The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE

OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8

COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M Common Stock 88579Y101 826 4,960 SH   SOLE   4,960 0 0
3M Common Stock 88579Y101 653 3,920 SH   DFND 13 0 3,920 0
3M Common Stock 88579Y101 194 1,165 SH   DFND 9 0 1,165 0
3M Common Stock 88579Y101 3,643 21,865 SH   DFND 5 0 21,865 0
3M Common Stock 88579Y101 2,238 13,430 SH   DFND 1 0 13,430 0
3M Common Stock 88579Y101 642 3,850 SH   DFND 12 0 3,850 0
3M Common Stock 88579Y101 69 415 SH   DFND 6 0 415 0
3M Common Stock 88579Y101 598 3,591 SH   DFND 16 0 3,591 0
3M Common Stock 88579Y101 33 200 SH   DFND 15 0 200 0
3M Common Stock 88579Y101 57 340 SH   DFND 14 0 340 0
3M Common Stock 88579Y101 667 4,000 SH   DFND 05 13 0 4,000 0
ABBOTT LABS Common Stock 002824100 272 6,500 SH   SOLE   6,500 0 0
ABBOTT LABS Common Stock 002824100 403 9,645 SH   DFND 13 0 9,645 0
ABBOTT LABS Common Stock 002824100 78 1,860 SH   DFND 9 0 1,860 0
ABBOTT LABS Common Stock 002824100 1,458 34,855 SH   DFND 5 0 34,855 0
ABBOTT LABS Common Stock 002824100 1,239 29,630 SH   DFND 1 0 29,630 0
ABBOTT LABS Common Stock 002824100 623 14,900 SH   DFND 12 0 14,900 0
ABBOTT LABS Common Stock 002824100 152 3,645 SH   DFND 16 0 3,645 0
ABBOTT LABS Common Stock 002824100 42 1,000 SH   DFND 15 0 1,000 0
ABBOTT LABS Common Stock 002824100 52 1,245 SH   DFND 14 0 1,245 0
ABBOTT LABS Common Stock 002824100 356 8,500 SH   DFND 05 13 0 8,500 0
ABBOTT LABS Common Stock 002824100 6 150 SH   DFND 6 0 150 0
ABBVIE Common Stock 00287Y109 26 450 SH   SOLE   450 0 0
ABBVIE Common Stock 00287Y109 778 13,620 SH   DFND 1 0 13,620 0
ABBVIE Common Stock 00287Y109 230 4,030 SH   DFND 13 0 4,030 0
ABBVIE Common Stock 00287Y109 563 9,850 SH   DFND 12 0 9,850 0
ABBVIE Common Stock 00287Y109 168 2,935 SH   DFND 16 0 2,935 0
ABBVIE Common Stock 00287Y109 46 800 SH   DFND 5 0 800 0
ABBVIE Common Stock 00287Y109 343 6,000 SH   DFND 05 13 0 6,000 0
ABBVIE Common Stock 00287Y109 7 125 SH   DFND 6 0 125 0
AIR PRODUCTS & CHEM Common Stock 009158106 375 2,600 SH   DFND 1 0 2,600 0
AKAMAI TECHNOLOGIES Common Stock 00971T101 267 4,800 SH   DFND 1 0 4,800 0
ALNYLAM PHARMA Common Stock 02043Q107 49 775 SH   DFND 16 0 775 0
ALNYLAM PHARMA Common Stock 02043Q107 424 6,750 SH   DFND 5 0 6,750 0
ALPHABET INC CL A Common Stock 02079K305 360 472 SH   SOLE   472 0 0
ALPHABET INC CL A Common Stock 02079K305 344 451 SH   DFND 13 0 451 0
ALPHABET INC CL A Common Stock 02079K305 71 93 SH   DFND 9 0 93 0
ALPHABET INC CL A Common Stock 02079K305 2,486 3,258 SH   DFND 5 0 3,258 0
ALPHABET INC CL A Common Stock 02079K305 1,343 1,761 SH   DFND 1 0 1,761 0
ALPHABET INC CL A Common Stock 02079K305 282 370 SH   DFND 12 0 370 0
ALPHABET INC CL A Common Stock 02079K305 10 13 SH   DFND 6 0 13 0
ALPHABET INC CL A Common Stock 02079K305 185 242 SH   DFND 16 0 242 0
ALPHABET INC CL A Common Stock 02079K305 38 50 SH   DFND 15 0 50 0
ALPHABET INC CL A Common Stock 02079K305 76 100 SH   DFND 14 0 100 0
ALPHABET INC CL C Common Stock 02079K107 278 373 SH   DFND 1 0 373 0
AMAZON.COM Common Stock 023135106 220 370 SH   DFND 1 0 370 0
AMGEN INC Common Stock 031162100 111 743 SH   SOLE   743 0 0
AMGEN INC Common Stock 031162100 26 175 SH   DFND 13 0 175 0
AMGEN INC Common Stock 031162100 75 500 SH   DFND 1 0 500 0
APOLLO RESIDENTIAL MORTGAGE IN Common Stock 03763V102 520 38,770 SH   DFND 1 0 38,770 0
APPLE INC Common Stock 037833100 411 3,770 SH   SOLE   3,770 0 0
APPLE INC Common Stock 037833100 302 2,775 SH   DFND 13 0 2,775 0
APPLE INC Common Stock 037833100 67 615 SH   DFND 9 0 615 0
APPLE INC Common Stock 037833100 2,379 21,830 SH   DFND 5 0 21,830 0
APPLE INC Common Stock 037833100 3,069 28,158 SH   DFND 1 0 28,158 0
APPLE INC Common Stock 037833100 332 3,050 SH   DFND 12 0 3,050 0
APPLE INC Common Stock 037833100 17 160 SH   DFND 6 0 160 0
APPLE INC Common Stock 037833100 153 1,400 SH   DFND 15 0 1,400 0
APPLE INC Common Stock 037833100 68 620 SH   DFND 14 0 620 0
APPLE INC Common Stock 037833100 244 2,240 SH   DFND 16 0 2,240 0
APPLE INC Common Stock 037833100 458 4,200 SH   DFND 05 13 0 4,200 0
APTARGROUP Common Stock 038336103 631 8,052 SH   SOLE   8,052 0 0
APTARGROUP Common Stock 038336103 580 7,395 SH   DFND 13 0 7,395 0
APTARGROUP Common Stock 038336103 34 435 SH   DFND 9 0 435 0
APTARGROUP Common Stock 038336103 3,350 42,728 SH   DFND 5 0 42,728 0
APTARGROUP Common Stock 038336103 1,509 19,240 SH   DFND 1 0 19,240 0
APTARGROUP Common Stock 038336103 745 9,500 SH   DFND 12 0 9,500 0
APTARGROUP Common Stock 038336103 481 6,140 SH   DFND 16 0 6,140 0
APTARGROUP Common Stock 038336103 12 150 SH   DFND 15 0 150 0
APTARGROUP Common Stock 038336103 65 830 SH   DFND 14 0 830 0
APTARGROUP Common Stock 038336103 494 6,300 SH   DFND 05 13 0 6,300 0
APTARGROUP Common Stock 038336103 11 135 SH   DFND 6 0 135 0
ARMOUR RESIDENTIAL REIT INC Common Stock 042315507 2,039 94,712 SH   DFND 1 0 94,712 0
AT&T INC. Common Stock 00206R102 16 413 SH   SOLE   413 0 0
