The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M Common Stock 88579y101 243 1,615 SH   SOLE   1,615 0 0
3M Common Stock 88579y101 241 1,600 SH   DFND 7 0 1,600 0
3M Common Stock 88579y101 501 3,325 SH   DFND 9 0 3,325 0
3M Common Stock 88579y101 45 300 SH   DFND 6 0 300 0
3M Common Stock 88579y101 454 3,015 SH   DFND 12 0 3,015 0
3M Common Stock 88579y101 7 45 SH   DFND 5 0 45 0
ABBOTT LABS Common Stock 002824100 311 6,915 SH   SOLE   6,915 0 0
ABBOTT LABS Common Stock 002824100 157 3,500 SH   DFND 7 0 3,500 0
ABBOTT LABS Common Stock 002824100 234 5,205 SH   DFND 9 0 5,205 0
ABBOTT LABS Common Stock 002824100 13 300 SH   DFND 6 0 300 0
ABBOTT LABS Common Stock 002824100 239 5,330 SH   DFND 12 0 5,330 0
ABBOTT LABS Common Stock 002824100 7 150 SH   DFND 5 0 150 0
ABBVIE Common Stock 00287Y109 239 4,030 SH   DFND 12 0 4,030 0
ACE LIMITED Common Stock H0023R105 502 4,300 SH   SOLE   4,300 0 0
ACE LIMITED Common Stock H0023R105 102 875 SH   DFND 7 0 875 0
ACE LIMITED Common Stock H0023R105 173 1,478 SH   DFND 9 0 1,478 0
ACE LIMITED Common Stock H0023R105 14 120 SH   DFND 6 0 120 0
ACE LIMITED Common Stock H0023R105 3 25 SH   DFND 12 0 25 0
ACE LIMITED Common Stock H0023R105 4 30 SH   DFND 5 0 30 0
ALPHABET INC CL A Common Stock 02079K305 508 653 SH   SOLE   653 0 0
ALPHABET INC CL A Common Stock 02079K305 226 290 SH   DFND 7 0 290 0
ALPHABET INC CL A Common Stock 02079K305 335 430 SH   DFND 9 0 430 0
ALPHABET INC CL A Common Stock 02079K305 31 40 SH   DFND 6 0 40 0
ALPHABET INC CL A Common Stock 02079K305 95 122 SH   DFND 12 0 122 0
ALPHABET INC CL A Common Stock 02079K305 12 15 SH   DFND 5 0 15 0
ALPHABET INC CL C Common Stock 02079K107 372 490 SH   SOLE   490 0 0
ANSYS INC Common Stock 03662Q105 370 4,000 SH   SOLE   4,000 0 0
APPLE INC Common Stock 037833100 788 7,482 SH   SOLE   7,482 0 0
APPLE INC Common Stock 037833100 153 1,450 SH   DFND 7 0 1,450 0
APPLE INC Common Stock 037833100 262 2,490 SH   DFND 9 0 2,490 0
APPLE INC Common Stock 037833100 7 70 SH   DFND 12 0 70 0
APPLE INC Common Stock 037833100 6 60 SH   DFND 5 0 60 0
APTARGROUP Common Stock 038336103 380 5,230 SH   SOLE   5,230 0 0
APTARGROUP Common Stock 038336103 240 3,300 SH   DFND 7 0 3,300 0
APTARGROUP Common Stock 038336103 368 5,070 SH   DFND 9 0 5,070 0
APTARGROUP Common Stock 038336103 29 400 SH   DFND 6 0 400 0
APTARGROUP Common Stock 038336103 332 4,565 SH   DFND 12 0 4,565 0
APTARGROUP Common Stock 038336103 7 100 SH   DFND 5 0 100 0
AT&T INC. Common Stock 00206R102 166 4,832 SH   SOLE   4,832 0 0
AT&T INC. Common Stock 00206R102 205 5,964 SH   DFND 12 0 5,964 0
AUTOMATIC DATA PROCESSING Common Stock 053015103 718 8,480 SH   SOLE   8,480 0 0
AUTOMATIC DATA PROCESSING Common Stock 053015103 186 2,200 SH   DFND 7 0 2,200 0
