The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ALLEGION PLC FOREIGN EQUITIES G0176J109 5 80 SH   SOLE   80 0 0
ALLERGAN PLC SHS COMMON STOCK G0177J108 11 40 SH   SOLE   40 0 0
ALLERGAN PLC SHS COMMON STOCK G0177J108 27 100 SH   DFND   100 0 0
ACCENTURE LTD BERMUDA CL A FOREIGN EQUITIES G1151C101 138 1,400 SH   SOLE   1,400 0 0
ACCENTURE LTD BERMUDA CL A FOREIGN EQUITIES G1151C101 39 400 SH   DFND   200 200 0
HELEN OF TROY LTD FOREIGN EQUITIES G4388N106 7 76 SH   SOLE   76 0 0
INGERSOLL-RAND PUBLIC LTD FOREIGN EQUITIES G47791101 12 240 SH   SOLE   240 0 0
WEATHERFORD INTERNATIONAL COMMON STOCK G48833100 1 100 SH   DFND   100 0 0
INVESCO LTD COMMON STOCK G491BT108 1 41 SH   SOLE   41 0 0
JAZZ PHARMACEUTICALS PLC FOREIGN EQUITIES G50871105 5 36 SH   SOLE   36 0 0
MEDTRONIC PLC ORDINARY FOREIGN EQUITIES G5960L103 380 5,675 SH   SOLE   5,375 0 300
MEDTRONIC PLC ORDINARY FOREIGN EQUITIES G5960L103 47 700 SH   DFND   300 400 0
STRATASYS LTD COMMON STOCK M85548101 13 500 SH   SOLE   500 0 0
CORE LABORATORIES N V COM COMMON STOCK N22717107 4 42 SH   SOLE   42 0 0
MYLAN NV FOREIGN EQUITIES N59465109 16 400 SH   SOLE   400 0 0
COPA HOLDINGS SA FOREIGN EQUITIES P31076105 1 22 SH   SOLE   22 0 0
AT&T INC COM COMMON STOCK 00206R102 1,293 39,684 SH   SOLE   37,584 1,600 500
AT&T INC COM COMMON STOCK 00206R102 893 27,420 SH   DFND   20,624 6,796 0
ABBOTT LABS COM COMMON STOCK 002824100 599 14,905 SH   SOLE   13,505 1,100 300
ABBOTT LABS COM COMMON STOCK 002824100 320 7,950 SH   DFND   7,650 300 0
ABBVIE, INC COMMON STOCK 00287Y109 784 14,405 SH   SOLE   13,105 1,000 300
ABBVIE, INC COMMON STOCK 00287Y109 487 8,950 SH   DFND   8,650 300 0
AECOM TECHNOLOGY CORP COMMON STOCK 00766T100 0 15 SH   SOLE   15 0 0
AETNA INC NEW COM COMMON STOCK 00817Y108 11 104 SH   SOLE   104 0 0
AGILENT TECHNOLOGIES INC COM COMMON STOCK 00846U101 7 200 SH   DFND   0 200 0
AIR PRODUCT AND CHEMICALS INC COMMON STOCK 009158106 944 7,400 SH   SOLE   6,800 600 0
AIR PRODUCT AND CHEMICALS INC COMMON STOCK 009158106 344 2,700 SH   DFND   2,500 200 0
ALCOA INC COMMON STOCK 013817101 7 712 SH   SOLE   500 0 212
ALCATEL-LUCENT SPONSORED ADR FOREIGN EQUITIES 013904305 0 54 SH   DFND   54 0 0
ALLSTATE CORP COM COMMON STOCK 020002101 7 126 SH   SOLE   126 0 0
ALTRIA GROUP INC COMMON STOCK 02209S103 331 6,091 SH   SOLE   5,491 0 600
ALTRIA GROUP INC COMMON STOCK 02209S103 201 3,700 SH   DFND   1,900 1,800 0
AMAZON COM INC COM COMMON STOCK 023135106 102 200 SH   DFND   200 0 0
AMERICAN ELEC PWR INC COM COMMON STOCK 025537101 26 450 SH   SOLE   450 0 0
AMERICAN ELEC PWR INC COM COMMON STOCK 025537101 107 1,885 SH   DFND   1,885 0 0
AMERICAN EQUITY INVT LIFE HLDG COMMON STOCK 025676206 3 111 SH   SOLE   111 0 0
AMERICAN EXPRESS CO COM COMMON STOCK 025816109 1,219 16,439 SH   SOLE   15,189 1,250 0
AMERICAN EXPRESS CO COM COMMON STOCK 025816109 719 9,700 SH   DFND   1,200 8,500 0
AMERICAN INTL GROUP WARRANTSEXP 1/19/2021 WARRANTS & RIGHTS 026874156 0 8 SH   SOLE   8 0 0
AMERICAN INTL GROUP WARRANTSEXP 1/19/2021 WARRANTS & RIGHTS 026874156 0 14 SH   DFND   14 0 0
AMERICAN INTL GROUP INC COM COMMON STOCK 026874784 2 35 SH   SOLE   35 0 0
AMERICAN WATER WORKS COMMON STOCK 030420103 580 10,525 SH   SOLE   8,625 1,900 0
AMERICAN WATER WORKS COMMON STOCK 030420103 80 1,450 SH   DFND   1,350 100 0
AMERIPRISE FINL INC COM COMMON STOCK 03076C106 94 865 SH   SOLE   865 0 0
AMERIPRISE FINL INC COM COMMON STOCK 03076C106 218 2,000 SH   DFND   0 2,000 0
AMGEN INC COM COMMON STOCK 031162100 574 4,150 SH   SOLE   3,850 300 0
AMGEN INC COM COMMON STOCK 031162100 221 1,600 SH   DFND   1,600 0 0
APPLE COMPUTER INC COM COMMON STOCK 037833100 1,398 12,676 SH   SOLE   12,051 625 0
APPLE COMPUTER INC COM COMMON STOCK 037833100 649 5,880 SH   DFND   5,365 515 0
APPLIED MATLS INC COM COMMON STOCK 038222105 15 1,000 SH   SOLE   1,000 0 0
AQUA AMERICA INC COM COMMON STOCK 03836W103 66 2,500 SH   SOLE   1,250 0 1,250
AQUA AMERICA INC COM COMMON STOCK 03836W103 51 1,916 SH   DFND   250 1,666 0
ASHLAND INC NEW COM COMMON STOCK 044209104 1 13 SH   DFND   13 0 0
ASTORIA FINL CORP COMMON STOCK 046265104 2 138 SH   SOLE   138 0 0
AUTOMATIC DATA PROCESSING INCOM COMMON STOCK 053015103 583 7,250 SH   SOLE   7,050 200 0
