The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP FIGI (to the nearest dollar) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ACCENTURE LTD BERMUDA CL A FOREIGN EQUITIES G1151C101   196,543 640 SH   SOLE   640 0 0
ACCENTURE LTD BERMUDA CL A FOREIGN EQUITIES G1151C101   61,420 200 SH   DFND   200 0 0
EATON CORP PLC FOREIGN EQUITIES G29183103   64,194 301 SH   SOLE   301 0 0
LINDE PLC SHS FOREIGN EQUITIES G54950103   37,234 100 SH   SOLE   100 0 0
MEDTRONIC PLC ORDINARY COMMON STOCK G5960L103   347,760 4,438 SH   SOLE   4,138 0 300
MEDTRONIC PLC ORDINARY COMMON STOCK G5960L103   39,180 500 SH   DFND   100 400 0
ALCON INC ORD SHS COMMON STOCK H01301128   12,945 168 SH   SOLE   110 0 58
ALCON INC ORD SHS COMMON STOCK H01301128   10,633 138 SH   DFND   80 58 0
LYONDELLBASELL INDUSTRIES N.V. CL A FOREIGN EQUITIES N53745100   14,961 158 SH   SOLE   158 0 0
AT&T INC COM COMMON STOCK 00206R102   242,028 16,114 SH   SOLE   15,614 0 500
AT&T INC COM COMMON STOCK 00206R102   59,028 3,930 SH   DFND   2,330 1,600 0
ABBOTT LABS COM COMMON STOCK 002824100   1,093,617 11,292 SH   SOLE   9,672 1,320 300
ABBOTT LABS COM COMMON STOCK 002824100   714,461 7,377 SH   DFND   7,327 50 0
ABBVIE INC COMMON STOCK 00287Y109   2,558,747 17,166 SH   SOLE   15,878 988 300
ABBVIE INC COMMON STOCK 00287Y109   1,405,783 9,431 SH   DFND   9,121 310 0
ADOBE INC COM COMMON STOCK 00724F101   1,815,701 3,561 SH   SOLE   3,522 39 0
ADOBE INC COM COMMON STOCK 00724F101   32,123 63 SH   DFND   63 0 0
AGILENT TECHNOLOGIES INC COM COMMON STOCK 00846U101   11,182 100 SH   SOLE   100 0 0
AGILENT TECHNOLOGIES INC COM COMMON STOCK 00846U101   22,364 200 SH   DFND   0 200 0
AIR PRODUCT AND CHEMICALS INC COMMON STOCK 009158106   1,548,435 5,464 SH   SOLE   4,964 500 0
AIR PRODUCT AND CHEMICALS INC COMMON STOCK 009158106   793,492 2,800 SH   DFND   2,600 200 0
AIR TRANSPORT SERVICES GRP ICOM COMMON STOCK 00922R105   46,726 2,240 SH   SOLE   2,240 0 0
ALLSTATE CORP COM COMMON STOCK 020002101   11,141 100 SH   SOLE   100 0 0
ALNYLAM PHARMACEUTICALS INC COM COMMON STOCK 02043Q107   8,855 50 SH   SOLE   50 0 0
ALPHABET INC CAP STK CL C COMMON STOCK 02079K107   1,625,842 12,331 SH   SOLE   10,731 1,600 0
ALPHABET INC CAP STK CL C COMMON STOCK 02079K107   1,749,781 13,271 SH   DFND   12,800 471 0
ALPHABET INC CAP STK CL A COMMON STOCK 02079K305   1,970,470 15,058 SH   SOLE   14,748 110 200
ALPHABET INC CAP STK CL A COMMON STOCK 02079K305   204,141 1,560 SH   DFND   1,560 0 0
ALTRIA GROUP INC COMMON STOCK 02209S103   132,299 3,147 SH   SOLE   3,147 0 0
ALTRIA GROUP INC COMMON STOCK 02209S103   140,834 3,350 SH   DFND   1,500 1,850 0
AMAZON COM INC COM COMMON STOCK 023135106   3,043,996 23,946 SH   SOLE   22,472 1,382 92
AMAZON COM INC COM COMMON STOCK 023135106   1,982,435 15,595 SH   DFND   15,313 282 0
AMERICAN ELEC PWR INC COM COMMON STOCK 025537101   209,487 2,785 SH   DFND   2,785 0 0
AMERICAN EXPRESS CO COM COMMON STOCK 025816109   1,721,633 11,540 SH   SOLE   10,388 1,152 0
AMERICAN EXPRESS CO COM COMMON STOCK 025816109   341,792 2,291 SH   DFND   1,585 706 0
AMERICAN INTL GROUP INC COM COMMON STOCK 026874784   484 8 SH   SOLE   8 0 0
AMERICAN WATER WORKS COMMON STOCK 030420103   616,052 4,975 SH   SOLE   4,775 200 0
AMERICAN WATER WORKS COMMON STOCK 030420103   74,298 600 SH   DFND   400 200 0
AMERIPRISE FINL INC COM COMMON STOCK 03076C106   281,867 855 SH   SOLE   855 0 0
AMGEN INC COM COMMON STOCK 031162100   780,743 2,905 SH   SOLE   2,605 300 0
AMGEN INC COM COMMON STOCK 031162100   483,768 1,800 SH   DFND   1,800 0 0
ANALOG DEVICES INC COMMON STOCK 032654105   1,727,072 9,864 SH   SOLE   8,680 1,116 68
ANALOG DEVICES INC COMMON STOCK 032654105   125,888 719 SH   DFND   412 307 0
APPLE COMPUTER INC COM COMMON STOCK 037833100   8,781,499 51,291 SH   SOLE   48,673 2,350 268
APPLE COMPUTER INC COM COMMON STOCK 037833100   2,038,595 11,907 SH   DFND   10,298 1,609 0
APPLIED MATLS INC COM COMMON STOCK 038222105   867,516 6,266 SH   SOLE   6,266 0 0
APPLIED MATLS INC COM COMMON STOCK 038222105   20,767 150 SH   DFND   150 0 0
ASTRAZENECA PLC SPONSORED ADR FOREIGN EQUITIES 046353108   6,772 100 SH   SOLE   100 0 0
AUTOMATIC DATA PROCESSING INCOM COMMON STOCK 053015103   654,614 2,721 SH   SOLE   2,629 92 0
