The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
SPDR DOW JONES INDL AVRG ETF UT SER 1 78467X109 458 2,595 SH   SOLE   0 0 2,595
ISHARES MSCI JAPAN ETF 464286848 164 14,408 SH   SOLE   0 0 14,408
ISHARES TR CORE S&P MCP ETF 464287507 7,119 49,376 SH   SOLE   0 0 49,376
ISHARES TR S&P MC 400VL ETF 464287705 6,087 49,074 SH   SOLE   0 0 49,074
ISHARES TR S&P MC 400GR ETF 464287606 4,336 26,664 SH   SOLE   0 0 26,664
ISHARES TR CORE S&P SCP ETF 464287804 10,023 89,042 SH   SOLE   0 0 89,042
ISHARES TR SP SMCP600GR ETF 464287887 801 6,449 SH   SOLE   0 0 6,449
ISHARES TR S&P 500 VAL ETF 464287408 9,490 105,522 SH   SOLE   0 0 105,522
ISHARES TR CORE S&P500 ETF 464287200 10,166 49,194 SH   SOLE   0 0 49,194
ISHARES TR S&P 500 GRWT ETF 464287309 13,393 115,570 SH   SOLE   0 0 115,570
ISHARES TR RUS 1000 ETF 464287622 1,932 16,936 SH   SOLE   0 0 16,936
ISHARES TR RUS 1000 VAL ETF 464287598 5,278 53,413 SH   SOLE   0 0 53,413
ISHARES TR RUS 1000 GRW ETF 464287614 5,019 50,303 SH   SOLE   0 0 50,303
ISHARES TR RUSSELL 2000 ETF 464287655 1,491 13,477 SH   SOLE   0 0 13,477
ISHARES TR RUS 2000 VAL ETF 464287630 574 6,158 SH   SOLE   0 0 6,158
ISHARES TR RUSSELL 3000 ETF 464287689 214 1,770 SH   SOLE   0 0 1,770
ISHARES TR CORE US GRW ETF 464287671 260 3,210 SH   SOLE   0 0 3,210
ISHARES TR U.S. REAL ES ETF 464287739 1,184 15,206 SH   SOLE   0 0 15,206
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 220 838 SH   SOLE   0 0 838
SPDR S&P 500 ETF TR TR UNIT 78462F103 2,210 10,752 SH   SOLE   0 0 10,752
ADOBE SYS INC COM 00724F101 333 3,548 SH   SOLE   0 0 3,548
AMERICAN INTL GROUP INC COM NEW 026874784 587 10,860 SH   SOLE   0 0 10,860
AMAZON COM INC COM 023135106 1,459 2,458 SH   SOLE   0 0 2,458
BRISTOL MYERS SQUIBB CO COM 110122108 841 13,166 SH   SOLE   0 0 13,166
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 748 5,271 SH   SOLE   0 0 5,271
E M C CORP MASS COM 268648102 245 9,180 SH   SOLE   0 0 9,180
EMERSON ELEC CO COM 291011104 528 9,718 SH   SOLE   0 0 9,718
BOEING CO COM 097023105 816 6,430 SH   SOLE   0 0 6,430
TEVA PHARMACEUTICAL INDS LTD ADR 881624209 373 6,967 SH   SOLE   0 0 6,967
POWERSHARES QQQ TRUST UNIT SER 1 73935A104 1,430 13,099 SH   SOLE   0 0 13,099
AMGEN INC COM 031162100 1,078 7,189 SH   SOLE   0 0 7,189
ABBOTT LABS COM 002824100 549 13,117 SH   SOLE   0 0 13,117
BP PLC SPONSORED ADR 055622104 503 16,651 SH   SOLE   0 0 16,651
ALTRIA GROUP INC COM 02209S103 1,828 29,172 SH   SOLE   0 0 29,172
GLAXOSMITHKLINE PLC SPONSORED ADR 37733W105 363 8,947 SH   SOLE   0 0 8,947
INTEL CORP COM 458140100 1,536 47,486 SH   SOLE   0 0 47,486
ILLINOIS TOOL WKS INC COM 452308109 271 2,641 SH   SOLE   0 0 2,641
ISHARES TR RUS 2000 GRW ETF 464287648 1,453 10,957 SH   SOLE   0 0 10,957
NEWELL RUBBERMAID INC COM 651229106 509 11,499 SH   SOLE   0 0 11,499
ORACLE CORP COM 68389X105 828 20,233 SH   SOLE   0 0 20,233
DU PONT E I DE NEMOURS & CO COM 263534109 525 8,292 SH   SOLE   0 0 8,292
QUALCOMM INC COM 747525103 505 9,879 SH   SOLE   0 0 9,879
DISNEY WALT CO COM DISNEY 254687106 1,732 17,435 SH   SOLE   0 0 17,435
HONEYWELL INTL INC COM 438516106 821 7,327 SH   SOLE   0 0 7,327
US BANCORP DEL COM NEW 902973304 1,587 39,111 SH   SOLE   0 0 39,111
