The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
Dominion Res 6.125% 4/01/2016 CV PFD 25746U703 28 500 SH   SOLE   0 0 500
Dominion Res 6.125% 4/01/2016 CV PFD 25746U703 280 5,000 SH   OTR   0 0 5,000
Metlife Inc 5% Ser 3/26/14 CV PFD 59156R116 86 2,800 SH   SOLE   0 0 2,800
Metlife Inc 5% Ser 3/26/14 CV PFD 59156R116 225 7,300 SH   OTR   2,100 0 5,200
3M Co. COM 88579Y101 118 830 SH   SOLE   355 0 475
3M Co. COM 88579Y101 471 3,324 SH   OTR   124 0 3,200
AFLAC Inc. COM 001055102 2,251 38,641 SH   SOLE   34,097 0 4,544
AFLAC Inc. COM 001055102 226 3,888 SH   OTR   138 0 3,750
AbbVie Inc. COM 00287Y109 133 2,310 SH   SOLE   0 0 2,310
AbbVie Inc. COM 00287Y109 448 7,750 SH   OTR   0 0 7,750
Abbott Labs COM 002824100 100 2,410 SH   SOLE   0 0 2,410
Abbott Labs COM 002824100 314 7,550 SH   OTR   0 0 7,550
Albemarle Corp. COM 012653101 686 11,640 SH   OTR   11,640 0 0
Allergan Inc. COM 018490102 1,617 9,075 SH   SOLE   6,950 0 2,125
American Intl Group Com New COM 026874784 7,913 146,485 SH   SOLE   118,135 0 28,350
American Intl Group Com New COM 026874784 1,121 20,750 SH   OTR   250 0 20,500
Annaly Capital Mgmt Inc. COM 035710409 133 12,500 SH   OTR   0 0 12,500
Apple, Inc. COM 037833100 22,960 227,893 SH   SOLE   132,552 0 95,341
Apple, Inc. COM 037833100 3,562 35,350 SH   OTR   6,195 0 29,155
Applied Materials Inc. COM 038222105 3,086 142,800 SH   SOLE   125,000 0 17,800
Applied Materials Inc. COM 038222105 205 9,500 SH   OTR   9,500 0 0
Avery Dennison Corp. COM 053611109 266 5,950 SH   OTR   5,950 0 0
BP PLC Spons ADR COM 055622104 239 5,449 SH   OTR   0 0 5,449
Bed Bath & Beyond, Inc. Com COM 075896100 10,616 161,270 SH   SOLE   86,670 0 74,600
Bed Bath & Beyond, Inc. Com COM 075896100 1,213 18,430 SH   OTR   2,940 0 15,490
Berkshire Hathaway Cl A COM 084670108 207 1 SH   OTR   0 0 1
Berkshire Hathaway Cl B COM 084670207 258 1,867 SH   SOLE   1,867 0 0
Berkshire Hathaway Cl B COM 084670207 28 200 SH   OTR   0 0 200
BorgWarner Inc COM 099724106 10,240 194,645 SH   SOLE   101,175 0 93,470
BorgWarner Inc COM 099724106 950 18,050 SH   OTR   3,250 0 14,800
Bristol Myers Squibb COM 110122108 108 2,105 SH   SOLE   1,605 0 500
Bristol Myers Squibb COM 110122108 261 5,100 SH   OTR   4,700 0 400
CVS Caremark Corp COM 126650100 27 345 SH   SOLE   345 0 0
CVS Caremark Corp COM 126650100 530 6,658 SH   OTR   0 0 6,658
Capital One Finl Corp COM 14040H105 10,449 128,015 SH   SOLE   54,240 0 73,775
Capital One Finl Corp COM 14040H105 294 3,600 SH   OTR   150 0 3,450
Celgene Corp COM 151020104 14,239 150,233 SH   SOLE   72,748 0 77,485
Celgene Corp COM 151020104 1,024 10,800 SH   OTR   2,800 0 8,000
