The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
SPDR DOW JONES INDL AVRG ETF UT SER 1 78467X109 218 1,320 SH   SOLE   0 0 1,320
ISHARES MSCI JAPAN ETF 464286848 209 17,252 SH   SOLE   0 0 17,252
ISHARES CORE S&P MCP ETF 464287507 2,995 22,384 SH   SOLE   0 0 22,384
ISHARES S&P MC 400VL ETF 464287705 6,711 57,740 SH   SOLE   0 0 57,740
ISHARES S&P MC 400GR ETF 464287606 6,898 45,927 SH   SOLE   0 0 45,927
ISHARES CORE S&P SCP ETF 464287804 4,701 43,075 SH   SOLE   0 0 43,075
ISHARES SP SMCP600VL ETF 464287879 1,351 12,147 SH   SOLE   0 0 12,147
ISHARES SP SMCP600GR ETF 464287887 456 3,848 SH   SOLE   0 0 3,848
ISHARES S&P 500 VAL ETF 464287408 2,860 33,468 SH   SOLE   0 0 33,468
ISHARES CORE S&P500 ETF 464287200 3,429 18,469 SH   SOLE   0 0 18,469
ISHARES S&P 500 GRWT ETF 464287309 1,681 17,028 SH   SOLE   0 0 17,028
ISHARES RUS 1000 ETF 464287622 704 6,820 SH   SOLE   0 0 6,820
ISHARES RUS 1000 VAL ETF 464287598 5,679 60,304 SH   SOLE   0 0 60,304
ISHARES RUS 1000 GRW ETF 464287614 6,778 78,864 SH   SOLE   0 0 78,864
ISHARES RUSSELL 2000 ETF 464287655 2,606 22,590 SH   SOLE   0 0 22,590
ISHARES RUS 2000 VAL ETF 464287630 687 6,901 SH   SOLE   0 0 6,901
ISHARES RUSSELL 3000 ETF 464287689 350 3,165 SH   SOLE   0 0 3,165
ISHARES U.S. REAL ES ETF 464287739 789 12,506 SH   SOLE   0 0 12,506
SPDR S&P 500 ETF TR TR UNIT 78462F103 1,724 9,336 SH   SOLE   0 0 9,336
AMERICAN INTL GROUP INC COM NEW 026874784 228 4,474 SH   SOLE   0 0 4,474
AMAZON COM INC COM 023135106 1,074 2,694 SH   SOLE   0 0 2,694
BRISTOL MYERS SQUIBB CO COM 110122108 439 8,255 SH   SOLE   0 0 8,255
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 389 3,283 SH   SOLE   0 0 3,283
ALCOA INC COM 013817101 126 11,888 SH   SOLE   0 0 11,888
EMERSON ELEC CO COM 291011104 351 4,998 SH   SOLE   0 0 4,998
ERICSSON ADR B SEK 10 294821608 195 15,967 SH   SOLE   0 0 15,967
BOEING CO COM 097023105 846 6,197 SH   SOLE   0 0 6,197
MARATHON OIL CORP COM 565849106 312 8,852 SH   SOLE   0 0 8,852
AMGEN INC COM 031162100 546 4,788 SH   SOLE   0 0 4,788
ABBOTT LABS COM 002824100 206 5,374 SH   SOLE   0 0 5,374
ANADARKO PETE CORP COM 032511107 227 2,860 SH   SOLE   0 0 2,860
BP PLC SPONSORED ADR 055622104 330 6,783 SH   SOLE   0 0 6,783
EBAY INC COM 278642103 329 5,997 SH   SOLE   0 0 5,997
ALTRIA GROUP INC COM 02209S103 659 17,170 SH   SOLE   0 0 17,170
GLAXOSMITHKLINE PLC SPONSORED ADR 37733W105 391 7,321 SH   SOLE   0 0 7,321
INTEL CORP COM 458140100 745 28,691 SH   SOLE   0 0 28,691
ILLINOIS TOOL WKS INC COM 452308109 332 3,953 SH   SOLE   0 0 3,953
ISHARES RUS 2000 GRW ETF 464287648 1,772 13,073 SH   SOLE   0 0 13,073
