The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
SPDR DOW JONES INDL AVRG ETF UT SER 1 78467X109 467 2,610 SH   SOLE   0 0 2,610
ISHARES MSCI JAPAN ETF 464286848 173 15,015 SH   SOLE   0 0 15,015
ISHARES TR CORE S&P MCP ETF 464287507 6,940 46,456 SH   SOLE   0 0 46,456
ISHARES TR S&P MC 400VL ETF 464287705 6,211 48,503 SH   SOLE   0 0 48,503
ISHARES TR S&P MC 400GR ETF 464287606 4,126 24,401 SH   SOLE   0 0 24,401
ISHARES TR CORE S&P SCP ETF 464287804 10,497 90,325 SH   SOLE   0 0 90,325
ISHARES TR SP SMCP600GR ETF 464287887 434 3,378 SH   SOLE   0 0 3,378
ISHARES TR S&P 500 VAL ETF 464287408 10,243 110,254 SH   SOLE   0 0 110,254
ISHARES TR CORE S&P500 ETF 464287200 10,482 49,796 SH   SOLE   0 0 49,796
ISHARES TR S&P 500 GRWT ETF 464287309 14,140 121,287 SH   SOLE   0 0 121,287
ISHARES TR RUS 1000 ETF 464287622 1,907 16,311 SH   SOLE   0 0 16,311
ISHARES TR RUS 1000 VAL ETF 464287598 5,438 52,680 SH   SOLE   0 0 52,680
ISHARES TR RUS 1000 GRW ETF 464287614 4,921 49,030 SH   SOLE   0 0 49,030
ISHARES TR RUSSELL 2000 ETF 464287655 1,615 14,043 SH   SOLE   0 0 14,043
ISHARES TR RUS 2000 VAL ETF 464287630 588 6,044 SH   SOLE   0 0 6,044
ISHARES TR RUSSELL 3000 ETF 464287689 219 1,770 SH   SOLE   0 0 1,770
ISHARES TR CORE US GRW ETF 464287671 262 3,210 SH   SOLE   0 0 3,210
ISHARES TR U.S. REAL ES ETF 464287739 1,384 16,796 SH   SOLE   0 0 16,796
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 220 808 SH   SOLE   0 0 808
SPDR S&P 500 ETF TR TR UNIT 78462F103 2,371 11,320 SH   SOLE   0 0 11,320
ADOBE SYS INC COM 00724F101 347 3,620 SH   SOLE   0 0 3,620
AMERICAN INTL GROUP INC COM NEW 026874784 515 9,733 SH   SOLE   0 0 9,733
AMAZON COM INC COM 023135106 1,730 2,418 SH   SOLE   0 0 2,418
BRISTOL MYERS SQUIBB CO COM 110122108 1,216 16,531 SH   SOLE   0 0 16,531
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 765 5,283 SH   SOLE   0 0 5,283
E M C CORP MASS COM 268648102 242 8,923 SH   SOLE   0 0 8,923
EMERSON ELEC CO COM 291011104 537 10,302 SH   SOLE   0 0 10,302
BOEING CO COM 097023105 819 6,308 SH   SOLE   0 0 6,308
REALTY INCOME CORP COM 756109104 202 2,907 SH   SOLE   0 0 2,907
TEVA PHARMACEUTICAL INDS LTD ADR 881624209 339 6,745 SH   SOLE   0 0 6,745
POWERSHARES QQQ TRUST UNIT SER 1 73935A104 1,504 13,987 SH   SOLE   0 0 13,987
AMGEN INC COM 031162100 1,081 7,104 SH   SOLE   0 0 7,104
ABBOTT LABS COM 002824100 712 18,102 SH   SOLE   0 0 18,102
BP PLC SPONSORED ADR 055622104 692 19,475 SH   SOLE   0 0 19,475
ALTRIA GROUP INC COM 02209S103 1,829 26,516 SH   SOLE   0 0 26,516
GLAXOSMITHKLINE PLC SPONSORED ADR 37733W105 398 9,187 SH   SOLE   0 0 9,187
INTEL CORP COM 458140100 1,617 49,295 SH   SOLE   0 0 49,295
ILLINOIS TOOL WKS INC COM 452308109 271 2,602 SH   SOLE   0 0 2,602
ISHARES TR RUS 2000 GRW ETF 464287648 1,501 10,941 SH   SOLE   0 0 10,941
NEWELL BRANDS INC COM 651229106 607 12,503 SH   SOLE   0 0 12,503
ORACLE CORP COM 68389X105 789 19,269 SH   SOLE   0 0 19,269
DU PONT E I DE NEMOURS & CO COM 263534109 585 9,034 SH   SOLE   0 0 9,034
QUALCOMM INC COM 747525103 617 11,520 SH   SOLE   0 0 11,520
DISNEY WALT CO COM DISNEY 254687106 1,733 17,718 SH   SOLE   0 0 17,718
HONEYWELL INTL INC COM 438516106 754 6,482 SH   SOLE   0 0 6,482
SYSCO CORP COM 871829107 247 4,875 SH   SOLE   0 0 4,875