JOHNSON & JOHNSON COM 478160104 4,177 38,606 SH   SOLE   0 0 38,606
MEDTRONIC PLC SHS G5960L103 495 6,601 SH   SOLE   0 0 6,601
PFIZER INC COM 717081103 3,168 106,882 SH   SOLE   0 0 106,882
EXELON CORP COM 30161N101 446 12,450 SH   SOLE   0 0 12,450
KROGER CO COM 501044101 218 5,690 SH   SOLE   0 0 5,690
LOWES COS INC COM 548661107 397 5,237 SH   SOLE   0 0 5,237
ISHARES TR MSCI EAFE ETF 464287465 6,284 109,944 SH   SOLE   0 0 109,944
CHEVRON CORP NEW COM 166764100 2,510 26,309 SH   SOLE   0 0 26,309
MOTOROLA SOLUTIONS INC COM NEW 620076307 351 4,642 SH   SOLE   0 0 4,642
MICROSOFT CORP COM 594918104 2,896 52,427 SH   SOLE   0 0 52,427
ISHARES MSCI PAC JP ETF 464286665 911 23,223 SH   SOLE   0 0 23,223
VODAFONE GROUP PLC NEW SPNSR ADR NO PAR 92857W308 248 7,748 SH   SOLE   0 0 7,748
UNITED PARCEL SERVICE INC CL B 911312106 789 7,481 SH   SOLE   0 0 7,481
AT&T INC COM 00206R102 2,517 64,251 SH   SOLE   0 0 64,251
PRUDENTIAL FINL INC COM 744320102 230 3,182 SH   SOLE   0 0 3,182
BB&T CORP COM 054937107 707 21,246 SH   SOLE   0 0 21,246
CITIGROUP INC COM NEW 172967424 358 8,587 SH   SOLE   0 0 8,587
CISCO SYS INC COM 17275R102 900 31,619 SH   SOLE   0 0 31,619
INTERNATIONAL BUSINESS MACHS COM 459200101 1,532 10,115 SH   SOLE   0 0 10,115
COCA COLA CO COM 191216100 1,594 34,356 SH   SOLE   0 0 34,356
LOCKHEED MARTIN CORP COM 539830109 1,163 5,250 SH   SOLE   0 0 5,250
PEPSICO INC COM 713448108 27,504 268,386 SH   SOLE   0 0 268,386
STRYKER CORP COM 863667101 669 6,237 SH   SOLE   0 0 6,237
TYCO INTL PLC SHS G91442106 284 7,746 SH   SOLE   0 0 7,746
VERIZON COMMUNICATIONS INC COM 92343V104 1,764 32,618 SH   SOLE   0 0 32,618
ISHARES TR U.S. ENERGY ETF 464287796 254 7,298 SH   SOLE   0 0 7,298
SELECT SECTOR SPDR TR SBI INT-ENERGY 81369Y506 566 9,153 SH   SOLE   0 0 9,153
SELECT SECTOR SPDR TR SBI INT-INDS 81369Y704 305 5,502 SH   SOLE   0 0 5,502
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 642 14,465 SH   SOLE   0 0 14,465
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 985 14,525 SH   SOLE   0 0 14,525
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407 1,224 15,480 SH   SOLE   0 0 15,480
ISHARES TR NA NAT RES 464287374 205 6,912 SH   SOLE   0 0 6,912
ISHARES MSCI MALAYSI ETF 464286830 288 32,361 SH   SOLE   0 0 32,361
ISHARES MSCI TAIWAN ETF 464286731 278 20,062 SH   SOLE   0 0 20,062
ISHARES MSCI STH KOR ETF 464286772 536 10,155 SH   SOLE   0 0 10,155
TIME WARNER INC COM NEW 887317303 405 5,584 SH   SOLE   0 0 5,584
VANGUARD SPECIALIZED PORTFOL DIV APP ETF 921908844 4,938 60,778 SH   SOLE   0 0 60,778
SCHWAB CHARLES CORP NEW COM 808513105 396 14,133 SH   SOLE   0 0 14,133
WALGREENS BOOTS ALLIANCE INC COM 931427108 1,318 15,642 SH   SOLE   0 0 15,642
DEERE & CO COM 244199105 207 2,685 SH   SOLE   0 0 2,685
BANK AMER CORP COM 060505104 665 49,171 SH   SOLE   0 0 49,171
STARBUCKS CORP COM 855244109 965 16,167 SH   SOLE   0 0 16,167
AUTOMATIC DATA PROCESSING IN COM 053015103 351 3,912 SH   SOLE   0 0 3,912
AEGON N V NY REGISTRY SH 007924103 126 22,971 SH   SOLE   0 0 22,971
EXXON MOBIL CORP COM 30231G102 2,855 34,159 SH   SOLE   0 0 34,159
AFLAC INC COM 001055102 248 3,922 SH   SOLE   0 0 3,922
WAL-MART STORES INC COM 931142103 1,357 19,818 SH   SOLE   0 0 19,818