AUTOMATIC DATA PROCESSING INCOM COMMON STOCK 053015103 60 750 SH   DFND   250 500 0
BB&T CORP COM COMMON STOCK 054937107 20 560 SH   SOLE   560 0 0
BP PLC SPONSORED ADR FOREIGN EQUITIES 055622104 175 5,714 SH   SOLE   4,934 780 0
BP PLC SPONSORED ADR FOREIGN EQUITIES 055622104 55 1,800 SH   DFND   1,600 200 0
BP PRUDHOE BAY ROYALTY TRUST ROYALTY TRUST 055630107 8 200 SH   SOLE   200 0 0
BANKAMERICA CORP NEW COMMON STOCK 060505104 44 2,830 SH   SOLE   2,830 0 0
BANKAMERICA CORP NEW COMMON STOCK 060505104 10 650 SH   DFND   500 150 0
BANK NEW YORK MELLON CORP COM COMMON STOCK 064058100 102 2,600 SH   SOLE   2,600 0 0
BANK NEW YORK MELLON CORP COM COMMON STOCK 064058100 110 2,800 SH   DFND   2,800 0 0
BAXALTA INC COM COMMON STOCK 07177M103 390 12,387 SH   SOLE   10,487 1,900 0
BAXALTA INC COM COMMON STOCK 07177M103 77 2,450 SH   DFND   2,150 300 0
BAXTER INTL INC COM COMMON STOCK 071813109 538 16,387 SH   SOLE   14,487 1,900 0
BAXTER INTL INC COM COMMON STOCK 071813109 80 2,450 SH   DFND   2,150 300 0
BERKSHIRE HATHAWAY "B" NEW COMMON STOCK 084670702 492 3,775 SH   SOLE   3,275 500 0
BERKSHIRE HATHAWAY "B" NEW COMMON STOCK 084670702 183 1,400 SH   DFND   1,400 0 0
BIOGEN INC COM COMMON STOCK 09062X103 3 10 SH   SOLE   10 0 0
BOEING CO COM COMMON STOCK 097023105 499 3,814 SH   SOLE   3,714 0 100
BOEING CO COM COMMON STOCK 097023105 406 3,100 SH   DFND   3,100 0 0
BRISTOL MYERS SQUIBB CO COMMON STOCK 110122108 1,111 18,770 SH   SOLE   18,370 0 400
BRISTOL MYERS SQUIBB CO COMMON STOCK 110122108 435 7,348 SH   DFND   5,085 2,263 0
BRISTOW GROUP INC COMMON STOCK 110394103 2 76 SH   SOLE   76 0 0
BUCKEYE PARTNERS COMMON STOCK 118230101 237 4,000 SH   DFND   3,900 100 0
CBS CORP CL B COMMON STOCK 124857202 4 103 SH   SOLE   103 0 0
CDK GLOBAL, INC. COMMON STOCK 12508E101 8 174 SH   SOLE   174 0 0
CLECO CORP COMMON STOCK 12561W105 101 1,900 SH   SOLE   1,900 0 0
CSX CORP COM COMMON STOCK 126408103 15 575 SH   SOLE   575 0 0
CVS/CAREMARK CORP COM COMMON STOCK 126650100 103 1,065 SH   SOLE   1,065 0 0
CABOT OIL & GAS CORPORATION COMMON STOCK 127097103 44 2,000 SH   SOLE   2,000 0 0
CALAMOS CONV & HIGH INC FD MUTUAL FUNDS-FIXED INCOME 12811P108 30 2,800 SH   SOLE   0 2,800 0
CALIFORNIA RESOURCES CORP COMMON STOCK 13057Q107 1 280 SH   SOLE   280 0 0
CAMPBELL SOUP CO COM COMMON STOCK 134429109 30 600 SH   SOLE   600 0 0
CANTEL MEDICAL CORP COMMON STOCK 138098108 6 105 SH   SOLE   105 0 0
CAPITAL ONE FINL CORP COMMON STOCK 14040H105 15 200 SH   SOLE   200 0 0
CARDINAL HEALTH INC COMMON STOCK 14149Y108 29 374 SH   SOLE   374 0 0
CARRIZO OIL & GAS INC. COMMON STOCK 144577103 12 400 SH   SOLE   400 0 0
CATERPILLAR INC DEL COM COMMON STOCK 149123101 199 3,050 SH   SOLE   3,050 0 0
CATERPILLAR INC DEL COM COMMON STOCK 149123101 29 450 SH   DFND   200 250 0
CELGENE CORP COM COMMON STOCK 151020104 9 80 SH   SOLE   80 0 0
CHECKPOINT SYSTEMS INC COMMON STOCK 162825103 1 81 SH   SOLE   81 0 0
CHEMOURS CO COM COMMON STOCK 163851108 19 2,954 SH   SOLE   2,754 80 120
CHEMOURS CO COM COMMON STOCK 163851108 31 4,727 SH   DFND   1,093 3,634 0
CHESAPEAKE ENERGY CORP COM COMMON STOCK 165167107 4 500 SH   SOLE   500 0 0
CHEVRONTEXACO CORP COM COMMON STOCK 166764100 887 11,240 SH   SOLE   9,950 1,290 0
CHEVRONTEXACO CORP COM COMMON STOCK 166764100 715 9,070 SH   DFND   8,770 300 0
CHUBB CORP COM COMMON STOCK 171232101 38 313 SH   SOLE   313 0 0
CISCO SYS INC COM COMMON STOCK 17275R102 816 31,100 SH   SOLE   28,900 2,200 0
CISCO SYS INC COM COMMON STOCK 17275R102 106 4,050 SH   DFND   1,650 2,400 0
CITIGROUP INC NEW COMMON STOCK 172967424 50 998 SH   SOLE   948 50 0
CITIGROUP INC NEW COMMON STOCK 172967424 8 161 SH   DFND   161 0 0
CLOROX COMPANY COMMON STOCK 189054109 12 100 SH   SOLE   100 0 0
COCA COLA CO COM COMMON STOCK 191216100 2,330 58,086 SH   SOLE   55,786 1,500 800
COCA COLA CO COM COMMON STOCK 191216100 274 6,836 SH   DFND   5,036 1,800 0
COCA-COLA ENTERPRISES INC NEW COMMON STOCK 19122T109 9 193 SH   SOLE   193 0 0
COLGATE PALMOLIVE CO COM COMMON STOCK 194162103 467 7,360 SH   SOLE   7,360 0 0
COLGATE PALMOLIVE CO COM COMMON STOCK 194162103 266 4,200 SH   DFND   3,500 700 0
COMCAST CORP COMMON STOCK 20030N101 66 1,169 SH   SOLE   1,169 0 0
