The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABB LTD-SPON ADR Com 000375204 88 4,050 SH   SOLE 0 4,050 0 0
ABB LTD-SPON ADR Com 000375204 22 1,000 SH   DFND 0 1,000 0 0
AFLAC INCORPORATED Com 001055102 4,682 80,553 SH   SOLE 0 79,463 0 1,090
AFLAC INCORPORATED Com 001055102 55 950 SH   DFND 0 950 0 0
AGCO CORPORATION Com 001084102 25 500 SH   SOLE 0 500 0 0
AT&T INC Com 00206R102 4,879 137,826 SH   SOLE 0 137,706 0 120
AT&T INC Com 00206R102 980 27,671 SH   DFND 0 27,671 0 0
ABBOTT LABORATORIES Com 002824100 380 10,895 SH   SOLE 0 10,895 0 0
ABBOTT LABORATORIES Com 002824100 199 5,700 SH   DFND 0 5,700 0 0
ABBVIE INC Com 00287Y109 424 10,245 SH   SOLE 0 10,245 0 0
ABBVIE INC Com 00287Y109 189 4,575 SH   DFND 0 4,575 0 0
ABERDEEN ASIA PACIFIC INCOME FUND Com 003009107 3 500 SH   SOLE 0 500 0 0
ADA-ES INC Com 005208103 147 3,500 SH   DFND 0 3,500 0 0
ADOBE SYSTEMS INC Com 00724F101 5 100 SH   SOLE 0 100 0 0
AETNA U S HEALTHCARE INC Com 00817Y108 5 71 SH   SOLE 0 71 0 0
AGILENT TECHNOLOGIES Com 00846U101 12 292 SH   SOLE 0 292 0 0
AIR PRODUCTS & CHEMICALS INC Com 009158106 132 1,442 SH   SOLE 0 1,442 0 0
ALCATEL-LUCENT SPONSORED ADR Com 013904305 0 131 SH   SOLE 0 131 0 0
ALEXION PHARMACEUTICALS INC Com 015351109 37 400 SH   SOLE 0 400 0 0
ALLEGHANY CORP Com 017175100 357 931 SH   SOLE 0 0 0 931
ALLIANT ENERGY CORP Com 018802108 30 600 SH   DFND 0 600 0 0
ALLSTATE CORP Com 020002101 12 248 SH   SOLE 0 248 0 0
ALTRIA GROUP INC Com 02209S103 295 8,419 SH   SOLE 0 5,404 0 3,015
ALTRIA GROUP INC Com 02209S103 217 6,200 SH   DFND 0 6,200 0 0
AMAZON COM INC Com 023135106 14 50 SH   DFND 0 50 0 0
AMEREN CORP Com 023608102 17 500 SH   SOLE 0 500 0 0
AMERICAN ELECTRIC POWER INC Com 025537101 21 460 SH   SOLE 0 460 0 0
AMERICAN EXPRESS CO Com 025816109 116 1,551 SH   SOLE 0 1,551 0 0
AMERICAN INTL GRP INC WARRANTS EXP 1/19/2021 Com 026874156 2 128 SH   SOLE 0 128 0 0
AMERICAN INTERNATIONAL GROUP INC COM NEW Com 026874784 7,394 165,420 SH   SOLE 0 160,340 0 5,080
AMERICAN INTERNATIONAL GROUP INC COM NEW Com 026874784 11 250 SH   DFND 0 250 0 0
AMERICAN WATER WORKS CO INC Com 030420103 5,901 143,124 SH   SOLE 0 141,584 0 1,540
AMERICAN WATER WORKS CO INC Com 030420103 54 1,300 SH   DFND 0 1,300 0 0
AMGEN INC Com 031162100 122 1,235 SH   SOLE 0 1,235 0 0
AMGEN INC Com 031162100 324 3,288 SH   DFND 0 3,288 0 0
ANADARKO PETROLEUM CORP Com 032511107 13 150 SH   SOLE 0 150 0 0
ANALOG DEVICES INC Com 032654105 2,471 54,836 SH   SOLE 0 54,196 0 640
ANHEUSER-BUSCH INBEV SPN ADR Com 03524A108 24 265 SH   SOLE 0 265 0 0
APACHE CORP Com 037411105 109 1,303 SH   SOLE 0 1,303 0 0
APPLE INC Com 037833100 11,898 30,005 SH   SOLE 0 29,372 0 633
APPLE INC Com 037833100 343 865 SH   DFND 0 865 0 0
