The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ALCOA INC COM Total Common Stock 013817101 316 20,142 SH   SOLE   0 0 20,142
APPLE INC COM Total Common Stock 037833100 2,846 28,244 SH   SOLE   0 0 28,244
AMERIC INT GR FRAC 100,000THSWTS EXP 01/19/2021 Total Rights/Warrants ACG874152 0 45,985 SH   SOLE   0 0 45,985
ISHARES CORE US AGGREGATE BOND ETF Total ETF 464287226 7,897 72,237 SH   SOLE   0 0 72,237
ALCATEL LUCENT SPONSORED ADR Total Common Stock 013904305 15 5,029 SH   SOLE   0 0 5,029
AMGEN INC COM Total Common Stock 031162100 297 2,121 SH   SOLE   0 0 2,121
ISHARES S&P AGGRESSIVE ALLOCATION ETF Total ETF 464289859 593 13,018 SH   SOLE   0 0 13,018
BOEING CO COM Total Common Stock 097023105 357 2,812 SH   SOLE   0 0 2,812
BANK OF AMERICA CORP COM Total Common Stock 060505104 570 33,439 SH   SOLE   0 0 33,439
FRANKLIN RES INC COM Total Common Stock 354613101 594 10,884 SH   SOLE   0 0 10,884
BRISTOL-MYERS SQUIBB CM Total Common Stock 110122108 272 5,311 SH   SOLE   0 0 5,311
BANK COMM HLDGS Total Common Stock 06424J103 62 10,078 SH   SOLE   0 0 10,078
PIMCO TOTAL RETURN ETF Total ETF 72201R775 204 1,876 SH   SOLE   0 0 1,876
BP PLC SPONS ADR Total Common Stock 055622104 288 6,544 SH   SOLE   0 0 6,544
BERKSHIRE HATHAWAY INC DEL CL A FRMLY COMMON Total Common Stock 084670108 828 4 SH   SOLE   0 0 4
BERKSHIRE HATHAWAY INC DEL CL B NEW Total Common Stock 084670702 1,352 9,787 SH   SOLE   0 0 9,787
CHUBB CORP COM Total Common Stock 171232101 224 2,457 SH   SOLE   0 0 2,457
COMCAST CORP NEW CL A Total Common Stock 20030N101 206 3,852 SH   SOLE   0 0 3,852
COMCAST CORP COM CL A Total Common Stock 20030N101 114 2,118 SH   SOLE   0 0 2,118
CONSOLIDATED COMM HLDGS COM Total Common Stock 209034107 302 12,057 SH   SOLE   0 0 12,057
CONOCOPHILLIPS CORP COM Total Common Stock 20825C104 207 2,734 SH   SOLE   0 0 2,734
COSTCO WHOLESALE CORPORATION COM Total Common Stock 22160K105 304 2,426 SH   SOLE   0 0 2,426
CISCO SYSTEMS INC COM Total Common Stock 17275R102 174 6,932 SH   SOLE   0 0 6,932
CENVEO INC COM Total Common Stock 15670S105 26 10,661 SH   SOLE   0 0 10,661
CHEVRON CORP COM Total Common Stock 166764100 2,579 21,625 SH   SOLE   0 0 21,625
WISDOMTREE EMG MK SM CAP DV FUND Total ETF 97717W281 1,446 31,286 SH   SOLE   0 0 31,286
SPDR DOW JONES INDUSTRIAL AVEETF TRUST Total ETF 78467X109 258 1,516 SH   SOLE   0 0 1,516
WALT DISNEY CO COM Total Common Stock 254687106 437 4,919 SH   SOLE   0 0 4,919
ISHARES SELECT DIVIDEND ETF Total ETF 464287168 3,612 48,932 SH   SOLE   0 0 48,932
EDISON INTERNATIONAL COM Total Common Stock 281020107 558 9,982 SH   SOLE   0 0 9,982
SPDR EMERGING SMALL CAP Total ETF 78463X756 249 5,182 SH   SOLE   0 0 5,182