UNION PAC CORP COM 907818108 745 9,366 SH   SOLE   0 0 9,366
UNILEVER PLC SPON ADR NEW 904767704 560 12,385 SH   SOLE   0 0 12,385
TEXAS INSTRS INC COM 882508104 310 5,401 SH   SOLE   0 0 5,401
BARCLAYS PLC ADR 06738E204 165 19,096 SH   SOLE   0 0 19,096
TOTAL S A SPONSORED ADR 89151E109 222 4,894 SH   SOLE   0 0 4,894
TARGET CORP COM 87612E106 401 4,877 SH   SOLE   0 0 4,877
COLGATE PALMOLIVE CO COM 194162103 283 4,002 SH   SOLE   0 0 4,002
CAPITAL ONE FINL CORP COM 14040H105 577 8,330 SH   SOLE   0 0 8,330
COSTCO WHSL CORP NEW COM 22160K105 487 3,090 SH   SOLE   0 0 3,090
LILLY ELI & CO COM 532457108 390 5,417 SH   SOLE   0 0 5,417
CVS HEALTH CORP COM 126650100 1,667 16,073 SH   SOLE   0 0 16,073
DOMINION RES INC VA NEW COM 25746U109 205 2,723 SH   SOLE   0 0 2,723
SCHLUMBERGER LTD COM 806857108 865 11,730 SH   SOLE   0 0 11,730
DANAHER CORP DEL COM 235851102 245 2,581 SH   SOLE   0 0 2,581
MCKESSON CORP COM 58155Q103 537 3,413 SH   SOLE   0 0 3,413
MERCK & CO INC NEW COM 58933Y105 1,344 25,397 SH   SOLE   0 0 25,397
NOVARTIS A G SPONSORED ADR 66987V109 314 4,338 SH   SOLE   0 0 4,338
RAYTHEON CO COM NEW 755111507 344 2,808 SH   SOLE   0 0 2,808
FIFTH THIRD BANCORP COM 316773100 345 20,681 SH   SOLE   0 0 20,681
PROCTER & GAMBLE CO COM 742718109 2,391 29,054 SH   SOLE   0 0 29,054
GENERAL ELECTRIC CO COM 369604103 3,633 114,281 SH   SOLE   0 0 114,281
KIMBERLY CLARK CORP COM 494368103 558 4,145 SH   SOLE   0 0 4,145
GILEAD SCIENCES INC COM 375558103 1,852 20,159 SH   SOLE   0 0 20,159
GOLDMAN SACHS GROUP INC COM 38141G104 440 2,806 SH   SOLE   0 0 2,806
HOME DEPOT INC COM 437076102 1,687 12,641 SH   SOLE   0 0 12,641
ING GROEP N V SPONSORED ADR 456837103 12,076 1,012,259 SH   SOLE   0 0 1,012,259
MCDONALDS CORP COM 580135101 1,239 9,856 SH   SOLE   0 0 9,856
NIKE INC CL B 654106103 398 6,481 SH   SOLE   0 0 6,481
JPMORGAN CHASE & CO COM 46625H100 2,690 45,419 SH   SOLE   0 0 45,419
SIRIUS XM HLDGS INC COM 82968B103 100 25,222 SH   SOLE   0 0 25,222
WENDYS CO COM 95058W100 142 13,061 SH   SOLE   0 0 13,061
TJX COS INC NEW COM 872540109 695 8,869 SH   SOLE   0 0 8,869
MONDELEZ INTL INC CL A 609207105 622 15,495 SH   SOLE   0 0 15,495
HP INC COM 40434L105 210 17,073 SH   SOLE   0 0 17,073
PRICELINE GRP INC COM NEW 741503403 298 231 SH   SOLE   0 0 231
WELLS FARGO & CO NEW COM 949746101 1,431 29,599 SH   SOLE   0 0 29,599
ISHARES TR 1-3 YR TR BD ETF 464287457 4,041 47,524 SH   SOLE   0 0 47,524
ISHARES TR 7-10 Y TR BD ETF 464287440 1,129 10,228 SH   SOLE   0 0 10,228
ISHARES TR IBOXX INV CP ETF 464287242 855 7,197 SH   SOLE   0 0 7,197
MONSANTO CO NEW COM 61166W101 626 7,134 SH   SOLE   0 0 7,134
PROGRESSIVE CORP OHIO COM 743315103 22,713 646,362 SH   SOLE   0 0 646,362
XCEL ENERGY INC COM 98389B100 434 10,371 SH   SOLE   0 0 10,371
FORD MTR CO DEL COM PAR $0.01 345370860 2,122 157,154 SH   SOLE   0 0 157,154
UNITEDHEALTH GROUP INC COM 91324P102 1,192 9,250 SH   SOLE   0 0 9,250
SOUTHWEST AIRLS CO COM 844741108 216 4,815 SH   SOLE   0 0 4,815
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 539 4,672 SH   SOLE   0 0 4,672
AMERICAN TOWER CORP NEW COM 03027X100 294 2,873 SH   SOLE   0 0 2,873
UNITED TECHNOLOGIES CORP COM 913017109 613 6,120 SH   SOLE   0 0 6,120
3M CO COM 88579Y101 784 4,707 SH   SOLE   0 0 4,707