COMCAST CORP COMMON STOCK 20030N101 44 777 SH   DFND   777 0 0
COMMUNITY BANK SYSTEM INC COMMON STOCK 203607106 7 200 SH   SOLE   200 0 0
CONAGRA FOODS INC COM COMMON STOCK 205887102 4 100 SH   SOLE   100 0 0
CONOCOPHILLIPS COM COMMON STOCK 20825C104 252 5,250 SH   SOLE   5,250 0 0
CONOCOPHILLIPS COM COMMON STOCK 20825C104 470 9,800 SH   DFND   4,800 5,000 0
CONSOLIDATED EDISON INC COMMON STOCK 209115104 30 456 SH   SOLE   456 0 0
CONSOLIDATED EDISON INC COMMON STOCK 209115104 67 1,000 SH   DFND   1,000 0 0
CORNING INC COM COMMON STOCK 219350105 4 233 SH   SOLE   233 0 0
DNP SELECT INCOME FD INC MUTUAL FUNDS- BALANCED 23325P104 27 3,000 SH   SOLE   0 3,000 0
DEERE & CO COM COMMON STOCK 244199105 448 6,050 SH   SOLE   5,550 300 200
DEERE & CO COM COMMON STOCK 244199105 287 3,875 SH   DFND   3,625 250 0
DISNEY WALT CO COM DISNEY COMMON STOCK 254687106 345 3,379 SH   SOLE   3,379 0 0
DISNEY WALT CO COM DISNEY COMMON STOCK 254687106 86 840 SH   DFND   840 0 0
DISCOVER FINL SVCS COMMON STOCK 254709108 7 136 SH   SOLE   136 0 0
DOMINION RES INC VA NEW COM COMMON STOCK 25746U109 846 12,020 SH   SOLE   11,220 200 600
DOMINION RES INC VA NEW COM COMMON STOCK 25746U109 514 7,300 SH   DFND   5,500 1,800 0
DOW CHEM CO COM COMMON STOCK 260543103 224 5,276 SH   SOLE   5,176 0 100
DOW CHEM CO COM COMMON STOCK 260543103 145 3,430 SH   DFND   3,130 300 0
DU PONT E I DE NEMOURS & CO COM COMMON STOCK 263534109 1,161 24,091 SH   SOLE   22,491 1,000 600
DU PONT E I DE NEMOURS & CO COM COMMON STOCK 263534109 1,324 27,474 SH   DFND   8,500 18,974 0
DUKE ENERGY HLDG CORP COMMON STOCK 26441C204 218 3,026 SH   SOLE   3,026 0 0
DUKE ENERGY HLDG CORP COMMON STOCK 26441C204 244 3,398 SH   DFND   3,332 66 0
E M C CORP MASS COM COMMON STOCK 268648102 28 1,146 SH   SOLE   1,146 0 0
E M C CORP MASS COM COMMON STOCK 268648102 14 600 SH   DFND   0 600 0
EATON VANCE CORP- NON VTG COMMON STOCK 278265103 2 64 SH   SOLE   64 0 0
EBAY INC COM COMMON STOCK 278642103 11 434 SH   SOLE   434 0 0
EDWARDS LIFESCIENCES CORP COM COMMON STOCK 28176E108 57 400 SH   SOLE   400 0 0
EMERSON ELEC CO COM COMMON STOCK 291011104 1,095 24,795 SH   SOLE   22,995 1,400 400
EMERSON ELEC CO COM COMMON STOCK 291011104 320 7,250 SH   DFND   6,050 1,200 0
ENERGY TRANSFER PARTNERS LP COMMON STOCK 29273R109 6 150 SH   SOLE   150 0 0
ENERGY TRANSFER EQUITY L P COM UNIT LTD PRTNERS COMMON STOCK 29273V100 915 44,000 SH   SOLE   44,000 0 0
ENERGY TRANSFER EQUITY L P COM UNIT LTD PRTNERS COMMON STOCK 29273V100 8 408 SH   DFND   408 0 0
ENERSYS COMMON STOCK 29275Y102 4 78 SH   SOLE   78 0 0
ENTEGRIS INC COMMON STOCK 29362U104 3 251 SH   SOLE   251 0 0
ENTERPRISE PROD PRTNRS L.P. COMMON STOCK 293792107 100 4,000 SH   DFND   4,000 0 0
EQUIFAX INC COMMON STOCK 294429105 4 41 SH   SOLE   41 0 0
EVERSOURCE ENERGY NPV COMMON STOCK 30040W108 3 50 SH   SOLE   50 0 0
YORKVILLE HIGH INCOME MLP ETF MUTUAL FUNDS-ETF EQUITIES 301505103 37 5,400 SH   SOLE   5,400 0 0
EXELON CORP COM COMMON STOCK 30161N101 386 13,000 SH   SOLE   12,500 0 500
EXELON CORP COM COMMON STOCK 30161N101 84 2,833 SH   DFND   2,633 200 0
EXPEDITORS INTL WASH INC COMMON STOCK 302130109 1,243 26,420 SH   SOLE   24,470 1,450 500
EXPEDITORS INTL WASH INC COMMON STOCK 302130109 233 4,950 SH   DFND   3,050 1,900 0
EXPRESS SCRIPTS HLDG CO. COMMON STOCK 30219G108 40 500 SH   SOLE   500 0 0
EXXON MOBIL CORP COM COMMON STOCK 30231G102 2,696 36,257 SH   SOLE   35,257 900 100
EXXON MOBIL CORP COM COMMON STOCK 30231G102 2,748 36,956 SH   DFND   19,845 17,111 0
FLIR SYSTEM INC COMMON STOCK 302445101 3 109 SH   SOLE   109 0 0
F N B CORP PA COMMON STOCK 302520101 750 57,937 SH   SOLE   0 0 57,937
FACEBOOK INC COMMON STOCK 30303M102 18 200 SH   SOLE   200 0 0
FACEBOOK INC COMMON STOCK 30303M102 18 200 SH   DFND   0 200 0
FASTENAL CO COM COMMON STOCK 311900104 1,693 46,250 SH   SOLE   42,700 2,150 1,400
FASTENAL CO COM COMMON STOCK 311900104 284 7,750 SH   DFND   5,450 2,300 0
FIFTH THIRD BANCORP COMMON STOCK 316773100 9 493 SH   SOLE   493 0 0
FIRST SOLAR INC COMMON STOCK 336433107 9 200 SH   DFND   200 0 0
FORD MTR CO DEL COM PAR $0.01 COMMON STOCK 345370860 14 1,000 SH   SOLE   1,000 0 0
FORD MTR CO DEL COM PAR $0.01 COMMON STOCK 345370860 2 157 SH   DFND   157 0 0
