The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M Common Stock 88579y101 1,329 8,090 SH   SOLE   8,090 0 0
3M Common Stock 88579y101 215 1,310 SH   DFND 9 0 1,310 0
3M Common Stock 88579y101 3,511 21,365 SH   DFND 5 0 21,365 0
3M Common Stock 88579y101 1,635 9,950 SH   DFND 1 0 9,950 0
3M Common Stock 88579y101 222 1,350 SH   DFND 3 0 1,350 0
3M Common Stock 88579y101 641 3,900 SH   DFND 12 0 3,900 0
3M Common Stock 88579y101 70 425 SH   DFND 6 0 425 0
3M Common Stock 88579y101 337 2,050 SH   DFND 2 0 2,050 0
ABB LTD SPON ADR Common Stock 000375204 92 4,360 SH   SOLE   4,360 0 0
ABB LTD SPON ADR Common Stock 000375204 134 6,355 SH   DFND 5 0 6,355 0
ABB LTD SPON ADR Common Stock 000375204 89 4,200 SH   DFND 12 0 4,200 0
ABB LTD SPON ADR Common Stock 000375204 11 500 SH   DFND 2 0 500 0
ABBOTT LABS Common Stock 002824100 554 12,300 SH   SOLE   12,300 0 0
ABBOTT LABS Common Stock 002824100 46 1,015 SH   DFND 9 0 1,015 0
ABBOTT LABS Common Stock 002824100 892 19,805 SH   DFND 5 0 19,805 0
ABBOTT LABS Common Stock 002824100 755 16,780 SH   DFND 1 0 16,780 0
ABBOTT LABS Common Stock 002824100 315 7,000 SH   DFND 3 0 7,000 0
ABBOTT LABS Common Stock 002824100 657 14,600 SH   DFND 12 0 14,600 0
ABBOTT LABS Common Stock 002824100 85 1,880 SH   DFND 2 0 1,880 0
ABBOTT LABS Common Stock 002824100 7 150 SH   DFND 6 0 150 0
ABBVIE Common Stock 00287Y109 85 1,300 SH   SOLE   1,300 0 0
ABBVIE Common Stock 00287Y109 743 11,355 SH   DFND 1 0 11,355 0
ABBVIE Common Stock 00287Y109 61 935 SH   DFND 2 0 935 0
ABBVIE Common Stock 00287Y109 710 10,850 SH   DFND 12 0 10,850 0
ABBVIE Common Stock 00287Y109 52 800 SH   DFND 5 0 800 0
ABBVIE Common Stock 00287Y109 8 125 SH   DFND 6 0 125 0
AIR PRODUCTS & CHEM Common Stock 009158106 58 400 SH   DFND 5 0 400 0
AIR PRODUCTS & CHEM Common Stock 009158106 415 2,880 SH   DFND 1 0 2,880 0
AKAMAI TECHNOLOGIES Common Stock 00971T101 371 5,900 SH   DFND 1 0 5,900 0
ALNYLAM PHARMA Common Stock 02043Q107 7 75 SH   DFND 2 0 75 0
ALNYLAM PHARMA Common Stock 02043Q107 873 9,000 SH   DFND 5 0 9,000 0
AMGEN INC Common Stock 031162100 125 786 SH   SOLE   786 0 0
AMGEN INC Common Stock 031162100 80 500 SH   DFND 1 0 500 0
AMGEN INC Common Stock 031162100 143 900 SH   DFND 5 0 900 0
ANADARKO PETE Common Stock 032511107 21 260 SH   SOLE   260 0 0
ANADARKO PETE Common Stock 032511107 194 2,350 SH   DFND 1 0 2,350 0
ANALOG DEVICES Common Stock 032654105 322 5,800 SH   DFND 1 0 5,800 0
APPLE INC Common Stock 037833100 514 4,655 SH   SOLE   4,655 0 0
APPLE INC Common Stock 037833100 2,401 21,755 SH   DFND 5 0 21,755 0
APPLE INC Common Stock 037833100 1,874 16,975 SH   DFND 3 0 16,975 0
APPLE INC Common Stock 037833100 640 5,802 SH   DFND 1 0 5,802 0
APPLE INC Common Stock 037833100 19 175 SH   DFND 6 0 175 0
APPLE INC Common Stock 037833100 172 1,560 SH   DFND 2 0 1,560 0
APPLE INC Common Stock 037833100 270 2,450 SH   DFND 12 0 2,450 0
APTARGROUP Common Stock 038336103 701 10,487 SH   SOLE   10,487 0 0
APTARGROUP Common Stock 038336103 2,778 41,558 SH   DFND 5 0 41,558 0
APTARGROUP Common Stock 038336103 915 13,685 SH   DFND 1 0 13,685 0
APTARGROUP Common Stock 038336103 234 3,500 SH   DFND 3 0 3,500 0
APTARGROUP Common Stock 038336103 595 8,900 SH   DFND 12 0 8,900 0
APTARGROUP Common Stock 038336103 294 4,405 SH   DFND 2 0 4,405 0
APTARGROUP Common Stock 038336103 9 135 SH   DFND 6 0 135 0
ARMOUR RESIDENTIAL REIT INC Common Stock 042315101 650 176,500 SH   DFND 3 0 176,500 0
AUTOMATIC DATA PROCESSING Common Stock 053015103 1,136 13,630 SH   SOLE   13,630 0 0
AUTOMATIC DATA PROCESSING Common Stock 053015103 211 2,530 SH   DFND 9 0 2,530 0
AUTOMATIC DATA PROCESSING Common Stock 053015103 3,073 36,855 SH   DFND 5 0 36,855 0
AUTOMATIC DATA PROCESSING Common Stock 053015103 1,581 18,960 SH   DFND 1 0 18,960 0
AUTOMATIC DATA PROCESSING Common Stock 053015103 333 4,000 SH   DFND 3 0 4,000 0