AUTOMATIC DATA PROCESSING Common Stock 053015103 485 5,725 SH   DFND 9 0 5,725 0
AUTOMATIC DATA PROCESSING Common Stock 053015103 34 400 SH   DFND 6 0 400 0
AUTOMATIC DATA PROCESSING Common Stock 053015103 485 5,730 SH   DFND 12 0 5,730 0
AUTOMATIC DATA PROCESSING Common Stock 053015103 7 80 SH   DFND 5 0 80 0
BECTON DICKINSON Common Stock 075887109 288 1,870 SH   SOLE   1,870 0 0
BERKSHIRE HATHAWAY CL B Common Stock 084670702 66 500 SH   SOLE   500 0 0
BERKSHIRE HATHAWAY CL B Common Stock 084670702 154 1,170 SH   DFND 12 0 1,170 0
BERKSHIRE HATHAWAY CL B Common Stock 084670702 17 130 SH   DFND 9 0 130 0
BIOGEN Common Stock 09062x103 368 1,200 SH   SOLE   1,200 0 0
CANADIAN NATL RAILWAY Common Stock 136375102 150 2,685 SH   SOLE   2,685 0 0
CANADIAN NATL RAILWAY Common Stock 136375102 243 4,350 SH   DFND 7 0 4,350 0
CANADIAN NATL RAILWAY Common Stock 136375102 310 5,547 SH   DFND 9 0 5,547 0
CANADIAN NATL RAILWAY Common Stock 136375102 45 800 SH   DFND 6 0 800 0
CANADIAN NATL RAILWAY Common Stock 136375102 262 4,680 SH   DFND 12 0 4,680 0
CELGENE CORP Common Stock 151020104 287 2,400 SH   SOLE   2,400 0 0
CHECK POINT SOFTWARE TECH LTD Common Stock M22465104 228 2,800 SH   SOLE   2,800 0 0
CHEVRON Common Stock 166764100 152 1,685 SH   SOLE   1,685 0 0
CHEVRON Common Stock 166764100 103 1,145 SH   DFND 9 0 1,145 0
CHEVRON Common Stock 166764100 18 200 SH   DFND 6 0 200 0
CHEVRON Common Stock 166764100 70 775 SH   DFND 12 0 775 0
CHEVRON Common Stock 166764100 4 50 SH   DFND 5 0 50 0
CHURCH & DWIGHT Common Stock 171340102 297 3,500 SH   SOLE   3,500 0 0
CHURCH & DWIGHT Common Stock 171340102 51 600 SH   DFND 9 0 600 0
CISCO SYS INC Common Stock 17275r102 123 4,540 SH   SOLE   4,540 0 0
CISCO SYS INC Common Stock 17275r102 177 6,505 SH   DFND 9 0 6,505 0
CISCO SYS INC Common Stock 17275r102 19 700 SH   DFND 6 0 700 0
CISCO SYS INC Common Stock 17275r102 3 125 SH   DFND 5 0 125 0
COLGATE-PALMOLIVE Common Stock 194162103 29 430 SH   SOLE   430 0 0
COLGATE-PALMOLIVE Common Stock 194162103 173 2,600 SH   DFND 12 0 2,600 0
COLGATE-PALMOLIVE Common Stock 194162103 51 760 SH   DFND 9 0 760 0
COMCAST CORP NEW CL A Common Stock 20030n101 54 952 SH   SOLE   952 0 0
COMCAST CORP NEW CL A Common Stock 20030n101 547 9,687 SH   DFND 12 0 9,687 0
CVS HEALTH Common Stock 126650100 836 8,550 SH   SOLE   8,550 0 0
CVS HEALTH Common Stock 126650100 303 3,100 SH   DFND 7 0 3,100 0
CVS HEALTH Common Stock 126650100 534 5,465 SH   DFND 9 0 5,465 0
CVS HEALTH Common Stock 126650100 59 600 SH   DFND 6 0 600 0
CVS HEALTH Common Stock 126650100 481 4,920 SH   DFND 12 0 4,920 0
CVS HEALTH Common Stock 126650100 8 80 SH   DFND 5 0 80 0
DANAHER CORP Common Stock 235851102 381 4,100 SH   SOLE   4,100 0 0
DISNEY Common Stock 254687106 322 3,061 SH   SOLE   3,061 0 0
