The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 3,077 19,945 SH   SOLE   19,945 0 0
ABBOTT LABS COM 002824100 360 7,341 SH   SOLE   7,341 0 0
ABBVIE INC COM 00287Y109 862 12,836 SH   SOLE   12,836 0 0
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 2,693 27,826 SH   SOLE   27,826 0 0
AFLAC INC COM 001055102 275 4,424 SH   SOLE   4,424 0 0
ALTRIA GROUP INC COM 02209S103 910 18,614 SH   SOLE   18,614 0 0
AMAZON COM INC COM 023135106 263 607 SH   SOLE   607 0 0
AMERICAN ELEC PWR INC COM 025537101 323 6,106 SH   SOLE   6,106 0 0
AMERICAN EXPRESS CO COM 025816109 1,228 15,806 SH   SOLE   15,806 0 0
AMGEN INC COM 031162100 222 1,444 SH   SOLE   1,444 0 0
AMPHENOL CORP NEW CL A 032095101 2,032 35,057 SH   SOLE   35,057 0 0
ANTHEM INC COM 036752103 2,028 12,357 SH   SOLE   12,357 0 0
APACHE CORP COM 037411105 1,326 23,015 SH   SOLE   23,015 0 0
APPLE INC COM 037833100 5,234 41,733 SH   SOLE   41,733 0 0
AT&T INC COM 00206R102 1,094 30,798 SH   SOLE   30,798 0 0
ATMOS ENERGY CORP COM 049560105 257 5,009 SH   SOLE   5,009 0 0
BANK AMER CORP COM 060505104 828 48,669 SH   SOLE   48,669 0 0
BANK OF THE OZARKS INC COM 063904106 366 8,000 SH   SOLE   8,000 0 0
BAXTER INTL INC COM 071813109 1,289 18,438 SH   SOLE   18,438 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 1,569 11,528 SH   SOLE   11,528 0 0
BIOGEN INC COM 09062X103 301 744 SH   SOLE   744 0 0
BIOTIME INC COM 09066L105 51 14,083 SH   SOLE   14,083 0 0
BOEING CO COM 097023105 352 2,535 SH   SOLE   2,535 0 0
BP PLC SPONSORED ADR 055622104 445 11,143 SH   SOLE   11,143 0 0
BRISTOL MYERS SQUIBB CO COM 110122108 385 5,789 SH   SOLE   5,789 0 0
CATERPILLAR INC DEL COM 149123101 1,801 21,231 SH   SOLE   21,231 0 0
CELGENE CORP COM 151020104 479 4,143 SH   SOLE   4,143 0 0
CHEVRON CORP NEW COM 166764100 2,767 28,683 SH   SOLE   28,683 0 0
CHUBB CORP COM 171232101 1,788 18,793 SH   SOLE   18,793 0 0
CISCO SYS INC COM 17275R102 3,092 112,615 SH   SOLE   112,615 0 0
CITIGROUP INC COM NEW 172967424 332 6,004 SH   SOLE   6,004 0 0
CLOROX CO DEL COM 189054109 494 4,748 SH   SOLE   4,748 0 0
COCA COLA CO COM 191216100 1,336 34,060 SH   SOLE   34,060 0 0
COLGATE PALMOLIVE CO COM 194162103 2,678 40,937 SH   SOLE   40,937 0 0
COMCAST CORP NEW CL A 20030N101 320 5,326 SH   SOLE   5,326 0 0
CONOCOPHILLIPS COM 20825C104 2,431 39,579 SH   SOLE   39,579 0 0
CORNING INC COM 219350105 200 10,125 SH   SOLE   10,125 0 0
CSX CORP COM 126408103 1,815 55,579 SH   SOLE   55,579 0 0
CVS HEALTH CORP COM 126650100 538 5,132 SH   SOLE   5,132 0 0
DIRECTV COM 25490A309 2,073 22,338 SH   SOLE   22,338 0 0