AUTOMATIC DATA PROCESSING Common Stock 053015103 492 5,900 SH   DFND 12 0 5,900 0
AUTOMATIC DATA PROCESSING Common Stock 053015103 266 3,195 SH   DFND 2 0 3,195 0
AUTOMATIC DATA PROCESSING Common Stock 053015103 8 100 SH   DFND 6 0 100 0
BERKSHIRE HATHAWAY CL B Common Stock 084670702 120 800 SH   SOLE   800 0 0
BERKSHIRE HATHAWAY CL B Common Stock 084670702 751 5,000 SH   DFND 12 0 5,000 0
BERKSHIRE HATHAWAY CL B Common Stock 084670702 83 550 SH   DFND 1 0 550 0
BOEING Common Stock 097023105 442 3,400 SH   DFND 1 0 3,400 0
BP PLC SPON ADR Common Stock 055622104 28 743 SH   SOLE   743 0 0
BP PLC SPON ADR Common Stock 055622104 110 2,880 SH   DFND 1 0 2,880 0
BP PLC SPON ADR Common Stock 055622104 38 1,000 SH   DFND 12 0 1,000 0
BP PLC SPON ADR Common Stock 055622104 138 3,608 SH   DFND 5 0 3,608 0
BRISTOL-MYERS SQUIBB Common Stock 110122108 71 1,200 SH   SOLE   1,200 0 0
BRISTOL-MYERS SQUIBB Common Stock 110122108 106 1,800 SH   DFND 5 0 1,800 0
BRISTOL-MYERS SQUIBB Common Stock 110122108 443 7,500 SH   DFND 1 0 7,500 0
CANADIAN NATL RAILWAY Common Stock 136375102 1,036 15,035 SH   SOLE   15,035 0 0
CANADIAN NATL RAILWAY Common Stock 136375102 3,273 47,500 SH   DFND 5 0 47,500 0
CANADIAN NATL RAILWAY Common Stock 136375102 1,015 14,730 SH   DFND 1 0 14,730 0
CANADIAN NATL RAILWAY Common Stock 136375102 248 3,600 SH   DFND 3 0 3,600 0
CANADIAN NATL RAILWAY Common Stock 136375102 74 1,075 SH   DFND 6 0 1,075 0
CANADIAN NATL RAILWAY Common Stock 136375102 333 4,835 SH   DFND 2 0 4,835 0
CANADIAN NATL RAILWAY Common Stock 136375102 503 7,300 SH   DFND 12 0 7,300 0
CDK GLOBAL Common Stock 12508E101 171 4,199 SH   SOLE   4,199 0 0
CDK GLOBAL Common Stock 12508E101 34 842 SH   DFND 9 0 842 0
CDK GLOBAL Common Stock 12508E101 507 12,430 SH   DFND 5 0 12,430 0
CDK GLOBAL Common Stock 12508E101 225 5,512 SH   DFND 1 0 5,512 0
CDK GLOBAL Common Stock 12508E101 54 1,333 SH   DFND 3 0 1,333 0
CDK GLOBAL Common Stock 12508E101 72 1,765 SH   DFND 12 0 1,765 0
CDK GLOBAL Common Stock 12508E101 43 1,054 SH   DFND 2 0 1,054 0
CDK GLOBAL Common Stock 12508E101 1 33 SH   DFND 6 0 33 0
CHEVRON Common Stock 166764100 784 6,993 SH   SOLE   6,993 0 0
CHEVRON Common Stock 166764100 98 870 SH   DFND 9 0 870 0
CHEVRON Common Stock 166764100 2,225 19,832 SH   DFND 5 0 19,832 0
CHEVRON Common Stock 166764100 337 3,000 SH   DFND 3 0 3,000 0
CHEVRON Common Stock 166764100 890 7,936 SH   DFND 1 0 7,936 0
CHEVRON Common Stock 166764100 729 6,500 SH   DFND 12 0 6,500 0
CHEVRON Common Stock 166764100 210 1,873 SH   DFND 2 0 1,873 0
CHUBB CORP Common Stock 171232101 745 7,200 SH   DFND 12 0 7,200 0
CHUBB CORP Common Stock 171232101 62 600 SH   DFND 1 0 600 0
CISCO SYS INC Common Stock 17275r102 311 11,200 SH   SOLE   11,200 0 0
CISCO SYS INC Common Stock 17275r102 60 2,150 SH   DFND 9 0 2,150 0
CISCO SYS INC Common Stock 17275r102 2,158 77,600 SH   DFND 5 0 77,600 0
CISCO SYS INC Common Stock 17275r102 574 20,650 SH   DFND 1 0 20,650 0
CISCO SYS INC Common Stock 17275r102 4 150 SH   DFND 6 0 150 0
CISCO SYS INC Common Stock 17275r102 53 1,900 SH   DFND 2 0 1,900 0
CISCO SYS INC Common Stock 17275r102 146 5,250 SH   DFND 12 0 5,250 0
CITY NATIONAL Common Stock 178566105 137 1,700 SH   SOLE   1,700 0 0
CITY NATIONAL Common Stock 178566105 484 5,985 SH   DFND 5 0 5,985 0
CITY NATIONAL Common Stock 178566105 162 2,000 SH   DFND 3 0 2,000 0
CITY NATIONAL Common Stock 178566105 12 150 SH   DFND 1 0 150 0
COCA COLA Common Stock 191216100 242 5,732 SH   SOLE   5,732 0 0
COCA COLA Common Stock 191216100 345 8,171 SH   DFND 1 0 8,171 0
COCA COLA Common Stock 191216100 536 12,700 SH   DFND 12 0 12,700 0
COCA COLA Common Stock 191216100 253 6,000 SH   DFND 5 0 6,000 0
COLGATE-PALMOLIVE Common Stock 194162103 149 2,150 SH   DFND 2 0 2,150 0
COLGATE-PALMOLIVE Common Stock 194162103 62 900 SH   DFND 12 0 900 0