AUTOMATIC DATA PROCESSING INCOM COMMON STOCK 053015103   96,232 400 SH   DFND   200 200 0
AUTOZONE INC COM COMMON STOCK 053332102   795,016 313 SH   SOLE   313 0 0
AUTOZONE INC COM COMMON STOCK 053332102   126,999 50 SH   DFND   50 0 0
BP PLC SPONSORED ADR COMMON STOCK 055622104   124,135 3,206 SH   SOLE   3,206 0 0
BP PLC SPONSORED ADR COMMON STOCK 055622104   85,184 2,200 SH   DFND   2,000 200 0
BANKAMERICA CORP NEW COMMON STOCK 060505104   681,009 24,882 SH   SOLE   24,555 327 0
BANK NEW YORK MELLON CORP COM COMMON STOCK 064058100   73,568 1,725 SH   SOLE   1,725 0 0
BANK NEW YORK MELLON CORP COM COMMON STOCK 064058100   17,060 400 SH   DFND   400 0 0
BAXTER INTL INC COM COMMON STOCK 071813109   16,978 450 SH   SOLE   450 0 0
BAXTER INTL INC COM COMMON STOCK 071813109   75,460 2,000 SH   DFND   2,000 0 0
BERKSHIRE HATHAWAY B NEW COMMON STOCK 084670702   1,996,292 5,699 SH   SOLE   5,222 477 0
BERKSHIRE HATHAWAY B NEW COMMON STOCK 084670702   604,950 1,727 SH   DFND   1,661 66 0
BLACKROCK INC COM COMMON STOCK 09247X101   659,402 1,020 SH   SOLE   1,006 14 0
BLACKROCK INC COM COMMON STOCK 09247X101   452,536 700 SH   DFND   700 0 0
BOEING CO COM COMMON STOCK 097023105   1,518,095 7,920 SH   SOLE   7,895 25 0
BOEING CO COM COMMON STOCK 097023105   148,552 775 SH   DFND   775 0 0
BRISTOL MYERS SQUIBB CO COMMON STOCK 110122108   1,303,980 22,467 SH   SOLE   21,198 938 331
BRISTOL MYERS SQUIBB CO COMMON STOCK 110122108   583,649 10,056 SH   DFND   9,185 871 0
BROADCOM INC NPV COMMON STOCK 11135F101   3,560,671 4,287 SH   SOLE   3,845 442 0
BROADCOM INC NPV COMMON STOCK 11135F101   134,553 162 SH   DFND   122 40 0
CSX CORP COM COMMON STOCK 126408103   18,450 600 SH   SOLE   600 0 0
CVS/CAREMARK CORP COM COMMON STOCK 126650100   432,325 6,193 SH   SOLE   5,581 612 0
CVS/CAREMARK CORP COM COMMON STOCK 126650100   19,895 285 SH   DFND   0 285 0
CARRIER GLOBAL CORPORATION COM COMMON STOCK 14448C104   5,520 100 SH   SOLE   100 0 0
CARRIER GLOBAL CORPORATION COM COMMON STOCK 14448C104   414,000 7,500 SH   DFND   7,500 0 0
CATERPILLAR INC DEL COM COMMON STOCK 149123101   822,276 3,012 SH   SOLE   2,901 111 0
CATERPILLAR INC DEL COM COMMON STOCK 149123101   61,971 227 SH   DFND   152 75 0
CHEMOURS CO COM COMMON STOCK 163851108   3,672 131 SH   SOLE   131 0 0
CHENIERE ENERGY INC COM NEW COMMON STOCK 16411R208   16,596 100 SH   SOLE   100 0 0
CHEVRONTEXACO CORP COM COMMON STOCK 166764100   1,880,101 11,150 SH   SOLE   10,984 166 0
CHEVRONTEXACO CORP COM COMMON STOCK 166764100   1,225,528 7,268 SH   DFND   6,968 300 0
CISCO SYS INC COM COMMON STOCK 17275R102   2,137,571 39,769 SH   SOLE   37,319 2,300 150
CISCO SYS INC COM COMMON STOCK 17275R102   245,636 4,570 SH   DFND   2,900 1,670 0
CITIGROUP INC NEW COMMON STOCK 172967424   54,496 1,325 SH   SOLE   1,325 0 0
CLOROX COMPANY COMMON STOCK 189054109   9,829 75 SH   SOLE   75 0 0
COCA COLA CO COM COMMON STOCK 191216100   1,330,008 23,763 SH   SOLE   22,217 991 555
COCA COLA CO COM COMMON STOCK 191216100   200,260 3,578 SH   DFND   2,732 846 0
COINBASE GLOBAL INC COM CL A COMMON STOCK 19260Q107   7,508 100 SH   SOLE   100 0 0
COLGATE PALMOLIVE CO COM COMMON STOCK 194162103   116,618 1,640 SH   SOLE   1,640 0 0
COLGATE PALMOLIVE CO COM COMMON STOCK 194162103   284,440 4,000 SH   DFND   4,000 0 0
COMCAST CORP COMMON STOCK 20030N101   887,987 20,027 SH   SOLE   17,830 2,197 0
COMCAST CORP COMMON STOCK 20030N101   81,807 1,845 SH   DFND   1,845 0 0
COMMUNITY BANK SYSTEM INC COMMON STOCK 203607106   228,386 5,412 SH   SOLE   5,412 0 0
CONOCOPHILLIPS COM COMMON STOCK 20825C104   160,890 1,343 SH   SOLE   1,343 0 0
CONOCOPHILLIPS COM COMMON STOCK 20825C104   359,400 3,000 SH   DFND   3,000 0 0
CONSOLIDATED EDISON INC COMMON STOCK 209115104   242,049 2,830 SH   SOLE   2,830 0 0
CONSOLIDATED EDISON INC COMMON STOCK 209115104   59,871 700 SH   DFND   0 0 700
CONSTELLATION ENERGY CORP COM COMMON STOCK 21037T109   21,815 200 SH   SOLE   34 0 166
CONSTELLATION ENERGY CORP COM COMMON STOCK 21037T109   7,199 66 SH   DFND   66 0 0
CORTEVA INC COM COMMON STOCK 22052L104   122,442 2,394 SH   SOLE   2,191 0 203
CORTEVA INC COM COMMON STOCK 22052L104   250,986 4,907 SH   DFND   3,048 1,859 0
