The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ABM INDUSTRIES INC COM 000957100 3,765 131,001 SH   SOLE   131,001 0 0
AES CORP COM COM 00130H105 3,589 251,359 SH   SOLE   251,359 0 0
AETNA INC NEW COM COM 00817Y108 3,907 52,113 SH   SOLE   52,113 0 0
AMAZON COM INC COM 023135106 3,302 9,818 SH   SOLE   9,818 0 0
AMERICAN AIRLS GROUP INC COM COM 02376R102 1,039 28,386 SH   SOLE   28,386 0 0
AT&T INC COM COM 00206R102 3,494 99,617 SH   SOLE   99,617 0 0
BAKER HUGHES INC COM COM 057224107 4,052 62,314 SH   SOLE   62,314 0 0
BERKSHIRE HATHAWAY INC DEL CL B NEW COM 084670702 243 1,942 SH   SOLE   1,942 0 0
BOSTON SCIENTIFIC CORP ISIN#US1011371077 COM 101137107 135 10,000 SH   SOLE   10,000 0 0
CAL MAINE FOODS INC COM NEW COM 128030202 4,053 64,551 SH   SOLE   64,551 0 0
CALIFORNIA WTR SVC GROUP INC COM 130788102 3,662 152,983 SH   SOLE   152,983 0 0
CELGENE CORP COM 151020104 3,127 22,399 SH   SOLE   22,399 0 0
CISCO SYSTEMS INC COM 17275R102 3,557 158,703 SH   SOLE   158,703 0 0
CITY NATL CORP COM 178566105 3,892 49,438 SH   SOLE   49,438 0 0
COCA COLA COMPANY COM 191216100 3,361 86,932 SH   SOLE   86,932 0 0
COGENT COMMUNICATIONS GROUP INC COM NEW COM 19239V302 3,613 101,689 SH   SOLE   101,689 0 0
COMCAST CORP CL A COM 20030N101 3,723 74,409 SH   SOLE   74,409 0 0
DISNEY WALT CO DISNEY COM COM 254687106 4,021 50,221 SH   SOLE   50,221 0 0
DORMAN PRODS INC COM COM 258278100 4,136 70,035 SH   SOLE   70,035 0 0
DUKE ENERGY CORP NEW COM NEW COM 26441C204 3,439 48,282 SH   SOLE   48,282 0 0
EASTMAN CHEM CO COM COM 277432100 3,837 44,503 SH   SOLE   44,503 0 0
EQUIFAX INC COM 294429105 3,610 53,067 SH   SOLE   53,067 0 0
EXXON MOBIL CORP COM COM 30231G102 3,558 36,429 SH   SOLE   36,429 0 0
FLUOR CORP NEW COM COM 343412102 3,702 47,623 SH   SOLE   47,623 0 0
GENERAL ELECTRIC CO COM COM 369604103 3,620 139,827 SH   SOLE   139,827 0 0
GOLDMAN SACHS GROUP INC COM COM 38141G104 3,505 21,393 SH   SOLE   21,393 0 0
GOOGLE INC CL A COM 38259P508 3,608 3,237 SH   SOLE   3,237 0 0
GULFPORT ENERGY CORP COM NEW COM 402635304 4,120 57,884 SH   SOLE   57,884 0 0
HERSHEY CO COM COM 427866108 3,740 35,826 SH   SOLE   35,826 0 0
ISHARES GOLD TR ISHARES ETF 464285105 9,091 730,798 SH   SOLE   730,798 0 0
ISHARES TR 0-5 YR TIPS BD ETF ETF 46429B747 5,022 49,652 SH   SOLE   49,652 0 0
ISHARES TR 3-7 YR TREAS BD ETF ETF 464288661 6,911 57,253 SH   SOLE   57,253 0 0
ISHARES TR IBOXX USD INVT GRADE CORP BD ETF ETF 464287242 10,251 87,664 SH   SOLE   87,664 0 0
ISHARES TR INTL TREASURY BD ETF ETF 464288117 3,204 31,118 SH   SOLE   31,118 0 0
ISHARES TR RUSSELL 2000 ETF ETF 464287655 203 1,744 SH   SOLE   1,744 0 0
ISHARES TR TIPS BD ETF ETF 464287176 13,996 124,852 SH   SOLE   124,852 0 0
LOWES COS INC COM COM 548661107 3,732 76,326 SH   SOLE   76,326 0 0
MARKET VECTORS ETF TR EMERGING MKTS LOCAL CURRENCY DEBT ETF ETF 57060U522 7,735 328,301 SH   SOLE   328,301 0 0
MCDONALDS CORP COM 580135101 3,640 37,129 SH   SOLE   37,129 0 0
MCKESSON CORP COM COM 58155Q103 4,234 23,979 SH   SOLE   23,979 0 0
MEDTRONIC INC COM 585055106 3,871 62,897 SH   SOLE   62,897 0 0
MICROSOFT CORP COM COM 594918104 4,089 99,756 SH   SOLE   99,756 0 0
MONSANTO CO NEW COM COM 61166W101 3,541 31,126 SH   SOLE   31,126 0 0
NORFOLK SOUTHERN CORP COM 655844108 3,957 40,726 SH   SOLE   40,726 0 0
NORTHEAST UTILITIES COM 664397106 3,581 78,701 SH   SOLE   78,701 0 0
NORTHERN TR CORP COM COM 665859104 3,823 58,305 SH   SOLE   58,305 0 0