COLGATE-PALMOLIVE Common Stock 194162103 38 550 SH   DFND 1 0 550 0
COVIDIEN Common Stock G2554F113 128 1,250 SH   SOLE   1,250 0 0
COVIDIEN Common Stock G2554F113 32 315 SH   DFND 5 0 315 0
COVIDIEN Common Stock G2554F113 36 350 SH   DFND 12 0 350 0
COVIDIEN Common Stock G2554F113 61 600 SH   DFND 1 0 600 0
CVS HEALTH Common Stock 126650100 1,108 11,501 SH   SOLE   11,501 0 0
CVS HEALTH Common Stock 126650100 168 1,740 SH   DFND 9 0 1,740 0
CVS HEALTH Common Stock 126650100 4,996 51,869 SH   DFND 5 0 51,869 0
CVS HEALTH Common Stock 126650100 1,494 15,510 SH   DFND 1 0 15,510 0
CVS HEALTH Common Stock 126650100 482 5,000 SH   DFND 3 0 5,000 0
CVS HEALTH Common Stock 126650100 532 5,525 SH   DFND 12 0 5,525 0
CVS HEALTH Common Stock 126650100 21 215 SH   DFND 6 0 215 0
CVS HEALTH Common Stock 126650100 443 4,595 SH   DFND 2 0 4,595 0
DEERE & CO Common Stock 244199105 381 4,310 SH   SOLE   4,310 0 0
DEERE & CO Common Stock 244199105 1,736 19,620 SH   DFND 5 0 19,620 0
DEERE & CO Common Stock 244199105 315 3,565 SH   DFND 1 0 3,565 0
DEERE & CO Common Stock 244199105 186 2,100 SH   DFND 3 0 2,100 0
DEERE & CO Common Stock 244199105 146 1,650 SH   DFND 2 0 1,650 0
DEERE & CO Common Stock 244199105 301 3,400 SH   DFND 12 0 3,400 0
DEERE & CO Common Stock 244199105 9 100 SH   DFND 6 0 100 0
DISNEY Common Stock 254687106 235 2,500 SH   DFND 3 0 2,500 0
DISNEY Common Stock 254687106 57 600 SH   DFND 5 0 600 0
DOMINION RES INC Common Stock 25746u109 15 200 SH   SOLE   200 0 0
DOMINION RES INC Common Stock 25746u109 58 750 SH   DFND 6 0 750 0
DOMINION RES INC Common Stock 25746u109 15 200 SH   DFND 2 0 200 0
DOMINION RES INC Common Stock 25746u109 185 2,410 SH   DFND 1 0 2,410 0
DOMINION RES INC Common Stock 25746u109 131 1,700 SH   DFND 12 0 1,700 0
DU PONT Common Stock 263534109 129 1,750 SH   SOLE   1,750 0 0
DU PONT Common Stock 263534109 11 150 SH   DFND 2 0 150 0
DU PONT Common Stock 263534109 319 4,315 SH   DFND 1 0 4,315 0
DU PONT Common Stock 263534109 74 1,000 SH   DFND 12 0 1,000 0
E M C CORP MASS Common Stock 268648102 638 21,450 SH   SOLE   21,450 0 0
E M C CORP MASS Common Stock 268648102 107 3,600 SH   DFND 9 0 3,600 0
E M C CORP MASS Common Stock 268648102 2,723 91,550 SH   DFND 5 0 91,550 0
E M C CORP MASS Common Stock 268648102 827 27,815 SH   DFND 1 0 27,815 0
E M C CORP MASS Common Stock 268648102 238 8,000 SH   DFND 3 0 8,000 0
E M C CORP MASS Common Stock 268648102 468 15,750 SH   DFND 12 0 15,750 0
E M C CORP MASS Common Stock 268648102 30 1,020 SH   DFND 6 0 1,020 0
E M C CORP MASS Common Stock 268648102 222 7,450 SH   DFND 2 0 7,450 0
EMERSON ELECTRIC Common Stock 291011104 996 16,140 SH   SOLE   16,140 0 0
EMERSON ELECTRIC Common Stock 291011104 90 1,450 SH   DFND 9 0 1,450 0
EMERSON ELECTRIC Common Stock 291011104 3,292 53,325 SH   DFND 5 0 53,325 0
EMERSON ELECTRIC Common Stock 291011104 1,121 18,155 SH   DFND 1 0 18,155 0
EMERSON ELECTRIC Common Stock 291011104 185 3,000 SH   DFND 3 0 3,000 0
EMERSON ELECTRIC Common Stock 291011104 244 3,955 SH   DFND 2 0 3,955 0
EMERSON ELECTRIC Common Stock 291011104 627 10,150 SH   DFND 12 0 10,150 0
EMERSON ELECTRIC Common Stock 291011104 10 160 SH   DFND 6 0 160 0
EXXON MOBIL Common Stock 30231g102 2,551 27,588 SH   SOLE   27,588 0 0
EXXON MOBIL Common Stock 30231g102 80 870 SH   DFND 9 0 870 0
EXXON MOBIL Common Stock 30231g102 2,453 26,530 SH   DFND 5 0 26,530 0
EXXON MOBIL Common Stock 30231g102 2,346 25,377 SH   DFND 1 0 25,377 0
EXXON MOBIL Common Stock 30231g102 370 4,000 SH   DFND 3 0 4,000 0
EXXON MOBIL Common Stock 30231g102 29 310 SH   DFND 6 0 310 0
EXXON MOBIL Common Stock 30231g102 178 1,920 SH   DFND 2 0 1,920 0
EXXON MOBIL Common Stock 30231g102 287 3,100 SH   DFND 12 0 3,100 0
FIDELITY NATL INFO SVCS Common Stock 31620m106 444 7,137 SH   DFND 5 0 7,137 0