FRANKLIN ELECTRIC INC COMMON STOCK 353514102 3 104 SH   SOLE   104 0 0
FRANKLIN RESOURCES INC COMMON STOCK 354613101 5 141 SH   SOLE   141 0 0
FREEPORTMCMORAN COPP CL B COMMON STOCK 35671D857 3 268 SH   SOLE   54 214 0
FRONTIER COMMUNICATIONS CORP COMMON STOCK 35906A108 0 95 SH   SOLE   95 0 0
FRONTIER COMMUNICATIONS CORP COMMON STOCK 35906A108 2 411 SH   DFND   411 0 0
GATX CORP COMMON STOCK 361448103 3 72 SH   SOLE   72 0 0
GENERAL DYNAMICS CORP COMMON STOCK 369550108 121 875 SH   SOLE   875 0 0
GENERAL ELEC CO COM COMMON STOCK 369604103 2,667 105,781 SH   SOLE   101,981 3,800 0
GENERAL ELEC CO COM COMMON STOCK 369604103 1,153 45,721 SH   DFND   23,850 21,871 0
GENERAL MLS INC COM COMMON STOCK 370334104 826 14,709 SH   SOLE   13,609 1,100 0
GENERAL MLS INC COM COMMON STOCK 370334104 222 3,950 SH   DFND   2,850 1,100 0
GILEAD SCIENCES INC COMMON STOCK 375558103 115 1,175 SH   SOLE   1,175 0 0
GLAXOSMITHKLINE PLC SPONSORED ADR FOREIGN EQUITIES 37733W105 376 9,775 SH   SOLE   9,775 0 0
GLAXOSMITHKLINE PLC SPONSORED ADR FOREIGN EQUITIES 37733W105 263 6,850 SH   DFND   6,250 600 0
GLOBAL PAMENTS INC COMMON STOCK 37940X102 7 57 SH   SOLE   57 0 0
GOLDMAN SACHS GROUP INC COMMON STOCK 38141G104 10 55 SH   SOLE   55 0 0
GOOGLE INC CL A COMMON STOCK 38259P508 119 186 SH   SOLE   186 0 0
GOOGLE INC CL A COMMON STOCK 38259P508 6 10 SH   DFND   0 10 0
GOOGLE INC. CL C COMMON STOCK 38259P706 545 896 SH   SOLE   816 80 0
GOOGLE INC. CL C COMMON STOCK 38259P706 125 205 SH   DFND   145 60 0
HALLIBURTON CO COMMON STOCK 406216101 4 118 SH   SOLE   118 0 0
HARRIS CORP DEL COM COMMON STOCK 413875105 3 46 SH   DFND   46 0 0
HARSCO CORP COMMON STOCK 415864107 1 78 SH   SOLE   78 0 0
HARTFORD FINL SVCS COMMON STOCK 416515104 17 373 SH   DFND   373 0 0
HERSHEY FOODS CORP COM COMMON STOCK 427866108 46 504 SH   SOLE   504 0 0
HEWLETT PACKARD CO COM COMMON STOCK 428236103 13 500 SH   SOLE   500 0 0
HEXCEL CORP- NEW COMMON STOCK 428291108 7 146 SH   SOLE   146 0 0
HOME DEPOT INC COM COMMON STOCK 437076102 118 1,020 SH   SOLE   1,020 0 0
HONEYWELL INTL INC COM COMMON STOCK 438516106 28 300 SH   SOLE   300 0 0
HONEYWELL INTL INC COM COMMON STOCK 438516106 66 700 SH   DFND   600 100 0
ITT CORP NEW COM NEW COMMON STOCK 450911201 8 231 SH   DFND   231 0 0
INTEL CORP COM COMMON STOCK 458140100 650 21,566 SH   SOLE   20,016 1,150 400
INTEL CORP COM COMMON STOCK 458140100 336 11,150 SH   DFND   8,650 2,500 0
INTERNATIONAL BUSINESS MACHSCOM COMMON STOCK 459200101 944 6,509 SH   SOLE   6,309 200 0
INTERNATIONAL BUSINESS MACHSCOM COMMON STOCK 459200101 2,756 19,012 SH   DFND   8,112 10,900 0
INTL PAPER CO COM COMMON STOCK 460146103 5 130 SH   SOLE   130 0 0
INTL PAPER CO COM COMMON STOCK 460146103 26 700 SH   DFND   0 700 0
INTUITIVE SURGICAL INC. COMMON STOCK 46120E602 7 15 SH   DFND   0 15 0
INVESCO VAN KAMPEN SR INCOMETR MUTUAL FUNDS-ETF EQUITIES 46131H107 6 1,400 SH   SOLE   1,400 0 0
ISHARES SILVER TRUST ETF MUTUAL FUNDS-ETF EQUITIES 46428Q109 14 1,000 SH   SOLE   500 500 0
ISHARES GOLD TRUST MUTUAL FUNDS-ETF EQUITIES 464285105 7 674 SH   SOLE   674 0 0
ISHARES BARCLAYS TIPS BND FD MUTUAL FUNDS-ETF FIXED INCOME 464287176 15 134 SH   SOLE   134 0 0
ISHARES S&P 500 INDEX MUTUAL FUNDS-ETF EQUITIES 464287200 154 800 SH   SOLE   800 0 0
ISHARES S&P 500 INDEX MUTUAL FUNDS-ETF EQUITIES 464287200 77 400 SH   DFND   400 0 0
ISHARES MSCI EMERGING MKTS INDEX FD MUTUAL FUNDS-ETF EQUITIES 464287234 11 321 SH   SOLE   321 0 0
ISHARES TR S&P NA NATURAL RESOURCES MUTUAL FUNDS-EQUITIES 464287374 44 1,500 SH   DFND   0 1,500 0
ISHARES TR MSCI EAFE INDEX MUTUAL FUNDS-ETF EQUITIES 464287465 109 1,902 SH   SOLE   1,902 0 0
ISHARES TR MSCI EAFE INDEX MUTUAL FUNDS-ETF EQUITIES 464287465 86 1,500 SH   DFND   0 1,500 0
ISHARES RUSSELL MID-CAP ETF MUTUAL FUNDS-ETF EQUITIES 464287499 47 305 SH   SOLE   305 0 0
J P MORGAN CHASE & CO COM COMMON STOCK 46625H100 1,012 16,597 SH   SOLE   15,397 1,200 0
J P MORGAN CHASE & CO COM COMMON STOCK 46625H100 124 2,030 SH   DFND   1,130 900 0
JOHNSON & JOHNSON COM COMMON STOCK 478160104 2,249 24,093 SH   SOLE   23,193 900 0
JOHNSON & JOHNSON COM COMMON STOCK 478160104 792 8,483 SH   DFND   6,133 2,350 0
JOHNSON CONTROLS INC COMMON STOCK 478366107 34 820 SH   SOLE   820 0 0
