The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M COM 88579y101 958 6,360 SH   SOLE   2,120 0 4,240
3M COM 88579y101 30 200 SH   OTR 2 0 0 200
AT&T COM 030177109 608 17,664 SH   SOLE   0 0 17,664
Abbott Laboratories COM 002824100 1,558 34,693 SH   SOLE   0 0 34,693
Abbvie COM 00287Y109 1,838 31,018 SH   SOLE   0 0 31,018
Alcoa COM 013817101 245 24,800 SH   SOLE   0 0 24,800
Alphabet Class C COM 02079k107 224 295 SH   SOLE   0 0 295
American Express COM 025816109 1,043 15,000 SH   SOLE   612 0 14,388
Ameriprise Financial COM 03076C106 266 2,500 SH   SOLE   0 0 2,500
Amgen COM 031162100 737 4,542 SH   SOLE   600 0 3,942
Apple COM 037833100 1,174 11,156 SH   SOLE   1,288 0 9,868
Apple COM 037833100 74 700 SH   OTR 2 0 0 700
Bank of New York Mellon COM 064058100 435 10,560 SH   SOLE   7,392 0 3,168
Bristol-Myers Squibb COM 110122108 3,469 50,430 SH   SOLE   5,640 0 44,790
Bristol-Myers Squibb COM 110122108 792 11,511 SH   OTR 2 0 0 11,511
CBRE Group COM 12504L109 675 19,525 SH   SOLE   0 0 19,525
CVS/Caremark COM 126650100 308 3,150 SH   SOLE   0 0 3,150
Celgene COM 151020104 1,706 14,241 SH   SOLE   1,600 0 12,641
Celgene COM 151020104 96 800 SH   OTR 2 0 0 800
Charles Schwab COM 808513105 234 7,108 SH   SOLE   0 0 7,108
Chevron COM 166764100 1,722 19,144 SH   SOLE   716 0 18,428
Chevron COM 166764100 380 4,225 SH   OTR 2 0 0 4,225
Cisco Systems COM 17275R952 209 7,700 SH   SOLE   0 0 7,700
Cisco Systems COM 17275R952 50 1,838 SH   OTR 2 0 0 1,838
Clorox COM 189054109 2,650 20,895 SH   SOLE   2,320 0 18,575
Coca-Cola COM 191216100 333 7,750 SH   SOLE   0 0 7,750
Digital Realty Trust COM 253868103 216 2,850 SH   SOLE   500 0 2,350
Disney COM 254687106 2,882 27,430 SH   SOLE   3,000 0 24,430
Dow Chemical COM 260543103 2,947 57,242 SH   SOLE   7,075 0 50,167
Dr. Pepper Snapple COM 26138E109 295 3,168 SH   SOLE   768 0 2,400
Du Pont (E.I) de Nemours COM 263534109 863 12,960 SH   SOLE   1,950 0 11,010
Emerson Electric COM 291011104 856 17,891 SH   SOLE   3,800 0 14,091
Emerson Electric COM 291011104 257 5,370 SH   OTR 2 0 0 5,370
Equifax COM 294429105 528 4,738 SH   OTR 2 0 0 4,738
Express Scripts COM 30219g108 1,123 12,844 SH   SOLE   500 0 12,344
Express Scripts COM 30219g108 277 3,165 SH   OTR 2 0 0 3,165
Exxon Mobil COM 30231G102 5,820 74,657 SH   SOLE   7,527 0 67,130
Exxon Mobil COM 30231G102 617 7,911 SH   OTR 2 0 0 7,911
Fidelity National Info. COM 31620M106 304 5,020 SH   OTR 2 0 0 5,020
Ford Motor COM 345370860 190 13,500 SH   SOLE   2,800 0 10,700
General Electric COM 369604103 3,473 111,503 SH   SOLE   6,300 0 105,203
General Electric COM 369604103 489 15,713 SH   OTR 2 0 0 15,713
Home Depot COM 437076102 961 7,263 SH   SOLE   1,100 0 6,163
Intel COM 458140100 2,745 79,694 SH   SOLE   9,600 0 70,094