FISERV Common Stock 337738108 778 10,968 SH   SOLE   10,968 0 0
FISERV Common Stock 337738108 116 1,640 SH   DFND 9 0 1,640 0
FISERV Common Stock 337738108 2,228 31,391 SH   DFND 5 0 31,391 0
FISERV Common Stock 337738108 426 6,000 SH   DFND 3 0 6,000 0
FISERV Common Stock 337738108 170 2,400 SH   DFND 12 0 2,400 0
FISERV Common Stock 337738108 904 12,740 SH   DFND 1 0 12,740 0
FISERV Common Stock 337738108 245 3,450 SH   DFND 2 0 3,450 0
FISERV Common Stock 337738108 11 150 SH   DFND 6 0 150 0
FOCUS ENHANCEMENTS Common Stock 344159108 0 11,500 SH   DFND 2 0 11,500 0
GENERAL ELECTRIC Common Stock 369604103 453 17,915 SH   SOLE   17,915 0 0
GENERAL ELECTRIC Common Stock 369604103 110 4,350 SH   DFND 9 0 4,350 0
GENERAL ELECTRIC Common Stock 369604103 807 31,921 SH   DFND 1 0 31,921 0
GENERAL ELECTRIC Common Stock 369604103 834 33,000 SH   DFND 3 0 33,000 0
GENERAL ELECTRIC Common Stock 369604103 468 18,536 SH   DFND 5 0 18,536 0
GENERAL ELECTRIC Common Stock 369604103 442 17,500 SH   DFND 12 0 17,500 0
GENERAL ELECTRIC Common Stock 369604103 8 310 SH   DFND 2 0 310 0
GENERAL MILLS Common Stock 370334104 469 8,800 SH   DFND 1 0 8,800 0
GENERAL MILLS Common Stock 370334104 27 500 SH   DFND 2 0 500 0
GENERAL MILLS Common Stock 370334104 213 4,000 SH   DFND 5 0 4,000 0
GILEAD SCIENCES Common Stock 375558103 292 3,100 SH   DFND 1 0 3,100 0
GLAXOSMITHKLINE PLC ADR Common Stock 37733w105 177 4,135 SH   SOLE   4,135 0 0
GLAXOSMITHKLINE PLC ADR Common Stock 37733w105 307 7,191 SH   DFND 5 0 7,191 0
GLAXOSMITHKLINE PLC ADR Common Stock 37733w105 278 6,500 SH   DFND 3 0 6,500 0
GLAXOSMITHKLINE PLC ADR Common Stock 37733w105 64 1,490 SH   DFND 1 0 1,490 0
GLAXOSMITHKLINE PLC ADR Common Stock 37733w105 24 565 SH   DFND 2 0 565 0
GLAXOSMITHKLINE PLC ADR Common Stock 37733w105 43 1,000 SH   DFND 12 0 1,000 0
HELMERICH & PAYNE Common Stock 423452101 254 3,768 SH   SOLE   3,768 0 0
HELMERICH & PAYNE Common Stock 423452101 1,584 23,492 SH   DFND 5 0 23,492 0
HELMERICH & PAYNE Common Stock 423452101 418 6,200 SH   DFND 1 0 6,200 0
HELMERICH & PAYNE Common Stock 423452101 236 3,500 SH   DFND 3 0 3,500 0
HELMERICH & PAYNE Common Stock 423452101 529 7,850 SH   DFND 12 0 7,850 0
HELMERICH & PAYNE Common Stock 423452101 125 1,860 SH   DFND 2 0 1,860 0
HELMERICH & PAYNE Common Stock 423452101 3 50 SH   DFND 6 0 50 0
HERSHEY COMPANY Common Stock 427866108 333 3,200 SH   DFND 1 0 3,200 0
HOME DEPOT Common Stock 437076102 566 5,396 SH   SOLE   5,396 0 0
HOME DEPOT Common Stock 437076102 3,677 35,031 SH   DFND 5 0 35,031 0
HOME DEPOT Common Stock 437076102 147 1,400 SH   DFND 3 0 1,400 0
HOME DEPOT Common Stock 437076102 21 200 SH   DFND 6 0 200 0
HOME DEPOT Common Stock 437076102 267 2,540 SH   DFND 1 0 2,540 0
HOME DEPOT Common Stock 437076102 150 1,425 SH   DFND 2 0 1,425 0
HOME DEPOT Common Stock 437076102 289 2,750 SH   DFND 12 0 2,750 0
ILLUMINA Common Stock 452327109 104 565 SH   SOLE   565 0 0
ILLUMINA Common Stock 452327109 804 4,355 SH   DFND 5 0 4,355 0
ILLUMINA Common Stock 452327109 44 238 SH   DFND 2 0 238 0
ILLUMINA Common Stock 452327109 13 70 SH   DFND 1 0 70 0
INTEL CORP Common Stock 458140100 1,123 30,940 SH   SOLE   30,940 0 0
INTEL CORP Common Stock 458140100 105 2,900 SH   DFND 9 0 2,900 0
INTEL CORP Common Stock 458140100 3,076 84,774 SH   DFND 5 0 84,774 0
INTEL CORP Common Stock 458140100 1,648 45,400 SH   DFND 1 0 45,400 0
INTEL CORP Common Stock 458140100 73 2,000 SH   DFND 3 0 2,000 0
INTEL CORP Common Stock 458140100 37 1,025 SH   DFND 2 0 1,025 0
INTEL CORP Common Stock 458140100 385 10,600 SH   DFND 12 0 10,600 0
INTEL CORP Common Stock 458140100 12 340 SH   DFND 6 0 340 0
IPG PHOTONICS Common Stock 44980X109 209 2,796 SH   SOLE   2,796 0 0
IPG PHOTONICS Common Stock 44980X109 887 11,841 SH   DFND 5 0 11,841 0
IPG PHOTONICS Common Stock 44980X109 45 600 SH   DFND 12 0 600 0