AT&T INC. Common Stock 00206R102 112 2,847 SH   DFND 1 0 2,847 0
AT&T INC. Common Stock 00206R102 20 500 SH   DFND 16 0 500 0
AT&T INC. Common Stock 00206R102 62 1,590 SH   DFND 5 0 1,590 0
AUTOMATIC DATA PROCESSING Common Stock 053015103 621 6,920 SH   SOLE   6,920 0 0
AUTOMATIC DATA PROCESSING Common Stock 053015103 731 8,150 SH   DFND 13 0 8,150 0
AUTOMATIC DATA PROCESSING Common Stock 053015103 170 1,890 SH   DFND 9 0 1,890 0
AUTOMATIC DATA PROCESSING Common Stock 053015103 3,179 35,435 SH   DFND 5 0 35,435 0
AUTOMATIC DATA PROCESSING Common Stock 053015103 2,541 28,320 SH   DFND 1 0 28,320 0
AUTOMATIC DATA PROCESSING Common Stock 053015103 529 5,900 SH   DFND 12 0 5,900 0
AUTOMATIC DATA PROCESSING Common Stock 053015103 139 1,550 SH   DFND 15 0 1,550 0
AUTOMATIC DATA PROCESSING Common Stock 053015103 481 5,367 SH   DFND 16 0 5,367 0
AUTOMATIC DATA PROCESSING Common Stock 053015103 105 1,170 SH   DFND 14 0 1,170 0
AUTOMATIC DATA PROCESSING Common Stock 053015103 538 6,000 SH   DFND 05 13 0 6,000 0
AUTOMATIC DATA PROCESSING Common Stock 053015103 9 100 SH   DFND 6 0 100 0
BANK OF AMERICA Common Stock 060505104 237 17,500 SH   DFND 1 0 17,500 0
BERKSHIRE HATHAWAY CL B Common Stock 084670702 248 1,750 SH   DFND 1 0 1,750 0
BERKSHIRE HATHAWAY CL B Common Stock 084670702 603 4,250 SH   DFND 12 0 4,250 0
BERKSHIRE HATHAWAY CL B Common Stock 084670702 284 2,000 SH   DFND 05 13 0 2,000 0
BERKSHIRE HATHAWAY CL B Common Stock 084670702 85 600 SH   DFND 13 0 600 0
BOEING Common Stock 097023105 400 3,150 SH   DFND 1 0 3,150 0
BRISTOL-MYERS SQUIBB Common Stock 110122108 102 1,600 SH   DFND 5 0 1,600 0
BRISTOL-MYERS SQUIBB Common Stock 110122108 51 800 SH   DFND 13 0 800 0
BRISTOL-MYERS SQUIBB Common Stock 110122108 383 6,000 SH   DFND 1 0 6,000 0
CANADIAN NATL RAILWAY Common Stock 136375102 738 11,817 SH   SOLE   11,817 0 0
CANADIAN NATL RAILWAY Common Stock 136375102 575 9,205 SH   DFND 13 0 9,205 0
CANADIAN NATL RAILWAY Common Stock 136375102 2,979 47,690 SH   DFND 5 0 47,690 0
CANADIAN NATL RAILWAY Common Stock 136375102 1,518 24,310 SH   DFND 1 0 24,310 0
CANADIAN NATL RAILWAY Common Stock 136375102 509 8,150 SH   DFND 12 0 8,150 0
CANADIAN NATL RAILWAY Common Stock 136375102 62 1,000 SH   DFND 6 0 1,000 0
CANADIAN NATL RAILWAY Common Stock 136375102 435 6,960 SH   DFND 16 0 6,960 0
CANADIAN NATL RAILWAY Common Stock 136375102 34 550 SH   DFND 15 0 550 0
CANADIAN NATL RAILWAY Common Stock 136375102 625 10,000 SH   DFND 05 13 0 10,000 0
CDK GLOBAL Common Stock 12508E101 8 169 SH   SOLE   169 0 0
CDK GLOBAL Common Stock 12508E101 0 6 SH   DFND 9 0 6 0
CDK GLOBAL Common Stock 12508E101 231 4,965 SH   DFND 1 0 4,965 0
CDK GLOBAL Common Stock 12508E101 9 200 SH   DFND 12 0 200 0
CDK GLOBAL Common Stock 12508E101 33 699 SH   DFND 15 0 699 0
CDK GLOBAL Common Stock 12508E101 34 724 SH   DFND 16 0 724 0
CDK GLOBAL Common Stock 12508E101 9 200 SH   DFND 5 0 200 0
CDK GLOBAL Common Stock 12508E101 50 1,081 SH   DFND 13 0 1,081 0
CHEVRON Common Stock 166764100 77 805 SH   SOLE   805 0 0
CHEVRON Common Stock 166764100 107 1,125 SH   DFND 5 0 1,125 0
CHEVRON Common Stock 166764100 572 5,991 SH   DFND 1 0 5,991 0
CHEVRON Common Stock 166764100 129 1,350 SH   DFND 13 0 1,350 0
CHEVRON Common Stock 166764100 458 4,800 SH   DFND 12 0 4,800 0
CHEVRON Common Stock 166764100 40 423 SH   DFND 16 0 423 0
CHEVRON Common Stock 166764100 286 3,000 SH   DFND 05 13 0 3,000 0
CHUBB LIMITED Common Stock H1467J104 144 1,205 SH   SOLE   1,205 0 0
CHUBB LIMITED Common Stock H1467J104 311 2,613 SH   DFND 13 0 2,613 0
CHUBB LIMITED Common Stock H1467J104 70 590 SH   DFND 9 0 590 0
CHUBB LIMITED Common Stock H1467J104 1,475 12,380 SH   DFND 5 0 12,380 0
CHUBB LIMITED Common Stock H1467J104 575 4,825 SH   DFND 1 0 4,825 0
CHUBB LIMITED Common Stock H1467J104 510 4,279 SH   DFND 12 0 4,279 0
CHUBB LIMITED Common Stock H1467J104 155 1,304 SH   DFND 16 0 1,304 0
CHUBB LIMITED Common Stock H1467J104 83 700 SH   DFND 14 0 700 0
CHUBB LIMITED Common Stock H1467J104 119 1,000 SH   DFND 05 13 0 1,000 0
CISCO SYS INC Common Stock 17275r102 269 9,450 SH   SOLE   9,450 0 0
CISCO SYS INC Common Stock 17275r102 61 2,150 SH   DFND 9 0 2,150 0
CISCO SYS INC Common Stock 17275r102 2,041 71,700 SH   DFND 5 0 71,700 0
CISCO SYS INC Common Stock 17275r102 485 17,050 SH   DFND 1 0 17,050 0
CISCO SYS INC Common Stock 17275r102 4 150 SH   DFND 6 0 150 0
CISCO SYS INC Common Stock 17275r102 117 4,100 SH   DFND 13 0 4,100 0
CISCO SYS INC Common Stock 17275r102 142 5,000 SH   DFND 16 0 5,000 0
CISCO SYS INC Common Stock 17275r102 149 5,250 SH   DFND 12 0 5,250 0
CISCO SYS INC Common Stock 17275r102 28 1,000 SH   DFND 14 0 1,000 0
COCA COLA Common Stock 191216100 190 4,100 SH   SOLE   4,100 0 0
COCA COLA Common Stock 191216100 346 7,453 SH   DFND 1 0 7,453 0
COCA COLA Common Stock 191216100 496 10,700 SH   DFND 12 0 10,700 0
COCA COLA Common Stock 191216100 227 4,900 SH   DFND 5 0 4,900 0
COLGATE-PALMOLIVE Common Stock 194162103 32 450 SH   SOLE   450 0 0
COLGATE-PALMOLIVE Common Stock 194162103 81 1,150 SH   DFND 13 0 1,150 0
