The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AUTOMATIC DATA PROCESSING IN COM 053015103   4,850,967 22,071 SH   SOLE   22,071 0 0
AT&T INC COM 00206R102   1,774,806 111,273 SH   SOLE   111,273 0 0
ABBVIE INC COM 00287y109   53,216,946 394,990 SH   SOLE   394,990 0 0
ABBOTT LABS COM 002824100   31,712,894 290,891 SH   SOLE   290,891 0 0
ADOBE SYSTEMS INCORPORATED COM 00724f101   215,156 440 SH   SOLE   440 0 0
AIR PRODS & CHEMS INC COM 009158106   1,685,755 5,628 SH   SOLE   5,628 0 0
ALPHABET INC CAP STK CL A 02079k305   2,547,216 21,280 SH   SOLE   21,280 0 0
ALPHABET INC CAP STK CL C 02079k107   2,624,930 21,699 SH   SOLE   21,699 0 0
ALTRIA GROUP INC COM 02209s103   1,294,657 28,580 SH   SOLE   28,580 0 0
AMAZON COM INC COM 023135106   3,434,725 26,348 SH   SOLE   26,348 0 0
AMERICAN ELEC PWR CO INC COM 025537101   2,345,754 27,859 SH   SOLE   27,859 0 0
AMERICAN EXPRESS CO COM 025816109   1,546,321 8,877 SH   SOLE   8,877 0 0
AMERIPRISE FINL INC COM 03076c106   341,793 1,029 SH   SOLE   1,029 0 0
AMGEN INC COM 031162100   6,712,033 30,232 SH   SOLE   30,232 0 0
ANALOG DEVICES INC COM 032654105   584,040 2,998 SH   SOLE   2,998 0 0
ANHEUSER BUSCH INBEV SA/NV SPONSORED ADR 03524a108   1,134,400 20,000 SH   SOLE   20,000 0 0
APPLE INC COM 037833100   54,148,152 279,157 SH   SOLE   279,157 0 0
ARCHER DANIELS MIDLAND CO COM 039483102   304,582 4,031 SH   SOLE   4,031 0 0
GALLAGHER ARTHUR J & CO COM 363576109   282,806 1,288 SH   SOLE   1,288 0 0
ASTRAZENECA PLC SPONSORED ADR 046353108   756,137 10,565 SH   SOLE   10,565 0 0
AUTODESK INC COM 052769106   1,067,655 5,218 SH   SOLE   5,218 0 0
BP PLC SPONSORED ADR 055622104   292,166 8,279 SH   SOLE   8,279 0 0
BAKER HUGHES COMPANY CL A 05722g100   1,345,227 42,557 SH   SOLE   42,557 0 0
BANK AMERICA CORP COM 060505104   45,507,658 1,586,185 SH   SOLE   1,586,185 0 0
BAUSCH HEALTH COS INC COM 071734107   86,400 10,800 SH   SOLE   10,800 0 0
BECTON DICKINSON & CO COM 075887109   536,204 2,031 SH   SOLE   2,031 0 0
BERKSHIRE HATHAWAY INC DEL CL A 084670108   517,810 1 SH   SOLE   1 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702   6,151,640 18,040 SH   SOLE   18,040 0 0
BEST BUY INC COM 086516101   614,625 7,500 SH   SOLE   7,500 0 0
BIOGEN INC COM 09062x103   627,809 2,204 SH   SOLE   2,204 0 0
BLACKROCK INC COM 09247x101   411,537 595 SH   SOLE   595 0 0
BLACKSTONE INC COM 09260D107   2,236,393 24,055 SH   SOLE   24,055 0 0
BRISTOL-MYERS SQUIBB CO COM 110122108   38,704,855 605,236 SH   SOLE   605,236 0 0
BROADCOM INC COM 11135F101   2,494,149 2,875 SH   SOLE   2,875 0 0
BROWN FORMAN CORP CL B 115637209   312,263 4,676 SH   SOLE   4,676 0 0
CSX CORP COM 126408103   307,213 9,009 SH   SOLE   9,009 0 0
CVS HEALTH CORP COM 126650100   307,559 4,449 SH   SOLE   4,449 0 0
CAESARS ENTERTAINMENT INC NE COM 12769g100   519,894 10,200 SH   SOLE   10,200 0 0