AQUA AMERICA INC Com 03836W103 23 750 SH   SOLE 0 750 0 0
AQUA AMERICA INC Com 03836W103 29 933 SH   DFND 0 933 0 0
ARIAD PHARMACEUTICALS INC Com 04033A100 17 1,000 SH   SOLE 0 1,000 0 0
ARROW FINANCIAL CORP Com 042744102 22 879 SH   SOLE 0 879 0 0
AUTOMATIC DATA PROCESSING INC Com 053015103 1,654 24,013 SH   SOLE 0 24,013 0 0
AUTOMATIC DATA PROCESSING INC Com 053015103 441 6,400 SH   DFND 0 6,400 0 0
AUTOZONE INC Com 053332102 124 292 SH   SOLE 0 292 0 0
AVIS BUDGET GROUP INC Com 053774105 1 31 SH   SOLE 0 31 0 0
BB&T CORPORATION Com 054937107 6,864 202,585 SH   SOLE 0 198,495 0 4,090
BB&T CORPORATION Com 054937107 137 4,045 SH   DFND 0 4,045 0 0
BCE INC COM NEW Com 05534B760 63 1,537 SH   SOLE 0 1,537 0 0
BP PLC SPON ADR Com 055622104 42 1,010 SH   SOLE 0 1,010 0 0
BP PLC SPON ADR Com 055622104 142 3,396 SH   DFND 0 3,396 0 0
BANK OF AMERICA CORP Com 060505104 11 822 SH   SOLE 0 222 0 600
BANK OF AMERICA CORP Com 060505104 23 1,800 SH   DFND 0 1,800 0 0
BANK OF AMERICA 6.204 SERIES D Pfd Stk 060505831 0 8 SH   SOLE 0 8 0 0
BANK OF MONTREAL Com 063671101 46 800 SH   SOLE 0 800 0 0
IPATH DJ AIG GRAINS TTL RTN Com 06739H305 6 125 SH   DFND 0 125 0 0
BARCLAYS BK PLC 8.125% SER 5 PFD NON CONV Pfd Stk 06739H362 18 700 SH   SOLE 0 700 0 0
BAXTER INTERNATIONAL INC Com 071813109 23 330 SH   SOLE 0 330 0 0
BECTON DICKINSON & CO Com 075887109 39 398 SH   SOLE 0 398 0 0
BECTON DICKINSON & CO Com 075887109 40 400 SH   DFND 0 400 0 0
BED BATH & BEYOND INC Com 075896100 3,136 44,200 SH   SOLE 0 42,890 0 1,310
BEMIS COMPANY Com 081437105 3 75 SH   SOLE 0 75 0 0
BEMIS COMPANY Com 081437105 14 350 SH   DFND 0 350 0 0
BERKSHIRE HATHAWAY INC COM Com 084670108 169 1 SH   SOLE 0 1 0 0
BERKSHIRE HATHAWAY INC-CL B Com 084670702 6,140 54,862 SH   SOLE 0 53,577 0 1,285
BERKSHIRE HATHAWAY INC-CL B Com 084670702 774 6,913 SH   DFND 0 6,913 0 0
BHP BILLITON LTD SPON ADR Com 088606108 2,369 41,085 SH   SOLE 0 40,745 0 340
BHP BILLITON LTD SPON ADR Com 088606108 30 525 SH   DFND 0 525 0 0
BIOGEN IDEC INC Com 09062X103 108 500 SH   DFND 0 500 0 0
BLACKROCK MUNICIPAL INCOME QUALITY TRUST Com 092479104 14 1,000 SH   SOLE 0 1,000 0 0
BLACKROCK INC Com 09247X101 41 160 SH   SOLE 0 160 0 0
BLACKROCK INSURED MUNI INC INV TRUST Com 09250G102 34 2,457 SH   SOLE 0 2,457 0 0
BLACKROCK KELSO CAPITAL CORP Com 092533108 12 1,300 SH   SOLE 0 1,300 0 0
THE BLACKSTONE GROUP LP Com 09253U108 21 1,000 SH   SOLE 0 1,000 0 0
BOEING CO Com 097023105 149 1,454 SH   SOLE 0 1,454 0 0
BOEING CO Com 097023105 220 2,150 SH   DFND 0 2,150 0 0
BRISTOL MYERS SQUIBB CO Com 110122108 589 13,181 SH   SOLE 0 13,181 0 0
BRISTOL MYERS SQUIBB CO Com 110122108 544 12,162 SH   DFND 0 12,162 0 0
BROADCOM CORP CL A Com 111320107 27 790 SH   SOLE 0 790 0 0
