The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ADVANCED CELL TECHNOLOGY INC Common Stock 00752K105 1 20,000 SH   SOLE   0 0 20,000
ALCOA INC COM Common Stock 013817101 327 21,955 SH   SOLE   0 0 21,955
ALTRIA GROUP INC COM Common Stock 02209S103 592 14,122 SH   SOLE   0 0 14,122
AMERICAN ELEC PWR INC COM Common Stock 025537101 211 3,785 SH   SOLE   0 0 3,785
AMGEN INC COM Common Stock 031162100 205 1,729 SH   SOLE   0 0 1,729
APPLE INC COM Common Stock 037833100 2,589 27,855 SH   SOLE   0 0 27,855
AT&T INC COM Common Stock 00206R102 2,970 83,981 SH   SOLE   0 0 83,981
BANK OF AMERICA CORP COM Common Stock 060505104 524 34,107 SH   SOLE   0 0 34,107
BANRO CORPORATION COM Common Stock 066800103 9 19,363 SH   SOLE   0 0 19,363
BARCLAYS BK PLC IPATH DOW JONES AIG COMMODITY Common Stock 06738C778 202 5,134 SH   SOLE   0 0 5,134
BERKSHIRE HATHAWAY INC DEL CL A FRMLY COMMON Common Stock 084670108 760 4 SH   SOLE   0 0 4
BERKSHIRE HATHAWAY INC DEL CL B NEW Common Stock 084670702 1,239 9,787 SH   SOLE   0 0 9,787
BOEING CO COM Common Stock 097023105 377 2,963 SH   SOLE   0 0 2,963
BP PLC SPONS ADR Common Stock 055622104 357 6,760 SH   SOLE   0 0 6,760
BRISTOL-MYERS SQUIBB CM Common Stock 110122108 295 6,078 SH   SOLE   0 0 6,078
BROADRIDGE FINANCIAL SOLUTIONS LLC Common Stock 11133T103 1 13 SH   SOLE   0 0 13
CENVEO INC COM Common Stock 15670S105 40 10,661 SH   SOLE   0 0 10,661
CHEVRON CORP COM Common Stock 166764100 2,824 21,632 SH   SOLE   0 0 21,632
CHUBB CORP COM Common Stock 171232101 226 2,457 SH   SOLE   0 0 2,457
COCA COLA CO COM Common Stock 191216100 419 9,881 SH   SOLE   0 0 9,881
COMCAST CORP NEW CL A Common Stock 20030N101 306 5,703 SH   SOLE   0 0 5,703
CONOCOPHILLIPS CORP COM Common Stock 20825C104 262 3,059 SH   SOLE   0 0 3,059
CONSOLIDATED COMM HLDGS COM Common Stock 209034107 268 12,057 SH   SOLE   0 0 12,057
CORELOGIC INC COM USD0.00001 Common Stock 21871D103 339 11,159 SH   SOLE   0 0 11,159
COSTCO WHOLESALE CORPORATION COM Common Stock 22160K105 276 2,398 SH   SOLE   0 0 2,398
DOMINION RESOURCES INC COM Common Stock 25746U109 109 1,522 SH   SOLE   0 0 1,522
EDISON INTERNATIONAL COM Common Stock 281020107 580 9,973 SH   SOLE   0 0 9,973
EXXON MOBIL CORPORATION COM Common Stock 30231G102 1,568 15,572 SH   SOLE   0 0 15,572
FIRST TRUST MORNINGSTAR DIVIDEND LEADERS INDEX FUND ETF 336917109 6,236 262,231 SH   SOLE   0 0 262,231
FORD MOTOR COM Common Stock 345370860 320 18,564 SH   SOLE   0 0 18,564
GENERAL ELECTRIC CO COM Common Stock 369604103 883 33,597 SH   SOLE   0 0 33,597