CAMPBELL SOUP CO COM 134429109   202,815 4,437 SH   SOLE   4,437 0 0
CARNIVAL CORP COMMON STOCK 143658300   299,322 15,896 SH   SOLE   15,896 0 0
CARRIER GLOBAL CORPORATION COM 14448C104   321,176 6,461 SH   SOLE   6,461 0 0
CATERPILLAR INC COM 149123101   696,556 2,831 SH   SOLE   2,831 0 0
SCHWAB CHARLES CORP COM 808513105   587,035 10,357 SH   SOLE   10,357 0 0
CHEVRON CORP NEW COM 166764100   60,437,403 384,095 SH   SOLE   384,095 0 0
CHUBB LIMITED COM h1467J104   24,446,145 126,953 SH   SOLE   126,953 0 0
THE CIGNA GROUP COM 125523100   225,883 805 SH   SOLE   805 0 0
CISCO SYS INC COM 17275R102   44,896,278 867,729 SH   SOLE   867,729 0 0
CITIGROUP INC COM NEW 172967424   4,686,606 101,794 SH   SOLE   101,794 0 0
COCA COLA CO COM 191216100   8,853,581 147,021 SH   SOLE   147,021 0 0
COCA COLA CONS INC COM 191098102   254,408 400 SH   SOLE   400 0 0
COMCAST CORP NEW CL A 20030n101   1,845,498 44,416 SH   SOLE   44,416 0 0
COMMUNITY BK SYS INC COM 203607106   1,089,397 23,238 SH   SOLE   23,238 0 0
CONOCOPHILLIPS COM 20825c104   11,606,987 112,026 SH   SOLE   112,026 0 0
DANAHER CORPORATION COM 235851102   299,520 1,248 SH   SOLE   1,248 0 0
DARDEN RESTAURANTS INC COM 237194105   353,875 2,118 SH   SOLE   2,118 0 0
DEERE & CO COM 244199105   23,916,777 59,026 SH   SOLE   59,026 0 0
DELL TECHNOLOGIES INC CL C 24703L202   1,466,219 27,097 SH   SOLE   27,097 0 0
DISNEY WALT CO COM 254687106   7,778,135 87,121 SH   SOLE   87,121 0 0
DOLBY LABORATORIES INC COM CL A 25659t107   328,444 3,925 SH   SOLE   3,925 0 0
DUPONT DE NEMOURS INC COM 26614n102   241,610 3,382 SH   SOLE   3,382 0 0
EOG RES INC COM 26875P101   16,440,222 143,658 SH   SOLE   143,658 0 0
ELEVANCE HEALTH INC COM 036752103   254,578 573 SH   SOLE   573 0 0
EMERSON ELEC CO COM 291011104   28,381,113 313,985 SH   SOLE   313,985 0 0
SELECT SECTOR SPDR TR ENERGY 81369y506   517,134 6,371 SH   SOLE   6,371 0 0
ENERGY TRANSFER L P COM UT LTD PTN 29273V100   439,153 34,579 SH   SOLE   34,579 0 0
EQUITRANS MIDSTREAM CORP COM 294600101   246,648 25,800 SH   SOLE   25,800 0 0
EXPEDITORS INTL WASH INC COM 302130109   256,311 2,116 SH   SOLE   2,116 0 0
EXXON MOBIL CORP COM 30231g102   3,417,255 31,863 SH   SOLE   31,863 0 0
FNCB BANCORP INC COM 302578109   416,473 69,761 SH   SOLE   69,761 0 0
FASTENAL CO COM 311900104   371,637 6,300 SH   SOLE   6,300 0 0
FEDEX CORP COM 31428x106   425,892 1,718 SH   SOLE   1,718 0 0
FIFTH THIRD BANCORP COM 316773100   524,200 20,000 SH   SOLE   20,000 0 0
SELECT SECTOR SPDR TR FINANCIAL 81369y605   232,397 6,894 SH   SOLE   6,894 0 0
FLUOR CORP NEW COM 343412102   1,480,000 50,000 SH   SOLE   50,000 0 0
FORD MTR CO DEL COM 345370860   363,456 24,022 SH   SOLE   24,022 0 0
FREEPORT-MCMORAN INC CL B 35671d857   571,760 14,294 SH   SOLE   14,294 0 0
GE HEALTHCARE TECHNOLOGIES I COMMON STOCK 36266g107   442,839 5,451 SH   SOLE   5,451 0 0
GENERAC HLDGS INC COM 368736104   323,165 2,167 SH   SOLE   2,167 0 0