ORACLE CORP COM 68389X105 695 18,162 SH   SOLE   0 0 18,162
DU PONT E I DE NEMOURS & CO COM 263534109 323 4,972 SH   SOLE   0 0 4,972
QUALCOMM INC COM 747525103 711 9,580 SH   SOLE   0 0 9,580
DISNEY WALT CO COM DISNEY 254687106 1,050 13,739 SH   SOLE   0 0 13,739
HONEYWELL INTL INC COM 438516106 532 5,819 SH   SOLE   0 0 5,819
US BANCORP DEL COM NEW 902973304 1,512 37,416 SH   SOLE   0 0 37,416
JOHNSON & JOHNSON COM 478160104 2,552 27,858 SH   SOLE   0 0 27,858
PFIZER INC COM 717081103 3,576 116,737 SH   SOLE   0 0 116,737
LOWES COS INC COM 548661107 218 4,394 SH   SOLE   0 0 4,394
ISHARES MSCI EAFE ETF 464287465 8,870 132,199 SH   SOLE   0 0 132,199
CHEVRON CORP NEW COM 166764100 1,399 11,202 SH   SOLE   0 0 11,202
MOTOROLA SOLUTIONS INC COM NEW 620076307 282 4,185 SH   SOLE   0 0 4,185
MICROSOFT CORP COM 594918104 1,319 35,261 SH   SOLE   0 0 35,261
ISHARES MSCI PAC JP ETF 464286665 300 6,411 SH   SOLE   0 0 6,411
UNITED PARCEL SERVICE INC CL B 911312106 600 5,706 SH   SOLE   0 0 5,706
AT&T INC COM 00206R102 1,425 40,516 SH   SOLE   0 0 40,516
CITIGROUP INC COM NEW 172967424 548 10,510 SH   SOLE   0 0 10,510
CISCO SYS INC COM 17275R102 644 28,709 SH   SOLE   0 0 28,709
INTERNATIONAL BUSINESS MACHS COM 459200101 1,968 10,493 SH   SOLE   0 0 10,493
COCA COLA CO COM 191216100 1,669 40,402 SH   SOLE   0 0 40,402
LOCKHEED MARTIN CORP COM 539830109 658 4,424 SH   SOLE   0 0 4,424
PEPSICO INC COM 713448108 28,005 337,653 SH   SOLE   0 0 337,653
STRYKER CORP COM 863667101 495 6,588 SH   SOLE   0 0 6,588
VERIZON COMMUNICATIONS INC COM 92343V104 681 13,863 SH   SOLE   0 0 13,863
ISHARES RUS MDCP VAL ETF 464287473 317 4,828 SH   SOLE   0 0 4,828
SELECT SECTOR SPDR TR SBI CONS STPLS 81369Y308 529 12,298 SH   SOLE   0 0 12,298
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 564 10,177 SH   SOLE   0 0 10,177
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407 743 11,115 SH   SOLE   0 0 11,115
ISHARES NASDQ BIOTEC ETF 464287556 211 928 SH   SOLE   0 0 928
ISHARES NA NAT RES 464287374 510 11,749 SH   SOLE   0 0 11,749
ISHARES MSCI MALAYSI ETF 464286830 265 16,756 SH   SOLE   0 0 16,756
ISHARES MSCI SINGAP ETF 464286673 139 10,580 SH   SOLE   0 0 10,580
ISHARES MSCI TAIWAN ETF 464286731 1,333 92,463 SH   SOLE   0 0 92,463
ISHARES MSCI STH KOR ETF 464286772 207 3,194 SH   SOLE   0 0 3,194
TIME WARNER INC COM NEW 887317303 267 3,824 SH   SOLE   0 0 3,824
VANGUARD SPECIALIZED PORTFOL DIV APP ETF 921908844 3,180 42,263 SH   SOLE   0 0 42,263
SCHWAB CHARLES CORP NEW COM 808513105 279 10,727 SH   SOLE   0 0 10,727
DEERE & CO COM 244199105 325 3,564 SH   SOLE   0 0 3,564
BANK OF AMERICA CORPORATION COM 060505104 1,477 94,875 SH   SOLE   0 0 94,875
