The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
Dominion Res 6.125% 4/01/2016 CV PFD 25746U703 27 500 SH   SOLE   0 0 500
Dominion Res 6.125% 4/01/2016 CV PFD 25746U703 268 5,000 SH   OTR   0 0 5,000
Stanley Black & Decker Corp 6. CV PFD 854502804 343 2,900 SH   OTR   0 0 2,900
Annaly Cap Mgmt Inc PFD STK C PRD 035710706 48 2,000 SH   OTR   0 0 2,000
Wells Fargo & Co New Dep Shs S PRD 949746879 48 1,700 SH   OTR   0 0 1,700
3M Co. COM 88579Y101 128 830 SH   SOLE   355 0 475
3M Co. COM 88579Y101 2,040 13,224 SH   OTR   124 0 13,100
AFLAC Inc. COM 001055102 5,947 95,618 SH   SOLE   29,074 0 66,544
AFLAC Inc. COM 001055102 242 3,888 SH   OTR   138 0 3,750
AT&T Inc COM 00206R102 3 81 SH   OTR   81 0 0
AbbVie Inc. COM 00287Y109 145 2,160 SH   SOLE   0 0 2,160
AbbVie Inc. COM 00287Y109 521 7,750 SH   OTR   0 0 7,750
Abbott Labs COM 002824100 108 2,210 SH   SOLE   0 0 2,210
Abbott Labs COM 002824100 371 7,550 SH   OTR   0 0 7,550
Activision Blizzard Inc COM 00507V109 0 6 SH   OTR   0 0 6
Air Prods & Chems, Inc. COM 009158106 602 4,400 SH   OTR   0 0 4,400
Albemarle Corp. COM 012653101 643 11,640 SH   OTR   11,640 0 0
Allergan COM G0177J108 660 2,174 SH   SOLE   1,651 0 523
Altria Group Inc COM 02209S103 213 4,364 SH   OTR   0 0 4,364
Amer States Water Co COM 029899101 190 5,080 SH   OTR   0 0 5,080
American Express Co COM 025816109 78 1,000 SH   SOLE   0 0 1,000
American Intl Group Com New COM 026874784 8,672 140,285 SH   SOLE   114,060 0 26,225
American Intl Group Com New COM 026874784 1,450 23,450 SH   OTR   250 0 23,200
Amgen, Inc. Com COM 031162100 246 1,600 SH   SOLE   1,600 0 0
Amgen, Inc. Com COM 031162100 531 3,462 SH   OTR   62 0 3,400
Annaly Capital Mgmt Inc. COM 035710409 115 12,500 SH   OTR   0 0 12,500
Anthem Inc COM 036752103 16,054 97,805 SH   SOLE   48,560 0 49,245
Anthem Inc COM 036752103 1,964 11,965 SH   OTR   1,790 0 10,175
Apple, Inc. COM 037833100 25,778 205,525 SH   SOLE   114,080 0 91,445
Apple, Inc. COM 037833100 4,271 34,055 SH   OTR   5,710 0 28,345
Applied Materials Inc. COM 038222105 2,554 132,900 SH   SOLE   115,100 0 17,800
Applied Materials Inc. COM 038222105 196 10,200 SH   OTR   9,500 0 700
Autoliv Inc Com COM 052800109 105 900 SH   OTR   900 0 0
Automatic Data Process Com COM 053015103 177 2,210 SH   OTR   0 0 2,210
Avery Dennison Corp. COM 053611109 384 6,300 SH   OTR   6,300 0 0
B & G Foods Inc. COM 05508R106 14 500 SH   OTR   0 0 500
BASF SE Sponsored ADR COM 055262505 88 1,000 SH   OTR   0 0 1,000
BP PLC Spons ADR COM 055622104 88 2,200 SH   SOLE   0 0 2,200
BP PLC Spons ADR COM 055622104 278 6,949 SH   OTR   1,500 0 5,449
Bank of America Corp COM 060505104 11,842 695,795 SH   SOLE   340,525 0 355,270
Bank of America Corp COM 060505104 1,358 79,790 SH   OTR   11,590 0 68,200
Bank of New York Mellon COM 064058100 34 800 SH   OTR   0 0 800
Baxter Intl Inc. COM 071813109 10 150 SH   SOLE   150 0 0
Becton Dickson & Co COM 075887109 0 3 SH   SOLE   3 0 0