COSTCO WHSL CORP NEW COMMON STOCK 22160K105   771,146 1,365 SH   SOLE   1,242 123 0
COSTCO WHSL CORP NEW COMMON STOCK 22160K105   70,618 125 SH   DFND   125 0 0
DANAHER CORP COMMON STOCK 235851102   647,037 2,608 SH   SOLE   2,371 237 0
DANAHER CORP COMMON STOCK 235851102   19,848 80 SH   DFND   80 0 0
DEERE & CO COM COMMON STOCK 244199105   962,687 2,551 SH   SOLE   2,422 0 129
DEERE & CO COM COMMON STOCK 244199105   547,201 1,450 SH   DFND   1,350 100 0
DIGITAL WORLD ACQUISITION COCLASS A COM COMMON STOCK 25400Q105   1,641 100 SH   SOLE   100 0 0
DISNEY WALT CO COM DISNEY COMMON STOCK 254687106   393,976 4,861 SH   SOLE   4,861 0 0
DISNEY WALT CO COM DISNEY COMMON STOCK 254687106   156,021 1,925 SH   DFND   1,500 100 325
DISCOVER FINL SVCS COMMON STOCK 254709108   9,442 109 SH   SOLE   109 0 0
DOMINION RES INC VA NEW COM COMMON STOCK 25746U109   514,922 11,530 SH   SOLE   10,830 100 600
DOMINION RES INC VA NEW COM COMMON STOCK 25746U109   401,940 9,000 SH   DFND   8,100 900 0
DOW INC COM COMMON STOCK 260557103   148,225 2,875 SH   SOLE   2,672 0 203
DOW INC COM COMMON STOCK 260557103   253,000 4,907 SH   DFND   3,048 1,859 0
DUKE ENERGY HLDG CORP COMMON STOCK 26441C204   630,522 7,144 SH   SOLE   7,144 0 0
DUKE ENERGY HLDG CORP COMMON STOCK 26441C204   394,169 4,466 SH   DFND   4,400 66 0
DUPONT DE NEMOURS INC COM COMMON STOCK 26614N102   311,700 4,179 SH   SOLE   3,976 0 203
DUPONT DE NEMOURS INC COM COMMON STOCK 26614N102   351,088 4,707 SH   DFND   2,848 1,859 0
ETF MANAGERS TR ETFMG ALTR HRVST MUTUAL FUNDS-ETF EQUITIES 26924G508   365 100 SH   SOLE   100 0 0
EATON VANCE INSURED MUNI BD FD MUTUAL FUNDS-ETF FIXED INCOME 27827X101   14,926 1,666 SH   SOLE   1,666 0 0
EBAY INC COM COMMON STOCK 278642103   17,988 408 SH   SOLE   408 0 0
ECOLAB INC COMMON STOCK 278865100   458,735 2,708 SH   SOLE   2,583 125 0
ECOLAB INC COMMON STOCK 278865100   38,962 230 SH   DFND   230 0 0
EMERSON ELEC CO COM COMMON STOCK 291011104   1,733,131 17,947 SH   SOLE   16,219 1,328 400
EMERSON ELEC CO COM COMMON STOCK 291011104   492,120 5,096 SH   DFND   3,596 1,500 0
ENBRIDGE INC COMMON STOCK 29250N105   826,397 24,907 SH   SOLE   24,219 688 0
ENBRIDGE INC COMMON STOCK 29250N105   346,231 10,435 SH   DFND   8,646 1,789 0
ENERGY TRANSFER EQUITY L P COM UNIT LTD PRTNERS PARTNERSHIPS 29273V100   25,141 1,792 SH   SOLE   1,792 0 0
ENTEGRIS INC COMMON STOCK 29362U104   18,780 200 SH   SOLE   200 0 0
EQIUTRANS MIDSTREAM CO COMMON STOCK 294600101   937 100 SH   SOLE   100 0 0
ESSA BANCORP INC COM COMMON STOCK 29667D104   21,944 1,462 SH   SOLE   1,462 0 0
ESSENTIAL UTILS INC COM COMMON STOCK 29670G102   34,320 1,000 SH   SOLE   0 0 1,000
ESSENTIAL UTILS INC COM COMMON STOCK 29670G102   8,580 250 SH   DFND   250 0 0
EXELON CORP COM COMMON STOCK 30161N101   146,396 3,874 SH   SOLE   3,374 0 500
EXELON CORP COM COMMON STOCK 30161N101   22,674 600 SH   DFND   600 0 0
EXPEDITORS INTL WASH INC COMMON STOCK 302130109   417,366 3,641 SH   SOLE   2,400 1,000 241
EXPEDITORS INTL WASH INC COMMON STOCK 302130109   156,010 1,361 SH   DFND   350 1,011 0
EXXON MOBIL CORP COM COMMON STOCK 30231G102   2,890,335 24,582 SH   SOLE   24,282 200 100
EXXON MOBIL CORP COM COMMON STOCK 30231G102   2,353,127 20,013 SH   DFND   14,626 4,787 600
F M C CORP COM NEW COMMON STOCK 302491303   388,426 5,800 SH   SOLE   5,800 0 0
F N B CORP PA COMMON STOCK 302520101   625,140 57,937 SH   SOLE   57,937 0 0
FNCB BANCORP INC COM COMMON STOCK 302578109   11,900 2,000 SH   SOLE   2,000 0 0
FACEBOOK INC COMMON STOCK 30303M102   1,156,968 3,854 SH   SOLE   3,854 0 0
FACEBOOK INC COMMON STOCK 30303M102   99,366 331 SH   DFND   331 0 0
FASTENAL CO COM COMMON STOCK 311900104   1,832,768 33,549 SH   SOLE   28,957 3,685 907
FASTENAL CO COM COMMON STOCK 311900104   605,463 11,083 SH   DFND   8,295 2,788 0
FIDELITY D & D BANCORP INC COM COMMON STOCK 31609R100   6,628 146 SH   SOLE   146 0 0
FIRST TR EXCHANGE-TRADED FD NAS CLNEDG GREEN COMMON STOCK 33733E500   8,526 200 SH   SOLE   200 0 0
FORD MTR CO DEL COM PAR $0.01 COMMON STOCK 345370860   12,420 1,000 SH   SOLE   1,000 0 0
FREEPORTMCMORAN COPP CL B COMMON STOCK 35671D857   7,980 214 SH   SOLE   214 0 0
