The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 98 725 SH   DFND 2 0 0 725
3M CO COM 88579Y101 158 1,161 SH   SOLE   0 0 1,161
3M CO COM 88579Y101 286 2,105 SH   DFND 1 0 0 2,105
ABBOTT LABS COM 002824100 254 6,589 SH   DFND 1 0 0 6,589
ABBOTT LABS COM 002824100 8 200 SH   SOLE   0 0 200
ABBVIE INC COM 00287Y109 348 6,771 SH   DFND 1 0 0 6,771
ABBVIE INC COM 00287Y109 10 200 SH   SOLE   0 0 200
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 99 1,237 SH   DFND 1 0 0 1,237
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 106 1,325 SH   DFND 2 0 0 1,325
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 7 85 SH   SOLE   0 0 85
AIR PRODS & CHEMS INC COM 009158106 219 1,842 SH   DFND 1 0 0 1,842
AIR PRODS & CHEMS INC COM 009158106 80 675 SH   DFND 2 0 0 675
ALKERMES PLC SHS g01767105 573 13,000 SH   SOLE   0 0 13,000
ALLEGHANY CORP DEL COM 017175100 242 595 SH   SOLE   0 0 595
ALLEGHANY CORP DEL COM 017175100 18 43 SH   DFND 1 0 0 43
ALTRIA GROUP INC COM 02209S103 220 5,874 SH   DFND 1 0 0 5,874
AMAZON COM INC COM 023135106 84 250 SH   SOLE   0 0 250
AMAZON COM INC COM 023135106 405 1,203 SH   DFND 1 0 0 1,203
AMERICAN EXPRESS CO COM 025816109 342 3,801 SH   DFND 1 0 0 3,801
AMERICAN EXPRESS CO COM 025816109 65 725 SH   DFND 2 0 0 725
AMGEN INC COM 031162100 383 3,108 SH   DFND 1 0 0 3,108
AMGEN INC COM 031162100 2 20 SH   SOLE   0 0 20
ANALOG DEVICES INC COM 032654105 40 761 SH   DFND 1 0 0 761
ANALOG DEVICES INC COM 032654105 348 6,557 SH   SOLE   0 0 6,557
APPLE INC COM 037833100 1,332 2,482 SH   DFND 1 0 0 2,482
APPLE INC COM 037833100 94 175 SH   DFND 2 0 0 175
APPLE INC COM 037833100 2,097 3,906 SH   SOLE   0 0 3,906
AT&T INC COM 00206R102 644 18,376 SH   DFND 1 0 0 18,376
AT&T INC COM 00206R102 96 2,744 SH   SOLE   0 0 2,744
AUTOMATIC DATA PROCESSING IN COM 053015103 448 5,800 SH   SOLE   0 0 5,800
AUTOMATIC DATA PROCESSING IN COM 053015103 135 1,741 SH   DFND 1 0 0 1,741
AUTOMATIC DATA PROCESSING IN COM 053015103 66 850 SH   DFND 2 0 0 850
BANK OF AMERICA CORPORATION COM 060505104 505 29,346 SH   DFND 1 0 0 29,346
BANK OF AMERICA CORPORATION COM 060505104 19 1,096 SH   SOLE   0 0 1,096
BERKSHIRE HATHAWAY INC DEL CL A 084670108 1,124 6 SH   SOLE   0 0 6
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 543 4,342 SH   DFND 1 0 0 4,342
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 1,576 12,610 SH   SOLE   0 0 12,610
BIOGEN IDEC INC COM 09062X103 314 1,026 SH   DFND 1 0 0 1,026
BIOGEN IDEC INC COM 09062X103 61 200 SH   SOLE   0 0 200
BOEING CO COM 097023105 281 2,240 SH   DFND 1 0 0 2,240
BRISTOL MYERS SQUIBB CO COM 110122108 281 5,411 SH   DFND 1 0 0 5,411