GENERAL DYNAMICS CORP COM 369550108   405,240 1,884 SH   SOLE   1,884 0 0
GENERAL ELECTRIC CO COM NEW 369604301   2,205,026 20,073 SH   SOLE   20,073 0 0
GENERAL MLS INC COM 370334104   32,580,678 424,781 SH   SOLE   424,781 0 0
GENUINE PARTS CO COM 372460105   210,603 1,244 SH   SOLE   1,244 0 0
GOLDMAN SACHS GROUP INC COM 38141g104   278,675 864 SH   SOLE   864 0 0
HERTZ GLOBAL HLDGS INC COM NEW 42806j700   590,135 32,090 SH   SOLE   32,090 0 0
HOME DEPOT INC COM 437076102   2,606,229 8,390 SH   SOLE   8,390 0 0
HONEYWELL INTL INC COM 438516106   32,582,045 157,022 SH   SOLE   157,022 0 0
HUBSPOT INC COM 443573100   293,182 551 SH   SOLE   551 0 0
HUNTINGTON BANCSHARES INC COM 446150104   112,921 10,475 SH   SOLE   10,475 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101   807,115 6,032 SH   SOLE   6,032 0 0
ILLINOIS TOOL WKS INC COM 452308109   1,583,286 6,329 SH   SOLE   6,329 0 0
INSULET CORP COM 45784p101   220,292 764 SH   SOLE   764 0 0
INTEL CORP COM 458140100   4,633,705 138,568 SH   SOLE   138,568 0 0
INVESCO QQQ TR UNIT SER 1 46090e103   708,969 1,919 SH   SOLE   1,919 0 0
JPMORGAN CHASE & CO COM 46625H100   66,553,077 457,598 SH   SOLE   457,598 0 0
JOHNSON & JOHNSON COM 478160104   42,038,459 253,978 SH   SOLE   253,978 0 0
JOHNSON CTLS INTL PLC SHS g51502105   559,361 8,209 SH   SOLE   8,209 0 0
KLA CORP COM NEW 482480100   355,520 733 SH   SOLE   733 0 0
KELLOGG CO COM 487836108   900,302 13,358 SH   SOLE   13,358 0 0
KIMBERLY-CLARK CORP COM 494368103   1,070,241 7,752 SH   SOLE   7,752 0 0
KINDER MORGAN INC DEL COM 49456B101   21,059,401 1,222,962 SH   SOLE   1,222,962 0 0
KRAFT HEINZ CO COM 500754106   6,749,923 190,139 SH   SOLE   190,139 0 0
L3HARRIS TECHNOLOGIES INC COM 502431109   770,620 3,936 SH   SOLE   3,936 0 0
LKQ CORP COM 501889208   323,865 5,558 SH   SOLE   5,558 0 0
LEGGETT & PLATT INC COM 524660107   25,220,600 851,472 SH   SOLE   851,472 0 0
LILLY ELI & CO COM 532457108   1,903,761 4,059 SH   SOLE   4,059 0 0
LINDE PLC SHS g54950103   330,800 868 SH   SOLE   868 0 0
LOCKHEED MARTIN CORP COM 539830109   38,948,354 84,600 SH   SOLE   84,600 0 0
LOWES COS INC COM 548661107   32,395,728 143,534 SH   SOLE   143,534 0 0
M & T BK CORP COM 55261F104   23,572,323 190,468 SH   SOLE   190,468 0 0
MGM RESORTS INTERNATIONAL COM 552953101   1,102,392 25,100 SH   SOLE   25,100 0 0
3M CO COM 88579Y101   326,692 3,264 SH   SOLE   3,264 0 0
MARTIN MARIETTA MATLS INC COM 573284106   350,423 759 SH   SOLE   759 0 0
MASIMO CORP COM 574795100   238,598 1,450 SH   SOLE   1,450 0 0
MASTERCARD INCORPORATED CL A 57636q104   499,545 1,270 SH   SOLE   1,270 0 0
MCCORMICK & CO INC COM NON VTG 579780206   325,542 3,732 SH   SOLE   3,732 0 0
MCDONALDS CORP COM 580135101   35,749,901 119,801 SH   SOLE   119,801 0 0
MEDTRONIC PLC SHS g5960l103   6,325,404 71,798 SH   SOLE   71,798 0 0