FREEPORTMCMORAN COPP CL B COMMON STOCK 35671D857   2,013 54 SH   DFND   54 0 0
GE HEALTHCARE TECHNOLOGIES ICOMMON STOCK COMMON STOCK 36266G107   20,340 299 SH   SOLE   299 0 0
GE HEALTHCARE TECHNOLOGIES ICOMMON STOCK COMMON STOCK 36266G107   31,907 469 SH   DFND   282 187 0
GARRETT MOTION INC COM COMMON STOCK 366505105   78 10 SH   DFND   0 10 0
GENERAL DYNAMICS CORP COMMON STOCK 369550108   106,285 481 SH   SOLE   481 0 0
GENERAL ELEC CO COM COMMON STOCK 369604301   151,337 1,369 SH   SOLE   1,369 0 0
GENERAL ELEC CO COM COMMON STOCK 369604301   168,034 1,520 SH   DFND   850 670 0
GENERAL MLS INC COM COMMON STOCK 370334104   667,854 10,437 SH   SOLE   9,652 785 0
GENERAL MLS INC COM COMMON STOCK 370334104   305,486 4,774 SH   DFND   4,074 700 0
GENERAL MOTORS CO COM COMMON STOCK 37045V100   6,594 200 SH   SOLE   200 0 0
GLAXOSMITHKLINE PLC SPONSORED ADR COMMON STOCK 37733W204   100,485 2,772 SH   SOLE   2,772 0 0
GLAXOSMITHKLINE PLC SPONSORED ADR COMMON STOCK 37733W204   2,900 80 SH   DFND   80 0 0
GLOBAL PAMENTS INC COMMON STOCK 37940X102   11,539 100 SH   SOLE   100 0 0
GOLDMAN SACHS GROUP INC COMMON STOCK 38141G104   1,524,640 4,712 SH   SOLE   4,512 200 0
GOLDMAN SACHS GROUP INC COMMON STOCK 38141G104   88,980 275 SH   DFND   220 55 0
HALEON PLC SPON ADS FOREIGN EQUITIES 405552100   1,582 190 SH   SOLE   190 0 0
HALEON PLC SPON ADS FOREIGN EQUITIES 405552100   833 100 SH   DFND   100 0 0
HASBRO INC COM COMMON STOCK 418056107   14,415 218 SH   SOLE   218 0 0
HEALTHPEAK PROPERTIES INC COM COMMON STOCK 42250P103   56,916 3,100 SH   SOLE   3,100 0 0
HEALTHPEAK PROPERTIES INC COM COMMON STOCK 42250P103   55,080 3,000 SH   DFND   3,000 0 0
HERSHEY FOODS CORP COM COMMON STOCK 427866108   105,842 529 SH   SOLE   529 0 0
HOME DEPOT INC COM COMMON STOCK 437076102   2,061,858 6,824 SH   SOLE   6,299 488 37
HOME DEPOT INC COM COMMON STOCK 437076102   72,515 240 SH   DFND   240 0 0
HONEYWELL INTL INC COM COMMON STOCK 438516106   522,997 2,831 SH   SOLE   2,831 0 0
HONEYWELL INTL INC COM COMMON STOCK 438516106   18,474 100 SH   DFND   0 100 0
INTEL CORP COM COMMON STOCK 458140100   290,538 8,175 SH   SOLE   7,775 0 400
INTEL CORP COM COMMON STOCK 458140100   174,074 4,898 SH   DFND   4,498 400 0
INTERNATIONAL BUSINESS MACHSCOM COMMON STOCK 459200101   746,673 5,322 SH   SOLE   5,322 0 0
INTERNATIONAL BUSINESS MACHSCOM COMMON STOCK 459200101   141,703 1,010 SH   DFND   0 1,010 0
INVESCO EX PFD ETF MUTUAL FUNDS-ETF EQUITIES 46138E511   43,800 4,000 SH   SOLE   4,000 0 0
IQIYI INC SPONSORED ADS FOREIGN EQUITIES 46267X108   237 50 SH   SOLE   50 0 0
ISHARES MSCI PAC JP ETF MUTUAL FUNDS-EQUITIES 464286665   1,988 50 SH   SOLE   50 0 0
ISHARES S&P 100 MUTUAL FUNDS-EQUITIES 464287101   10,032 50 SH   SOLE   50 0 0
I SHARES TR DJ SLECT DIV INDEX MUTUAL FUNDS-EQUITIES 464287168   5,382 50 SH   SOLE   50 0 0
ISHARES S&P 500 INDEX MUTUAL FUNDS-ETF EQUITIES 464287200   2,689,023 6,262 SH   SOLE   6,262 0 0
ISHARES TR S&P NA NATURAL RESOURCES MUTUAL FUNDS-EQUITIES 464287374   20,795 500 SH   DFND   500 0 0
ISHARES TR MSCI EAFE INDEX MUTUAL FUNDS-ETF EQUITIES 464287465   261,892 3,800 SH   SOLE   3,800 0 0
ISHARES TR MSCI EAFE INDEX MUTUAL FUNDS-ETF EQUITIES 464287465   89,596 1,300 SH   DFND   1,300 0 0
ISHARES RUSSELL MID-CAP ETF MUTUAL FUNDS-EQUITIES 464287499   20,775 300 SH   SOLE   300 0 0
ISHARES S&P 600 INDEX MUTUAL FUNDS-ETF EQUITIES 464287804   23,581 250 SH   SOLE   250 0 0
ISHARES TR GL CLEAN ENE ETF COMMON STOCK 464288224   2,924 200 SH   SOLE   200 0 0
ISHARES TR US TREAS BD ETF MUTUAL FUNDS-ETF FIXED INCOME 46429B267   13,636 619 SH   SOLE   619 0 0
J P MORGAN CHASE & CO COM COMMON STOCK 46625H100   2,468,951 17,025 SH   SOLE   15,778 1,247 0
J P MORGAN CHASE & CO COM COMMON STOCK 46625H100   249,288 1,719 SH   DFND   1,400 319 0
JOHNSON & JOHNSON COM COMMON STOCK 478160104   2,718,131 17,452 SH   SOLE   16,643 809 0
JOHNSON & JOHNSON COM COMMON STOCK 478160104   1,149,745 7,382 SH   DFND   6,450 932 0
KELLOGG CO COM COMMON STOCK 487836108   29,755 500 SH   SOLE   0 0 500
KELLOGG CO COM COMMON STOCK 487836108   89,265 1,500 SH   DFND   1,500 0 0
KIMBERLY CLARK CORP COM COMMON STOCK 494368103   216,316 1,790 SH   SOLE   1,790 0 0
