The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ALLEGION PLC FOREIGN EQUITIES G0176J109 6 80 SH   SOLE   80 0 0
ALLERGAN PLC SHS FOREIGN EQUITIES G0177J108 170 735 SH   SOLE   685 50 0
ALLERGAN PLC SHS FOREIGN EQUITIES G0177J108 46 200 SH   DFND   200 0 0
ACCENTURE LTD BERMUDA CL A FOREIGN EQUITIES G1151C101 159 1,400 SH   SOLE   1,400 0 0
ACCENTURE LTD BERMUDA CL A FOREIGN EQUITIES G1151C101 45 400 SH   DFND   200 200 0
COCA COLA EUROPEAN PARTNERS SHS FOREIGN EQUITIES G25839104 7 193 SH   SOLE   193 0 0
HELEN OF TROY LTD FOREIGN EQUITIES G4388N106 8 76 SH   SOLE   76 0 0
INGERSOLL-RAND PUBLIC LTD FOREIGN EQUITIES G47791101 15 240 SH   SOLE   240 0 0
WEATHERFORD INTERNATIONAL COMMON STOCK G48833100 1 100 SH   DFND   100 0 0
INVESCO LTD COMMON STOCK G491BT108 1 41 SH   SOLE   41 0 0
JAZZ PHARMACEUTICALS PLC FOREIGN EQUITIES G50871105 5 36 SH   SOLE   36 0 0
MEDTRONIC PLC ORDINARY FOREIGN EQUITIES G5960L103 469 5,400 SH   SOLE   5,100 0 300
MEDTRONIC PLC ORDINARY FOREIGN EQUITIES G5960L103 61 700 SH   DFND   300 400 0
CHUBB LTD FOREIGN EQUITIES H1467J104 30 227 SH   SOLE   227 0 0
STRATASYS LTD COMMON STOCK M85548101 11 500 SH   SOLE   500 0 0
CORE LABORATORIES N V COM COMMON STOCK N22717107 5 42 SH   SOLE   42 0 0
MYLAN NV FOREIGN EQUITIES N59465109 17 400 SH   SOLE   400 0 0
COPA HOLDINGS SA FOREIGN EQUITIES P31076105 1 22 SH   SOLE   22 0 0
AT&T INC COM COMMON STOCK 00206R102 1,675 38,771 SH   SOLE   36,571 1,700 500
AT&T INC COM COMMON STOCK 00206R102 1,344 31,120 SH   DFND   24,324 6,796 0
ABBOTT LABS COM COMMON STOCK 002824100 659 16,755 SH   SOLE   15,255 1,200 300
ABBOTT LABS COM COMMON STOCK 002824100 313 7,950 SH   DFND   7,650 300 0
ABBVIE, INC COMMON STOCK 00287Y109 978 15,805 SH   SOLE   14,505 1,000 300
ABBVIE, INC COMMON STOCK 00287Y109 552 8,925 SH   DFND   8,625 300 0
AECOM TECHNOLOGY CORP COMMON STOCK 00766T100 0 15 SH   SOLE   15 0 0
AETNA INC NEW COM COMMON STOCK 00817Y108 13 104 SH   SOLE   104 0 0
AGILENT TECHNOLOGIES INC COM COMMON STOCK 00846U101 9 200 SH   DFND   0 200 0
AIR PRODUCT AND CHEMICALS INC COMMON STOCK 009158106 952 6,700 SH   SOLE   6,150 550 0
AIR PRODUCT AND CHEMICALS INC COMMON STOCK 009158106 384 2,700 SH   DFND   2,500 200 0
ALCOA INC COMMON STOCK 013817101 7 712 SH   SOLE   500 0 212
ALLSTATE CORP COM COMMON STOCK 020002101 78 1,119 SH   SOLE   1,119 0 0
ALPHABET INC CAP STK CL C COMMON STOCK 02079K107 644 931 SH   SOLE   851 80 0
ALPHABET INC CAP STK CL C COMMON STOCK 02079K107 356 515 SH   DFND   455 60 0
ALPHABET INC CAP STK CL A COMMON STOCK 02079K305 148 211 SH   SOLE   211 0 0