Bed Bath & Beyond, Inc. Com COM 075896100 11,993 173,865 SH   SOLE   86,510 0 87,355
Bed Bath & Beyond, Inc. Com COM 075896100 1,106 16,030 SH   OTR   2,940 0 13,090
Berkshire Hathaway Cl B COM 084670207 254 1,867 SH   SOLE   1,867 0 0
Berkshire Hathaway Cl B COM 084670207 27 200 SH   OTR   0 0 200
Biomed Realty Trust COM 09063H107 50 2,600 SH   OTR   0 0 2,600
Boeing Co. COM 097023105 40 290 SH   SOLE   290 0 0
Boeing Co. COM 097023105 115 830 SH   OTR   830 0 0
BorgWarner Inc COM 099724106 11,088 195,080 SH   SOLE   103,125 0 91,955
BorgWarner Inc COM 099724106 951 16,730 SH   OTR   3,280 0 13,450
Boston Properties Inc. COM 101121101 158 1,306 SH   OTR   0 0 1,306
Bristol Myers Squibb COM 110122108 109 1,642 SH   SOLE   1,142 0 500
Bristol Myers Squibb COM 110122108 339 5,100 SH   OTR   4,700 0 400
CVS Caremark Corp COM 126650100 36 345 SH   SOLE   345 0 0
CVS Caremark Corp COM 126650100 1,034 9,858 SH   OTR   0 0 9,858
Capital One Finl Corp COM 14040H105 11,872 134,955 SH   SOLE   56,565 0 78,390
Capital One Finl Corp COM 14040H105 886 10,075 SH   OTR   175 0 9,900
Cardinal Health Inc. COM 14149Y108 8 93 SH   SOLE   93 0 0
Celgene Corp COM 151020104 15,148 130,888 SH   SOLE   65,798 0 65,090
Celgene Corp COM 151020104 1,528 13,200 SH   OTR   2,800 0 10,400
Cerner Corp COM 156782104 10,522 152,365 SH   SOLE   75,340 0 77,025
Cerner Corp COM 156782104 516 7,470 SH   OTR   0 0 7,470
Charles Schwab Corp (New) COM 808513105 488 14,957 SH   SOLE   14,282 0 675
Charles Schwab Corp (New) COM 808513105 98 3,000 SH   OTR   3,000 0 0
Chevron Corp COM 166764100 3,182 32,983 SH   SOLE   24,445 0 8,538
Chevron Corp COM 166764100 4,188 43,409 SH   OTR   6,276 0 37,133
Cisco Systems COM 17275R102 3,404 123,971 SH   SOLE   99,071 0 24,900
Cisco Systems COM 17275R102 985 35,875 SH   OTR   5,400 0 30,475
Coca Cola Co COM 191216100 537 13,692 SH   SOLE   5,400 0 8,292
Coca Cola Co COM 191216100 360 9,172 SH   OTR   2,800 0 6,372
Colfax Corp COM 194014106 10,567 228,960 SH   SOLE   121,405 0 107,555
Colfax Corp COM 194014106 1,224 26,525 SH   OTR   4,125 0 22,400
ConocoPhillips COM 20825C104 246 4,000 SH   OTR   0 0 4,000
Consolidated Edison Inc COM 209115104 116 2,000 SH   OTR   0 0 2,000
Costco Wholesale COM 22160K105 10,722 79,389 SH   SOLE   40,238 0 39,151
Costco Wholesale COM 22160K105 1,166 8,636 SH   OTR   1,356 0 7,280
Crimson Wine Group Ltd COM 22662X100 0 2 SH   OTR   0 0 2
DR Horton Inc COM 23331A109 13,609 497,420 SH   SOLE   245,800 0 251,620
DR Horton Inc COM 23331A109 1,637 59,840 SH   OTR   9,090 0 50,750
Digital Realty Trust Inc COM 253868103 90 1,350 SH   OTR   0 0 1,350
Disney Walt Co Del COM 254687106 15,096 132,258 SH   SOLE   67,926 0 64,332
Disney Walt Co Del COM 254687106 994 8,706 SH   OTR   2,306 0 6,400
Dollar Gen Corp. COM 256677105 6 75 SH   SOLE   75 0 0
Du Pont E I Nemours Com COM 263534109 4 55 SH   OTR   55 0 0
EMC Corp Mass COM 268648102 13 500 SH   SOLE   500 0 0
Eaton Corp COM G29183103 121 1,800 SH   OTR   0 0 1,800