STARBUCKS CORP COM 855244109 426 5,430 SH   SOLE   0 0 5,430
AUTOMATIC DATA PROCESSING IN COM 053015103 302 3,740 SH   SOLE   0 0 3,740
EXXON MOBIL CORP COM 30231G102 2,227 22,009 SH   SOLE   0 0 22,009
AFLAC INC COM 001055102 522 7,819 SH   SOLE   0 0 7,819
WAL-MART STORES INC COM 931142103 1,046 13,293 SH   SOLE   0 0 13,293
UNION PAC CORP COM 907818108 589 3,507 SH   SOLE   0 0 3,507
UNILEVER PLC SPON ADR NEW 904767704 432 10,496 SH   SOLE   0 0 10,496
TAIWAN SEMICONDUCTOR MFG LTD SPONSORED ADR 874039100 232 13,293 SH   SOLE   0 0 13,293
BARCLAYS PLC ADR 06738E204 198 10,897 SH   SOLE   0 0 10,897
BORGWARNER INC COM 099724106 202 3,614 SH   SOLE   0 0 3,614
COLGATE PALMOLIVE CO COM 194162103 318 4,879 SH   SOLE   0 0 4,879
CAPITAL ONE FINL CORP COM 14040H105 672 8,766 SH   SOLE   0 0 8,766
CVS CAREMARK CORPORATION COM 126650100 713 9,960 SH   SOLE   0 0 9,960
SCHLUMBERGER LTD COM 806857108 786 8,725 SH   SOLE   0 0 8,725
SIEMENS A G SPONSORED ADR 826197501 556 4,017 SH   SOLE   0 0 4,017
MCKESSON CORP COM 58155Q103 559 3,463 SH   SOLE   0 0 3,463
MERCK & CO INC NEW COM 58933Y105 1,261 25,190 SH   SOLE   0 0 25,190
NOVARTIS A G SPONSORED ADR 66987V109 488 6,076 SH   SOLE   0 0 6,076
RAYTHEON CO COM NEW 755111507 221 2,440 SH   SOLE   0 0 2,440
FIFTH THIRD BANCORP COM 316773100 425 20,213 SH   SOLE   0 0 20,213
PROCTER & GAMBLE CO COM 742718109 1,793 22,020 SH   SOLE   0 0 22,020
GENERAL ELECTRIC CO COM 369604103 2,597 92,661 SH   SOLE   0 0 92,661
KIMBERLY CLARK CORP COM 494368103 392 3,751 SH   SOLE   0 0 3,751
GILEAD SCIENCES INC COM 375558103 1,020 13,587 SH   SOLE   0 0 13,587
GOLDMAN SACHS GROUP INC COM 38141G104 379 2,136 SH   SOLE   0 0 2,136
HSBC HLDGS PLC SPON ADR NEW 404280406 417 7,557 SH   SOLE   0 0 7,557
HOME DEPOT INC COM 437076102 719 8,738 SH   SOLE   0 0 8,738
MCDONALDS CORP COM 580135101 432 4,450 SH   SOLE   0 0 4,450
NIKE INC CL B 654106103 259 3,295 SH   SOLE   0 0 3,295
JPMORGAN CHASE & CO COM 46625H100 1,444 24,696 SH   SOLE   0 0 24,696
SIRIUS XM HLDGS INC COM 82968B103 42 12,136 SH   SOLE   0 0 12,136
TJX COS INC NEW COM 872540109 562 8,814 SH   SOLE   0 0 8,814
MONDELEZ INTL INC CL A 609207105 373 10,566 SH   SOLE   0 0 10,566
HEWLETT PACKARD CO COM 428236103 304 10,858 SH   SOLE   0 0 10,858
PRICELINE COM INC COM NEW 741503403 299 257 SH   SOLE   0 0 257
WILLIAMS COS INC DEL COM 969457100 275 7,131 SH   SOLE   0 0 7,131
WELLS FARGO & CO NEW COM 949746101 1,168 25,717 SH   SOLE   0 0 25,717
ISHARES 1-3 YR TR BD ETF 464287457 1,467 17,391 SH   SOLE   0 0 17,391
ISHARES 7-10 Y TR BD ETF 464287440 1,025 10,325 SH   SOLE   0 0 10,325