US BANCORP DEL COM NEW 902973304 1,108 27,468 SH   SOLE   0 0 27,468
JOHNSON & JOHNSON COM 478160104 4,694 38,694 SH   SOLE   0 0 38,694
MEDTRONIC PLC SHS G5960L103 549 6,325 SH   SOLE   0 0 6,325
PFIZER INC COM 717081103 3,908 110,999 SH   SOLE   0 0 110,999
EXELON CORP COM 30161N101 453 12,458 SH   SOLE   0 0 12,458
LOWES COS INC COM 548661107 413 5,211 SH   SOLE   0 0 5,211
ISHARES TR MSCI EAFE ETF 464287465 6,031 108,048 SH   SOLE   0 0 108,048
CHEVRON CORP NEW COM 166764100 2,939 28,036 SH   SOLE   0 0 28,036
MOTOROLA SOLUTIONS INC COM NEW 620076307 306 4,642 SH   SOLE   0 0 4,642
MICROSOFT CORP COM 594918104 2,599 50,792 SH   SOLE   0 0 50,792
ISHARES MSCI PAC JP ETF 464286665 1,021 26,033 SH   SOLE   0 0 26,033
VODAFONE GROUP PLC NEW SPNSR ADR 92857W308 239 7,740 SH   SOLE   0 0 7,740
UNITED PARCEL SERVICE INC CL B 911312106 842 7,812 SH   SOLE   0 0 7,812
AT&T INC COM 00206R102 2,847 65,893 SH   SOLE   0 0 65,893
BB&T CORP COM 054937107 759 21,326 SH   SOLE   0 0 21,326
CITIGROUP INC COM NEW 172967424 351 8,285 SH   SOLE   0 0 8,285
CISCO SYS INC COM 17275R102 925 32,234 SH   SOLE   0 0 32,234
INTERNATIONAL BUSINESS MACHS COM 459200101 1,474 9,715 SH   SOLE   0 0 9,715
COCA COLA CO COM 191216100 1,525 33,644 SH   SOLE   0 0 33,644
LOCKHEED MARTIN CORP COM 539830109 1,211 4,880 SH   SOLE   0 0 4,880
PEPSICO INC COM 713448108 28,480 268,834 SH   SOLE   0 0 268,834
STRYKER CORP COM 863667101 770 6,427 SH   SOLE   0 0 6,427
TYCO INTL PLC SHS G91442106 324 7,604 SH   SOLE   0 0 7,604
VERIZON COMMUNICATIONS INC COM 92343V104 1,619 28,997 SH   SOLE   0 0 28,997
ISHARES TR RUS MDCP VAL ETF 464287473 272 3,663 SH   SOLE   0 0 3,663
ISHARES TR U.S. ENERGY ETF 464287796 252 6,570 SH   SOLE   0 0 6,570
SELECT SECTOR SPDR TR SBI INT-ENERGY 81369Y506 602 8,818 SH   SOLE   0 0 8,818
SELECT SECTOR SPDR TR SBI INT-INDS 81369Y704 445 7,936 SH   SOLE   0 0 7,936
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 654 15,090 SH   SOLE   0 0 15,090
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 1,043 14,539 SH   SOLE   0 0 14,539
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407 1,265 16,205 SH   SOLE   0 0 16,205
ISHARES TR NA NAT RES 464287374 230 6,920 SH   SOLE   0 0 6,920
ISHARES MSCI MALAYSI ETF 464286830 178 21,504 SH   SOLE   0 0 21,504
ISHARES MSCI TAIWAN ETF 464286731 191 13,624 SH   SOLE   0 0 13,624
ISHARES MSCI BRZ CAP ETF 464286400 452 14,995 SH   SOLE   0 0 14,995
ISHARES MSCI STH KOR ETF 464286772 846 16,244 SH   SOLE   0 0 16,244
TIME WARNER INC COM NEW 887317303 424 5,770 SH   SOLE   0 0 5,770
VANGUARD SPECIALIZED PORTFOL DIV APP ETF 921908844 5,128 61,600 SH   SOLE   0 0 61,600
SCHWAB CHARLES CORP NEW COM 808513105 276 10,912 SH   SOLE   0 0 10,912
WALGREENS BOOTS ALLIANCE INC COM 931427108 1,345 16,147 SH   SOLE   0 0 16,147
DEERE & CO COM 244199105 218 2,693 SH   SOLE   0 0 2,693
BANK AMER CORP COM 060505104 501 37,741 SH   SOLE   0 0 37,741
STARBUCKS CORP COM 855244109 918 16,076 SH   SOLE   0 0 16,076
AUTOMATIC DATA PROCESSING IN COM 053015103 441 4,799 SH   SOLE   0 0 4,799
AEGON N V NY REGISTRY SH 007924103 91 22,700 SH   SOLE   0 0 22,700
EXXON MOBIL CORP COM 30231G102 3,215 34,302 SH   SOLE   0 0 34,302
AFLAC INC COM 001055102 347 4,807 SH   SOLE   0 0 4,807