BROADRIDGE FINL SOLUTIONS INC Com 11133T103 5 200 SH   DFND 0 200 0 0
CH ENERGY GROUP INC Com 12541M102 11 169 SH   SOLE 0 169 0 0
CIGNA CORPORATION Com 125509109 841 11,600 SH   SOLE 0 11,600 0 0
CSX CORP Com 126408103 4 177 SH   SOLE 0 177 0 0
CVS/CAREMARK CORPORATION Com 126650100 25 439 SH   SOLE 0 439 0 0
CA INC Com 12673P105 3,244 113,330 SH   SOLE 0 112,375 0 955
CANADIAN NATL RAILWAY CO Com 136375102 46 475 SH   SOLE 0 475 0 0
CANADIAN NATL RAILWAY CO Com 136375102 75 775 SH   DFND 0 775 0 0
CANADIAN NATURAL RESOURCES Com 136385101 28 1,000 SH   SOLE 0 1,000 0 0
CANADIAN PACIFIC RAILWAY Com 13645T100 22 185 SH   SOLE 0 185 0 0
CANON INC ADR Com 138006309 18 550 SH   DFND 0 550 0 0
CARDINAL HEALTH INC Com 14149Y108 7 148 SH   SOLE 0 148 0 0
CAREFUSION CORP Com 14170T101 15 400 SH   DFND 0 400 0 0
CATERPILLAR INC Com 149123101 45 550 SH   SOLE 0 550 0 0
CATERPILLAR INC Com 149123101 33 400 SH   DFND 0 400 0 0
CELGENE CORP Com 151020104 87 740 SH   SOLE 0 740 0 0
CELGENE CORP Com 151020104 23 200 SH   DFND 0 200 0 0
CERNER CORP Com 156782104 4 37 SH   SOLE 0 37 0 0
CHEVRON CORPORATION Com 166764100 4,279 36,159 SH   SOLE 0 35,704 0 455
CHEVRON CORPORATION Com 166764100 902 7,619 SH   DFND 0 7,619 0 0
CHINA FUND INC Com 169373107 2 100 SH   SOLE 0 100 0 0
CHINA MOBILE LTD-SPON ADR Com 16941M109 5,865 113,292 SH   SOLE 0 111,022 0 2,270
CHINA MOBILE LTD-SPON ADR Com 16941M109 111 2,140 SH   DFND 0 2,140 0 0
CHUBB CORP Com 171232101 32 375 SH   SOLE 0 375 0 0
CHUBB CORP Com 171232101 21 250 SH   DFND 0 250 0 0
CISCO SYSTEMS INC Com 17275R102 3,445 141,574 SH   SOLE 0 137,901 0 3,673
CISCO SYSTEMS INC Com 17275R102 143 5,875 SH   DFND 0 5,875 0 0
CITIGROUP INC COM NEW Com 172967424 22 465 SH   SOLE 0 465 0 0
CITRIX SYSTEMS INC Com 177376100 22 370 SH   SOLE 0 370 0 0
GUGGENHEIM BULLETSHS 2016 HGH YLD CRP BD ETF Com 18383M415 5 200 SH   SOLE 0 200 0 0
GUGGENHEIM BULLETSHS 2015 HGH YLD CRP ETF Com 18383M423 20 750 SH   SOLE 0 750 0 0
GUGGENHEIM BULLETSHS 2015 HGH YLD CRP ETF Com 18383M423 9 360 SH   DFND 0 360 0 0
GUGGENHEIM BULLETSHS 2014 HGH YLD CRP BD ETF Com 18383M431 17 650 SH   SOLE 0 650 0 0
GUGGENHEIM BULLETSHS 2014 HGH YLD CRP BD ETF Com 18383M431 9 360 SH   DFND 0 360 0 0
GUGGENHEIM BULLETSHS 2013 HGH YLD BD ETF Com 18383M449 14 550 SH   SOLE 0 550 0 0
GUGGENHEIM BULLETSHS 2013 HGH YLD BD ETF Com 18383M449 129 5,040 SH   DFND 0 5,040 0 0
CLOROX Com 189054109 8 100 SH   SOLE 0 100 0 0
CLOROX Com 189054109 150 1,800 SH   DFND 0 1,800 0 0
COACH INC Com 189754104 3,219 56,390 SH   SOLE 0 56,390 0 0
COCA COLA CO Com 191216100 6,032 150,382 SH   SOLE 0 146,517 0 3,865
COCA COLA CO Com 191216100 361 9,000 SH   DFND 0 9,000 0 0
