The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
SPDR DOW JONES INDL AVRG ETF UT SER 1 78467X109 217 1,321 SH   SOLE   0 0 1,321
ISHARES EMU ETF 464286608 213 5,031 SH   SOLE   0 0 5,031
ISHARES CORE S&P MCP ETF 464287507 3,503 25,480 SH   SOLE   0 0 25,480
ISHARES S&P MC 400VL ETF 464287705 7,062 58,649 SH   SOLE   0 0 58,649
ISHARES S&P MC 400GR ETF 464287606 7,077 46,277 SH   SOLE   0 0 46,277
ISHARES CORE S&P SCP ETF 464287804 6,134 55,693 SH   SOLE   0 0 55,693
ISHARES SP SMCP600GR ETF 464287887 415 3,488 SH   SOLE   0 0 3,488
ISHARES S&P 500 VAL ETF 464287408 2,869 33,020 SH   SOLE   0 0 33,020
ISHARES CORE S&P500 ETF 464287200 4,965 26,388 SH   SOLE   0 0 26,388
ISHARES S&P 500 GRWT ETF 464287309 1,810 18,127 SH   SOLE   0 0 18,127
ISHARES RUS 1000 ETF 464287622 715 6,826 SH   SOLE   0 0 6,826
ISHARES RUS 1000 VAL ETF 464287598 6,427 66,602 SH   SOLE   0 0 66,602
ISHARES RUS 1000 GRW ETF 464287614 7,495 86,611 SH   SOLE   0 0 86,611
ISHARES RUSSELL 2000 ETF 464287655 2,908 25,000 SH   SOLE   0 0 25,000
ISHARES RUS 2000 VAL ETF 464287630 772 7,656 SH   SOLE   0 0 7,656
ISHARES U.S. REAL ES ETF 464287739 875 12,929 SH   SOLE   0 0 12,929
SPDR S&P 500 ETF TR TR UNIT 78462F103 1,712 9,157 SH   SOLE   0 0 9,157
AMERICAN INTL GROUP INC COM NEW 026874784 312 6,240 SH   SOLE   0 0 6,240
AMAZON COM INC COM 023135106 922 2,741 SH   SOLE   0 0 2,741
BRISTOL MYERS SQUIBB CO COM 110122108 405 7,800 SH   SOLE   0 0 7,800
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 522 4,177 SH   SOLE   0 0 4,177
ALCOA INC COM 013817101 142 11,012 SH   SOLE   0 0 11,012
E M C CORP MASS COM 268648102 247 8,999 SH   SOLE   0 0 8,999
EMERSON ELEC CO COM 291011104 348 5,210 SH   SOLE   0 0 5,210
ERICSSON ADR B SEK 10 294821608 320 24,012 SH   SOLE   0 0 24,012
BOEING CO COM 097023105 876 6,983 SH   SOLE   0 0 6,983
MARATHON OIL CORP COM 565849106 285 8,022 SH   SOLE   0 0 8,022
TEVA PHARMACEUTICAL INDS LTD ADR 881624209 362 6,857 SH   SOLE   0 0 6,857
AMGEN INC COM 031162100 588 4,771 SH   SOLE   0 0 4,771
ABBOTT LABS COM 002824100 214 5,553 SH   SOLE   0 0 5,553
ANADARKO PETE CORP COM 032511107 254 2,991 SH   SOLE   0 0 2,991
BP PLC SPONSORED ADR 055622104 454 9,445 SH   SOLE   0 0 9,445
EBAY INC COM 278642103 333 6,030 SH   SOLE   0 0 6,030
ALTRIA GROUP INC COM 02209S103 653 17,456 SH   SOLE   0 0 17,456
GLAXOSMITHKLINE PLC SPONSORED ADR 37733W105 384 7,178 SH   SOLE   0 0 7,178
INTEL CORP COM 458140100 762 29,519 SH   SOLE   0 0 29,519
ILLINOIS TOOL WKS INC COM 452308109 326 4,007 SH   SOLE   0 0 4,007
ISHARES RUS 2000 GRW ETF 464287648 1,733 12,734 SH   SOLE   0 0 12,734
ORACLE CORP COM 68389X105 789 19,295 SH   SOLE   0 0 19,295
DU PONT E I DE NEMOURS & CO COM 263534109 336 5,014 SH   SOLE   0 0 5,014
QUALCOMM INC COM 747525103 855 10,838 SH   SOLE   0 0 10,838