WAL-MART STORES INC COM 931142103 1,549 21,220 SH   SOLE   0 0 21,220
UNION PAC CORP COM 907818108 999 11,452 SH   SOLE   0 0 11,452
UNILEVER PLC SPON ADR NEW 904767704 590 12,309 SH   SOLE   0 0 12,309
TEXAS INSTRS INC COM 882508104 542 8,647 SH   SOLE   0 0 8,647
BARCLAYS PLC ADR 06738E204 139 18,233 SH   SOLE   0 0 18,233
TOTAL S A SPONSORED ADR 89151E109 245 5,103 SH   SOLE   0 0 5,103
TARGET CORP COM 87612E106 266 3,815 SH   SOLE   0 0 3,815
COLGATE PALMOLIVE CO COM 194162103 288 3,928 SH   SOLE   0 0 3,928
CAPITAL ONE FINL CORP COM 14040H105 522 8,216 SH   SOLE   0 0 8,216
COSTCO WHSL CORP NEW COM 22160K105 470 2,993 SH   SOLE   0 0 2,993
LILLY ELI & CO COM 532457108 446 5,658 SH   SOLE   0 0 5,658
CVS HEALTH CORP COM 126650100 1,482 15,481 SH   SOLE   0 0 15,481
DOMINION RES INC VA NEW COM 25746U109 269 3,458 SH   SOLE   0 0 3,458
SCHLUMBERGER LTD COM 806857108 781 9,874 SH   SOLE   0 0 9,874
DANAHER CORP DEL COM 235851102 255 2,527 SH   SOLE   0 0 2,527
MCKESSON CORP COM 58155Q103 647 3,467 SH   SOLE   0 0 3,467
MERCK & CO INC COM 58933Y105 1,189 20,633 SH   SOLE   0 0 20,633
NOVARTIS A G SPONSORED ADR 66987V109 335 4,057 SH   SOLE   0 0 4,057
RAYTHEON CO COM NEW 755111507 450 3,309 SH   SOLE   0 0 3,309
FIFTH THIRD BANCORP COM 316773100 361 20,546 SH   SOLE   0 0 20,546
PROCTER & GAMBLE CO COM 742718109 2,632 31,089 SH   SOLE   0 0 31,089
GENERAL ELECTRIC CO COM 369604103 3,388 107,636 SH   SOLE   0 0 107,636
KIMBERLY CLARK CORP COM 494368103 707 5,139 SH   SOLE   0 0 5,139
GILEAD SCIENCES INC COM 375558103 1,582 18,965 SH   SOLE   0 0 18,965
GOLDMAN SACHS GROUP INC COM 38141G104 411 2,763 SH   SOLE   0 0 2,763
HSBC HLDGS PLC SPON ADR NEW 404280406 273 8,732 SH   SOLE   0 0 8,732
HOME DEPOT INC COM 437076102 1,537 12,039 SH   SOLE   0 0 12,039
ING GROEP N V SPONSORED ADR 456837103 10,456 1,012,242 SH   SOLE   0 0 1,012,242
MCDONALDS CORP COM 580135101 1,190 9,886 SH   SOLE   0 0 9,886
NIKE INC CL B 654106103 339 6,150 SH   SOLE   0 0 6,150
JPMORGAN CHASE & CO COM 46625H100 2,982 47,993 SH   SOLE   0 0 47,993
SIRIUS XM HLDGS INC COM 82968B103 100 25,222 SH   SOLE   0 0 25,222
WENDYS CO COM 95058W100 126 13,061 SH   SOLE   0 0 13,061
TJX COS INC NEW COM 872540109 1,070 13,854 SH   SOLE   0 0 13,854
MONDELEZ INTL INC CL A 609207105 637 14,006 SH   SOLE   0 0 14,006
HP INC COM 40434L105 264 20,998 SH   SOLE   0 0 20,998
PRICELINE GRP INC COM NEW 741503403 280 224 SH   SOLE   0 0 224
WELLS FARGO & CO NEW COM 949746101 1,609 33,997 SH   SOLE   0 0 33,997
ISHARES TR 1-3 YR TR BD ETF 464287457 3,917 45,905 SH   SOLE   0 0 45,905
ISHARES TR 7-10 Y TR BD ETF 464287440 1,164 10,308 SH   SOLE   0 0 10,308
ISHARES TR IBOXX INV CP ETF 464287242 697 5,678 SH   SOLE   0 0 5,678
MONSANTO CO NEW COM 61166W101 836 8,087 SH   SOLE   0 0 8,087
PROGRESSIVE CORP OHIO COM 743315103 21,653 646,354 SH   SOLE   0 0 646,354
XCEL ENERGY INC COM 98389B100 274 6,125 SH   SOLE   0 0 6,125
FORD MTR CO DEL COM PAR $0.01 345370860 1,977 157,260 SH   SOLE   0 0 157,260
UNITEDHEALTH GROUP INC COM 91324P102 1,306 9,246 SH   SOLE   0 0 9,246
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 531 4,684 SH   SOLE   0 0 4,684
AMERICAN TOWER CORP NEW COM 03027X100 322 2,838 SH   SOLE   0 0 2,838
UNITED TECHNOLOGIES CORP COM 913017109 960 9,364 SH   SOLE   0 0 9,364