Intel COM 458140100 61 1,780 SH   OTR 2 0 0 1,780
International Business Machine COM 459200101 1,773 12,880 SH   SOLE   1,610 0 11,270
JPMorgan Chase COM 46625h100 5,482 83,028 SH   SOLE   1,624 0 81,404
JPMorgan Chase COM 46625h100 1,374 20,812 SH   OTR 2 0 0 20,812
Johnson & Johnson COM 478160104 15,371 149,637 SH   SOLE   6,471 0 143,166
Johnson & Johnson COM 478160104 920 8,959 SH   OTR 2 0 0 8,959
Kimberly Clark COM 494368103 64 500 SH   SOLE   0 0 500
Kimberly Clark COM 494368103 594 4,663 SH   OTR 2 0 0 4,663
McCormick COM 579780206 1,625 18,998 SH   SOLE   4,800 0 14,198
McDonald's Corp. COM 580135101 1,338 11,325 SH   SOLE   1,707 0 9,618
McDonald's Corp. COM 580135101 95 800 SH   OTR 2 0 0 800
McGraw Hill Financial COM 580645109 1,009 10,238 SH   SOLE   900 0 9,338
Merck COM 58933y105 1,763 33,370 SH   SOLE   2,548 0 30,822
Merck COM 58933y105 344 6,509 SH   OTR 2 0 0 6,509
Microsoft COM 594918104 617 11,126 SH   SOLE   800 0 10,326
Microsoft COM 594918104 130 2,341 SH   OTR 2 0 0 2,341
Mondelez COM 609207105 216 4,812 SH   SOLE   0 0 4,812
Mondelez COM 609207105 69 1,541 SH   OTR 2 0 0 1,541
Monsanto COM 61166w101 447 4,536 SH   SOLE   0 0 4,536
Monsanto COM 61166w101 236 2,400 SH   OTR 2 0 0 2,400
Nestle ADR COM 641069406 2,929 39,325 SH   SOLE   5,000 0 34,325
Norfolk Southern COM 655844108 294 3,476 SH   OTR 2 0 0 3,476
PepsiCo COM 713448108 2,364 23,661 SH   SOLE   0 0 23,661
PepsiCo COM 713448108 847 8,479 SH   OTR 2 0 0 8,479
Pfizer COM 717081103 5,407 167,503 SH   SOLE   17,446 0 150,057
Pfizer COM 717081103 322 9,982 SH   OTR 2 0 0 9,982
Philip Morris COM 718172109 31 350 SH   SOLE   0 0 350
Philip Morris COM 718172109 190 2,166 SH   OTR 2 0 0 2,166
Procter & Gamble COM 742718109 3,416 43,013 SH   SOLE   2,437 0 40,576
Procter & Gamble COM 742718109 782 9,853 SH   OTR 2 0 0 9,853
Qualcomm COM 747525103 226 4,521 SH   SOLE   900 0 3,621
Schlumberger COM 806857108 983 14,098 SH   SOLE   1,600 0 12,498
Schlumberger COM 806857108 471 6,755 SH   OTR 2 0 0 6,755
Travelers COM 89417E109 226 2,000 SH   SOLE   0 0 2,000
Union Pacific COM 907818108 176 2,250 SH   SOLE   400 0 1,850
Union Pacific COM 907818108 266 3,400 SH   OTR 2 0 0 3,400
United Healthcare COM 91324P102 244 2,075 SH   SOLE   0 0 2,075
United Parcel Service 'B' COM 911312106 373 3,875 SH   SOLE   300 0 3,575
Verizon Communications COM 92343v104 871 18,834 SH   SOLE   700 0 18,134
Wal-Mart Stores COM 931142103 1,102 17,981 SH   SOLE   0 0 17,981
Waste Management COM 94106L109 891 16,696 SH   SOLE   0 0 16,696
Yum! Brands COM 988498101 304 4,160 SH   SOLE   0 0 4,160
Zimmer Biomet COM 98956p102 503 4,904 SH   SOLE   1,255 0 3,649
Zimmer Biomet COM 98956p102 339 3,304 SH   OTR 2 0 0 3,304
Zoetis COM 98978v103 211 4,400 SH   SOLE   0 0 4,400