The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
SPDR DOW JONES INDL AVRG ETF UT SER 1 78467X109 480 2,625 SH   SOLE   0 0 2,625
ISHARES MSCI JAPAN ETF 464286848 179 14,239 SH   SOLE   0 0 14,239
ISHARES TR CORE S&P MCP ETF 464287507 7,377 47,684 SH   SOLE   0 0 47,684
ISHARES TR S&P MC 400VL ETF 464287705 6,454 48,529 SH   SOLE   0 0 48,529
ISHARES TR S&P MC 400GR ETF 464287606 4,247 24,307 SH   SOLE   0 0 24,307
ISHARES TR CORE S&P SCP ETF 464287804 11,146 89,779 SH   SOLE   0 0 89,779
ISHARES TR SP SMCP600GR ETF 464287887 425 3,102 SH   SOLE   0 0 3,102
ISHARES TR S&P 500 VAL ETF 464287408 11,052 116,382 SH   SOLE   0 0 116,382
ISHARES TR CORE S&P500 ETF 464287200 10,783 49,561 SH   SOLE   0 0 49,561
ISHARES TR S&P 500 GRWT ETF 464287309 15,436 126,877 SH   SOLE   0 0 126,877
ISHARES TR RUS 1000 ETF 464287622 901 7,478 SH   SOLE   0 0 7,478
ISHARES TR RUS 1000 VAL ETF 464287598 5,443 51,535 SH   SOLE   0 0 51,535
ISHARES TR RUS 1000 GRW ETF 464287614 4,987 47,873 SH   SOLE   0 0 47,873
ISHARES TR RUSSELL 2000 ETF 464287655 1,687 13,578 SH   SOLE   0 0 13,578
ISHARES TR RUS 2000 VAL ETF 464287630 682 6,508 SH   SOLE   0 0 6,508
ISHARES TR RUSSELL 3000 ETF 464287689 227 1,770 SH   SOLE   0 0 1,770
ISHARES TR CORE RUSSELL GRW 464287671 273 6,425 SH   SOLE   0 0 6,425
ISHARES TR U.S. REAL ES ETF 464287739 1,386 17,191 SH   SOLE   0 0 17,191
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 228 808 SH   SOLE   0 0 808
SPDR S&P 500 ETF TR TR UNIT 78462F103 2,347 10,852 SH   SOLE   0 0 10,852
ADOBE SYS INC COM 00724F101 300 2,760 SH   SOLE   0 0 2,760
AMERICAN INTL GROUP INC COM NEW 026874784 463 7,800 SH   SOLE   0 0 7,800
AMAZON COM INC COM 023135106 1,989 2,376 SH   SOLE   0 0 2,376
BRISTOL MYERS SQUIBB CO COM 110122108 820 15,204 SH   SOLE   0 0 15,204
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 706 4,889 SH   SOLE   0 0 4,889
EMERSON ELEC CO COM 291011104 643 11,787 SH   SOLE   0 0 11,787
BOEING CO COM 097023105 811 6,158 SH   SOLE   0 0 6,158
TEVA PHARMACEUTICAL INDS LTD ADR 881624209 304 6,599 SH   SOLE   0 0 6,599
POWERSHARES QQQ TRUST UNIT SER 1 73935A104 1,746 14,708 SH   SOLE   0 0 14,708
AMGEN INC COM 031162100 814 4,879 SH   SOLE   0 0 4,879
ABBOTT LABS COM 002824100 615 14,546 SH   SOLE   0 0 14,546
ANADARKO PETE CORP COM 032511107 201 3,180 SH   SOLE   0 0 3,180
BP PLC SPONSORED ADR 055622104 510 14,509 SH   SOLE   0 0 14,509
ALTRIA GROUP INC COM 02209S103 1,539 24,342 SH   SOLE   0 0 24,342
GLAXOSMITHKLINE PLC SPONSORED ADR 37733W105 389 9,014 SH   SOLE   0 0 9,014
INTEL CORP COM 458140100 1,809 47,928 SH   SOLE   0 0 47,928
ILLINOIS TOOL WKS INC COM 452308109 253 2,107 SH   SOLE   0 0 2,107
ISHARES TR RUS 2000 GRW ETF 464287648 1,603 10,763 SH   SOLE   0 0 10,763
NEWELL BRANDS INC COM 651229106 621 11,801 SH   SOLE   0 0 11,801
ORACLE CORP COM 68389X105 650 16,545 SH   SOLE   0 0 16,545
DU PONT E I DE NEMOURS & CO COM 263534109 535 7,990 SH   SOLE   0 0 7,990
QUALCOMM INC COM 747525103 712 10,401 SH   SOLE   0 0 10,401
DISNEY WALT CO COM DISNEY 254687106 1,465 15,781 SH   SOLE   0 0 15,781
HONEYWELL INTL INC COM 438516106 472 4,047 SH   SOLE   0 0 4,047
SYSCO CORP COM 871829107 233 4,763 SH   SOLE   0 0 4,763