BRISTOL MYERS SQUIBB CO COM 110122108 303 5,842 SH   SOLE   0 0 5,842
CATERPILLAR INC DEL COM 149123101 333 3,351 SH   SOLE   0 0 3,351
CATERPILLAR INC DEL COM 149123101 121 1,219 SH   DFND 1 0 0 1,219
CHEVRON CORP NEW COM 166764100 737 6,201 SH   DFND 1 0 0 6,201
CHEVRON CORP NEW COM 166764100 267 2,246 SH   SOLE   0 0 2,246
CISCO SYS INC COM 17275R102 396 17,651 SH   DFND 1 0 0 17,651
CISCO SYS INC COM 17275R102 62 2,750 SH   DFND 2 0 0 2,750
CISCO SYS INC COM 17275R102 57 2,562 SH   SOLE   0 0 2,562
CITIGROUP INC COM NEW 172967424 372 7,805 SH   DFND 1 0 0 7,805
CITIGROUP INC COM NEW 172967424 241 5,062 SH   SOLE   0 0 5,062
COCA COLA CO COM 191216100 471 12,180 SH   DFND 1 0 0 12,180
COCA COLA CO COM 191216100 340 8,802 SH   SOLE   0 0 8,802
COLGATE PALMOLIVE CO COM 194162103 185 2,854 SH   DFND 1 0 0 2,854
COLGATE PALMOLIVE CO COM 194162103 84 1,290 SH   DFND 2 0 0 1,290
COMCAST CORP NEW CL A 20030N101 367 7,330 SH   DFND 1 0 0 7,330
COMCAST CORP NEW CL A 20030N101 27 537 SH   SOLE   0 0 537
CONOCOPHILLIPS COM 20825C104 36 518 SH   SOLE   0 0 518
CONOCOPHILLIPS COM 20825C104 93 1,325 SH   DFND 2 0 0 1,325
CONOCOPHILLIPS COM 20825C104 249 3,539 SH   DFND 1 0 0 3,539
COSTCO WHSL CORP NEW COM 22160K105 73 650 SH   DFND 2 0 0 650
COSTCO WHSL CORP NEW COM 22160K105 55 495 SH   SOLE   0 0 495
COSTCO WHSL CORP NEW COM 22160K105 115 1,034 SH   DFND 1 0 0 1,034
CSX CORP COM 126408103 116 4,004 SH   DFND 1 0 0 4,004
CSX CORP COM 126408103 145 5,000 SH   SOLE   0 0 5,000
CVS CAREMARK CORPORATION COM 126650100 256 3,416 SH   DFND 1 0 0 3,416
CVS CAREMARK CORPORATION COM 126650100 48 635 SH   SOLE   0 0 635
DIRECTV COM 25490A309 228 2,981 SH   DFND 1 0 0 2,981
DIRECTV COM 25490A309 29 375 SH   DFND 2 0 0 375
DIRECTV COM 25490A309 0 4 SH   SOLE   0 0 4
DISNEY WALT CO COM DISNEY 254687106 504 6,293 SH   DFND 1 0 0 6,293
DISNEY WALT CO COM DISNEY 254687106 251 3,134 SH   SOLE   0 0 3,134
E M C CORP MASS COM 268648102 66 2,400 SH   DFND 2 0 0 2,400
E M C CORP MASS COM 268648102 41 1,497 SH   SOLE   0 0 1,497
E M C CORP MASS COM 268648102 234 8,530 SH   DFND 1 0 0 8,530
EBAY INC COM 278642103 4 65 SH   SOLE   0 0 65
EBAY INC COM 278642103 213 3,863 SH   DFND 1 0 0 3,863
EMERSON ELEC CO COM 291011104 197 2,950 SH   DFND 1 0 0 2,950
EMERSON ELEC CO COM 291011104 89 1,325 SH   DFND 2 0 0 1,325
EMERSON ELEC CO COM 291011104 37 555 SH   SOLE   0 0 555
ENDOCYTE INC COM 29269A102 851 35,732 SH   SOLE   0 0 35,732
EXPRESS SCRIPTS HLDG CO COM 30219G108 203 2,704 SH   DFND 1 0 0 2,704
EXPRESS SCRIPTS HLDG CO COM 30219G108 142 1,890 SH   SOLE   0 0 1,890
EXXON MOBIL CORP COM 30231G102 1,524 15,602 SH   DFND 1 0 0 15,602
