The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8

COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ALLEGION PLC FOREIGN EQUITIES G0176J109 5 80 SH   SOLE   80 0 0
ALLERGAN PLC SHS FOREIGN EQUITIES G0177J108 11 40 SH   SOLE   40 0 0
ALLERGAN PLC SHS FOREIGN EQUITIES G0177J108 27 100 SH   DFND   100 0 0
ACCENTURE LTD BERMUDA CL A FOREIGN EQUITIES G1151C101 162 1,400 SH   SOLE   1,400 0 0
ACCENTURE LTD BERMUDA CL A FOREIGN EQUITIES G1151C101 46 400 SH   DFND   200 200 0
HELEN OF TROY LTD FOREIGN EQUITIES G4388N106 8 76 SH   SOLE   76 0 0
INGERSOLL-RAND PUBLIC LTD FOREIGN EQUITIES G47791101 15 240 SH   SOLE   240 0 0
WEATHERFORD INTERNATIONAL COMMON STOCK G48833100 1 100 SH   DFND   100 0 0
INVESCO LTD COMMON STOCK G491BT108 1 41 SH   SOLE   41 0 0
JAZZ PHARMACEUTICALS PLC FOREIGN EQUITIES G50871105 5 36 SH   SOLE   36 0 0
MEDTRONIC PLC ORDINARY FOREIGN EQUITIES G5960L103 418 5,575 SH   SOLE   5,275 0 300
MEDTRONIC PLC ORDINARY FOREIGN EQUITIES G5960L103 53 700 SH   DFND   300 400 0
CHUBB LTD FOREIGN EQUITIES H1467J104 22 187 SH   SOLE   187 0 0
STRATASYS LTD COMMON STOCK M85548101 13 500 SH   SOLE   500 0 0
CORE LABORATORIES N V COM COMMON STOCK N22717107 5 42 SH   SOLE   42 0 0
MYLAN NV FOREIGN EQUITIES N59465109 19 400 SH   SOLE   400 0 0
COPA HOLDINGS SA FOREIGN EQUITIES P31076105 1 22 SH   SOLE   22 0 0
AT&T INC COM COMMON STOCK 00206R102 1,579 40,321 SH   SOLE   38,121 1,700 500
AT&T INC COM COMMON STOCK 00206R102 1,223 31,220 SH   DFND   24,424 6,796 0
ABBOTT LABS COM COMMON STOCK 002824100 697 16,655 SH   SOLE   15,155 1,200 300
ABBOTT LABS COM COMMON STOCK 002824100 332 7,950 SH   DFND   7,650 300 0
ABBVIE, INC COMMON STOCK 00287Y109 903 15,805 SH   SOLE   14,505 1,000 300
ABBVIE, INC COMMON STOCK 00287Y109 510 8,925 SH   DFND   8,625 300 0
AECOM TECHNOLOGY CORP COMMON STOCK 00766T100 0 15 SH   SOLE   15 0 0
AETNA INC NEW COM COMMON STOCK 00817Y108 12 104 SH   SOLE   104 0 0
AGILENT TECHNOLOGIES INC COM COMMON STOCK 00846U101 8 200 SH   DFND   0 200 0
AIR PRODUCT AND CHEMICALS INC COMMON STOCK 009158106 987 6,850 SH   SOLE   6,250 600 0
AIR PRODUCT AND CHEMICALS INC COMMON STOCK 009158106 389 2,700 SH   DFND   2,500 200 0
ALCOA INC COMMON STOCK 013817101 7 712 SH   SOLE   500 0 212
ALLSTATE CORP COM COMMON STOCK 020002101 75 1,119 SH   SOLE   1,119 0 0
ALPHABET INC CAP STK CL C COMMON STOCK 02079K107 682 916 SH   SOLE   836 80 0
ALPHABET INC CAP STK CL C COMMON STOCK 02079K107 376 505 SH   DFND   445 60 0
ALPHABET INC CAP STK CL A COMMON STOCK 02079K305 157 206 SH   SOLE   206 0 0
ALPHABET INC CAP STK CL A COMMON STOCK 02079K305 8 10 SH   DFND   0 10 0
ALTRIA GROUP INC COMMON STOCK 02209S103 382 6,091 SH   SOLE   5,491 0 600
ALTRIA GROUP INC COMMON STOCK 02209S103 232 3,700 SH   DFND   1,900 1,800 0
AMAZON COM INC COM COMMON STOCK 023135106 327 550 SH   DFND   550 0 0
AMERICAN ELEC PWR INC COM COMMON STOCK 025537101 30 450 SH   SOLE   450 0 0
AMERICAN ELEC PWR INC COM COMMON STOCK 025537101 125 1,885 SH   DFND   1,885 0 0
AMERICAN EQUITY INVT LIFE HLDG COMMON STOCK 025676206 2 111 SH   SOLE   111 0 0
AMERICAN EXPRESS CO COM COMMON STOCK 025816109 1,218 19,839 SH   SOLE   18,564 1,275 0
AMERICAN EXPRESS CO COM COMMON STOCK 025816109 700 11,400 SH   DFND   2,700 8,700 0
AMERICAN INTL GROUP WARRANTSEXP 1/19/2021 WARRANTS & RIGHTS 026874156 0 8 SH   SOLE   8 0 0
AMERICAN INTL GROUP WARRANTSEXP 1/19/2021 WARRANTS & RIGHTS 026874156 0 14 SH   DFND   14 0 0
AMERICAN INTL GROUP INC COM COMMON STOCK 026874784 2 35 SH   SOLE   35 0 0
AMERICAN WATER WORKS COMMON STOCK 030420103 719 10,425 SH   SOLE   8,725 1,700 0
AMERICAN WATER WORKS COMMON STOCK 030420103 100 1,450 SH   DFND   1,350 100 0
AMERIPRISE FINL INC COM COMMON STOCK 03076C106 81 865 SH   SOLE   865 0 0
AMERIPRISE FINL INC COM COMMON STOCK 03076C106 188 2,000 SH   DFND   0 2,000 0
AMGEN INC COM COMMON STOCK 031162100 442 2,950 SH   SOLE   2,650 300 0
AMGEN INC COM COMMON STOCK 031162100 240 1,600 SH   DFND   1,600 0 0
APPLE COMPUTER INC COM COMMON STOCK 037833100 1,417 13,001 SH   SOLE   12,531 470 0
APPLE COMPUTER INC COM COMMON STOCK 037833100 615 5,640 SH   DFND   5,125 515 0