FEDERATED INVS INC PA CL B 314211103 264 9,162 SH   SOLE   0 0 9,162
3M CO COM 88579Y101 1,073 6,128 SH   SOLE   0 0 6,128
COMCAST CORP NEW CL A 20030N101 871 13,359 SH   SOLE   0 0 13,359
VANGUARD INDEX FDS TOTAL STK MKT 922908769 1,563 14,584 SH   SOLE   0 0 14,584
OWENS ILL INC COM NEW 690768403 495 27,475 SH   SOLE   0 0 27,475
NORFOLK SOUTHERN CORP COM 655844108 371 4,359 SH   SOLE   0 0 4,359
HUNTINGTON BANCSHARES INC COM 446150104 204 22,785 SH   SOLE   0 0 22,785
WELLTOWER INC COM 95040Q104 714 9,369 SH   SOLE   0 0 9,369
NEXTERA ENERGY INC COM 65339F101 834 6,392 SH   SOLE   0 0 6,392
DUKE ENERGY CORP NEW COM NEW 26441C204 1,716 20,003 SH   SOLE   0 0 20,003
CONOCOPHILLIPS COM 20825C104 470 10,778 SH   SOLE   0 0 10,778
APPLE INC COM 037833100 4,734 49,517 SH   SOLE   0 0 49,517
ALLSTATE CORP COM 020002101 397 5,673 SH   SOLE   0 0 5,673
SERVICE CORP INTL COM 817565104 217 8,027 SH   SOLE   0 0 8,027
CAMPBELL SOUP CO COM 134429109 241 3,627 SH   SOLE   0 0 3,627
CATERPILLAR INC DEL COM 149123101 732 9,661 SH   SOLE   0 0 9,661
CHINA MOBILE LIMITED SPONSORED ADR 16941M109 297 5,121 SH   SOLE   0 0 5,121
KINDER MORGAN INC DEL COM 49456B101 411 21,949 SH   SOLE   0 0 21,949
SUNCOR ENERGY INC NEW COM 867224107 219 7,902 SH   SOLE   0 0 7,902
ISHARES TR MSCI EMG MKT ETF 464287234 3,341 97,221 SH   SOLE   0 0 97,221
DTE ENERGY CO COM 233331107 514 5,181 SH   SOLE   0 0 5,181
CELGENE CORP COM 151020104 870 8,821 SH   SOLE   0 0 8,821
CHUBB LIMITED COM H1467J104 423 3,234 SH   SOLE   0 0 3,234
CEDAR FAIR L P DEPOSITRY UNIT 150185106 260 4,495 SH   SOLE   0 0 4,495
DEVON ENERGY CORP NEW COM 25179M103 245 6,748 SH   SOLE   0 0 6,748
HALLIBURTON CO COM 406216101 402 8,881 SH   SOLE   0 0 8,881
ECOLAB INC COM 278865100 365 3,075 SH   SOLE   0 0 3,075
AES CORP COM 00130H105 306 24,526 SH   SOLE   0 0 24,526
AMERICAN EXPRESS CO COM 025816109 432 7,104 SH   SOLE   0 0 7,104
CREDIT SUISSE GROUP SPONSORED ADR 225401108 130 12,104 SH   SOLE   0 0 12,104
GENERAL MLS INC COM 370334104 437 6,123 SH   SOLE   0 0 6,123
NUVEEN PREM INCOME MUN FD COM 67062T100 631 40,898 SH   SOLE   0 0 40,898
OCCIDENTAL PETE CORP DEL COM 674599105 263 3,480 SH   SOLE   0 0 3,480
EDWARDS LIFESCIENCES CORP COM 28176E108 259 2,593 SH   SOLE   0 0 2,593
S&P GLOBAL INC COM 78409V104 275 2,564 SH   SOLE   0 0 2,564
PG&E CORP COM 69331C108 268 4,198 SH   SOLE   0 0 4,198
TELEFONICA S A SPONSORED ADR 879382208 96 10,153 SH   SOLE   0 0 10,153
DOW CHEM CO COM 260543103 9,997 201,114 SH   SOLE   0 0 201,114
GENERAL DYNAMICS CORP COM 369550108 636 4,570 SH   SOLE   0 0 4,570
ALLERGAN PLC SHS G0177J108 516 2,235 SH   SOLE   0 0 2,235
EOG RES INC COM 26875P101 210 2,513 SH   SOLE   0 0 2,513
SOUTHERN CO COM 842587107 1,003 18,697 SH   SOLE   0 0 18,697
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 5,094 144,580 SH   SOLE   0 0 144,580
PAYCHEX INC COM 704326107 276 4,632 SH   SOLE   0 0 4,632
NORTHROP GRUMMAN CORP COM 666807102 351 1,577 SH   SOLE   0 0 1,577
BERKSHIRE HATHAWAY INC DEL CL A 084670108 217 1 SH   SOLE   0 0 1
ARIAD PHARMACEUTICALS INC COM 04033A100 148 20,000 SH   SOLE   0 0 20,000
WESTERN DIGITAL CORP COM 958102105 212 4,476 SH   SOLE   0 0 4,476
VALERO ENERGY CORP NEW COM 91913Y100 359 7,030 SH   SOLE   0 0 7,030