COMCAST CORP NEW CL A 20030N101 854 13,981 SH   SOLE   0 0 13,981
VANGUARD INDEX FDS TOTAL STK MKT 922908769 1,362 12,990 SH   SOLE   0 0 12,990
OWENS ILL INC COM NEW 690768403 438 27,445 SH   SOLE   0 0 27,445
NORFOLK SOUTHERN CORP COM 655844108 530 6,367 SH   SOLE   0 0 6,367
HUNTINGTON BANCSHARES INC COM 446150104 216 22,693 SH   SOLE   0 0 22,693
WELLTOWER INC COM 95040Q104 602 8,686 SH   SOLE   0 0 8,686
NEXTERA ENERGY INC COM 65339F101 755 6,380 SH   SOLE   0 0 6,380
DUKE ENERGY CORP NEW COM NEW 26441C204 1,379 17,098 SH   SOLE   0 0 17,098
CONSTELLATION BRANDS INC CL A 21036P108 239 1,585 SH   SOLE   0 0 1,585
CONOCOPHILLIPS COM 20825C104 427 10,602 SH   SOLE   0 0 10,602
APPLE INC COM 037833100 5,476 50,243 SH   SOLE   0 0 50,243
ALLSTATE CORP COM 020002101 542 8,048 SH   SOLE   0 0 8,048
SERVICE CORP INTL COM 817565104 206 8,341 SH   SOLE   0 0 8,341
CAMPBELL SOUP CO COM 134429109 226 3,545 SH   SOLE   0 0 3,545
CATERPILLAR INC DEL COM 149123101 765 9,999 SH   SOLE   0 0 9,999
CHINA MOBILE LIMITED SPONSORED ADR 16941M109 245 4,423 SH   SOLE   0 0 4,423
SUNCOR ENERGY INC NEW COM 867224107 221 7,929 SH   SOLE   0 0 7,929
ISHARES TR MSCI EMG MKT ETF 464287234 3,268 95,426 SH   SOLE   0 0 95,426
DTE ENERGY CO COM 233331107 469 5,174 SH   SOLE   0 0 5,174
CELGENE CORP COM 151020104 927 9,257 SH   SOLE   0 0 9,257
CHUBB LIMITED COM H1467J104 358 3,001 SH   SOLE   0 0 3,001
CEDAR FAIR L P DEPOSITRY UNIT 150185106 282 4,745 SH   SOLE   0 0 4,745
DEVON ENERGY CORP NEW COM 25179M103 201 7,342 SH   SOLE   0 0 7,342
HALLIBURTON CO COM 406216101 292 8,169 SH   SOLE   0 0 8,169
ECOLAB INC COM 278865100 275 2,463 SH   SOLE   0 0 2,463
AES CORP COM 00130H105 206 17,495 SH   SOLE   0 0 17,495
AMERICAN EXPRESS CO COM 025816109 418 6,802 SH   SOLE   0 0 6,802
CREDIT SUISSE GROUP SPONSORED ADR 225401108 190 13,481 SH   SOLE   0 0 13,481
GENERAL MLS INC COM 370334104 398 6,287 SH   SOLE   0 0 6,287
NUVEEN PREM INCOME MUN FD COM 67062T100 594 40,783 SH   SOLE   0 0 40,783
OCCIDENTAL PETE CORP DEL COM 674599105 278 4,061 SH   SOLE   0 0 4,061
EDWARDS LIFESCIENCES CORP COM 28176E108 236 2,680 SH   SOLE   0 0 2,680
PG&E CORP COM 69331C108 260 4,356 SH   SOLE   0 0 4,356
TELEFONICA S A SPONSORED ADR 879382208 116 10,378 SH   SOLE   0 0 10,378
DOW CHEM CO COM 260543103 9,818 193,035 SH   SOLE   0 0 193,035
GENERAL DYNAMICS CORP COM 369550108 482 3,671 SH   SOLE   0 0 3,671
NUVEEN QUALITY PFD INC FD 3 COM 67072W101 142 16,535 SH   SOLE   0 0 16,535
NOBLE CORP PLC SHS USD G65431101 182 17,612 SH   SOLE   0 0 17,612
ALLERGAN PLC SHS G0177J108 560 2,091 SH   SOLE   0 0 2,091
SOUTHERN CO COM 842587107 658 12,724 SH   SOLE   0 0 12,724
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 4,899 141,682 SH   SOLE   0 0 141,682
PAYCHEX INC COM 704326107 253 4,678 SH   SOLE   0 0 4,678
NORTHROP GRUMMAN CORP COM 666807102 294 1,484 SH   SOLE   0 0 1,484
BERKSHIRE HATHAWAY INC DEL CL A 084670108 427 2 SH   SOLE   0 0 2
ARIAD PHARMACEUTICALS INC COM 04033A100 128 20,000 SH   SOLE   0 0 20,000
WESTERN DIGITAL CORP COM 958102105 201 4,244 SH   SOLE   0 0 4,244
VALERO ENERGY CORP NEW COM 91913Y100 441 6,883 SH   SOLE   0 0 6,883
ROBERT HALF INTL INC COM 770323103 277 5,938 SH   SOLE   0 0 5,938