APPLIED MATLS INC COM COMMON STOCK 038222105 21 1,000 SH   SOLE   1,000 0 0
AQUA AMERICA INC COM COMMON STOCK 03836W103 80 2,500 SH   SOLE   1,250 0 1,250
AQUA AMERICA INC COM COMMON STOCK 03836W103 61 1,916 SH   DFND   250 1,666 0
ASHLAND INC NEW COM COMMON STOCK 044209104 1 13 SH   DFND   13 0 0
ASTORIA FINL CORP COMMON STOCK 046265104 2 138 SH   SOLE   138 0 0
AUTOMATIC DATA PROCESSING INCOM COMMON STOCK 053015103 641 7,150 SH   SOLE   6,950 200 0
AUTOMATIC DATA PROCESSING INCOM COMMON STOCK 053015103 67 750 SH   DFND   250 500 0
BB&T CORP COM COMMON STOCK 054937107 19 560 SH   SOLE   560 0 0
BP PLC SPONSORED ADR FOREIGN EQUITIES 055622104 197 6,514 SH   SOLE   5,734 780 0
BP PLC SPONSORED ADR FOREIGN EQUITIES 055622104 54 1,800 SH   DFND   1,600 200 0
BP PRUDHOE BAY ROYALTY TRUST ROYALTY TRUST 055630107 3 200 SH   SOLE   200 0 0
BANKAMERICA CORP NEW COMMON STOCK 060505104 38 2,830 SH   SOLE   2,830 0 0
BANKAMERICA CORP NEW COMMON STOCK 060505104 9 650 SH   DFND   500 150 0
BANK NEW YORK MELLON CORP COM COMMON STOCK 064058100 96 2,600 SH   SOLE   2,600 0 0
BANK NEW YORK MELLON CORP COM COMMON STOCK 064058100 99 2,700 SH   DFND   2,700 0 0
BAXALTA INC COM COMMON STOCK 07177M103 521 12,887 SH   SOLE   10,987 1,900 0
BAXALTA INC COM COMMON STOCK 07177M103 99 2,450 SH   DFND   2,150 300 0
BAXTER INTL INC COM COMMON STOCK 071813109 550 13,387 SH   SOLE   11,487 1,900 0
BAXTER INTL INC COM COMMON STOCK 071813109 101 2,450 SH   DFND   2,150 300 0
BERKSHIRE HATHAWAY "B" NEW COMMON STOCK 084670702 578 4,075 SH   SOLE   3,575 500 0
BERKSHIRE HATHAWAY "B" NEW COMMON STOCK 084670702 199 1,400 SH   DFND   1,400 0 0
BIOGEN INC COM COMMON STOCK 09062X103 3 10 SH   SOLE   10 0 0
BOEING CO COM COMMON STOCK 097023105 1,360 10,714 SH   SOLE   10,614 0 100
BOEING CO COM COMMON STOCK 097023105 419 3,300 SH   DFND   3,300 0 0
BRISTOL MYERS SQUIBB CO COMMON STOCK 110122108 1,391 21,770 SH   SOLE   21,370 0 400
BRISTOL MYERS SQUIBB CO COMMON STOCK 110122108 469 7,348 SH   DFND   5,085 2,263 0
BRISTOW GROUP INC COMMON STOCK 110394103 1 76 SH   SOLE   76 0 0
BUCKEYE PARTNERS COMMON STOCK 118230101 170 2,500 SH   DFND   2,400 100 0
CBS CORP CL B COMMON STOCK 124857202 6 103 SH   SOLE   103 0 0
CDK GLOBAL, INC. COMMON STOCK 12508E101 8 174 SH   SOLE   174 0 0
CLECO CORP COMMON STOCK 12561W105 99 1,800 SH   SOLE   1,800 0 0
CSX CORP COM COMMON STOCK 126408103 53 2,075 SH   SOLE   2,075 0 0
CVS/CAREMARK CORP COM COMMON STOCK 126650100 90 865 SH   SOLE   865 0 0
CABOT OIL & GAS CORPORATION COMMON STOCK 127097103 45 2,000 SH   SOLE   2,000 0 0
CALAMOS CONV & HIGH INC FD MUTUAL FUNDS-FIXED INCOME 12811P108 30 2,849 SH   SOLE   0 2,849 0
CALIFORNIA RESOURCES CORP COMMON STOCK 13057Q107 1 915 SH   SOLE   915 0 0
CALIFORNIA RESOURCES CORP COMMON STOCK 13057Q107 0 55 SH   DFND   0 55 0
CAMPBELL SOUP CO COM COMMON STOCK 134429109 38 600 SH   SOLE   600 0 0
CANTEL MEDICAL CORP COMMON STOCK 138098108 7 105 SH   SOLE   105 0 0
CAPITAL ONE FINL CORP COMMON STOCK 14040H105 14 200 SH   SOLE   200 0 0
CARDINAL HEALTH INC COMMON STOCK 14149Y108 31 374 SH   SOLE   374 0 0
CATERPILLAR INC DEL COM COMMON STOCK 149123101 145 1,900 SH   SOLE   1,900 0 0
CATERPILLAR INC DEL COM COMMON STOCK 149123101 27 350 SH   DFND   100 250 0
CELGENE CORP COM COMMON STOCK 151020104 8 80 SH   SOLE   80 0 0
CHECKPOINT SYSTEMS INC COMMON STOCK 162825103 1 81 SH   SOLE   81 0 0
CHEMOURS CO COM COMMON STOCK 163851108 12 1,669 SH   SOLE   1,669 0 0
CHEMOURS CO COM COMMON STOCK 163851108 26 3,674 SH   DFND   180 3,494 0
CHEVRONTEXACO CORP COM COMMON STOCK 166764100 1,149 12,040 SH   SOLE   10,750 1,290 0
CHEVRONTEXACO CORP COM COMMON STOCK 166764100 884 9,270 SH   DFND   8,970 300 0
CISCO SYS INC COM COMMON STOCK 17275R102 1,033 36,300 SH   SOLE   34,000 2,300 0
CISCO SYS INC COM COMMON STOCK 17275R102 161 5,650 SH   DFND   3,250 2,400 0
CITIGROUP INC NEW COMMON STOCK 172967424 39 938 SH   SOLE   888 50 0
CITIGROUP INC NEW COMMON STOCK 172967424 7 161 SH   DFND   161 0 0
CLOROX COMPANY COMMON STOCK 189054109 13 100 SH   SOLE   100 0 0
COCA COLA CO COM COMMON STOCK 191216100 2,547 54,911 SH   SOLE   52,611 1,500 800