DISNEY WALT CO COM DISNEY 254687106 1,188 14,839 SH   SOLE   0 0 14,839
HONEYWELL INTL INC COM 438516106 531 5,720 SH   SOLE   0 0 5,720
US BANCORP DEL COM NEW 902973304 1,605 37,436 SH   SOLE   0 0 37,436
JOHNSON & JOHNSON COM 478160104 2,679 27,268 SH   SOLE   0 0 27,268
PFIZER INC COM 717081103 3,863 120,266 SH   SOLE   0 0 120,266
ISHARES MSCI EAFE ETF 464287465 9,616 143,095 SH   SOLE   0 0 143,095
CHEVRON CORP NEW COM 166764100 1,553 13,063 SH   SOLE   0 0 13,063
MOTOROLA SOLUTIONS INC COM NEW 620076307 261 4,065 SH   SOLE   0 0 4,065
MICROSOFT CORP COM 594918104 1,765 43,063 SH   SOLE   0 0 43,063
ISHARES MSCI PAC JP ETF 464286665 306 6,356 SH   SOLE   0 0 6,356
VODAFONE GROUP PLC NEW SPNSR ADR NO PAR 92857W308 274 7,443 SH   SOLE   0 0 7,443
UNITED PARCEL SERVICE INC CL B 911312106 594 6,103 SH   SOLE   0 0 6,103
AT&T INC COM 00206R102 1,551 44,213 SH   SOLE   0 0 44,213
CITIGROUP INC COM NEW 172967424 507 10,647 SH   SOLE   0 0 10,647
CISCO SYS INC COM 17275R102 343 15,309 SH   SOLE   0 0 15,309
INTERNATIONAL BUSINESS MACHS COM 459200101 2,031 10,553 SH   SOLE   0 0 10,553
COCA COLA CO COM 191216100 1,599 41,361 SH   SOLE   0 0 41,361
LOCKHEED MARTIN CORP COM 539830109 718 4,396 SH   SOLE   0 0 4,396
PEPSICO INC COM 713448108 28,196 337,677 SH   SOLE   0 0 337,677
STRYKER CORP COM 863667101 503 6,169 SH   SOLE   0 0 6,169
VERIZON COMMUNICATIONS INC COM 92343V104 925 19,441 SH   SOLE   0 0 19,441
ISHARES RUS MDCP VAL ETF 464287473 351 5,102 SH   SOLE   0 0 5,102
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308 531 12,330 SH   SOLE   0 0 12,330
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 730 12,477 SH   SOLE   0 0 12,477
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407 610 9,419 SH   SOLE   0 0 9,419
ISHARES NA NAT RES 464287374 512 11,563 SH   SOLE   0 0 11,563
ISHARES MSCI SINGAP ETF 464286673 134 10,293 SH   SOLE   0 0 10,293
ISHARES MSCI TAIWAN ETF 464286731 1,192 82,812 SH   SOLE   0 0 82,812
ISHARES MSCI STH KOR ETF 464286772 633 10,293 SH   SOLE   0 0 10,293
TIME WARNER INC COM NEW 887317303 233 3,571 SH   SOLE   0 0 3,571
VANGUARD SPECIALIZED PORTFOL DIV APP ETF 921908844 3,411 45,337 SH   SOLE   0 0 45,337
SCHWAB CHARLES CORP NEW COM 808513105 407 14,891 SH   SOLE   0 0 14,891
BANK OF AMERICA CORPORATION COM 060505104 1,693 98,441 SH   SOLE   0 0 98,441
STARBUCKS CORP COM 855244109 589 8,023 SH   SOLE   0 0 8,023
AUTOMATIC DATA PROCESSING IN COM 053015103 289 3,738 SH   SOLE   0 0 3,738
EXXON MOBIL CORP COM 30231G102 2,369 24,253 SH   SOLE   0 0 24,253
AFLAC INC COM 001055102 522 8,284 SH   SOLE   0 0 8,284
WAL-MART STORES INC COM 931142103 852 11,151 SH   SOLE   0 0 11,151
UNION PAC CORP COM 907818108 759 4,044 SH   SOLE   0 0 4,044
UNILEVER PLC SPON ADR NEW 904767704 586 13,696 SH   SOLE   0 0 13,696
TEXAS INSTRS INC COM 882508104 210 4,450 SH   SOLE   0 0 4,450