US BANCORP DEL COM NEW 902973304 1,146 26,708 SH   SOLE   0 0 26,708
JOHNSON & JOHNSON COM 478160104 4,005 33,904 SH   SOLE   0 0 33,904
MEDTRONIC PLC SHS G5960L103 484 5,604 SH   SOLE   0 0 5,604
PFIZER INC COM 717081103 3,762 111,075 SH   SOLE   0 0 111,075
EXELON CORP COM 30161N101 418 12,552 SH   SOLE   0 0 12,552
LOWES COS INC COM 548661107 359 4,965 SH   SOLE   0 0 4,965
ISHARES TR MSCI EAFE ETF 464287465 6,238 105,488 SH   SOLE   0 0 105,488
CHEVRON CORP NEW COM 166764100 2,166 21,047 SH   SOLE   0 0 21,047
MOTOROLA SOLUTIONS INC COM NEW 620076307 348 4,564 SH   SOLE   0 0 4,564
MICROSOFT CORP COM 594918104 2,937 50,998 SH   SOLE   0 0 50,998
ISHARES MSCI PAC JP ETF 464286665 1,192 28,195 SH   SOLE   0 0 28,195
VODAFONE GROUP PLC NEW SPNSR ADR 92857W308 237 8,140 SH   SOLE   0 0 8,140
UNITED PARCEL SERVICE INC CL B 911312106 770 7,037 SH   SOLE   0 0 7,037
AT&T INC COM 00206R102 2,289 56,363 SH   SOLE   0 0 56,363
BB&T CORP COM 054937107 809 21,438 SH   SOLE   0 0 21,438
CITIGROUP INC COM NEW 172967424 300 6,350 SH   SOLE   0 0 6,350
CISCO SYS INC COM 17275R102 1,072 33,791 SH   SOLE   0 0 33,791
INTERNATIONAL BUSINESS MACHS COM 459200101 1,459 9,182 SH   SOLE   0 0 9,182
COCA COLA CO COM 191216100 1,358 32,099 SH   SOLE   0 0 32,099
LOCKHEED MARTIN CORP COM 539830109 1,131 4,717 SH   SOLE   0 0 4,717
PEPSICO INC COM 713448108 29,100 267,541 SH   SOLE   0 0 267,541
STRYKER CORP COM 863667101 724 6,223 SH   SOLE   0 0 6,223
JOHNSON CTLS INTL PLC SHS G51502105 390 8,392 SH   SOLE   0 0 8,392
VERIZON COMMUNICATIONS INC COM 92343V104 1,526 29,363 SH   SOLE   0 0 29,363
ISHARES TR U.S. ENERGY ETF 464287796 256 6,570 SH   SOLE   0 0 6,570
SELECT SECTOR SPDR TR SBI INT-ENERGY 81369Y506 695 9,838 SH   SOLE   0 0 9,838
SELECT SECTOR SPDR TR SBI INT-INDS 81369Y704 651 11,149 SH   SOLE   0 0 11,149
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 806 16,877 SH   SOLE   0 0 16,877
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 1,036 14,366 SH   SOLE   0 0 14,366
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407 1,204 15,039 SH   SOLE   0 0 15,039
ISHARES TR NA NAT RES 464287374 244 7,089 SH   SOLE   0 0 7,089
ISHARES MSCI TAIWAN ETF 464286731 487 30,988 SH   SOLE   0 0 30,988
ISHARES MSCI STH KOR ETF 464286772 960 16,520 SH   SOLE   0 0 16,520
TIME WARNER INC COM NEW 887317303 443 5,564 SH   SOLE   0 0 5,564
VANGUARD SPECIALIZED PORTFOL DIV APP ETF 921908844 5,145 61,299 SH   SOLE   0 0 61,299
SCHWAB CHARLES CORP NEW COM 808513105 354 11,212 SH   SOLE   0 0 11,212
WALGREENS BOOTS ALLIANCE INC COM 931427108 1,305 16,184 SH   SOLE   0 0 16,184
BANK AMER CORP COM 060505104 418 26,738 SH   SOLE   0 0 26,738
STARBUCKS CORP COM 855244109 681 12,570 SH   SOLE   0 0 12,570
AUTOMATIC DATA PROCESSING IN COM 053015103 355 4,026 SH   SOLE   0 0 4,026
AEGON N V NY REGISTRY SH 007924103 154 39,773 SH   SOLE   0 0 39,773
EXXON MOBIL CORP COM 30231G102 2,690 30,819 SH   SOLE   0 0 30,819
AFLAC INC COM 001055102 287 4,000 SH   SOLE   0 0 4,000
WAL-MART STORES INC COM 931142103 1,461 20,257 SH   SOLE   0 0 20,257
UNION PAC CORP COM 907818108 792 8,124 SH   SOLE   0 0 8,124
UNILEVER PLC SPON ADR NEW 904767704 520 10,978 SH   SOLE   0 0 10,978
TEXAS INSTRS INC COM 882508104 554 7,900 SH   SOLE   0 0 7,900