KELLOGG CO COM COMMON STOCK 487836108 512 7,700 SH   SOLE   6,100 1,100 500
KELLOGG CO COM COMMON STOCK 487836108 116 1,750 SH   DFND   1,650 100 0
KEYSIGHT TECHNOLOGIES INC. COMMON STOCK 49338L103 3 100 SH   DFND   0 100 0
KIMBERLY CLARK CORP COM COMMON STOCK 494368103 218 2,000 SH   SOLE   1,900 100 0
KIMBERLY CLARK CORP COM COMMON STOCK 494368103 327 2,997 SH   DFND   2,997 0 0
KINDER MORGAN INC (DE) CLASS P COMMON STOCK 49456B101 14 494 SH   DFND   494 0 0
KRAFT HEINZ CO COM COMMON STOCK 500754106 145 2,055 SH   SOLE   1,755 0 300
KRAFT HEINZ CO COM COMMON STOCK 500754106 224 3,177 SH   DFND   2,478 699 0
LABORATORY CORP AMER HLDGS COM NEW COMMON STOCK 50540R409 1 10 SH   SOLE   10 0 0
LILLY ELI & CO COM COMMON STOCK 532457108 600 7,175 SH   SOLE   6,775 0 400
LILLY ELI & CO COM COMMON STOCK 532457108 684 8,170 SH   DFND   6,220 1,950 0
LINCOLN NATIONAL CORP COMMON STOCK 534187109 6 117 SH   SOLE   117 0 0
LINEAR TECHNOLOGY CORP COMMON STOCK 535678106 988 24,500 SH   SOLE   22,600 1,900 0
LINEAR TECHNOLOGY CORP COMMON STOCK 535678106 252 6,250 SH   DFND   4,150 2,100 0
LINN ENERGY LLC COMMON STOCK 536020100 1 550 SH   DFND   550 0 0
LITTLEFUSE INC COMMON STOCK 537008104 3 38 SH   SOLE   38 0 0
LOCKHEED MARTIN CORP COM COMMON STOCK 539830109 135 650 SH   SOLE   650 0 0
LOWES COS INC COM COMMON STOCK 548661107 171 2,475 SH   SOLE   2,075 0 400
LOWES COS INC COM COMMON STOCK 548661107 52 750 SH   DFND   0 750 0
LULULEMON ATHLETICA COMMON STOCK 550021109 10 200 SH   SOLE   200 0 0
M&T BANK CORP COMMON STOCK 55261F104 38 310 SH   SOLE   310 0 0
MFS CHARTER INCOME TRUST MUTUAL FDS-NON TAX BNY 552727109 2 300 SH   SOLE   300 0 0
MAGNA INTERNATIONAL INC CL A FOREIGN EQUITIES 559222401 7 146 SH   SOLE   146 0 0
MANNKIND CORPORATION COMMON STOCK 56400P201 4 1,200 SH   DFND   1,200 0 0
MANULIFE FINANCIAL CORP FOREIGN EQUITIES 56501R106 51 3,294 SH   SOLE   3,294 0 0
MARATHON OIL CO COMMON STOCK 565849106 19 1,222 SH   SOLE   0 1,222 0
MARATHON PETROLEUM CORP COMMON STOCK 56585A102 57 1,222 SH   SOLE   0 1,222 0
MARTHA STEWART LIVING COMMON STOCK 573083102 1 200 SH   SOLE   200 0 0
MASTERCARD INCORPORATED COMMON STOCK 57636Q104 1,667 18,500 SH   SOLE   17,150 1,350 0
MASTERCARD INCORPORATED COMMON STOCK 57636Q104 297 3,300 SH   DFND   3,200 100 0
MATTEL INC COM COMMON STOCK 577081102 84 3,983 SH   SOLE   3,983 0 0
MCDONALDS CORP COM COMMON STOCK 580135101 801 8,130 SH   SOLE   7,430 700 0
MCDONALDS CORP COM COMMON STOCK 580135101 232 2,350 SH   DFND   2,250 100 0
MCKESSON CORP COMMON STOCK 58155Q103 19 100 SH   SOLE   100 0 0
MEAD JOHNSON NUTRITION CO CL A COMMON STOCK 582839106 5 68 SH   DFND   0 68 0
MEDICAL PROPERTIES TR INC COMMON STOCK 58463J304 2 188 SH   SOLE   188 0 0
MERCK & CO INC NEW COMMON STOCK 58933Y105 544 11,015 SH   SOLE   10,515 0 500
MERCK & CO INC NEW COMMON STOCK 58933Y105 215 4,350 SH   DFND   2,950 1,400 0
METLIFE INC COMMON STOCK 59156R108 22 465 SH   SOLE   465 0 0
METLIFE INC COMMON STOCK 59156R108 9 200 SH   DFND   0 200 0
MICROSOFT CORP COMMON STOCK 594918104 1,904 43,035 SH   SOLE   40,635 2,400 0
MICROSOFT CORP COMMON STOCK 594918104 431 9,750 SH   DFND   4,950 4,800 0
MICROCHIP TECHNOLOGY INC COM COMMON STOCK 595017104 1,026 23,815 SH   SOLE   21,715 1,700 400
MICROCHIP TECHNOLOGY INC COM COMMON STOCK 595017104 207 4,800 SH   DFND   3,300 1,500 0
MONDELEZ INTL INC COMMON STOCK 609207105 302 7,212 SH   SOLE   6,712 0 500
MONDELEZ INTL INC COMMON STOCK 609207105 443 10,591 SH   DFND   8,855 1,736 0
MONSANTO CO (NEW) COMMON STOCK 61166W101 14 160 SH   SOLE   160 0 0
MOODYS CORP COM COMMON STOCK 615369105 14 140 SH   SOLE   140 0 0
MOOG INC CLASS A COMMON STOCK 615394202 3 51 SH   SOLE   51 0 0
MOTOROLA SOLUTIONS, INC. COMMON STOCK 620076307 20 299 SH   SOLE   299 0 0
NBT BANCORP INC COM COMMON STOCK 628778102 5,108 189,693 SH   DFND   90,025 99,668 0
NCR CORP NEW COMMON STOCK 62886E108 1 27 SH   DFND   27 0 0
NATIONAL OILWELL VARCO INC COM COMMON STOCK 637071101 593 15,750 SH   SOLE   14,650 1,100 0
NATIONAL OILWELL VARCO INC COM COMMON STOCK 637071101 45 1,200 SH   DFND   1,000 200 0
NATURES SUNSHINE PRODUCTS COMMON STOCK 639027101 12 1,000 SH   SOLE   1,000 0 0
NEW YORK TIMES CO CL A COMMON STOCK 650111107 7 600 SH   SOLE   600 0 0