BAXTER INTL INC COM 071813109 249 3,381 SH   SOLE   0 0 3,381
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADR 874039100 310 15,476 SH   SOLE   0 0 15,476
BORGWARNER INC COM 099724106 219 3,563 SH   SOLE   0 0 3,563
TOTAL S A SPONSORED ADR 89151E109 309 4,716 SH   SOLE   0 0 4,716
TARGET CORP COM 87612E106 207 3,421 SH   SOLE   0 0 3,421
COLGATE PALMOLIVE CO COM 194162103 325 5,004 SH   SOLE   0 0 5,004
CAPITAL ONE FINL CORP COM 14040H105 713 9,245 SH   SOLE   0 0 9,245
COSTCO WHSL CORP NEW COM 22160K105 220 1,967 SH   SOLE   0 0 1,967
CVS CAREMARK CORPORATION COM 126650100 864 11,539 SH   SOLE   0 0 11,539
SCHLUMBERGER LTD COM 806857108 938 9,617 SH   SOLE   0 0 9,617
ENI S P A SPONSORED ADR 26874R108 221 4,411 SH   SOLE   0 0 4,411
SIEMENS A G SPONSORED ADR 826197501 338 2,498 SH   SOLE   0 0 2,498
MCKESSON CORP COM 58155Q103 721 4,085 SH   SOLE   0 0 4,085
MERCK & CO INC NEW COM 58933Y105 1,254 22,090 SH   SOLE   0 0 22,090
NABORS INDUSTRIES LTD SHS G6359F103 226 9,176 SH   SOLE   0 0 9,176
NOVARTIS A G SPONSORED ADR 66987V109 355 4,173 SH   SOLE   0 0 4,173
FIFTH THIRD BANCORP COM 316773100 449 19,552 SH   SOLE   0 0 19,552
PROCTER & GAMBLE CO COM 742718109 1,913 23,731 SH   SOLE   0 0 23,731
GENERAL ELECTRIC CO COM 369604103 2,363 91,253 SH   SOLE   0 0 91,253
KIMBERLY CLARK CORP COM 494368103 412 3,737 SH   SOLE   0 0 3,737
GILEAD SCIENCES INC COM 375558103 1,104 15,583 SH   SOLE   0 0 15,583
GOLDMAN SACHS GROUP INC COM 38141G104 352 2,146 SH   SOLE   0 0 2,146
HSBC HLDGS PLC SPON ADR NEW 404280406 219 4,306 SH   SOLE   0 0 4,306
HOME DEPOT INC COM 437076102 714 9,028 SH   SOLE   0 0 9,028
MCDONALDS CORP COM 580135101 618 6,303 SH   SOLE   0 0 6,303
NIKE INC CL B 654106103 233 3,160 SH   SOLE   0 0 3,160
JPMORGAN CHASE & CO COM 46625H100 1,601 26,373 SH   SOLE   0 0 26,373
SIRIUS XM HLDGS INC COM 82968B103 40 12,636 SH   SOLE   0 0 12,636
TJX COS INC NEW COM 872540109 562 9,258 SH   SOLE   0 0 9,258
FLEXTRONICS INTL LTD ORD Y2573F102 116 12,557 SH   SOLE   0 0 12,557
MONDELEZ INTL INC CL A 609207105 351 10,160 SH   SOLE   0 0 10,160
HEWLETT PACKARD CO COM 428236103 352 10,889 SH   SOLE   0 0 10,889
PRICELINE COM INC COM NEW 741503403 291 244 SH   SOLE   0 0 244
WILLIAMS COS INC DEL COM 969457100 289 7,132 SH   SOLE   0 0 7,132
WELLS FARGO & CO NEW COM 949746101 1,357 27,286 SH   SOLE   0 0 27,286
ISHARES 1-3 YR TR BD ETF 464287457 1,462 17,316 SH   SOLE   0 0 17,316
ISHARES 7-10 Y TR BD ETF 464287440 1,046 10,277 SH   SOLE   0 0 10,277
ISHARES IBOXX INV CP ETF 464287242 783 6,693 SH   SOLE   0 0 6,693
MONSANTO CO NEW COM 61166W101 1,036 9,108 SH   SOLE   0 0 9,108
PRAXAIR INC COM 74005P104 218 1,666 SH   SOLE   0 0 1,666
WADDELL & REED FINL INC CL A 930059100 295 4,002 SH   SOLE   0 0 4,002