BARCLAYS PLC ADR 06738E204 152 17,508 SH   SOLE   0 0 17,508
TOTAL S A SPONSORED ADR 89151E109 228 4,783 SH   SOLE   0 0 4,783
TARGET CORP COM 87612E106 355 5,174 SH   SOLE   0 0 5,174
COLGATE PALMOLIVE CO COM 194162103 252 3,403 SH   SOLE   0 0 3,403
CAPITAL ONE FINL CORP COM 14040H105 795 11,064 SH   SOLE   0 0 11,064
COSTCO WHSL CORP NEW COM 22160K105 325 2,132 SH   SOLE   0 0 2,132
LILLY ELI & CO COM 532457108 410 5,108 SH   SOLE   0 0 5,108
CVS HEALTH CORP COM 126650100 1,233 13,859 SH   SOLE   0 0 13,859
DOMINION RES INC VA NEW COM 25746U109 258 3,474 SH   SOLE   0 0 3,474
SCHLUMBERGER LTD COM 806857108 721 9,172 SH   SOLE   0 0 9,172
MCKESSON CORP COM 58155Q103 562 3,368 SH   SOLE   0 0 3,368
MERCK & CO INC COM 58933Y105 1,062 17,019 SH   SOLE   0 0 17,019
NOVARTIS A G SPONSORED ADR 66987V109 310 3,932 SH   SOLE   0 0 3,932
RAYTHEON CO COM NEW 755111507 348 2,559 SH   SOLE   0 0 2,559
FIFTH THIRD BANCORP COM 316773100 420 20,510 SH   SOLE   0 0 20,510
PROCTER AND GAMBLE CO COM 742718109 2,740 30,527 SH   SOLE   0 0 30,527
GENERAL ELECTRIC CO COM 369604103 2,873 96,988 SH   SOLE   0 0 96,988
KIMBERLY CLARK CORP COM 494368103 655 5,194 SH   SOLE   0 0 5,194
GILEAD SCIENCES INC COM 375558103 1,185 14,982 SH   SOLE   0 0 14,982
GOLDMAN SACHS GROUP INC COM 38141G104 332 2,059 SH   SOLE   0 0 2,059
HSBC HLDGS PLC SPON ADR NEW 404280406 322 8,570 SH   SOLE   0 0 8,570
HOME DEPOT INC COM 437076102 1,415 10,995 SH   SOLE   0 0 10,995
ING GROEP N V SPONSORED ADR 456837103 12,499 1,012,923 SH   SOLE   0 0 1,012,923
MCDONALDS CORP COM 580135101 1,096 9,497 SH   SOLE   0 0 9,497
NIKE INC CL B 654106103 222 4,221 SH   SOLE   0 0 4,221
JPMORGAN CHASE & CO COM 46625H100 2,449 36,782 SH   SOLE   0 0 36,782
SIRIUS XM HLDGS INC COM 82968B103 105 25,122 SH   SOLE   0 0 25,122
WENDYS CO COM 95058W100 141 13,061 SH   SOLE   0 0 13,061
TJX COS INC NEW COM 872540109 889 11,890 SH   SOLE   0 0 11,890
MONDELEZ INTL INC CL A 609207105 544 12,400 SH   SOLE   0 0 12,400
HP INC COM 40434L105 295 18,977 SH   SOLE   0 0 18,977
WELLS FARGO & CO NEW COM 949746101 1,384 31,261 SH   SOLE   0 0 31,261
ISHARES TR 1-3 YR TR BD ETF 464287457 3,857 45,360 SH   SOLE   0 0 45,360
ISHARES TR 7-10 Y TR BD ETF 464287440 1,161 10,377 SH   SOLE   0 0 10,377
ISHARES TR IBOXX INV CP ETF 464287242 843 6,844 SH   SOLE   0 0 6,844
MONSANTO CO NEW COM 61166W101 751 7,351 SH   SOLE   0 0 7,351
PROGRESSIVE CORP OHIO COM 743315103 20,350 646,016 SH   SOLE   0 0 646,016
XCEL ENERGY INC COM 98389B100 251 6,109 SH   SOLE   0 0 6,109
FORD MTR CO DEL COM PAR $0.01 345370860 1,885 156,172 SH   SOLE   0 0 156,172
UNITEDHEALTH GROUP INC COM 91324P102 1,118 7,987 SH   SOLE   0 0 7,987
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 524 4,291 SH   SOLE   0 0 4,291
AMERICAN TOWER CORP NEW COM 03027X100 204 1,798 SH   SOLE   0 0 1,798
UNITED TECHNOLOGIES CORP COM 913017109 885 8,706 SH   SOLE   0 0 8,706
FEDERATED INVS INC PA CL B 314211103 263 8,879 SH   SOLE   0 0 8,879
3M CO COM 88579Y101 965 5,474 SH   SOLE   0 0 5,474
COMCAST CORP NEW CL A 20030N101 620 9,343 SH   SOLE   0 0 9,343
VANGUARD INDEX FDS TOTAL STK MKT 922908769 1,619 14,543 SH   SOLE   0 0 14,543
OWENS ILL INC COM NEW 690768403 460 25,000 SH   SOLE   0 0 25,000