EXXON MOBIL CORP COM 30231G102 435 4,453 SH   SOLE   0 0 4,453
FACEBOOK INC CL A 30303M102 235 3,904 SH   DFND 1 0 0 3,904
FACEBOOK INC CL A 30303M102 93 1,541 SH   SOLE   0 0 1,541
FEDEX CORP COM 31428X106 700 5,281 SH   SOLE   0 0 5,281
FEDEX CORP COM 31428X106 232 1,751 SH   DFND 1 0 0 1,751
GENERAL ELECTRIC CO COM 369604103 691 26,704 SH   DFND 1 0 0 26,704
GENERAL ELECTRIC CO COM 369604103 775 29,928 SH   SOLE   0 0 29,928
GENERAL MLS INC COM 370334104 223 4,306 SH   DFND 1 0 0 4,306
GENERAL MLS INC COM 370334104 48 925 SH   DFND 2 0 0 925
GENERAL MLS INC COM 370334104 3 50 SH   SOLE   0 0 50
GILEAD SCIENCES INC COM 375558103 415 5,855 SH   DFND 1 0 0 5,855
GILEAD SCIENCES INC COM 375558103 3 48 SH   SOLE   0 0 48
GOLDMAN SACHS GROUP INC COM 38141G104 201 1,229 SH   DFND 1 0 0 1,229
GOLDMAN SACHS GROUP INC COM 38141G104 27 167 SH   SOLE   0 0 167
HEWLETT PACKARD CO COM 428236103 216 6,674 SH   DFND 1 0 0 6,674
HOME DEPOT INC COM 437076102 370 4,677 SH   DFND 1 0 0 4,677
HOME DEPOT INC COM 437076102 245 3,095 SH   SOLE   0 0 3,095
ILLINOIS TOOL WKS INC COM 452308109 547 6,720 SH   SOLE   0 0 6,720
ILLINOIS TOOL WKS INC COM 452308109 290 3,561 SH   DFND 1 0 0 3,561
ILLINOIS TOOL WKS INC COM 452308109 75 925 SH   DFND 2 0 0 925
INTEL CORP COM 458140100 299 11,570 SH   SOLE   0 0 11,570
INTEL CORP COM 458140100 562 21,763 SH   DFND 1 0 0 21,763
INTEL CORP COM 458140100 8 300 SH   DFND 2 0 0 300
INTERNATIONAL BUSINESS MACHS COM 459200101 879 4,566 SH   DFND 1 0 0 4,566
INTERNATIONAL BUSINESS MACHS COM 459200101 77 400 SH   DFND 2 0 0 400
INTERNATIONAL BUSINESS MACHS COM 459200101 322 1,672 SH   SOLE   0 0 1,672
ISHARES CORE S&P MCP ETF 464287507 39,540 287,628 SH   SOLE   0 0 287,628
ISHARES CORE S&P SCP ETF 464287804 24,636 223,682 SH   SOLE   0 0 223,682
ISHARES CORE S&P TTL STK 464287150 2,541 29,625 SH   SOLE   0 0 29,625
ISHARES CORE S&P500 ETF 464287200 59,034 313,777 SH   SOLE   0 0 313,777
ISHARES MSCI EAFE ETF 464287465 57,108 849,814 SH   SOLE   0 0 849,814
ISHARES MSCI EMG MKT ETF 464287234 6,131 149,507 SH   SOLE   0 0 149,507
ISHARES MSCI PAC JP ETF 464286665 804 16,728 SH   SOLE   0 0 16,728
ISHARES RUS 1000 ETF 464287622 40,298 384,629 SH   SOLE   0 0 384,629
ISHARES RUS 1000 GRW ETF 464287614 2,013 23,262 SH   SOLE   0 0 23,262
ISHARES RUS 1000 VAL ETF 464287598 1,317 13,643 SH   SOLE   0 0 13,643
ISHARES RUS MDCP VAL ETF 464287473 345 5,013 SH   SOLE   0 0 5,013
ISHARES RUS MID-CAP ETF 464287499 1,346 8,698 SH   SOLE   0 0 8,698
ISHARES RUSSELL 2000 ETF 464287655 4,640 39,883 SH   SOLE   0 0 39,883
ISHARES RUSSELL 3000 ETF 464287689 10,923 97,258 SH   SOLE   0 0 97,258