FORD MTR CO DEL COM PAR $0.01 345370860 1,892 121,287 SH   SOLE   0 0 121,287
UNITEDHEALTH GROUP INC COM 91324P102 408 4,978 SH   SOLE   0 0 4,978
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 209 2,618 SH   SOLE   0 0 2,618
UNITED TECHNOLOGIES CORP COM 913017109 504 4,315 SH   SOLE   0 0 4,315
FEDERATED INVS INC PA CL B 314211103 202 6,601 SH   SOLE   0 0 6,601
MARRIOTT INTL INC NEW CL A 571903202 218 3,899 SH   SOLE   0 0 3,899
3M CO COM 88579Y101 701 5,167 SH   SOLE   0 0 5,167
COMCAST CORP NEW CL A 20030N101 645 12,885 SH   SOLE   0 0 12,885
VANGUARD INDEX FDS TOTAL STK MKT 922908769 1,465 15,030 SH   SOLE   0 0 15,030
NORFOLK SOUTHERN CORP COM 655844108 320 3,293 SH   SOLE   0 0 3,293
HUNTINGTON BANCSHARES INC COM 446150104 240 24,093 SH   SOLE   0 0 24,093
NEXTERA ENERGY INC COM 65339F101 356 3,718 SH   SOLE   0 0 3,718
DUKE ENERGY CORP NEW COM NEW 26441C204 660 9,265 SH   SOLE   0 0 9,265
CONOCOPHILLIPS COM 20825C104 604 8,585 SH   SOLE   0 0 8,585
CSX CORP COM 126408103 211 7,287 SH   SOLE   0 0 7,287
APPLE INC COM 037833100 3,474 6,473 SH   SOLE   0 0 6,473
ALLSTATE CORP COM 020002101 384 6,793 SH   SOLE   0 0 6,793
CATERPILLAR INC DEL COM 149123101 457 4,598 SH   SOLE   0 0 4,598
APACHE CORP COM 037411105 232 2,799 SH   SOLE   0 0 2,799
ISHARES MSCI EMG MKT ETF 464287234 3,831 93,414 SH   SOLE   0 0 93,414
JOHNSON CTLS INC COM 478366107 269 5,681 SH   SOLE   0 0 5,681
APPLIED INDL TECHNOLOGIES IN COM 03820C105 268 5,562 SH   SOLE   0 0 5,562
COACH INC COM 189754104 285 5,744 SH   SOLE   0 0 5,744
DTE ENERGY CO COM 233331107 479 6,442 SH   SOLE   0 0 6,442
CELGENE CORP COM 151020104 875 6,266 SH   SOLE   0 0 6,266
ACE LTD SHS H0023R105 230 2,322 SH   SOLE   0 0 2,322
HALLIBURTON CO COM 406216101 539 9,150 SH   SOLE   0 0 9,150
WHOLE FOODS MKT INC COM 966837106 215 4,232 SH   SOLE   0 0 4,232
ECOLAB INC COM 278865100 304 2,815 SH   SOLE   0 0 2,815
AMERICAN EXPRESS CO COM 025816109 600 6,666 SH   SOLE   0 0 6,666
CREDIT SUISSE GROUP SPONSORED ADR 225401108 347 10,715 SH   SOLE   0 0 10,715
GAMESTOP CORP NEW CL A 36467W109 237 5,777 SH   SOLE   0 0 5,777
NATIONAL OILWELL VARCO INC COM 637071101 217 2,790 SH   SOLE   0 0 2,790
NUVEEN PREM INCOME MUN FD COM 67062T100 522 39,836 SH   SOLE   0 0 39,836
OCCIDENTAL PETE CORP DEL COM 674599105 266 2,797 SH   SOLE   0 0 2,797
PERMIAN BASIN RTY TR UNIT BEN INT 714236106 275 20,853 SH   SOLE   0 0 20,853
TELEFONICA S A SPONSORED ADR 879382208 249 15,741 SH   SOLE   0 0 15,741
DOW CHEM CO COM 260543103 9,546 196,466 SH   SOLE   0 0 196,466
NUVEEN QUALITY PFD INC FD 3 COM 67072W101 118 14,100 SH   SOLE   0 0 14,100
ULTRA PETROLEUM CORP COM 903914109 235 8,750 SH   SOLE   0 0 8,750
SOUTHERN CO COM 842587107 538 12,235 SH   SOLE   0 0 12,235
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 4,613 113,686 SH   SOLE   0 0 113,686