NORTHWESTERN CORP COM NEW COM 668074305 3,713 78,285 SH   SOLE   78,285 0 0
NRG ENERGY INC COM NEW COM 629377508 3,972 124,898 SH   SOLE   124,898 0 0
NUCOR CORP COM COM 670346105 3,539 70,022 SH   SOLE   70,022 0 0
OCCIDENTAL PETE CORP COM COM 674599105 3,502 36,752 SH   SOLE   36,752 0 0
OCEANEERING INTL INC COM 675232102 3,415 47,517 SH   SOLE   47,517 0 0
PERRIGO CO PLC SHS ISIN#IE00BGH1M568 COM G97822103 3,677 23,775 SH   SOLE   23,775 0 0
PFIZER INC COM COM 717081103 3,643 113,413 SH   SOLE   113,413 0 0
PHARMERICA CORP COM COM 71714F104 4,524 161,683 SH   SOLE   161,683 0 0
POOL CORP COM COM 73278L105 3,886 63,370 SH   SOLE   63,370 0 0
POWERSHARES DB COMMODITY INDEX TRACKING FD ETF 73935S105 11,588 443,633 SH   SOLE   443,633 0 0
PROCTER & GAMBLE CO COM COM 742718109 3,489 43,287 SH   SOLE   43,287 0 0
RESOURCES CONNECTION INC COM COM 76122Q105 802 56,955 SH   SOLE   56,955 0 0
RLI CORP COM 749607107 3,147 71,124 SH   SOLE   71,124 0 0
RYDEX ETF TR GUGGENHEIM S&P 500 EQUAL WEIGHT ETF ETF 78355W106 552 7,561 SH   SOLE   7,561 0 0
SALESFORCE.COM INC COM STOCK COM 79466L302 3,761 65,883 SH   SOLE   65,883 0 0
SANDRIDGE ENERGY INC COM COM 80007P307 173 28,250 SH   SOLE   28,250 0 0
SANMINA CORP COM COM 801056102 3,896 223,267 SH   SOLE   223,267 0 0
SBA COMMUNICATIONS CORP CL A COM 78388J106 3,690 40,572 SH   SOLE   40,572 0 0
SCHWAB STRATEGIC TR INTL EQUITY ETF ETF 808524805 57,044 1,810,933 SH   SOLE   1,810,933 0 0
SEMTECH CORP COM 816850101 3,246 128,106 SH   SOLE   128,106 0 0
SOUTHERN COPPER CORP DEL COM COM 84265V105 3,328 114,338 SH   SOLE   114,338 0 0
SPDR S&P 500 ETF TR TR UNIT ETF 78462F103 210 1,121 SH   SOLE   1,121 0 0
SPDR SER TR BARCLAYS HIGH YIELD BD ETF ETF 78464A417 10,492 253,929 SH   SOLE   253,929 0 0
SPDR SER TR DB INTL GOVT INFLATION- PROTECTED ETF 78464A490 3,142 52,285 SH   SOLE   52,285 0 0
TD AMERITRADE HLDG CORP COM COM 87236Y108 4,244 125,021 SH   SOLE   125,021 0 0
THE SCOTTS MIRACLE GRO CO HLDG CO COM 810186106 3,818 62,300 SH   SOLE   62,300 0 0
UNITED PARCEL SVC INC CL B COM 911312106 3,577 36,731 SH   SOLE   36,731 0 0
VALERO ENERGY CORP NEW COM COM 91913Y100 3,814 71,832 SH   SOLE   71,832 0 0
VANGUARD BD INDEX FD INC SHORT TERM BD ETF ETF 921937827 12,917 161,281 SH   SOLE   161,281 0 0
VANGUARD INDEX FDS VANGUARD REIT ETF ETF 922908553 20,215 286,245 SH   SOLE   286,245 0 0
VANGUARD INDEX FDS VANGUARD SMALL-CAP ETF ETF 922908751 628 5,557 SH   SOLE   5,557 0 0
VANGUARD INDEX FDS VANGUARD TOTAL STK MKT ETF ETF 922908769 2,607 26,747 SH   SOLE   26,747 0 0
VANGUARD INTL EQUITY INDEX FDS FTSE ALL WORLD EX USA SMALL CAP INDEX FD ETF SHS ETF 922042718 9,442 88,359 SH   SOLE   88,359 0 0
VANGUARD INTL EQUITY INDEX FDS FTSE EMERGING MKTS ETF ETF 922042858 26,499 652,998 SH   SOLE   652,998 0 0
VANGUARD INTL EQUITY INDEX FDS GLOBAL EX-US REAL ESTATE INDEX FD ETF SHS ETF 922042676 7,913 146,352 SH   SOLE   146,352 0 0
VANGUARD SPECIALIZED PORTFOLIOS DIVIDEND APPRECIATION INDEX FD ETF ETF 921908844 285 3,790 SH   SOLE   3,790 0 0
VERIZON COMMUNICATIONS INC COM COM 92343V104 3,452 72,572 SH   SOLE   72,572 0 0
WAL MART STORES INC COM COM 931142103 3,435 44,948 SH   SOLE   44,948 0 0
WELLS FARGO & CO NEW COM COM 949746101 4,008 80,582 SH   SOLE   80,582 0 0
WEYERHAEUSER CO COM 962166104 3,371 114,851 SH   SOLE   114,851 0 0
WINDSTREAM HLDGS INC COM COM 97382A101 3,351 406,652 SH   SOLE   406,652 0 0