NORFOLK SOUTHERN CORP COM 655844108 343 3,533 SH   SOLE   0 0 3,533
HUNTINGTON BANCSHARES INC COM 446150104 271 27,436 SH   SOLE   0 0 27,436
WELLTOWER INC COM 95040Q104 706 9,443 SH   SOLE   0 0 9,443
NEXTERA ENERGY INC COM 65339F101 758 6,199 SH   SOLE   0 0 6,199
DUKE ENERGY CORP NEW COM NEW 26441C204 1,668 20,834 SH   SOLE   0 0 20,834
CONOCOPHILLIPS COM 20825C104 426 9,811 SH   SOLE   0 0 9,811
APPLE INC COM 037833100 5,164 45,678 SH   SOLE   0 0 45,678
ALLSTATE CORP COM 020002101 345 4,988 SH   SOLE   0 0 4,988
SERVICE CORP INTL COM 817565104 204 7,679 SH   SOLE   0 0 7,679
CATERPILLAR INC DEL COM 149123101 739 8,326 SH   SOLE   0 0 8,326
CHINA MOBILE LIMITED SPONSORED ADR 16941M109 249 4,050 SH   SOLE   0 0 4,050
KINDER MORGAN INC DEL COM 49456B101 253 10,939 SH   SOLE   0 0 10,939
SUNCOR ENERGY INC NEW COM 867224107 210 7,543 SH   SOLE   0 0 7,543
ISHARES TR MSCI EMG MKT ETF 464287234 3,636 97,081 SH   SOLE   0 0 97,081
DTE ENERGY CO COM 233331107 374 3,990 SH   SOLE   0 0 3,990
CELGENE CORP COM 151020104 783 7,488 SH   SOLE   0 0 7,488
CHUBB LIMITED COM H1467J104 281 2,235 SH   SOLE   0 0 2,235
CEDAR FAIR L P DEPOSITRY UNIT 150185106 258 4,495 SH   SOLE   0 0 4,495
DEVON ENERGY CORP NEW COM 25179M103 246 5,574 SH   SOLE   0 0 5,574
HALLIBURTON CO COM 406216101 340 7,573 SH   SOLE   0 0 7,573
ROSS STORES INC COM 778296103 215 3,340 SH   SOLE   0 0 3,340
ECOLAB INC COM 278865100 298 2,449 SH   SOLE   0 0 2,449
ISHARES MSCI STH AFR ETF 464286780 284 5,073 SH   SOLE   0 0 5,073
AES CORP COM 00130H105 291 22,622 SH   SOLE   0 0 22,622
AMERICAN EXPRESS CO COM 025816109 407 6,349 SH   SOLE   0 0 6,349
GENERAL MLS INC COM 370334104 410 6,411 SH   SOLE   0 0 6,411
OCCIDENTAL PETE CORP DEL COM 674599105 214 2,936 SH   SOLE   0 0 2,936
EDWARDS LIFESCIENCES CORP COM 28176E108 350 2,902 SH   SOLE   0 0 2,902
S&P GLOBAL INC COM 78409V104 291 2,297 SH   SOLE   0 0 2,297
PG&E CORP COM 69331C108 261 4,268 SH   SOLE   0 0 4,268
DOW CHEM CO COM 260543103 10,506 202,694 SH   SOLE   0 0 202,694
GENERAL DYNAMICS CORP COM 369550108 498 3,210 SH   SOLE   0 0 3,210
ALLERGAN PLC SHS G0177J108 434 1,886 SH   SOLE   0 0 1,886
EOG RES INC COM 26875P101 211 2,184 SH   SOLE   0 0 2,184
SOUTHERN CO COM 842587107 941 18,347 SH   SOLE   0 0 18,347
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 3,705 98,448 SH   SOLE   0 0 98,448
PAYCHEX INC COM 704326107 281 4,864 SH   SOLE   0 0 4,864
NORTHROP GRUMMAN CORP COM 666807102 370 1,731 SH   SOLE   0 0 1,731
BERKSHIRE HATHAWAY INC DEL CL A 084670108 216 1 SH   SOLE   0 0 1
ARIAD PHARMACEUTICALS INC COM 04033A100 274 20,000 SH   SOLE   0 0 20,000
QIAGEN NV REG SHS N72482107 208 7,581 SH   SOLE   0 0 7,581
WESTERN DIGITAL CORP COM 958102105 225 3,853 SH   SOLE   0 0 3,853
VALERO ENERGY CORP NEW COM 91913Y100 243 4,590 SH   SOLE   0 0 4,590
RAIT FINANCIAL TRUST COM NEW 749227609 34 10,000 SH   SOLE   0 0 10,000
GENTEX CORP COM 371901109 318 18,135 SH   SOLE   0 0 18,135
ISHARES TR CORE US AGGBD ET 464287226 4,009 35,658 SH   SOLE   0 0 35,658
BOSTON SCIENTIFIC CORP COM 101137107 317 13,320 SH   SOLE   0 0 13,320
BIOGEN INC COM 09062X103 220 703 SH   SOLE   0 0 703
ISHARES TR SELECT DIVID ETF 464287168 1,214 14,165 SH   SOLE   0 0 14,165