BERKSHIRE HATHAWAY INC DEL CL A 084670108 375 2 SH   SOLE   0 0 2
WESTERN DIGITAL CORP COM 958102105 333 3,631 SH   SOLE   0 0 3,631
TEXAS CAPITAL BANCSHARES INC COM 88224Q107 269 4,136 SH   SOLE   0 0 4,136
ROBERT HALF INTL INC COM 770323103 262 6,256 SH   SOLE   0 0 6,256
RAIT FINANCIAL TRUST COM NEW 749227609 91 10,769 SH   SOLE   0 0 10,769
PNC FINL SVCS GROUP INC COM 693475105 299 3,441 SH   SOLE   0 0 3,441
ISHARES CORE TOTUSBD ETF 464287226 2,613 24,210 SH   SOLE   0 0 24,210
FIVE STAR QUALITY CARE INC COM 33832D106 101 20,690 SH   SOLE   0 0 20,690
BIOGEN IDEC INC COM 09062X103 362 1,185 SH   SOLE   0 0 1,185
ISHARES SELECT DIVID ETF 464287168 1,224 16,699 SH   SOLE   0 0 16,699
ISHARES TIPS BD ETF 464287176 4,032 35,966 SH   SOLE   0 0 35,966
SAN JUAN BASIN RTY TR UNIT BEN INT 798241105 298 16,882 SH   SOLE   0 0 16,882
DOLLAR GEN CORP NEW COM 256677105 205 3,689 SH   SOLE   0 0 3,689
INVESCO VALUE MUN INCOME TR COM 46132P108 186 12,885 SH   SOLE   0 0 12,885
AMERICAN ELEC PWR INC COM 025537101 356 7,019 SH   SOLE   0 0 7,019
EATON CORP PLC SHS G29183103 208 2,774 SH   SOLE   0 0 2,774
ASSOCIATED BANC CORP COM 045487105 181 10,000 SH   SOLE   0 0 10,000
COGNIZANT TECHNOLOGY SOLUTIO CL A 192446102 230 4,544 SH   SOLE   0 0 4,544
COLUMBIA PPTY TR INC COM NEW 198287203 663 24,321 SH   SOLE   0 0 24,321
SANOFI SPONSORED ADR 80105N105 415 7,945 SH   SOLE   0 0 7,945
ALLERGAN INC COM 018490102 353 2,845 SH   SOLE   0 0 2,845
TOYOTA MOTOR CORP SP ADR REP2COM 892331307 315 2,791 SH   SOLE   0 0 2,791
METLIFE INC COM 59156R108 554 10,495 SH   SOLE   0 0 10,495
YUM BRANDS INC COM 988498101 743 9,852 SH   SOLE   0 0 9,852
HANCOCK JOHN PREMUIM DIV FD COM SH BEN INT 41013T105 183 14,149 SH   SOLE   0 0 14,149
POLARIS INDS INC COM 731068102 424 3,037 SH   SOLE   0 0 3,037
SM ENERGY CO COM 78454L100 251 3,516 SH   SOLE   0 0 3,516
STATOIL ASA SPONSORED ADR 85771P102 221 7,839 SH   SOLE   0 0 7,839
TALISMAN ENERGY INC COM 87425E103 171 17,085 SH   SOLE   0 0 17,085
GOOGLE INC CL A 38259P508 1,876 1,683 SH   SOLE   0 0 1,683
SPDR GOLD TRUST GOLD SHS 78463V107 1,552 12,554 SH   SOLE   0 0 12,554
DIRECTV COM 25490A309 204 2,673 SH   SOLE   0 0 2,673
NUVEEN CR STRATEGIES INCM FD COM SHS 67073D102 119 12,503 SH   SOLE   0 0 12,503
VANGUARD INTL EQUITY INDEX F MEGA CAP GRO ETF 922042866 535 9,056 SH   SOLE   0 0 9,056
VANGUARD INDEX FDS VALUE ETF 922908744 8,702 111,410 SH   SOLE   0 0 111,410
AK STL HLDG CORP COM 001547108 72 10,000 SH   SOLE   0 0 10,000
VANGUARD INDEX FDS REIT ETF 922908553 394 5,578 SH   SOLE   0 0 5,578
LAS VEGAS SANDS CORP COM 517834107 213 2,636 SH   SOLE   0 0 2,636
MANTECH INTL CORP CL A 564563104 264 8,970 SH   SOLE   0 0 8,970
OLIN CORP COM PAR $1 680665205 306 11,075 SH   SOLE   0 0 11,075
VANGUARD INDEX FDS SMALL CP ETF 922908751 296 2,619 SH   SOLE   0 0 2,619