ALPHABET INC CAP STK CL A COMMON STOCK 02079K305 7 10 SH   DFND   0 10 0
ALTRIA GROUP INC COMMON STOCK 02209S103 418 6,066 SH   SOLE   5,466 0 600
ALTRIA GROUP INC COMMON STOCK 02209S103 255 3,700 SH   DFND   1,900 1,800 0
AMAZON COM INC COM COMMON STOCK 023135106 143 200 SH   SOLE   200 0 0
AMAZON COM INC COM COMMON STOCK 023135106 394 550 SH   DFND   550 0 0
AMERICAN ELEC PWR INC COM COMMON STOCK 025537101 32 450 SH   SOLE   450 0 0
AMERICAN ELEC PWR INC COM COMMON STOCK 025537101 132 1,885 SH   DFND   1,885 0 0
AMERICAN EQUITY INVT LIFE HLDG COMMON STOCK 025676206 2 111 SH   SOLE   111 0 0
AMERICAN EXPRESS CO COM COMMON STOCK 025816109 1,224 20,139 SH   SOLE   18,864 1,275 0
AMERICAN EXPRESS CO COM COMMON STOCK 025816109 693 11,400 SH   DFND   2,700 8,700 0
AMERICAN INTL GROUP WARRANTSEXP 1/19/2021 WARRANTS & RIGHTS 026874156 0 8 SH   SOLE   8 0 0
AMERICAN INTL GROUP WARRANTSEXP 1/19/2021 WARRANTS & RIGHTS 026874156 0 14 SH   DFND   14 0 0
AMERICAN INTL GROUP INC COM COMMON STOCK 026874784 2 35 SH   SOLE   35 0 0
AMERICAN WATER WORKS COMMON STOCK 030420103 881 10,425 SH   SOLE   8,725 1,700 0
AMERICAN WATER WORKS COMMON STOCK 030420103 114 1,350 SH   DFND   1,250 100 0
AMERIPRISE FINL INC COM COMMON STOCK 03076C106 78 865 SH   SOLE   865 0 0
AMERIPRISE FINL INC COM COMMON STOCK 03076C106 180 2,000 SH   DFND   0 2,000 0
AMGEN INC COM COMMON STOCK 031162100 449 2,950 SH   SOLE   2,650 300 0
AMGEN INC COM COMMON STOCK 031162100 243 1,600 SH   DFND   1,600 0 0
APPLE COMPUTER INC COM COMMON STOCK 037833100 1,282 13,406 SH   SOLE   12,936 470 0
APPLE COMPUTER INC COM COMMON STOCK 037833100 539 5,640 SH   DFND   5,125 515 0
APPLIED MATLS INC COM COMMON STOCK 038222105 24 1,000 SH   SOLE   1,000 0 0
AQUA AMERICA INC COM COMMON STOCK 03836W103 89 2,500 SH   SOLE   1,250 0 1,250
AQUA AMERICA INC COM COMMON STOCK 03836W103 68 1,916 SH   DFND   250 1,666 0
ASHLAND INC NEW COM COMMON STOCK 044209104 1 13 SH   DFND   13 0 0
ASTORIA FINL CORP COMMON STOCK 046265104 2 138 SH   SOLE   138 0 0
AUTOMATIC DATA PROCESSING INCOM COMMON STOCK 053015103 657 7,150 SH   SOLE   6,950 200 0
AUTOMATIC DATA PROCESSING INCOM COMMON STOCK 053015103 69 750 SH   DFND   250 500 0
BB&T CORP COM COMMON STOCK 054937107 20 560 SH   SOLE   560 0 0
BP PLC SPONSORED ADR FOREIGN EQUITIES 055622104 231 6,514 SH   SOLE   5,734 780 0
BP PLC SPONSORED ADR FOREIGN EQUITIES 055622104 64 1,800 SH   DFND   1,600 200 0
BP PRUDHOE BAY ROYALTY TRUST ROYALTY TRUST 055630107 4 200 SH   SOLE   200 0 0
BANKAMERICA CORP NEW COMMON STOCK 060505104 136 10,230 SH   SOLE   10,230 0 0
BANKAMERICA CORP NEW COMMON STOCK 060505104 9 650 SH   DFND   500 150 0