DISNEY Common Stock 254687106 290 2,757 SH   DFND 12 0 2,757 0
DISNEY Common Stock 254687106 58 550 SH   DFND 9 0 550 0
E M C CORP MASS Common Stock 268648102 51 1,975 SH   SOLE   1,975 0 0
E M C CORP MASS Common Stock 268648102 166 6,475 SH   DFND 9 0 6,475 0
E M C CORP MASS Common Stock 268648102 128 5,000 SH   DFND 7 0 5,000 0
E M C CORP MASS Common Stock 268648102 21 800 SH   DFND 6 0 800 0
E M C CORP MASS Common Stock 268648102 182 7,100 SH   DFND 12 0 7,100 0
EMERSON ELECTRIC Common Stock 291011104 85 1,770 SH   SOLE   1,770 0 0
EMERSON ELECTRIC Common Stock 291011104 159 3,325 SH   DFND 9 0 3,325 0
EMERSON ELECTRIC Common Stock 291011104 19 400 SH   DFND 6 0 400 0
EMERSON ELECTRIC Common Stock 291011104 261 5,460 SH   DFND 12 0 5,460 0
EXXON MOBIL Common Stock 30231g102 39 500 SH   SOLE   500 0 0
EXXON MOBIL Common Stock 30231g102 232 2,975 SH   DFND 9 0 2,975 0
EXXON MOBIL Common Stock 30231g102 313 4,010 SH   DFND 12 0 4,010 0
FEDEX Common Stock 31428x106 202 1,358 SH   SOLE   1,358 0 0
FISERV Common Stock 337738108 262 2,860 SH   SOLE   2,860 0 0
FISERV Common Stock 337738108 238 2,600 SH   DFND 7 0 2,600 0
FISERV Common Stock 337738108 440 4,810 SH   DFND 9 0 4,810 0
FISERV Common Stock 337738108 37 400 SH   DFND 6 0 400 0
FISERV Common Stock 337738108 186 2,030 SH   DFND 12 0 2,030 0
FISERV Common Stock 337738108 9 100 SH   DFND 5 0 100 0
GENERAL ELECTRIC Common Stock 369604103 402 12,900 SH   SOLE   12,900 0 0
GENERAL ELECTRIC Common Stock 369604103 131 4,200 SH   DFND 9 0 4,200 0
GILEAD SCIENCES Common Stock 375558103 279 2,760 SH   SOLE   2,760 0 0
GILEAD SCIENCES Common Stock 375558103 66 650 SH   DFND 9 0 650 0
GILEAD SCIENCES Common Stock 375558103 242 2,392 SH   DFND 12 0 2,392 0
HELMERICH & PAYNE Common Stock 423452101 179 3,350 SH   SOLE   3,350 0 0
HELMERICH & PAYNE Common Stock 423452101 105 1,968 SH   DFND 9 0 1,968 0
HELMERICH & PAYNE Common Stock 423452101 80 1,500 SH   DFND 7 0 1,500 0
HELMERICH & PAYNE Common Stock 423452101 16 300 SH   DFND 6 0 300 0
HELMERICH & PAYNE Common Stock 423452101 29 545 SH   DFND 12 0 545 0
HELMERICH & PAYNE Common Stock 423452101 4 75 SH   DFND 5 0 75 0
HOME DEPOT Common Stock 437076102 312 2,360 SH   SOLE   2,360 0 0
HOME DEPOT Common Stock 437076102 99 750 SH   DFND 9 0 750 0
HOME DEPOT Common Stock 437076102 132 1,000 SH   DFND 7 0 1,000 0
HOME DEPOT Common Stock 437076102 40 300 SH   DFND 6 0 300 0
HOME DEPOT Common Stock 437076102 163 1,230 SH   DFND 12 0 1,230 0
ILLINOIS TOOL WORKS Common Stock 452308109 120 1,300 SH   SOLE   1,300 0 0
ILLINOIS TOOL WORKS Common Stock 452308109 95 1,030 SH   DFND 12 0 1,030 0
ILLINOIS TOOL WORKS Common Stock 452308109 48 515 SH   DFND 9 0 515 0
ILLUMINA Common Stock 452327109 91 475 SH   SOLE   475 0 0