COLGATE-PALMOLIVE Common Stock 194162103 55 780 SH   DFND 1 0 780 0
COLGATE-PALMOLIVE Common Stock 194162103 208 2,950 SH   DFND 16 0 2,950 0
COLGATE-PALMOLIVE Common Stock 194162103 106 1,500 SH   DFND 12 0 1,500 0
CONOCOPHILLIPS Common Stock 20825C104 10 255 SH   SOLE   255 0 0
CONOCOPHILLIPS Common Stock 20825C104 36 905 SH   DFND 13 0 905 0
CONOCOPHILLIPS Common Stock 20825C104 221 5,500 SH   DFND 05 13 0 5,500 0
CVS HEALTH Common Stock 126650100 788 7,598 SH   SOLE   7,598 0 0
CVS HEALTH Common Stock 126650100 180 1,740 SH   DFND 9 0 1,740 0
CVS HEALTH Common Stock 126650100 4,865 46,903 SH   DFND 5 0 46,903 0
CVS HEALTH Common Stock 126650100 2,357 22,719 SH   DFND 1 0 22,719 0
CVS HEALTH Common Stock 126650100 716 6,905 SH   DFND 13 0 6,905 0
CVS HEALTH Common Stock 126650100 573 5,525 SH   DFND 12 0 5,525 0
CVS HEALTH Common Stock 126650100 17 165 SH   DFND 6 0 165 0
CVS HEALTH Common Stock 126650100 290 2,800 SH   DFND 15 0 2,800 0
CVS HEALTH Common Stock 126650100 443 4,270 SH   DFND 16 0 4,270 0
CVS HEALTH Common Stock 126650100 79 760 SH   DFND 14 0 760 0
CVS HEALTH Common Stock 126650100 674 6,500 SH   DFND 05 13 0 6,500 0
DANAHER CORP Common Stock 235851102 52 545 SH   SOLE   545 0 0
DANAHER CORP Common Stock 235851102 323 3,400 SH   DFND 5 0 3,400 0
DANAHER CORP Common Stock 235851102 111 1,175 SH   DFND 13 0 1,175 0
DANAHER CORP Common Stock 235851102 152 1,600 SH   DFND 1 0 1,600 0
DANAHER CORP Common Stock 235851102 47 500 SH   DFND 16 0 500 0
DANAHER CORP Common Stock 235851102 24 250 SH   DFND 14 0 250 0
DEERE & CO Common Stock 244199105 196 2,545 SH   SOLE   2,545 0 0
DEERE & CO Common Stock 244199105 360 4,675 SH   DFND 1 0 4,675 0
DEERE & CO Common Stock 244199105 793 10,300 SH   DFND 5 0 10,300 0
DEERE & CO Common Stock 244199105 71 925 SH   DFND 13 0 925 0
DEERE & CO Common Stock 244199105 17 225 SH   DFND 16 0 225 0
DEERE & CO Common Stock 244199105 108 1,400 SH   DFND 12 0 1,400 0
DISNEY Common Stock 254687106 248 2,500 SH   DFND 1 0 2,500 0
DISNEY Common Stock 254687106 16 166 SH   DFND 16 0 166 0
DISNEY Common Stock 254687106 60 600 SH   DFND 5 0 600 0
DOMINION RES INC Common Stock 25746U109 53 700 SH   DFND 6 0 700 0
DOMINION RES INC Common Stock 25746U109 26 350 SH   DFND 13 0 350 0
DOMINION RES INC Common Stock 25746U109 181 2,410 SH   DFND 1 0 2,410 0
DOMINION RES INC Common Stock 25746U109 113 1,500 SH   DFND 12 0 1,500 0
DU PONT Common Stock 263534109 98 1,550 SH   SOLE   1,550 0 0
DU PONT Common Stock 263534109 6 100 SH   DFND 13 0 100 0
DU PONT Common Stock 263534109 269 4,255 SH   DFND 1 0 4,255 0
DU PONT Common Stock 263534109 63 1,000 SH   DFND 12 0 1,000 0
DU PONT Common Stock 263534109 538 8,500 SH   DFND 05 13 0 8,500 0
E M C CORP MASS Common Stock 268648102 300 11,275 SH   SOLE   11,275 0 0
E M C CORP MASS Common Stock 268648102 153 5,725 SH   DFND 13 0 5,725 0
E M C CORP MASS Common Stock 268648102 32 1,185 SH   DFND 9 0 1,185 0
E M C CORP MASS Common Stock 268648102 1,473 55,275 SH   DFND 5 0 55,275 0
E M C CORP MASS Common Stock 268648102 723 27,125 SH   DFND 1 0 27,125 0
E M C CORP MASS Common Stock 268648102 400 15,000 SH   DFND 12 0 15,000 0
E M C CORP MASS Common Stock 268648102 24 900 SH   DFND 6 0 900 0
E M C CORP MASS Common Stock 268648102 256 9,600 SH   DFND 16 0 9,600 0
E M C CORP MASS Common Stock 268648102 266 10,000 SH   DFND 05 13 0 10,000 0
EMERSON ELECTRIC Common Stock 291011104 74 1,365 SH   SOLE   1,365 0 0
EMERSON ELECTRIC Common Stock 291011104 10 175 SH   DFND 9 0 175 0
EMERSON ELECTRIC Common Stock 291011104 614 11,300 SH   DFND 1 0 11,300 0
EMERSON ELECTRIC Common Stock 291011104 805 14,800 SH   DFND 5 0 14,800 0
EMERSON ELECTRIC Common Stock 291011104 92 1,700 SH   DFND 16 0 1,700 0
EMERSON ELECTRIC Common Stock 291011104 340 6,250 SH   DFND 12 0 6,250 0
EMERSON ELECTRIC Common Stock 291011104 200 3,675 SH   DFND 13 0 3,675 0
EMERSON ELECTRIC Common Stock 291011104 326 6,000 SH   DFND 05 13 0 6,000 0
EMERSON ELECTRIC Common Stock 291011104 4 80 SH   DFND 6 0 80 0
EMERSON ELECTRIC Common Stock 291011104 89 1,640 SH   DFND 14 0 1,640 0
EXXON MOBIL Common Stock 30231G102 427 5,114 SH   SOLE   5,114 0 0
EXXON MOBIL Common Stock 30231G102 1,755 20,993 SH   DFND 13 0 20,993 0
EXXON MOBIL Common Stock 30231G102 73 870 SH   DFND 9 0 870 0
EXXON MOBIL Common Stock 30231G102 2,244 26,850 SH   DFND 1 0 26,850 0
EXXON MOBIL Common Stock 30231G102 272 3,250 SH   DFND 12 0 3,250 0
EXXON MOBIL Common Stock 30231G102 1,676 20,048 SH   DFND 5 0 20,048 0
EXXON MOBIL Common Stock 30231G102 369 4,420 SH   DFND 16 0 4,420 0
EXXON MOBIL Common Stock 30231G102 21 250 SH   DFND 15 0 250 0
EXXON MOBIL Common Stock 30231G102 153 1,830 SH   DFND 14 0 1,830 0
EXXON MOBIL Common Stock 30231G102 8 90 SH   DFND 6 0 90 0
FACTSET RESH SYS Common Stock 303075105 50 330 SH   SOLE   330 0 0
FACTSET RESH SYS Common Stock 303075105 139 915 SH   DFND 13 0 915 0
FACTSET RESH SYS Common Stock 303075105 93 615 SH   DFND 1 0 615 0
FIDELITY NATL INFO SVCS Common Stock 31620m106 215 3,400 SH   DFND 5 0 3,400 0