BANK NEW YORK MELLON CORP COM COMMON STOCK 064058100 101 2,600 SH   SOLE   2,600 0 0
BANK NEW YORK MELLON CORP COM COMMON STOCK 064058100 105 2,700 SH   DFND   2,700 0 0
BAXTER INTL INC COM COMMON STOCK 071813109 605 13,387 SH   SOLE   11,487 1,900 0
BAXTER INTL INC COM COMMON STOCK 071813109 111 2,450 SH   DFND   2,150 300 0
BERKSHIRE HATHAWAY B NEW COMMON STOCK 084670702 590 4,075 SH   SOLE   3,575 500 0
BERKSHIRE HATHAWAY B NEW COMMON STOCK 084670702 203 1,400 SH   DFND   1,400 0 0
BIOGEN INC COM COMMON STOCK 09062X103 2 10 SH   SOLE   10 0 0
BOEING CO COM COMMON STOCK 097023105 1,385 10,664 SH   SOLE   10,564 0 100
BOEING CO COM COMMON STOCK 097023105 364 2,800 SH   DFND   2,800 0 0
BRISTOL MYERS SQUIBB CO COMMON STOCK 110122108 1,527 20,770 SH   SOLE   20,370 0 400
BRISTOL MYERS SQUIBB CO COMMON STOCK 110122108 540 7,348 SH   DFND   5,085 2,263 0
BRISTOW GROUP INC COMMON STOCK 110394103 1 76 SH   SOLE   76 0 0
BUCKEYE PARTNERS COMMON STOCK 118230101 176 2,500 SH   DFND   2,400 100 0
CBS CORP CL B COMMON STOCK 124857202 6 103 SH   SOLE   103 0 0
CDK GLOBAL, INC. COMMON STOCK 12508E101 10 174 SH   SOLE   174 0 0
CSX CORP COM COMMON STOCK 126408103 54 2,075 SH   SOLE   2,075 0 0
CVS/CAREMARK CORP COM COMMON STOCK 126650100 83 865 SH   SOLE   865 0 0
CABOT OIL & GAS CORPORATION COMMON STOCK 127097103 51 2,000 SH   SOLE   2,000 0 0
CALAMOS CONV & HIGH INC FD MUTUAL FUNDS-FIXED INCOME 12811P108 30 2,849 SH   SOLE   0 2,849 0
CAMPBELL SOUP CO COM COMMON STOCK 134429109 40 600 SH   SOLE   600 0 0
CANTEL MEDICAL CORP COMMON STOCK 138098108 7 105 SH   SOLE   105 0 0
CAPITAL ONE FINL CORP COMMON STOCK 14040H105 13 200 SH   SOLE   200 0 0
CARDINAL HEALTH INC COMMON STOCK 14149Y108 29 374 SH   SOLE   374 0 0
CATERPILLAR INC DEL COM COMMON STOCK 149123101 144 1,900 SH   SOLE   1,900 0 0
CATERPILLAR INC DEL COM COMMON STOCK 149123101 27 350 SH   DFND   100 250 0
CELGENE CORP COM COMMON STOCK 151020104 8 80 SH   SOLE   80 0 0
CHEMOURS CO COM COMMON STOCK 163851108 2 249 SH   SOLE   249 0 0
CHEMOURS CO COM COMMON STOCK 163851108 30 3,604 SH   DFND   150 3,454 0
CHEVRONTEXACO CORP COM COMMON STOCK 166764100 1,088 10,375 SH   SOLE   9,085 1,290 0
CHEVRONTEXACO CORP COM COMMON STOCK 166764100 925 8,820 SH   DFND   8,520 300 0
CISCO SYS INC COM COMMON STOCK 17275R102 1,036 36,140 SH   SOLE   33,840 2,300 0
CISCO SYS INC COM COMMON STOCK 17275R102 159 5,550 SH   DFND   3,150 2,400 0
CITIGROUP INC NEW COMMON STOCK 172967424 40 933 SH   SOLE   883 50 0
CITIGROUP INC NEW COMMON STOCK 172967424 7 161 SH   DFND   161 0 0