RAIT FINANCIAL TRUST COM NEW 749227609 38 12,091 SH   SOLE   0 0 12,091
GENTEX CORP COM 371901109 325 21,011 SH   SOLE   0 0 21,011
ISHARES TR CORE US AGGBD ET 464287226 3,793 33,682 SH   SOLE   0 0 33,682
BOSTON SCIENTIFIC CORP COM 101137107 269 11,496 SH   SOLE   0 0 11,496
BIOGEN INC COM 09062X103 214 886 SH   SOLE   0 0 886
ISHARES TR SELECT DIVID ETF 464287168 1,264 14,823 SH   SOLE   0 0 14,823
ISHARES TR TIPS BD ETF 464287176 2,836 24,304 SH   SOLE   0 0 24,304
CLOROX CO DEL COM 189054109 332 2,402 SH   SOLE   0 0 2,402
AIR PRODS & CHEMS INC COM 009158106 392 2,757 SH   SOLE   0 0 2,757
SAP SE SPON ADR 803054204 288 3,845 SH   SOLE   0 0 3,845
CMS ENERGY CORP COM 125896100 356 7,759 SH   SOLE   0 0 7,759
TRAVELERS COMPANIES INC COM 89417E109 245 2,061 SH   SOLE   0 0 2,061
NUCOR CORP COM 670346105 331 6,690 SH   SOLE   0 0 6,690
AMERICAN ELEC PWR INC COM 025537101 386 5,509 SH   SOLE   0 0 5,509
WEYERHAEUSER CO COM 962166104 215 7,229 SH   SOLE   0 0 7,229
SNAP ON INC COM 833034101 224 1,418 SH   SOLE   0 0 1,418
REYNOLDS AMERICAN INC COM 761713106 396 7,350 SH   SOLE   0 0 7,350
MOODYS CORP COM 615369105 210 2,243 SH   SOLE   0 0 2,243
COLUMBIA PPTY TR INC COM NEW 198287203 371 17,352 SH   SOLE   0 0 17,352
SANOFI SPONSORED ADR 80105N105 233 5,571 SH   SOLE   0 0 5,571
TOYOTA MOTOR CORP SP ADR REP2COM 892331307 232 2,325 SH   SOLE   0 0 2,325
FRANKLIN RES INC COM 354613101 232 6,944 SH   SOLE   0 0 6,944
BECTON DICKINSON & CO COM 075887109 234 1,377 SH   SOLE   0 0 1,377
METLIFE INC COM 59156R108 585 14,676 SH   SOLE   0 0 14,676
ISHARES TR CHINA LG-CAP ETF 464287184 798 23,328 SH   SOLE   0 0 23,328
YUM BRANDS INC COM 988498101 701 8,451 SH   SOLE   0 0 8,451
AETNA INC NEW COM 00817Y108 270 2,209 SH   SOLE   0 0 2,209
HANCOCK JOHN PREMUIM DIV FD COM SH BEN INT 41013T105 234 13,785 SH   SOLE   0 0 13,785
POLARIS INDS INC COM 731068102 221 2,709 SH   SOLE   0 0 2,709
PRECISION DRILLING CORP COM 2010 74022D308 91 17,153 SH   SOLE   0 0 17,153
ALPHABET INC CAP STK CL A 02079K305 1,328 1,888 SH   SOLE   0 0 1,888
SPDR GOLD TRUST GOLD SHS 78463V107 1,816 14,363 SH   SOLE   0 0 14,363
CBRE GROUP INC CL A 12504L109 313 11,826 SH   SOLE   0 0 11,826
VANGUARD INTL EQUITY INDEX F FTSE PACIFIC ETF 922042866 441 7,919 SH   SOLE   0 0 7,919
VANGUARD INDEX FDS VALUE ETF 922908744 9,641 113,433 SH   SOLE   0 0 113,433
VANGUARD INDEX FDS REIT ETF 922908553 642 7,242 SH   SOLE   0 0 7,242
FOOT LOCKER INC COM 344849104 262 4,774 SH   SOLE   0 0 4,774
BLACKROCK INC COM 09247X101 450 1,313 SH   SOLE   0 0 1,313
ROYAL DUTCH SHELL PLC SPONS ADR A 780259206 290 5,244 SH   SOLE   0 0 5,244
VANGUARD INDEX FDS SMALL CP ETF 922908751 222 1,917 SH   SOLE   0 0 1,917
VANGUARD INDEX FDS GROWTH ETF 922908736 14,588 136,083 SH   SOLE   0 0 136,083
DCT INDUSTRIAL TRUST INC COM NEW 233153204 252 5,248 SH   SOLE   0 0 5,248
CRH PLC ADR 12626K203 328 11,072 SH   SOLE   0 0 11,072
NUVEEN ENHANCED AMT FREE MUN COM 67071L106 450 27,698 SH   SOLE   0 0 27,698
PALATIN TECHNOLOGIES INC COM PAR $ .01 696077403 5 12,000 SH   SOLE   0 0 12,000
DYCOM INDS INC COM 267475101 269 2,995 SH   SOLE   0 0 2,995
ABRAXAS PETE CORP COM 003830106 11 10,000 SH   SOLE   0 0 10,000
BAIDU INC SPON ADR REP A 056752108 272 1,646 SH   SOLE   0 0 1,646
LLOYDS BANKING GROUP PLC SPONSORED ADR 539439109 107 35,894 SH   SOLE   0 0 35,894