COGNIZANT TECHNOLOGY SOLUTIONS CL A Com 192446102 5 85 SH   SOLE 0 85 0 0
COLGATE PALMOLIVE INC Com 194162103 484 8,446 SH   SOLE 0 8,446 0 0
COLGATE PALMOLIVE INC Com 194162103 23 400 SH   DFND 0 400 0 0
COMCAST CORP NEW CL A Com 20030N101 16 385 SH   SOLE 0 385 0 0
COMCAST CORP NEW CL A Com 20030N101 100 2,400 SH   DFND 0 2,400 0 0
COMERICA INC Com 200340107 1,055 26,500 SH   SOLE 0 26,500 0 0
COMPANHIA DE BEBIDAS PRF ADR Com 20441W203 7 200 SH   SOLE 0 200 0 0
CONOCOPHILLIPS Com 20825C104 57 947 SH   SOLE 0 947 0 0
CONOCOPHILLIPS Com 20825C104 97 1,609 SH   DFND 0 1,609 0 0
CONSOLIDATED EDISON INC Com 209115104 26 445 SH   SOLE 0 445 0 0
CONSOLIDATED EDISON INC Com 209115104 25 430 SH   DFND 0 430 0 0
CORNING INC Com 219350105 24 1,700 SH   SOLE 0 1,700 0 0
CORNING INC Com 219350105 10 700 SH   DFND 0 700 0 0
COSTCO WHOLESALE CORP Com 22160K105 44 400 SH   SOLE 0 400 0 0
CROWN CASTLE INTL CORP Com 228227104 507 6,999 SH   SOLE 0 6,999 0 0
DNP SELECT INCOME FD INC COM Com 23325P104 24 2,459 SH   SOLE 0 2,459 0 0
DTE ENERGY CO Com 233331107 9 137 SH   DFND 0 137 0 0
DANAHER CORP COMMON Com 235851102 260 4,112 SH   SOLE 0 4,112 0 0
DEERE & COMPANY Com 244199105 45 550 SH   SOLE 0 550 0 0
DEERE & COMPANY Com 244199105 4 50 SH   DFND 0 50 0 0
DELAWARE INV MINNESOTA MUNI II Com 24610V103 4 311 SH   SOLE 0 311 0 0
DEVON ENERGY CORP NEW COM Com 25179M103 16 300 SH   SOLE 0 300 0 0
DIAGEO PLC SPON ADR NEW Com 25243Q205 54 470 SH   SOLE 0 470 0 0
DIAMOND OFFSHORE DRILLING INC Com 25271C102 28 400 SH   DFND 0 400 0 0
DIGITAL REALTY TRUST INC Com 253868103 6,865 112,541 SH   SOLE 0 110,686 0 1,855
DIGITAL REALTY TRUST INC Com 253868103 129 2,115 SH   DFND 0 2,115 0 0
WALT DISNEY CO Com 254687106 5,335 84,480 SH   SOLE 0 83,025 0 1,455
WALT DISNEY CO Com 254687106 227 3,600 SH   DFND 0 3,600 0 0
DISCOVER FINANCIAL SERVICES Com 254709108 5 104 SH   SOLE 0 104 0 0
DOMINION RES INC VA NEW Com 25746U109 28 500 SH   SOLE 0 500 0 0
DOMINION RES INC VA NEW Com 25746U109 68 1,200 SH   DFND 0 1,200 0 0
DOVER CORP Com 260003108 3,095 39,850 SH   SOLE 0 39,520 0 330
DOVER SADDLERY INC Com 260412101 25 7,000 SH   SOLE 0 7,000 0 0
DOW CHEMICAL CO Com 260543103 84 2,598 SH   SOLE 0 2,598 0 0
DOW CHEMICAL CO Com 260543103 121 3,775 SH   DFND 0 3,775 0 0
DR PEPPER SNAPPLE GROUP INC Com 26138E109 2,787 60,671 SH   SOLE 0 60,196 0 475
DR PEPPER SNAPPLE GROUP INC Com 26138E109 64 1,400 SH   DFND 0 1,400 0 0
DU PONT DE NEMOURS CO Com 263534109 116 2,215 SH   SOLE 0 2,215 0 0
DU PONT DE NEMOURS CO Com 263534109 88 1,675 SH   DFND 0 1,675 0 0
DUFF & PHELPS GLOBAL UTILITY INC FD Com 26433C105 7,507 401,252 SH   SOLE 0 393,941 0 7,311
DUFF & PHELPS GLOBAL UTILITY INC FD Com 26433C105 126 6,750 SH   DFND 0 6,750 0 0