ISHARES TR TIPS BD ETF 464287176 2,844 24,411 SH   SOLE   0 0 24,411
CLOROX CO DEL COM 189054109 280 2,233 SH   SOLE   0 0 2,233
AIR PRODS & CHEMS INC COM 009158106 355 2,361 SH   SOLE   0 0 2,361
SAP SE SPON ADR 803054204 373 4,084 SH   SOLE   0 0 4,084
CMS ENERGY CORP COM 125896100 314 7,465 SH   SOLE   0 0 7,465
TRAVELERS COMPANIES INC COM 89417E109 218 1,900 SH   SOLE   0 0 1,900
NUCOR CORP COM 670346105 324 6,545 SH   SOLE   0 0 6,545
AMERICAN ELEC PWR INC COM 025537101 366 5,696 SH   SOLE   0 0 5,696
WEYERHAEUSER CO COM 962166104 214 6,702 SH   SOLE   0 0 6,702
HARRIS CORP DEL COM 413875105 203 2,211 SH   SOLE   0 0 2,211
UNITED RENTALS INC COM 911363109 212 2,704 SH   SOLE   0 0 2,704
REYNOLDS AMERICAN INC COM 761713106 276 5,848 SH   SOLE   0 0 5,848
MOODYS CORP COM 615369105 224 2,069 SH   SOLE   0 0 2,069
SCANA CORP NEW COM 80589M102 200 2,767 SH   SOLE   0 0 2,767
COLUMBIA PPTY TR INC COM NEW 198287203 323 14,420 SH   SOLE   0 0 14,420
SANOFI SPONSORED ADR 80105N105 210 5,509 SH   SOLE   0 0 5,509
TOYOTA MOTOR CORP SP ADR REP2COM 892331307 273 2,354 SH   SOLE   0 0 2,354
BECTON DICKINSON & CO COM 075887109 234 1,300 SH   SOLE   0 0 1,300
METLIFE INC COM 59156R108 608 13,691 SH   SOLE   0 0 13,691
YUM BRANDS INC COM 988498101 685 7,547 SH   SOLE   0 0 7,547
AETNA INC NEW COM 00817Y108 236 2,041 SH   SOLE   0 0 2,041
HANCOCK JOHN PREMUIM DIV FD COM SH BEN INT 41013T105 185 11,276 SH   SOLE   0 0 11,276
CHINA LIFE INS CO LTD SPON ADR REP H 16939P106 141 10,757 SH   SOLE   0 0 10,757
PRECISION DRILLING CORP COM 2010 74022D308 72 17,335 SH   SOLE   0 0 17,335
ALPHABET INC CAP STK CL A 02079K305 1,325 1,648 SH   SOLE   0 0 1,648
SPDR GOLD TRUST GOLD SHS 78463V107 1,710 13,610 SH   SOLE   0 0 13,610
CBRE GROUP INC CL A 12504L109 392 14,012 SH   SOLE   0 0 14,012
VANGUARD INTL EQUITY INDEX F FTSE PACIFIC ETF 922042866 480 7,920 SH   SOLE   0 0 7,920
VANGUARD INDEX FDS VALUE ETF 922908744 1,198 13,775 SH   SOLE   0 0 13,775
VANGUARD INDEX FDS MID CAP ETF 922908629 6,615 51,109 SH   SOLE   0 0 51,109
VANGUARD INDEX FDS REIT ETF 922908553 759 8,754 SH   SOLE   0 0 8,754
FOOT LOCKER INC COM 344849104 300 4,427 SH   SOLE   0 0 4,427
BLACKROCK INC COM 09247X101 509 1,406 SH   SOLE   0 0 1,406
ROYAL DUTCH SHELL PLC SPONS ADR A 780259206 251 5,015 SH   SOLE   0 0 5,015
VANGUARD INDEX FDS SMALL CP ETF 922908751 235 1,923 SH   SOLE   0 0 1,923
VANGUARD INDEX FDS GROWTH ETF 922908736 2,403 21,396 SH   SOLE   0 0 21,396
DCT INDUSTRIAL TRUST INC COM NEW 233153204 254 5,233 SH   SOLE   0 0 5,233
CRH PLC ADR 12626K203 310 9,322 SH   SOLE   0 0 9,322
NUVEEN ENHANCED AMT FREE MUN COM 67071L106 445 27,698 SH   SOLE   0 0 27,698
PALATIN TECHNOLOGIES INC COM PAR $ .01 696077403 8 12,000 SH   SOLE   0 0 12,000
DYCOM INDS INC COM 267475101 228 2,792 SH   SOLE   0 0 2,792
NUVEEN QUALITY MUNCP INCOME COM 67066V101 620 41,155 SH   SOLE   0 0 41,155
ABRAXAS PETE CORP COM 003830106 17 10,000 SH   SOLE   0 0 10,000
BAIDU INC SPON ADR REP A 056752108 340 1,867 SH   SOLE   0 0 1,867
INTERCONTINENTAL EXCHANGE IN COM 45866F104 260 965 SH   SOLE   0 0 965
PARKER HANNIFIN CORP COM 701094104 224 1,784 SH   SOLE   0 0 1,784
STERICYCLE INC COM 858912108 213 2,656 SH   SOLE   0 0 2,656
ROYAL DUTCH SHELL PLC SPON ADR B 780259107 389 7,363 SH   SOLE   0 0 7,363