COCA COLA CO COM COMMON STOCK 191216100 315 6,786 SH   DFND   4,986 1,800 0
COCA-COLA ENTERPRISES INC NEW COMMON STOCK 19122T109 10 193 SH   SOLE   193 0 0
COLGATE PALMOLIVE CO COM COMMON STOCK 194162103 506 7,160 SH   SOLE   7,160 0 0
COLGATE PALMOLIVE CO COM COMMON STOCK 194162103 332 4,700 SH   DFND   4,000 700 0
COMCAST CORP COMMON STOCK 20030N101 71 1,169 SH   SOLE   1,169 0 0
COMCAST CORP COMMON STOCK 20030N101 47 777 SH   DFND   777 0 0
CONAGRA FOODS INC COM COMMON STOCK 205887102 4 100 SH   SOLE   100 0 0
CONOCOPHILLIPS COM COMMON STOCK 20825C104 236 5,850 SH   SOLE   5,850 0 0
CONOCOPHILLIPS COM COMMON STOCK 20825C104 383 9,500 SH   DFND   4,500 5,000 0
CONSOLIDATED EDISON INC COMMON STOCK 209115104 35 456 SH   SOLE   456 0 0
CONSOLIDATED EDISON INC COMMON STOCK 209115104 77 1,000 SH   DFND   1,000 0 0
CORNING INC COM COMMON STOCK 219350105 68 3,233 SH   SOLE   3,233 0 0
DNP SELECT INCOME FD INC MUTUAL FUNDS- BALANCED 23325P104 30 3,000 SH   SOLE   0 3,000 0
DEERE & CO COM COMMON STOCK 244199105 269 3,500 SH   SOLE   3,100 200 200
DEERE & CO COM COMMON STOCK 244199105 119 1,550 SH   DFND   1,300 250 0
DISNEY WALT CO COM DISNEY COMMON STOCK 254687106 445 4,479 SH   SOLE   4,479 0 0
DISNEY WALT CO COM DISNEY COMMON STOCK 254687106 265 2,665 SH   DFND   2,665 0 0
DISCOVER FINL SVCS COMMON STOCK 254709108 7 136 SH   SOLE   136 0 0
DOMINION RES INC VA NEW COM COMMON STOCK 25746U109 903 12,020 SH   SOLE   11,220 200 600
DOMINION RES INC VA NEW COM COMMON STOCK 25746U109 582 7,750 SH   DFND   6,350 1,400 0
DOW CHEM CO COM COMMON STOCK 260543103 268 5,276 SH   SOLE   5,176 0 100
DOW CHEM CO COM COMMON STOCK 260543103 172 3,380 SH   DFND   3,080 300 0
DU PONT E I DE NEMOURS & CO COM COMMON STOCK 263534109 1,652 26,091 SH   SOLE   24,491 1,000 600
DU PONT E I DE NEMOURS & CO COM COMMON STOCK 263534109 1,711 27,024 SH   DFND   8,050 18,974 0
DUKE ENERGY HLDG CORP COMMON STOCK 26441C204 312 3,864 SH   SOLE   3,864 0 0
DUKE ENERGY HLDG CORP COMMON STOCK 26441C204 301 3,732 SH   DFND   3,666 66 0
DUN & BRADSTREET CORP DEL NECOM COMMON STOCK 26483E100 9 85 SH   SOLE   85 0 0
E M C CORP MASS COM COMMON STOCK 268648102 31 1,146 SH   SOLE   1,146 0 0
EATON VANCE CORP- NON VTG COMMON STOCK 278265103 2 64 SH   SOLE   64 0 0
EBAY INC COM COMMON STOCK 278642103 10 434 SH   SOLE   434 0 0
EDWARDS LIFESCIENCES CORP COM COMMON STOCK 28176E108 71 800 SH   SOLE   800 0 0
EMERSON ELEC CO COM COMMON STOCK 291011104 1,511 27,795 SH   SOLE   25,995 1,400 400
EMERSON ELEC CO COM COMMON STOCK 291011104 356 6,550 SH   DFND   5,050 1,500 0
ENERGY TRANSFER PARTNERS LP COMMON STOCK 29273R109 5 150 SH   SOLE   150 0 0
ENERGY TRANSFER EQUITY L P COM UNIT LTD PRTNERS COMMON STOCK 29273V100 314 44,000 SH   SOLE   44,000 0 0
ENERGY TRANSFER EQUITY L P COM UNIT LTD PRTNERS COMMON STOCK 29273V100 3 408 SH   DFND   408 0 0
ENERSYS COMMON STOCK 29275Y102 4 78 SH   SOLE   78 0 0
ENTEGRIS INC COMMON STOCK 29362U104 3 251 SH   SOLE   251 0 0
ENTERPRISE PROD PRTNRS L.P. COMMON STOCK 293792107 64 2,600 SH   DFND   2,600 0 0
EQUIFAX INC COMMON STOCK 294429105 5 41 SH   SOLE   41 0 0
EXELON CORP COM COMMON STOCK 30161N101 420 11,700 SH   SOLE   11,200 0 500
EXELON CORP COM COMMON STOCK 30161N101 102 2,833 SH   DFND   2,633 200 0
EXPEDITORS INTL WASH INC COMMON STOCK 302130109 1,268 25,970 SH   SOLE   24,020 1,450 500
EXPEDITORS INTL WASH INC COMMON STOCK 302130109 242 4,950 SH   DFND   3,050 1,900 0
EXPRESS SCRIPTS HLDG CO. COMMON STOCK 30219G108 52 750 SH   SOLE   750 0 0
EXPRESS SCRIPTS HLDG CO. COMMON STOCK 30219G108 10 150 SH   DFND   150 0 0
EXXON MOBIL CORP COM COMMON STOCK 30231G102 3,175 37,988 SH   SOLE   36,551 1,337 100
EXXON MOBIL CORP COM COMMON STOCK 30231G102 3,146 37,631 SH   DFND   20,420 17,211 0
FLIR SYSTEM INC COMMON STOCK 302445101 4 109 SH   SOLE   109 0 0
F N B CORP PA COMMON STOCK 302520101 754 57,937 SH   SOLE   0 0 57,937
FACEBOOK INC COMMON STOCK 30303M102 23 200 SH   SOLE   200 0 0
FACEBOOK INC COMMON STOCK 30303M102 23 200 SH   DFND   0 200 0
FASTENAL CO COM COMMON STOCK 311900104 1,953 39,850 SH   SOLE   36,300 2,150 1,400
FASTENAL CO COM COMMON STOCK 311900104 380 7,750 SH   DFND   5,450 2,300 0