FISERV Common Stock 337738108 570 5,553 SH   SOLE   5,553 0 0
FISERV Common Stock 337738108 854 8,325 SH   DFND 13 0 8,325 0
FISERV Common Stock 337738108 145 1,410 SH   DFND 9 0 1,410 0
FISERV Common Stock 337738108 2,966 28,911 SH   DFND 5 0 28,911 0
FISERV Common Stock 337738108 2,169 21,145 SH   DFND 1 0 21,145 0
FISERV Common Stock 337738108 246 2,400 SH   DFND 12 0 2,400 0
FISERV Common Stock 337738108 385 3,755 SH   DFND 16 0 3,755 0
FISERV Common Stock 337738108 51 500 SH   DFND 15 0 500 0
FISERV Common Stock 337738108 199 1,940 SH   DFND 14 0 1,940 0
FISERV Common Stock 337738108 472 4,600 SH   DFND 05 13 0 4,600 0
FISERV Common Stock 337738108 14 140 SH   DFND 6 0 140 0
FOCUS ENHANCEMENTS Common Stock 344159108 0 11,500 SH   DFND 16 0 11,500 0
GENERAL ELECTRIC Common Stock 369604103 284 8,940 SH   SOLE   8,940 0 0
GENERAL ELECTRIC Common Stock 369604103 138 4,350 SH   DFND 9 0 4,350 0
GENERAL ELECTRIC Common Stock 369604103 2,169 68,221 SH   DFND 1 0 68,221 0
GENERAL ELECTRIC Common Stock 369604103 329 10,336 SH   DFND 5 0 10,336 0
GENERAL ELECTRIC Common Stock 369604103 131 4,110 SH   DFND 13 0 4,110 0
GENERAL ELECTRIC Common Stock 369604103 509 16,000 SH   DFND 12 0 16,000 0
GENERAL ELECTRIC Common Stock 369604103 29 900 SH   DFND 16 0 900 0
GENERAL ELECTRIC Common Stock 369604103 668 21,000 SH   DFND 05 13 0 21,000 0
GENERAL ELECTRIC Common Stock 369604103 76 2,400 SH   DFND 14 0 2,400 0
GENERAL MILLS Common Stock 370334104 557 8,800 SH   DFND 1 0 8,800 0
GENERAL MILLS Common Stock 370334104 222 3,500 SH   DFND 13 0 3,500 0
GENERAL MILLS Common Stock 370334104 253 4,000 SH   DFND 5 0 4,000 0
GILEAD SCIENCES Common Stock 375558103 9 100 SH   SOLE   100 0 0
GILEAD SCIENCES Common Stock 375558103 31 340 SH   DFND 9 0 340 0
GILEAD SCIENCES Common Stock 375558103 378 4,115 SH   DFND 5 0 4,115 0
GILEAD SCIENCES Common Stock 375558103 43 465 SH   DFND 14 0 465 0
GILEAD SCIENCES Common Stock 375558103 315 3,425 SH   DFND 1 0 3,425 0
GILEAD SCIENCES Common Stock 375558103 55 600 SH   DFND 16 0 600 0
HELMERICH & PAYNE Common Stock 423452101 84 1,425 SH   SOLE   1,425 0 0
HELMERICH & PAYNE Common Stock 423452101 119 2,035 SH   DFND 13 0 2,035 0
HELMERICH & PAYNE Common Stock 423452101 1,368 23,300 SH   DFND 5 0 23,300 0
HELMERICH & PAYNE Common Stock 423452101 208 3,545 SH   DFND 1 0 3,545 0
HELMERICH & PAYNE Common Stock 423452101 86 1,465 SH   DFND 16 0 1,465 0
HELMERICH & PAYNE Common Stock 423452101 414 7,050 SH   DFND 12 0 7,050 0
HELMERICH & PAYNE Common Stock 423452101 18 300 SH   DFND 15 0 300 0
HELMERICH & PAYNE Common Stock 423452101 32 550 SH   DFND 14 0 550 0
HERSHEY COMPANY Common Stock 427866108 285 3,100 SH   DFND 1 0 3,100 0
HOME DEPOT Common Stock 437076102 423 3,171 SH   SOLE   3,171 0 0
HOME DEPOT Common Stock 437076102 4,190 31,400 SH   DFND 5 0 31,400 0
HOME DEPOT Common Stock 437076102 533 3,993 SH   DFND 1 0 3,993 0
HOME DEPOT Common Stock 437076102 352 2,640 SH   DFND 13 0 2,640 0
HOME DEPOT Common Stock 437076102 27 200 SH   DFND 6 0 200 0
HOME DEPOT Common Stock 437076102 160 1,200 SH   DFND 15 0 1,200 0
HOME DEPOT Common Stock 437076102 234 1,750 SH   DFND 16 0 1,750 0
HOME DEPOT Common Stock 437076102 334 2,500 SH   DFND 12 0 2,500 0
HOME DEPOT Common Stock 437076102 667 5,000 SH   DFND 05 13 0 5,000 0
ILLUMINA Common Stock 452327109 79 490 SH   SOLE   490 0 0
ILLUMINA Common Stock 452327109 862 5,320 SH   DFND 5 0 5,320 0
ILLUMINA Common Stock 452327109 214 1,320 SH   DFND 1 0 1,320 0
ILLUMINA Common Stock 452327109 73 450 SH   DFND 12 0 450 0
ILLUMINA Common Stock 452327109 28 175 SH   DFND 13 0 175 0
ILLUMINA Common Stock 452327109 20 125 SH   DFND 15 0 125 0
ILLUMINA Common Stock 452327109 6 38 SH   DFND 16 0 38 0
INTEL CORP Common Stock 458140100 500 15,450 SH   SOLE   15,450 0 0
INTEL CORP Common Stock 458140100 548 16,950 SH   DFND 13 0 16,950 0
INTEL CORP Common Stock 458140100 94 2,900 SH   DFND 9 0 2,900 0
INTEL CORP Common Stock 458140100 2,603 80,474 SH   DFND 5 0 80,474 0
INTEL CORP Common Stock 458140100 1,683 52,020 SH   DFND 1 0 52,020 0
INTEL CORP Common Stock 458140100 343 10,600 SH   DFND 12 0 10,600 0
INTEL CORP Common Stock 458140100 23 700 SH   DFND 15 0 700 0
INTEL CORP Common Stock 458140100 19 575 SH   DFND 16 0 575 0
INTEL CORP Common Stock 458140100 485 15,000 SH   DFND 05 13 0 15,000 0
INTEL CORP Common Stock 458140100 8 250 SH   DFND 6 0 250 0
INTEL CORP Common Stock 458140100 118 3,640 SH   DFND 14 0 3,640 0
IONIS PHARMACEUTICALS Common Stock 462222100 39 965 SH   SOLE   965 0 0
IONIS PHARMACEUTICALS Common Stock 462222100 145 3,590 SH   DFND 5 0 3,590 0
IONIS PHARMACEUTICALS Common Stock 462222100 14 350 SH   DFND 12 0 350 0
IONIS PHARMACEUTICALS Common Stock 462222100 59 1,450 SH   DFND 1 0 1,450 0
IONIS PHARMACEUTICALS Common Stock 462222100 20 500 SH   DFND 15 0 500 0
IONIS PHARMACEUTICALS Common Stock 462222100 6 140 SH   DFND 16 0 140 0
IPG PHOTONICS Common Stock 44980X109 183 1,900 SH   SOLE   1,900 0 0
IPG PHOTONICS Common Stock 44980X109 1,181 12,291 SH   DFND 5 0 12,291 0