VANGUARD WORLD FDS UTILITIES ETF 92204A876 260 2,430 SH   SOLE   0 0 2,430
ABB LTD SPONSORED ADR 000375204 243 10,780 SH   SOLE   0 0 10,780
SPDR SERIES TRUST S&P DIVID ETF 78464A763 296 3,510 SH   SOLE   0 0 3,510
ISHARES GOLD TRUST ISHARES 464285105 3,283 258,682 SH   SOLE   0 0 258,682
THERMO FISHER SCIENTIFIC INC COM 883556102 639 4,018 SH   SOLE   0 0 4,018
URSTADT BIDDLE PPTYS INC CL A 917286205 3,240 145,809 SH   SOLE   0 0 145,809
FIRST TR VALUE LINE DIVID IN SHS 33734H106 16,798 622,133 SH   SOLE   0 0 622,133
ROCKWELL MED INC COM 774374102 214 31,972 SH   SOLE   0 0 31,972
UNITED STATES OIL FUND LP UNITS 91232N108 186 16,990 SH   SOLE   0 0 16,990
MACATAWA BK CORP COM 554225102 142 17,820 SH   SOLE   0 0 17,820
BANK HAWAII CORP COM 062540109 319 4,392 SH   SOLE   0 0 4,392
NEWMARKET CORP COM 651587107 264 615 SH   SOLE   0 0 615
SPDR SER TR NUVN BR SHT MUNI 78468R739 1,072 21,947 SH   SOLE   0 0 21,947
MASTERCARD INCORPORATED CL A 57636Q104 962 9,457 SH   SOLE   0 0 9,457
BCE INC COM NEW 05534B760 237 5,139 SH   SOLE   0 0 5,139
CENTERSTATE BANKS INC COM 15201P109 220 12,413 SH   SOLE   0 0 12,413
APTARGROUP INC COM 038336103 227 2,937 SH   SOLE   0 0 2,937
FIRST REP BK SAN FRANCISCO C COM 33616C100 254 3,288 SH   SOLE   0 0 3,288
WISDOMTREE TR SMALLCAP DIVID 97717W604 453 6,028 SH   SOLE   0 0 6,028
ISHARES TR CORE S&P TTL STK 464287150 3,988 80,516 SH   SOLE   0 0 80,516
NUVEEN ENHANCED MUN CREDIT O COM SH BEN INT 67070X101 378 24,000 SH   SOLE   0 0 24,000
KNIGHT TRANSN INC COM 499064103 212 7,400 SH   SOLE   0 0 7,400
NUVEEN MICH QUALITY INCOME M COM 670979103 577 39,152 SH   SOLE   0 0 39,152
INVESCO MUNI INCOME OPP TRST COM 46132X101 92 11,118 SH   SOLE   0 0 11,118
BLACKROCK MUNIYLD MICH QLTY COM 09254V105 1,007 66,575 SH   SOLE   0 0 66,575
PROASSURANCE CORP COM 74267C106 2,765 52,693 SH   SOLE   0 0 52,693
LAMAR ADVERTISING CO NEW CL A 512816109 219 3,351 SH   SOLE   0 0 3,351
PROSHARES TR PSHS ULTRA DOW30 74347R305 214 3,000 SH   SOLE   0 0 3,000
POWERSHARES ETF TRUST GBL LSTD PVT EQT 73935X195 116 10,690 SH   SOLE   0 0 10,690
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538 505 4,744 SH   SOLE   0 0 4,744
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 843 9,011 SH   SOLE   0 0 9,011
NEOGEN CORP COM 640491106 217 3,882 SH   SOLE   0 0 3,882
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 218 4,797 SH   SOLE   0 0 4,797
BARCLAYS BK PLC IPSP CROIL ETN 06738C786 315 54,074 SH   SOLE   0 0 54,074
ISHARES TR IBOXX HI YD ETF 464288513 4,276 49,002 SH   SOLE   0 0 49,002
ISHARES TR 1-3 YR CR BD ETF 464288646 3,627 34,297 SH   SOLE   0 0 34,297
MORGAN STANLEY CHINA A SH FD COM 617468103 309 16,525 SH   SOLE   0 0 16,525
VANGUARD BD INDEX FD INC INTERMED TERM 921937819 439 5,013 SH   SOLE   0 0 5,013
FIRST TR EXCHANGE TRADED FD DJ INTERNT IDX 33733E302 683 8,378 SH   SOLE   0 0 8,378
SPDR SERIES TRUST S&P OILGAS EXP 78464A730 338 8,790 SH   SOLE   0 0 8,790
VANGUARD BD INDEX FD INC TOTAL BND MRKT 921937835 1,558 18,514 SH   SOLE   0 0 18,514
DISCOVER FINL SVCS COM 254709108 464 8,198 SH   SOLE   0 0 8,198
ISHARES TR MBS ETF 464288588 5,535 50,280 SH   SOLE   0 0 50,280
ISHARES TR U.S. PFD STK ETF 464288687 1,695 42,902 SH   SOLE   0 0 42,902
