<DOCUMENT>
<TYPE>8-K/A
<SEQUENCE>1
<FILENAME>form8_ka42705.txt
<DESCRIPTION>FORM 8-K/A
<TEXT>
                                  UNITED STATES
                       SECURITIES AND EXCHANGE COMMISSION
                             WASHINGTON, D.C. 20549

                                   FORM 8-K/A

                                 CURRENT REPORT

                       PURSUANT TO SECTION 13 OR 15(D) OF
                       THE SECURITIES EXCHANGE ACT OF 1934

         Date of Report (Date of earliest event reported): April 1, 2005

                                BCB BANCORP, INC.
               (Exact Name of Registrant as Specified in Charter)

            New Jersey                    0-50275               26-0065262
-----------------------------         ----------------        -------------
(State or Other Jurisdiction)       (Commission File No.)    (I.R.S. Employer
      of Incorporation)                                      Identification No.)


104-110 Avenue C, Bayonne, New Jersey                            07002
--------------------------------------                       -------------
(Address of Principal Executive Offices)                      (Zip Code)

Registrant's telephone number, including area code:  (201) 823-0700
                                                     --------------


                                 Not Applicable
                                ---------------
          (Former name or former address, if changed since last report)


Check  the  appropriate  box  below  if the  Form  8-K  filing  is  intended  to
simultaneously  satisfy the filing obligation of the registrant under any of the
following provisions (see General Instruction A.2. below):

[  ] Written communications  pursuant to Rule 425 under the Securities Act (17
     CFR 230.425)

[  ] Soliciting  material  pursuant to Rule 14a-12 under the Exchange Act (17
     CFR 240.14a-12)

[  ] Pre-commencement  communications  pursuant  to Rule  14d-2(b)  under the
     Exchange Act (17 CFR 240.14d-2(b))

[  ] Pre-commencement  communications  pursuant  to Rule  13e-4(c)  under the
     Exchange Act (17 CFR 240.13e-4(c))


<PAGE>


Item 4.01   Changes in Registrant's Certifying Accountant.
            ---------------------------------------------

     On April 1, 2005,  Radics & Co. LLC,  ("Radics")  merged with Beard  Miller
Company LLP ("Beard  Miller")  to become the Pine  Brook,  New Jersey  office of
Beard Miller.  As a result,  on April 1, 2005,  Radics  resigned as  independent
auditors of the Company.  On April 1, 2005, the Company  engaged Beard Miller as
its successor  independent audit firm. The Company's  engagement of Beard Miller
has been approved by the Company's Audit Committee.

     The  reports  of Radics on the  consolidated  financial  statements  of the
Company as of and for the fiscal years ended December 31, 2004, and December 31,
2003,  contained  no adverse  opinion  or  disclaimer  of  opinion  and were not
qualified or modified as to uncertainty, audit scope, or accounting principles.

     During the years ended December 31, 2004 and 2003,  and in connection  with
the audit of the Company's financial statements for such periods, as well as the
interim  period  subsequent to the most recent fiscal year end and through until
the date of Radics' resignation, there were no disagreements between the Company
and  Radics on any  matter of  accounting  principles  or  practices,  financial
statement disclosure, or auditing scope or procedure,  which, if not resolved to
the  satisfaction of Radics,  would have caused Radics to make reference to such
matter  in  connection  with  its  audit  reports  on  the  Company's  financial
statements.

     The Company has  provided  Radics with a copy of the above  disclosures  in
response to Item 304(a) of Regulation S-K in conjunction with the filing of this
Form 8-K.  The Company  requested  that  Radics  deliver to the Company a letter
addressed to the Securities and Exchange  Commission  stating  whether it agrees
with the statements made by the Company in response to Item 304(a) of Regulation
S-K,  and if not,  stating the  respects  in which it does not agree.  A copy of
Radics letter is filed as Exhibit 16 hereto.

Item 9.01   Financial Statements and Exhibits
            ---------------------------------

(a)  Financial Statements of businesses acquired. Not Applicable.

(b)  Pro forma financial information. Not Applicable.

(c)  Exhibits.

            The following Exhibit is attached as part of this report:

                        (16) Letter of Radics & Co., LLC


<PAGE>


                                   SIGNATURES

     Pursuant to the  requirements  of the Securities  Exchange Act of 1934, the
registrant  has duly  caused  this  report  to be  signed  on its  behalf by the
undersigned, hereunto duly authorized.

                                          BCB BANCORP, INC.


DATE: April 27, 2005                  By: /s/ Donald Mindiak
                                          --------------------------------------
                                          Donald Mindiak
                                          President and Chief Executive Officer


<PAGE>


                                  EXHIBIT INDEX

         Exhibit No.               Description
         -----------               -----------

         (16)                      Letter of Radics & Co., LLC


</TEXT>
</DOCUMENT>