ILLUMINA Common Stock 452327109 131 684 SH   DFND 9 0 684 0
ILLUMINA Common Stock 452327109 77 400 SH   DFND 7 0 400 0
ILLUMINA Common Stock 452327109 23 120 SH   DFND 6 0 120 0
ILLUMINA Common Stock 452327109 4 20 SH   DFND 5 0 20 0
INTEL CORP Common Stock 458140100 193 5,600 SH   SOLE   5,600 0 0
INTEL CORP Common Stock 458140100 296 8,585 SH   DFND 9 0 8,585 0
INTEL CORP Common Stock 458140100 41 1,200 SH   DFND 6 0 1,200 0
INTEL CORP Common Stock 458140100 298 8,650 SH   DFND 12 0 8,650 0
IPG PHOTONICS Common Stock 44980X109 49 550 SH   SOLE   550 0 0
IPG PHOTONICS Common Stock 44980X109 143 1,600 SH   DFND 7 0 1,600 0
IPG PHOTONICS Common Stock 44980X109 132 1,475 SH   DFND 9 0 1,475 0
IPG PHOTONICS Common Stock 44980X109 21 240 SH   DFND 6 0 240 0
ISHARES RUSSELL 3000 Common Stock 464287689 285 2,370 SH   SOLE   2,370 0 0
JOHNSON & JOHNSON Common Stock 478160104 507 4,933 SH   SOLE   4,933 0 0
JOHNSON & JOHNSON Common Stock 478160104 267 2,602 SH   DFND 7 0 2,602 0
JOHNSON & JOHNSON Common Stock 478160104 557 5,425 SH   DFND 9 0 5,425 0
JOHNSON & JOHNSON Common Stock 478160104 51 500 SH   DFND 6 0 500 0
JOHNSON & JOHNSON Common Stock 478160104 517 5,030 SH   DFND 12 0 5,030 0
JOHNSON & JOHNSON Common Stock 478160104 8 75 SH   DFND 5 0 75 0
JOHNSON CONTROLS Common Stock 478366107 402 10,185 SH   SOLE   10,185 0 0
JOHNSON CONTROLS Common Stock 478366107 130 3,300 SH   DFND 7 0 3,300 0
JOHNSON CONTROLS Common Stock 478366107 192 4,852 SH   DFND 9 0 4,852 0
JOHNSON CONTROLS Common Stock 478366107 13 320 SH   DFND 6 0 320 0
JOHNSON CONTROLS Common Stock 478366107 15 375 SH   DFND 12 0 375 0
JOHNSON CONTROLS Common Stock 478366107 6 150 SH   DFND 5 0 150 0
JPMORGAN CHASE Common Stock 46625h100 271 4,100 SH   SOLE   4,100 0 0
KROGER Common Stock 501044101 155 3,700 SH   SOLE   3,700 0 0
KROGER Common Stock 501044101 55 1,310 SH   DFND 9 0 1,310 0
KROGER Common Stock 501044101 6 150 SH   DFND 5 0 150 0
MASTERCARD Common Stock 57636q104 673 6,915 SH   SOLE   6,915 0 0
MASTERCARD Common Stock 57636q104 258 2,650 SH   DFND 7 0 2,650 0
MASTERCARD Common Stock 57636q104 542 5,565 SH   DFND 9 0 5,565 0
MASTERCARD Common Stock 57636q104 19 200 SH   DFND 6 0 200 0
MASTERCARD Common Stock 57636q104 89 915 SH   DFND 12 0 915 0
MASTERCARD Common Stock 57636q104 10 100 SH   DFND 5 0 100 0
MERCK Common Stock 58933y105 230 4,363 SH   SOLE   4,363 0 0
MERCK Common Stock 58933y105 111 2,100 SH   DFND 9 0 2,100 0
MERCK Common Stock 58933y105 334 6,320 SH   DFND 12 0 6,320 0
METTLER TOLEDO Common Stock 592688105 237 700 SH   SOLE   700 0 0
MICROSOFT CORP Common Stock 594918104 168 3,025 SH   SOLE   3,025 0 0
MICROSOFT CORP Common Stock 594918104 132 2,378 SH   DFND 9 0 2,378 0
MICROSOFT CORP Common Stock 594918104 155 2,800 SH   DFND 7 0 2,800 0