RAIT FINANCIAL TRUST COM NEW 749227609 38 12,091 SH   SOLE   0 0 12,091
PNC FINL SVCS GROUP INC COM 693475105 203 2,395 SH   SOLE   0 0 2,395
GENTEX CORP COM 371901109 331 21,101 SH   SOLE   0 0 21,101
ISHARES TR CORE US AGGBD ET 464287226 3,772 34,034 SH   SOLE   0 0 34,034
BOSTON SCIENTIFIC CORP COM 101137107 212 11,285 SH   SOLE   0 0 11,285
AUTOZONE INC COM 053332102 207 260 SH   SOLE   0 0 260
BIOGEN INC COM 09062X103 201 771 SH   SOLE   0 0 771
ISHARES TR SELECT DIVID ETF 464287168 1,653 20,235 SH   SOLE   0 0 20,235
ISHARES TR TIPS BD ETF 464287176 2,748 23,972 SH   SOLE   0 0 23,972
CLOROX CO DEL COM 189054109 374 2,965 SH   SOLE   0 0 2,965
AIR PRODS & CHEMS INC COM 009158106 396 2,748 SH   SOLE   0 0 2,748
SAP SE SPON ADR 803054204 306 3,801 SH   SOLE   0 0 3,801
CMS ENERGY CORP COM 125896100 337 7,931 SH   SOLE   0 0 7,931
TRAVELERS COMPANIES INC COM 89417E109 293 2,511 SH   SOLE   0 0 2,511
AMERICAN ELEC PWR INC COM 025537101 368 5,547 SH   SOLE   0 0 5,547
ASSOCIATED BANC CORP COM 045487105 180 10,026 SH   SOLE   0 0 10,026
COGNIZANT TECHNOLOGY SOLUTIO CL A 192446102 259 4,131 SH   SOLE   0 0 4,131
SNAP ON INC COM 833034101 224 1,428 SH   SOLE   0 0 1,428
REYNOLDS AMERICAN INC COM 761713106 386 7,675 SH   SOLE   0 0 7,675
MOODYS CORP COM 615369105 216 2,240 SH   SOLE   0 0 2,240
HUMANA INC COM 444859102 276 1,506 SH   SOLE   0 0 1,506
COOPER TIRE & RUBR CO COM 216831107 225 6,067 SH   SOLE   0 0 6,067
COLUMBIA PPTY TR INC COM NEW 198287203 386 17,568 SH   SOLE   0 0 17,568
SANOFI SPONSORED ADR 80105N105 223 5,545 SH   SOLE   0 0 5,545
TOYOTA MOTOR CORP SP ADR REP2COM 892331307 254 2,385 SH   SOLE   0 0 2,385
FRANKLIN RES INC COM 354613101 228 5,846 SH   SOLE   0 0 5,846
METLIFE INC COM 59156R108 624 14,197 SH   SOLE   0 0 14,197
YUM BRANDS INC COM 988498101 704 8,601 SH   SOLE   0 0 8,601
AETNA INC NEW COM 00817Y108 245 2,183 SH   SOLE   0 0 2,183
HANCOCK JOHN PREMUIM DIV FD COM SH BEN INT 41013T105 214 14,149 SH   SOLE   0 0 14,149
POLARIS INDS INC COM 731068102 267 2,715 SH   SOLE   0 0 2,715
PRECISION DRILLING CORP COM 2010 74022D308 66 15,779 SH   SOLE   0 0 15,779
ALPHABET INC CAP STK CL A 02079K305 1,459 1,912 SH   SOLE   0 0 1,912
SPDR GOLD TRUST GOLD SHS 78463V107 1,418 12,052 SH   SOLE   0 0 12,052
CBRE GROUP INC CL A 12504L109 279 9,679 SH   SOLE   0 0 9,679
NUVEEN CR STRATEGIES INCM FD COM SHS 67073D102 103 13,016 SH   SOLE   0 0 13,016
VANGUARD INTL EQUITY INDEX F FTSE PACIFIC ETF 922042866 438 7,919 SH   SOLE   0 0 7,919
VANGUARD INDEX FDS VALUE ETF 922908744 9,476 115,017 SH   SOLE   0 0 115,017
VANGUARD INDEX FDS REIT ETF 922908553 570 6,803 SH   SOLE   0 0 6,803
FOOT LOCKER INC COM 344849104 322 4,987 SH   SOLE   0 0 4,987
BLACKROCK INC COM 09247X101 396 1,164 SH   SOLE   0 0 1,164
ROYAL DUTCH SHELL PLC SPONS ADR A 780259206 249 5,144 SH   SOLE   0 0 5,144
VANGUARD INDEX FDS SMALL CP ETF 922908751 213 1,914 SH   SOLE   0 0 1,914
VANGUARD INDEX FDS GROWTH ETF 922908736 14,376 135,051 SH   SOLE   0 0 135,051
DCT INDUSTRIAL TRUST INC COM NEW 233153204 207 5,233 SH   SOLE   0 0 5,233
CRH PLC ADR 12626K203 315 11,166 SH   SOLE   0 0 11,166
NUVEEN QUALITY INCOME MUN FD COM 670977107 412 28,000 SH   SOLE   0 0 28,000