KIMBERLY CLARK CORP COM COMMON STOCK 494368103   407,506 3,372 SH   DFND   3,372 0 0
KINDER MORGAN INC (DE) CLASS P COMMON STOCK 49456B101   16 1 SH   SOLE   1 0 0
KRAFT HEINZ CO COM COMMON STOCK 500754106   159,170 4,733 SH   SOLE   4,733 0 0
KRAFT HEINZ CO COM COMMON STOCK 500754106   39,647 1,179 SH   DFND   646 533 0
KYNDRYL HLDGS INC COMMON STOCK COMMON STOCK 50155Q100   10,901 722 SH   SOLE   722 0 0
KYNDRYL HLDGS INC COMMON STOCK COMMON STOCK 50155Q100   2,416 160 SH   DFND   0 160 0
LILLY ELI & CO COM COMMON STOCK 532457108   4,307,758 8,020 SH   SOLE   7,354 418 248
LILLY ELI & CO COM COMMON STOCK 532457108   4,901,310 9,125 SH   DFND   7,425 1,700 0
LITTLEFUSE INC COMMON STOCK 537008104   9,398 38 SH   SOLE   38 0 0
LOCKHEED MARTIN CORP COM COMMON STOCK 539830109   1,026,045 2,509 SH   SOLE   2,489 20 0
LOCKHEED MARTIN CORP COM COMMON STOCK 539830109   71,566 175 SH   DFND   175 0 0
LOWES COS INC COM COMMON STOCK 548661107   389,700 1,875 SH   SOLE   1,475 0 400
LOWES COS INC COM COMMON STOCK 548661107   187,056 900 SH   DFND   500 400 0
LUCID GROUP INC COM COMMON STOCK 549498103   2,236 400 SH   SOLE   400 0 0
LULULEMON ATHLETICA COMMON STOCK 550021109   77,120 200 SH   SOLE   200 0 0
MANNKIND CORPORATION COMMON STOCK 56400P706   991 240 SH   DFND   240 0 0
MARATHON OIL CO COMMON STOCK 565849106   83,219 3,111 SH   SOLE   3,111 0 0
MARATHON PETROLEUM CORP COMMON STOCK 56585A102   302,680 2,000 SH   SOLE   2,000 0 0
MASTERCARD INCORPORATED COMMON STOCK 57636Q104   3,192,129 8,063 SH   SOLE   7,548 515 0
MASTERCARD INCORPORATED COMMON STOCK 57636Q104   1,068,929 2,700 SH   DFND   2,600 100 0
MATTEL INC COM COMMON STOCK 577081102   87,705 3,983 SH   SOLE   3,983 0 0
MCDONALDS CORP COM COMMON STOCK 580135101   4,784,844 18,163 SH   SOLE   17,544 619 0
MCDONALDS CORP COM COMMON STOCK 580135101   811,657 3,081 SH   DFND   3,014 67 0
MCKESSON CORP COMMON STOCK 58155Q103   43,484 100 SH   SOLE   100 0 0
MERCK & CO INC NEW COMMON STOCK 58933Y105   1,730,995 16,814 SH   SOLE   16,407 0 407
MERCK & CO INC NEW COMMON STOCK 58933Y105   656,202 6,374 SH   DFND   5,624 750 0
METLIFE INC COMMON STOCK 59156R108   9,435 150 SH   DFND   0 150 0
MICROSOFT CORP COMMON STOCK 594918104   6,649,043 21,058 SH   SOLE   19,539 1,400 119
MICROSOFT CORP COMMON STOCK 594918104   1,988,276 6,297 SH   DFND   4,050 2,247 0
MICROCHIP TECHNOLOGY INC COM COMMON STOCK 595017104   2,533,401 32,463 SH   SOLE   28,663 3,000 800
MICROCHIP TECHNOLOGY INC COM COMMON STOCK 595017104   597,707 7,659 SH   DFND   5,592 2,067 0
MICROVAST HOLDINGS INC COM COMMON STOCK 59516C106   940 500 SH   SOLE   500 0 0
MONDELEZ INTL INC COMMON STOCK 609207105   641,737 9,247 SH   SOLE   8,823 0 424
MONDELEZ INTL INC COMMON STOCK 609207105   642,572 9,259 SH   DFND   7,892 1,367 0
MORGAN STANLEY DEAN WITTER DISCOVER & CO COMMON STOCK 617446448   943,683 11,555 SH   SOLE   10,959 596 0
MORGAN STANLEY DEAN WITTER DISCOVER & CO COMMON STOCK 617446448   26,052 319 SH   DFND   217 102 0
NBT BANCORP INC COM COMMON STOCK 628778102   665,280 21,000 SH   SOLE   21,000 0 0
NEW YORK TIMES CO CL A COMMON STOCK 650111107   24,720 600 SH   SOLE   600 0 0
NEXTERA ENERGY INC COMMON STOCK 65339F101   586,131 10,231 SH   SOLE   10,231 0 0
NEXTERA ENERGY INC COMMON STOCK 65339F101   1,073,156 18,732 SH   DFND   16,532 2,200 0
NIKE INC CL B COMMON STOCK 654106103   1,124,861 11,764 SH   SOLE   10,699 1,065 0
NIKE INC CL B COMMON STOCK 654106103   121,915 1,275 SH   DFND   1,275 0 0
NORFOLK SOUTHERN CORP COMMON STOCK 655844108   704,017 3,575 SH   SOLE   3,535 40 0
NORFOLK SOUTHERN CORP COMMON STOCK 655844108   64,002 325 SH   DFND   225 100 0
NORWOOD FINANCIAL CORPORATION COMMON STOCK 669549107   91,540 3,555 SH   SOLE   3,555 0 0
NOVARTIS AG COMMON STOCK 66987V109   141,075 1,385 SH   SOLE   1,148 0 237
NOVARTIS AG COMMON STOCK 66987V109   136,696 1,342 SH   DFND   1,050 292 0
NOVO-NORDISK A S ADR COMMON STOCK 670100205   192,063 2,112 SH   SOLE   2,112 0 0
NOVO-NORDISK A S ADR COMMON STOCK 670100205   18,188 200 SH   DFND   200 0 0
NUCOR CORP COMMON STOCK 670346105   78,175 500 SH   SOLE   500 0 0
NVIDIA CORP COM COMMON STOCK 67066G104   30,448 70 SH   SOLE   70 0 0