FORD MOTOR COM Total Common Stock 345370860 276 18,668 SH   SOLE   0 0 18,668
FIRST TRUST MORNINGSTAR DIVIDEND LEADERS INDEX FUND Total ETF 336917109 5,736 245,166 SH   SOLE   0 0 245,166
GENERAL ELECTRIC CO COM Total Common Stock 369604103 834 32,537 SH   SOLE   0 0 32,537
GENERAL ELECTRIC COMPANY Total Common Stock 369604103 5 195 SH   SOLE   0 0 195
SPDR GOLD TR GOLD SHS ETF Total ETF 78463V107 819 7,046 SH   SOLE   0 0 7,046
GOOGLE INC CLASS C Total Common Stock 38259P706 129 223 SH   SOLE   0 0 223
GOOGLE INC CL A Total Common Stock 38259P508 128 218 SH   SOLE   0 0 218
HALLIBURTON CO COM Total Common Stock 406216101 675 10,468 SH   SOLE   0 0 10,468
HOME DEPOT INC COM Total Common Stock 437076102 591 6,442 SH   SOLE   0 0 6,442
HEWLETT PACKARD CO COM Total Common Stock 428236103 622 17,536 SH   SOLE   0 0 17,536
INTL BUSINESS MACHINES COM Total Common Stock 459200101 1,944 10,259 SH   SOLE   0 0 10,259
ISHARES INTL SELECT DIV ETF Total ETF 464288448 4,629 129,327 SH   SOLE   0 0 129,327
INOGEN INC COM Total Common Stock 45780L104 11 550 SH   SOLE   0 0 550
INTEL CORP COM Total Common Stock 458140100 3,352 96,682 SH   SOLE   0 0 96,682
INGERSOLL-RAND PLC Total Common Stock G47791101 207 3,676 SH   SOLE   0 0 3,676
ISHARES CORE S&P TOTAL US STOCK MARKET ETF Total ETF 464287150 601 6,791 SH   SOLE   0 0 6,791
ISHARES TRUST CORE MSCI TOTAL INTL STK ETF Total ETF 46432F834 534 9,620 SH   SOLE   0 0 9,620
ISHARES U S REAL ESTATE ETF Total ETF 464287739 74 1,070 SH   SOLE   0 0 1,070
ISHARES US REAL ESTATE ETF Total ETF 464287739 1 16 SH   SOLE   0 0 16
JOHNSON & JOHNSON COM Total Common Stock 478160104 939 8,815 SH   SOLE   0 0 8,815
KINDER MORGAN ENERGY PARTNERSCM LP Total Unit 494550106 348 3,727 SH   SOLE   0 0 3,727
COCA COLA CO COM Total Common Stock 191216100 433 10,143 SH   SOLE   0 0 10,143
MEDTRONIC INC COM Total Common Stock 585055106 439 7,087 SH   SOLE   0 0 7,087
ALTRIA GROUP INC COM Total Common Stock 02209S103 649 14,126 SH   SOLE   0 0 14,126
MERCK & CO INC. COM Total Common Stock 58933Y105 700 11,819 SH   SOLE   0 0 11,819
MICROSOFT CORP COM Total Common Stock 594918104 959 20,696 SH   SOLE   0 0 20,696
ORACLE CORP COM Total Common Stock 68389X105 259 6,763 SH   SOLE   0 0 6,763
PACIFIC GAS & ELEC CO COM Total Common Stock 69331C108 556 12,343 SH   SOLE   0 0 12,343
PEPSICO INC COM Total Common Stock 713448108 366 3,929 SH   SOLE   0 0 3,929
PFIZER INC COM Total Common Stock 717081103 255 8,629 SH   SOLE   0 0 8,629
PROCTER GAMBLE CO COM Total Common Stock 742718109 601 7,174 SH   SOLE   0 0 7,174
PHILIP MORRIS INTL COM Total Common Stock 718172109 201 2,405 SH   SOLE   0 0 2,405
POWERSHARES QQQ Total Common Stock 73935A104 277 2,808 SH   SOLE   0 0 2,808