Cerner Corp COM 156782104 9,172 153,965 SH   SOLE   76,690 0 77,275
Cerner Corp COM 156782104 612 10,270 SH   OTR   0 0 10,270
Charles Schwab Corp (New) COM 808513105 440 14,957 SH   SOLE   14,282 0 675
Charles Schwab Corp (New) COM 808513105 88 3,000 SH   OTR   3,000 0 0
Chevron Corp COM 166764100 7,282 61,033 SH   SOLE   23,745 0 37,288
Chevron Corp COM 166764100 3,978 33,343 SH   OTR   6,276 0 27,067
Ciena Corp. COM 171779309 3,101 185,490 SH   SOLE   123,040 0 62,450
Ciena Corp. COM 171779309 556 33,250 SH   OTR   900 0 32,350
Cisco Systems COM 17275R102 3,825 151,971 SH   SOLE   126,671 0 25,300
Cisco Systems COM 17275R102 1,062 42,175 SH   OTR   5,400 0 36,775
Coca Cola Co COM 191216100 484 11,342 SH   SOLE   5,400 0 5,942
Coca Cola Co COM 191216100 437 10,250 SH   OTR   2,800 0 7,450
ConocoPhillips COM 20825C104 306 4,000 SH   OTR   0 0 4,000
Costco Wholesale COM 22160K105 11,334 90,444 SH   SOLE   44,248 0 46,196
Costco Wholesale COM 22160K105 1,515 12,091 SH   OTR   1,356 0 10,735
DR Horton Inc COM 23331A109 10,274 500,695 SH   SOLE   246,325 0 254,370
DR Horton Inc COM 23331A109 918 44,750 SH   OTR   9,000 0 35,750
Disney Walt Co Del COM 254687106 14,150 158,934 SH   SOLE   87,666 0 71,268
Disney Walt Co Del COM 254687106 980 11,006 SH   OTR   2,356 0 8,650
Edwards Lifesciences Inc. COM 28176E108 10 100 SH   SOLE   100 0 0
Edwards Lifesciences Inc. COM 28176E108 460 4,500 SH   OTR   0 0 4,500
Embraer SA Spons ADR COM 29082A107 12,346 314,800 SH   SOLE   156,950 0 157,850
Embraer SA Spons ADR COM 29082A107 616 15,700 SH   OTR   5,500 0 10,200
Energy Transfer Partners COM 29273R109 518 8,100 SH   SOLE   4,500 0 3,600
Energy Transfer Partners COM 29273R109 370 5,775 SH   OTR   1,200 0 4,575
Express Scripts Holding Co (ne COM 30219G108 10,009 141,711 SH   SOLE   69,826 0 71,885
Express Scripts Holding Co (ne COM 30219G108 1,085 15,359 SH   OTR   2,575 0 12,784
Exxon Mobil Corp COM 30231G102 339 3,604 SH   SOLE   600 0 3,004
Exxon Mobil Corp COM 30231G102 595 6,330 SH   OTR   0 0 6,330
Gallagher Arthur J & Co COM 363576109 10,140 223,545 SH   SOLE   102,510 0 121,035
Gallagher Arthur J & Co COM 363576109 1,716 37,825 SH   OTR   7,000 0 30,825
General Elec Co COM 369604103 8,124 317,099 SH   SOLE   244,139 0 72,960
General Elec Co COM 369604103 1,886 73,624 SH   OTR   14,576 0 59,048
General Mills Inc COM 370334104 227 4,500 SH   OTR   300 0 4,200
Gilead Sciences Inc. COM 375558103 3,619 34,000 SH   SOLE   0 0 34,000
Google Inc Cl A COM 38259P508 8,561 14,549 SH   SOLE   7,697 0 6,852
Google Inc Cl A COM 38259P508 558 949 SH   OTR   214 0 735