CLOROX COMPANY COMMON STOCK 189054109 14 100 SH   SOLE   100 0 0
COCA COLA CO COM COMMON STOCK 191216100 2,405 53,061 SH   SOLE   50,761 1,500 800
COCA COLA CO COM COMMON STOCK 191216100 308 6,786 SH   DFND   4,986 1,800 0
COLGATE PALMOLIVE CO COM COMMON STOCK 194162103 517 7,060 SH   SOLE   7,060 0 0
COLGATE PALMOLIVE CO COM COMMON STOCK 194162103 344 4,700 SH   DFND   4,000 700 0
COMCAST CORP COMMON STOCK 20030N101 71 1,094 SH   SOLE   1,094 0 0
COMCAST CORP COMMON STOCK 20030N101 51 777 SH   DFND   777 0 0
CONAGRA FOODS INC COM COMMON STOCK 205887102 5 100 SH   SOLE   100 0 0
CONOCOPHILLIPS COM COMMON STOCK 20825C104 240 5,500 SH   SOLE   5,500 0 0
CONOCOPHILLIPS COM COMMON STOCK 20825C104 397 9,100 SH   DFND   4,500 4,600 0
CONSOLIDATED EDISON INC COMMON STOCK 209115104 37 456 SH   SOLE   456 0 0
CONSOLIDATED EDISON INC COMMON STOCK 209115104 80 1,000 SH   DFND   1,000 0 0
CORNING INC COM COMMON STOCK 219350105 66 3,233 SH   SOLE   3,233 0 0
DNP SELECT INCOME FD INC MUTUAL FUNDS- BALANCED 23325P104 32 3,000 SH   SOLE   0 3,000 0
DEERE & CO COM COMMON STOCK 244199105 276 3,400 SH   SOLE   3,100 100 200
DEERE & CO COM COMMON STOCK 244199105 126 1,550 SH   DFND   1,300 250 0
DISNEY WALT CO COM DISNEY COMMON STOCK 254687106 429 4,382 SH   SOLE   4,382 0 0
DISNEY WALT CO COM DISNEY COMMON STOCK 254687106 261 2,665 SH   DFND   2,665 0 0
DISCOVER FINL SVCS COMMON STOCK 254709108 7 136 SH   SOLE   136 0 0
DOMINION RES INC VA NEW COM COMMON STOCK 25746U109 921 11,820 SH   SOLE   11,020 200 600
DOMINION RES INC VA NEW COM COMMON STOCK 25746U109 604 7,750 SH   DFND   6,350 1,400 0
DOW CHEM CO COM COMMON STOCK 260543103 256 5,151 SH   SOLE   5,051 0 100
DOW CHEM CO COM COMMON STOCK 260543103 168 3,380 SH   DFND   3,080 300 0
DU PONT E I DE NEMOURS & CO COM COMMON STOCK 263534109 1,567 24,191 SH   SOLE   22,591 1,000 600
DU PONT E I DE NEMOURS & CO COM COMMON STOCK 263534109 1,751 27,024 SH   DFND   8,050 18,974 0
DUKE ENERGY HLDG CORP COMMON STOCK 26441C204 331 3,864 SH   SOLE   3,864 0 0
DUKE ENERGY HLDG CORP COMMON STOCK 26441C204 320 3,732 SH   DFND   3,666 66 0
DUN & BRADSTREET CORP DEL NECOM COMMON STOCK 26483E100 10 85 SH   SOLE   85 0 0
E M C CORP MASS COM COMMON STOCK 268648102 31 1,146 SH   SOLE   1,146 0 0
EATON VANCE CORP- NON VTG COMMON STOCK 278265103 2 64 SH   SOLE   64 0 0
EBAY INC COM COMMON STOCK 278642103 10 434 SH   SOLE   434 0 0
EDWARDS LIFESCIENCES CORP COM COMMON STOCK 28176E108 80 800 SH   SOLE   800 0 0
EMERSON ELEC CO COM COMMON STOCK 291011104 1,449 27,795 SH   SOLE   25,995 1,400 400
EMERSON ELEC CO COM COMMON STOCK 291011104 342 6,550 SH   DFND   5,050 1,500 0