MERCK & CO INC COM 58933Y105   38,648,047 334,934 SH   SOLE   334,934 0 0
META PLATFORMS INC CL A 30303m102   979,176 3,412 SH   SOLE   3,412 0 0
MICRON TECHNOLOGY INC COM 595112103   274,970 4,357 SH   SOLE   4,357 0 0
MICROSOFT CORP COM 594918104   77,732,798 228,263 SH   SOLE   228,263 0 0
MONDELEZ INTL INC CL A 609207105   43,238,202 592,791 SH   SOLE   592,791 0 0
MORGAN STANLEY COM NEW 617446448   1,011,392 11,843 SH   SOLE   11,843 0 0
NEXTERA ENERGY INC COM 65339f101   2,016,919 27,182 SH   SOLE   27,182 0 0
NORFOLK SOUTHN CORP COM 655844108   32,102,763 141,572 SH   SOLE   141,572 0 0
NUCOR CORP COM 670346105   57,839,565 352,723 SH   SOLE   352,723 0 0
NVIDIA CORPORATION COM 67066g104   2,753,437 6,509 SH   SOLE   6,509 0 0
OREILLY AUTOMOTIVE INC COM 67103h107   501,533 525 SH   SOLE   525 0 0
OMNICOM GROUP INC COM 681919106   372,037 3,910 SH   SOLE   3,910 0 0
ORACLE CORP COM 68389X105   2,499,342 20,987 SH   SOLE   20,987 0 0
PNC FINL SVCS GROUP INC COM 693475105   25,001,850 198,506 SH   SOLE   198,506 0 0
PPL CORP COM 69351T106   19,612,101 741,198 SH   SOLE   741,198 0 0
PARKER-HANNIFIN CORP COM 701094104   358,837 920 SH   SOLE   920 0 0
PAYCHEX INC COM 704326107   393,670 3,519 SH   SOLE   3,519 0 0
PENNS WOODS BANCORP INC COM 708430103   662,499 26,468 SH   SOLE   26,468 0 0
PEPSICO INC COM 713448108   29,895,072 161,403 SH   SOLE   161,403 0 0
PFIZER INC COM 717081103   26,103,480 711,654 SH   SOLE   711,654 0 0
PHILIP MORRIS INTL INC COM 718172109   1,403,499 14,377 SH   SOLE   14,377 0 0
PINNACLE FINL PARTNERS INC COM 72346q104   329,760 5,821 SH   SOLE   5,821 0 0
PIONEER NAT RES CO COM 723787107   420,161 2,028 SH   SOLE   2,028 0 0
PROCTER AND GAMBLE CO COM 742718109   33,626,365 221,605 SH   SOLE   221,605 0 0
PROFIRE ENERGY INC COM 74316X101   177,937 144,664 SH   SOLE   144,664 0 0
PROGRESSIVE CORP COM 743315103   856,963 6,474 SH   SOLE   6,474 0 0
PULTE GROUP INC COM 745867101   16,223,623 208,852 SH   SOLE   208,852 0 0
QUALCOMM INC COM 747525103   35,198,281 295,684 SH   SOLE   295,684 0 0
QUANTA SVCS INC COM 74762e102   222,185 1,131 SH   SOLE   1,131 0 0
QUEST DIAGNOSTICS INC COM 74834l100   209,575 1,491 SH   SOLE   1,491 0 0
RAYTHEON TECHNOLOGIES CORP COM 75513E101   2,040,017 20,825 SH   SOLE   20,825 0 0
RELIANCE STEEL & ALUMINUM CO COM 759509102   515,749 1,899 SH   SOLE   1,899 0 0
RESIDEO TECHNOLOGIES INC COM 76118y104   1,143,485 64,750 SH   SOLE   64,750 0 0
SPDR S&P 500 ETF TR TR UNIT 78462f103   9,551,334 21,547 SH   SOLE   21,547 0 0
SPDR GOLD TR GOLD SHS 78463v107   288,619 1,619 SH   SOLE   1,619 0 0
SPDR SER TR PORTFOLIO S&P600 78468r853   8,402,218 216,329 SH   SOLE   216,329 0 0
SPDR SER TR S&P BK ETF 78464a797   325,332 9,037 SH   SOLE   9,037 0 0
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706   3,009,786 122,200 SH   SOLE   122,200 0 0
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805   10,794,749 302,798 SH   SOLE   302,798 0 0
