The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AT&T Inc. COM 00206R102 550 16,364 SH   SOLE   16,364 0 0
Anthem, Inc. COM 036752103 3,153 25,090 SH   SOLE   25,090 0 0
Apple Inc. COM 037833100 8,788 79,614 SH   SOLE   79,614 0 0
BHP Billiton Ltd. COM 088606108 2,514 53,125 SH   SOLE   53,125 0 0
Bank of Utica, non-voting shar COM 065437204 201 444 SH   SOLE   444 0 0
Baxter International Inc. COM 071813109 3,593 49,023 SH   SOLE   49,023 0 0
BlackRock, Inc. COM 09247X101 3,967 11,095 SH   SOLE   11,095 0 0
Boeing Co. COM 097023105 3,445 26,502 SH   SOLE   26,502 0 0
Carters Inc. COM 146229109 2,564 29,369 SH   SOLE   29,369 0 0
Caterpillar Inc. COM 149123101 3,095 33,815 SH   SOLE   33,815 0 0
Chesapeake Financial, Inc. COM 16517A109 155 10,022 SH   SOLE   10,022 0 0
Chevron Corp. COM 166764100 3,917 34,919 SH   SOLE   34,919 0 0
Coca Cola Co. COM 191216100 3,074 72,800 SH   SOLE   72,800 0 0
Cognizant Technology Solutions COM 192446102 4,698 89,206 SH   SOLE   89,206 0 0
Colgate Palmolive Co. COM 194162103 6,869 99,277 SH   SOLE   99,277 0 0
Covidien PLC COM G2554F113 3,965 38,771 SH   SOLE   38,771 0 0
Deere & Co. COM 244199105 2,843 32,130 SH   SOLE   32,130 0 0
Dollar Tree, Inc. COM 256746108 3,225 45,825 SH   SOLE   45,825 0 0
DuPont de Nemours COM 263534109 2,781 37,613 SH   SOLE   37,613 0 0
EMC Corp. COM 268648102 3,498 117,619 SH   SOLE   117,619 0 0
EOG Resources, Inc. COM 26875P101 3,751 40,740 SH   SOLE   40,740 0 0
Eaton Corporation PLC COM G29183103 3,247 47,775 SH   SOLE   47,775 0 0
Expedia, Inc. COM 30212P303 3,968 46,481 SH   SOLE   46,481 0 0
Exxon Mobil Corp. COM 30231G102 6,497 70,274 SH   SOLE   70,274 0 0
General Electric Co. COM 369604103 3,317 131,282 SH   SOLE   131,282 0 0
Google, Inc. - Class A COM 38259P508 1,114 2,100 SH   SOLE   2,100 0 0
Google, Inc. - Class C Non-Vot COM 38259P706 2,000 3,800 SH   SOLE   3,800 0 0
HSBC Holdings PLC ADR COM 404280406 3,372 71,400 SH   SOLE   71,400 0 0
Halliburton Co. COM 406216101 3,141 79,870 SH   SOLE   79,870 0 0
Hexcel Corp. COM 428291108 2,617 63,070 SH   SOLE   63,070 0 0
Honeywell International Inc. COM 438516106 3,662 36,648 SH   SOLE   36,648 0 0
Intel Corp. COM 458140100 1,603 44,174 SH   SOLE   44,174 0 0
International Business Machine COM 459200101 3,298 20,557 SH   SOLE   20,557 0 0
JP Morgan Chase & Co. COM 46625H100 4,482 71,624 SH   SOLE   71,624 0 0
Johnson & Johnson COM 478160104 2,920 27,923 SH   SOLE   27,923 0 0
Johnson Controls Inc. COM 478366107 1,592 32,935 SH   SOLE   32,935 0 0
M&T Bank Corp. COM 55261F104 5,114 40,710 SH   SOLE   40,710 0 0
Market Vectors Biotech ETF COM 57060U183 2,537 21,985 SH   SOLE   21,985 0 0
Materials Select Sector SPDR COM 81369Y100 3,453 71,075 SH   SOLE   71,075 0 0
McCormick & Co. Inc. COM 579780206 2,903 39,065 SH   SOLE   39,065 0 0
McDonalds Corp. COM 580135101 2,581 27,545 SH   SOLE   27,545 0 0
McKesson Corp. COM 58155Q103 3,966 19,108 SH   SOLE   19,108 0 0
Medtronic, Inc. COM 585055106 3,768 52,190 SH   SOLE   52,190 0 0
Merck & Co. COM 58933Y105 1,399 24,634 SH   SOLE   24,634 0 0
Microsoft Corp. COM 594918104 4,264 91,795 SH   SOLE   91,795 0 0
Mondelez International, Inc. COM 609207105 2,597 71,482 SH   SOLE   71,482 0 0
Mylan Laboratories Inc. COM 628530107 2,756 48,887 SH   SOLE   48,887 0 0
NXP Semiconductors COM N6596X109 2,730 35,739 SH   SOLE   35,739 0 0
NextEra Energy, Inc. COM 65339f101 3,591 33,788 SH   SOLE   33,788 0 0