FEDEX CORPORATION COMMON STOCK 31428X106 163 1,000 SH   SOLE   1,000 0 0
FIFTH THIRD BANCORP COMMON STOCK 316773100 8 493 SH   SOLE   493 0 0
FIRST SOLAR INC COMMON STOCK 336433107 14 200 SH   DFND   200 0 0
FORD MTR CO DEL COM PAR $0.01 COMMON STOCK 345370860 14 1,000 SH   SOLE   1,000 0 0
FORD MTR CO DEL COM PAR $0.01 COMMON STOCK 345370860 1 107 SH   DFND   107 0 0
FRANKLIN ELECTRIC INC COMMON STOCK 353514102 3 104 SH   SOLE   104 0 0
FRANKLIN RESOURCES INC COMMON STOCK 354613101 6 141 SH   SOLE   141 0 0
FREEPORTMCMORAN COPP CL B COMMON STOCK 35671D857 3 268 SH   SOLE   54 214 0
FRONTIER COMMUNICATIONS CORP COMMON STOCK 35906A108 1 95 SH   SOLE   95 0 0
FRONTIER COMMUNICATIONS CORP COMMON STOCK 35906A108 2 411 SH   DFND   411 0 0
GATX CORP COMMON STOCK 361448103 3 72 SH   SOLE   72 0 0
GENERAL DYNAMICS CORP COMMON STOCK 369550108 115 875 SH   SOLE   875 0 0
GENERAL ELEC CO COM COMMON STOCK 369604103 3,412 107,331 SH   SOLE   103,531 3,800 0
GENERAL ELEC CO COM COMMON STOCK 369604103 1,414 44,471 SH   DFND   23,200 21,271 0
GENERAL MLS INC COM COMMON STOCK 370334104 922 14,559 SH   SOLE   13,459 1,100 0
GENERAL MLS INC COM COMMON STOCK 370334104 250 3,950 SH   DFND   2,850 1,100 0
GILEAD SCIENCES INC COMMON STOCK 375558103 172 1,875 SH   SOLE   1,875 0 0
GILEAD SCIENCES INC COMMON STOCK 375558103 9 100 SH   DFND   100 0 0
GLAXOSMITHKLINE PLC SPONSORED ADR FOREIGN EQUITIES 37733W105 577 14,225 SH   SOLE   14,225 0 0
GLAXOSMITHKLINE PLC SPONSORED ADR FOREIGN EQUITIES 37733W105 298 7,350 SH   DFND   6,750 600 0
GLOBAL PAMENTS INC COMMON STOCK 37940X102 7 114 SH   SOLE   114 0 0
GOLDMAN SACHS GROUP INC COMMON STOCK 38141G104 9 55 SH   SOLE   55 0 0
HALLIBURTON CO COMMON STOCK 406216101 4 118 SH   SOLE   118 0 0
HARRIS CORP DEL COM COMMON STOCK 413875105 4 46 SH   DFND   46 0 0
HARSCO CORP COMMON STOCK 415864107 0 78 SH   SOLE   78 0 0
HARTFORD FINL SVCS COMMON STOCK 416515104 17 373 SH   DFND   373 0 0
HERSHEY FOODS CORP COM COMMON STOCK 427866108 60 654 SH   SOLE   654 0 0
HEXCEL CORP- NEW COMMON STOCK 428291108 6 146 SH   SOLE   146 0 0
HOME DEPOT INC COM COMMON STOCK 437076102 136 1,020 SH   SOLE   1,020 0 0
HONEYWELL INTL INC COM COMMON STOCK 438516106 34 300 SH   SOLE   300 0 0
HONEYWELL INTL INC COM COMMON STOCK 438516106 78 700 SH   DFND   600 100 0
ITT CORP NEW COM NEW COMMON STOCK 450911201 9 231 SH   DFND   231 0 0
INTEL CORP COM COMMON STOCK 458140100 720 22,266 SH   SOLE   20,716 1,150 400
INTEL CORP COM COMMON STOCK 458140100 359 11,100 SH   DFND   9,200 1,900 0
INTERNATIONAL BUSINESS MACHSCOM COMMON STOCK 459200101 1,131 7,468 SH   SOLE   7,268 200 0
INTERNATIONAL BUSINESS MACHSCOM COMMON STOCK 459200101 2,605 17,200 SH   DFND   6,300 10,900 0
INTL PAPER CO COM COMMON STOCK 460146103 5 130 SH   SOLE   130 0 0
INTL PAPER CO COM COMMON STOCK 460146103 29 700 SH   DFND   0 700 0
INTUITIVE SURGICAL INC. COMMON STOCK 46120E602 9 15 SH   DFND   0 15 0
INVESCO VAN KAMPEN SR INCOMETR MUTUAL FUNDS-ETF EQUITIES 46131H107 6 1,400 SH   SOLE   1,400 0 0
ISHARES SILVER TRUST ETF MUTUAL FUNDS-ETF EQUITIES 46428Q109 15 1,000 SH   SOLE   500 500 0
ISHARES GOLD TRUST MUTUAL FUNDS-ETF EQUITIES 464285105 8 674 SH   SOLE   674 0 0
ISHARES BARCLAYS TIPS BND FD MUTUAL FUNDS-ETF FIXED INCOME 464287176 15 134 SH   SOLE   134 0 0
ISHARES MSCI EMERGING MKTS INDEX FD MUTUAL FUNDS-ETF EQUITIES 464287234 11 321 SH   SOLE   321 0 0
ISHARES TR S&P NA NATURAL RESOURCES MUTUAL FUNDS-EQUITIES 464287374 45 1,500 SH   DFND   500 1,000 0
ISHARES TR MSCI EAFE INDEX MUTUAL FUNDS-ETF EQUITIES 464287465 109 1,902 SH   SOLE   1,902 0 0
ISHARES TR MSCI EAFE INDEX MUTUAL FUNDS-ETF EQUITIES 464287465 86 1,500 SH   DFND   500 1,000 0
ISHARES RUSSELL MID-CAP ETF MUTUAL FUNDS-ETF EQUITIES 464287499 33 200 SH   SOLE   200 0 0
J P MORGAN CHASE & CO COM COMMON STOCK 46625H100 1,033 17,447 SH   SOLE   16,247 1,200 0
J P MORGAN CHASE & CO COM COMMON STOCK 46625H100 120 2,030 SH   DFND   1,130 900 0
JOHNSON & JOHNSON COM COMMON STOCK 478160104 2,561 23,668 SH   SOLE   22,768 900 0
JOHNSON & JOHNSON COM COMMON STOCK 478160104 920 8,500 SH   DFND   6,150 2,350 0
JOHNSON CONTROLS INC COMMON STOCK 478366107 32 820 SH   SOLE   820 0 0