DISNEY WALT CO COM DISNEY 254687106 3,916 34,307 SH   SOLE   34,307 0 0
DOW CHEM CO COM 260543103 233 4,559 SH   SOLE   4,559 0 0
DU PONT E I DE NEMOURS & CO COM 263534109 490 7,660 SH   SOLE   7,660 0 0
DUKE ENERGY CORP NEW COM NEW 26441C204 253 3,585 SH   SOLE   3,585 0 0
ENERGY TRANSFER PRTNRS L P UNIT LTD PARTN 29273R109 564 10,800 SH   SOLE   10,800 0 0
ENTERGY CORP NEW COM 29364G103 262 3,712 SH   SOLE   3,712 0 0
ENTERPRISE PRODS PARTNERS L COM 293792107 346 11,572 SH   SOLE   11,572 0 0
EXPRESS SCRIPTS HLDG CO COM 30219G108 309 3,477 SH   SOLE   3,477 0 0
EXXON MOBIL CORP COM 30231G102 2,649 31,836 SH   SOLE   31,836 0 0
FACEBOOK INC CL A 30303M102 256 2,986 SH   SOLE   2,986 0 0
FAMILY DLR STORES INC COM 307000109 243 3,079 SH   SOLE   3,079 0 0
FIRST NIAGARA FINL GP INC COM 33582V108 125 13,211 SH   SOLE   13,211 0 0
FORD MTR CO DEL COM PAR $0.01 345370860 15,267 1,017,144 SH   SOLE   1,017,144 0 0
GENERAL DYNAMICS CORP COM 369550108 323 2,280 SH   SOLE   2,280 0 0
GENERAL ELECTRIC CO COM 369604103 3,584 134,897 SH   SOLE   134,897 0 0
GENERAL MLS INC COM 370334104 251 4,500 SH   SOLE   4,500 0 0
GENERAL MTRS CO COM 37045V100 1,643 49,293 SH   SOLE   49,293 0 0
GILEAD SCIENCES INC COM 375558103 425 3,634 SH   SOLE   3,634 0 0
GOLDMAN SACHS GROUP INC COM 38141G104 212 1,016 SH   SOLE   1,016 0 0
GOOGLE INC CL A 38259P508 296 549 SH   SOLE   549 0 0
GOOGLE INC CL C 38259P706 218 419 SH   SOLE   419 0 0
GREAT SOUTHN BANCORP INC COM 390905107 18,671 443,061 SH   SOLE   443,061 0 0
HENRY JACK & ASSOC INC COM 426281101 12,932 199,883 SH   SOLE   199,883 0 0
HOME BANCSHARES INC COM 436893200 434 11,880 SH   SOLE   11,880 0 0
HOME DEPOT INC COM 437076102 348 3,127 SH   SOLE   3,127 0 0
HORMEL FOODS CORP COM 440452100 507 8,990 SH   SOLE   8,990 0 0
ILLINOIS TOOL WKS INC COM 452308109 206 2,245 SH   SOLE   2,245 0 0
INTEL CORP COM 458140100 1,843 60,582 SH   SOLE   60,582 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101 1,398 8,595 SH   SOLE   8,595 0 0
ISHARES EM MK MINVOL ETF 464286533 5,301 91,907 SH   SOLE   91,907 0 0
ISHARES EAFE SML CP ETF 464288273 38,837 761,205 SH   SOLE   761,205 0 0
ISHARES TR CORE S&P TTL STK 464287150 230 2,439 SH   SOLE   2,439 0 0
ISHARES TR CORE S&P500 ETF 464287200 41,879 202,098 SH   SOLE   202,098 0 0
ISHARES TR CORE US AGGBD ET 464287226 279 2,568 SH   SOLE   2,568 0 0
ISHARES TR MSCI EMG MKT ETF 464287234 1,981 49,992 SH   SOLE   49,992 0 0
ISHARES TR S&P 500 VAL ETF 464287408 219 2,375 SH   SOLE   2,375 0 0