Edwards Lifesciences Inc. COM 28176E108 14 100 SH   SOLE   100 0 0
Edwards Lifesciences Inc. COM 28176E108 641 4,500 SH   OTR   0 0 4,500
Energy Transfer Partners COM 29273R109 423 8,100 SH   SOLE   4,500 0 3,600
Energy Transfer Partners COM 29273R109 886 16,975 SH   OTR   1,700 0 15,275
Equity Residential Sh Ben Int COM 29476L107 274 3,911 SH   OTR   0 0 3,911
Express Scripts Holding Co (ne COM 30219G108 12,389 139,296 SH   SOLE   68,676 0 70,620
Express Scripts Holding Co (ne COM 30219G108 1,074 12,075 SH   OTR   2,575 0 9,500
Exxon Mobil Corp COM 30231G102 375 4,504 SH   SOLE   1,400 0 3,104
Exxon Mobil Corp COM 30231G102 1,189 14,290 SH   OTR   0 0 14,290
Fairpoint Communication (new) COM 305560104 0 75 SH   OTR   28 0 47
FireEye Inc COM 31816Q101 12,814 261,985 SH   SOLE   138,700 0 123,285
FireEye Inc COM 31816Q101 195 3,980 SH   OTR   730 0 3,250
Gallagher Arthur J & Co COM 363576109 10,471 221,370 SH   SOLE   102,135 0 119,235
Gallagher Arthur J & Co COM 363576109 2,101 44,425 SH   OTR   7,000 0 37,425
General Elec Co COM 369604103 8,179 307,824 SH   SOLE   237,739 0 70,085
General Elec Co COM 369604103 3,273 123,174 SH   OTR   14,576 0 108,598
General Mills Inc COM 370334104 223 4,000 SH   OTR   300 0 3,700
Genuine Parts Co COM 372460105 90 1,000 SH   OTR   0 0 1,000
Gilead Sciences Inc. COM 375558103 4,566 39,000 SH   SOLE   0 0 39,000
Google Inc Cl A COM 38259P508 8,222 15,224 SH   SOLE   8,232 0 6,992
Google Inc Cl A COM 38259P508 1,938 3,588 SH   OTR   223 0 3,365
Google Inc Cl C COM 38259P706 7,498 14,406 SH   SOLE   7,665 0 6,741
Google Inc Cl C COM 38259P706 369 709 SH   OTR   214 0 495
Halyard Health Inc. COM 40650V100 6 137 SH   SOLE   0 0 137
Halyard Health Inc. COM 40650V100 4 87 SH   OTR   87 0 0
Hershey Co COM 427866108 10 109 SH   SOLE   109 0 0
Hexcel Corp COM 428291108 15,233 306,250 SH   SOLE   151,655 0 154,595
Hexcel Corp COM 428291108 1,255 25,235 SH   OTR   950 0 24,285
Hospira Inc COM 441060100 18 200 SH   OTR   0 0 200
Int'l Bus Mach COM 459200101 142 875 SH   SOLE   375 0 500
Int'l Bus Mach COM 459200101 685 4,210 SH   OTR   0 0 4,210
Intel Corp COM 458140100 8,052 264,740 SH   SOLE   140,960 0 123,780
Intel Corp COM 458140100 1,615 53,106 SH   OTR   8,856 0 44,250
IntercontinentalExchange Group COM 45866F104 4 17 SH   SOLE   17 0 0
IntercontinentalExchange Group COM 45866F104 228 1,018 SH   OTR   111 0 907
JPMorgan Chase & Co COM 46625H100 122 1,800 SH   OTR   1,800 0 0
Johnson & Johnson COM 478160104 10,975 112,607 SH   SOLE   60,517 0 52,090
Johnson & Johnson COM 478160104 2,113 21,678 SH   OTR   4,052 0 17,626
Kimberly Clark Corp COM 494368103 117 1,100 SH   SOLE   0 0 1,100
Kimberly Clark Corp COM 494368103 204 1,922 SH   OTR   700 0 1,222
Kroger Co. COM 501044101 15 200 SH   OTR   0 0 200
Leucadia Natl Corp COM 527288104 1 26 SH   OTR   0 0 26
Lockheed Martin Corp COM 539830109 297 1,600 SH   OTR   0 0 1,600
Marathon Oil Corp COM 565849106 6,419 241,860 SH   SOLE   146,710 0 95,150
Marathon Oil Corp COM 565849106 469 17,670 SH   OTR   520 0 17,150
