The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ACCENTURE PLC IRELAND SHS CLASS A G1151C101 250 2,046 SH   SOLE   0 0 2,046
AK STL HLDG CORP COM 001547108 1,100 227,673 SH   SOLE   0 0 227,673
AMAZON COM INC COM 023135106 251 300 SH   SOLE   0 0 300
APPLE INC COM 037833100 3,984 35,240 SH   SOLE   0 0 35,240
AUTOZONE INC COM 053332102 231 300 SH   SOLE   0 0 300
CINCINNATI FINL CORP COM 172062101 1,654 21,936 SH   SOLE   0 0 21,936
CITIGROUP INC COM NEW 172967424 968 20,505 SH   SOLE   0 0 20,505
COCA COLA CO COM 191216100 763 18,019 SH   SOLE   0 0 18,019
COMCAST CORP NEW CL A 20030N101 455 6,852 SH   SOLE   0 0 6,852
CONSTELLATION BRANDS INC CL A 21036P108 225 1,350 SH   SOLE   0 0 1,350
CONVERGYS CORP COM 212485106 266 8,750 SH   SOLE   0 0 8,750
CVS HEALTH CORP COM 126650100 3,871 43,502 SH   SOLE   0 0 43,502
EXXON MOBIL CORP COM 30231G102 358 4,106 SH   SOLE   0 0 4,106
FACEBOOK INC CL A 30303M102 5,541 43,196 SH   SOLE   0 0 43,196
FRANKLIN STREET PPTYS CORP COM 35471R106 948 75,218 SH   SOLE   0 0 75,218
GENERAL ELECTRIC COM 369604103 999 33,741 SH   SOLE   0 0 33,741
ISHARES 10+ YR CR BD ETF 464289511 215 3,400 SH   SOLE   3,400 0 0
ISHARES INC CORE MSCI EMKT 46434G103 446 9,787 SH   SOLE   9,787 0 0
I SHARES TR RUSSELL 3000 464287689 13,912 108,528 SH   SOLE   108,528 0 0
I SHARES TR MSCI EAFE INDEX 464287465 3,362 56,858 SH   SOLE   56,858 0 0
I SHARES TR CORE S&P MCP ETF 464287507 1,072 6,932 SH   SOLE   6,932 0 0
I SHARES TR S&P MC 400GR ETF 464287606 666 3,812 SH   SOLE   3,812 0 0
I SHARES TR CORE US AGGBD ET 464287226 355 3,158 SH   SOLE   3,158 0 0
I SHARES TR CORE S&P500 ETF 464287200 3,429 15,759 SH   SOLE   15,759 0 0
I SHARES TR CORE S&P SCP ETF 464287804 983 7,914 SH   SOLE   7,914 0 0
I SHARES TR CORE S&P TTL STK 464287150 343 6,918 SH   SOLE   6,918 0 0
I SHARES TR RUSSELL MCP GR 464287481 4,259 43,736 SH   SOLE   43,736 0 0
I SHARES TR RUSSELL MCP VL 464287473 512 6,672 SH   SOLE   6,672 0 0
I SHARES TR CORE MSCI EAFE 46432F842 2,765 50,148 SH   SOLE   50,148 0 0
I SHARES TR S&P 500 GRWT ETF 464287309 668 5,487 SH   SOLE   5,487 0 0
I SHARES TR RUS 1000 VAL ET 464287598 912 8,639 SH   SOLE   8,639 0 0
I SHARES TR RUS 1000 GRW ETF 464287614 1,264 12,130 SH   SOLE   12,130 0 0
I SHARES TR RUSSELL 2000 ETF 464287655 601 4,835 SH   SOLE   4,835 0 0
I SHARES TR RUS 2000 VAL ETF 464287630 614 5,858 SH   SOLE   5,858 0 0
I SHARES TR RUS MID-CAP ETF 464287499 309 1,774 SH   SOLE   1,774 0 0
I SHARES TR MSCI EMG MKT ETF 464287234 3,893 103,941 SH   SOLE   103,941 0 0
I SHARES TR EAFE GRWTH ETF 464288885 294 4,307 SH   SOLE   4,307 0 0
I SHARES TR MBS ETF 464288588 308 2,800 SH   SOLE   2,800 0 0
I SHARES TR NAT AMT FREE BD 464288414 265 2,350 SH   SOLE   2,350 0 0