NUVEEN REAL ESTATE INCOME FD MUTUAL FUNDS-ETF FIXED INCOME 67071B108   1,339 200 SH   SOLE   200 0 0
OREILLY AUTOMOTIVE INC COM COMMON STOCK 67103H107   90,885 100 SH   DFND   100 0 0
OCCIDENTAL PETE CORP DEL COM COMMON STOCK 674599105   116,716 1,799 SH   SOLE   1,799 0 0
OCCIDENTAL PETE CORP DEL COM COMMON STOCK 674599105   25,952 400 SH   DFND   0 400 0
OPAL FUELS INC CLASS A COM COMMON STOCK 68347P103   4,100 500 SH   SOLE   500 0 0
ORACLE CORP COM COMMON STOCK 68389X105   1,470,483 13,883 SH   SOLE   11,883 2,000 0
ORACLE CORP COM COMMON STOCK 68389X105   59,315 560 SH   DFND   260 300 0
ORGANON & CO COMMON STOCK COMMON STOCK 68622V106   3,524 203 SH   DFND   203 0 0
OTIS WORLDWIDE CORP COM COMMON STOCK 68902V107   4,015 50 SH   SOLE   50 0 0
OTIS WORLDWIDE CORP COM COMMON STOCK 68902V107   220,852 2,750 SH   DFND   2,750 0 0
PNC FINL SVCS GROUP INC COM COMMON STOCK 693475105   614,215 5,003 SH   SOLE   4,703 0 300
PNC FINL SVCS GROUP INC COM COMMON STOCK 693475105   380,586 3,100 SH   DFND   0 3,100 0
PPG INDS INC COM COMMON STOCK 693506107   48,675 375 SH   SOLE   375 0 0
PPG INDS INC COM COMMON STOCK 693506107   51,920 400 SH   DFND   0 400 0
PPL CORP, COM COMMON STOCK 69351T106   576,807 24,493 SH   SOLE   23,793 0 700
PPL CORP, COM COMMON STOCK 69351T106   63,585 2,700 SH   DFND   2,500 200 0
PAYCHEX INC COM COMMON STOCK 704326107   40,826 354 SH   SOLE   354 0 0
PAYPAL HLDGS INC COM COMMON STOCK 70450Y103   248,923 4,259 SH   SOLE   4,259 0 0
PAYPAL HLDGS INC COM COMMON STOCK 70450Y103   46,760 800 SH   DFND   800 0 0
PELOTON INTERACTIVE INC CL A COM COMMON STOCK 70614W100   328 65 SH   SOLE   65 0 0
PEOPLES FINL SVCS CORP COMMON STOCK 711040105   13,804,535 344,339 SH   SOLE   230,015 100 114,224
PEOPLES FINL SVCS CORP COMMON STOCK 711040105   125,722 3,136 SH   DFND   0 3,136 0
PEPSICO INC COM COMMON STOCK 713448108   4,799,884 28,328 SH   SOLE   27,298 847 183
PEPSICO INC COM COMMON STOCK 713448108   248,229 1,465 SH   DFND   699 766 0
PETMED EXPRESS INC COM COMMON STOCK 716382106   10,250 1,000 SH   SOLE   1,000 0 0
PFIZER INC COM COMMON STOCK 717081103   2,133,439 64,338 SH   SOLE   62,650 1,101 587
PFIZER INC COM COMMON STOCK 717081103   703,852 21,226 SH   DFND   16,000 4,726 500
PHILIP MORRIS INTL INC COMMON STOCK 718172109   254,963 2,754 SH   SOLE   2,754 0 0
PHILIP MORRIS INTL INC COMMON STOCK 718172109   262,927 2,840 SH   DFND   1,240 1,600 0
PHILLIPS 66 COMMON STOCK 718546104   443,954 3,695 SH   SOLE   3,695 0 0
PHILLIPS 66 COMMON STOCK 718546104   284,154 2,365 SH   DFND   2,365 0 0
PROCTER & GAMBLE CO COM COMMON STOCK 742718109   3,282,561 22,505 SH   SOLE   21,258 958 289
PROCTER & GAMBLE CO COM COMMON STOCK 742718109   2,439,215 16,723 SH   DFND   10,793 5,530 400
PROSPECT CAP CORP COM COMMON STOCK 74348T102   1,240 205 SH   SOLE   205 0 0
PRUDENTIAL FINANCIAL INC COMMON STOCK 744320102   29,605 312 SH   SOLE   312 0 0
PUBLIC SVC ENTERPRISE GROUP COM COMMON STOCK 744573106   15,020 264 SH   SOLE   264 0 0
PUBLIC SVC ENTERPRISE GROUP COM COMMON STOCK 744573106   22,760 400 SH   DFND   400 0 0
QUALCOMM INC COM COMMON STOCK 747525103   1,508,294 13,581 SH   SOLE   13,581 0 0
QUALCOMM INC COM COMMON STOCK 747525103   144,378 1,300 SH   DFND   1,300 0 0
RAYTHEON TECHNOLOGIES CORP COM COMMON STOCK 75513E101   95,718 1,330 SH   SOLE   1,330 0 0
RAYTHEON TECHNOLOGIES CORP COM COMMON STOCK 75513E101   611,745 8,500 SH   DFND   8,500 0 0
REGIONS FINANCIAL CORP NEW COMMON STOCK 7591EP100   9,798 570 SH   SOLE   570 0 0
RESIDEO TECHNOLOGIES INC COM COMMON STOCK 76118Y104   252 16 SH   DFND   0 16 0
SHELL PLC SPON ADS COMMON STOCK 780259305   202,797 3,150 SH   DFND   400 2,750 0
GOLD TRUST MUTUAL FUNDS-ETF EQUITIES 78463V107   85,725 500 SH   SOLE   500 0 0
SPDR INDEX SHS FDS S&P INTL ETF MUTUAL FUNDS-ETF EQUITIES 78463X772   26,311 800 SH   SOLE   800 0 0
SANOFI AVENTIS SPONSORED ADR FOREIGN EQUITIES 80105N105   10,726 200 SH   SOLE   200 0 0
SCHLUMBERGER LTD COM COMMON STOCK 806857108   201,211 3,452 SH   SOLE   3,052 0 400
SCHLUMBERGER LTD COM COMMON STOCK 806857108   20,401 350 SH   DFND   150 200 0
SCHWAB STRATEGIC TR US BRD MKT ETF MUTUAL FUNDS-ETF EQUITIES 808524102   114,632 2,300 SH   SOLE   2,300 0 0
