The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 287 2,537 SH   SOLE 0 0 0
AK STL HLDG CORP COM 001547108 1,061 227,673 SH   SOLE 0 0 0
APPLE INC COM 037833100 3,591 37,560 SH   SOLE 0 0 0
AUTOZONE INC COM 053332102 238 300 SH   SOLE 0 0 0
CINCINNATI FINL CORP COM 172062101 1,602 21,396 SH   SOLE 0 0 0
CITIGROUP INC COM NEW 172967424 254 253,694 SH   SOLE 0 0 0
COCA COLA CO COM 191216100 817 18,019 SH   SOLE 0 0 0
COMCAST CORP NEW CL A 20030N101 445 6,821 SH   SOLE 0 0 0
CONSTELLATION BRANDS INC CL A 21036P108 222 1,344 SH   SOLE 0 0 0
CONVERGYS CORP COM 212485106 219 8,750 SH   SOLE 0 0 0
CVS HEALTH CORP COM 126650100 4,173 43,584 SH   SOLE 0 0 0
EXXON MOBIL CORP COM 30231G102 425 4,532 SH   SOLE 0 0 0
FACEBOOK INC CL A 30303M102 5,462 47,793 SH   SOLE 0 0 0
FRANKLIN STREET PPTYS CORP COM 35471R106 923 75,218 SH   SOLE 0 0 0
GENERAL ELECTRIC CO COM 369604103 1,014 32,223 SH   SOLE 0 0 0
ISHARES 10+ YR CR BD ETF 464289511 401 6,400 SH   SOLE 6,400 0 0
ISHARES INC CORE MSCI EMKT 46434G103 1,091 26,068 SH   SOLE 26,068 0 0
ISHARES TR CORE S&P TTL STK 464287150 326 3,419 SH   SOLE 3,419 0 0
ISHARES TR TIPS BD ETF 464287176 543 4,650 SH   SOLE 4,650 0 0
ISHARES TR CORE S&P500 ETF 464287200 3,475 16,509 SH   SOLE 16,509 0 0
ISHARES TR CORE US AGGBD ET 464287226 446 3,958 SH   SOLE 3,958 0 0
ISHARES TR MSCI EMG MKT ETF 464287234 3,730 108,549 SH   SOLE 108,549 0 0
ISHARES TR IBOXX INV CP ETF 464287242 976 7,950 SH   SOLE 7,950 0 0
ISHARES TR S&P 500 GRWT ETF 464287309 510 4,376 SH   SOLE 4,376 0 0
ISHARES TR MSCI EAFE ETF 464287465 3,267 58,529 SH   SOLE 58,529 0 0
ISHARES TR RUS MDCP VAL ETF 464287473 496 6,672 SH   SOLE 6,672 0 0
ISHARES TR RUS MD CP GR ETF 464287481 4,101 43,823 SH   SOLE 43,823 0 0
ISHARES TR RUS MID-CAP ETF 464287499 545 3,238 SH   SOLE 3,238 0 0
ISHARES TR CORE S&P MCP ETF 464287507 1,244 8,330 SH   SOLE 8,330 0 0
ISHARES TR RUS 1000 VAL ETF 464287598 1,159 11,227 SH   SOLE 11,227 0 0
ISHARES TR S&P MC 400GR ETF 464287606 709 4,190 SH   SOLE 4,190 0 0
ISHARES TR RUS 1000 GRW ETF 464287614 1,679 16,730 SH   SOLE 16,730 0 0
ISHARES TR RUS 2000 VAL ETF 464287630 583 5,996 SH   SOLE 5,996 0 0
ISHARES TR RUSSELL 2000 ETF 464287655 728 6,335 SH   SOLE 6,335 0 0
ISHARES TR RUSSELL 3000 ETF 464287689 13,548 109,239 SH   SOLE 109,239 0 0
ISHARES TR CORE S&P SCP ETF 464287804 1,153 9,924 SH   SOLE 9,924 0 0
ISHARES TR EAFE SML CP ETF 464288273 544 11,272 SH   SOLE 11,272 0 0
ISHARES TR JP MOR EM MK ETF 464288281 271 2,350 SH   SOLE 2,350 0 0
ISHARES TR NATIONAL MUN ETF 464288414 410 3,600 SH   SOLE 3,600 0 0
ISHARES TR MBS ETF 464288588 330 3,000 SH   SOLE 3,000 0 0