ISHARES TR IBOXX INV CP ETF 464287242 647 5,250 SH   SOLE   5,250 0 0
I SHARES TR EAFE SML CP ETF 464288273 539 10,285 SH   SOLE   10,285 0 0
I SHARES TR TIPS BD ETF 464287176 396 3,400 SH   SOLE   3,400 0 0
INTEL CORP COM 458140100 200 5,303 SH   SOLE   0 0 5,303
JOHNSON & JOHNSON COM 478160104 456 3,858 SH   SOLE   0 0 3,858
NAVIOS MARITIME HOLDINGS INC COM Y62196103 32 26,574 SH   SOLE   0 0 26,574
PENNEY J C INC COM 708160106 184 20,000 SH   SOLE   0 0 20,000
PEPSICO INC COM 713448108 428 3,938 SH   SOLE   0 0 3,938
POWERSHARES QQQ TRUST UNIT SER 1 73935A104 847 7,136 SH   SOLE   7,136 0 0
PROCTER & GAMBLE CO COM 742718109 30,619 341,156 SH   SOLE   0 0 341,156
SMUCKER J M CO COM NEW 832696405 471 3,472 SH   SOLE   0 0 3,472
SPDR S&P 500 ETF TR TR UNIT 78462F103 1,243 5,748 SH   SOLE   5,748 0 0
SPDR S&P MIDCAP 400 ETF TR UTSER1 S&PDCRP 78467Y107 395 1,400 SH   SOLE   1,400 0 0
SPDR SERIES TRUST DJ REIT ETF 78464A607 570 5,853 SH   SOLE   5,853 0 0
TSAKOS ENERGY NAVIGATION LTD SHS G9108L108 101 21,000 SH   SOLE   0 0 21,000
TWITTER INC COM 90184L102 498 21,584 SH   SOLE   0 0 21,584
UNION PAC CORP COM 907818108 669 6,856 SH   SOLE   0 0 6,856
US BANCORP DEL COM NEW 902973304 2,315 53,969 SH   SOLE   0 0 53,969
VANGUARD BD INDEX FD INC SHORT TERM 921937827 44,351 548,689 SH   SOLE   548,689 0 0
VANGUARD BD INDEX FD INC INTERMED TERM 921937819 324 3,693 SH   SOLE   3,693 0 0
VANGUARD INDEX FDS REIT ETF 922908553 74,539 859,342 SH   SOLE   859,342 0 0
VANGUARD INDEX FDS STK MRK ETF 922908769 276,062 2,479,675 SH   SOLE   2,479,675 0 0
VANGUARD INDEX FDS GROWTH ETF 922908736 57,740 514,203 SH   SOLE   514,203 0 0
VANGUARD INDEX FDS MID CAP GRW ETF 922908538 93,622 879,993 SH   SOLE   879,993 0 0
VANGUARD INDEX FDS SM CP VAL ETF 922908611 229 2,067 SH   SOLE   2,067 0 0
VANGUARD INDEX FDS MID CAP ETF 922908629 207 1,602 SH   SOLE   1,602 0 0
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 650 17,270 SH   SOLE   17,270 0 0
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 1,149 25,281 SH   SOLE   25,281 0 0
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718 249 2,500 SH   SOLE   2,500 0 0
VANGUARD INTL EQUITY INDEX FDS GLB EX US ETF 922042676 1,636 29,131 SH   SOLE   29,131 0 0
VANGUARD SCOTTSDALE FDS SHRT TRM CORP BD 92206C409 261 3,239 SH   SOLE   3,239 0 0
VANGUARD STAR FD VG TL INTL STK F 921909768 743 15,733 SH   SOLE   15,733 0 0
VANGUARD TAX-MANAGED FD FTSE DEV MKT ETF 921943858 165,117 4,413,723 SH   SOLE   4,413,723 0 0
VANGUARD BD INDEX FD INC TOTAL BND MRKT 921937835 326 3,870 SH   SOLE   3,870 0 0
VERIZON COMMUNICATIONS INC COM 92343V104 344 6,610 SH   SOLE   0 0 6,610
WALGREENS BOOTS ALLIANCE INC COM 931427108 685 8,500 SH   SOLE   0 0 8,500
WAL-MART STORES INC COM 931142103 249 3,455 SH   SOLE   0 0 3,455