ISHARES TR MSCI EAFE ETF 464287465 15,967 251,493 SH   SOLE   251,493 0 0
ISHARES TR RUS MID-CAP ETF 464287499 2,686 15,768 SH   SOLE   15,768 0 0
ISHARES TR CORE S&P MCP ETF 464287507 25,124 167,513 SH   SOLE   167,513 0 0
ISHARES TR RUS 1000 VAL ETF 464287598 1,046 10,137 SH   SOLE   10,137 0 0
ISHARES TR RUS 1000 GRW ETF 464287614 1,298 13,106 SH   SOLE   13,106 0 0
ISHARES TR RUS 1000 ETF 464287622 1,592 13,723 SH   SOLE   13,723 0 0
ISHARES TR RUSSELL 2000 ETF 464287655 6,951 55,673 SH   SOLE   55,673 0 0
ISHARES TR RUSSELL 3000 ETF 464287689 5,814 46,892 SH   SOLE   46,892 0 0
ISHARES TR U.S. UTILITS ETF 464287697 883 8,522 SH   SOLE   8,522 0 0
ISHARES TR S&P MC 400VL ETF 464287705 640 4,964 SH   SOLE   4,964 0 0
ISHARES TR U.S. TELECOM ETF 464287713 1,653 56,452 SH   SOLE   56,452 0 0
ISHARES TR U.S. FIN SVC ETF 464287770 616 6,555 SH   SOLE   6,555 0 0
ISHARES TR CORE S&P SCP ETF 464287804 817 6,928 SH   SOLE   6,928 0 0
ISHARES TR U.S. BAS MTL ETF 464287838 684 8,492 SH   SOLE   8,492 0 0
ISHARES TR SP SMCP600GR ETF 464287887 373 2,845 SH   SOLE   2,845 0 0
ISHARES TR EAFE MIN VOL ETF 46429B689 11,705 179,283 SH   SOLE   179,283 0 0
ISHARES TR USA MIN VOL ETF 46429B697 10,762 266,918 SH   SOLE   266,918 0 0
ISHARES TR CORE MSCI EAFE 46432F842 399 6,850 SH   SOLE   6,850 0 0
JOHNSON & JOHNSON COM 478160104 3,220 33,039 SH   SOLE   33,039 0 0
JOHNSON CTLS INC COM 478366107 395 7,975 SH   SOLE   7,975 0 0
JPMORGAN CHASE & CO COM 46625H100 2,644 39,025 SH   SOLE   39,025 0 0
KEYCORP NEW COM 493267108 153 10,173 SH   SOLE   10,173 0 0
KIMBALL ELECTRONICS INC COM 49428J109 391 26,823 SH   SOLE   26,823 0 0
KIMBALL INTL INC CL B 494274103 254 20,858 SH   SOLE   20,858 0 0
KIMBERLY CLARK CORP COM 494368103 260 2,455 SH   SOLE   2,455 0 0
KINDER MORGAN INC DEL COM 49456B101 270 7,029 SH   SOLE   7,029 0 0
KRAFT FOODS GROUP INC COM 50076Q106 313 3,674 SH   SOLE   3,674 0 0
LABORATORY CORP AMER HLDGS COM NEW 50540R409 1,740 14,353 SH   SOLE   14,353 0 0
LOWES COS INC COM 548661107 254 3,796 SH   SOLE   3,796 0 0
MARKET VECTORS ETF TR BUSI DEVCO ETF 57060U316 497 27,800 SH   SOLE   27,800 0 0
MARKET VECTORS ETF TR MKTVEC INTMUETF 57060U845 1,424 61,393 SH   SOLE   61,393 0 0
MASTERCARD INC CL A 57636Q104 201 2,152 SH   SOLE   2,152 0 0
MCDONALDS CORP COM 580135101 621 6,529 SH   SOLE   6,529 0 0
MEDTRONIC PLC SHS G5960L103 233 3,147 SH   SOLE   3,147 0 0
MERCK & CO INC NEW COM 58933Y105 1,118 19,646 SH   SOLE   19,646 0 0
METLIFE INC COM 59156R108 244 4,366 SH   SOLE   4,366 0 0
MFA FINL INC COM 55272X102 334 45,200 SH   SOLE   45,200 0 0