DUKE ENERGY CORP NEW COM Com 26441C204 74 1,102 SH   SOLE 0 1,102 0 0
DUKE ENERGY CORP NEW COM Com 26441C204 204 3,022 SH   DFND 0 3,022 0 0
DUNKIN BRANDS GROUP INC Com 265504100 29 675 SH   DFND 0 675 0 0
EGSHARES EMERGING MKT CONS ETF Com 268461779 527 20,420 SH   SOLE 0 18,420 0 2,000
EMC CORPORATION Com 268648102 64 2,710 SH   SOLE 0 2,710 0 0
EMC CORPORATION Com 268648102 17 700 SH   DFND 0 700 0 0
EOG RES INC COM Com 26875P101 4 30 SH   SOLE 0 30 0 0
ETFS GOLD TRUST Com 26922Y105 65 535 SH   SOLE 0 535 0 0
E*TRADE FINANCIAL CORP Com 269246401 2 119 SH   SOLE 0 119 0 0
EASTMAN CHEMICAL COMPANY Com 277432100 28 400 SH   DFND 0 400 0 0
EATON VANCE SR FLOATING RATE FUND Com 27828Q105 37 2,288 SH   SOLE 0 2,288 0 0
EBAY INC Com 278642103 5,718 110,556 SH   SOLE 0 106,981 0 3,575
EBAY INC Com 278642103 103 2,000 SH   DFND 0 2,000 0 0
ECOLAB INC Com 278865100 559 6,562 SH   SOLE 0 6,562 0 0
EMERSON ELECTRIC CO Com 291011104 2,670 48,946 SH   SOLE 0 48,481 0 465
EMERSON ELECTRIC CO Com 291011104 220 4,031 SH   DFND 0 4,031 0 0
ENCANA CORP Com 292505104 49 2,900 SH   SOLE 0 2,900 0 0
ENERGIZER HOLDINGS INC Com 29266R108 2,581 25,680 SH   SOLE 0 25,380 0 300
ENERGIZER HOLDINGS INC Com 29266R108 61 610 SH   DFND 0 610 0 0
ENERGY TRANSFER EQUITY LP Com 29273V100 180 3,005 SH   SOLE 0 3,005 0 0
ENGILITY HOLDINGS INC Com 29285W104 0 16 SH   DFND 0 16 0 0
ENTERPRISE PRODUCTS PRTN Com 293792107 43 690 SH   SOLE 0 690 0 0
EQUIFAX INCORPORATED Com 294429105 69 1,171 SH   DFND 0 1,171 0 0
EXELON CORP Com 30161N101 5 175 SH   SOLE 0 175 0 0
EXELIS INC Com 30162A108 55 4,000 SH   SOLE 0 4,000 0 0
EXPEDITORS INTL WASH INC Com 302130109 4,671 122,781 SH   SOLE 0 118,921 0 3,860
EXPRESS SCRIPTS HOLDING CO Com 30219G108 4,453 72,124 SH   SOLE 0 70,499 0 1,625
EXPRESS SCRIPTS HOLDING CO Com 30219G108 63 1,023 SH   DFND 0 1,023 0 0
EXXON MOBIL CORP COM Com 30231G102 12,407 137,324 SH   SOLE 0 134,823 0 2,501
EXXON MOBIL CORP COM Com 30231G102 1,593 17,632 SH   DFND 0 17,632 0 0
FAMILY DOLLAR STORES Com 307000109 6 100 SH   SOLE 0 100 0 0
FASTENAL COMPANY Com 311900104 5 100 SH   SOLE 0 100 0 0
FEDERATED INVESTORS INC Com 314211103 9 340 SH   SOLE 0 340 0 0
FEDERATED INVESTORS INC Com 314211103 27 1,000 SH   DFND 0 1,000 0 0
FEDERATED PREMIER INTERMEDIATE MUNI INC FUND Com 31423M105 59 4,500 SH   SOLE 0 4,500 0 0
FEDERATED TOTAL RETURN BD FD 328 Com 31428Q101 41,937 3,822,839 SH   SOLE 0 3,811,113 0 11,726
FEDERATED TOTAL RETURN BD FD 328 Com 31428Q101 378 34,437 SH   DFND 0 34,437 0 0
FEDEX CORP Com 31428X106 22 225 SH   SOLE 0 225 0 0
FEDEX CORP Com 31428X106 39 400 SH   DFND 0 400 0 0
F5 NETWORKS INC Com 315616102 28 400 SH   SOLE 0 400 0 0
FIDELITY SELECT CONSTR & HSG Com 316390616 34 616 SH   SOLE 0 616 0 0