IPG PHOTONICS Common Stock 44980X109 86 900 SH   DFND 12 0 900 0
IPG PHOTONICS Common Stock 44980X109 67 700 SH   DFND 13 0 700 0
IPG PHOTONICS Common Stock 44980X109 38 400 SH   DFND 15 0 400 0
IPG PHOTONICS Common Stock 44980X109 154 1,600 SH   DFND 05 13 0 1,600 0
IPG PHOTONICS Common Stock 44980X109 96 1,000 SH   DFND 1 0 1,000 0
IPG PHOTONICS Common Stock 44980X109 38 400 SH   DFND 14 0 400 0
ISHARES MSCI USA MINIMUM VOLAT Common Stock 46429B697 361 8,212 SH   DFND 15 0 8,212 0
ISHARES S&P 500 Common Stock 464287200 27 132 SH   SOLE   132 0 0
ISHARES S&P 500 Common Stock 464287200 1,033 5,000 SH   DFND 13 0 5,000 0
JOHNSON & JOHNSON Common Stock 478160104 929 8,587 SH   SOLE   8,587 0 0
JOHNSON & JOHNSON Common Stock 478160104 799 7,380 SH   DFND 13 0 7,380 0
JOHNSON & JOHNSON Common Stock 478160104 94 870 SH   DFND 9 0 870 0
JOHNSON & JOHNSON Common Stock 478160104 5,590 51,665 SH   DFND 5 0 51,665 0
JOHNSON & JOHNSON Common Stock 478160104 2,725 25,182 SH   DFND 1 0 25,182 0
JOHNSON & JOHNSON Common Stock 478160104 971 8,975 SH   DFND 12 0 8,975 0
JOHNSON & JOHNSON Common Stock 478160104 216 2,000 SH   DFND 15 0 2,000 0
JOHNSON & JOHNSON Common Stock 478160104 472 4,360 SH   DFND 16 0 4,360 0
JOHNSON & JOHNSON Common Stock 478160104 233 2,155 SH   DFND 14 0 2,155 0
JOHNSON & JOHNSON Common Stock 478160104 920 8,500 SH   DFND 05 13 0 8,500 0
JOHNSON & JOHNSON Common Stock 478160104 11 105 SH   DFND 6 0 105 0
JOHNSON CONTROLS Common Stock 478366107 234 6,000 SH   SOLE   6,000 0 0
JOHNSON CONTROLS Common Stock 478366107 1,677 43,040 SH   DFND 5 0 43,040 0
JOHNSON CONTROLS Common Stock 478366107 419 10,755 SH   DFND 1 0 10,755 0
JOHNSON CONTROLS Common Stock 478366107 242 6,220 SH   DFND 13 0 6,220 0
JOHNSON CONTROLS Common Stock 478366107 144 3,700 SH   DFND 12 0 3,700 0
JOHNSON CONTROLS Common Stock 478366107 31 800 SH   DFND 15 0 800 0
JOHNSON CONTROLS Common Stock 478366107 6 150 SH   DFND 16 0 150 0
JOHNSON CONTROLS Common Stock 478366107 292 7,500 SH   DFND 05 13 0 7,500 0
JOHNSON CONTROLS Common Stock 478366107 4 100 SH   DFND 6 0 100 0
JOHNSON CONTROLS Common Stock 478366107 39 1,000 SH   DFND 14 0 1,000 0
JPMORGAN CHASE Common Stock 46625h100 242 4,090 SH   DFND 1 0 4,090 0
JPMORGAN CHASE Common Stock 46625h100 17 290 SH   DFND 13 0 290 0
KIMBERLY CLARK Common Stock 494368103 50 375 SH   DFND 16 0 375 0
KIMBERLY CLARK Common Stock 494368103 27 200 SH   DFND 5 0 200 0
KIMBERLY CLARK Common Stock 494368103 336 2,500 SH   DFND 1 0 2,500 0
MASTERCARD Common Stock 57636q104 520 5,505 SH   SOLE   5,505 0 0
MASTERCARD Common Stock 57636q104 479 5,070 SH   DFND 13 0 5,070 0
MASTERCARD Common Stock 57636q104 72 765 SH   DFND 9 0 765 0
MASTERCARD Common Stock 57636q104 2,829 29,940 SH   DFND 5 0 29,940 0
MASTERCARD Common Stock 57636q104 1,493 15,800 SH   DFND 1 0 15,800 0
MASTERCARD Common Stock 57636q104 369 3,900 SH   DFND 12 0 3,900 0
MASTERCARD Common Stock 57636q104 17 175 SH   DFND 6 0 175 0
MASTERCARD Common Stock 57636q104 285 3,016 SH   DFND 16 0 3,016 0
MASTERCARD Common Stock 57636q104 38 400 SH   DFND 15 0 400 0
MASTERCARD Common Stock 57636q104 73 770 SH   DFND 14 0 770 0
MASTERCARD Common Stock 57636q104 331 3,500 SH   DFND 05 13 0 3,500 0
MEDTRONIC Common Stock G5960L103 37 491 SH   SOLE   491 0 0
MEDTRONIC Common Stock G5960L103 25 334 SH   DFND 12 0 334 0
MEDTRONIC Common Stock G5960L103 120 1,595 SH   DFND 1 0 1,595 0
MEDTRONIC Common Stock G5960L103 48 643 SH   DFND 13 0 643 0
MEDTRONIC Common Stock G5960L103 328 4,375 SH   DFND 5 0 4,375 0
MERCK Common Stock 58933Y105 79 1,500 SH   SOLE   1,500 0 0
MERCK Common Stock 58933Y105 481 9,100 SH   DFND 1 0 9,100 0
MERCK Common Stock 58933Y105 61 1,150 SH   DFND 5 0 1,150 0
MERCK Common Stock 58933Y105 1 10 SH   DFND 13 0 10 0
MERCK Common Stock 58933Y105 53 1,000 SH   DFND 12 0 1,000 0
MICROSOFT CORP Common Stock 594918104 228 4,125 SH   SOLE   4,125 0 0
MICROSOFT CORP Common Stock 594918104 181 3,280 SH   DFND 9 0 3,280 0
MICROSOFT CORP Common Stock 594918104 2,035 36,850 SH   DFND 5 0 36,850 0
MICROSOFT CORP Common Stock 594918104 897 16,243 SH   DFND 1 0 16,243 0
MICROSOFT CORP Common Stock 594918104 171 3,100 SH   DFND 13 0 3,100 0
MICROSOFT CORP Common Stock 594918104 304 5,500 SH   DFND 12 0 5,500 0
MICROSOFT CORP Common Stock 594918104 33 600 SH   DFND 15 0 600 0
MICROSOFT CORP Common Stock 594918104 15 275 SH   DFND 16 0 275 0
MICROSOFT CORP Common Stock 594918104 188 3,400 SH   DFND 14 0 3,400 0
MONSANTO Common Stock 61166W101 102 1,160 SH   SOLE   1,160 0 0
MONSANTO Common Stock 61166W101 9 100 SH   DFND 9 0 100 0
MONSANTO Common Stock 61166W101 259 2,955 SH   DFND 5 0 2,955 0
MONSANTO Common Stock 61166W101 349 3,975 SH   DFND 1 0 3,975 0
MONSANTO Common Stock 61166W101 87 990 SH   DFND 13 0 990 0
MONSANTO Common Stock 61166W101 140 1,600 SH   DFND 16 0 1,600 0
MONSANTO Common Stock 61166W101 57 650 SH   DFND 12 0 650 0
NESTLE SA ADR Common Stock 641069406 571 7,656 SH   SOLE   7,656 0 0
NESTLE SA ADR Common Stock 641069406 135 1,811 SH   DFND 9 0 1,811 0
NESTLE SA ADR Common Stock 641069406 3,188 42,728 SH   DFND 5 0 42,728 0