MICROCHIP TECHNOLOGY INC COM 595017104 1,380 29,088 SH   SOLE   29,088 0 0
MICROSOFT CORP COM 594918104 3,331 75,446 SH   SOLE   75,446 0 0
MONDELEZ INTL INC CL A 609207105 495 12,037 SH   SOLE   12,037 0 0
MYLAN N V SHS EURO N59465109 219 3,228 SH   SOLE   3,228 0 0
NUVEEN TAX ADVANTAGED DIV GR COM 67073G105 531 33,517 SH   SOLE   33,517 0 0
O REILLY AUTOMOTIVE INC NEW COM 67103H107 4,036 17,858 SH   SOLE   17,858 0 0
OCCIDENTAL PETE CORP DEL COM 674599105 232 2,977 SH   SOLE   2,977 0 0
OIL DRI CORP AMER COM 677864100 376 12,384 SH   SOLE   12,384 0 0
OMNICOM GROUP INC COM 681919106 1,150 16,553 SH   SOLE   16,553 0 0
ON ASSIGNMENT INC COM 682159108 334 8,500 SH   SOLE   8,500 0 0
ORACLE CORP COM 68389X105 684 16,978 SH   SOLE   16,978 0 0
PEPSICO INC COM 713448108 3,641 39,013 SH   SOLE   39,013 0 0
PFIZER INC COM 717081103 2,711 80,858 SH   SOLE   80,858 0 0
PHILIP MORRIS INTL INC COM 718172109 702 8,755 SH   SOLE   8,755 0 0
PHILLIPS 66 COM 718546104 317 3,941 SH   SOLE   3,941 0 0
PNC FINL SVCS GROUP INC COM 693475105 217 2,272 SH   SOLE   2,272 0 0
POWERSHARES ETF TRUST FTSE US1500 SM 73935X567 16,744 161,368 SH   SOLE   161,368 0 0
POWERSHARES ETF TRUST FTSE RAFI 1000 73935X583 47,536 524,213 SH   SOLE   524,213 0 0
POWERSHARES GLOBAL ETF TRUST EMER MRKT PORT 73936T763 7,614 395,510 SH   SOLE   395,510 0 0
POWERSHARES GLOBAL ETF TRUST DEV MKTS EX-US 73936T789 19,959 490,155 SH   SOLE   490,155 0 0
PRICE T ROWE GROUP INC COM 74144T108 2,130 27,404 SH   SOLE   27,404 0 0
PROCTER & GAMBLE CO COM 742718109 3,088 39,472 SH   SOLE   39,472 0 0
QUALCOMM INC COM 747525103 247 3,949 SH   SOLE   3,949 0 0
REGIONS FINL CORP NEW COM 7591EP100 238 22,959 SH   SOLE   22,959 0 0
SCHLUMBERGER LTD COM 806857108 2,819 32,708 SH   SOLE   32,708 0 0
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 619 12,325 SH   SOLE   12,325 0 0
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 343 11,260 SH   SOLE   11,260 0 0
SELECT SECTOR SPDR TR SBI MATERIALS 81369Y100 1,008 20,827 SH   SOLE   20,827 0 0
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 227 3,054 SH   SOLE   3,054 0 0
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886 295 7,123 SH   SOLE   7,123 0 0
SPDR INDEX SHS FDS MSCI ACWI EXUS 78463X848 953 27,699 SH   SOLE   27,699 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 735 3,570 SH   SOLE   3,570 0 0
SPDR SERIES TRUST NUVN BRCLY MUNI 78464A458 255 10,757 SH   SOLE   10,757 0 0
SPDR SERIES TRUST S&P REGL BKG 78464A698 1,411 31,962 SH   SOLE   31,962 0 0
