMATION COM 773903109   5,112,735 15,519 SH   DFND 6 0 15,519 0
ROCKWELL AUTOMATION COM 773903109   809,788 2,458 SH   DFND 5 0 2,458 0
ROCKWELL AUTOMATION COM 773903109   149,900 455 SH   DFND 7 0 455 0
ROCKWELL AUTOMATION COM 773903109   11,531 35 SH   DFND 1 0 35 0
TJX COS COM 872540109   562,327 6,632 SH   SOLE   6,632 0 0
TJX COS COM 872540109   2,440,935 28,788 SH   DFND 6 0 28,788 0
TJX COS COM 872540109   428,613 5,055 SH   DFND 5 0 5,055 0
TJX COS COM 872540109   119,554 1,410 SH   DFND 7 0 1,410 0
TJX COS COM 872540109   16,958 200 SH   DFND 1 0 200 0
UNILEVER PLC NEW ADR COM 904767704   57,343 1,100 SH   SOLE   1,100 0 0
UNILEVER PLC NEW ADR COM 904767704   505,661 9,700 SH   DFND 6 0 9,700 0
UNION PACIFIC COM 907818108   970,717 4,744 SH   DFND 6 0 4,744 0
UNITED HEALTH GROUP COM 91324P102   458,050 953 SH   SOLE   953 0 0
UNITED HEALTH GROUP COM 91324P102   1,697,620 3,532 SH   DFND 6 0 3,532 0
UNITED HEALTH GROUP COM 91324P102   499,866 1,040 SH   DFND 5 0 1,040 0
UNITED HEALTH GROUP COM 91324P102   91,322 190 SH   DFND 7 0 190 0
UNITED HEALTH GROUP COM 91324P102   19,226 40 SH   DFND 1 0 40 0
XYLEM INC COM 98419M100   575,376 5,109 SH   SOLE   5,109 0 0
XYLEM INC COM 98419M100   1,405,498 12,480 SH   DFND 6 0 12,480 0
XYLEM INC COM 98419M100   568,956 5,052 SH   DFND 5 0 5,052 0
XYLEM INC COM 98419M100   99,669 885 SH   DFND 7 0 885 0