BANK NEW YORK MELLON CORP COM 064058100 210 5,275 SH   SOLE   0 0 5,275
ISHARES TR INTL SEL DIV ETF 464288448 968 32,304 SH   SOLE   0 0 32,304
ISHARES TR 3-7 YR TR BD ETF 464288661 3,149 24,885 SH   SOLE   0 0 24,885
VANGUARD WHITEHALL FDS INC HIGH DIV YLD 921946406 4,863 67,411 SH   SOLE   0 0 67,411
PROSHARES TR ULTRA FNCLS NEW 74347X633 363 5,000 SH   SOLE   0 0 5,000
VANGUARD TAX MANAGED INTL FD FTSE DEV MKT ETF 921943858 13,210 353,126 SH   SOLE   0 0 353,126
ISHARES TR NATIONAL MUN ETF 464288414 1,577 13,984 SH   SOLE   0 0 13,984
ISHARES TR MRG RL ES CP ETF 464288539 167 15,909 SH   SOLE   0 0 15,909
SPDR SERIES TRUST BRCLYS INTL ETF 78464A516 5,760 199,731 SH   SOLE   0 0 199,731
ISHARES TR JP MOR EM MK ETF 464288281 697 5,950 SH   SOLE   0 0 5,950
POWERSHARES ETF TR II WK VRDO TX FR 73936T433 1,044 41,928 SH   SOLE   0 0 41,928
ISHARES TR INTERM CR BD ETF 464288638 484 4,344 SH   SOLE   0 0 4,344
SPDR SERIES TRUST BRC HGH YLD BD 78464A417 613 16,701 SH   SOLE   0 0 16,701
FIRST TR EXCHANGE TRADED FD ENERGY ALPHADX 33734X127 245 15,900 SH   SOLE   0 0 15,900
ISHARES TR EAFE SML CP ETF 464288273 497 9,475 SH   SOLE   0 0 9,475
VISA INC COM CL A 92826C839 826 9,983 SH   SOLE   0 0 9,983
GRAMERCY PPTY TR COM 385002100 130 13,477 SH   SOLE   0 0 13,477
PHILIP MORRIS INTL INC COM 718172109 1,458 14,999 SH   SOLE   0 0 14,999
VANECK VECTORS ETF TR AMT FREE SHORT M 92189F528 1,280 72,463 SH   SOLE   0 0 72,463
VANECK VECTORS ETF TR AMT FREE INT ETF 92189F544 788 32,056 SH   SOLE   0 0 32,056
ISHARES MSCI THI CAP ETF 464286624 336 4,566 SH   SOLE   0 0 4,566
SPDR INDEX SHS FDS S&P INTL ETF 78463X772 267 7,259 SH   SOLE   0 0 7,259
POWERSHARES ETF TR II PFD PORTFOLIO 73936T565 334 22,050 SH   SOLE   0 0 22,050
RYDEX ETF TRUST GUG S&P500EQWTEN 78355W866 368 6,143 SH   SOLE   0 0 6,143
SEACOAST BKG CORP FLA COM NEW 811707801 246 15,265 SH   SOLE   0 0 15,265
VANGUARD INTL EQUITY INDEX F TT WRLD ST ETF 922042742 558 9,166 SH   SOLE   0 0 9,166
VANECK VECTORS ETF TR AMT FREE LONG MU 92189F536 630 30,264 SH   SOLE   0 0 30,264
NEURALSTEM INC COM 64127R302 5 17,000 SH   SOLE   0 0 17,000
ISHARES TR AGENCY BOND ETF 464288166 2,917 25,234 SH   SOLE   0 0 25,234
ISHARES TR SHRT NAT MUN ETF 464288158 330 3,117 SH   SOLE   0 0 3,117
ISHARES TR INTL TREA BD ETF 464288117 1,940 19,318 SH   SOLE   0 0 19,318
FS INVT CORP COM 302635107 1,061 112,057 SH   SOLE   0 0 112,057
VANGUARD SCOTTSDALE FDS INT-TERM CORP 92206C870 7,639 85,272 SH   SOLE   0 0 85,272
JPMORGAN CHASE & CO ALERIAN ML ETN 46625H365 1,299 41,241 SH   SOLE   0 0 41,241
BROADCOM LTD SHS Y09827109 241 1,397 SH   SOLE   0 0 1,397
WASHINGTONFIRST BANKSHARES I COM 940730104 219 8,913 SH   SOLE   0 0 8,913
PIMCO ETF TR ENHAN SHRT MA AC 72201R833 1,387 13,674 SH   SOLE   0 0 13,674
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 207 7,176 SH   SOLE   0 0 7,176
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 3,878 48,147 SH   SOLE   0 0 48,147
PIMCO ETF TR INTER MUN BD ACT 72201R866 2,388 43,533 SH   SOLE   0 0 43,533
VANGUARD SCOTTSDALE FDS MORTG-BACK SEC 92206C771 267 4,956 SH   SOLE   0 0 4,956
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 549 23,827 SH   SOLE   0 0 23,827