MICROSOFT CORP Common Stock 594918104 182 3,285 SH   DFND 12 0 3,285 0
MONDELEZ INTERNATIONAL INC Common Stock 609207105 145 3,226 SH   SOLE   3,226 0 0
MONDELEZ INTERNATIONAL INC Common Stock 609207105 63 1,400 SH   DFND 12 0 1,400 0
MONSANTO Common Stock 61166w101 14 140 SH   SOLE   140 0 0
MONSANTO Common Stock 61166w101 46 470 SH   DFND 9 0 470 0
MONSANTO Common Stock 61166w101 49 500 SH   DFND 7 0 500 0
MONSANTO Common Stock 61166w101 137 1,390 SH   DFND 12 0 1,390 0
NESTLE SA ADR Common Stock 641069406 314 4,215 SH   SOLE   4,215 0 0
NESTLE SA ADR Common Stock 641069406 253 3,400 SH   DFND 7 0 3,400 0
NESTLE SA ADR Common Stock 641069406 449 6,040 SH   DFND 9 0 6,040 0
NESTLE SA ADR Common Stock 641069406 52 700 SH   DFND 6 0 700 0
NESTLE SA ADR Common Stock 641069406 299 4,020 SH   DFND 12 0 4,020 0
NESTLE SA ADR Common Stock 641069406 7 100 SH   DFND 5 0 100 0
NOVARTIS AG ADR Common Stock 66987V109 318 3,700 SH   SOLE   3,700 0 0
NOVARTIS AG ADR Common Stock 66987V109 228 2,650 SH   DFND 7 0 2,650 0
NOVARTIS AG ADR Common Stock 66987V109 409 4,755 SH   DFND 9 0 4,755 0
NOVARTIS AG ADR Common Stock 66987V109 52 600 SH   DFND 6 0 600 0
NOVARTIS AG ADR Common Stock 66987V109 99 1,151 SH   DFND 12 0 1,151 0
NOVARTIS AG ADR Common Stock 66987V109 7 80 SH   DFND 5 0 80 0
NOVOZYMES A S DKK 2.0 Common Stock B798FW902 137 2,840 SH   SOLE   2,840 0 0
NOVOZYMES A S DKK 2.0 Common Stock B798FW902 193 4,000 SH   DFND 7 0 4,000 0
NOVOZYMES A S DKK 2.0 Common Stock B798FW902 231 4,795 SH   DFND 9 0 4,795 0
NOVOZYMES A S DKK 2.0 Common Stock B798FW902 24 500 SH   DFND 6 0 500 0
NOVOZYMES A S DKK 2.0 Common Stock B798FW902 193 4,015 SH   DFND 12 0 4,015 0
NOVOZYMES A S DKK 2.0 Common Stock B798FW902 5 100 SH   DFND 5 0 100 0
NXP SEMICONDUCTORS Common Stock N6596X109 46 550 SH   SOLE   550 0 0
NXP SEMICONDUCTORS Common Stock N6596X109 103 1,225 SH   DFND 9 0 1,225 0
NXP SEMICONDUCTORS Common Stock N6596X109 110 1,300 SH   DFND 7 0 1,300 0
NXP SEMICONDUCTORS Common Stock N6596X109 25 300 SH   DFND 6 0 300 0
NXP SEMICONDUCTORS Common Stock N6596X109 4 50 SH   DFND 12 0 50 0
ORACLE Common Stock 68389x105 276 7,556 SH   SOLE   7,556 0 0
ORACLE Common Stock 68389x105 153 4,200 SH   DFND 7 0 4,200 0
ORACLE Common Stock 68389x105 137 3,750 SH   DFND 9 0 3,750 0
ORACLE Common Stock 68389x105 22 600 SH   DFND 6 0 600 0
ORACLE Common Stock 68389x105 77 2,100 SH   DFND 12 0 2,100 0
ORACLE Common Stock 68389x105 5 150 SH   DFND 5 0 150 0
PEPSICO Common Stock 713448108 345 3,450 SH   SOLE   3,450 0 0
PEPSICO Common Stock 713448108 195 1,950 SH   DFND 9 0 1,950 0
PEPSICO Common Stock 713448108 100 1,000 SH   DFND 7 0 1,000 0
PEPSICO Common Stock 713448108 514 5,140 SH   DFND 12 0 5,140 0
PERRIGO CO Common Stock G97822103 286 1,975 SH   SOLE   1,975 0 0