KELLOGG CO COM COMMON STOCK 487836108 566 7,400 SH   SOLE   5,900 1,000 500
KELLOGG CO COM COMMON STOCK 487836108 130 1,700 SH   DFND   1,600 100 0
KEYSIGHT TECHNOLOGIES INC. COMMON STOCK 49338L103 3 100 SH   DFND   0 100 0
KIMBERLY CLARK CORP COM COMMON STOCK 494368103 256 1,900 SH   SOLE   1,800 100 0
KIMBERLY CLARK CORP COM COMMON STOCK 494368103 396 2,947 SH   DFND   2,947 0 0
KINDER MORGAN INC (DE) CLASS P COMMON STOCK 49456B101 4 219 SH   DFND   219 0 0
KRAFT HEINZ CO COM COMMON STOCK 500754106 161 2,055 SH   SOLE   1,755 0 300
KRAFT HEINZ CO COM COMMON STOCK 500754106 244 3,111 SH   DFND   2,412 699 0
LABORATORY CORP AMER HLDGS COM NEW COMMON STOCK 50540R409 1 10 SH   SOLE   10 0 0
LILLY ELI & CO COM COMMON STOCK 532457108 581 8,075 SH   SOLE   7,675 0 400
LILLY ELI & CO COM COMMON STOCK 532457108 588 8,170 SH   DFND   6,220 1,950 0
LINCOLN NATIONAL CORP COMMON STOCK 534187109 5 117 SH   SOLE   117 0 0
LINEAR TECHNOLOGY CORP COMMON STOCK 535678106 1,003 22,500 SH   SOLE   20,600 1,900 0
LINEAR TECHNOLOGY CORP COMMON STOCK 535678106 287 6,450 SH   DFND   4,350 2,100 0
LITTLEFUSE INC COMMON STOCK 537008104 5 38 SH   SOLE   38 0 0
LOCKHEED MARTIN CORP COM COMMON STOCK 539830109 122 550 SH   SOLE   550 0 0
LOWES COS INC COM COMMON STOCK 548661107 187 2,475 SH   SOLE   2,075 0 400
LOWES COS INC COM COMMON STOCK 548661107 57 750 SH   DFND   0 750 0
LULULEMON ATHLETICA COMMON STOCK 550021109 14 200 SH   SOLE   200 0 0
M&T BANK CORP COMMON STOCK 55261F104 34 310 SH   SOLE   310 0 0
MFS CHARTER INCOME TRUST MUTUAL FDS-NON TAX BNY 552727109 2 300 SH   SOLE   300 0 0
MAGNA INTERNATIONAL INC CL A FOREIGN EQUITIES 559222401 6 146 SH   SOLE   146 0 0
MANNKIND CORPORATION COMMON STOCK 56400P201 2 1,200 SH   DFND   1,200 0 0
MANULIFE FINANCIAL CORP FOREIGN EQUITIES 56501R106 47 3,294 SH   SOLE   3,294 0 0
MARATHON OIL CO COMMON STOCK 565849106 35 3,111 SH   SOLE   0 3,111 0
MARATHON PETROLEUM CORP COMMON STOCK 56585A102 103 2,768 SH   SOLE   0 2,768 0
MARKET VEC HIGH INCOME MUTUAL FUNDS-EQUITIES 57061R247 22 5,400 SH   SOLE   5,400 0 0
MASTERCARD INCORPORATED COMMON STOCK 57636Q104 1,715 18,150 SH   SOLE   16,900 1,250 0
MASTERCARD INCORPORATED COMMON STOCK 57636Q104 312 3,300 SH   DFND   3,200 100 0
MATTEL INC COM COMMON STOCK 577081102 134 3,983 SH   SOLE   3,983 0 0
MCDONALDS CORP COM COMMON STOCK 580135101 3,077 24,480 SH   SOLE   23,780 700 0
MCDONALDS CORP COM COMMON STOCK 580135101 295 2,350 SH   DFND   2,250 100 0
MCKESSON CORP COMMON STOCK 58155Q103 16 100 SH   SOLE   100 0 0
MEAD JOHNSON NUTRITION CO CL A COMMON STOCK 582839106 6 68 SH   DFND   0 68 0
MEDICAL PROPERTIES TR INC COMMON STOCK 58463J304 2 188 SH   SOLE   188 0 0
MERCK & CO INC NEW COMMON STOCK 58933Y105 593 11,215 SH   SOLE   10,715 0 500
MERCK & CO INC NEW COMMON STOCK 58933Y105 280 5,300 SH   DFND   3,900 1,400 0
METLIFE INC COMMON STOCK 59156R108 20 465 SH   SOLE   465 0 0
METLIFE INC COMMON STOCK 59156R108 9 200 SH   DFND   0 200 0
MICROSOFT CORP COMMON STOCK 594918104 2,349 42,535 SH   SOLE   40,135 2,400 0
MICROSOFT CORP COMMON STOCK 594918104 538 9,750 SH   DFND   5,550 4,200 0
MICROCHIP TECHNOLOGY INC COM COMMON STOCK 595017104 1,118 23,190 SH   SOLE   21,090 1,700 400
MICROCHIP TECHNOLOGY INC COM COMMON STOCK 595017104 231 4,800 SH   DFND   3,300 1,500 0
MONDELEZ INTL INC COMMON STOCK 609207105 394 9,812 SH   SOLE   9,312 0 500
MONDELEZ INTL INC COMMON STOCK 609207105 448 11,178 SH   DFND   9,442 1,736 0
MONSANTO CO (NEW) COMMON STOCK 61166W101 14 160 SH   SOLE   160 0 0
MOODYS CORP COM COMMON STOCK 615369105 14 140 SH   SOLE   140 0 0
MOOG INC CLASS A COMMON STOCK 615394202 2 51 SH   SOLE   51 0 0
MOTOROLA SOLUTIONS, INC. COMMON STOCK 620076307 23 299 SH   SOLE   299 0 0
NBT BANCORP INC COM COMMON STOCK 628778102 7,963 295,482 SH   DFND   90,025 205,457 0
NCR CORP NEW COMMON STOCK 62886E108 1 27 SH   DFND   27 0 0
NATIONAL OILWELL VARCO INC COM COMMON STOCK 637071101 471 15,150 SH   SOLE   14,050 1,100 0
NATIONAL OILWELL VARCO INC COM COMMON STOCK 637071101 37 1,200 SH   DFND   1,000 200 0
NEW YORK TIMES CO CL A COMMON STOCK 650111107 7 600 SH   SOLE   600 0 0