ISHARES IBOXX INV CP ETF 464287242 680 5,956 SH   SOLE   0 0 5,956
MONSANTO CO NEW COM 61166W101 1,003 8,607 SH   SOLE   0 0 8,607
WADDELL & REED FINL INC CL A 930059100 223 3,429 SH   SOLE   0 0 3,429
FORD MTR CO DEL COM PAR $0.01 345370860 2,029 131,467 SH   SOLE   0 0 131,467
UNITEDHEALTH GROUP INC COM 91324P102 414 5,493 SH   SOLE   0 0 5,493
UNITED TECHNOLOGIES CORP COM 913017109 458 4,023 SH   SOLE   0 0 4,023
FEDERATED INVS INC PA CL B 314211103 205 7,102 SH   SOLE   0 0 7,102
3M CO COM 88579Y101 755 5,383 SH   SOLE   0 0 5,383
COMCAST CORP NEW CL A 20030N101 617 11,877 SH   SOLE   0 0 11,877
VANGUARD INDEX FDS TOTAL STK MKT 922908769 1,358 14,162 SH   SOLE   0 0 14,162
NORFOLK SOUTHERN CORP COM 655844108 318 3,428 SH   SOLE   0 0 3,428
HUNTINGTON BANCSHARES INC COM 446150104 240 24,912 SH   SOLE   0 0 24,912
NEXTERA ENERGY INC COM 65339F101 340 3,966 SH   SOLE   0 0 3,966
DUKE ENERGY CORP NEW COM NEW 26441C204 625 9,064 SH   SOLE   0 0 9,064
CONOCOPHILLIPS COM 20825C104 512 7,243 SH   SOLE   0 0 7,243
CSX CORP COM 126408103 205 7,110 SH   SOLE   0 0 7,110
APPLE INC COM 037833100 3,641 6,491 SH   SOLE   0 0 6,491
ALLSTATE CORP COM 020002101 391 7,165 SH   SOLE   0 0 7,165
CATERPILLAR INC DEL COM 149123101 441 4,860 SH   SOLE   0 0 4,860
APACHE CORP COM 037411105 225 2,617 SH   SOLE   0 0 2,617
ISHARES MSCI EMG MKT ETF 464287234 3,373 80,706 SH   SOLE   0 0 80,706
JOHNSON CTLS INC COM 478366107 249 4,862 SH   SOLE   0 0 4,862
APPLIED INDL TECHNOLOGIES IN COM 03820C105 275 5,607 SH   SOLE   0 0 5,607
COACH INC COM 189754104 296 5,272 SH   SOLE   0 0 5,272
DTE ENERGY CO COM 233331107 444 6,681 SH   SOLE   0 0 6,681
CELGENE CORP COM 151020104 909 5,381 SH   SOLE   0 0 5,381
LANDSTAR SYS INC COM 515098101 241 4,203 SH   SOLE   0 0 4,203
ACE LTD SHS H0023R105 250 2,418 SH   SOLE   0 0 2,418
HALLIBURTON CO COM 406216101 472 9,301 SH   SOLE   0 0 9,301
WHOLE FOODS MKT INC COM 966837106 228 3,942 SH   SOLE   0 0 3,942
ECOLAB INC COM 278865100 282 2,705 SH   SOLE   0 0 2,705
AMERICAN EXPRESS CO COM 025816109 536 5,905 SH   SOLE   0 0 5,905
GAMESTOP CORP NEW CL A 36467W109 248 5,038 SH   SOLE   0 0 5,038
NUVEEN PREM INCOME MUN FD COM 67062T100 490 39,757 SH   SOLE   0 0 39,757
OCCIDENTAL PETE CORP DEL COM 674599105 268 2,814 SH   SOLE   0 0 2,814
PERMIAN BASIN RTY TR UNIT BEN INT 714236106 218 16,985 SH   SOLE   0 0 16,985
MITSUBISHI UFJ FINL GROUP IN SPONSORED ADR 606822104 269 40,256 SH   SOLE   0 0 40,256
SUMITOMO MITSUI FINL GROUP I SPONSORED ADR 86562M209 317 30,266 SH   SOLE   0 0 30,266
DOW CHEM CO COM 260543103 8,690 195,728 SH   SOLE   0 0 195,728
NUVEEN QUALITY PFD INC FD 3 COM 67072W101 111 14,100 SH   SOLE   0 0 14,100