ISHARES S&P 500 VAL ETF 464287408 784 9,021 SH   SOLE   0 0 9,021
ISHARES SP SMCP600GR ETF 464287887 621 5,222 SH   SOLE   0 0 5,222
ISHARES SP SMCP600VL ETF 464287879 3,930 34,644 SH   SOLE   0 0 34,644
ISHARES INC CORE MSCI EMKT 46434G103 80,285 1,635,798 SH   SOLE   0 0 1,635,798
ISHARES TR CORE MSCI EAFE 46432F842 17,704 289,903 SH   SOLE   0 0 289,903
JOHNSON & JOHNSON COM 478160104 907 9,238 SH   DFND 1 0 0 9,238
JOHNSON & JOHNSON COM 478160104 96 975 SH   DFND 2 0 0 975
JOHNSON & JOHNSON COM 478160104 737 7,499 SH   SOLE   0 0 7,499
JPMORGAN CHASE & CO COM 46625H100 94 1,550 SH   DFND 2 0 0 1,550
JPMORGAN CHASE & CO COM 46625H100 392 6,449 SH   SOLE   0 0 6,449
JPMORGAN CHASE & CO COM 46625H100 530 8,725 SH   DFND 1 0 0 8,725
MCDONALDS CORP COM 580135101 61 625 SH   DFND 2 0 0 625
MCDONALDS CORP COM 580135101 214 2,188 SH   SOLE   0 0 2,188
MCDONALDS CORP COM 580135101 343 3,494 SH   DFND 1 0 0 3,494
MERCK & CO INC NEW COM 58933Y105 709 12,497 SH   DFND 1 0 0 12,497
MERCK & CO INC NEW COM 58933Y105 59 1,040 SH   SOLE   0 0 1,040
MICROSOFT CORP COM 594918104 82 2,000 SH   DFND 2 0 0 2,000
MICROSOFT CORP COM 594918104 74 1,807 SH   SOLE   0 0 1,807
MICROSOFT CORP COM 594918104 875 21,346 SH   DFND 1 0 0 21,346
NIKE INC CL B 654106103 122 1,650 SH   DFND 2 0 0 1,650
NIKE INC CL B 654106103 9 123 SH   SOLE   0 0 123
NIKE INC CL B 654106103 240 3,256 SH   DFND 1 0 0 3,256
NOVARTIS A G SPONSORED ADR 66987v109 9 111 SH   DFND 1 0 0 111
NOVARTIS A G SPONSORED ADR 66987v109 320 3,768 SH   SOLE   0 0 3,768
ORACLE CORP COM 68389X105 65 1,600 SH   DFND 2 0 0 1,600
ORACLE CORP COM 68389X105 12 294 SH   SOLE   0 0 294
ORACLE CORP COM 68389X105 502 12,265 SH   DFND 1 0 0 12,265
PEPSICO INC COM 713448108 100 1,200 SH   DFND 2 0 0 1,200
PEPSICO INC COM 713448108 167 1,996 SH   SOLE   0 0 1,996
PEPSICO INC COM 713448108 585 7,010 SH   DFND 1 0 0 7,010
PFIZER INC COM 717081103 728 22,655 SH   DFND 1 0 0 22,655
PFIZER INC COM 717081103 418 13,001 SH   SOLE   0 0 13,001
PHILIP MORRIS INTL INC COM 718172109 408 4,987 SH   DFND 1 0 0 4,987
PHILIP MORRIS INTL INC COM 718172109 2 26 SH   SOLE   0 0 26
PNC FINL SVCS GROUP INC COM 693475105 122 1,402 SH   DFND 1 0 0 1,402
PNC FINL SVCS GROUP INC COM 693475105 74 850 SH   DFND 2 0 0 850
PNC FINL SVCS GROUP INC COM 693475105 5 62 SH   SOLE   0 0 62
POWERSHARES ETF TRUST INTL DIV ACHV 73935X716 976 53,522 SH   SOLE   0 0 53,522
POWERSHARES QQQ TRUST UNIT SER 1 73935a104 410 4,678 SH   SOLE   0 0 4,678
PROCTER & GAMBLE CO COM 742718109 95 1,175 SH   DFND 2 0 0 1,175
PROCTER & GAMBLE CO COM 742718109 113 1,397 SH   SOLE   0 0 1,397