NEWPARK RESOURCES INC COMMON STOCK 651718504 1 232 SH   SOLE   232 0 0
NEXTERA ENERGY INC COMMON STOCK 65339F101 583 5,975 SH   SOLE   5,975 0 0
NEXTERA ENERGY INC COMMON STOCK 65339F101 471 4,833 SH   DFND   3,183 1,650 0
NIKE INC CL B COMMON STOCK 654106103 33 271 SH   SOLE   271 0 0
NOKIA CORP SPONSORED ADR FOREIGN EQUITIES 654902204 1 200 SH   SOLE   200 0 0
NORFOLK SOUTHERN CORP COMMON STOCK 655844108 714 9,350 SH   SOLE   9,350 0 0
NORFOLK SOUTHERN CORP COMMON STOCK 655844108 32 425 SH   DFND   225 200 0
NORTHROP GRUMMAN CORP COM COMMON STOCK 666807102 33 200 SH   SOLE   200 0 0
NORWOOD FINANCIAL CORPORATION COMMON STOCK 669549107 171 5,881 SH   SOLE   5,881 0 0
NOVARTIS AG FOREIGN EQUITIES 66987V109 131 1,430 SH   SOLE   1,138 0 292
NOVARTIS AG FOREIGN EQUITIES 66987V109 64 692 SH   DFND   200 492 0
NOW INC COMMON STOCK 67011P100 18 1,223 SH   SOLE   1,223 0 0
NOW INC COMMON STOCK 67011P100 3 200 SH   DFND   175 25 0
NU SKIN ENTERPRISES INC A COMMON STOCK 67018T105 4 100 SH   DFND   100 0 0
NUCOR CORP COMMON STOCK 670346105 223 5,950 SH   SOLE   5,950 0 0
NUCOR CORP COMMON STOCK 670346105 23 600 SH   DFND   600 0 0
NUVEEN PERFORMANCE PLUS MUNICIPAL FUND INC MUTUAL FUNDS-ETF EQUITIES 67062P108 16 1,096 SH   SOLE   1,096 0 0
OCCIDENTAL PETE CORP DEL COM COMMON STOCK 674599105 572 8,651 SH   SOLE   8,651 0 0
OCCIDENTAL PETE CORP DEL COM COMMON STOCK 674599105 40 600 SH   DFND   0 600 0
ONE GAS INC. COMMON STOCK 68235P108 1 19 SH   SOLE   19 0 0
ONEOK INC COMMON STOCK 682680103 2 76 SH   SOLE   76 0 0
ORACLE CORP COM COMMON STOCK 68389X105 718 19,888 SH   SOLE   18,688 1,200 0
ORACLE CORP COM COMMON STOCK 68389X105 123 3,400 SH   DFND   2,600 800 0
PNC FINL SVCS GROUP INC COM COMMON STOCK 693475105 548 6,146 SH   SOLE   4,846 900 400
PNC FINL SVCS GROUP INC COM COMMON STOCK 693475105 461 5,165 SH   DFND   115 5,050 0
PPG INDS INC COM COMMON STOCK 693506107 148 1,688 SH   SOLE   1,688 0 0
PPG INDS INC COM COMMON STOCK 693506107 57 650 SH   DFND   150 500 0
PPL CORP, COM COMMON STOCK 69351T106 1,431 43,535 SH   SOLE   42,935 0 600
PPL CORP, COM COMMON STOCK 69351T106 822 24,995 SH   DFND   24,795 200 0
PAYPAL HLDGS INC COM COMMON STOCK 70450Y103 13 434 SH   SOLE   434 0 0
PENNS WOODS BANCORP INC COMMON STOCK 708430103 41 1,000 SH   SOLE   0 1,000 0
PEOPLES FINL SVCS CORP COMMON STOCK 711040105 11,637 333,155 SH   SOLE   236,219 4,545 92,391
PEOPLES FINL SVCS CORP COMMON STOCK 711040105 233 6,674 SH   DFND   3,038 3,636 0
PEPSICO INC COM COMMON STOCK 713448108 3,163 33,538 SH   SOLE   32,238 1,000 300
PEPSICO INC COM COMMON STOCK 713448108 259 2,750 SH   DFND   1,150 1,600 0
PFIZER INC COM COMMON STOCK 717081103 2,227 70,932 SH   SOLE   68,382 1,850 700
PFIZER INC COM COMMON STOCK 717081103 1,577 50,225 SH   DFND   24,916 25,309 0
PHILIP MORRIS INTL INC COMMON STOCK 718172109 488 6,155 SH   SOLE   6,155 0 0
PHILIP MORRIS INTL INC COMMON STOCK 718172109 237 2,990 SH   DFND   1,290 1,700 0
PHILLIPS 66 COMMON STOCK 718546104 4 50 SH   SOLE   50 0 0
PHILLIPS 66 COMMON STOCK 718546104 309 4,015 SH   DFND   1,515 2,500 0
PITNEY BOWES INC COM COMMON STOCK 724479100 10 500 SH   SOLE   0 500 0
PLUM CREEK TIMBER CO INC COM COMMON STOCK 729251108 4 100 SH   DFND   100 0 0
POLARIS INDS INC COMMON STOCK 731068102 4 37 SH   SOLE   37 0 0
PRAXAIR INC COMMON STOCK 74005P104 10 100 SH   SOLE   100 0 0
PROCTER & GAMBLE CO COM COMMON STOCK 742718109 2,476 34,417 SH   SOLE   32,417 1,400 600
PROCTER & GAMBLE CO COM COMMON STOCK 742718109 2,679 37,238 SH   DFND   29,938 7,300 0
PUBLIC SVC ENTERPRISE GROUP COM COMMON STOCK 744573106 13 300 SH   SOLE   300 0 0
PUBLIC SVC ENTERPRISE GROUP COM COMMON STOCK 744573106 59 1,400 SH   DFND   1,400 0 0
PUTNAM MUNICIPAL OPP TRUST MUTUAL FUNDS-ETF EQUITIES 746922103 21 1,715 SH   SOLE   1,715 0 0
QUALCOMM INC COM COMMON STOCK 747525103 18 331 SH   SOLE   331 0 0
QUALCOMM INC COM COMMON STOCK 747525103 5 100 SH   DFND   100 0 0
RAYMOND JAMES FINANCIAL INC COMMON STOCK 754730109 4 80 SH   SOLE   80 0 0
RAYTHEON CO COM NEW COMMON STOCK 755111507 98 900 SH   SOLE   900 0 0
REGIONS FINANCIAL CORP NEW COMMON STOCK 7591EP100 6 684 SH   SOLE   684 0 0