SOUTHERN CO COM 842587107 503 12,238 SH   SOLE   0 0 12,238
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 3,747 91,081 SH   SOLE   0 0 91,081
BERKSHIRE HATHAWAY INC DEL CL A 084670108 356 2 SH   SOLE   0 0 2
WESTERN DIGITAL CORP COM 958102105 349 4,158 SH   SOLE   0 0 4,158
ROBERT HALF INTL INC COM 770323103 263 6,256 SH   SOLE   0 0 6,256
RAIT FINANCIAL TRUST COM NEW 749227609 97 10,769 SH   SOLE   0 0 10,769
PLUM CREEK TIMBER CO INC COM 729251108 209 4,503 SH   SOLE   0 0 4,503
PNC FINL SVCS GROUP INC COM 693475105 258 3,330 SH   SOLE   0 0 3,330
ISHARES CORE TOTUSBD ETF 464287226 3,001 28,197 SH   SOLE   0 0 28,197
BIOGEN IDEC INC COM 09062X103 322 1,151 SH   SOLE   0 0 1,151
ISHARES SELECT DIVID ETF 464287168 1,162 16,282 SH   SOLE   0 0 16,282
ISHARES TIPS BD ETF 464287176 4,354 39,617 SH   SOLE   0 0 39,617
SAN JUAN BASIN RTY TR UNIT BEN INT 798241105 249 14,875 SH   SOLE   0 0 14,875
DOLLAR GEN CORP NEW COM 256677105 389 6,448 SH   SOLE   0 0 6,448
INVESCO VALUE MUN INCOME TR COM 46132P108 174 12,885 SH   SOLE   0 0 12,885
AMERICAN ELEC PWR INC COM 025537101 312 6,679 SH   SOLE   0 0 6,679
ISHARES MRNGSTR LG-CP GR 464287119 213 2,135 SH   SOLE   0 0 2,135
ASSOCIATED BANC CORP COM 045487105 174 10,000 SH   SOLE   0 0 10,000
COLUMBIA PPTY TR INC COM NEW 198287203 583 23,300 SH   SOLE   0 0 23,300
ALLERGAN INC COM 018490102 228 2,055 SH   SOLE   0 0 2,055
TOYOTA MOTOR CORP SP ADR REP2COM 892331307 214 1,752 SH   SOLE   0 0 1,752
HONDA MOTOR LTD AMERN SHS 438128308 383 9,273 SH   SOLE   0 0 9,273
METLIFE INC COM 59156R108 612 11,353 SH   SOLE   0 0 11,353
YUM BRANDS INC COM 988498101 722 9,544 SH   SOLE   0 0 9,544
MERITAGE HOMES CORP COM 59001A102 265 5,527 SH   SOLE   0 0 5,527
HANCOCK JOHN PREMUIM DIV FD COM SH BEN INT 41013T105 164 14,149 SH   SOLE   0 0 14,149
POLARIS INDS INC COM 731068102 414 2,842 SH   SOLE   0 0 2,842
PATTERSON UTI ENERGY INC COM 703481101 350 13,819 SH   SOLE   0 0 13,819
ROFIN SINAR TECHNOLOGIES INC COM 775043102 297 10,981 SH   SOLE   0 0 10,981
UBS AG SHS NEW H89231338 235 12,211 SH   SOLE   0 0 12,211
PETROLEO BRASILEIRO SA PETRO SPONSORED ADR 71654V408 163 11,834 SH   SOLE   0 0 11,834
GOOGLE INC CL A 38259P508 1,673 1,493 SH   SOLE   0 0 1,493
SPDR GOLD TRUST GOLD SHS 78463V107 1,447 12,463 SH   SOLE   0 0 12,463
NUVEEN CR STRATEGIES INCM FD COM SHS 67073D102 122 12,503 SH   SOLE   0 0 12,503
VANGUARD INTL EQUITY INDEX F MEGA CAP GRO ETF 922042866 563 9,185 SH   SOLE   0 0 9,185
RIO TINTO PLC SPONSORED ADR 767204100 532 9,431 SH   SOLE   0 0 9,431
VANGUARD INDEX FDS VALUE ETF 922908744 5,341 69,915 SH   SOLE   0 0 69,915
