The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M CO COM 88579Y101 2,709 19,121 SH   SOLE   19,121 0 0
ABBOTT LABS COM 002824100 365 8,766 SH   SOLE   8,766 0 0
ABBVIE INC COM 00287Y109 784 13,582 SH   SOLE   13,582 0 0
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 2,289 28,143 SH   SOLE   28,143 0 0
AFLAC INC COM 001055102 401 6,890 SH   SOLE   6,890 0 0
ALTRIA GROUP INC COM 02209S103 998 21,729 SH   SOLE   21,729 0 0
AMERICAN ELEC PWR INC COM 025537101 307 5,873 SH   SOLE   5,873 0 0
AMERICAN EXPRESS CO COM 025816109 1,210 13,821 SH   SOLE   13,821 0 0
AMPHENOL CORP NEW CL A 032095101 1,727 17,297 SH   SOLE   17,297 0 0
APACHE CORP COM 037411105 1,966 20,942 SH   SOLE   20,942 0 0
APPLE INC COM 037833100 3,359 33,340 SH   SOLE   33,340 0 0
AT&T INC COM 00206R102 854 24,220 SH   SOLE   24,220 0 0
ATMOS ENERGY CORP COM 049560105 234 4,899 SH   SOLE   4,899 0 0
BANK AMER CORP COM 060505104 520 30,482 SH   SOLE   30,482 0 0
BANK OF THE OZARKS INC COM 063904106 252 8,000 SH   SOLE   8,000 0 0
BAXTER INTL INC COM 071813109 1,143 15,932 SH   SOLE   15,932 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 1,452 10,511 SH   SOLE   10,511 0 0
BIOGEN IDEC INC COM 09062X103 216 654 SH   SOLE   654 0 0
BOEING CO COM 097023105 263 2,062 SH   SOLE   2,062 0 0
BP PLC SPONSORED ADR 055622104 529 12,043 SH   SOLE   12,043 0 0
BRISTOL MYERS SQUIBB CO COM 110122108 252 4,919 SH   SOLE   4,919 0 0
CATERPILLAR INC DEL COM 149123101 2,046 20,662 SH   SOLE   20,662 0 0
CHEVRON CORP NEW COM 166764100 2,853 23,910 SH   SOLE   23,910 0 0
CHUBB CORP COM 171232101 1,747 19,186 SH   SOLE   19,186 0 0
CISCO SYS INC COM 17275R102 2,786 110,697 SH   SOLE   110,697 0 0
CITIGROUP INC COM NEW 172967424 383 7,382 SH   SOLE   7,382 0 0
CLOROX CO DEL COM 189054109 607 6,318 SH   SOLE   6,318 0 0
COCA COLA CO COM 191216100 1,251 29,316 SH   SOLE   29,316 0 0
COLGATE PALMOLIVE CO COM 194162103 2,699 41,385 SH   SOLE   41,385 0 0
COMCAST CORP NEW CL A 20030N101 222 4,133 SH   SOLE   4,133 0 0
CONOCOPHILLIPS COM 20825C104 2,483 32,448 SH   SOLE   32,448 0 0
CORNING INC COM 219350105 206 10,642 SH   SOLE   10,642 0 0
CSX CORP COM 126408103 1,748 54,508 SH   SOLE   54,508 0 0
CVS HEALTH CORP COM 126650100 305 3,831 SH   SOLE   3,831 0 0
DIRECTV COM 25490A309 1,996 23,065 SH   SOLE   23,065 0 0
DISNEY WALT CO COM DISNEY 254687106 2,938 32,995 SH   SOLE   32,995 0 0
DU PONT E I DE NEMOURS & CO COM 263534109 583 8,120 SH   SOLE   8,120 0 0
DUKE ENERGY CORP NEW COM NEW 26441C204 228 3,047 SH   SOLE   3,047 0 0
ENERGY TRANSFER PRTNRS L P UNIT LTD PARTN 29273R109 691 10,800 SH   SOLE   10,800 0 0
ENTERGY CORP NEW COM 29364G103 287 3,706 SH   SOLE   3,706 0 0
ENTERPRISE PRODS PARTNERS L COM 293792107 428 10,612 SH   SOLE   10,612 0 0
EXXON MOBIL CORP COM 30231G102 2,880 30,627 SH   SOLE   30,627 0 0
FAMILY DLR STORES INC COM 307000109 238 3,076 SH   SOLE   3,076 0 0
FIRST NIAGARA FINL GP INC COM 33582V108 89 10,692 SH   SOLE   10,692 0 0
FORD MTR CO DEL COM PAR $0.01 345370860 15,060 1,018,253 SH   SOLE   1,018,253 0 0
GENERAL DYNAMICS CORP COM 369550108 210 1,655 SH   SOLE   1,655 0 0
GENERAL ELECTRIC CO COM 369604103 3,112 121,448 SH   SOLE   121,448 0 0
GENERAL MTRS CO COM 37045V100 1,345 42,098 SH   SOLE   42,098 0 0