REINSURANCE GROUP AMER INC COMMON STOCK 759351604 4 43 SH   SOLE   43 0 0
ROCKWELL AUTOMATION INC COMMON STOCK 773903109 5 50 SH   SOLE   50 0 0
ROCKWELL COLLINS INC COM COMMON STOCK 774341101 348 4,250 SH   SOLE   4,250 0 0
ROYAL BANK OF CANADA FOREIGN EQUITIES 780087102 17 300 SH   DFND   300 0 0
ROYAL DUTCH SHELL PLC RDS-B FOREIGN EQUITIES 780259107 14 300 SH   SOLE   300 0 0
ROYAL DUTCH SHELL PLC SPONS ADR A FOREIGN EQUITIES 780259206 114 2,400 SH   SOLE   2,400 0 0
ROYAL DUTCH SHELL PLC SPONS ADR A FOREIGN EQUITIES 780259206 285 6,020 SH   DFND   3,120 2,900 0
SBA COMMUNICATIONS CORP CL A COMMON STOCK 78388J106 4 39 SH   SOLE   39 0 0
ST JUDE MEDICAL INC COMMON STOCK 790849103 8 127 SH   SOLE   127 0 0
SANOFI AVENTIS SPONSORED ADR FOREIGN EQUITIES 80105N105 17 350 SH   SOLE   350 0 0
SCHLUMBERGER LTD COM COMMON STOCK 806857108 577 8,370 SH   SOLE   7,270 700 400
SCHLUMBERGER LTD COM COMMON STOCK 806857108 335 4,850 SH   DFND   4,450 400 0
TECHNOLOGY SELECT SECT SPDR EFT MUTUAL FUNDS-ETF EQUITIES 81369Y803 48 1,215 SH   SOLE   1,215 0 0
SEVENTY SEVEN ENERGY INC COMMON STOCK 818097107 0 35 SH   SOLE   35 0 0
JM SMUCKER CO COMMON STOCK 832696405 23 200 SH   DFND   0 200 0
SNAP ON INC COMMON STOCK 833034101 7 47 SH   SOLE   47 0 0
SOUTH JERSEY INDUSTRIES INC COMMON STOCK 838518108 53 2,102 SH   SOLE   2,102 0 0
SOUTHERN CO COM COMMON STOCK 842587107 860 19,229 SH   SOLE   18,129 400 700
SOUTHERN CO COM COMMON STOCK 842587107 275 6,150 SH   DFND   5,450 700 0
SPECTRA ENERGY CORP COM COMMON STOCK 847560109 938 35,725 SH   SOLE   33,525 2,200 0
SPECTRA ENERGY CORP COM COMMON STOCK 847560109 336 12,800 SH   DFND   10,900 1,900 0
STARBUCKS CORP COM COMMON STOCK 855244109 879 15,460 SH   SOLE   14,060 1,400 0
STARBUCKS CORP COM COMMON STOCK 855244109 168 2,950 SH   DFND   2,950 0 0
STARWOOD HOTELS&RESORTS WRLDCOM COMMON STOCK 85590A401 16 245 SH   DFND   245 0 0
STATE STR CORP COM COMMON STOCK 857477103 119 1,768 SH   SOLE   1,768 0 0
SUBURBAN PROPANE PARTNERS L UNIT LTD PARTN COMMON STOCK 864482104 10 300 SH   SOLE   300 0 0
SUNCOR ENERGY INC NEW COM FOREIGN EQUITIES 867224107 304 11,400 SH   SOLE   10,900 500 0
SUNCOR ENERGY INC NEW COM FOREIGN EQUITIES 867224107 136 5,100 SH   DFND   4,200 900 0
SUNOCO LOGISTICS PARTNERS LP COMMON STOCK 86764L108 43 1,500 SH   SOLE   1,500 0 0
SUNPOWER CORP COMMON STOCK 867652406 1 30 SH   DFND   30 0 0
SYSCO CORP COM COMMON STOCK 871829107 985 25,266 SH   SOLE   23,166 2,100 0
SYSCO CORP COM COMMON STOCK 871829107 82 2,100 SH   DFND   1,400 700 0
TECO ENERGY INC COM COMMON STOCK 872375100 5 175 SH   SOLE   175 0 0
TALEN ENERGY CORP COM COMMON STOCK 87422J105 43 4,261 SH   SOLE   4,188 0 73
TALEN ENERGY CORP COM COMMON STOCK 87422J105 28 2,782 SH   DFND   2,782 0 0
TARGET CORP COMMON STOCK 87612E106 87 1,100 SH   SOLE   1,100 0 0
TELEDYNE TECHNOLOGIES INC COMMON STOCK 879360105 3 37 SH   SOLE   37 0 0
3 D SYSTEMS CORP (NEW) COMMON STOCK 88554D205 23 2,000 SH   SOLE   2,000 0 0
3M CO COMMON STOCK 88579Y101 1,443 10,180 SH   SOLE   10,080 0 100
3M CO COMMON STOCK 88579Y101 360 2,541 SH   DFND   2,166 375 0
TIME INC NEW COMMON STOCK 887228104 1 34 SH   SOLE   34 0 0
TIME INC NEW COMMON STOCK 887228104 0 24 SH   DFND   24 0 0
TIME WARNER INC COMMON STOCK 887317303 19 283 SH   SOLE   283 0 0
TIME WARNER INC COMMON STOCK 887317303 14 199 SH   DFND   199 0 0
TIME WARNER CABLE INC COMMON STOCK 88732J207 1 8 SH   SOLE   8 0 0
TIMKEN CO COMMON STOCK 887389104 2 60 SH   SOLE   60 0 0
TIMKENSTEEL CORP COMMON STOCK 887399103 0 30 SH   SOLE   30 0 0
TOOTSIE ROLL IND INC COMMON STOCK 890516107 52 1,660 SH   SOLE   1,660 0 0
TRAVELERS COMPANIES INC COM COMMON STOCK 89417E109 25 250 SH   SOLE   250 0 0
TRAVELERS COMPANIES INC COM COMMON STOCK 89417E109 15 150 SH   DFND   150 0 0
TRUSTMARK CORP COMMON STOCK 898402102 2 103 SH   SOLE   103 0 0
TWITTER INC. COMMON STOCK 90184L102 13 500 SH   SOLE   500 0 0
TWITTER INC. COMMON STOCK 90184L102 7 250 SH   DFND   50 200 0
US BANCORP DEL COMMON STOCK 902973304 925 22,560 SH   SOLE   20,760 1,800 0
US BANCORP DEL COMMON STOCK 902973304 66 1,600 SH   DFND   1,200 400 0
UNDER ARMOUR INC COMMON STOCK 904311107 15 150 SH   SOLE   150 0 0
UNION PAC CORP COM COMMON STOCK 907818108 772 8,738 SH   SOLE   8,738 0 0