AK STL HLDG CORP COM 001547108 82 10,000 SH   SOLE   0 0 10,000
VANGUARD INDEX FDS REIT ETF 922908553 358 5,540 SH   SOLE   0 0 5,540
LAS VEGAS SANDS CORP COM 517834107 217 2,757 SH   SOLE   0 0 2,757
MANTECH INTL CORP CL A 564563104 271 9,052 SH   SOLE   0 0 9,052
OLIN CORP COM PAR $1 680665205 324 11,214 SH   SOLE   0 0 11,214
ROYAL DUTCH SHELL PLC SPONS ADR A 780259206 536 7,518 SH   SOLE   0 0 7,518
VANGUARD INDEX FDS SMALL CP ETF 922908751 211 1,924 SH   SOLE   0 0 1,924
VANGUARD INDEX FDS GROWTH ETF 922908736 7,628 81,980 SH   SOLE   0 0 81,980
JOY GLOBAL INC COM 481165108 269 4,604 SH   SOLE   0 0 4,604
NUVEEN QUALITY INCOME MUN FD COM 670977107 323 26,335 SH   SOLE   0 0 26,335
PLAINS ALL AMERN PIPELINE L UNIT LTD PARTN 726503105 327 6,320 SH   SOLE   0 0 6,320
NUVEEN MUN VALUE FD INC COM 670928100 118 13,015 SH   SOLE   0 0 13,015
LLOYDS BANKING GROUP PLC SPONSORED ADR 539439109 107 20,022 SH   SOLE   0 0 20,022
INTERCONTINENTALEXCHANGE GRO COM 45866F104 246 1,093 SH   SOLE   0 0 1,093
FREDS INC CL A 356108100 274 14,839 SH   SOLE   0 0 14,839
AMERCO COM 023586100 321 1,348 SH   SOLE   0 0 1,348
PARKER HANNIFIN CORP COM 701094104 512 3,979 SH   SOLE   0 0 3,979
STERICYCLE INC COM 858912108 260 2,235 SH   SOLE   0 0 2,235
SPDR SERIES TRUST S&P DIVID ETF 78464A763 901 12,410 SH   SOLE   0 0 12,410
FIRST TR VALUE LINE DIVID IN SHS 33734H106 11,542 539,330 SH   SOLE   0 0 539,330
ROCKWELL MED INC COM 774374102 104 10,000 SH   SOLE   0 0 10,000
WESTPAC BKG CORP SPONSORED ADR 961214301 228 7,860 SH   SOLE   0 0 7,860
PRECISION CASTPARTS CORP COM 740189105 527 1,955 SH   SOLE   0 0 1,955
MACATAWA BK CORP COM 554225102 79 15,794 SH   SOLE   0 0 15,794
APARTMENT INVT & MGMT CO CL A 03748R101 220 8,483 SH   SOLE   0 0 8,483
BANK HAWAII CORP COM 062540109 210 3,553 SH   SOLE   0 0 3,553
UNITED THERAPEUTICS CORP DEL COM 91307C102 302 2,671 SH   SOLE   0 0 2,671
ISHARES SILVER TRUST ISHARES 46428Q109 226 12,085 SH   SOLE   0 0 12,085
NEWMARKET CORP COM 651587107 219 656 SH   SOLE   0 0 656
SPDR SERIES TRUST NUVN BR SHT MUNI 78464A425 2,147 88,406 SH   SOLE   0 0 88,406
BARCLAYS BK PLC DJUBS CMDT ETN36 06738C778 576 15,674 SH   SOLE   0 0 15,674
RPC INC COM 749660106 283 15,838 SH   SOLE   0 0 15,838
VALLEY NATL BANCORP COM 919794107 190 18,750 SH   SOLE   0 0 18,750
MASTERCARD INC CL A 57636Q104 718 859 SH   SOLE   0 0 859
WISDOMTREE TR SMALLCAP DIVID 97717W604 373 5,500 SH   SOLE   0 0 5,500
ISHARES CORE S&P TTL STK 464287150 719 8,502 SH   SOLE   0 0 8,502
NUVEEN DIV ADV MUNI FD 3 COM SH BEN INT 67070X101 296 24,000 SH   SOLE   0 0 24,000
NUVEEN MICH QUALITY INCOME M COM 670979103 209 16,704 SH   SOLE   0 0 16,704