INTERCONTINENTAL EXCHANGE IN COM 45866F104 306 1,194 SH   SOLE   0 0 1,194
HEXCEL CORP NEW COM 428291108 203 4,868 SH   SOLE   0 0 4,868
STERICYCLE INC COM 858912108 290 2,785 SH   SOLE   0 0 2,785
ROYAL DUTCH SHELL PLC SPON ADR B 780259107 429 7,659 SH   SOLE   0 0 7,659
OLD NATL BANCORP IND COM 680033107 144 11,479 SH   SOLE   0 0 11,479
ABB LTD SPONSORED ADR 000375204 214 10,800 SH   SOLE   0 0 10,800
SPDR SERIES TRUST S&P DIVID ETF 78464A763 293 3,491 SH   SOLE   0 0 3,491
ISHARES GOLD TRUST ISHARES 464285105 3,426 268,513 SH   SOLE   0 0 268,513
THERMO FISHER SCIENTIFIC INC COM 883556102 676 4,576 SH   SOLE   0 0 4,576
URSTADT BIDDLE PPTYS INC CL A 917286205 3,614 145,844 SH   SOLE   0 0 145,844
FIRST TR VALUE LINE DIVID IN SHS 33734H106 24,102 893,995 SH   SOLE   0 0 893,995
SALESFORCE COM INC COM 79466L302 340 4,282 SH   SOLE   0 0 4,282
ROCKWELL MED INC COM 774374102 180 23,828 SH   SOLE   0 0 23,828
UNITED STATES OIL FUND LP UNITS 91232N108 215 18,618 SH   SOLE   0 0 18,618
MACATAWA BK CORP COM 554225102 132 17,818 SH   SOLE   0 0 17,818
BANK HAWAII CORP COM 062540109 303 4,399 SH   SOLE   0 0 4,399
NEWMARKET CORP COM 651587107 267 645 SH   SOLE   0 0 645
SPDR SER TR NUVN BR SHT MUNI 78468R739 978 19,935 SH   SOLE   0 0 19,935
MASTERCARD INC CL A 57636Q104 960 10,901 SH   SOLE   0 0 10,901
BCE INC COM NEW 05534B760 232 4,907 SH   SOLE   0 0 4,907
CENTERSTATE BANKS INC COM 15201P109 248 15,720 SH   SOLE   0 0 15,720
APTARGROUP INC COM 038336103 240 3,032 SH   SOLE   0 0 3,032
FIRST REP BK SAN FRANCISCO C COM 33616C100 231 3,300 SH   SOLE   0 0 3,300
WISDOMTREE TR SMALLCAP DIVID 97717W604 432 6,028 SH   SOLE   0 0 6,028
ISHARES TR CORE S&P TTL STK 464287150 3,881 40,741 SH   SOLE   0 0 40,741
NUVEEN ENHANCED MUN CREDIT O COM SH BEN INT 67070X101 382 24,000 SH   SOLE   0 0 24,000
KNIGHT TRANSN INC COM 499064103 218 8,214 SH   SOLE   0 0 8,214
NUVEEN MICH QUALITY INCOME M COM 670979103 600 39,064 SH   SOLE   0 0 39,064
INVESCO MUNI INCOME OPP TRST COM 46132X101 91 11,118 SH   SOLE   0 0 11,118
BLACKROCK MUNIYLD MICH QLTY COM 09254V105 1,029 66,429 SH   SOLE   0 0 66,429
PROASSURANCE CORP COM 74267C106 2,767 51,677 SH   SOLE   0 0 51,677
PROSHARES TR PSHS ULTRA DOW30 74347R305 204 3,000 SH   SOLE   0 0 3,000
POWERSHARES ETF TRUST GBL LSTD PVT EQT 73935X195 109 10,872 SH   SOLE   0 0 10,872
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538 3,754 36,841 SH   SOLE   0 0 36,841
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 4,143 46,511 SH   SOLE   0 0 46,511
NEOGEN CORP COM 640491106 219 3,899 SH   SOLE   0 0 3,899
BARCLAYS BK PLC IPSP CROIL ETN 06738C786 338 54,074 SH   SOLE   0 0 54,074
ISHARES TR IBOXX HI YD ETF 464288513 4,293 50,679 SH   SOLE   0 0 50,679
ISHARES TR 1-3 YR CR BD ETF 464288646 3,637 34,282 SH   SOLE   0 0 34,282
MORGAN STANLEY CHINA A SH FD COM 617468103 293 16,413 SH   SOLE   0 0 16,413
VANGUARD BD INDEX FD INC INTERMED TERM 921937819 441 5,013 SH   SOLE   0 0 5,013
DELTA AIR LINES INC DEL COM NEW 247361702 211 5,798 SH   SOLE   0 0 5,798
FIRST TR EXCHANGE TRADED FD DJ INTERNT IDX 33733E302 561 7,772 SH   SOLE   0 0 7,772
SPDR SERIES TRUST S&P OILGAS EXP 78464A730 306 8,789 SH   SOLE   0 0 8,789
VANGUARD BD INDEX FD INC TOTAL BND MRKT 921937835 1,561 18,514 SH   SOLE   0 0 18,514