IPG PHOTONICS Common Stock 44980X109 30 400 SH   DFND 2 0 400 0
IPG PHOTONICS Common Stock 44980X109 75 1,000 SH   DFND 1 0 1,000 0
ISHARES S&P 500 Common Stock 464287200 1,082 5,232 SH   SOLE   5,232 0 0
ISIS PHARMACEUTICAL Common Stock 464330109 59 950 SH   SOLE   950 0 0
ISIS PHARMACEUTICAL Common Stock 464330109 163 2,640 SH   DFND 5 0 2,640 0
ISIS PHARMACEUTICAL Common Stock 464330109 65 1,050 SH   DFND 1 0 1,050 0
ISIS PHARMACEUTICAL Common Stock 464330109 9 140 SH   DFND 2 0 140 0
JOHNSON & JOHNSON Common Stock 478160104 1,784 17,062 SH   SOLE   17,062 0 0
JOHNSON & JOHNSON Common Stock 478160104 91 870 SH   DFND 9 0 870 0
JOHNSON & JOHNSON Common Stock 478160104 5,783 55,300 SH   DFND 5 0 55,300 0
JOHNSON & JOHNSON Common Stock 478160104 2,126 20,327 SH   DFND 1 0 20,327 0
JOHNSON & JOHNSON Common Stock 478160104 314 3,000 SH   DFND 3 0 3,000 0
JOHNSON & JOHNSON Common Stock 478160104 918 8,775 SH   DFND 12 0 8,775 0
JOHNSON & JOHNSON Common Stock 478160104 312 2,980 SH   DFND 2 0 2,980 0
JOHNSON & JOHNSON Common Stock 478160104 12 115 SH   DFND 6 0 115 0
JOHNSON CONTROLS Common Stock 478366107 405 8,380 SH   SOLE   8,380 0 0
JOHNSON CONTROLS Common Stock 478366107 2,038 42,165 SH   DFND 5 0 42,165 0
JOHNSON CONTROLS Common Stock 478366107 242 5,000 SH   DFND 3 0 5,000 0
JOHNSON CONTROLS Common Stock 478366107 179 3,700 SH   DFND 12 0 3,700 0
JOHNSON CONTROLS Common Stock 478366107 260 5,380 SH   DFND 1 0 5,380 0
JOHNSON CONTROLS Common Stock 478366107 48 985 SH   DFND 2 0 985 0
JOHNSON CONTROLS Common Stock 478366107 5 100 SH   DFND 6 0 100 0
KIMBERLY CLARK Common Stock 494368103 23 200 SH   DFND 5 0 200 0
KIMBERLY CLARK Common Stock 494368103 370 3,200 SH   DFND 1 0 3,200 0
MASTERCARD Common Stock 57636q104 487 5,655 SH   SOLE   5,655 0 0
MASTERCARD Common Stock 57636q104 2,494 28,945 SH   DFND 5 0 28,945 0
MASTERCARD Common Stock 57636q104 233 2,700 SH   DFND 3 0 2,700 0
MASTERCARD Common Stock 57636q104 591 6,860 SH   DFND 1 0 6,860 0
MASTERCARD Common Stock 57636q104 319 3,700 SH   DFND 12 0 3,700 0
MASTERCARD Common Stock 57636q104 9 100 SH   DFND 6 0 100 0
MASTERCARD Common Stock 57636q104 226 2,620 SH   DFND 2 0 2,620 0
MEDTRONIC Common Stock G5960L103 122 1,696 SH   SOLE   1,696 0 0
MEDTRONIC Common Stock G5960L103 942 13,050 SH   DFND 5 0 13,050 0
MEDTRONIC Common Stock G5960L103 217 3,000 SH   DFND 1 0 3,000 0
MERCK Common Stock 58933y105 85 1,500 SH   SOLE   1,500 0 0
MERCK Common Stock 58933y105 65 1,150 SH   DFND 5 0 1,150 0
MERCK Common Stock 58933y105 2 35 SH   DFND 2 0 35 0
MERCK Common Stock 58933y105 508 8,940 SH   DFND 1 0 8,940 0
MERCK Common Stock 58933y105 57 1,000 SH   DFND 12 0 1,000 0
MICROSOFT CORP Common Stock 594918104 528 11,375 SH   SOLE   11,375 0 0
MICROSOFT CORP Common Stock 594918104 152 3,280 SH   DFND 9 0 3,280 0
MICROSOFT CORP Common Stock 594918104 1,719 37,000 SH   DFND 5 0 37,000 0
MICROSOFT CORP Common Stock 594918104 529 11,380 SH   DFND 1 0 11,380 0
MICROSOFT CORP Common Stock 594918104 36 775 SH   DFND 2 0 775 0
MICROSOFT CORP Common Stock 594918104 255 5,500 SH   DFND 12 0 5,500 0
MONSANTO Common Stock 61166w101 293 2,450 SH   SOLE   2,450 0 0
MONSANTO Common Stock 61166w101 139 1,160 SH   DFND 9 0 1,160 0
MONSANTO Common Stock 61166w101 508 4,255 SH   DFND 5 0 4,255 0
MONSANTO Common Stock 61166w101 395 3,305 SH   DFND 1 0 3,305 0
MONSANTO Common Stock 61166w101 147 1,230 SH   DFND 2 0 1,230 0
MONSANTO Common Stock 61166w101 197 1,650 SH   DFND 12 0 1,650 0
NATIONAL GRID PLC Common Stock 636274300 145 2,050 SH   SOLE   2,050 0 0
NATIONAL GRID PLC Common Stock 636274300 622 8,800 SH   DFND 5 0 8,800 0
NATIONAL GRID PLC Common Stock 636274300 18 250 SH   DFND 1 0 250 0
NATIONAL GRID PLC Common Stock 636274300 14 200 SH   DFND 2 0 200 0
NATIONAL GRID PLC Common Stock 636274300 42 600 SH   DFND 12 0 600 0