VANGUARD INDEX FDS GROWTH ETF 922908736 12,096 129,399 SH   SOLE   0 0 129,399
CRH PLC ADR 12626K203 263 9,332 SH   SOLE   0 0 9,332
JOY GLOBAL INC COM 481165108 288 4,971 SH   SOLE   0 0 4,971
NUVEEN QUALITY INCOME MUN FD COM 670977107 372 28,000 SH   SOLE   0 0 28,000
PLAINS ALL AMERN PIPELINE L UNIT LTD PARTN 726503105 354 6,419 SH   SOLE   0 0 6,419
NUVEEN MUN VALUE FD INC COM 670928100 123 13,015 SH   SOLE   0 0 13,015
LLOYDS BANKING GROUP PLC SPONSORED ADR 539439109 208 40,915 SH   SOLE   0 0 40,915
MESA RTY TR UNIT BEN INT 590660106 226 8,740 SH   SOLE   0 0 8,740
INTERCONTINENTALEXCHANGE GRO COM 45866F104 220 1,112 SH   SOLE   0 0 1,112
FREDS INC CL A 356108100 264 14,672 SH   SOLE   0 0 14,672
ITAU UNIBANCO HLDG SA SPON ADR REP PFD 465562106 166 11,142 SH   SOLE   0 0 11,142
AMERCO COM 023586100 309 1,333 SH   SOLE   0 0 1,333
PARKER HANNIFIN CORP COM 701094104 299 2,501 SH   SOLE   0 0 2,501
STERICYCLE INC COM 858912108 274 2,414 SH   SOLE   0 0 2,414
ROYAL DUTCH SHELL PLC SPON ADR B 780259107 249 3,193 SH   SOLE   0 0 3,193
SPDR SERIES TRUST S&P DIVID ETF 78464A763 915 12,433 SH   SOLE   0 0 12,433
THERMO FISHER SCIENTIFIC INC COM 883556102 312 2,598 SH   SOLE   0 0 2,598
FIRST TR VALUE LINE DIVID IN SHS 33734H106 14,213 649,312 SH   SOLE   0 0 649,312
ROCKWELL MED INC COM 774374102 127 10,000 SH   SOLE   0 0 10,000
PRECISION CASTPARTS CORP COM 740189105 546 2,161 SH   SOLE   0 0 2,161
MACATAWA BK CORP COM 554225102 80 15,796 SH   SOLE   0 0 15,796
APARTMENT INVT & MGMT CO CL A 03748R101 272 8,989 SH   SOLE   0 0 8,989
BANK HAWAII CORP COM 062540109 215 3,553 SH   SOLE   0 0 3,553
ISHARES SILVER TRUST ISHARES 46428Q109 207 10,849 SH   SOLE   0 0 10,849
NEWMARKET CORP COM 651587107 279 713 SH   SOLE   0 0 713
SPDR SERIES TRUST NUVN BR SHT MUNI 78464A425 1,897 78,217 SH   SOLE   0 0 78,217
BARCLAYS BK PLC DJUBS CMDT ETN36 06738C778 552 13,994 SH   SOLE   0 0 13,994
VALLEY NATL BANCORP COM 919794107 200 19,250 SH   SOLE   0 0 19,250
MASTERCARD INC CL A 57636Q104 629 8,418 SH   SOLE   0 0 8,418
PROSHARES TR PSHS ULT S&P 500 74347R107 310 2,945 SH   SOLE   0 0 2,945
CHINA TELECOM CORP LTD SPON ADR H SHS 169426103 225 4,875 SH   SOLE   0 0 4,875
WISDOMTREE TR JAPN HEDGE EQT 97717W851 272 5,755 SH   SOLE   0 0 5,755
WISDOMTREE TR SMALLCAP DIVID 97717W604 375 5,500 SH   SOLE   0 0 5,500
ISHARES CORE S&P TTL STK 464287150 882 10,286 SH   SOLE   0 0 10,286
NUVEEN DIV ADV MUNI FD 3 COM SH BEN INT 67070X101 314 24,000 SH   SOLE   0 0 24,000
NUVEEN MICH QUALITY INCOME M COM 670979103 268 19,774 SH   SOLE   0 0 19,774
KB FINANCIAL GROUP INC SPONSORED ADR 48241A105 313 8,916 SH   SOLE   0 0 8,916
INVESCO MUNI INCOME OPP TRST COM 46132X101 73 11,118 SH   SOLE   0 0 11,118
BLACKROCK MUNIYLD MICH QLTY COM 09254V105 259 19,549 SH   SOLE   0 0 19,549
PROASSURANCE CORP COM 74267C106 2,464 55,336 SH   SOLE   0 0 55,336