FIRST TR EPRA/NAREIT GLOBAL REAL ESTATE IND Com 33736N101 23 600 SH   SOLE 0 600 0 0
FLUOR CORP NEW Com 343412102 61 1,025 SH   SOLE 0 1,025 0 0
FLUOR CORP NEW Com 343412102 24 400 SH   DFND 0 400 0 0
FOMENTO ECONOMICO MEX SPON ADR Com 344419106 12 120 SH   SOLE 0 120 0 0
FORD MOTOR CO DEL Com 345370860 4,248 274,570 SH   SOLE 0 269,755 0 4,815
FORD MOTOR CO DEL Com 345370860 19 1,200 SH   DFND 0 1,200 0 0
FREEPORT MCMORAN COPPER & GOLD Com 35671D857 9 315 SH   SOLE 0 315 0 0
FREEPORT MCMORAN COPPER & GOLD Com 35671D857 8 300 SH   DFND 0 300 0 0
FRONTIER COMMUNICATIONS CORP Com 35906A108 0 30 SH   SOLE 0 30 0 0
GENERAL DYNAMICS CORP Com 369550108 16 200 SH   SOLE 0 200 0 0
GENERAL DYNAMICS CORP Com 369550108 63 800 SH   DFND 0 800 0 0
GENERAL ELECTRIC CO Com 369604103 10,875 468,961 SH   SOLE 0 456,311 0 12,650
GENERAL ELECTRIC CO Com 369604103 841 36,275 SH   DFND 0 36,275 0 0
GENERAL MILLS INC Com 370334104 440 9,073 SH   SOLE 0 9,073 0 0
GENERAL MILLS INC Com 370334104 92 1,900 SH   DFND 0 1,900 0 0
GENERAL MOTORS CO Com 37045V100 17 500 SH   SOLE 0 500 0 0
GENUINE PARTS CO Com 372460105 16 200 SH   DFND 0 200 0 0
GILEAD SCIENCES INC Com 375558103 6 110 SH   SOLE 0 110 0 0
GLAXO SMITHKLINE PLC SP ADR Com 37733W105 26 520 SH   SOLE 0 520 0 0
GLAXO SMITHKLINE PLC SP ADR Com 37733W105 23 455 SH   DFND 0 455 0 0
GOLDMAN SACHS GROUP INC Com 38141G104 7 45 SH   SOLE 0 45 0 0
GOODYEAR TIRE RUBBER Com 382550101 3 170 SH   SOLE 0 170 0 0
GOOGLE INC CL A Com 38259P508 7,388 8,392 SH   SOLE 0 8,242 0 150
GOOGLE INC CL A Com 38259P508 70 80 SH   DFND 0 80 0 0
GREAT PLAINS ENERGY INC Com 391164100 13 570 SH   DFND 0 570 0 0
HCP INC Com 40414L109 91 2,000 SH   DFND 0 2,000 0 0
HSBC HLDGS PLC SP ADR NEW Com 404280406 23 435 SH   SOLE 0 435 0 0
HSBC HLDGS PLC SP ADR NEW Com 404280406 81 1,557 SH   DFND 0 1,557 0 0
HSBC HLDGS PLC SERIES A 6.20% PFD NON CONV Pfd Stk 404280604 37 1,500 SH   SOLE 0 1,500 0 0
HALLIBURTON CO Com 406216101 19 464 SH   SOLE 0 464 0 0
JOHN HANCOCK INVESTORS TRUST Com 410142103 12 600 SH   SOLE 0 600 0 0
HARLEY DAVIDSON INC Com 412822108 10 182 SH   SOLE 0 182 0 0
HARTFORD FINANCIAL SERVICES GR Com 416515104 93 3,000 SH   SOLE 0 3,000 0 0
HASBRO INC Com 418056107 4 90 SH   SOLE 0 90 0 0
HEALTH CARE REIT INC Com 42217K106 3,021 45,070 SH   SOLE 0 44,625 0 445
HEALTH CARE REIT INC Com 42217K106 139 2,075 SH   DFND 0 2,075 0 0
JACK HENRY & ASSOCIATES INC Com 426281101 24 500 SH   SOLE 0 500 0 0
HEWLETT PACKARD CO Com 428236103 26 1,067 SH   SOLE 0 1,067 0 0
HEWLETT PACKARD CO Com 428236103 7 285 SH   DFND 0 285 0 0
HILLSHIRE BRANDS CO Com 432589109 9 280 SH   DFND 0 280 0 0
HOME DEPOT INC Com 437076102 585 7,545 SH   SOLE 0 7,545 0 0
HONEYWELL INTL INC Com 438516106 437 5,506 SH   SOLE 0 5,506 0 0