PALATIN TECHNOLOGIES INC COM PAR $ .01 696077403 6 12,000 SH   SOLE   0 0 12,000
ABRAXAS PETE CORP COM 003830106 10 10,000 SH   SOLE   0 0 10,000
BAIDU INC SPON ADR REP A 056752108 202 1,060 SH   SOLE   0 0 1,060
LLOYDS BANKING GROUP PLC SPONSORED ADR 539439109 135 34,147 SH   SOLE   0 0 34,147
INTERCONTINENTAL EXCHANGE IN COM 45866F104 295 1,255 SH   SOLE   0 0 1,255
PARKER HANNIFIN CORP COM 701094104 202 1,820 SH   SOLE   0 0 1,820
HEXCEL CORP NEW COM 428291108 220 5,044 SH   SOLE   0 0 5,044
STERICYCLE INC COM 858912108 374 2,964 SH   SOLE   0 0 2,964
ROYAL DUTCH SHELL PLC SPON ADR B 780259107 394 8,006 SH   SOLE   0 0 8,006
OLD NATL BANCORP IND COM 680033107 140 11,479 SH   SOLE   0 0 11,479
ABB LTD SPONSORED ADR 000375204 208 10,713 SH   SOLE   0 0 10,713
SPDR SERIES TRUST S&P DIVID ETF 78464A763 293 3,662 SH   SOLE   0 0 3,662
ISHARES GOLD TRUST ISHARES 464285105 2,580 217,189 SH   SOLE   0 0 217,189
THERMO FISHER SCIENTIFIC INC COM 883556102 673 4,752 SH   SOLE   0 0 4,752
URSTADT BIDDLE PPTYS INC CL A 917286205 3,055 145,844 SH   SOLE   0 0 145,844
FIRST TR VALUE LINE DIVID IN SHS 33734H106 22,742 883,856 SH   SOLE   0 0 883,856
SALESFORCE COM INC COM 79466L302 328 4,447 SH   SOLE   0 0 4,447
ROCKWELL MED INC COM 774374102 130 17,286 SH   SOLE   0 0 17,286
UNITED STATES OIL FUND LP UNITS 91232N108 206 21,223 SH   SOLE   0 0 21,223
MACATAWA BK CORP COM 554225102 111 17,816 SH   SOLE   0 0 17,816
BANK HAWAII CORP COM 062540109 301 4,401 SH   SOLE   0 0 4,401
NEWMARKET CORP COM 651587107 255 645 SH   SOLE   0 0 645
SPDR SER TR NUVN BR SHT MUNI 78468R739 806 16,517 SH   SOLE   0 0 16,517
MASTERCARD INC CL A 57636Q104 985 10,422 SH   SOLE   0 0 10,422
BCE INC COM NEW 05534B760 222 4,884 SH   SOLE   0 0 4,884
CENTERSTATE BANKS INC COM 15201P109 234 15,688 SH   SOLE   0 0 15,688
APTARGROUP INC COM 038336103 238 3,033 SH   SOLE   0 0 3,033
FIRST REP BK SAN FRANCISCO C COM 33616C100 221 3,313 SH   SOLE   0 0 3,313
WISDOMTREE TR SMALLCAP DIVID 97717W604 413 6,007 SH   SOLE   0 0 6,007
ISHARES TR CORE S&P TTL STK 464287150 3,709 39,728 SH   SOLE   0 0 39,728
NUVEEN DIVID ADV MUN FD 3 COM SH BEN INT 67070X101 359 24,000 SH   SOLE   0 0 24,000
KNIGHT TRANSN INC COM 499064103 222 8,496 SH   SOLE   0 0 8,496
NUVEEN MICH QUALITY INCOME M COM 670979103 560 38,973 SH   SOLE   0 0 38,973
INVESCO MUNI INCOME OPP TRST COM 46132X101 85 11,118 SH   SOLE   0 0 11,118
BLACKROCK MUNIYLD MICH QLTY COM 09254V105 965 66,271 SH   SOLE   0 0 66,271
PROASSURANCE CORP COM 74267C106 2,398 47,394 SH   SOLE   0 0 47,394
WESTERN UN CO COM 959802109 264 13,698 SH   SOLE   0 0 13,698
POWERSHARES ETF TRUST GBL LSTD PVT EQT 73935X195 112 10,872 SH   SOLE   0 0 10,872
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538 3,637 36,277 SH   SOLE   0 0 36,277
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 4,077 46,800 SH   SOLE   0 0 46,800
ISHARES TR IBOXX HI YD ETF 464288513 4,098 50,161 SH   SOLE   0 0 50,161
ISHARES TR 1-3 YR CR BD ETF 464288646 3,613 34,273 SH   SOLE   0 0 34,273
MORGAN STANLEY CHINA A SH FD COM 617468103 304 17,968 SH   SOLE   0 0 17,968
VANGUARD BD INDEX FD INC INTERMED TERM 921937819 436 5,051 SH   SOLE   0 0 5,051
DELTA AIR LINES INC DEL COM NEW 247361702 294 6,032 SH   SOLE   0 0 6,032