INVESCO MUNI INCOME OPP TRST COM 46132X101 69 11,118 SH   SOLE   0 0 11,118
BLACKROCK MUNIYLD MICH QLTY COM 09254V105 205 16,471 SH   SOLE   0 0 16,471
PROASSURANCE CORP COM 74267C106 2,682 55,318 SH   SOLE   0 0 55,318
PROSHARES TR PSHS ULTRA DOW30 74347R305 345 3,000 SH   SOLE   0 0 3,000
CF INDS HLDGS INC COM 125269100 238 1,019 SH   SOLE   0 0 1,019
WESTERN UN CO COM 959802109 214 12,427 SH   SOLE   0 0 12,427
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538 1,512 16,757 SH   SOLE   0 0 16,757
AVIAT NETWORKS INC COM 05366Y102 128 56,430 SH   SOLE   0 0 56,430
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 1,492 18,704 SH   SOLE   0 0 18,704
NEOGEN CORP COM 640491106 218 4,770 SH   SOLE   0 0 4,770
SPDR SERIES TRUST OILGAS EQUIP 78464A748 219 5,000 SH   SOLE   0 0 5,000
ISHARES SHRT TRS BD ETF 464288679 350 3,176 SH   SOLE   0 0 3,176
ISHARES IBOXX HI YD ETF 464288513 1,794 19,315 SH   SOLE   0 0 19,315
ISHARES 1-3 YR CR BD ETF 464288646 2,499 23,699 SH   SOLE   0 0 23,699
MORGAN STANLEY CHINA A SH FD COM 617468103 360 15,124 SH   SOLE   0 0 15,124
VANGUARD BD INDEX FD INC TOTAL BND MRKT 921937835 907 11,325 SH   SOLE   0 0 11,325
FLOTEK INDS INC DEL COM 343389102 240 11,949 SH   SOLE   0 0 11,949
DISCOVER FINL SVCS COM 254709108 592 10,585 SH   SOLE   0 0 10,585
ISHARES MBS ETF 464288588 6,393 61,133 SH   SOLE   0 0 61,133
ISHARES U.S. PFD STK ETF 464288687 749 20,347 SH   SOLE   0 0 20,347
BANK NEW YORK MELLON CORP COM 064058100 1,032 29,533 SH   SOLE   0 0 29,533
ISHARES INTL SEL DIV ETF 464288448 1,216 32,057 SH   SOLE   0 0 32,057
ISHARES 3-7 YR TR BD ETF 464288661 3,349 27,905 SH   SOLE   0 0 27,905
PROSHARES TR PSHS ULT SCAP600 74347R818 318 3,000 SH   SOLE   0 0 3,000
PROSHARES TR ULTRA FNCLS NEW 74347X633 589 5,000 SH   SOLE   0 0 5,000
VANGUARD TAX MANAGED INTL FD FTSE DEV MKT ETF 921943858 9,089 218,065 SH   SOLE   0 0 218,065
ISHARES NAT AMT FREE BD 464288414 1,748 16,846 SH   SOLE   0 0 16,846
SPDR SERIES TRUST BRCLYS INTL ETF 78464A516 4,748 82,236 SH   SOLE   0 0 82,236
ISHARES JP MOR EM MK ETF 464288281 457 4,223 SH   SOLE   0 0 4,223
DANA HLDG CORP COM 235825205 296 15,105 SH   SOLE   0 0 15,105
SPDR SERIES TRUST BRCLYS 1-3MT ETF 78464A680 247 5,405 SH   SOLE   0 0 5,405
ISHARES MSCI CH CAP ETF 464286640 635 13,373 SH   SOLE   0 0 13,373
ISHARES INTERM CR BD ETF 464288638 236 2,190 SH   SOLE   0 0 2,190
CINEMARK HOLDINGS INC COM 17243V102 380 11,398 SH   SOLE   0 0 11,398
VISA INC COM CL A 92826C839 814 3,655 SH   SOLE   0 0 3,655
PHILIP MORRIS INTL INC COM 718172109 1,007 11,562 SH   SOLE   0 0 11,562
MARKET VECTORS ETF TR MKTVEC SMUNETF 57060U803 690 39,277 SH   SOLE   0 0 39,277