NESTLE SA ADR Common Stock 641069406 878 12,031 SH   SOLE   12,031 0 0
NESTLE SA ADR Common Stock 641069406 132 1,812 SH   DFND 9 0 1,812 0
NESTLE SA ADR Common Stock 641069406 3,186 43,679 SH   DFND 5 0 43,679 0
NESTLE SA ADR Common Stock 641069406 858 11,755 SH   DFND 1 0 11,755 0
NESTLE SA ADR Common Stock 641069406 328 4,500 SH   DFND 3 0 4,500 0
NESTLE SA ADR Common Stock 641069406 554 7,600 SH   DFND 12 0 7,600 0
NESTLE SA ADR Common Stock 641069406 29 400 SH   DFND 6 0 400 0
NESTLE SA ADR Common Stock 641069406 265 3,634 SH   DFND 2 0 3,634 0
NORFOLK SOUTHERN Common Stock 655844108 82 750 SH   SOLE   750 0 0
NORFOLK SOUTHERN Common Stock 655844108 99 900 SH   DFND 1 0 900 0
NORFOLK SOUTHERN Common Stock 655844108 231 2,110 SH   DFND 5 0 2,110 0
NOVARTIS AG ADR Common Stock 66987V109 971 10,480 SH   SOLE   10,480 0 0
NOVARTIS AG ADR Common Stock 66987V109 161 1,740 SH   DFND 9 0 1,740 0
NOVARTIS AG ADR Common Stock 66987V109 3,316 35,785 SH   DFND 5 0 35,785 0
NOVARTIS AG ADR Common Stock 66987V109 1,137 12,270 SH   DFND 1 0 12,270 0
NOVARTIS AG ADR Common Stock 66987V109 251 2,709 SH   DFND 3 0 2,709 0
NOVARTIS AG ADR Common Stock 66987V109 500 5,400 SH   DFND 12 0 5,400 0
NOVARTIS AG ADR Common Stock 66987V109 305 3,288 SH   DFND 2 0 3,288 0
NOVARTIS AG ADR Common Stock 66987V109 14 150 SH   DFND 6 0 150 0
NOVO NORDISK A S ADR Common Stock 670100205 135 3,200 SH   SOLE   3,200 0 0
NOVO NORDISK A S ADR Common Stock 670100205 25 600 SH   DFND 1 0 600 0
NOVO NORDISK A S ADR Common Stock 670100205 42 1,000 SH   DFND 2 0 1,000 0
NOVOZYMES A S DKK 2.0 Common Stock B798FW902 406 9,625 SH   SOLE   9,625 0 0
NOVOZYMES A S DKK 2.0 Common Stock B798FW902 43 1,015 SH   DFND 9 0 1,015 0
NOVOZYMES A S DKK 2.0 Common Stock B798FW902 2,558 60,600 SH   DFND 5 0 60,600 0
NOVOZYMES A S DKK 2.0 Common Stock B798FW902 794 18,805 SH   DFND 1 0 18,805 0
NOVOZYMES A S DKK 2.0 Common Stock B798FW902 190 4,500 SH   DFND 3 0 4,500 0
NOVOZYMES A S DKK 2.0 Common Stock B798FW902 321 7,600 SH   DFND 12 0 7,600 0
NOVOZYMES A S DKK 2.0 Common Stock B798FW902 153 3,625 SH   DFND 2 0 3,625 0
NOVOZYMES A S DKK 2.0 Common Stock B798FW902 8 200 SH   DFND 6 0 200 0
NUCOR CORP Common Stock 670346105 98 2,000 SH   DFND 1 0 2,000 0
NUCOR CORP Common Stock 670346105 215 4,388 SH   DFND 5 0 4,388 0
NXP SEMICONDUCTORS Common Stock N6596X109 61 800 SH   SOLE   800 0 0
NXP SEMICONDUCTORS Common Stock N6596X109 1,467 19,205 SH   DFND 5 0 19,205 0
NXP SEMICONDUCTORS Common Stock N6596X109 153 2,000 SH   DFND 3 0 2,000 0
NXP SEMICONDUCTORS Common Stock N6596X109 76 1,000 SH   DFND 12 0 1,000 0
NXP SEMICONDUCTORS Common Stock N6596X109 52 675 SH   DFND 1 0 675 0
ORACLE Common Stock 68389x105 387 8,610 SH   SOLE   8,610 0 0
ORACLE Common Stock 68389x105 91 2,030 SH   DFND 9 0 2,030 0
ORACLE Common Stock 68389x105 2,877 63,975 SH   DFND 5 0 63,975 0
ORACLE Common Stock 68389x105 483 10,745 SH   DFND 1 0 10,745 0
ORACLE Common Stock 68389x105 189 4,200 SH   DFND 3 0 4,200 0
ORACLE Common Stock 68389x105 176 3,920 SH   DFND 2 0 3,920 0
ORACLE Common Stock 68389x105 67 1,500 SH   DFND 12 0 1,500 0
ORACLE Common Stock 68389x105 13 280 SH   DFND 6 0 280 0
PEMBINA PIPELINE CO Common Stock 706327103 189 5,200 SH   SOLE   5,200 0 0
PEMBINA PIPELINE CO Common Stock 706327103 1,983 54,450 SH   DFND 5 0 54,450 0
PEMBINA PIPELINE CO Common Stock 706327103 307 8,430 SH   DFND 1 0 8,430 0
PEMBINA PIPELINE CO Common Stock 706327103 73 2,000 SH   DFND 2 0 2,000 0
PEMBINA PIPELINE CO Common Stock 706327103 3 75 SH   DFND 6 0 75 0
PEPSICO Common Stock 713448108 569 6,018 SH   SOLE   6,018 0 0
PEPSICO Common Stock 713448108 2,403 25,415 SH   DFND 5 0 25,415 0
PEPSICO Common Stock 713448108 1,497 15,835 SH   DFND 1 0 15,835 0
PEPSICO Common Stock 713448108 359 3,800 SH   DFND 3 0 3,800 0
PEPSICO Common Stock 713448108 19 200 SH   DFND 6 0 200 0