SPDR MATERIALS COMMON STOCK 81369Y100   724,052 9,219 SH   SOLE   9,008 211 0
SPDR MATERIALS COMMON STOCK 81369Y100   17,200 219 SH   DFND   219 0 0
SPDR HEALTH CARE COMMON STOCK 81369Y209   380,166 2,953 SH   SOLE   2,833 120 0
SPDR HEALTH CARE COMMON STOCK 81369Y209   12,874 100 SH   DFND   100 0 0
SPDR STAPLES COMMON STOCK 81369Y308   8,187 119 SH   SOLE   119 0 0
SPDR DISCRETIONARY COMMON STOCK 81369Y407   294,752 1,831 SH   SOLE   1,831 0 0
SPDR DISCRETIONARY COMMON STOCK 81369Y407   45,879 285 SH   DFND   285 0 0
SPDR ENERGY COMMON STOCK 81369Y506   892,957 9,879 SH   SOLE   6,952 2,927 0
SPDR ENERGY COMMON STOCK 81369Y506   49,713 550 SH   DFND   425 125 0
SPDR FINANCIALS COMMON STOCK 81369Y605   178,235 5,375 SH   SOLE   5,375 0 0
SPDR FINANCIALS COMMON STOCK 81369Y605   16,580 500 SH   DFND   500 0 0
SPDR INDUSTRIALS COMMON STOCK 81369Y704   29,601 292 SH   SOLE   292 0 0
SPDR TECHNOLOGY COMMON STOCK 81369Y803   876,365 5,346 SH   SOLE   5,346 0 0
SPDR COMMUNICATION COMMON STOCK 81369Y852   1,158,830 17,676 SH   SOLE   16,187 1,489 0
SPDR COMMUNICATION COMMON STOCK 81369Y852   13,112 200 SH   DFND   200 0 0
SPDR REAL ESTATE COMMON STOCK 81369Y860   116,144 3,410 SH   SOLE   3,410 0 0
SPDR UTILITIES COMMON STOCK 81369Y886   1,269,341 21,540 SH   SOLE   18,924 2,616 0
SNDL INC COM COMMON STOCK 83307B101   189 100 SH   SOLE   100 0 0
SOUTHERN CO COM COMMON STOCK 842587107   943,741 14,582 SH   SOLE   13,582 300 700
SOUTHERN CO COM COMMON STOCK 842587107   582,480 9,000 SH   DFND   8,800 200 0
SOUTHWESTERN ENERGY COMMON STOCK 845467109   12,900 2,000 SH   SOLE   2,000 0 0
SPROTT PHYSICAL SILVER TR TR UNIT COMMON STOCK 85207K107   37,900 5,000 SH   DFND   5,000 0 0
STARBUCKS CORP COM COMMON STOCK 855244109   109,978 1,205 SH   SOLE   1,005 200 0
STARBUCKS CORP COM COMMON STOCK 855244109   246,429 2,700 SH   DFND   2,700 0 0
STATE STR CORP COM COMMON STOCK 857477103   188,659 2,818 SH   SOLE   2,818 0 0
STATE STR CORP COM COMMON STOCK 857477103   13,390 200 SH   DFND   200 0 0
SUNCOR ENERGY INC NEW COM FOREIGN EQUITIES 867224107   31,388 913 SH   SOLE   913 0 0
SUNCOR ENERGY INC NEW COM FOREIGN EQUITIES 867224107   10,314 300 SH   DFND   300 0 0
SYNCHRONY FINANCIAL COM COMMON STOCK 87165B103   7,640 250 SH   SOLE   250 0 0
SYSCO CORP COM COMMON STOCK 871829107   165,100 2,500 SH   SOLE   2,200 300 0
SYSCO CORP COM COMMON STOCK 871829107   33,020 500 SH   DFND   0 500 0
TJX COMPANIES COMMON STOCK 872540109   17,776 200 SH   SOLE   0 0 200
TAIWAN SEMICONDUCTOR ADR FOREIGN EQUITIES 874039100   4,345 50 SH   SOLE   50 0 0
TARGET CORP COMMON STOCK 87612E106   665,948 6,023 SH   SOLE   5,463 489 71
TELEDYNE TECHNOLOGIES INC COMMON STOCK 879360105   15,117 37 SH   SOLE   37 0 0
TESLA MOTORS, INC COMMON STOCK 88160R101   115,100 460 SH   SOLE   460 0 0
TESLA MOTORS, INC COMMON STOCK 88160R101   7,506 30 SH   DFND   30 0 0
THERMO FISCHER SCIENTIFIC COMMON STOCK 883556102   707,100 1,397 SH   SOLE   1,282 115 0
3M CO COMMON STOCK 88579Y101   724,707 7,741 SH   SOLE   7,641 0 100
3M CO COMMON STOCK 88579Y101   337,032 3,600 SH   DFND   3,300 300 0
TRACTOR SUPPLY CO COM COMMON STOCK 892356106   10,355 51 SH   SOLE   51 0 0
TRAVELERS COMPANIES INC COM COMMON STOCK 89417E109   50,460 309 SH   SOLE   309 0 0
TRUIST FINL CORP COM COMMON STOCK 89832Q109   16,250 568 SH   SOLE   568 0 0
US BANCORP DEL COMMON STOCK 902973304   253,587 7,673 SH   SOLE   7,373 300 0
US BANCORP DEL COMMON STOCK 902973304   33,050 1,000 SH   DFND   800 200 0
UNION PAC CORP COM COMMON STOCK 907818108   1,756,919 8,628 SH   SOLE   8,628 0 0
UNITED PARCEL SERVICE INC CL B COMMON STOCK 911312106   741,308 4,756 SH   SOLE   4,182 382 192
UNITED PARCEL SERVICE INC CL B COMMON STOCK 911312106   101,315 650 SH   DFND   650 0 0
UNITED STATES STL CORP NEW COM COMMON STOCK 912909108   2,013 62 SH   SOLE   62 0 0
VANECK VECTORS ETF TR GOLD MINERS ETF COMMON STOCK 92189F106   53,800 2,000 SH   DFND   2,000 0 0
VANGUARD TOTAL INTL STOCK VG TL INTL STK F MUTUAL FUNDS-ETF EQUITIES 921909768   1,073,928 20,066 SH   SOLE   20,066 0 0
VANGUARD TOTAL INTL STOCK VG TL INTL STK F MUTUAL FUNDS-ETF EQUITIES 921909768   30,559 571 SH   DFND   571 0 0
VANGUARD B SHORT TERM BOND MUTUAL FUNDS-ETF FIXED INCOME 921937827   46,981 625 SH   DFND   0 625 0