MARKET VECTORS ETF TR MKTVEC INTMUETF 57060U845 535 24,311 SH   SOLE   0 0 24,311
WAYNE SVGS BANCSHARES INC NE COM 94624Q101 165 15,137 SH   SOLE   0 0 15,137
ISHARES AGENCY BOND ETF 464288166 3,056 27,643 SH   SOLE   0 0 27,643
ISHARES SHT NTLAMTFR ETF 464288158 428 4,030 SH   SOLE   0 0 4,030
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 6,186 74,803 SH   SOLE   0 0 74,803
JPMORGAN CHASE & CO ALERIAN ML ETN 46625H365 496 10,694 SH   SOLE   0 0 10,694
MARKET VECTORS ETF TR PRE-RF MUN ETF 57060U738 490 20,019 SH   SOLE   0 0 20,019
PROSHARES TR SHRT 20+YR TRE 74347X849 301 9,164 SH   SOLE   0 0 9,164
SPDR SERIES TRUST NUVN S&P VRDO MN 78464A318 424 14,177 SH   SOLE   0 0 14,177
PIMCO ETF TR ENHAN SHRT MAT 72201R833 790 7,795 SH   SOLE   0 0 7,795
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 1,736 21,766 SH   SOLE   0 0 21,766
PIMCO ETF TR INTER MUN BD ST 72201R866 713 13,775 SH   SOLE   0 0 13,775
PIEDMONT OFFICE REALTY TR IN COM CL A 720190206 459 27,792 SH   SOLE   0 0 27,792
LYONDELLBASELL INDUSTRIES N SHS - A - N53745100 406 5,063 SH   SOLE   0 0 5,063
FIRST AMERN FINL CORP COM 31847R102 280 9,940 SH   SOLE   0 0 9,940
CBOE HLDGS INC COM 12503M108 295 5,686 SH   SOLE   0 0 5,686
ISHARES MSCI POL CAP ETF 46429B606 226 7,606 SH   SOLE   0 0 7,606
CLOUD PEAK ENERGY INC COM 18911Q102 277 15,377 SH   SOLE   0 0 15,377
GLOBAL X FDS GLOB X NOR ETF 37950E747 178 10,665 SH   SOLE   0 0 10,665
GENERAL MTRS CO COM 37045V100 288 7,038 SH   SOLE   0 0 7,038
ISHARES HIGH DIVIDND ETF 46429B663 371 5,275 SH   SOLE   0 0 5,275
ISHARES CHINA ETF 46429B671 803 16,648 SH   SOLE   0 0 16,648
PIMCO ETF TR 0-5 HIGH YIELD 72201R783 635 5,971 SH   SOLE   0 0 5,971
ISHARES FLTG RATE BD ETF 46429B655 316 6,240 SH   SOLE   0 0 6,240
MARATHON PETE CORP COM 56585A102 528 5,753 SH   SOLE   0 0 5,753
ISHARES USA MIN VOL ETF 46429B697 307 8,653 SH   SOLE   0 0 8,653
ISHARES EM MKTS CURR ETF 464286517 1,340 27,444 SH   SOLE   0 0 27,444
MICHAEL KORS HLDGS LTD SHS G60754101 216 2,656 SH   SOLE   0 0 2,656
PHILLIPS 66 COM 718546104 280 3,632 SH   SOLE   0 0 3,632
PIMCO ETF TR TOTL RETN ETF 72201R775 2,436 23,253 SH   SOLE   0 0 23,253
SPDR SER TR SHT TRM HGH YLD 78468R408 494 16,000 SH   SOLE   0 0 16,000
FACEBOOK INC CL A 30303M102 496 9,069 SH   SOLE   0 0 9,069
KRAFT FOODS GROUP INC COM 50076Q106 219 4,054 SH   SOLE   0 0 4,054
ISHARES INC CORE MSCI EMKT 46434G103 229 4,601 SH   SOLE   0 0 4,601
ISHARES TR CORE MSCI EAFE 46432F842 1,870 30,768 SH   SOLE   0 0 30,768
ABBVIE INC COM 00287Y109 442 8,366 SH   SOLE   0 0 8,366
FIRST TR EXCHANGE TRADED FD SENIOR LN FD 33738D309 207 4,180 SH   SOLE   0 0 4,180