McDonalds Corp COM 580135101 183 1,925 SH   SOLE   0 0 1,925
McDonalds Corp COM 580135101 906 9,525 SH   OTR   2,700 0 6,825
Merck & Co Inc COM 58933Y105 28 500 SH   SOLE   0 0 500
Merck & Co Inc COM 58933Y105 245 4,310 SH   OTR   310 0 4,000
Metlife Inc. COM 59156R108 90 1,603 SH   SOLE   0 0 1,603
Metlife Inc. COM 59156R108 294 5,248 SH   OTR   200 0 5,048
Microsoft Corp COM 594918104 115 2,613 SH   SOLE   1,513 0 1,100
Microsoft Corp COM 594918104 397 9,000 SH   OTR   3,200 0 5,800
Mondelez Intl Inc Cl A COM 609207105 6,878 167,185 SH   SOLE   58,850 0 108,335
Mondelez Intl Inc Cl A COM 609207105 827 20,100 SH   OTR   0 0 20,100
Mylan NV EURO Shs COM N59465109 11,162 164,485 SH   SOLE   88,335 0 76,150
Mylan NV EURO Shs COM N59465109 689 10,150 SH   OTR   200 0 9,950
NationStar Mtg Hldgs COM 63861C109 4,736 281,895 SH   SOLE   152,855 0 129,040
NationStar Mtg Hldgs COM 63861C109 80 4,750 SH   OTR   750 0 4,000
Nestle SA Spons ADR (For Reg) COM 641069406 4,450 61,671 SH   SOLE   58,256 0 3,415
Nestle SA Spons ADR (For Reg) COM 641069406 1,714 23,746 SH   OTR   5,140 0 18,606
New Senior Investment Group COM 648691103 122 9,099 SH   SOLE   8,499 0 600
New Senior Investment Group COM 648691103 154 11,482 SH   OTR   0 0 11,482
Nokia Corp Sponsored ADR COM 654902204 1 150 SH   OTR   0 0 150
OGE Energy Corp. COM 670837103 14 480 SH   SOLE   480 0 0
Oracle Systems Corp COM 68389X105 32 800 SH   SOLE   0 0 800
Oracle Systems Corp COM 68389X105 322 8,000 SH   OTR   0 0 8,000
PG&E Co COM 69331C108 108 2,200 SH   OTR   0 0 2,200
Paccar Inc COM 693718108 163 2,550 SH   SOLE   0 0 2,550
Paccar Inc COM 693718108 228 3,575 SH   OTR   0 0 3,575
Panasonic Corp ADR (new) COM 69832A205 6 465 SH   SOLE   465 0 0
Pepsico Inc COM 713448108 12,882 138,010 SH   SOLE   68,840 0 69,170
Pepsico Inc COM 713448108 2,891 30,975 SH   OTR   3,265 0 27,710
Pfizer Inc COM 717081103 30 900 SH   SOLE   900 0 0
Pfizer Inc COM 717081103 709 21,132 SH   OTR   3,300 0 17,832
Philip Morris Intl Inc COM 718172109 134 1,670 SH   OTR   0 0 1,670
Procter & Gamble Co. COM 742718109 1,217 15,551 SH   SOLE   5,259 0 10,292
Procter & Gamble Co. COM 742718109 2,587 33,065 SH   OTR   1,900 0 31,165
Pulte Group COM 745867101 1,510 74,915 SH   SOLE   73,450 0 1,465
Qualcomm Inc. COM 747525103 8,614 137,530 SH   SOLE   49,370 0 88,160
Qualcomm Inc. COM 747525103 1,007 16,085 SH   OTR   2,510 0 13,575
RadioShack Corp COM 750438103 0 1,000 SH   SOLE   0 0 1,000
Roper Technologies Inc COM 776696106 13,776 79,880 SH   SOLE   40,460 0 39,420
Roper Technologies Inc COM 776696106 1,403 8,135 SH   OTR   1,475 0 6,660
Royal Dutch Shell PLC Spons AD COM 780259206 1,447 25,374 SH   SOLE   25,374 0 0
Royal Dutch Shell PLC Spons AD COM 780259206 125 2,200 SH   OTR   2,200 0 0
Sanofi - ADR COM 80105N105 4 75 SH   SOLE   75 0 0
Sanofi - ADR COM 80105N105 389 7,850 SH   OTR   2,600 0 5,250
Schlumberger Ltd COM 806857108 8,450 98,045 SH   SOLE   53,165 0 44,880