DISCOVER FINL SVCS COM 254709108 440 8,219 SH   SOLE   0 0 8,219
ISHARES TR MBS ETF 464288588 5,611 51,020 SH   SOLE   0 0 51,020
ISHARES TR U.S. PFD STK ETF 464288687 1,457 36,536 SH   SOLE   0 0 36,536
BANK NEW YORK MELLON CORP COM 064058100 213 5,485 SH   SOLE   0 0 5,485
ISHARES TR INTL SEL DIV ETF 464288448 848 29,631 SH   SOLE   0 0 29,631
ISHARES TR 3-7 YR TR BD ETF 464288661 3,192 25,062 SH   SOLE   0 0 25,062
PROSHARES TR ULTRA FNCLS NEW 74347X633 331 5,000 SH   SOLE   0 0 5,000
VANGUARD TAX MANAGED INTL FD FTSE DEV MKT ETF 921943858 18,392 520,126 SH   SOLE   0 0 520,126
ISHARES TR NATIONAL MUN ETF 464288414 1,579 13,862 SH   SOLE   0 0 13,862
SPDR SERIES TRUST BRCLYS INTL ETF 78464A516 5,675 99,307 SH   SOLE   0 0 99,307
ISHARES TR JP MOR EM MK ETF 464288281 687 5,965 SH   SOLE   0 0 5,965
POWERSHARES ETF TR II WK VRDO TX FR 73936T433 981 39,410 SH   SOLE   0 0 39,410
ISHARES TR INTERM CR BD ETF 464288638 484 4,352 SH   SOLE   0 0 4,352
SPDR SERIES TRUST BRC HGH YLD BD 78464A417 744 20,843 SH   SOLE   0 0 20,843
FIRST TR EXCHANGE TRADED FD ENERGY ALPHADX 33734X127 237 15,900 SH   SOLE   0 0 15,900
ISHARES TR EAFE SML CP ETF 464288273 373 7,729 SH   SOLE   0 0 7,729
VISA INC COM CL A 92826C839 954 12,869 SH   SOLE   0 0 12,869
GRAMERCY PPTY TR COM 385002100 109 11,867 SH   SOLE   0 0 11,867
PHILIP MORRIS INTL INC COM 718172109 1,807 17,764 SH   SOLE   0 0 17,764
VANECK VECTORS ETF TR AMT FREE SHORT M 92189F528 1,045 58,952 SH   SOLE   0 0 58,952
VANECK VECTORS ETF TR AMT FREE INT ETF 92189F544 726 29,246 SH   SOLE   0 0 29,246
SPDR INDEX SHS FDS S&P INTL ETF 78463X772 256 7,259 SH   SOLE   0 0 7,259
POWERSHARES ETF TR II PFD PORTFOLIO 73936T565 207 13,550 SH   SOLE   0 0 13,550
RYDEX ETF TRUST GUG S&P500EQWTEN 78355W866 370 6,597 SH   SOLE   0 0 6,597
WAYNE SVGS BANCSHARES INC NE COM 94624Q101 193 15,137 SH   SOLE   0 0 15,137
SEACOAST BKG CORP FLA COM NEW 811707801 248 15,265 SH   SOLE   0 0 15,265
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742 533 9,186 SH   SOLE   0 0 9,186
VANECK VECTORS ETF TR AMT FREE LONG MU 92189F536 612 29,010 SH   SOLE   0 0 29,010
NEURALSTEM INC COM 64127R302 5 17,000 SH   SOLE   0 0 17,000
ISHARES TR AGENCY BOND ETF 464288166 2,952 25,471 SH   SOLE   0 0 25,471
ISHARES TR INTL TREA BD ETF 464288117 1,858 18,656 SH   SOLE   0 0 18,656
FS INVT CORP COM 302635107 2,694 297,658 SH   SOLE   0 0 297,658
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 7,726 86,414 SH   SOLE   0 0 86,414
JPMORGAN CHASE & CO ALERIAN ML ETN 46625H365 1,133 35,624 SH   SOLE   0 0 35,624
BROADCOM LTD SHS Y09827109 291 1,874 SH   SOLE   0 0 1,874
PIMCO ETF TR ENHAN SHRT MA AC 72201R833 1,422 14,055 SH   SOLE   0 0 14,055
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 3,880 48,000 SH   SOLE   0 0 48,000
PIMCO ETF TR INTER MUN BD ACT 72201R866 2,279 41,362 SH   SOLE   0 0 41,362
VANGUARD SCOTTSDALE FDS MORTG-BACK SEC 92206C771 262 4,863 SH   SOLE   0 0 4,863
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 507 23,827 SH   SOLE   0 0 23,827
PIEDMONT OFFICE REALTY TR IN COM CL A 720190206 441 20,470 SH   SOLE   0 0 20,470
LYONDELLBASELL INDUSTRIES N SHS - A - N53745100 354 4,762 SH   SOLE   0 0 4,762
SPDR SERIES TRUST BRCLY INTL CRP 78464A151 2,578 79,246 SH   SOLE   0 0 79,246