Google Inc Cl C COM 38259P706 8,401 14,551 SH   SOLE   7,697 0 6,854
Google Inc Cl C COM 38259P706 548 949 SH   OTR   214 0 735
Hartford Finl Svcs COM 416515104 13,314 357,419 SH   SOLE   184,648 0 172,771
Hartford Finl Svcs COM 416515104 2,016 54,111 SH   OTR   10,022 0 44,089
Hexcel Corp COM 428291108 12,392 312,140 SH   SOLE   154,735 0 157,405
Hexcel Corp COM 428291108 1,165 29,335 SH   OTR   950 0 28,385
Int'l Bus Mach COM 459200101 195 1,025 SH   SOLE   525 0 500
Int'l Bus Mach COM 459200101 951 5,010 SH   OTR   0 0 5,010
Intel Corp COM 458140100 14,487 416,050 SH   SOLE   205,925 0 210,125
Intel Corp COM 458140100 2,129 61,156 SH   OTR   12,406 0 48,750
IntercontinentalExchange Group COM 45866F104 7 34 SH   SOLE   34 0 0
IntercontinentalExchange Group COM 45866F104 199 1,018 SH   OTR   111 0 907
Johnson & Johnson COM 478160104 12,398 116,319 SH   SOLE   63,989 0 52,330
Johnson & Johnson COM 478160104 1,948 18,277 SH   OTR   4,077 0 14,200
KB Home COM 48666K109 8,860 593,030 SH   SOLE   259,450 0 333,580
KB Home COM 48666K109 831 55,600 SH   OTR   1,600 0 54,000
Lions Gate Entmnt Corp Com New COM 535919203 3,132 95,000 SH   SOLE   0 0 95,000
McDonalds Corp COM 580135101 337 3,550 SH   SOLE   1,800 0 1,750
McDonalds Corp COM 580135101 574 6,050 SH   OTR   3,000 0 3,050
Merck & Co Inc COM 58933Y105 30 500 SH   SOLE   0 0 500
Merck & Co Inc COM 58933Y105 196 3,310 SH   OTR   310 0 3,000
Microsoft Corp COM 594918104 117 2,513 SH   SOLE   1,513 0 1,000
Microsoft Corp COM 594918104 605 13,050 SH   OTR   3,250 0 9,800
Mondelez Intl Inc Cl A COM 609207105 5,637 164,525 SH   SOLE   56,750 0 107,775
Mondelez Intl Inc Cl A COM 609207105 437 12,750 SH   OTR   0 0 12,750
Mylan COM 628530107 12,336 271,185 SH   SOLE   137,005 0 134,180
Mylan COM 628530107 926 20,350 SH   OTR   300 0 20,050
Nestle SA Spons ADR (For Reg) COM 641069406 4,532 61,556 SH   SOLE   58,406 0 3,150
Nestle SA Spons ADR (For Reg) COM 641069406 1,333 18,106 SH   OTR   5,290 0 12,816
Newcastle Invt Corp COM 65105M108 231 18,199 SH   SOLE   16,999 0 1,200
Newcastle Invt Corp COM 65105M108 213 16,764 SH   OTR   0 0 16,764
Oracle Systems Corp COM 68389X105 31 800 SH   SOLE   0 0 800
Oracle Systems Corp COM 68389X105 306 8,000 SH   OTR   0 0 8,000
Paccar Inc COM 693718108 145 2,550 SH   SOLE   0 0 2,550
Paccar Inc COM 693718108 203 3,575 SH   OTR   0 0 3,575
Pepsico Inc COM 713448108 12,877 138,325 SH   SOLE   67,815 0 70,510
Pepsico Inc COM 713448108 1,808 19,425 SH   OTR   3,265 0 16,160
Pfizer Inc COM 717081103 57 1,935 SH   SOLE   1,935 0 0
Pfizer Inc COM 717081103 625 21,132 SH   OTR   3,300 0 17,832