ISHARES TR EAFE GRWTH ETF 464288885 285 4,354 SH   SOLE 4,354 0 0
ISHARES TR CORE MSCI EAFE 46432F842 3,119 60,100 SH   SOLE 60,100 0 0
JOHNSON & JOHNSON COM 478160104 346 2,853 SH   SOLE 0 0 0
NAVIOS MARITIME HOLDINGS INC COM Y62196103 22 26,574 SH   SOLE 0 0 0
NETFLIX INC COM 64110L106 221 2,416 SH   SOLE 0 0 0
PEPSICO INC COM 713448108 238 2,245 SH   SOLE 0 0 0
PERRIGO CO PLC SHS G97822103 453 5,000 SH   SOLE 0 0 0
POWERSHARES QQQ TRUST UNIT SER 1 73935A104 767 7,136 SH   SOLE 7,136 0 0
PROCTER & GAMBLE CO COM 742718109 28,690 338,844 SH   SOLE 0 0 0
SMUCKER J M CO COM NEW 832696405 547 3,591 SH   SOLE 0 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 808 3,857 SH   SOLE 3,857 0 0
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 232 1,000 SH   SOLE 1,000 0 0
SPDR SERIES TRUST DJ REIT ETF 78464A607 606 6,097 SH   SOLE 6,097 0 0
TRONOX LTD SHS CL A Q9235V101 73 16,500 SH   SOLE 0 0 0
TSAKOS ENERGY NAVIGATION LTD SHS G9108L108 122 26,000 SH   SOLE 0 0 0
TWITTER INC COM 90184L102 196 11,584 SH   SOLE 0 0 0
UNION PAC CORP COM 907818108 598 6,856 SH   SOLE 0 0 0
US BANCORP DEL COM NEW 902973304 2,171 53,841 SH   SOLE 0 0 0
VALEANT PHARMACEUTICALS INTL COM 91911K102 504 25,000 SH   SOLE 0 0 0
VANGUARD BD INDEX FD INC INTERMED TERM 921937819 324 3,676 SH   SOLE 3,676 0 0
VANGUARD BD INDEX FD INC SHORT TRM BOND 921937827 40,795 503,268 SH   SOLE 503,268 0 0
VANGUARD BD INDEX FD INC TOTAL BND MRKT 921937835 290 3,442 SH   SOLE 3,442 0 0
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538 87,832 862,030 SH   SOLE 862,030 0 0
VANGUARD INDEX FDS REIT ETF 922908553 75,933 856,350 SH   SOLE 856,350 0 0
VANGUARD INDEX FDS SM CP VAL ETF 922908611 217 2,062 SH   SOLE 2,062 0 0
VANGUARD INDEX FDS GROWTH ETF 922908736 53,862 502,440 SH   SOLE 502,440 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769 261,044 2,436,019 SH   SOLE 2,436,019 0 0
VANGUARD INTL EQUITY INDEX F GLB EX US ETF 922042676 1,600 29,595 SH   SOLE 29,595 0 0
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 668 15,597 SH   SOLE 15,597 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 640 18,171 SH   SOLE 18,171 0 0
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 232 2,865 SH   SOLE 2,865 0 0
VANGUARD STAR FD VG TL INTL STK F 921909768 701 15,761 SH   SOLE 15,761 0 0
VANGUARD TAX MANAGED INTL FD FTSE DEV MKT ETF 921943858 150,003 4,242,176 SH   SOLE 4,242,176 0 0
VERIZON COMMUNICATIONS INC COM 92343V104 448 8,025 SH   SOLE 0 0 0
WALGREENS BOOTS ALLIANCE INC COM 931427108 705 8,461 SH   SOLE 0 0 0
WAL-MART STORES INC COM 931142103 289 3,955 SH   SOLE 0 0 0