PROCTER & GAMBLE CO COM 742718109 816 10,129 SH   DFND 1 0 0 10,129
QUALCOMM INC COM 747525103 77 975 SH   DFND 2 0 0 975
QUALCOMM INC COM 747525103 27 345 SH   SOLE   0 0 345
QUALCOMM INC COM 747525103 429 5,439 SH   DFND 1 0 0 5,439
SAPIENT CORP COM 803062108 1,558 91,300 SH   SOLE   0 0 91,300
SCHLUMBERGER LTD COM 806857108 440 4,513 SH   DFND 1 0 0 4,513
SIRIUS XM HLDGS INC COM 82968B103 17 5,200 SH   SOLE   0 0 5,200
SIRIUS XM HLDGS INC COM 82968B103 15 4,820 SH   DFND 1 0 0 4,820
SPDR DOW JONES INDL AVRG ETF UT SER 1 78467X109 246 1,500 SH   SOLE   0 0 1,500
SPDR INDEX SHS FDS S&P INTL SMLCP 78463X871 5,290 156,107 SH   SOLE   0 0 156,107
SPDR S&P 500 ETF TR TR UNIT 78462F103 47,532 254,168 SH   SOLE   0 0 254,168
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 4,027 16,070 SH   SOLE   0 0 16,070
SPDR SERIES TRUST S&P DIVID ETF 78464A763 487 6,618 SH   SOLE   0 0 6,618
STANLEY BLACK & DECKER INC COM 854502101 698 8,592 SH   SOLE   0 0 8,592
STANLEY BLACK & DECKER INC COM 854502101 51 627 SH   DFND 1 0 0 627
STATE STR CORP COM 857477103 89 1,280 SH   SOLE   0 0 1,280
STATE STR CORP COM 857477103 52 750 SH   DFND 2 0 0 750
STATE STR CORP COM 857477103 107 1,545 SH   DFND 1 0 0 1,545
STERICYCLE INC COM 858912108 6 57 SH   DFND 1 0 0 57
STERICYCLE INC COM 858912108 409 3,600 SH   SOLE   0 0 3,600
STRYKER CORP COM 863667101 48 586 SH   DFND 1 0 0 586
STRYKER CORP COM 863667101 71 875 SH   DFND 2 0 0 875
STRYKER CORP COM 863667101 276 3,382 SH   SOLE   0 0 3,382
TARGET CORP COM 87612E106 104 1,718 SH   DFND 1 0 0 1,718
TARGET CORP COM 87612E106 30 500 SH   DFND 2 0 0 500
TARGET CORP COM 87612E106 193 3,194 SH   SOLE   0 0 3,194
TEXAS INSTRS INC COM 882508104 132 2,799 SH   DFND 1 0 0 2,799
TEXAS INSTRS INC COM 882508104 489 10,359 SH   SOLE   0 0 10,359
TIME WARNER INC COM NEW 887317303 229 3,509 SH   DFND 1 0 0 3,509
TIME WARNER INC COM NEW 887317303 1 20 SH   SOLE   0 0 20
TORONTO DOMINION BK ONT COM NEW 891160509 509 10,934 SH   SOLE   0 0 10,934
TWENTY FIRST CENTY FOX INC CL A 90130A101 232 7,243 SH   DFND 1 0 0 7,243
TWENTY FIRST CENTY FOX INC CL A 90130A101 5 170 SH   SOLE   0 0 170
UNION PAC CORP COM 907818108 338 1,801 SH   DFND 1 0 0 1,801
UNION PAC CORP COM 907818108 70 375 SH   DFND 2 0 0 375
UNION PAC CORP COM 907818108 4 20 SH   SOLE   0 0 20
UNITED PARCEL SERVICE INC CL B 911312106 189 1,937 SH   DFND 1 0 0 1,937
UNITED PARCEL SERVICE INC CL B 911312106 39 400 SH   DFND 2 0 0 400
UNITED PARCEL SERVICE INC CL B 911312106 1,153 11,840 SH   SOLE   0 0 11,840
UNITED TECHNOLOGIES CORP COM 913017109 278 2,380 SH   DFND 1 0 0 2,380
UNITED TECHNOLOGIES CORP COM 913017109 294 2,520 SH   SOLE   0 0 2,520