Procter & Gamble Co. COM 742718109 1,314 15,696 SH   SOLE   5,354 0 10,342
Procter & Gamble Co. COM 742718109 1,772 21,165 SH   OTR   1,900 0 19,265
Pulte Group COM 745867101 1,218 68,945 SH   SOLE   68,150 0 795
Qualcomm Inc. COM 747525103 7,627 102,000 SH   SOLE   36,430 0 65,570
Qualcomm Inc. COM 747525103 744 9,950 SH   OTR   2,475 0 7,475
Roper Inds Inc. COM 776696106 11,812 80,745 SH   SOLE   40,575 0 40,170
Roper Inds Inc. COM 776696106 1,336 9,135 SH   OTR   1,475 0 7,660
Royal Dutch Shell PLC Spons AD COM 780259206 1,936 25,424 SH   SOLE   25,424 0 0
Royal Dutch Shell PLC Spons AD COM 780259206 167 2,200 SH   OTR   2,200 0 0
Sanofi - ADR COM 80105N105 8 150 SH   SOLE   150 0 0
Sanofi - ADR COM 80105N105 271 4,800 SH   OTR   2,600 0 2,200
Schlumberger Ltd COM 806857108 9,544 93,850 SH   SOLE   48,165 0 45,685
Schlumberger Ltd COM 806857108 533 5,245 SH   OTR   1,220 0 4,025
Seadrill Ltd. COM G7945E105 7,425 277,465 SH   SOLE   119,850 0 157,615
Seadrill Ltd. COM G7945E105 1,126 42,075 SH   OTR   7,725 0 34,350
Siemens AG Spons ADR (new) COM 826197501 221 1,850 SH   SOLE   1,650 0 200
Siemens AG Spons ADR (new) COM 826197501 608 5,096 SH   OTR   580 0 4,516
Southwestern Energy Co COM 845467109 10,013 286,500 SH   SOLE   133,575 0 152,925
Southwestern Energy Co COM 845467109 1,033 29,550 SH   OTR   5,975 0 23,575
Sysco Corp COM 871829107 254 6,700 SH   SOLE   6,700 0 0
Sysco Corp COM 871829107 194 5,100 SH   OTR   0 0 5,100
Tenet Healthcare Corp COM 88033G407 14,052 236,600 SH   SOLE   117,525 0 119,075
Tenet Healthcare Corp COM 88033G407 1,007 16,950 SH   OTR   250 0 16,700
Teva Pharmaceutical Inds ADR COM 881624209 689 12,817 SH   SOLE   12,817 0 0
Union Pac Corp COM 907818108 10,250 94,538 SH   SOLE   50,558 0 43,980
Union Pac Corp COM 907818108 1,274 11,750 SH   OTR   1,850 0 9,900
United Parcel Service Cl B COM 911312106 265 2,700 SH   SOLE   2,700 0 0
United Parcel Service Cl B COM 911312106 15 150 SH   OTR   0 0 150
United Technologies COM 913017109 327 3,100 SH   OTR   1,300 0 1,800
Verisign Inc. Com. COM 92343E102 339 6,153 SH   SOLE   6,153 0 0
Verizon Communications COM 92343V104 236 4,721 SH   SOLE   1,998 0 2,723
Verizon Communications COM 92343V104 602 12,044 SH   OTR   4,162 0 7,882
Vodafone Group PLC Spons ADR COM 92857W308 304 9,239 SH   SOLE   4,524 0 4,715
Vodafone Group PLC Spons ADR COM 92857W308 252 7,661 SH   OTR   218 0 7,443
WellPoint Inc COM 94973V107 13,439 112,345 SH   SOLE   61,505 0 50,840
WellPoint Inc COM 94973V107 1,781 14,890 SH   OTR   2,090 0 12,800
eBay Inc COM 278642103 9,876 174,390 SH   SOLE   90,495 0 83,895
eBay Inc COM 278642103 1,052 18,581 SH   OTR   3,681 0 14,900