SPDR SERIES TRUST S&P DIVID ETF 78464A763 8,787 115,303 SH   SOLE   115,303 0 0
STARBUCKS CORP COM 855244109 269 5,019 SH   SOLE   5,019 0 0
SYSCO CORP COM 871829107 1,539 42,623 SH   SOLE   42,623 0 0
TARGET CORP COM 87612E106 247 3,031 SH   SOLE   3,031 0 0
TC PIPELINES LP UT COM LTD PRT 87233Q108 752 13,200 SH   SOLE   13,200 0 0
TEVA PHARMACEUTICAL INDS LTD ADR 881624209 914 15,466 SH   SOLE   15,466 0 0
TJX COS INC NEW COM 872540109 218 3,291 SH   SOLE   3,291 0 0
TRANSOCEAN LTD REG SHS H8817H100 1,196 74,176 SH   SOLE   74,176 0 0
TRUETT-HURST INC CL A 897871109 23 10,000 SH   SOLE   10,000 0 0
TRUSTMARK CORP COM 898402102 262 10,488 SH   SOLE   10,488 0 0
UNION PAC CORP COM 907818108 507 5,318 SH   SOLE   5,318 0 0
UNITED TECHNOLOGIES CORP COM 913017109 2,760 24,878 SH   SOLE   24,878 0 0
UNITEDHEALTH GROUP INC COM 91324P102 344 2,823 SH   SOLE   2,823 0 0
US BANCORP DEL COM NEW 902973304 466 10,748 SH   SOLE   10,748 0 0
VANGUARD BD INDEX FD INC TOTAL BND MRKT 921937835 386 4,751 SH   SOLE   4,751 0 0
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 543 5,991 SH   SOLE   5,991 0 0
VANGUARD INDEX FDS REIT ETF 922908553 514 6,882 SH   SOLE   6,882 0 0
VANGUARD INDEX FDS LARGE CAP ETF 922908637 333 3,515 SH   SOLE   3,515 0 0
VANGUARD INDEX FDS GROWTH ETF 922908736 995 9,292 SH   SOLE   9,292 0 0
VANGUARD INDEX FDS SMALL CP ETF 922908751 1,720 14,158 SH   SOLE   14,158 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769 68,041 635,779 SH   SOLE   635,779 0 0
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718 883 8,666 SH   SOLE   8,666 0 0
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 124,181 2,557,789 SH   SOLE   2,557,789 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 4,207 102,905 SH   SOLE   102,905 0 0
VANGUARD INTL EQUITY INDEX F FTSE PACIFIC ETF 922042866 487 7,980 SH   SOLE   7,980 0 0
VANGUARD INTL EQUITY INDEX F FTSE EUROPE ETF 922042874 344 6,376 SH   SOLE   6,376 0 0
VANGUARD TAX MANAGED INTL FD FTSE DEV MKT ETF 921943858 503 12,692 SH   SOLE   12,692 0 0
VERIZON COMMUNICATIONS INC COM 92343V104 958 20,559 SH   SOLE   20,559 0 0
VISA INC COM CL A 92826C839 514 7,657 SH   SOLE   7,657 0 0
WALGREENS BOOTS ALLIANCE INC COM 931427108 969 11,479 SH   SOLE   11,479 0 0
WAL-MART STORES INC COM 931142103 2,262 31,890 SH   SOLE   31,890 0 0
WELLS FARGO & CO NEW COM 949746101 500 8,892 SH   SOLE   8,892 0 0
WESTERN DIGITAL CORP COM 958102105 1,475 18,804 SH   SOLE   18,804 0 0
WISDOMTREE TR EMERG MKTS ETF 97717W315 1,424 32,794 SH   SOLE   32,794 0 0
YUM BRANDS INC COM 988498101 671 7,453 SH   SOLE   7,453 0 0