NEWPARK RESOURCES INC COMMON STOCK 651718504 1 232 SH   SOLE   232 0 0
NEXTERA ENERGY INC COMMON STOCK 65339F101 683 5,775 SH   SOLE   5,775 0 0
NEXTERA ENERGY INC COMMON STOCK 65339F101 631 5,333 SH   DFND   4,083 1,250 0
NIKE INC CL B COMMON STOCK 654106103 33 542 SH   SOLE   542 0 0
NORFOLK SOUTHERN CORP COMMON STOCK 655844108 803 9,650 SH   SOLE   9,650 0 0
NORFOLK SOUTHERN CORP COMMON STOCK 655844108 69 825 SH   DFND   625 200 0
NORTHROP GRUMMAN CORP COM COMMON STOCK 666807102 40 200 SH   SOLE   200 0 0
NORWOOD FINANCIAL CORPORATION COMMON STOCK 669549107 208 7,613 SH   SOLE   7,613 0 0
NOVARTIS AG FOREIGN EQUITIES 66987V109 104 1,430 SH   SOLE   1,138 0 292
NOVARTIS AG FOREIGN EQUITIES 66987V109 50 692 SH   DFND   200 492 0
NOW INC COMMON STOCK 67011P100 19 1,073 SH   SOLE   1,073 0 0
NOW INC COMMON STOCK 67011P100 4 200 SH   DFND   175 25 0
NU SKIN ENTERPRISES INC A COMMON STOCK 67018T105 4 100 SH   DFND   100 0 0
NUCOR CORP COMMON STOCK 670346105 329 6,950 SH   SOLE   6,950 0 0
NUCOR CORP COMMON STOCK 670346105 28 600 SH   DFND   600 0 0
NUVEEN PERFORMANCE PLUS MUNICIPAL FUND INC MUTUAL FUNDS-ETF EQUITIES 67062P108 17 1,096 SH   SOLE   1,096 0 0
NUVEEN AMT-FREE MUNI INC FNDCOM MUTUAL FDS-NON TAX BNY 670657105 48 3,389 SH   SOLE   3,389 0 0
NUVEEN PA INVT QUALITY MUN FCOM MUTUAL FDS-NON TAX BNY 670972108 48 3,352 SH   SOLE   3,352 0 0
OCCIDENTAL PETE CORP DEL COM COMMON STOCK 674599105 585 8,551 SH   SOLE   8,551 0 0
OCCIDENTAL PETE CORP DEL COM COMMON STOCK 674599105 41 600 SH   DFND   0 600 0
ONE GAS INC. COMMON STOCK 68235P108 1 19 SH   SOLE   19 0 0
ONEOK INC COMMON STOCK 682680103 2 76 SH   SOLE   76 0 0
ORACLE CORP COM COMMON STOCK 68389X105 854 20,888 SH   SOLE   19,588 1,300 0
ORACLE CORP COM COMMON STOCK 68389X105 102 2,500 SH   DFND   1,700 800 0
PNC FINL SVCS GROUP INC COM COMMON STOCK 693475105 700 8,274 SH   SOLE   6,974 900 400
PNC FINL SVCS GROUP INC COM COMMON STOCK 693475105 437 5,165 SH   DFND   115 5,050 0
PPG INDS INC COM COMMON STOCK 693506107 188 1,688 SH   SOLE   1,688 0 0
PPG INDS INC COM COMMON STOCK 693506107 72 650 SH   DFND   150 500 0
PPL CORP, COM COMMON STOCK 69351T106 1,775 46,635 SH   SOLE   46,035 0 600
PPL CORP, COM COMMON STOCK 69351T106 1,001 26,295 SH   DFND   26,095 200 0
PAYPAL HLDGS INC COM COMMON STOCK 70450Y103 17 434 SH   SOLE   434 0 0
PENNS WOODS BANCORP INC COMMON STOCK 708430103 39 1,000 SH   SOLE   0 1,000 0
PEOPLES FINL SVCS CORP COMMON STOCK 711040105 11,882 319,422 SH   SOLE   220,640 4,545 94,237
PEOPLES FINL SVCS CORP COMMON STOCK 711040105 248 6,674 SH   DFND   3,038 3,636 0
PEPSICO INC COM COMMON STOCK 713448108 3,647 35,588 SH   SOLE   34,288 1,000 300
PEPSICO INC COM COMMON STOCK 713448108 272 2,650 SH   DFND   1,050 1,600 0
PFIZER INC COM COMMON STOCK 717081103 2,158 72,832 SH   SOLE   70,282 1,850 700
PFIZER INC COM COMMON STOCK 717081103 1,476 49,826 SH   DFND   24,517 25,309 0
PHILIP MORRIS INTL INC COMMON STOCK 718172109 604 6,155 SH   SOLE   6,155 0 0
PHILIP MORRIS INTL INC COMMON STOCK 718172109 293 2,990 SH   DFND   1,290 1,700 0
PHILLIPS 66 COMMON STOCK 718546104 48 550 SH   SOLE   550 0 0
PHILLIPS 66 COMMON STOCK 718546104 421 4,865 SH   DFND   2,365 2,500 0
PITNEY BOWES INC COM COMMON STOCK 724479100 11 500 SH   SOLE   0 500 0
POLARIS INDS INC COMMON STOCK 731068102 4 37 SH   SOLE   37 0 0
PRAXAIR INC COMMON STOCK 74005P104 11 100 SH   SOLE   100 0 0
PROCTER & GAMBLE CO COM COMMON STOCK 742718109 2,722 33,067 SH   SOLE   31,067 1,400 600
PROCTER & GAMBLE CO COM COMMON STOCK 742718109 3,082 37,438 SH   DFND   30,138 7,300 0
PUBLIC SVC ENTERPRISE GROUP COM COMMON STOCK 744573106 14 300 SH   SOLE   300 0 0
PUBLIC SVC ENTERPRISE GROUP COM COMMON STOCK 744573106 66 1,400 SH   DFND   1,400 0 0
PUTNAM MUNICIPAL OPP TRUST MUTUAL FUNDS-ETF EQUITIES 746922103 22 1,715 SH   SOLE   1,715 0 0
QUALCOMM INC COM COMMON STOCK 747525103 17 331 SH   SOLE   331 0 0
QUALCOMM INC COM COMMON STOCK 747525103 5 100 SH   DFND   100 0 0
RAYMOND JAMES FINANCIAL INC COMMON STOCK 754730109 4 80 SH   SOLE   80 0 0
RAYTHEON CO COM NEW COMMON STOCK 755111507 110 900 SH   SOLE   900 0 0