HONEYWELL INTL INC Com 438516106 48 600 SH   DFND 0 600 0 0
HOSPIRA INC Com 441060100 1 20 SH   DFND 0 20 0 0
IAC/INTERACTIVE DATA Com 44919P508 29 610 SH   SOLE 0 610 0 0
ITT CORPORATION Com 450911201 59 2,000 SH   SOLE 0 2,000 0 0
ILLINOIS TOOL WORKS INC Com 452308109 139 2,007 SH   SOLE 0 2,007 0 0
ILLINOIS TOOL WORKS INC Com 452308109 208 3,000 SH   DFND 0 3,000 0 0
INTEL CORP Com 458140100 9,522 392,986 SH   SOLE 0 387,191 0 5,795
INTEL CORP Com 458140100 329 13,591 SH   DFND 0 13,591 0 0
INTERNATIONAL BUSINESS MACHINES CORP Com 459200101 3,684 19,277 SH   SOLE 0 18,982 0 295
INTERNATIONAL BUSINESS MACHINES CORP Com 459200101 162 850 SH   DFND 0 850 0 0
INTERNATIONAL PAPER CO Com 460146103 7 148 SH   SOLE 0 148 0 0
ISHARES MSCI BRAZIL CAPPED INDEX Com 464286400 9 195 SH   SOLE 0 195 0 0
ISHARES MSCI CANADA INDEX Com 464286509 12 470 SH   DFND 0 470 0 0
ISHARES MSCI PACIFIC EX JPN Com 464286665 18 420 SH   SOLE 0 420 0 0
ISHARES MSCI GERMANY INDEX ETF Com 464286806 25 1,000 SH   SOLE 0 1,000 0 0
ISHARES MSCI HONG KONG INDEX Com 464286871 2 100 SH   SOLE 0 100 0 0
ISHARES MSCI HONG KONG INDEX Com 464286871 27 1,500 SH   DFND 0 1,500 0 0
ISHARES DJ SELECT DIVIDEND INDEX Com 464287168 4,066 63,521 SH   SOLE 0 62,221 0 1,300
ISHARES DJ SELECT DIVIDEND INDEX Com 464287168 10 150 SH   DFND 0 150 0 0
ISHARES BARCLAYS TIPS BOND FUND Com 464287176 3 30 SH   SOLE 0 30 0 0
ISHARES FTSE/XINHUA CHINA 25 INDEX Com 464287184 13 400 SH   SOLE 0 400 0 0
ISHARES MSCI EMERGING MKT INDEX Com 464287234 156 4,060 SH   SOLE 0 4,060 0 0
ISHARES MSCI EAFE INDEX Com 464287465 11,767 205,362 SH   SOLE 0 201,457 0 3,905
ISHARES MSCI EAFE INDEX Com 464287465 28 495 SH   DFND 0 495 0 0
ISHARES S&P MIDCAP 400 INDEX FD Com 464287507 14 125 SH   SOLE 0 125 0 0
ISHARES COHEN & STEERS RLTY Com 464287564 27 340 SH   SOLE 0 340 0 0
I SHARES RUSSELL 2000 Com 464287655 510 5,253 SH   SOLE 0 5,253 0 0
ISHARES S&P SMALL CAP 600 INDEX Com 464287804 21 232 SH   SOLE 0 232 0 0
ISHARES DJ US CONSUMER GOODS SECTOR INDEX Com 464287812 21 240 SH   SOLE 0 240 0 0
ISHS S&P GLOBAL CLEAN ENERGY INDEX Com 464288224 4 450 SH   SOLE 0 450 0 0
ISHS S&P GLOBAL CLEAN ENERGY INDEX Com 464288224 2 250 SH   DFND 0 250 0 0
ISHARES MSCI ACWI INDEX FUND Com 464288257 1,485 29,693 SH   SOLE 0 29,693 0 0
ISHARES MSCI EAFE SM CAP IND FD Com 464288273 11,672 278,309 SH   SOLE 0 272,049 0 6,260
ISHARES MSCI EAFE SM CAP IND FD Com 464288273 88 2,100 SH   DFND 0 2,100 0 0
ISHARES IBOXX H/Y CORP BD FUND Com 464288513 10 110 SH   SOLE 0 110 0 0
ISHARES KLD 400 SOCIAL INDEX FD Com 464288570 36 600 SH   DFND 0 600 0 0
ISHARES BARCLAYS CREDIT BD FD Com 464288620 27 250 SH   SOLE 0 250 0 0