PROSHARES TR PSHS ULTRA DOW30 74347R305 342 3,000 SH   SOLE   0 0 3,000
CF INDS HLDGS INC COM 125269100 295 1,133 SH   SOLE   0 0 1,133
WESTERN UN CO COM 959802109 221 13,485 SH   SOLE   0 0 13,485
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538 2,435 26,293 SH   SOLE   0 0 26,293
AVIAT NETWORKS INC COM 05366Y102 88 55,599 SH   SOLE   0 0 55,599
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 2,456 29,654 SH   SOLE   0 0 29,654
SPDR SERIES TRUST OILGAS EQUIP 78464A748 229 5,000 SH   SOLE   0 0 5,000
ISHARES SHRT TRS BD ETF 464288679 288 2,615 SH   SOLE   0 0 2,615
ISHARES IBOXX HI YD ETF 464288513 2,028 21,490 SH   SOLE   0 0 21,490
ISHARES 1-3 YR CR BD ETF 464288646 2,515 23,839 SH   SOLE   0 0 23,839
MORGAN STANLEY CHINA A SH FD COM 617468103 397 18,416 SH   SOLE   0 0 18,416
FIRST TR EXCHANGE TRADED FD DJ INTERNT IDX 33733E302 531 9,000 SH   SOLE   0 0 9,000
VANGUARD BD INDEX FD INC TOTAL BND MRKT 921937835 1,559 19,207 SH   SOLE   0 0 19,207
FLOTEK INDS INC DEL COM 343389102 329 11,828 SH   SOLE   0 0 11,828
DISCOVER FINL SVCS COM 254709108 705 12,122 SH   SOLE   0 0 12,122
AEGEAN MARINE PETROLEUM NETW SHS Y0017S102 193 19,548 SH   SOLE   0 0 19,548
ISHARES MBS ETF 464288588 6,923 65,230 SH   SOLE   0 0 65,230
ISHARES U.S. PFD STK ETF 464288687 928 23,765 SH   SOLE   0 0 23,765
BANK NEW YORK MELLON CORP COM 064058100 1,087 30,806 SH   SOLE   0 0 30,806
ISHARES INTL SEL DIV ETF 464288448 1,447 37,459 SH   SOLE   0 0 37,459
ISHARES 3-7 YR TR BD ETF 464288661 3,333 27,608 SH   SOLE   0 0 27,608
PROSHARES TR PSHS ULT SCAP600 74347R818 323 3,000 SH   SOLE   0 0 3,000
PROSHARES TR ULTRA FNCLS NEW 74347X633 611 5,000 SH   SOLE   0 0 5,000
VANGUARD TAX MANAGED INTL FD FTSE DEV MKT ETF 921943858 12,970 314,264 SH   SOLE   0 0 314,264
ISHARES NAT AMT FREE BD 464288414 2,215 20,686 SH   SOLE   0 0 20,686
SPDR SERIES TRUST BRCLYS INTL ETF 78464A516 7,365 124,035 SH   SOLE   0 0 124,035
ISHARES JP MOR EM MK ETF 464288281 449 4,029 SH   SOLE   0 0 4,029
DANA HLDG CORP COM 235825205 352 15,130 SH   SOLE   0 0 15,130
SPDR SERIES TRUST BRCLYS 1-3MT ETF 78464A680 213 4,644 SH   SOLE   0 0 4,644
THOMPSON CREEK METALS CO INC COM 884768102 217 99,411 SH   SOLE   0 0 99,411
ISHARES INTERM CR BD ETF 464288638 241 2,214 SH   SOLE   0 0 2,214
SPDR SERIES TRUST BRC HGH YLD BD 78464A417 473 11,454 SH   SOLE   0 0 11,454
CONTINENTAL RESOURCES INC COM 212015101 232 1,867 SH   SOLE   0 0 1,867
VISA INC COM CL A 92826C839 763 3,534 SH   SOLE   0 0 3,534
PHILIP MORRIS INTL INC COM 718172109 835 10,202 SH   SOLE   0 0 10,202
MARKET VECTORS ETF TR MKTVEC SMUNETF 57060U803 755 42,920 SH   SOLE   0 0 42,920
MARKET VECTORS ETF TR MKTVEC INTMUETF 57060U845 650 28,558 SH   SOLE   0 0 28,558
WAYNE SVGS BANCSHARES INC NE COM 94624Q101 176 15,137 SH   SOLE   0 0 15,137