PEPSICO Common Stock 713448108 184 1,950 SH   DFND 2 0 1,950 0
PEPSICO Common Stock 713448108 76 800 SH   DFND 12 0 800 0
PERRIGO CO Common Stock G97822103 326 1,950 SH   SOLE   1,950 0 0
PERRIGO CO Common Stock G97822103 1,302 7,790 SH   DFND 5 0 7,790 0
PERRIGO CO Common Stock G97822103 211 1,260 SH   DFND 1 0 1,260 0
PERRIGO CO Common Stock G97822103 88 525 SH   DFND 2 0 525 0
PERRIGO CO Common Stock G97822103 84 500 SH   DFND 12 0 500 0
PFIZER Common Stock 717081103 56 1,800 SH   SOLE   1,800 0 0
PFIZER Common Stock 717081103 296 9,500 SH   DFND 1 0 9,500 0
PNC FINCL SERVICES Common Stock 693475105 319 3,500 SH   DFND 1 0 3,500 0
PORTLAND GENL Common Stock 736508847 89 2,340 SH   SOLE   2,340 0 0
PORTLAND GENL Common Stock 736508847 40 1,050 SH   DFND 2 0 1,050 0
PORTLAND GENL Common Stock 736508847 1,738 45,950 SH   DFND 5 0 45,950 0
PROCTER & GAMBLE Common Stock 742718109 1,441 15,818 SH   SOLE   15,818 0 0
PROCTER & GAMBLE Common Stock 742718109 242 2,655 SH   DFND 9 0 2,655 0
PROCTER & GAMBLE Common Stock 742718109 4,128 45,323 SH   DFND 5 0 45,323 0
PROCTER & GAMBLE Common Stock 742718109 1,523 16,725 SH   DFND 1 0 16,725 0
PROCTER & GAMBLE Common Stock 742718109 273 3,000 SH   DFND 3 0 3,000 0
PROCTER & GAMBLE Common Stock 742718109 847 9,300 SH   DFND 12 0 9,300 0
PROCTER & GAMBLE Common Stock 742718109 308 3,377 SH   DFND 2 0 3,377 0
PROCTER & GAMBLE Common Stock 742718109 9 100 SH   DFND 6 0 100 0
QUALCOMM Common Stock 747525103 780 10,495 SH   SOLE   10,495 0 0
QUALCOMM Common Stock 747525103 95 1,280 SH   DFND 9 0 1,280 0
QUALCOMM Common Stock 747525103 2,539 34,155 SH   DFND 5 0 34,155 0
QUALCOMM Common Stock 747525103 1,137 15,290 SH   DFND 1 0 15,290 0
QUALCOMM Common Stock 747525103 297 4,000 SH   DFND 3 0 4,000 0
QUALCOMM Common Stock 747525103 219 2,950 SH   DFND 12 0 2,950 0
QUALCOMM Common Stock 747525103 11 150 SH   DFND 6 0 150 0
QUALCOMM Common Stock 747525103 288 3,874 SH   DFND 2 0 3,874 0
ROCHE HLDG LTD ADR Common Stock 771195104 212 6,240 SH   SOLE   6,240 0 0
ROCHE HLDG LTD ADR Common Stock 771195104 2,032 59,775 SH   DFND 5 0 59,775 0
ROCHE HLDG LTD ADR Common Stock 771195104 88 2,600 SH   DFND 12 0 2,600 0
ROCHE HLDG LTD ADR Common Stock 771195104 149 4,380 SH   DFND 1 0 4,380 0
ROCHE HLDG LTD ADR Common Stock 771195104 76 2,238 SH   DFND 2 0 2,238 0
ROCKWELL AUTOMATION Common Stock 773903109 502 4,514 SH   SOLE   4,514 0 0
ROCKWELL AUTOMATION Common Stock 773903109 87 785 SH   DFND 9 0 785 0
ROCKWELL AUTOMATION Common Stock 773903109 1,953 17,565 SH   DFND 5 0 17,565 0
ROCKWELL AUTOMATION Common Stock 773903109 633 5,695 SH   DFND 1 0 5,695 0
ROCKWELL AUTOMATION Common Stock 773903109 222 2,000 SH   DFND 3 0 2,000 0
ROCKWELL AUTOMATION Common Stock 773903109 83 750 SH   DFND 12 0 750 0
ROCKWELL AUTOMATION Common Stock 773903109 39 350 SH   DFND 6 0 350 0
ROCKWELL AUTOMATION Common Stock 773903109 91 820 SH   DFND 2 0 820 0
ROYAL DUTCH SHELL PLC SPONS Common Stock 780259206 167 2,500 SH   DFND 12 0 2,500 0
ROYAL DUTCH SHELL PLC SPONS Common Stock 780259206 80 1,200 SH   DFND 5 0 1,200 0
S P D R TRUST SER 1 Common Stock 78462F103 197 960 SH   DFND 12 0 960 0
S P D R TRUST SER 1 Common Stock 78462F103 1,336 6,500 SH   DFND 5 0 6,500 0
SCHLUMBERGER Common Stock 806857108 397 4,645 SH   SOLE   4,645 0 0
SCHLUMBERGER Common Stock 806857108 149 1,740 SH   DFND 9 0 1,740 0
SCHLUMBERGER Common Stock 806857108 2,515 29,449 SH   DFND 5 0 29,449 0
SCHLUMBERGER Common Stock 806857108 299 3,500 SH   DFND 3 0 3,500 0
SCHLUMBERGER Common Stock 806857108 179 2,100 SH   DFND 12 0 2,100 0
SCHLUMBERGER Common Stock 806857108 738 8,645 SH   DFND 1 0 8,645 0
SCHLUMBERGER Common Stock 806857108 128 1,495 SH   DFND 2 0 1,495 0
SCHLUMBERGER Common Stock 806857108 6 75 SH   DFND 6 0 75 0
SMUCKER J M Common Stock 832696405 58 575 SH   SOLE   575 0 0