REGIONS FINANCIAL CORP NEW COMMON STOCK 7591EP100 5 684 SH   SOLE   684 0 0
REINSURANCE GROUP AMER INC COMMON STOCK 759351604 4 43 SH   SOLE   43 0 0
ROCKWELL AUTOMATION INC COMMON STOCK 773903109 6 50 SH   SOLE   50 0 0
ROCKWELL COLLINS INC COM COMMON STOCK 774341101 392 4,250 SH   SOLE   4,250 0 0
ROYAL BANK OF CANADA FOREIGN EQUITIES 780087102 17 300 SH   DFND   300 0 0
ROYAL DUTCH SHELL PLC RDS-B FOREIGN EQUITIES 780259107 15 300 SH   SOLE   300 0 0
ROYAL DUTCH SHELL PLC SPONS ADR A FOREIGN EQUITIES 780259206 39 800 SH   SOLE   800 0 0
ROYAL DUTCH SHELL PLC SPONS ADR A FOREIGN EQUITIES 780259206 292 6,020 SH   DFND   3,120 2,900 0
SBA COMMUNICATIONS CORP CL A COMMON STOCK 78388J106 4 39 SH   SOLE   39 0 0
ST JUDE MEDICAL INC COMMON STOCK 790849103 7 127 SH   SOLE   127 0 0
SANOFI AVENTIS SPONSORED ADR FOREIGN EQUITIES 80105N105 12 300 SH   SOLE   300 0 0
SCHLUMBERGER LTD COM COMMON STOCK 806857108 614 8,320 SH   SOLE   7,220 700 400
SCHLUMBERGER LTD COM COMMON STOCK 806857108 284 3,850 SH   DFND   3,450 400 0
TECHNOLOGY SELECT SECT SPDR EFT MUTUAL FUNDS-ETF EQUITIES 81369Y803 35 800 SH   SOLE   800 0 0
SEQUENTIAL BRNDS GROUP INC NCOM COMMON STOCK 81734P107 1 139 SH   SOLE   139 0 0
JM SMUCKER CO COMMON STOCK 832696405 26 200 SH   DFND   0 200 0
SNAP ON INC COMMON STOCK 833034101 7 47 SH   SOLE   47 0 0
SOUTH JERSEY INDUSTRIES INC COMMON STOCK 838518108 60 2,102 SH   SOLE   2,102 0 0
SOUTHERN CO COM COMMON STOCK 842587107 991 19,154 SH   SOLE   18,054 400 700
SOUTHERN CO COM COMMON STOCK 842587107 344 6,650 SH   DFND   5,950 700 0
SPECTRA ENERGY CORP COM COMMON STOCK 847560109 1,117 36,525 SH   SOLE   34,325 2,200 0
SPECTRA ENERGY CORP COM COMMON STOCK 847560109 388 12,700 SH   DFND   10,800 1,900 0
STARBUCKS CORP COM COMMON STOCK 855244109 932 15,610 SH   SOLE   14,210 1,400 0
STARBUCKS CORP COM COMMON STOCK 855244109 176 2,950 SH   DFND   2,950 0 0
STARWOOD HOTELS&RESORTS WRLDCOM COMMON STOCK 85590A401 20 245 SH   DFND   245 0 0
STATE STR CORP COM COMMON STOCK 857477103 150 2,568 SH   SOLE   2,568 0 0
STATE STR CORP COM COMMON STOCK 857477103 12 200 SH   DFND   200 0 0
SUBURBAN PROPANE PARTNERS L UNIT LTD PARTN COMMON STOCK 864482104 9 300 SH   SOLE   300 0 0
SUNCOR ENERGY INC NEW COM FOREIGN EQUITIES 867224107 240 8,640 SH   SOLE   8,140 500 0
SUNCOR ENERGY INC NEW COM FOREIGN EQUITIES 867224107 142 5,100 SH   DFND   4,500 600 0
SUNOCO LOGISTICS PARTNERS LP COMMON STOCK 86764L108 38 1,500 SH   SOLE   1,500 0 0
SUNPOWER CORP COMMON STOCK 867652406 1 30 SH   DFND   30 0 0
SYSCO CORP COM COMMON STOCK 871829107 1,143 24,466 SH   SOLE   22,366 2,100 0
SYSCO CORP COM COMMON STOCK 871829107 93 2,000 SH   DFND   1,300 700 0
TALEN ENERGY CORP COM COMMON STOCK 87422J105 19 2,068 SH   SOLE   2,019 0 49
TALEN ENERGY CORP COM COMMON STOCK 87422J105 19 2,071 SH   DFND   2,071 0 0
TARGET CORP COMMON STOCK 87612E106 91 1,100 SH   SOLE   1,100 0 0
TELEDYNE TECHNOLOGIES INC COMMON STOCK 879360105 3 37 SH   SOLE   37 0 0
3 D SYSTEMS CORP (NEW) COMMON STOCK 88554D205 31 2,000 SH   SOLE   2,000 0 0
3M CO COMMON STOCK 88579Y101 1,571 9,430 SH   SOLE   9,330 0 100
3M CO COMMON STOCK 88579Y101 490 2,941 SH   DFND   2,566 375 0
TIME INC NEW COMMON STOCK 887228104 0 12 SH   DFND   12 0 0
TIME WARNER INC COMMON STOCK 887317303 21 283 SH   SOLE   283 0 0
TIME WARNER INC COMMON STOCK 887317303 14 199 SH   DFND   199 0 0
TIMKEN CO COMMON STOCK 887389104 2 60 SH   SOLE   60 0 0
TIMKENSTEEL CORP COMMON STOCK 887399103 0 30 SH   SOLE   30 0 0
TOOTSIE ROLL IND INC COMMON STOCK 890516107 58 1,660 SH   SOLE   1,660 0 0
TRAVELERS COMPANIES INC COM COMMON STOCK 89417E109 29 250 SH   SOLE   250 0 0
TRAVELERS COMPANIES INC COM COMMON STOCK 89417E109 12 100 SH   DFND   100 0 0
TRUSTMARK CORP COMMON STOCK 898402102 2 103 SH   SOLE   103 0 0
TWITTER INC. COMMON STOCK 90184L102 5 300 SH   SOLE   300 0 0
TWITTER INC. COMMON STOCK 90184L102 4 250 SH   DFND   50 200 0
US BANCORP DEL COMMON STOCK 902973304 981 24,160 SH   SOLE   22,360 1,800 0
US BANCORP DEL COMMON STOCK 902973304 65 1,600 SH   DFND   1,200 400 0
UNDER ARMOUR INC COMMON STOCK 904311107 8 100 SH   SOLE   100 0 0
UNION PAC CORP COM COMMON STOCK 907818108 695 8,738 SH   SOLE   8,738 0 0