PERRIGO CO Common Stock G97822103 142 980 SH   DFND 9 0 980 0
PERRIGO CO Common Stock G97822103 116 800 SH   DFND 7 0 800 0
PERRIGO CO Common Stock G97822103 35 240 SH   DFND 6 0 240 0
PERRIGO CO Common Stock G97822103 6 40 SH   DFND 5 0 40 0
PETROSHALE INC Common Stock 71676H106 50 100,000 SH   DFND 7 0 100,000 0
PROCTER & GAMBLE Common Stock 742718109 452 5,690 SH   SOLE   5,690 0 0
PROCTER & GAMBLE Common Stock 742718109 167 2,100 SH   DFND 7 0 2,100 0
PROCTER & GAMBLE Common Stock 742718109 472 5,950 SH   DFND 9 0 5,950 0
PROCTER & GAMBLE Common Stock 742718109 32 400 SH   DFND 6 0 400 0
PROCTER & GAMBLE Common Stock 742718109 322 4,050 SH   DFND 12 0 4,050 0
PROCTER & GAMBLE Common Stock 742718109 7 90 SH   DFND 5 0 90 0
QUALCOMM Common Stock 747525103 181 3,625 SH   SOLE   3,625 0 0
QUALCOMM Common Stock 747525103 119 2,385 SH   DFND 9 0 2,385 0
QUALCOMM Common Stock 747525103 20 400 SH   DFND 6 0 400 0
QUALCOMM Common Stock 747525103 39 775 SH   DFND 12 0 775 0
QUALCOMM Common Stock 747525103 5 110 SH   DFND 5 0 110 0
ROCHE HLDG LTD ADR Common Stock 771195104 351 10,175 SH   SOLE   10,175 0 0
ROCHE HLDG LTD ADR Common Stock 771195104 138 4,000 SH   DFND 7 0 4,000 0
ROCHE HLDG LTD ADR Common Stock 771195104 138 4,000 SH   DFND 9 0 4,000 0
ROCHE HLDG LTD ADR Common Stock 771195104 7 200 SH   DFND 12 0 200 0
ROCHE HLDG LTD ADR Common Stock 771195104 7 200 SH   DFND 5 0 200 0
ROCKWELL AUTOMATION Common Stock 773903109 118 1,150 SH   SOLE   1,150 0 0
ROCKWELL AUTOMATION Common Stock 773903109 164 1,600 SH   DFND 7 0 1,600 0
ROCKWELL AUTOMATION Common Stock 773903109 196 1,915 SH   DFND 9 0 1,915 0
ROCKWELL AUTOMATION Common Stock 773903109 21 200 SH   DFND 6 0 200 0
ROCKWELL AUTOMATION Common Stock 773903109 9 90 SH   DFND 12 0 90 0
ROCKWELL AUTOMATION Common Stock 773903109 5 50 SH   DFND 5 0 50 0
S P D R TRUST SER 1 Common Stock 78462F103 474 2,323 SH   SOLE   2,323 0 0
SCHLUMBERGER Common Stock 806857108 119 1,700 SH   SOLE   1,700 0 0
SCHLUMBERGER Common Stock 806857108 310 4,440 SH   DFND 9 0 4,440 0
SCHLUMBERGER Common Stock 806857108 84 1,200 SH   DFND 7 0 1,200 0
SCHLUMBERGER Common Stock 806857108 21 300 SH   DFND 6 0 300 0
SCHLUMBERGER Common Stock 806857108 301 4,320 SH   DFND 12 0 4,320 0
SCHLUMBERGER Common Stock 806857108 6 80 SH   DFND 5 0 80 0
STATE STREET Common Stock 857477103 204 3,078 SH   SOLE   3,078 0 0
STATE STREET Common Stock 857477103 168 2,525 SH   DFND 9 0 2,525 0
STATE STREET Common Stock 857477103 32 475 SH   DFND 12 0 475 0
STRYKER CORP Common Stock 863667101 337 3,625 SH   SOLE   3,625 0 0
TARGET CORP Common Stock 87612e106 144 1,980 SH   SOLE   1,980 0 0
TARGET CORP Common Stock 87612e106 73 1,000 SH   DFND 7 0 1,000 0
TARGET CORP Common Stock 87612e106 163 2,250 SH   DFND 9 0 2,250 0