Schlumberger Ltd COM 806857108 680 7,895 SH   OTR   1,620 0 6,275
Sempra Energy COM 816851109 161 1,624 SH   OTR   1,624 0 0
Siemens AG Spons ADR (new) COM 826197501 186 1,850 SH   SOLE   1,650 0 200
Siemens AG Spons ADR (new) COM 826197501 552 5,480 SH   OTR   1,080 0 4,400
Smith & Nephew PLC Spons ADR COM 83175M205 431 12,700 SH   SOLE   7,800 0 4,900
Smith & Nephew PLC Spons ADR COM 83175M205 139 4,100 SH   OTR   3,300 0 800
Southern Co COM 842587107 126 3,000 SH   OTR   0 0 3,000
Southwestern Energy Co COM 845467109 2,650 116,570 SH   SOLE   275 0 116,295
Southwestern Energy Co COM 845467109 115 5,050 SH   OTR   175 0 4,875
Starbucks Corp COM 855244109 21 400 SH   OTR   400 0 0
State Street Corp COM 857477103 166 2,150 SH   OTR   0 0 2,150
Syngenta AG ADR COM 87160A100 359 4,400 SH   OTR   0 0 4,400
Sysco Corp COM 871829107 184 5,100 SH   OTR   0 0 5,100
Target Corp COM 87612E106 24 300 SH   SOLE   0 0 300
Target Corp COM 87612E106 69 850 SH   OTR   850 0 0
Tenet Healthcare Corp COM 88033G407 13,846 239,225 SH   SOLE   118,830 0 120,395
Tenet Healthcare Corp COM 88033G407 1,753 30,290 SH   OTR   4,140 0 26,150
Teva Pharmaceutical Inds ADR COM 881624209 361 6,100 SH   SOLE   6,100 0 0
Tredegar Corp. COM 894650100 46 2,080 SH   OTR   2,080 0 0
Union Pac Corp COM 907818108 8,738 91,618 SH   SOLE   49,558 0 42,060
Union Pac Corp COM 907818108 1,001 10,495 SH   OTR   1,320 0 9,175
United Parcel Service Cl B COM 911312106 262 2,700 SH   SOLE   2,700 0 0
United Technologies COM 913017109 438 3,953 SH   OTR   1,300 0 2,653
Unum Group COM 91529Y106 12,273 343,295 SH   SOLE   181,870 0 161,425
Unum Group COM 91529Y106 1,447 40,485 SH   OTR   5,885 0 34,600
V F Corp COM 918204108 126 1,800 SH   SOLE   1,600 0 200
Verisign Inc. Com. COM 92343E102 380 6,153 SH   SOLE   6,153 0 0
Verizon Communications COM 92343V104 127 2,723 SH   SOLE   0 0 2,723
Verizon Communications COM 92343V104 808 17,339 SH   OTR   4,057 0 13,282
Visa Inc Cl A COM 92826C839 52 780 SH   OTR   0 0 780
Vivendi ORD Shs COM F97982106 20 792 SH   SOLE   792 0 0
Vodafone Group PLC Spons ADR COM 92857W308 337 9,239 SH   SOLE   4,524 0 4,715
Vodafone Group PLC Spons ADR COM 92857W308 271 7,443 SH   OTR   218 0 7,225
WEC Energy Group Inc COM 92939U106 135 3,000 SH   OTR   3,000 0 0
WalMart Stores, Inc. COM 931142103 45 634 SH   OTR   44 0 590
Walgreens Boots Alliance Inc COM 931427108 103 1,220 SH   SOLE   0 0 1,220
Walgreens Boots Alliance Inc COM 931427108 160 1,891 SH   OTR   0 0 1,891
Wells Fargo & Co New COM 949746101 10 170 SH   OTR   170 0 0
Westpac Banking Spons ADR COM 961214301 173 7,000 SH   OTR   0 0 7,000
Zimmer Biomet Hldgs Inc COM 98956P102 1 8 SH   SOLE   8 0 0
Zoetis Inc Cl A COM 98978V103 6 118 SH   SOLE   118 0 0
Zoetis Inc Cl A COM 98978V103 50 1,028 SH   OTR   0 0 1,028
eBay Inc COM 278642103 10,472 173,840 SH   SOLE   90,290 0 83,550
eBay Inc COM 278642103 1,011 16,781 SH   OTR   3,681 0 13,100
iShares Silver Trust COM 46428Q109 5 300 SH   OTR   0 0 300