SCHWAB STRATEGIC TR US LCAP GR ETF 808524300   5,561,541 74,203 SH   SOLE   74,203 0 0
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102   3,336,889 64,543 SH   SOLE   64,543 0 0
SCHWAB STRATEGIC TR US DIVIDEND EQ 808524797   2,182,708 30,057 SH   SOLE   30,057 0 0
SCHWAB STRATEGIC TR US LRG CAP ETF 808524201   4,234,850 80,864 SH   SOLE   80,864 0 0
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409   4,812,979 71,739 SH   SOLE   71,739 0 0
SCHWAB STRATEGIC TR US MID-CAP ETF 808524508   9,579,887 134,871 SH   SOLE   134,871 0 0
SCHWAB STRATEGIC TR US SML CAP ETF 808524607   1,925,098 43,952 SH   SOLE   43,952 0 0
SEAGATE TECHNOLOGY HLDNGS PL ORD SHS g7997r103   497,868 8,047 SH   SOLE   8,047 0 0
SHELL PLC SPON ADS 780259305   429,785 7,118 SH   SOLE   7,118 0 0
SOUTHERN CO COM 842587107   202,882 2,888 SH   SOLE   2,888 0 0
SOUTHWEST AIRLS CO COM 844741108   2,467,712 68,150 SH   SOLE   68,150 0 0
SYSCO CORP COM 871829107   2,199,680 29,645 SH   SOLE   29,645 0 0
TE CONNECTIVITY LTD SHS H84989104   35,146,965 250,763 SH   SOLE   250,763 0 0
TJX COS INC NEW COM 872540109   516,965 6,097 SH   SOLE   6,097 0 0
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADS 874039100   410,341 4,066 SH   SOLE   4,066 0 0
TARGET CORP COM 87612e106   603,368 4,574 SH   SOLE   4,574 0 0
TETRA TECHNOLOGIES INC DEL COM 88162f105   1,421,713 420,625 SH   SOLE   420,625 0 0
TEXAS INSTRS INC COM 882508104   1,974,304 10,967 SH   SOLE   10,967 0 0
TOLL BROTHERS INC COM 889478103   1,251,836 15,832 SH   SOLE   15,832 0 0
TOTALENERGIES SE SPONSORED ADS 89151e109   211,020 3,661 SH   SOLE   3,661 0 0
TRUIST FINL CORP COM 89832q109   294,061 9,689 SH   SOLE   9,689 0 0
US BANCORP DEL COM NEW 902973304   397,273 12,024 SH   SOLE   12,024 0 0
PROSHARES TR PSHS ULT S&P 500 74347r107   297,961 5,124 SH   SOLE   5,124 0 0
UNION PAC CORP COM 907818108   986,564 4,821 SH   SOLE   4,821 0 0
UNITED PARCEL SERVICE INC CL B 911312106   1,090,746 6,085 SH   SOLE   6,085 0 0
UNITEDHEALTH GROUP INC COM 91324p102   4,715,635 9,811 SH   SOLE   9,811 0 0
SELECT SECTOR SPDR TR SBI INT-UTILS 81369y886   265,359 4,055 SH   SOLE   4,055 0 0
VALERO ENERGY CORP COM 91913y100   323,396 2,757 SH   SOLE   2,757 0 0
VANECK ETF TRUST SEMICONDUCTR ETF 92189f676   271,919 1,786 SH   SOLE   1,786 0 0
VANGUARD SPECIALIZED FUNDS DIV APP ETF 921908844   418,420 2,576 SH   SOLE   2,576 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858   3,615,357 88,873 SH   SOLE   88,873 0 0
VANGUARD WORLD FDS ENERGY ETF 92204a306   225,780 2,000 SH   SOLE   2,000 0 0
VANGUARD TAX-MANAGED FDS VAN FTSE DEV MKT 921943858   5,798,684 125,567 SH   SOLE   125,567 0 0
VANGUARD INTL EQUITY INDEX F FTSE EUROPE ETF 922042874   2,800,255 45,385 SH   SOLE   45,385 0 0
VANGUARD INDEX FDS GROWTH ETF 922908736   578,370 2,044 SH   SOLE   2,044 0 0