TARGET CORP Common Stock 87612e106 17 240 SH   DFND 6 0 240 0
TARGET CORP Common Stock 87612e106 9 120 SH   DFND 12 0 120 0
TARGET CORP Common Stock 87612e106 5 75 SH   DFND 5 0 75 0
TJX COS Common Stock 872540109 348 4,914 SH   SOLE   4,914 0 0
UNILEVER PLC NEW ADR Common Stock 904767704 619 14,350 SH   SOLE   14,350 0 0
UNILEVER PLC NEW ADR Common Stock 904767704 147 3,400 SH   DFND 7 0 3,400 0
UNILEVER PLC NEW ADR Common Stock 904767704 160 3,715 SH   DFND 9 0 3,715 0
UNILEVER PLC NEW ADR Common Stock 904767704 2 50 SH   DFND 12 0 50 0
UNILEVER PLC NEW ADR Common Stock 904767704 6 150 SH   DFND 5 0 150 0
UNITED TECHNOLOGIES Common Stock 913017109 222 2,310 SH   SOLE   2,310 0 0
UNITED TECHNOLOGIES Common Stock 913017109 161 1,675 SH   DFND 7 0 1,675 0
UNITED TECHNOLOGIES Common Stock 913017109 329 3,421 SH   DFND 9 0 3,421 0
UNITED TECHNOLOGIES Common Stock 913017109 19 200 SH   DFND 6 0 200 0
UNITED TECHNOLOGIES Common Stock 913017109 137 1,430 SH   DFND 12 0 1,430 0
UNITED TECHNOLOGIES Common Stock 913017109 7 75 SH   DFND 5 0 75 0
VANGUARD DIVIDEND APPRECIATION Common Stock 921908844 537 6,900 SH   SOLE   6,900 0 0
VERIZON COMMUNICATIONS Common Stock 92343V104 178 3,841 SH   SOLE   3,841 0 0
VERIZON COMMUNICATIONS Common Stock 92343V104 42 900 SH   DFND 12 0 900 0
VERIZON COMMUNICATIONS Common Stock 92343V104 23 500 SH   DFND 9 0 500 0
VISA Common Stock 92826C839 325 4,196 SH   SOLE   4,196 0 0
WELLS FARGO Common Stock 949746101 281 5,175 SH   SOLE   5,175 0 0
XILINX Common Stock 983919101 167 3,550 SH   SOLE   3,550 0 0
XILINX Common Stock 983919101 94 2,000 SH   DFND 7 0 2,000 0
XILINX Common Stock 983919101 137 2,915 SH   DFND 9 0 2,915 0
XILINX Common Stock 983919101 19 400 SH   DFND 6 0 400 0
XILINX Common Stock 983919101 26 560 SH   DFND 12 0 560 0
XILINX Common Stock 983919101 7 150 SH   DFND 5 0 150 0
XYLEM INC Common Stock 98419m100 213 5,825 SH   SOLE   5,825 0 0
XYLEM INC Common Stock 98419m100 117 3,210 SH   DFND 9 0 3,210 0
XYLEM INC Common Stock 98419m100 91 2,500 SH   DFND 7 0 2,500 0
XYLEM INC Common Stock 98419m100 11 300 SH   DFND 12 0 300 0
XYLEM INC Common Stock 98419m100 7 200 SH   DFND 5 0 200 0
ABERDEEN EMERG MKTS INSTL Equity Mutual Fu 003021714 195 17,181 SH   SOLE   17,181 0 0
GMO RESOURCES FD CL III Equity Mutual Fu 362014102 314 22,942 SH   SOLE   22,942 0 0
VANGUARD DIVIDEND GROWTH FD Equity Mutual Fu 921908604 1,655 73,805 SH   SOLE   73,805 0 0
VANGUARD PRECIOUS METALS AND M Equity Mutual Fu 921908208 73 11,553 SH   SOLE   11,553 0 0
VANGUARD SMALL CAP INDEX FD AD Equity Mutual Fu 922908686 280 5,283 SH   SOLE   5,283 0 0
VANGUARD STAR FD Equity Mutual Fu 921909107 1,314 56,436 SH   SOLE   56,436 0 0
VANGUARD TOTAL STOCK MARKET IN Equity Mutual Fu 922908728 293 5,776 SH   SOLE   5,776 0 0