SMUCKER J M Common Stock 832696405 117 1,155 SH   DFND 2 0 1,155 0
SMUCKER J M Common Stock 832696405 71 700 SH   DFND 12 0 700 0
SMUCKER J M Common Stock 832696405 40 400 SH   DFND 5 0 400 0
SNAP ON Common Stock 833034101 479 3,500 SH   DFND 12 0 3,500 0
STATE STREET Common Stock 857477103 392 5,000 SH   SOLE   5,000 0 0
STATE STREET Common Stock 857477103 770 9,814 SH   DFND 1 0 9,814 0
STATE STREET Common Stock 857477103 108 1,380 SH   DFND 2 0 1,380 0
STRYKER CORP Common Stock 863667101 189 2,000 SH   SOLE   2,000 0 0
STRYKER CORP Common Stock 863667101 302 3,200 SH   DFND 1 0 3,200 0
SYSCO Common Stock 871829107 56 1,400 SH   SOLE   1,400 0 0
SYSCO Common Stock 871829107 615 15,500 SH   DFND 12 0 15,500 0
SYSCO Common Stock 871829107 314 7,900 SH   DFND 1 0 7,900 0
TARGET CORP Common Stock 87612e106 389 5,128 SH   SOLE   5,128 0 0
TARGET CORP Common Stock 87612e106 176 2,320 SH   DFND 9 0 2,320 0
TARGET CORP Common Stock 87612e106 1,221 16,084 SH   DFND 5 0 16,084 0
TARGET CORP Common Stock 87612e106 266 3,500 SH   DFND 3 0 3,500 0
TARGET CORP Common Stock 87612e106 61 800 SH   DFND 12 0 800 0
TARGET CORP Common Stock 87612e106 101 1,335 SH   DFND 1 0 1,335 0
TARGET CORP Common Stock 87612e106 6 75 SH   DFND 6 0 75 0
UNION PACIFIC Common Stock 907818108 127 1,064 SH   SOLE   1,064 0 0
UNION PACIFIC Common Stock 907818108 107 900 SH   DFND 5 0 900 0
UNION PACIFIC Common Stock 907818108 45 375 SH   DFND 2 0 375 0
UNION PACIFIC Common Stock 907818108 344 2,890 SH   DFND 1 0 2,890 0
UNITED NATURAL FOODS Common Stock 911163103 50 650 SH   SOLE   650 0 0
UNITED NATURAL FOODS Common Stock 911163103 215 2,775 SH   DFND 5 0 2,775 0
UNITED TECHNOLOGIES Common Stock 913017109 564 4,908 SH   SOLE   4,908 0 0
UNITED TECHNOLOGIES Common Stock 913017109 117 1,015 SH   DFND 9 0 1,015 0
UNITED TECHNOLOGIES Common Stock 913017109 1,987 17,275 SH   DFND 5 0 17,275 0
UNITED TECHNOLOGIES Common Stock 913017109 1,250 10,871 SH   DFND 1 0 10,871 0
UNITED TECHNOLOGIES Common Stock 913017109 345 3,000 SH   DFND 3 0 3,000 0
UNITED TECHNOLOGIES Common Stock 913017109 184 1,600 SH   DFND 12 0 1,600 0
UNITED TECHNOLOGIES Common Stock 913017109 254 2,205 SH   DFND 2 0 2,205 0
UNITED TECHNOLOGIES Common Stock 913017109 3 30 SH   DFND 6 0 30 0
US BANCORP Common Stock 902973304 361 8,037 SH   DFND 1 0 8,037 0
US BANCORP Common Stock 902973304 81 1,800 SH   DFND 5 0 1,800 0
WAL-MART STORES Common Stock 931142103 324 3,767 SH   SOLE   3,767 0 0
WAL-MART STORES Common Stock 931142103 94 1,100 SH   DFND 12 0 1,100 0
WAL-MART STORES Common Stock 931142103 322 3,750 SH   DFND 1 0 3,750 0
WAL-MART STORES Common Stock 931142103 876 10,200 SH   DFND 5 0 10,200 0
WALGREEN BOOTS ALLIANCE INC Common Stock 931427108 193 2,530 SH   SOLE   2,530 0 0
WALGREEN BOOTS ALLIANCE INC Common Stock 931427108 356 4,666 SH   DFND 5 0 4,666 0
WALGREEN BOOTS ALLIANCE INC Common Stock 931427108 480 6,300 SH   DFND 1 0 6,300 0
WELLS FARGO Common Stock 949746101 439 8,000 SH   DFND 12 0 8,000 0
XILINX Common Stock 983919101 443 10,223 SH   SOLE   10,223 0 0
XILINX Common Stock 983919101 1,810 41,820 SH   DFND 5 0 41,820 0
XILINX Common Stock 983919101 143 3,300 SH   DFND 12 0 3,300 0
XILINX Common Stock 983919101 373 8,625 SH   DFND 1 0 8,625 0
XILINX Common Stock 983919101 54 1,240 SH   DFND 2 0 1,240 0
XILINX Common Stock 983919101 4 100 SH   DFND 6 0 100 0
XYLEM INC Common Stock 98419m100 152 4,000 SH   SOLE   4,000 0 0
XYLEM INC Common Stock 98419m100 44 1,160 SH   DFND 9 0 1,160 0
XYLEM INC Common Stock 98419m100 299 7,860 SH   DFND 5 0 7,860 0
XYLEM INC Common Stock 98419m100 84 2,200 SH   DFND 12 0 2,200 0
XYLEM INC Common Stock 98419m100 39 1,020 SH   DFND 2 0 1,020 0
XYLEM INC Common Stock 98419m100 217 5,700 SH   DFND 1 0 5,700 0
GABELLI UTILITES FUND CLASS A Equity Mutual Fu 36240E202 2,414 453,782 SH   DFND 3 0 453,782 0