FIRST TR EXCHANGE TRADED FD DJ INTERNT IDX 33733E302 576 8,428 SH   SOLE   0 0 8,428
VANGUARD BD INDEX FD INC TOTAL BND MRKT 921937835 1,539 18,588 SH   SOLE   0 0 18,588
DISCOVER FINL SVCS COM 254709108 400 7,863 SH   SOLE   0 0 7,863
ISHARES TR MBS ETF 464288588 5,727 52,314 SH   SOLE   0 0 52,314
ISHARES TR U.S. PFD STK ETF 464288687 1,235 31,647 SH   SOLE   0 0 31,647
BANK NEW YORK MELLON CORP COM 064058100 204 5,549 SH   SOLE   0 0 5,549
ISHARES TR INTL SEL DIV ETF 464288448 634 21,882 SH   SOLE   0 0 21,882
ISHARES TR 3-7 YR TR BD ETF 464288661 3,177 25,226 SH   SOLE   0 0 25,226
PROSHARES TR ULTRA FNCLS NEW 74347X633 322 5,000 SH   SOLE   0 0 5,000
VANGUARD TAX MANAGED INTL FD FTSE DEV MKT ETF 921943858 17,498 487,691 SH   SOLE   0 0 487,691
ISHARES TR NATIONAL MUN ETF 464288414 1,355 12,136 SH   SOLE   0 0 12,136
SPDR SERIES TRUST BRCLYS INTL ETF 78464A516 5,445 97,688 SH   SOLE   0 0 97,688
ISHARES TR JP MOR EM MK ETF 464288281 574 5,203 SH   SOLE   0 0 5,203
POWERSHARES ETF TR II WK VRDO TX FR 73936T433 921 36,977 SH   SOLE   0 0 36,977
ISHARES TR INTERM CR BD ETF 464288638 477 4,350 SH   SOLE   0 0 4,350
SPDR SERIES TRUST BRC HGH YLD BD 78464A417 691 20,175 SH   SOLE   0 0 20,175
FIRST TR EXCHANGE TRADED FD ENERGY ALPHADX 33734X127 225 15,900 SH   SOLE   0 0 15,900
FIRST TR EXCHANGE TRADED FD HLTH CARE ALPH 33734X143 391 7,022 SH   SOLE   0 0 7,022
ISHARES TR EAFE SML CP ETF 464288273 317 6,359 SH   SOLE   0 0 6,359
VISA INC COM CL A 92826C839 982 12,834 SH   SOLE   0 0 12,834
GRAMERCY PPTY TR COM 385002100 101 11,931 SH   SOLE   0 0 11,931
PHILIP MORRIS INTL INC COM 718172109 1,799 18,334 SH   SOLE   0 0 18,334
WISDOMTREE TR INDIA ERNGS FD 97717W422 617 31,636 SH   SOLE   0 0 31,636
SPDR INDEX SHS FDS S&P INTL ETF 78463X772 255 7,259 SH   SOLE   0 0 7,259
POWERSHARES ETF TR II PFD PORTFOLIO 73936T565 177 11,834 SH   SOLE   0 0 11,834
RYDEX ETF TRUST GUG S&P500EQWTEN 78355W866 348 7,187 SH   SOLE   0 0 7,187
WAYNE SVGS BANCSHARES INC NE COM 94624Q101 187 15,137 SH   SOLE   0 0 15,137
SEACOAST BKG CORP FLA COM NEW 811707801 241 15,265 SH   SOLE   0 0 15,265
TRIANGLE PETE CORP COM NEW 89600B201 6 10,675 SH   SOLE   0 0 10,675
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742 526 9,115 SH   SOLE   0 0 9,115
NEURALSTEM INC COM 64127R302 13 17,000 SH   SOLE   0 0 17,000
ISHARES TR AGENCY BOND ETF 464288166 2,957 25,736 SH   SOLE   0 0 25,736
ISHARES TR INTL TREA BD ETF 464288117 1,828 18,807 SH   SOLE   0 0 18,807
FS INVT CORP COM 302635107 2,565 279,740 SH   SOLE   0 0 279,740
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 7,713 88,722 SH   SOLE   0 0 88,722
JPMORGAN CHASE & CO ALERIAN ML ETN 46625H365 586 21,630 SH   SOLE   0 0 21,630
BROADCOM LTD SHS Y09827109 250 1,615 SH   SOLE   0 0 1,615
PIMCO ETF TR ENHAN SHRT MA AC 72201R833 1,458 14,464 SH   SOLE   0 0 14,464
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 3,742 46,758 SH   SOLE   0 0 46,758
PIMCO ETF TR INTER MUN BD ACT 72201R866 2,158 39,787 SH   SOLE   0 0 39,787
VANGUARD SCOTTSDALE FDS MORTG-BACK SEC 92206C771 262 4,899 SH   SOLE   0 0 4,899
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 495 23,827 SH   SOLE   0 0 23,827
PIEDMONT OFFICE REALTY TR IN COM CL A 720190206 418 20,592 SH   SOLE   0 0 20,592