VANGUARD WHITEHALL FDS HIGH DIV YLD 921946406   308,876 2,912 SH   SOLE   2,912 0 0
VANGUARD WORLD FD MEGA GRWTH IND 921910816   565,709 2,404 SH   SOLE   2,404 0 0
VANGUARD INDEX FDS MID CAP ETF 922908629   15,809,249 71,808 SH   SOLE   71,808 0 0
VANGUARD INTL EQUITY INDEX F FTSE PACIFIC ETF 922042866   474,445 6,805 SH   SOLE   6,805 0 0
VANGUARD SCOTTSDALE FDS VNG RUS1000GRW 92206c680   316,863 4,478 SH   SOLE   4,478 0 0
VANGUARD SCOTTSDALE FDS VNG RUS1000VAL 92206c714   505,648 7,306 SH   SOLE   7,306 0 0
VANGUARD SCOTTSDALE FDS VNG RUS2000VAL 92206c649   1,824,950 14,759 SH   SOLE   14,759 0 0
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363   577,866 1,419 SH   SOLE   1,419 0 0
VANGUARD INDEX FDS SMALL CP ETF 922908751   16,150,067 81,201 SH   SOLE   81,201 0 0
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775   10,784,369 198,206 SH   SOLE   198,206 0 0
VERIZON COMMUNICATIONS INC COM 92343v104   2,074,123 55,771 SH   SOLE   55,771 0 0
VERTEX PHARMACEUTICALS INC COM 92532f100   1,737,732 4,938 SH   SOLE   4,938 0 0
VIATRIS INC COM 92556v106   1,707,159 171,058 SH   SOLE   171,058 0 0
VISA INC COM CL A 92826c839   1,308,990 5,512 SH   SOLE   5,512 0 0
WP CAREY INC COM 92936U109   20,721,546 306,713 SH   SOLE   306,713 0 0
WALMART INC COM 931142103   31,516,342 200,511 SH   SOLE   200,511 0 0
WASTE MGMT INC DEL COM 94106L109   42,877,907 247,249 SH   SOLE   247,249 0 0
WELLS FARGO CO NEW COM 949746101   11,925,774 279,423 SH   SOLE   279,423 0 0
WOLFSPEED INC COM 977852102   262,440 4,721 SH   SOLE   4,721 0 0
ZOETIS INC CL A 98978v103   324,271 1,883 SH   SOLE   1,883 0 0
ISHARES TR CORE S&P MCP ETF 464287507   1,457,751 5,575 SH   SOLE   5,575 0 0
ISHARES TR SELECT DIVID ETF 464287168   993,981 8,773 SH   SOLE   8,773 0 0
ISHARES TR INTL DIV GRWTH 46435g524   2,657,009 42,841 SH   SOLE   42,841 0 0
ISHARES TR MSCI ACWI ETF 464288257   1,012,743 10,556 SH   SOLE   10,556 0 0
ISHARES TR MSCI EAFE ETF 464287465   1,702,635 23,485 SH   SOLE   23,485 0 0
ISHARES INC MSCI JPN ETF NEW 46434g822   465,550 7,521 SH   SOLE   7,521 0 0
ISHARES TR MSCI UK ETF NEW 46435g334   706,848 21,850 SH   SOLE   21,850 0 0
ISHARES TR RUS 1000 GRW ETF 464287614   7,506,152 27,277 SH   SOLE   27,277 0 0
ISHARES TR RUS 1000 VAL ETF 464287598   2,171,441 13,758 SH   SOLE   13,758 0 0
ISHARES TR RUSSELL 2000 ETF 464287655   2,476,271 13,223 SH   SOLE   13,223 0 0
ISHARES TR RUS 2000 GRW ETF 464287648   354,769 1,462 SH   SOLE   1,462 0 0
ISHARES TR RUS 2000 VAL ETF 464287630   1,181,312 8,390 SH   SOLE   8,390 0 0
ISHARES TR RUSSELL 3000 ETF 464287689   782,017 3,073 SH   SOLE   3,073 0 0
ISHARES TR RUS MD CP GR ETF 464287481   384,407 3,978 SH   SOLE   3,978 0 0
ISHARES TR RUS MDCP VAL ETF 464287473   340,634 3,101 SH   SOLE   3,101 0 0
ISHARES TR S&P 500 GRWT ETF 464287309   214,259 3,040 SH   SOLE   3,040 0 0
ISHARES TR CORE S&P SCP ETF 464287804   744,585 7,472 SH   SOLE   7,472 0 0