ROYAL DUTCH SHELL ADR EA REP 2 CL A EUR0.07 Total Common Stock 780259206 341 4,476 SH   SOLE   0 0 4,476
REDWOOD MORTGAGE INVESTORS VIII LTD PARTNERSHIP Total Unit 758059307 51 51,386 SH   SOLE   0 0 51,386
SCHW US BRD MKT ETF Total ETF 808524102 767 16,197 SH   SOLE   0 0 16,197
SCHW INTL SCAP ETF Total ETF 808524888 148 4,747 SH   SOLE   0 0 4,747
SCH US DIV EQUITY ETF Total ETF 828524797 311 8,102 SH   SOLE   0 0 8,102
SCHW INTL EQ ETF Total ETF 808524805 701 22,689 SH   SOLE   0 0 22,689
SCH US TIPS ETF Total ETF 808524870 287 5,290 SH   SOLE   0 0 5,290
SCH US AGG BND ETF Total ETF 808524839 833 16,092 SH   SOLE   0 0 16,092
ISHARES MSCI EAFE SMALL-CAP ETF Total ETF 464288273 440 9,099 SH   SOLE   0 0 9,099
SOUTHERN CO COM Total Common Stock 842587107 519 11,890 SH   SOLE   0 0 11,890
STANDARD PACIFIC CORP CM Total Common Stock 85375C101 133 17,800 SH   SOLE   0 0 17,800
POWERSHARES S&P ETF 500 LOW VOLATILITY PORTFOLIO Total ETF 73937B779 391 11,197 SH   SOLE   0 0 11,197
SPDR TR S&P 500 ETF TR Total ETF 78462F103 836 4,248 SH   SOLE   0 0 4,248
AT&T INC COM Total Common Stock 00206R102 3,161 89,817 SH   SOLE   0 0 89,817
ISHARES TIPS BOND ETF Total ETF 464287176 472 4,200 SH   SOLE   0 0 4,200
UNILEVER PLC ADR Total Common Stock 904767704 269 6,427 SH   SOLE   0 0 6,427
ISHARES TRUST MSCI USA MINVOLATILITY ETF Total ETF 46429B697 296 7,904 SH   SOLE   0 0 7,904
VANGUARD FTSE DEVELOPED MARKETS ETF Total ETF 921943858 1,654 41,604 SH   SOLE   0 0 41,604
VISTA GOLD CORP COM Total Common Stock 927926303 9 22,459 SH   SOLE   0 0 22,459
VANGUARD REIT ETF INDEX Total ETF 922908553 445 6,198 SH   SOLE   0 0 6,198
VODAFONE GROUP PLC ADR Total Common Stock 92857W308 522 15,892 SH   SOLE   0 0 15,892
VANGUARD S&P 500 Total ETF 922908363 5,642 31,242 SH   SOLE   0 0 31,242
VANGUARD TOTAL INTERNATIONAL ETF Total ETF 921909768 5,274 103,405 SH   SOLE   0 0 103,405
VANGUARD TOTAL STOCK MKT Total ETF 922908769 148,073 1,407,347 SH   SOLE   0 0 1,407,347
VANGUARD CRSP US LARGE CAP GROW IND ETF Total ETF 922908736 383 3,838 SH   SOLE   0 0 3,838
VANGUARD CRSP US LARGE CAP INDEX Total ETF 922908637 2,890 31,971 SH   SOLE   0 0 31,971
VANGUARD FTSE EMERGING MARKETS ETF Total ETF 922042858 22,579 541,901 SH   SOLE   0 0 541,901
VANGUARD HIGH DIVIDEND YIELD ETF Total ETF 921946406 1,145 17,235 SH   SOLE   0 0 17,235
VERIZON COMMUNICATIONS COM Total Common Stock 92343V104 1,010 20,234 SH   SOLE   0 0 20,234
WELLS FARGO & CO COM Total Common Stock 949746101 445 8,588 SH   SOLE   0 0 8,588
WAL-MART STORES COM Total Common Stock 931142103 285 3,721 SH   SOLE   0 0 3,721
EXXON MOBIL CORPORATION COM Total Common Stock 30231G102 1,539 16,366 SH   SOLE   0 0 16,366