HALLIBURTON CO HOLDING CO FRMLY HALLIBURTON CO Common Stock 406216101 743 10,468 SH   SOLE   0 0 10,468
HEWLETT PACKARD CO COM Common Stock 428236103 590 17,522 SH   SOLE   0 0 17,522
HEWLETT PACKARD CO SENIOR NOTE M/W, RATE: 3.0 Common Stock 428236BP7 52 50,000 SH   SOLE   0 0 50,000
HOME DEPOT INC COM Common Stock 437076102 507 6,264 SH   SOLE   0 0 6,264
HSBC FINANCE CORP FR, RATE: 3.9 Common Stock 40429XXN1 33 32,000 SH   SOLE   0 0 32,000
INGERSOLL-RAND PLC Common Stock G47791101 230 3,676 SH   SOLE   0 0 3,676
INTEL CORP COM Common Stock 458140100 3,308 107,046 SH   SOLE   0 0 107,046
INTL BUSINESS MACHINES COM Common Stock 459200101 1,169 6,450 SH   SOLE   0 0 6,450
ISHARES COHEN & STEERS REIT ETF ETF 464287564 259 2,969 SH   SOLE   0 0 2,969
ISHARES CORE S&P 500 ETF ETF 464287200 387 1,967 SH   SOLE   0 0 1,967
ISHARES CORE US AGGREGATE BOND ETF ETF 464287226 1,296 11,847 SH   SOLE   0 0 11,847
ISHARES INTERMEDIATE CREDIT BND ETF ETF 464288638 304 2,760 SH   SOLE   0 0 2,760
ISHARES INTL SELECT DIV ETF ETF 464288448 3,268 81,919 SH   SOLE   0 0 81,919
ISHARES MSCI EAFE ETF ETF 464287465 375 5,487 SH   SOLE   0 0 5,487
ISHARES MSCI GLOBAL HIGH YIELD ETF ETF 464286178 221 4,023 SH   SOLE   0 0 4,023
ISHARES S&P 500 GROWTH ETF ETF 464287309 530 5,034 SH   SOLE   0 0 5,034
ISHARES S&P 500 VALUE ETF ETF 464287408 538 5,962 SH   SOLE   0 0 5,962
ISHARES S&P AGGRESSIVE ALLOCATION ETF ETF 464289859 236 5,002 SH   SOLE   0 0 5,002
ISHARES SELECT DIVIDEND ETF ETF 464287168 2,306 29,962 SH   SOLE   0 0 29,962
ISHARES TIPS BOND ETF ETF 464287176 194 1,685 SH   SOLE   0 0 1,685
JOHNSON & JOHNSON COM Common Stock 478160104 918 8,779 SH   SOLE   0 0 8,779
KINDER MORGAN ENERGY PARTNERSCM LP Unit 494550106 304 3,694 SH   SOLE   0 0 3,694
MEDTRONIC INC COM Common Stock 585055106 558 8,752 SH   SOLE   0 0 8,752
MICROSOFT CORP COM Common Stock 594918104 923 22,136 SH   SOLE   0 0 22,136
ORACLE CORP COM Common Stock 68389X105 311 7,676 SH   SOLE   0 0 7,676
PACIFIC GAS & ELEC CO COM Common Stock 69331C108 566 11,791 SH   SOLE   0 0 11,791
PEPSICO INC COM Common Stock 713448108 459 5,140 SH   SOLE   0 0 5,140
PFIZER INC COM Common Stock 717081103 256 8,618 SH   SOLE   0 0 8,618
PIMCO TOTAL RETURN ETF ETF 72201R775 613 5,620 SH   SOLE   0 0 5,620
POWERSHARES QQQ TR UNIT SER 1 ETF 73935A104 280 2,977 SH   SOLE   0 0 2,977
POWERSHARES S&P 500 LOW VOLITILY PORT ETF 73937B779 225 6,311 SH   SOLE   0 0 6,311