Nike Inc. COM 654106103 2,376 24,715 SH   SOLE   24,715 0 0
Nordstrom, Inc. COM 655664100 2,421 30,490 SH   SOLE   30,490 0 0
Occidental Petroleum Corp. COM 674599105 2,725 33,801 SH   SOLE   33,801 0 0
Oracle Corp. COM 68389X105 3,648 81,110 SH   SOLE   81,110 0 0
PPG Industries Inc. COM 693506107 2,561 11,078 SH   SOLE   11,078 0 0
Pepsico Inc. COM 713448108 3,849 40,700 SH   SOLE   40,700 0 0
Pfizer Inc. COM 717081103 3,795 121,832 SH   SOLE   121,832 0 0
Phillips 66 COM 718546104 1,362 19,001 SH   SOLE   19,001 0 0
Priceline Group Inc. COM 741503403 2,829 2,481 SH   SOLE   2,481 0 0
Procter & Gamble Co. COM 742718109 3,589 39,398 SH   SOLE   39,398 0 0
Prudential Financial COM 744320102 2,814 31,103 SH   SOLE   31,103 0 0
QUALCOMM, Inc. COM 747525103 4,030 54,222 SH   SOLE   54,222 0 0
Schlumberger Ltd. COM 806857108 3,978 46,580 SH   SOLE   46,580 0 0
Sirona Dental Systems Inc. COM 82966C103 3,618 41,414 SH   SOLE   41,414 0 0
Skyworks Solutions Inc. COM 83088M102 4,668 64,202 SH   SOLE   64,202 0 0
Spectra Energy COM 847560109 2,315 63,768 SH   SOLE   63,768 0 0
T. Rowe Price Group Inc. COM 74144T108 2,788 32,470 SH   SOLE   32,470 0 0
The Bank of New York Mellon Co COM 064058100 3,872 95,446 SH   SOLE   95,446 0 0
The Travelers Companies, Inc. COM 89417E109 2,235 21,116 SH   SOLE   21,116 0 0
Time Warner Inc. COM 887317303 3,909 45,757 SH   SOLE   45,757 0 0
Ulta Salon, Cosmetics & Fragra COM 90384S303 3,099 24,240 SH   SOLE   24,240 0 0
Union Pacific Corporation COM 907818108 3,482 29,230 SH   SOLE   29,230 0 0
United Technologies Corp. COM 913017109 2,850 24,783 SH   SOLE   24,783 0 0
UnitedHealth Group Inc. COM 91324P102 3,659 36,195 SH   SOLE   36,195 0 0
Ventas Inc. COM 92276F100 4,203 58,625 SH   SOLE   58,625 0 0
Verizon Communications Inc. COM 92343V104 4,648 99,354 SH   SOLE   99,354 0 0
Visa Inc. COM 92826C839 4,228 16,127 SH   SOLE   16,127 0 0
Wal-Mart Stores COM 931142103 2,113 24,605 SH   SOLE   24,605 0 0
Walt Disney Co. COM 254687106 2,500 26,540 SH   SOLE   26,540 0 0
Williams-Sonoma, Inc. COM 969904101 3,187 42,115 SH   SOLE   42,115 0 0
Wisconsin Energy COM 976657106 3,051 57,853 SH   SOLE   57,853 0 0
Xylem Inc. COM 98419M100 2,069 54,339 SH   SOLE   54,339 0 0
Yum Brands Inc. COM 988498101 2,838 38,951 SH   SOLE   38,951 0 0
PowerShares DB Commodity Index ETF 73935S105 4,304 233,257 SH   SOLE   233,257 0 0
S&P 400 Mid-Cap Depository Rec ETF 78467Y107 218 825 SH   SOLE   825 0 0
SPDR Gold Trust ETF 78463V107 4,371 38,484 SH   SOLE   38,484 0 0
SPDR S&P China ETF 78463X400 4,802 60,292 SH   SOLE   60,292 0 0
Vanguard Dividend Appreciation ETF 921908844 4,871 60,012 SH   SOLE   60,012 0 0
Vanguard FTSE All-World ex-US ETF 922042775 4,944 105,507 SH   SOLE   105,507 0 0
Vanguard Index Fund Small Cap ETF 922908751 234 2,002 SH   SOLE   2,002 0 0
Vanguard REIT Index ETF 922908553 9,044 111,652 SH   SOLE   111,652 0 0
Vanguard Total Stock Market ET ETF 922908769 512 4,828 SH   SOLE   4,828 0 0
iShares MSCI EAFE Index Fund ETF 464287465 27,732 455,819 SH   SOLE   455,819 0 0
iShares MSCI Emerging Markets ETF 464287234 20,851 530,703 SH   SOLE   530,703 0 0
iShares Russell 1000 Growth In ETF 464287614 6,626 69,300 SH   SOLE   69,300 0 0
iShares Russell 1000 Value Ind ETF 464287598 214 2,050 SH   SOLE   2,050 0 0
iShares Russell 2000 Index ETF 464287655 14,666 122,608 SH   SOLE   122,608 0 0