NESTLE SA ADR Common Stock 641069406 1,488 19,940 SH   DFND 1 0 19,940 0
NESTLE SA ADR Common Stock 641069406 505 6,775 SH   DFND 13 0 6,775 0
NESTLE SA ADR Common Stock 641069406 582 7,800 SH   DFND 12 0 7,800 0
NESTLE SA ADR Common Stock 641069406 28 380 SH   DFND 6 0 380 0
NESTLE SA ADR Common Stock 641069406 249 3,333 SH   DFND 16 0 3,333 0
NESTLE SA ADR Common Stock 641069406 37 500 SH   DFND 15 0 500 0
NESTLE SA ADR Common Stock 641069406 51 680 SH   DFND 14 0 680 0
NESTLE SA ADR Common Stock 641069406 522 7,000 SH   DFND 05 13 0 7,000 0
NORFOLK SOUTHERN Common Stock 655844108 12 150 SH   SOLE   150 0 0
NORFOLK SOUTHERN Common Stock 655844108 50 600 SH   DFND 13 0 600 0
NORFOLK SOUTHERN Common Stock 655844108 75 900 SH   DFND 1 0 900 0
NORFOLK SOUTHERN Common Stock 655844108 499 6,000 SH   DFND 05 13 0 6,000 0
NORFOLK SOUTHERN Common Stock 655844108 76 910 SH   DFND 5 0 910 0
NOVARTIS AG ADR Common Stock 66987V109 476 6,575 SH   SOLE   6,575 0 0
NOVARTIS AG ADR Common Stock 66987V109 473 6,535 SH   DFND 13 0 6,535 0
NOVARTIS AG ADR Common Stock 66987V109 116 1,595 SH   DFND 9 0 1,595 0
NOVARTIS AG ADR Common Stock 66987V109 2,792 38,540 SH   DFND 5 0 38,540 0
NOVARTIS AG ADR Common Stock 66987V109 1,203 16,609 SH   DFND 1 0 16,609 0
NOVARTIS AG ADR Common Stock 66987V109 391 5,400 SH   DFND 12 0 5,400 0
NOVARTIS AG ADR Common Stock 66987V109 177 2,450 SH   DFND 15 0 2,450 0
NOVARTIS AG ADR Common Stock 66987V109 271 3,738 SH   DFND 16 0 3,738 0
NOVARTIS AG ADR Common Stock 66987V109 57 780 SH   DFND 14 0 780 0
NOVARTIS AG ADR Common Stock 66987V109 435 6,000 SH   DFND 05 13 0 6,000 0
NOVARTIS AG ADR Common Stock 66987V109 7 100 SH   DFND 6 0 100 0
NOVO NORDISK A S ADR Common Stock 670100205 196 3,615 SH   SOLE   3,615 0 0
NOVO NORDISK A S ADR Common Stock 670100205 6 110 SH   DFND 13 0 110 0
NOVO NORDISK A S ADR Common Stock 670100205 100 1,850 SH   DFND 16 0 1,850 0
NOVO NORDISK A S ADR Common Stock 670100205 33 600 SH   DFND 1 0 600 0
NOVOZYMES A S DKK 2.0 Common Stock B798FW902 374 8,325 SH   SOLE   8,325 0 0
NOVOZYMES A S DKK 2.0 Common Stock B798FW902 271 6,020 SH   DFND 13 0 6,020 0
NOVOZYMES A S DKK 2.0 Common Stock B798FW902 46 1,013 SH   DFND 9 0 1,013 0
NOVOZYMES A S DKK 2.0 Common Stock B798FW902 2,814 62,600 SH   DFND 5 0 62,600 0
NOVOZYMES A S DKK 2.0 Common Stock B798FW902 1,142 25,405 SH   DFND 1 0 25,405 0
NOVOZYMES A S DKK 2.0 Common Stock B798FW902 382 8,500 SH   DFND 12 0 8,500 0
NOVOZYMES A S DKK 2.0 Common Stock B798FW902 176 3,925 SH   DFND 16 0 3,925 0
NOVOZYMES A S DKK 2.0 Common Stock B798FW902 18 400 SH   DFND 15 0 400 0
NOVOZYMES A S DKK 2.0 Common Stock B798FW902 33 730 SH   DFND 14 0 730 0
NOVOZYMES A S DKK 2.0 Common Stock B798FW902 517 11,500 SH   DFND 05 13 0 11,500 0
NOVOZYMES A S DKK 2.0 Common Stock B798FW902 9 200 SH   DFND 6 0 200 0
NXP SEMICONDUCTORS Common Stock N6596X109 57 700 SH   SOLE   700 0 0
NXP SEMICONDUCTORS Common Stock N6596X109 1,271 15,680 SH   DFND 5 0 15,680 0
NXP SEMICONDUCTORS Common Stock N6596X109 202 2,489 SH   DFND 1 0 2,489 0
NXP SEMICONDUCTORS Common Stock N6596X109 81 1,000 SH   DFND 12 0 1,000 0
NXP SEMICONDUCTORS Common Stock N6596X109 284 3,500 SH   DFND 05 13 0 3,500 0
ORACLE Common Stock 68389x105 278 6,795 SH   SOLE   6,795 0 0
ORACLE Common Stock 68389x105 83 2,030 SH   DFND 9 0 2,030 0
ORACLE Common Stock 68389x105 2,635 64,405 SH   DFND 5 0 64,405 0
ORACLE Common Stock 68389x105 611 14,945 SH   DFND 1 0 14,945 0
ORACLE Common Stock 68389x105 228 5,565 SH   DFND 13 0 5,565 0
ORACLE Common Stock 68389x105 143 3,500 SH   DFND 12 0 3,500 0
ORACLE Common Stock 68389x105 218 5,320 SH   DFND 16 0 5,320 0
ORACLE Common Stock 68389x105 37 900 SH   DFND 15 0 900 0
ORACLE Common Stock 68389x105 409 10,000 SH   DFND 05 13 0 10,000 0
ORACLE Common Stock 68389x105 10 250 SH   DFND 6 0 250 0
PEPSICO Common Stock 713448108 244 2,385 SH   SOLE   2,385 0 0
PEPSICO Common Stock 713448108 336 3,275 SH   DFND 13 0 3,275 0
PEPSICO Common Stock 713448108 1,884 18,380 SH   DFND 5 0 18,380 0
PEPSICO Common Stock 713448108 1,946 18,990 SH   DFND 1 0 18,990 0
PEPSICO Common Stock 713448108 20 200 SH   DFND 6 0 200 0
PEPSICO Common Stock 713448108 352 3,430 SH   DFND 16 0 3,430 0
PEPSICO Common Stock 713448108 20 200 SH   DFND 15 0 200 0
PEPSICO Common Stock 713448108 82 800 SH   DFND 12 0 800 0
PEPSICO Common Stock 713448108 359 3,500 SH   DFND 05 13 0 3,500 0
PEPSICO Common Stock 713448108 89 870 SH   DFND 14 0 870 0
PERRIGO CO Common Stock G97822103 210 1,645 SH   SOLE   1,645 0 0
PERRIGO CO Common Stock G97822103 929 7,260 SH   DFND 5 0 7,260 0
PERRIGO CO Common Stock G97822103 227 1,775 SH   DFND 1 0 1,775 0
PERRIGO CO Common Stock G97822103 99 775 SH   DFND 13 0 775 0
PERRIGO CO Common Stock G97822103 19 150 SH   DFND 16 0 150 0
PERRIGO CO Common Stock G97822103 57 445 SH   DFND 14 0 445 0
PERRIGO CO Common Stock G97822103 64 500 SH   DFND 12 0 500 0
PERRIGO CO Common Stock G97822103 128 1,000 SH   DFND 05 13 0 1,000 0
PFIZER Common Stock 717081103 43 1,450 SH   SOLE   1,450 0 0