LYONDELLBASELL INDUSTRIES N SHS - A - N53745100 621 7,262 SH   SOLE   0 0 7,262
SPDR SERIES TRUST BRCLY INTL CRP 78464A151 2,502 76,132 SH   SOLE   0 0 76,132
CBOE HLDGS INC COM 12503M108 347 5,309 SH   SOLE   0 0 5,309
TESLA MTRS INC COM 88160R101 309 1,343 SH   SOLE   0 0 1,343
NXP SEMICONDUCTORS N V COM N6596X109 321 3,956 SH   SOLE   0 0 3,956
AVIVA PLC ADR 05382A104 145 11,090 SH   SOLE   0 0 11,090
ISHARES INC MSCI RUSSIA CAP 46434G806 133 10,372 SH   SOLE   0 0 10,372
GENERAL MTRS CO COM 37045V100 284 9,049 SH   SOLE   0 0 9,049
TRONOX LTD SHS CL A Q9235V101 96 15,000 SH   SOLE   0 0 15,000
HCA HOLDINGS INC COM 40412C101 242 3,103 SH   SOLE   0 0 3,103
ISHARES TR CORE HIGH DV ETF 46429B663 617 7,915 SH   SOLE   0 0 7,915
NEW YORK REIT INC COM 64976L109 966 95,618 SH   SOLE   0 0 95,618
PIMCO ETF TR 0-5 HIGH YIELD 72201R783 696 7,487 SH   SOLE   0 0 7,487
ISHARES TR FLTG RATE BD ETF 46429B655 246 4,879 SH   SOLE   0 0 4,879
MARATHON PETE CORP COM 56585A102 267 7,190 SH   SOLE   0 0 7,190
FRANCESCAS HLDGS CORP COM 351793104 205 10,686 SH   SOLE   0 0 10,686
ISHARES TR USA MIN VOL ETF 46429B697 445 10,127 SH   SOLE   0 0 10,127
ISHARES EM MKTS CURR ETF 464286517 1,219 28,050 SH   SOLE   0 0 28,050
PHILLIPS 66 COM 718546104 361 4,163 SH   SOLE   0 0 4,163
SPDR SER TR SHT TRM HGH YLD 78468R408 432 16,748 SH   SOLE   0 0 16,748
CLAYMORE EXCHANGE TRD FD TR GUG BLT2016 HY 18383M415 275 10,667 SH   SOLE   0 0 10,667
FACEBOOK INC CL A 30303M102 971 8,509 SH   SOLE   0 0 8,509
CLAYMORE EXCHANGE TRD FD TR GUG BLT2017 HY 18383M399 272 10,687 SH   SOLE   0 0 10,687
ISHARES INC CORE MSCI EMKT 46434G103 3,482 83,659 SH   SOLE   0 0 83,659
ISHARES TR CORE MSCITOTAL 46432F834 436 8,821 SH   SOLE   0 0 8,821
ISHARES TR CORE MSCI EAFE 46432F842 7,434 139,903 SH   SOLE   0 0 139,903
ISHARES TR CORE ST USDB ETF 46432F859 2,039 20,269 SH   SOLE   0 0 20,269
ABBVIE INC COM 00287Y109 1,010 17,689 SH   SOLE   0 0 17,689
DOUBLELINE INCOME SOLUTIONS COM 258622109 589 35,060 SH   SOLE   0 0 35,060
SPROUTS FMRS MKT INC COM 85208M102 231 7,948 SH   SOLE   0 0 7,948
FIDELITY MSCI INFO TECH I 316092808 836 25,169 SH   SOLE   0 0 25,169
AMBEV SA SPONSORED ADR 02319V103 123 23,661 SH   SOLE   0 0 23,661
KRANESHARES TR CSI CHI INTERNET 500767306 693 19,337 SH   SOLE   0 0 19,337
DBX ETF TR ST KOREA HD FD 233051812 315 13,585 SH   SOLE   0 0 13,585
PROSPECT CAPITAL CORPORATION NOTE 5.875% 1/1 74348TAM4 33 35,000 PRN   SOLE   0 0 35,000
FIRST TR EXCHANGE TRADED FD DORSEY WRT 5 ETF 33738R605 287 13,297 SH   SOLE   0 0 13,297
ALPHABET INC CAP STK CL C 02079K107 1,414 1,898 SH   SOLE   0 0 1,898
ISHARES TR CORE DIV GRWTH 46434V621 325 12,295 SH   SOLE   0 0 12,295
SYNCHRONY FINL COM 87165B103 246 8,595 SH   SOLE   0 0 8,595
ABSOLUTE SHS TR WBI TCT INC SH 00400R874 290 11,589 SH   SOLE   0 0 11,589
ISHARES TR IBONDS SEP20 ETF 46434V571 257 9,998 SH   SOLE   0 0 9,998
ABSOLUTE SHS TR WBI TCT HG INC 00400R882 251 10,712 SH   SOLE   0 0 10,712
KRAFT HEINZ CO COM 500754106 425 5,405 SH   SOLE   0 0 5,405
PAYPAL HLDGS INC COM 70450Y103 298 7,730 SH   SOLE   0 0 7,730
HEWLETT PACKARD ENTERPRISE C COM 42824C109 374 21,118 SH   SOLE   0 0 21,118
UNITED STATES STL CORP NEW COM 912909108 0 10,000 SH   SOLE   0 0 10,000