VANGUARD BD INDEX FD INC TOTAL BD MARKET MUTUAL FUNDS-ETF FIXED INCOME 921937835   43,193 619 SH   DFND   0 619 0
VANGUARD FTSE DEVELOPED MARKET ETF MUTUAL FUNDS-ETF EQUITIES 921943858   10,230 234 SH   SOLE   234 0 0
VANGUARD INFORMATION TECH ETF MUTUAL FUNDS-ETF EQUITIES 92204A702   82,148 198 SH   SOLE   198 0 0
VANGUARD INTL EQUITY INDEX FALLWRLD EX US MUTUAL FUNDS-ETF EQUITIES 922042775   6,223 120 SH   SOLE   120 0 0
VANGUARD EMERGING MARKETS ETF MUTUAL FUNDS-ETF EQUITIES 922042858   54,880 1,400 SH   SOLE   1,400 0 0
VANGUARD EMERGING MARKETS ETF MUTUAL FUNDS-ETF EQUITIES 922042858   11,760 300 SH   DFND   300 0 0
VANGUARD 500 INDEX FUND MUTUAL FUNDS-ETF EQUITIES 922908363   645,204 1,643 SH   SOLE   1,643 0 0
VANGUARD 500 INDEX FUND MUTUAL FUNDS-ETF EQUITIES 922908363   62,830 160 SH   DFND   160 0 0
VANGUARD REAL ESTATE COMMON STOCK 922908553   992,210 13,116 SH   SOLE   11,687 1,162 267
VANGUARD REAL ESTATE COMMON STOCK 922908553   94,940 1,255 SH   DFND   1,000 255 0
VANGUARD MID CAP ETF MUTUAL FUNDS-ETF EQUITIES 922908629   730,083 3,506 SH   SOLE   3,376 130 0
VANGUARD MID CAP ETF MUTUAL FUNDS-ETF EQUITIES 922908629   32,900 158 SH   DFND   58 100 0
VANGUARD INDEX FDS EXTEND MKT ETF MUTUAL FUNDS-ETF EQUITIES 922908652   1,177,018 8,212 SH   SOLE   8,212 0 0
VANGUARD INDEX FDS EXTEND MKT ETF MUTUAL FUNDS-ETF EQUITIES 922908652   13,185 92 SH   DFND   92 0 0
VANGUARD GROWTH ETF MUTUAL FUNDS-ETF EQUITIES 922908736   465,086 1,708 SH   SOLE   1,708 0 0
VANGUARD VALUE ETF MUTUAL FUNDS-ETF EQUITIES 922908744   435,720 3,159 SH   SOLE   3,159 0 0
VANGUARD SMALL CAP ETF MUTUAL FUNDS-ETF EQUITIES 922908751   1,750,019 9,256 SH   SOLE   9,122 134 0
VANGUARD SMALL CAP ETF MUTUAL FUNDS-ETF EQUITIES 922908751   69,009 365 SH   DFND   265 100 0
VERIZON COMMUNICATIONS COM COMMON STOCK 92343V104   1,231,701 38,016 SH   SOLE   34,824 2,092 1,100
VERIZON COMMUNICATIONS COM COMMON STOCK 92343V104   294,158 9,079 SH   DFND   3,110 3,469 2,500
VIATRIS INC COM COMMON STOCK 92556V106   27,378 2,777 SH   SOLE   2,777 0 0
VIATRIS INC COM COMMON STOCK 92556V106   22,482 2,281 SH   DFND   1,686 533 62
VISA CLASS A COMMON STOCK 92826C839   551,097 2,396 SH   SOLE   2,396 0 0
VISA CLASS A COMMON STOCK 92826C839   483,021 2,100 SH   DFND   2,000 100 0
VIRTUS CONVERTIBLE & INCOME COM MUTUAL FUNDS-ETF EQUITIES 92838X102   8,769 2,829 SH   SOLE   2,829 0 0
VODAFONE GROUP PLC FOREIGN EQUITIES 92857W308   292,358 30,840 SH   SOLE   30,840 0 0
VODAFONE GROUP PLC FOREIGN EQUITIES 92857W308   133,668 14,100 SH   DFND   14,100 0 0
WEC ENERGY GROUP INC COM COMMON STOCK 92939U106   26,259 326 SH   SOLE   326 0 0
WABTEC CORP COM COMMON STOCK 929740108   212 2 SH   SOLE   2 0 0
WABTEC CORP COM COMMON STOCK 929740108   3,609 34 SH   DFND   11 23 0
WAL MART STORES INC COM COMMON STOCK 931142103   853,058 5,334 SH   SOLE   5,334 0 0
WAL MART STORES INC COM COMMON STOCK 931142103   127,944 800 SH   DFND   800 0 0
WALGREENS BOOTS ALLIANCE COMMON STOCK 931427108   18,339 825 SH   SOLE   825 0 0
WALGREENS BOOTS ALLIANCE COMMON STOCK 931427108   2,223 100 SH   DFND   0 100 0
WARNER BROS DISCOVERY INC COM SER A COMMON STOCK 934423104   19,195 1,768 SH   SOLE   1,768 0 0
WARNER BROS DISCOVERY INC COM SER A COMMON STOCK 934423104   4,971 458 SH   DFND   121 337 0
WASTE MANAGEMENT INC NEW COMMON STOCK 94106L109   518,591 3,402 SH   SOLE   3,347 55 0
WELLS FARGO & CO NEW COM COMMON STOCK 949746101   621,638 15,214 SH   SOLE   14,114 1,100 0
WELLS FARGO & CO NEW COM COMMON STOCK 949746101   53,118 1,300 SH   DFND   1,300 0 0
WEYERHAEUSER CO COM COMMON STOCK 962166104   43,890 1,432 SH   SOLE   1,432 0 0
WEYERHAEUSER CO COM COMMON STOCK 962166104   42,910 1,400 SH   DFND   0 1,400 0
XCEL ENERGY INC COMMON STOCK 98389B100   194,548 3,400 SH   SOLE   3,400 0 0
XYLEM INC COMMON STOCK 98419M100   419,187 4,605 SH   SOLE   3,590 1,015 0
XYLEM INC COMMON STOCK 98419M100   109,236 1,200 SH   DFND   1,100 100 0
ZIMVIE INC COM COMMON STOCK 98888T107   941 100 SH   DFND   100 0 0
ZIMMER HLDGS INC COM COMMON STOCK 98956P102   217,706 1,940 SH   DFND   1,940 0 0
ZOETIS INC CL A COMMON STOCK 98978V103   242,177 1,392 SH   SOLE   1,356 36 0