PIEDMONT OFFICE REALTY TR IN COM CL A 720190206 446 20,470 SH   SOLE   0 0 20,470
LYONDELLBASELL INDUSTRIES N SHS - A - N53745100 629 7,799 SH   SOLE   0 0 7,799
ISHARES TR MSCI INDONIA ETF 46429B309 317 12,004 SH   SOLE   0 0 12,004
SPDR SERIES TRUST BRCLY INTL CRP 78464A151 2,729 81,664 SH   SOLE   0 0 81,664
CBOE HLDGS INC COM 12503M108 217 3,353 SH   SOLE   0 0 3,353
TESLA MTRS INC COM 88160R101 242 1,184 SH   SOLE   0 0 1,184
NXP SEMICONDUCTORS N V COM N6596X109 552 5,412 SH   SOLE   0 0 5,412
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 13,778 69,345 SH   SOLE   0 0 69,345
ISHARES INC MSCI RUSSIA CAP 46434G806 373 25,628 SH   SOLE   0 0 25,628
GENERAL MTRS CO COM 37045V100 231 7,266 SH   SOLE   0 0 7,266
ISHARES TR CORE HIGH DV ETF 46429B663 648 7,977 SH   SOLE   0 0 7,977
ISHARES TR CHINA ETF 46429B671 958 19,761 SH   SOLE   0 0 19,761
SPDR SERIES TRUST NUV HGHYLD MUN 78464A284 868 14,631 SH   SOLE   0 0 14,631
NEW YORK REIT INC COM 64976L109 488 53,335 SH   SOLE   0 0 53,335
PIMCO ETF TR 0-5 HIGH YIELD 72201R783 391 3,933 SH   SOLE   0 0 3,933
ISHARES TR FLTG RATE BD ETF 46429B655 293 5,777 SH   SOLE   0 0 5,777
MARATHON PETE CORP COM 56585A102 249 6,123 SH   SOLE   0 0 6,123
ISHARES TR MIN VOL USA ETF 46429B697 492 10,830 SH   SOLE   0 0 10,830
ISHARES EM MKTS CURR ETF 464286517 1,256 27,364 SH   SOLE   0 0 27,364
ISHARES TR MSCI INDIA ETF 46429B598 275 9,340 SH   SOLE   0 0 9,340
SPDR SER TR SHT TRM HGH YLD 78468R408 434 15,673 SH   SOLE   0 0 15,673
FACEBOOK INC CL A 30303M102 973 7,584 SH   SOLE   0 0 7,584
CLAYMORE EXCHANGE TRD FD TR GUG BLT2017 HY 18383M399 447 17,270 SH   SOLE   0 0 17,270
CLAYMORE EXCHANGE TRD FD TR GUG BLT2018 HY 18383M381 341 13,463 SH   SOLE   0 0 13,463
ISHARES INC CORE MSCI EMKT 46434G103 4,310 94,502 SH   SOLE   0 0 94,502
ISHARES TR CORE MSCITOTAL 46432F834 449 8,602 SH   SOLE   0 0 8,602
ISHARES TR CORE MSCI EAFE 46432F842 9,148 165,899 SH   SOLE   0 0 165,899
ISHARES TR CORE ST USDB ETF 46432F859 2,559 50,515 SH   SOLE   0 0 50,515
ABBVIE INC COM 00287Y109 1,258 19,939 SH   SOLE   0 0 19,939
DOUBLELINE INCOME SOLUTIONS COM 258622109 677 35,371 SH   SOLE   0 0 35,371
FIDELITY MSCI UTILS INDEX 316092865 350 11,054 SH   SOLE   0 0 11,054
FIDELITY TELECOMM SVCS 316092873 509 16,848 SH   SOLE   0 0 16,848
FIDELITY MSCI INFO TECH I 316092808 701 19,192 SH   SOLE   0 0 19,192
FIDELITY MSCI INDL INDX 316092709 580 19,171 SH   SOLE   0 0 19,171
ALPHABET INC CAP STK CL C 02079K107 1,204 1,550 SH   SOLE   0 0 1,550
ISHARES TR CORE DIV GRWTH 46434V621 601 21,774 SH   SOLE   0 0 21,774
ISHARES TR CORE MSCI PAC 46434V696 224 4,412 SH   SOLE   0 0 4,412
SYNCHRONY FINL COM 87165B103 356 12,724 SH   SOLE   0 0 12,724
ABSOLUTE SHS TR WBI TCT INC SH 00400R874 318 12,611 SH   SOLE   0 0 12,611
ISHARES TR IBONDS SEP20 ETF 46434V571 223 8,630 SH   SOLE   0 0 8,630
ABSOLUTE SHS TR WBI TCT HG INC 00400R882 276 11,793 SH   SOLE   0 0 11,793
WESTROCK CO COM 96145D105 275 5,668 SH   SOLE   0 0 5,668
KRAFT HEINZ CO COM 500754106 410 4,579 SH   SOLE   0 0 4,579
PAYPAL HLDGS INC COM 70450Y103 259 6,314 SH   SOLE   0 0 6,314
HEWLETT PACKARD ENTERPRISE C COM 42824C109 479 21,050 SH   SOLE   0 0 21,050
HUBBELL INC COM 443510607 635 5,890 SH   SOLE   0 0 5,890