ISHARES BARCLAYS 3-7 YEAR TREAS BOND FUND Com 464288661 37 305 SH   SOLE 0 0 0 305
ISHARES MSCI USA ESG SELECT SOCIAL INDEX FUND Com 464288802 3 50 SH   SOLE 0 50 0 0
ISHARES DJ US HEALTHCARE PROVIDERS IDX Com 464288828 29 350 SH   DFND 0 350 0 0
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ITC HOLDINGS CORP Com 465685105 164 1,800 SH   DFND 0 1,800 0 0
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J P MORGAN CHASE & CO Com 46625H100 79 1,500 SH   DFND 0 1,500 0 0
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JOHNSON & JOHNSON CO Com 478160104 1,044 12,165 SH   DFND 0 12,165 0 0
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KELLOGG CO Com 487836108 259 4,030 SH   SOLE 0 4,030 0 0
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KRAFT FOODS GROUP INC Com 50076Q106 56 1,003 SH   SOLE 0 1,003 0 0
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LABORATORY CORP AMER HLDGS Com 50540R409 30 300 SH   SOLE 0 300 0 0
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LINN CO LLC Com 535782106 13 355 SH   SOLE 0 355 0 0
LORILLARD INC Com 544147101 13 300 SH   SOLE 0 300 0 0
LOWES COMPANIES INC Com 548661107 65 1,585 SH   SOLE 0 1,585 0 0
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MACYS INC Com 55616P104 277 5,765 SH   SOLE 0 5,515 0 250
MAGNA INTERNATIONAL INC CL-A Com 559222401 71 1,000 SH   SOLE 0 1,000 0 0
MARATHON OIL CORP Com 565849106 5,612 162,281 SH   SOLE 0 159,601 0 2,680
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MEDTRONIC INC Com 585055106 354 6,887 SH   SOLE 0 6,887 0 0
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NASDAQ OMX GROUP/THE Com 631103108 8,301 253,159 SH   SOLE 0 247,504 0 5,655
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NH THRIFT BANCSHARE Com 644722100 622 43,500 SH   SOLE 0 3,500 0 40,000
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NEWMONT MINING CORP Com 651639106 53 1,769 SH   SOLE 0 1,769 0 0
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NIKE INC CLASS B Com 654106103 6,619 103,939 SH   SOLE 0 101,749 0 2,190
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PUTNAM PREMIER INCOME TR Com 746853100 1 259 SH   SOLE 0 259 0 0
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QUALCOMM Com 747525103 3,704 60,629 SH   SOLE 0 58,084 0 2,545
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SEAGATE TECHNOLOGY PLC Com G7945M107 4 100 SH   SOLE 0 100 0 0
FOSTER WHEELER LTD (BM) COM STK Com H27178104 22 1,000 SH   SOLE 0 1,000 0 0
NOBLE CORPORATION COM USD 0.10 Com H5833N103 23 600 SH   DFND 0 600 0 0
TRANSOCEAN LTD SWITZ Com H8817H100 7 139 SH   DFND 0 139 0 0
CHECK POINT SOFTWARE TECH LTD. Com M22465104 2 50 SH   SOLE 0 50 0 0
TEEKAY LNG PARTNERS LP Com Y8564M105 153 3,500 SH   SOLE 0 3,500 0 0