PFIZER Common Stock 717081103 279 9,411 SH   DFND 1 0 9,411 0
PHILLIPS 66 Common Stock 718546104 48 559 SH   SOLE   559 0 0
PHILLIPS 66 Common Stock 718546104 26 302 SH   DFND 13 0 302 0
PHILLIPS 66 Common Stock 718546104 238 2,750 SH   DFND 05 13 0 2,750 0
PNC FINCL SERVICES Common Stock 693475105 254 3,000 SH   DFND 1 0 3,000 0
PORTLAND GENL Common Stock 736508847 49 1,240 SH   SOLE   1,240 0 0
PORTLAND GENL Common Stock 736508847 99 2,500 SH   DFND 1 0 2,500 0
PORTLAND GENL Common Stock 736508847 113 2,850 SH   DFND 13 0 2,850 0
PORTLAND GENL Common Stock 736508847 355 9,000 SH   DFND 5 0 9,000 0
PROCTER & GAMBLE Common Stock 742718109 755 9,176 SH   SOLE   9,176 0 0
PROCTER & GAMBLE Common Stock 742718109 816 9,919 SH   DFND 13 0 9,919 0
PROCTER & GAMBLE Common Stock 742718109 196 2,385 SH   DFND 9 0 2,385 0
PROCTER & GAMBLE Common Stock 742718109 3,367 40,902 SH   DFND 5 0 40,902 0
PROCTER & GAMBLE Common Stock 742718109 1,758 21,355 SH   DFND 1 0 21,355 0
PROCTER & GAMBLE Common Stock 742718109 708 8,600 SH   DFND 12 0 8,600 0
PROCTER & GAMBLE Common Stock 742718109 14 175 SH   DFND 6 0 175 0
PROCTER & GAMBLE Common Stock 742718109 177 2,150 SH   DFND 15 0 2,150 0
PROCTER & GAMBLE Common Stock 742718109 480 5,837 SH   DFND 16 0 5,837 0
PROCTER & GAMBLE Common Stock 742718109 80 970 SH   DFND 14 0 970 0
PROCTER & GAMBLE Common Stock 742718109 494 6,000 SH   DFND 05 13 0 6,000 0
QUALCOMM Common Stock 747525103 149 2,910 SH   SOLE   2,910 0 0
QUALCOMM Common Stock 747525103 10 200 SH   DFND 9 0 200 0
QUALCOMM Common Stock 747525103 1,603 31,345 SH   DFND 5 0 31,345 0
QUALCOMM Common Stock 747525103 423 8,265 SH   DFND 1 0 8,265 0
QUALCOMM Common Stock 747525103 299 5,850 SH   DFND 13 0 5,850 0
QUALCOMM Common Stock 747525103 138 2,700 SH   DFND 12 0 2,700 0
QUALCOMM Common Stock 747525103 3 50 SH   DFND 6 0 50 0
QUALCOMM Common Stock 747525103 31 600 SH   DFND 15 0 600 0
QUALCOMM Common Stock 747525103 74 1,450 SH   DFND 14 0 1,450 0
QUALCOMM Common Stock 747525103 209 4,079 SH   DFND 16 0 4,079 0
QUALCOMM Common Stock 747525103 281 5,500 SH   DFND 05 13 0 5,500 0
ROCHE HLDG LTD ADR Common Stock 771195104 176 5,735 SH   SOLE   5,735 0 0
ROCHE HLDG LTD ADR Common Stock 771195104 1,925 62,840 SH   DFND 5 0 62,840 0
ROCHE HLDG LTD ADR Common Stock 771195104 129 4,220 SH   DFND 13 0 4,220 0
ROCHE HLDG LTD ADR Common Stock 771195104 168 5,500 SH   DFND 12 0 5,500 0
ROCHE HLDG LTD ADR Common Stock 771195104 344 11,230 SH   DFND 1 0 11,230 0
ROCHE HLDG LTD ADR Common Stock 771195104 26 838 SH   DFND 16 0 838 0
ROCHE HLDG LTD ADR Common Stock 771195104 46 1,500 SH   DFND 15 0 1,500 0
ROCHE HLDG LTD ADR Common Stock 771195104 48 1,575 SH   DFND 14 0 1,575 0
ROCKWELL AUTOMATION Common Stock 773903109 291 2,559 SH   SOLE   2,559 0 0
ROCKWELL AUTOMATION Common Stock 773903109 89 783 SH   DFND 9 0 783 0
ROCKWELL AUTOMATION Common Stock 773903109 1,866 16,405 SH   DFND 5 0 16,405 0
ROCKWELL AUTOMATION Common Stock 773903109 867 7,620 SH   DFND 1 0 7,620 0
ROCKWELL AUTOMATION Common Stock 773903109 85 750 SH   DFND 12 0 750 0
ROCKWELL AUTOMATION Common Stock 773903109 40 350 SH   DFND 6 0 350 0
ROCKWELL AUTOMATION Common Stock 773903109 198 1,745 SH   DFND 13 0 1,745 0
ROCKWELL AUTOMATION Common Stock 773903109 23 200 SH   DFND 15 0 200 0
ROCKWELL AUTOMATION Common Stock 773903109 74 650 SH   DFND 14 0 650 0
ROCKWELL AUTOMATION Common Stock 773903109 127 1,120 SH   DFND 16 0 1,120 0
ROCKWELL AUTOMATION Common Stock 773903109 227 2,000 SH   DFND 05 13 0 2,000 0
S P D R TRUST SER 1 Common Stock 78462F103 197 960 SH   DFND 12 0 960 0
S P D R TRUST SER 1 Common Stock 78462F103 1,156 5,625 SH   DFND 5 0 5,625 0
SCHLUMBERGER Common Stock 806857108 250 3,392 SH   SOLE   3,392 0 0
SCHLUMBERGER Common Stock 806857108 223 3,030 SH   DFND 13 0 3,030 0
SCHLUMBERGER Common Stock 806857108 128 1,740 SH   DFND 9 0 1,740 0
SCHLUMBERGER Common Stock 806857108 1,902 25,794 SH   DFND 5 0 25,794 0
SCHLUMBERGER Common Stock 806857108 774 10,495 SH   DFND 1 0 10,495 0
SCHLUMBERGER Common Stock 806857108 105 1,420 SH   DFND 16 0 1,420 0
SCHLUMBERGER Common Stock 806857108 26 350 SH   DFND 15 0 350 0
SCHLUMBERGER Common Stock 806857108 35 480 SH   DFND 14 0 480 0
SCHLUMBERGER Common Stock 806857108 74 1,000 SH   DFND 12 0 1,000 0
SCHLUMBERGER Common Stock 806857108 258 3,500 SH   DFND 05 13 0 3,500 0
SCHLUMBERGER Common Stock 806857108 6 75 SH   DFND 6 0 75 0
SMUCKER J M Common Stock 832696405 149 1,145 SH   SOLE   1,145 0 0
SMUCKER J M Common Stock 832696405 222 1,710 SH   DFND 13 0 1,710 0
SMUCKER J M Common Stock 832696405 3 20 SH   DFND 1 0 20 0
SMUCKER J M Common Stock 832696405 52 400 SH   DFND 16 0 400 0
SMUCKER J M Common Stock 832696405 91 700 SH   DFND 12 0 700 0
SNAP ON Common Stock 833034101 314 2,000 SH   DFND 12 0 2,000 0
SPDR UTILITIES SELECT SECTOR F Common Stock 81369y886 513 10,331 SH   DFND 15 0 10,331 0
STATE STREET Common Stock 857477103 193 3,300 SH   SOLE   3,300 0 0
STATE STREET Common Stock 857477103 93 1,595 SH   DFND 13 0 1,595 0