GILEAD SCIENCES INC COM 375558103 273 2,563 SH   SOLE   2,563 0 0
GOOGLE INC CL A 38259P508 313 538 SH   SOLE   538 0 0
HENRY JACK & ASSOC INC COM 426281101 11,121 199,797 SH   SOLE   199,797 0 0
HOME BANCSHARES INC COM 436893200 349 11,880 SH   SOLE   11,880 0 0
HOME DEPOT INC COM 437076102 252 2,752 SH   SOLE   2,752 0 0
HORMEL FOODS CORP COM 440452100 456 8,879 SH   SOLE   8,879 0 0
ILLINOIS TOOL WKS INC COM 452308109 223 2,640 SH   SOLE   2,640 0 0
INTEL CORP COM 458140100 1,995 57,285 SH   SOLE   57,285 0 0
INTERNATIONAL BUSINESS MACHS COM 459200101 1,584 8,342 SH   SOLE   8,342 0 0
ISHARES EM MK MINVOL ETF 464286533 5,628 94,116 SH   SOLE   94,116 0 0
ISHARES EAFE SML CP ETF 464288273 38,862 801,279 SH   SOLE   801,279 0 0
ISHARES TR CORE S&P500 ETF 464287200 40,256 203,045 SH   SOLE   203,045 0 0
ISHARES TR MSCI EMG MKT ETF 464287234 2,315 55,710 SH   SOLE   55,710 0 0
ISHARES TR S&P 500 VAL ETF 464287408 214 2,375 SH   SOLE   2,375 0 0
ISHARES TR MSCI EAFE ETF 464287465 14,297 222,974 SH   SOLE   222,974 0 0
ISHARES TR RUS MID-CAP ETF 464287499 919 5,802 SH   SOLE   5,802 0 0
ISHARES TR CORE S&P MCP ETF 464287507 26,314 192,438 SH   SOLE   192,438 0 0
ISHARES TR RUS 1000 ETF 464287622 970 8,831 SH   SOLE   8,831 0 0
ISHARES TR RUSSELL 2000 ETF 464287655 6,812 62,300 SH   SOLE   62,300 0 0
ISHARES TR RUSSELL 3000 ETF 464287689 5,640 48,295 SH   SOLE   48,295 0 0
ISHARES TR U.S. UTILITS ETF 464287697 945 8,981 SH   SOLE   8,981 0 0
ISHARES TR U.S. TELECOM ETF 464287713 1,740 58,096 SH   SOLE   58,096 0 0
ISHARES TR U.S. FIN SVC ETF 464287770 580 6,740 SH   SOLE   6,740 0 0
ISHARES TR U.S. BAS MTL ETF 464287838 812 9,439 SH   SOLE   9,439 0 0
ISHARES TR SP SMCP600GR ETF 464287887 324 2,882 SH   SOLE   2,882 0 0
ISHARES TR EAFE MIN VOL ETF 46429B689 11,803 188,452 SH   SOLE   188,452 0 0
ISHARES TR USA MIN VOL ETF 46429B697 7,699 204,334 SH   SOLE   204,334 0 0
JOHNSON & JOHNSON COM 478160104 3,382 31,726 SH   SOLE   31,726 0 0
JOHNSON CTLS INC COM 478366107 367 8,350 SH   SOLE   8,350 0 0
JPMORGAN CHASE & CO COM 46625H100 2,236 37,111 SH   SOLE   37,111 0 0
KEYCORP NEW COM 493267108 134 10,024 SH   SOLE   10,024 0 0
KIMBERLY CLARK CORP COM 494368103 251 2,333 SH   SOLE   2,333 0 0
KINDER MORGAN ENERGY PARTNER UT LTD PARTNER 494550106 351 3,758 SH   SOLE   3,758 0 0
KRAFT FOODS GROUP INC COM 50076Q106 251 4,455 SH   SOLE   4,455 0 0
LABORATORY CORP AMER HLDGS COM NEW 50540R409 1,532 15,058 SH   SOLE   15,058 0 0
MARKET VECTORS ETF TR BUSI DEVCO ETF 57060U316 545 27,800 SH   SOLE   27,800 0 0
MCDONALDS CORP COM 580135101 565 5,958 SH   SOLE   5,958 0 0
MERCK & CO INC NEW COM 58933Y105 1,009 17,021 SH   SOLE   17,021 0 0
MFA FINL INC COM 55272X102 359 46,200 SH   SOLE   46,200 0 0
MICROCHIP TECHNOLOGY INC COM 595017104 1,181 25,004 SH   SOLE   25,004 0 0
MICROSOFT CORP COM 594918104 3,344 72,141 SH   SOLE   72,141 0 0
MONDELEZ INTL INC CL A 609207105 495 14,437 SH   SOLE   14,437 0 0
NORFOLK SOUTHERN CORP COM 655844108 247 2,211 SH   SOLE   2,211 0 0
NUVEEN MUN MKT OPPORTUNITY F COM 67062W103 407 30,721 SH   SOLE   30,721 0 0
NUVEEN TAX ADVANTAGED DIV GR COM 67073G105 599 38,717 SH   SOLE   38,717 0 0
O REILLY AUTOMOTIVE INC NEW COM 67103H107 3,350 22,280 SH   SOLE   22,280 0 0