UNION PAC CORP COM COMMON STOCK 907818108 26 328 SH   DFND   328 0 0
UNITED BANKSHARES INC COMMON STOCK 909907107 3 74 SH   SOLE   74 0 0
UNITED FIRE GROUP INC COMMON STOCK 910340108 4 80 SH   SOLE   80 0 0
UNITED PARCEL SERVICE INC CL B COMMON STOCK 911312106 58 550 SH   SOLE   250 0 300
UNITED PARCEL SERVICE INC CL B COMMON STOCK 911312106 11 100 SH   DFND   100 0 0
UNITED STATES STL CORP NEW COM COMMON STOCK 912909108 1 62 SH   SOLE   0 62 0
UNITED TECHNOLOGIES CORP COMMON STOCK 913017109 127 1,270 SH   SOLE   1,270 0 0
UNITED TECHNOLOGIES CORP COMMON STOCK 913017109 631 6,300 SH   DFND   6,300 0 0
UNITEDHEALTH GROUP INC COM COMMON STOCK 91324P102 64 500 SH   SOLE   0 500 0
VF CORP COMMON STOCK 918204108 421 6,500 SH   SOLE   5,700 800 0
VF CORP COMMON STOCK 918204108 13 200 SH   DFND   0 200 0
VALERO ENERGY CORP NEW COM COMMON STOCK 91913Y100 10 152 SH   SOLE   152 0 0
VALSPAR CORP COMMON STOCK 920355104 7 68 SH   SOLE   68 0 0
VANGUARD B SHORT TERM BOND MUTUAL FUNDS-ETF FIXED INCOME 921937827 101 1,250 SH   DFND   0 1,250 0
VANGUARD BD INDEX FD INC TOTAL BD MARKET MUTUAL FUNDS-ETF EQUITIES 921937835 102 1,237 SH   DFND   0 1,237 0
VANGUARD FTSE DEVELOPED MARKET ETF MUTUAL FUNDS-ETF EQUITIES 921943858 8 234 SH   SOLE   234 0 0
VANGUARD INFORMATION TECH ETF MUTUAL FUNDS-ETF EQUITIES 92204A702 22 198 SH   SOLE   198 0 0
VANGUARD EMERGING MARKETS ETF MUTUAL FUNDS-ETF EQUITIES 922042858 125 3,621 SH   SOLE   3,050 571 0
VECTRUS INC. COMMON STOCK 92242T101 1 25 SH   DFND   25 0 0
VANGUARD REIT ETF MUTUAL FUNDS-ETF EQUITIES 922908553 8 100 SH   DFND   0 100 0
VANGUARD MID CAP ETF MUTUAL FUNDS-ETF EQUITIES 922908629 70 575 SH   SOLE   475 100 0
VANGUARD MID CAP ETF MUTUAL FUNDS-ETF EQUITIES 922908629 48 400 SH   DFND   300 100 0
VANGUARD GROWTH ETF MUTUAL FUNDS-ETF EQUITIES 922908736 16 150 SH   SOLE   150 0 0
VANGUARD VALUE ETF MUTUAL FUNDS-ETF EQUITIES 922908744 16 200 SH   SOLE   200 0 0
VANGUARD SMALL CAP ETF MUTUAL FUNDS-ETF EQUITIES 922908751 64 575 SH   SOLE   475 100 0
VANGUARD SMALL CAP ETF MUTUAL FUNDS-ETF EQUITIES 922908751 45 400 SH   DFND   300 100 0
VERISIGN INC COM COMMON STOCK 92343E102 9 100 SH   SOLE   100 0 0
VERIZON COMMUNICATIONS COM COMMON STOCK 92343V104 2,513 46,469 SH   SOLE   43,807 1,531 1,131
VERIZON COMMUNICATIONS COM COMMON STOCK 92343V104 981 18,148 SH   DFND   12,738 5,410 0
VIACOM INC CL B COMMON STOCK 92553P201 10 254 SH   DFND   254 0 0
VISA CLASS A COMMON STOCK 92826C839 5,685 74,338 SH   SOLE   74,338 0 0
VISA CLASS A COMMON STOCK 92826C839 107 1,400 SH   DFND   1,400 0 0
VODAFONE GROUP PLC FOREIGN EQUITIES 92857W308 269 8,402 SH   SOLE   7,858 272 272
VODAFONE GROUP PLC FOREIGN EQUITIES 92857W308 129 4,026 SH   DFND   3,481 545 0
WGL HLDGS INC COMMON STOCK 92924F106 4 58 SH   SOLE   58 0 0
WEC ENERGY GROUP INC COM COMMON STOCK 92939U106 23 375 SH   SOLE   375 0 0
WAL MART STORES INC COM COMMON STOCK 931142103 379 5,540 SH   SOLE   5,540 0 0
WAL MART STORES INC COM COMMON STOCK 931142103 55 800 SH   DFND   800 0 0
WALGREENS BOOTS ALLIANCE COMMON STOCK 931427108 326 3,875 SH   SOLE   3,475 0 400
WALGREENS BOOTS ALLIANCE COMMON STOCK 931427108 17 200 SH   DFND   0 200 0
WELLS FARGO & CO NEW COM COMMON STOCK 949746101 1,135 23,466 SH   SOLE   22,166 1,300 0
WELLS FARGO & CO NEW COM COMMON STOCK 949746101 53 1,100 SH   DFND   800 300 0
WESTERN UNION CO (WU) COMMON STOCK 959802109 19 1,000 SH   SOLE   1,000 0 0
WEYERHAEUSER CO COM COMMON STOCK 962166104 1,403 45,306 SH   SOLE   41,729 2,600 977
WEYERHAEUSER CO COM COMMON STOCK 962166104 369 11,904 SH   DFND   9,404 2,500 0
WILLIAMS PARTNERS L P NEW COMMON STOCK 96949L105 4 173 SH   DFND   0 173 0
XEROX CORP COM COMMON STOCK 984121103 10 875 SH   SOLE   875 0 0
XYLEM INC COMMON STOCK 98419M100 233 5,700 SH   SOLE   4,200 1,500 0
XYLEM INC COMMON STOCK 98419M100 23 563 SH   DFND   563 0 0
YAHOO INC COM COMMON STOCK 984332106 11 301 SH   SOLE   301 0 0
YAHOO INC COM COMMON STOCK 984332106 18 500 SH   DFND   500 0 0
ZIMMER HLDGS INC COM COMMON STOCK 98956P102 57 530 SH   SOLE   530 0 0
ZIMMER HLDGS INC COM COMMON STOCK 98956P102 207 1,940 SH   DFND   1,940 0 0