UNITEDHEALTH GROUP INC COM 91324P102 12 148 SH   SOLE   0 0 148
UNITEDHEALTH GROUP INC COM 91324P102 216 2,639 SH   DFND 1 0 0 2,639
US BANCORP DEL COM NEW 902973304 282 6,582 SH   DFND 1 0 0 6,582
US BANCORP DEL COM NEW 902973304 59 1,375 SH   DFND 2 0 0 1,375
US BANCORP DEL COM NEW 902973304 116 2,708 SH   SOLE   0 0 2,708
VANGUARD INDEX FDS EXTEND MKT ETF 922908652 3,488 41,050 SH   SOLE   0 0 41,050
VANGUARD INDEX FDS GROWTH ETF 922908736 406 4,340 SH   SOLE   0 0 4,340
VANGUARD INDEX FDS LARGE CAP ETF 922908637 44,842 521,301 SH   SOLE   0 0 521,301
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538 307 3,310 SH   SOLE   0 0 3,310
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 889 10,729 SH   SOLE   0 0 10,729
VANGUARD INDEX FDS MID CAP ETF 922908629 12,863 113,254 SH   SOLE   0 0 113,254
VANGUARD INDEX FDS SM CP VAL ETF 922908611 894 8,884 SH   SOLE   0 0 8,884
VANGUARD INDEX FDS SMALL CP ETF 922908751 8,255 73,082 SH   SOLE   0 0 73,082
VANGUARD INDEX FDS SML CP GRW ETF 922908595 330 2,660 SH   SOLE   0 0 2,660
VANGUARD INDEX FDS TOTAL STK MKT 922908769 136,583 1,401,281 SH   SOLE   0 0 1,401,281
VANGUARD INDEX FDS VALUE ETF 922908744 3,058 39,147 SH   SOLE   0 0 39,147
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 8,360 166,169 SH   SOLE   0 0 166,169
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 32,267 795,137 SH   SOLE   0 0 795,137
VANGUARD INTL EQUITY INDEX F FTSE EUROPE ETF 922042874 32,026 543,276 SH   SOLE   0 0 543,276
VANGUARD INTL EQUITY INDEX F MEGA CAP GRO ETF 922042866 16,875 285,630 SH   SOLE   0 0 285,630
VANGUARD SPECIALIZED PORTFOL DIV APP ETF 921908844 35,676 474,225 SH   SOLE   0 0 474,225
VANGUARD TAX MANAGED INTL FD FTSE DEV MKT ETF 921943858 48,497 1,175,117 SH   SOLE   0 0 1,175,117
VANGUARD WHITEHALL FDS INC HIGH DIV YLD 921946406 310 4,910 SH   SOLE   0 0 4,910
VANGUARD WORLD FD MEGA CAP VAL ETF 921910840 410 7,300 SH   SOLE   0 0 7,300
VANGUARD WORLD FD MEGA GRWTH IND 921910816 657 9,080 SH   SOLE   0 0 9,080
VERIZON COMMUNICATIONS INC COM 92343V104 381 8,004 SH   DFND 1 0 0 8,004
VERIZON COMMUNICATIONS INC COM 92343V104 44 919 SH   SOLE   0 0 919
VISA INC COM CL A 92826C839 353 1,637 SH   DFND 1 0 0 1,637
VISA INC COM CL A 92826C839 6 28 SH   SOLE   0 0 28
WALGREEN CO COM 931422109 276 4,177 SH   DFND 1 0 0 4,177
WALGREEN CO COM 931422109 252 3,821 SH   SOLE   0 0 3,821
WAL-MART STORES INC COM 931142103 410 5,361 SH   DFND 1 0 0 5,361
WELLS FARGO & CO NEW COM 949746101 886 17,805 SH   DFND 1 0 0 17,805
WELLS FARGO & CO NEW COM 949746101 20 396 SH   SOLE   0 0 396
WISDOMTREE TR EMERG MKTS ETF 97717W315 250 5,100 SH   SOLE   0 0 5,100