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742 476 7,981 SH   SOLE   0 0 7,981
ISHARES AGENCY BOND ETF 464288166 3,106 27,831 SH   SOLE   0 0 27,831
ISHARES SHT NTLAMTFR ETF 464288158 428 4,031 SH   SOLE   0 0 4,031
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 6,380 75,071 SH   SOLE   0 0 75,071
JPMORGAN CHASE & CO ALERIAN ML ETN 46625H365 490 10,518 SH   SOLE   0 0 10,518
MARKET VECTORS ETF TR PRE-RF MUN ETF 57060U738 501 20,378 SH   SOLE   0 0 20,378
PROSHARES TR SHRT 20+YR TRE 74347X849 242 7,969 SH   SOLE   0 0 7,969
SPDR SERIES TRUST NUVN S&P VRDO MN 78464A318 455 15,192 SH   SOLE   0 0 15,192
PIMCO ETF TR ENHAN SHRT MAT 72201R833 708 6,984 SH   SOLE   0 0 6,984
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 1,758 21,982 SH   SOLE   0 0 21,982
PIMCO ETF TR INTER MUN BD ST 72201R866 982 18,669 SH   SOLE   0 0 18,669
VANGUARD SCOTTSDALE FDS MORTG-BACK SEC 92206C771 241 4,655 SH   SOLE   0 0 4,655
PIEDMONT OFFICE REALTY TR IN COM CL A 720190206 477 27,792 SH   SOLE   0 0 27,792
LYONDELLBASELL INDUSTRIES N SHS - A - N53745100 821 9,226 SH   SOLE   0 0 9,226
FIRST AMERN FINL CORP COM 31847R102 267 10,071 SH   SOLE   0 0 10,071
CBOE HLDGS INC COM 12503M108 351 6,207 SH   SOLE   0 0 6,207
OASIS PETE INC NEW COM 674215108 218 5,214 SH   SOLE   0 0 5,214
AVIVA PLC ADR 05382A104 253 15,793 SH   SOLE   0 0 15,793
GENERAL MTRS CO COM 37045V100 275 7,997 SH   SOLE   0 0 7,997
ISHARES TR HIGH DIVIDND ETF 46429B663 437 6,112 SH   SOLE   0 0 6,112
ISHARES TR CHINA ETF 46429B671 548 12,185 SH   SOLE   0 0 12,185
PIMCO ETF TR 0-5 HIGH YIELD 72201R783 777 7,293 SH   SOLE   0 0 7,293
ISHARES TR FLTG RATE BD ETF 46429B655 238 4,688 SH   SOLE   0 0 4,688
MARATHON PETE CORP COM 56585A102 591 6,795 SH   SOLE   0 0 6,795
ISHARES TR USA MIN VOL ETF 46429B697 312 8,653 SH   SOLE   0 0 8,653
ISHARES EM MKTS CURR ETF 464286517 1,531 30,813 SH   SOLE   0 0 30,813
MICHAEL KORS HLDGS LTD SHS G60754101 327 3,506 SH   SOLE   0 0 3,506
PHILLIPS 66 COM 718546104 295 3,823 SH   SOLE   0 0 3,823
GLOBAL X FDS FTSE GREECE 20 37950E366 245 9,968 SH   SOLE   0 0 9,968
PIMCO ETF TR TOTL RETN ETF 72201R775 2,449 22,961 SH   SOLE   0 0 22,961
SPDR SER TR SHT TRM HGH YLD 78468R408 504 16,286 SH   SOLE   0 0 16,286
FACEBOOK INC CL A 30303M102 588 9,766 SH   SOLE   0 0 9,766
KRAFT FOODS GROUP INC COM 50076Q106 246 4,381 SH   SOLE   0 0 4,381
ISHARES INC CORE MSCI EMKT 46434G103 254 5,177 SH   SOLE   0 0 5,177
ISHARES TR CORE MSCI EAFE 46432F842 2,827 46,290 SH   SOLE   0 0 46,290
ABBVIE INC COM 00287Y109 414 8,056 SH   SOLE   0 0 8,056
TAYLOR MORRISON HOME CORP CL A 87724P106 283 12,023 SH   SOLE   0 0 12,023
FIRST TR EXCHANGE TRADED FD FIRST TR TA HIYL 33738D408 276 5,276 SH   SOLE   0 0 5,276
FIRST TR EXCHANGE TRADED FD SENIOR LN FD 33738D309 208 4,180 SH   SOLE   0 0 4,180