STATE STREET Common Stock 857477103 630 10,764 SH   DFND 1 0 10,764 0
STATE STREET Common Stock 857477103 158 2,700 SH   DFND 16 0 2,700 0
STRYKER CORP Common Stock 863667101 215 2,000 SH   DFND 13 0 2,000 0
STRYKER CORP Common Stock 863667101 268 2,500 SH   DFND 1 0 2,500 0
SYSCO Common Stock 871829107 514 11,000 SH   DFND 12 0 11,000 0
SYSCO Common Stock 871829107 369 7,900 SH   DFND 1 0 7,900 0
SYSCO Common Stock 871829107 65 1,400 SH   DFND 13 0 1,400 0
TARGET CORP Common Stock 87612E106 245 2,979 SH   SOLE   2,979 0 0
TARGET CORP Common Stock 87612E106 167 2,030 SH   DFND 9 0 2,030 0
TARGET CORP Common Stock 87612E106 1,241 15,084 SH   DFND 5 0 15,084 0
TARGET CORP Common Stock 87612E106 500 6,075 SH   DFND 1 0 6,075 0
TARGET CORP Common Stock 87612E106 95 1,150 SH   DFND 12 0 1,150 0
TARGET CORP Common Stock 87612E106 187 2,275 SH   DFND 13 0 2,275 0
TARGET CORP Common Stock 87612E106 49 600 SH   DFND 15 0 600 0
TARGET CORP Common Stock 87612E106 6 75 SH   DFND 14 0 75 0
TARGET CORP Common Stock 87612E106 1 10 SH   DFND 16 0 10 0
TARGET CORP Common Stock 87612E106 6 75 SH   DFND 6 0 75 0
UNILEVER PLC NEW ADR Common Stock 904767704 101 2,230 SH   SOLE   2,230 0 0
UNILEVER PLC NEW ADR Common Stock 904767704 103 2,290 SH   DFND 9 0 2,290 0
UNILEVER PLC NEW ADR Common Stock 904767704 1,293 28,625 SH   DFND 5 0 28,625 0
UNILEVER PLC NEW ADR Common Stock 904767704 357 7,900 SH   DFND 1 0 7,900 0
UNILEVER PLC NEW ADR Common Stock 904767704 111 2,455 SH   DFND 13 0 2,455 0
UNILEVER PLC NEW ADR Common Stock 904767704 131 2,900 SH   DFND 12 0 2,900 0
UNILEVER PLC NEW ADR Common Stock 904767704 47 1,050 SH   DFND 16 0 1,050 0
UNILEVER PLC NEW ADR Common Stock 904767704 20 450 SH   DFND 15 0 450 0
UNILEVER PLC NEW ADR Common Stock 904767704 47 1,035 SH   DFND 14 0 1,035 0
UNILEVER PLC NEW ADR Common Stock 904767704 45 1,000 SH   DFND 05 13 0 1,000 0
UNILEVER PLC NEW ADR Common Stock 904767704 3 75 SH   DFND 6 0 75 0
UNION PACIFIC Common Stock 907818108 85 1,064 SH   SOLE   1,064 0 0
UNION PACIFIC Common Stock 907818108 64 800 SH   DFND 5 0 800 0
UNION PACIFIC Common Stock 907818108 28 350 SH   DFND 13 0 350 0
UNION PACIFIC Common Stock 907818108 226 2,840 SH   DFND 1 0 2,840 0
UNITED TECHNOLOGIES Common Stock 913017109 325 3,248 SH   SOLE   3,248 0 0
UNITED TECHNOLOGIES Common Stock 913017109 415 4,145 SH   DFND 13 0 4,145 0
UNITED TECHNOLOGIES Common Stock 913017109 101 1,013 SH   DFND 9 0 1,013 0
UNITED TECHNOLOGIES Common Stock 913017109 2,243 22,410 SH   DFND 5 0 22,410 0
UNITED TECHNOLOGIES Common Stock 913017109 1,191 11,898 SH   DFND 1 0 11,898 0
UNITED TECHNOLOGIES Common Stock 913017109 140 1,400 SH   DFND 12 0 1,400 0
UNITED TECHNOLOGIES Common Stock 913017109 165 1,650 SH   DFND 16 0 1,650 0
UNITED TECHNOLOGIES Common Stock 913017109 30 300 SH   DFND 15 0 300 0
UNITED TECHNOLOGIES Common Stock 913017109 57 565 SH   DFND 14 0 565 0
UNITED TECHNOLOGIES Common Stock 913017109 8 75 SH   DFND 6 0 75 0
US BANCORP Common Stock 902973304 326 8,037 SH   DFND 1 0 8,037 0
US BANCORP Common Stock 902973304 32 800 SH   DFND 5 0 800 0
WAL-MART STORES Common Stock 931142103 75 1,100 SH   DFND 12 0 1,100 0
WAL-MART STORES Common Stock 931142103 240 3,500 SH   DFND 1 0 3,500 0
WAL-MART STORES Common Stock 931142103 68 1,000 SH   DFND 13 0 1,000 0
WAL-MART STORES Common Stock 931142103 164 2,400 SH   DFND 14 0 2,400 0
WAL-MART STORES Common Stock 931142103 681 9,950 SH   DFND 5 0 9,950 0
WALGREEN BOOTS ALLIANCE INC Common Stock 931427108 34 400 SH   DFND 13 0 400 0
WALGREEN BOOTS ALLIANCE INC Common Stock 931427108 225 2,666 SH   DFND 5 0 2,666 0
WALGREEN BOOTS ALLIANCE INC Common Stock 931427108 531 6,300 SH   DFND 1 0 6,300 0
WALGREEN BOOTS ALLIANCE INC Common Stock 931427108 91 1,080 SH   DFND 14 0 1,080 0
WELLS FARGO Common Stock 949746101 114 2,350 SH   DFND 1 0 2,350 0
WELLS FARGO Common Stock 949746101 387 8,000 SH   DFND 12 0 8,000 0
XILINX Common Stock 983919101 229 4,833 SH   SOLE   4,833 0 0
XILINX Common Stock 983919101 1,982 41,780 SH   DFND 5 0 41,780 0
XILINX Common Stock 983919101 289 6,085 SH   DFND 13 0 6,085 0
XILINX Common Stock 983919101 157 3,300 SH   DFND 12 0 3,300 0
XILINX Common Stock 983919101 410 8,650 SH   DFND 1 0 8,650 0
XILINX Common Stock 983919101 22 465 SH   DFND 16 0 465 0
XILINX Common Stock 983919101 24 500 SH   DFND 15 0 500 0
XILINX Common Stock 983919101 5 100 SH   DFND 6 0 100 0
XILINX Common Stock 983919101 57 1,200 SH   DFND 14 0 1,200 0
XYLEM INC Common Stock 98419M100 67 1,640 SH   SOLE   1,640 0 0
XYLEM INC Common Stock 98419M100 88 2,140 SH   DFND 9 0 2,140 0
XYLEM INC Common Stock 98419M100 667 16,310 SH   DFND 5 0 16,310 0
XYLEM INC Common Stock 98419M100 153 3,750 SH   DFND 13 0 3,750 0
XYLEM INC Common Stock 98419M100 90 2,200 SH   DFND 12 0 2,200 0
XYLEM INC Common Stock 98419M100 84 2,065 SH   DFND 1 0 2,065 0
XYLEM INC Common Stock 98419M100 29 720 SH   DFND 16 0 720 0
XYLEM INC Common Stock 98419M100 8 200 SH   DFND 14 0 200 0
GABELLI UTILITES FUND CLASS A Equity Mutual Fu 36240E202 1,330 138,714 SH   DFND 1 0 138,714 0