CBOE HLDGS INC COM 12503M108 354 5,312 SH   SOLE   0 0 5,312
TESLA MTRS INC COM 88160R101 247 1,165 SH   SOLE   0 0 1,165
NXP SEMICONDUCTORS N V COM N6596X109 455 5,811 SH   SOLE   0 0 5,811
ISHARES TR MSCI PHILIPS ETF 46429B408 224 5,707 SH   SOLE   0 0 5,707
ISHARES INC MSCI RUSSIA CAP 46434G806 236 17,602 SH   SOLE   0 0 17,602
GENERAL MTRS CO COM 37045V100 242 8,548 SH   SOLE   0 0 8,548
HCA HOLDINGS INC COM 40412C101 284 3,682 SH   SOLE   0 0 3,682
ISHARES TR CORE HIGH DV ETF 46429B663 708 8,618 SH   SOLE   0 0 8,618
SPDR SERIES TRUST NUV HGHYLD MUN 78464A284 243 4,069 SH   SOLE   0 0 4,069
NEW YORK REIT INC COM 64976L109 827 89,399 SH   SOLE   0 0 89,399
PIMCO ETF TR 0-5 HIGH YIELD 72201R783 402 4,152 SH   SOLE   0 0 4,152
ISHARES TR FLTG RATE BD ETF 46429B655 259 5,125 SH   SOLE   0 0 5,125
MARATHON PETE CORP COM 56585A102 277 7,288 SH   SOLE   0 0 7,288
FRANCESCAS HLDGS CORP COM 351793104 114 10,307 SH   SOLE   0 0 10,307
ISHARES TR MIN VOL USA ETF 46429B697 522 11,302 SH   SOLE   0 0 11,302
ISHARES EM MKTS CURR ETF 464286517 1,269 28,267 SH   SOLE   0 0 28,267
PHILLIPS 66 COM 718546104 334 4,213 SH   SOLE   0 0 4,213
ISHARES TR MSCI INDIA ETF 46429B598 357 12,794 SH   SOLE   0 0 12,794
SPDR SER TR SHT TRM HGH YLD 78468R408 454 16,837 SH   SOLE   0 0 16,837
FACEBOOK INC CL A 30303M102 1,025 8,967 SH   SOLE   0 0 8,967
CLAYMORE EXCHANGE TRD FD TR GUG BLT2017 HY 18383M399 447 17,296 SH   SOLE   0 0 17,296
CLAYMORE EXCHANGE TRD FD TR GUG BLT2018 HY 18383M381 335 13,490 SH   SOLE   0 0 13,490
ISHARES INC CORE MSCI EMKT 46434G103 3,671 87,745 SH   SOLE   0 0 87,745
ISHARES TR CORE MSCITOTAL 46432F834 423 8,640 SH   SOLE   0 0 8,640
WHITEWAVE FOODS CO COM 966244105 335 7,133 SH   SOLE   0 0 7,133
ISHARES TR CORE MSCI EAFE 46432F842 8,104 156,185 SH   SOLE   0 0 156,185
ISHARES TR CORE ST USDB ETF 46432F859 2,347 23,106 SH   SOLE   0 0 23,106
ABBVIE INC COM 00287Y109 1,365 22,047 SH   SOLE   0 0 22,047
DOUBLELINE INCOME SOLUTIONS COM 258622109 646 35,219 SH   SOLE   0 0 35,219
FIDELITY TELECOMM SVCS 316092873 767 24,506 SH   SOLE   0 0 24,506
FIDELITY MSCI INFO TECH I 316092808 856 26,433 SH   SOLE   0 0 26,433
AMBEV SA SPONSORED ADR 02319V103 77 13,025 SH   SOLE   0 0 13,025
KRANESHARES TR CSI CHI INTERNET 500767306 220 6,539 SH   SOLE   0 0 6,539
PROSPECT CAPITAL CORPORATION NOTE 5.875% 1/1 74348TAM4 35 35,000 PRN   SOLE   0 0 35,000
ALPHABET INC CAP STK CL C 02079K107 1,276 1,844 SH   SOLE   0 0 1,844
ISHARES TR CORE DIV GRWTH 46434V621 316 11,595 SH   SOLE   0 0 11,595
ISHARES TR CORE MSCI PAC 46434V696 207 4,416 SH   SOLE   0 0 4,416
SYNCHRONY FINL COM 87165B103 337 13,335 SH   SOLE   0 0 13,335
ABSOLUTE SHS TR WBI TCT INC SH 00400R874 335 13,298 SH   SOLE   0 0 13,298
ISHARES TR IBONDS SEP20 ETF 46434V571 224 8,630 SH   SOLE   0 0 8,630
UBS GROUP AG SHS H42097107 135 10,437 SH   SOLE   0 0 10,437
ABSOLUTE SHS TR WBI TCT HG INC 00400R882 284 12,140 SH   SOLE   0 0 12,140
WESTROCK CO COM 96145D105 227 5,839 SH   SOLE   0 0 5,839
KRAFT HEINZ CO COM 500754106 434 4,911 SH   SOLE   0 0 4,911
PAYPAL HLDGS INC COM 70450Y103 280 7,670 SH   SOLE   0 0 7,670
HEWLETT PACKARD ENTERPRISE C COM 42824C109 468 25,624 SH   SOLE   0 0 25,624
HUBBELL INC COM 443510607 620 5,880 SH   SOLE   0 0 5,880