UNION PAC CORP COM COMMON STOCK 907818108 29 328 SH   DFND   328 0 0
UNITED BANKSHARES INC COMMON STOCK 909907107 3 74 SH   SOLE   74 0 0
UNITED FIRE GROUP INC COMMON STOCK 910340108 3 80 SH   SOLE   80 0 0
UNITED PARCEL SERVICE INC CL B COMMON STOCK 911312106 54 550 SH   SOLE   250 0 300
UNITED PARCEL SERVICE INC CL B COMMON STOCK 911312106 15 150 SH   DFND   150 0 0
UNITED STATES STL CORP NEW COM COMMON STOCK 912909108 1 62 SH   SOLE   0 62 0
UNITED TECHNOLOGIES CORP COMMON STOCK 913017109 113 1,270 SH   SOLE   1,270 0 0
UNITED TECHNOLOGIES CORP COMMON STOCK 913017109 605 6,800 SH   DFND   6,800 0 0
UNITEDHEALTH GROUP INC COM COMMON STOCK 91324P102 58 500 SH   SOLE   0 500 0
VF CORP COMMON STOCK 918204108 402 5,900 SH   SOLE   5,100 800 0
VF CORP COMMON STOCK 918204108 150 2,200 SH   DFND   2,000 200 0
VALERO ENERGY CORP NEW COM COMMON STOCK 91913Y100 9 152 SH   SOLE   152 0 0
VALSPAR CORP COMMON STOCK 920355104 5 68 SH   SOLE   68 0 0
VANGUARD B SHORT TERM BOND MUTUAL FUNDS-ETF FIXED INCOME 921937827 100 1,250 SH   DFND   0 1,250 0
VANGUARD BD INDEX FD INC TOTAL BD MARKET MUTUAL FUNDS-ETF EQUITIES 921937835 101 1,237 SH   DFND   0 1,237 0
VANGUARD FTSE DEVELOPED MARKET ETF MUTUAL FUNDS-ETF EQUITIES 921943858 8 234 SH   SOLE   234 0 0
VANGUARD INFORMATION TECH ETF MUTUAL FUNDS-ETF EQUITIES 92204A702 20 198 SH   SOLE   198 0 0
VANGUARD EMERGING MARKETS ETF MUTUAL FUNDS-ETF EQUITIES 922042858 113 3,421 SH   SOLE   2,850 571 0
VANGUARD EMERGING MARKETS ETF MUTUAL FUNDS-ETF EQUITIES 922042858 22 650 SH   DFND   650 0 0
VECTRUS INC. COMMON STOCK 92242T101 1 25 SH   DFND   25 0 0
VANGUARD REIT ETF MUTUAL FUNDS-ETF EQUITIES 922908553 8 100 SH   DFND   0 100 0
VANGUARD MID CAP ETF MUTUAL FUNDS-ETF EQUITIES 922908629 67 575 SH   SOLE   475 100 0
VANGUARD MID CAP ETF MUTUAL FUNDS-ETF EQUITIES 922908629 47 400 SH   DFND   300 100 0
VANGUARD GROWTH ETF MUTUAL FUNDS-ETF EQUITIES 922908736 15 150 SH   SOLE   150 0 0
VANGUARD VALUE ETF MUTUAL FUNDS-ETF EQUITIES 922908744 15 200 SH   SOLE   200 0 0
VANGUARD SMALL CAP ETF MUTUAL FUNDS-ETF EQUITIES 922908751 62 575 SH   SOLE   475 100 0
VANGUARD SMALL CAP ETF MUTUAL FUNDS-ETF EQUITIES 922908751 43 400 SH   DFND   300 100 0
VERISIGN INC COM COMMON STOCK 92343E102 7 100 SH   SOLE   100 0 0
VERIZON COMMUNICATIONS COM COMMON STOCK 92343V104 1,956 44,969 SH   SOLE   42,244 1,594 1,131
VERIZON COMMUNICATIONS COM COMMON STOCK 92343V104 737 16,948 SH   DFND   11,538 5,410 0
VIACOM INC CL B COMMON STOCK 92553P201 11 254 SH   DFND   254 0 0
VISA CLASS A COMMON STOCK 92826C839 5,178 74,338 SH   SOLE   74,338 0 0
VISA CLASS A COMMON STOCK 92826C839 98 1,400 SH   DFND   1,400 0 0
VODAFONE GROUP PLC FOREIGN EQUITIES 92857W308 324 10,196 SH   SOLE   9,652 272 272
VODAFONE GROUP PLC FOREIGN EQUITIES 92857W308 135 4,245 SH   DFND   3,700 545 0
WGL HLDGS INC COMMON STOCK 92924F106 3 58 SH   SOLE   58 0 0
WEC ENERGY GROUP INC COM COMMON STOCK 92939U106 20 375 SH   SOLE   375 0 0
WAL MART STORES INC COM COMMON STOCK 931142103 418 6,440 SH   SOLE   6,440 0 0
WALGREENS BOOTS ALLIANCE COMMON STOCK 931427108 197 2,375 SH   SOLE   1,975 0 400
WALGREENS BOOTS ALLIANCE COMMON STOCK 931427108 17 200 SH   DFND   0 200 0
WELLS FARGO & CO NEW COM COMMON STOCK 949746101 1,141 22,216 SH   SOLE   20,416 1,800 0
WELLS FARGO & CO NEW COM COMMON STOCK 949746101 2,045 39,831 SH   DFND   557 39,274 0
WESTERN UNION CO (WU) COMMON STOCK 959802109 26 1,400 SH   SOLE   1,400 0 0
WEYERHAEUSER CO COM COMMON STOCK 962166104 1,228 44,906 SH   SOLE   41,329 2,600 977
WEYERHAEUSER CO COM COMMON STOCK 962166104 236 8,644 SH   DFND   6,444 2,200 0
WILLIAMS PARTNERS L P NEW COMMON STOCK 96949L105 6 173 SH   DFND   0 173 0
WYNDHAM WORLDWIDE CORP COM COMMON STOCK 98310W108 7 100 SH   SOLE   100 0 0
XEROX CORP COM COMMON STOCK 984121103 9 875 SH   SOLE   875 0 0
XYLEM INC COMMON STOCK 98419M100 187 5,700 SH   SOLE   4,200 1,500 0
XYLEM INC COMMON STOCK 98419M100 18 563 SH   DFND   563 0 0
YAHOO INC COM COMMON STOCK 984332106 23 801 SH   SOLE   801 0 0
YAHOO INC COM COMMON STOCK 984332106 14 500 SH   DFND   500 0 0
ZIMMER HLDGS INC COM COMMON STOCK 98956P102 50 530 SH   SOLE   530 0 0
ZIMMER HLDGS INC COM COMMON STOCK 98956P102 182 1,940 SH   DFND   1,940 0 0