PROCTER GAMBLE CO COM Common Stock 742718109 562 7,155 SH   SOLE   0 0 7,155
REDWOOD MORTGAGE INVESTORS VI LTD PARTNERSHIP Unit 758059109 41 41,209 SH   SOLE   0 0 41,209
REDWOOD MORTGAGE INVESTORS VIII LTD PARTNERSHIP Unit 758059307 51 51,331 SH   SOLE   0 0 51,331
SCH US AGG BND ETF ETF 808524839 282 5,438 SH   SOLE   0 0 5,438
SCHW INTL EQ ETF ETF 808524805 379 11,484 SH   SOLE   0 0 11,484
SCHWAB US BROAD MARKET ETF ETF 808524102 423 8,874 SH   SOLE   0 0 8,874
SIERRA VISTA BANK (CA) COM Common Stock 82651B105 41 10,000 SH   SOLE   0 0 10,000
SOUTHERN CO COM Common Stock 842587107 539 11,878 SH   SOLE   0 0 11,878
SPDR DOW JONES INDUSTRIAL AVEETF TRUST ETF 78467X109 316 1,883 SH   SOLE   0 0 1,883
SPDR GOLD TR GOLD SHS ETF ETF 78463V107 918 7,173 SH   SOLE   0 0 7,173
SPDR TR S&P 500 ETF TR ETF 78462F103 870 4,447 SH   SOLE   0 0 4,447
STANDARD PACIFIC CORP CM Common Stock 85375C101 153 17,800 SH   SOLE   0 0 17,800
UNILEVER PLC ADR Common Stock 904767704 291 6,427 SH   SOLE   0 0 6,427
VANGUARD BOND INDEX FUNDTOTAL BOND MARKET ETF ETF 921937835 10 120 SH   SOLE   0 0 120
VANGUARD CRSP US LARGE CAP GROW IND ETF ETF 922908736 372 3,756 SH   SOLE   0 0 3,756
VANGUARD CRSP US LARGE CAP INDEX ETF 922908637 2,944 32,706 SH   SOLE   0 0 32,706
VANGUARD CRSP US SMALL CAP VALUE IND ET ETF 922908611 221 2,091 SH   SOLE   0 0 2,091
VANGUARD FTSE DEVELOPED MARKETS ETF ETF 921943858 786 18,449 SH   SOLE   0 0 18,449
VANGUARD HIGH DIVIDEND YIELD ETF ETF 921946406 432 6,520 SH   SOLE   0 0 6,520
VANGUARD REIT ETF INDEX ETF 922908553 311 4,157 SH   SOLE   0 0 4,157
VANGUARD SPECIALIZED PORTFOLIOS DIV APPRECIATION INDEX FD VIPER SHS Common Stock 921908844 88 1,131 SH   SOLE   0 0 1,131
VANGUARD TOTAL BOND MARKET ETF ETF 921937835 289 3,519 SH   SOLE   0 0 3,519
VANGUARD TOTAL INTERNATIONAL ETF ETF 922042858 21,902 507,822 SH   SOLE   0 0 507,822
VANGUARD TOTAL STOCK MARKET ETF ETF 922908769 139,491 1,370,645 SH   SOLE   0 0 1,370,645
VERIZON COMMUNICATIONS COM Common Stock 92343V104 947 19,357 SH   SOLE   0 0 19,357
VISTA GOLD CORP COM ETF 927926303 11 22,459 SH   SOLE   0 0 22,459
VODAFONE GROUP SPON ADR REP 10 ORD SHS (POST REV SPLIT) Common Stock 92857W308 448 13,419 SH   SOLE   0 0 13,419
WAL-MART STORES COM Common Stock 931142103 277 3,688 SH   SOLE   0 0 3,688
WALT DISNEY CO COM Common Stock 254687106 400 4,666 SH   SOLE   0 0 4,666
WELLS FARGO & CO COM Common Stock 949746101 442 8,411 SH   SOLE   0 0 8,411
WISDOMTREE TR EMERGING MKTS SMALLCAP DIVID FD ETF 97717W281 225 4,687 SH   SOLE   0 0 4,687