OCCIDENTAL PETE CORP DEL COM 674599105 234 2,436 SH   SOLE   2,436 0 0
OIL DRI CORP AMER COM 677864100 317 12,151 SH   SOLE   12,151 0 0
OMNICOM GROUP INC COM 681919106 1,160 16,839 SH   SOLE   16,839 0 0
ORACLE CORP COM 68389X105 563 14,704 SH   SOLE   14,704 0 0
PEPSICO INC COM 713448108 3,408 36,607 SH   SOLE   36,607 0 0
PFIZER INC COM 717081103 2,504 84,692 SH   SOLE   84,692 0 0
PHILIP MORRIS INTL INC COM 718172109 661 7,928 SH   SOLE   7,928 0 0
PHILLIPS 66 COM 718546104 208 2,557 SH   SOLE   2,557 0 0
POWERSHARES ETF TRUST FTSE US1500 SM 73935X567 17,028 181,093 SH   SOLE   181,093 0 0
POWERSHARES ETF TRUST FTSE RAFI 1000 73935X583 41,916 476,755 SH   SOLE   476,755 0 0
POWERSHARES GLOBAL ETF TRUST EMER MRKT PORT 73936T763 8,862 437,859 SH   SOLE   437,859 0 0
POWERSHARES GLOBAL ETF TRUST DEV MKTS EX-US 73936T789 19,791 468,989 SH   SOLE   468,989 0 0
PRICE T ROWE GROUP INC COM 74144T108 2,074 26,458 SH   SOLE   26,458 0 0
PROCTER & GAMBLE CO COM 742718109 3,282 39,190 SH   SOLE   39,190 0 0
RADIOSHACK CORP COM 750438103 29 29,600 SH   SOLE   29,600 0 0
ROYAL DUTCH SHELL PLC SPON ADR B 780259107 245 3,095 SH   SOLE   3,095 0 0
SCHLUMBERGER LTD COM 806857108 2,751 27,049 SH   SOLE   27,049 0 0
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 222 4,670 SH   SOLE   4,670 0 0
SELECT SECTOR SPDR TR SBI MATERIALS 81369Y100 1,056 21,299 SH   SOLE   21,299 0 0
SELECT SECTOR SPDR TR SBI INT-UTILS 81369Y886 296 7,028 SH   SOLE   7,028 0 0
SPDR INDEX SHS FDS MSCI ACWI EXUS 78463X848 949 27,058 SH   SOLE   27,058 0 0
SPDR S&P 500 ETF TR TR UNIT 78462F103 578 2,934 SH   SOLE   2,934 0 0
SPDR SERIES TRUST S&P REGL BKG 78464A698 1,215 32,097 SH   SOLE   32,097 0 0
SPDR SERIES TRUST S&P DIVID ETF 78464A763 7,334 97,860 SH   SOLE   97,860 0 0
SYSCO CORP COM 871829107 1,707 44,991 SH   SOLE   44,991 0 0
TARGET CORP COM 87612E106 227 3,617 SH   SOLE   3,617 0 0
TC PIPELINES LP UT COM LTD PRT 87233Q108 894 13,200 SH   SOLE   13,200 0 0
TEVA PHARMACEUTICAL INDS LTD ADR 881624209 851 15,840 SH   SOLE   15,840 0 0
TRUSTMARK CORP COM 898402102 242 10,488 SH   SOLE   10,488 0 0
UNION PAC CORP COM 907818108 406 3,748 SH   SOLE   3,748 0 0
UNITED TECHNOLOGIES CORP COM 913017109 2,426 22,972 SH   SOLE   22,972 0 0
UNITEDHEALTH GROUP INC COM 91324P102 256 2,965 SH   SOLE   2,965 0 0
US BANCORP DEL COM NEW 902973304 259 6,189 SH   SOLE   6,189 0 0
VANGUARD INDEX FDS SMALL CP ETF 922908751 1,102 9,960 SH   SOLE   9,960 0 0
VANGUARD INDEX FDS TOTAL STK MKT 922908769 44,284 437,419 SH   SOLE   437,419 0 0
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718 1,219 11,936 SH   SOLE   11,936 0 0
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 102,289 2,077,355 SH   SOLE   2,077,355 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 2,631 63,079 SH   SOLE   63,079 0 0
VERIZON COMMUNICATIONS INC COM 92343V104 1,133 22,672 SH   SOLE   22,672 0 0
WAL-MART STORES INC COM 931142103 2,038 26,651 SH   SOLE   26,651 0 0
WELLPOINT INC COM 94973V107 1,579 13,198 SH   SOLE   13,198 0 0
WELLS FARGO & CO NEW COM 949746101 353 6,811 SH   SOLE   6,811 0 0
WESTERN DIGITAL CORP COM 958102105 1,860 19,117 SH   SOLE   19,117 0 0
WISDOMTREE TR EMERG MKTS ETF 97717W315 21,745 455,098 SH   SOLE   455,098 0 0
YUM BRANDS INC COM 988498101 477 6,629 SH   SOLE   6,629 0 0