ENERGY TRANSFER EQUITY L P COM UNIT LTD PRTNERS COMMON STOCK 29273V100 632 44,000 SH   SOLE   44,000 0 0
ENERGY TRANSFER EQUITY L P COM UNIT LTD PRTNERS COMMON STOCK 29273V100 6 408 SH   DFND   408 0 0
ENERSYS COMMON STOCK 29275Y102 5 78 SH   SOLE   78 0 0
ENTEGRIS INC COMMON STOCK 29362U104 4 251 SH   SOLE   251 0 0
ENTERPRISE PROD PRTNRS L.P. COMMON STOCK 293792107 76 2,600 SH   DFND   2,600 0 0
EQUIFAX INC COMMON STOCK 294429105 5 41 SH   SOLE   41 0 0
EXELON CORP COM COMMON STOCK 30161N101 425 11,700 SH   SOLE   11,200 0 500
EXELON CORP COM COMMON STOCK 30161N101 103 2,833 SH   DFND   2,633 200 0
EXPEDITORS INTL WASH INC COMMON STOCK 302130109 1,269 25,870 SH   SOLE   23,920 1,450 500
EXPEDITORS INTL WASH INC COMMON STOCK 302130109 233 4,750 SH   DFND   2,850 1,900 0
EXPRESS SCRIPTS HLDG CO. COMMON STOCK 30219G108 64 850 SH   SOLE   850 0 0
EXPRESS SCRIPTS HLDG CO. COMMON STOCK 30219G108 11 150 SH   DFND   150 0 0
EXXON MOBIL CORP COM COMMON STOCK 30231G102 3,394 36,211 SH   SOLE   34,774 1,337 100
EXXON MOBIL CORP COM COMMON STOCK 30231G102 3,528 37,631 SH   DFND   20,420 17,211 0
FLIR SYSTEM INC COMMON STOCK 302445101 3 109 SH   SOLE   109 0 0
F N B CORP PA COMMON STOCK 302520101 727 57,937 SH   SOLE   0 0 57,937
FACEBOOK INC COMMON STOCK 30303M102 23 200 SH   SOLE   200 0 0
FACEBOOK INC COMMON STOCK 30303M102 23 200 SH   DFND   0 200 0
FASTENAL CO COM COMMON STOCK 311900104 1,757 39,600 SH   SOLE   36,050 2,150 1,400
FASTENAL CO COM COMMON STOCK 311900104 344 7,750 SH   DFND   5,450 2,300 0
FEDEX CORPORATION COMMON STOCK 31428X106 152 1,000 SH   SOLE   1,000 0 0
FIFTH THIRD BANCORP COMMON STOCK 316773100 9 493 SH   SOLE   493 0 0
FIRST SOLAR INC COMMON STOCK 336433107 10 200 SH   DFND   200 0 0
FORD MTR CO DEL COM PAR $0.01 COMMON STOCK 345370860 13 1,000 SH   SOLE   1,000 0 0
FORD MTR CO DEL COM PAR $0.01 COMMON STOCK 345370860 1 107 SH   DFND   107 0 0
FRANKLIN ELECTRIC INC COMMON STOCK 353514102 3 104 SH   SOLE   104 0 0
FRANKLIN RESOURCES INC COMMON STOCK 354613101 5 141 SH   SOLE   141 0 0
FREEPORTMCMORAN COPP CL B COMMON STOCK 35671D857 3 268 SH   SOLE   54 214 0
FRONTIER COMMUNICATIONS CORP COMMON STOCK 35906A108 0 95 SH   SOLE   95 0 0
FRONTIER COMMUNICATIONS CORP COMMON STOCK 35906A108 2 411 SH   DFND   411 0 0
GATX CORP COMMON STOCK 361448103 3 72 SH   SOLE   72 0 0
GENERAL DYNAMICS CORP COMMON STOCK 369550108 122 875 SH   SOLE   875 0 0
GENERAL ELEC CO COM COMMON STOCK 369604103 3,337 106,046 SH   SOLE   102,246 3,800 0
GENERAL ELEC CO COM COMMON STOCK 369604103 1,400 44,471 SH   DFND   23,200 21,271 0
GENERAL MLS INC COM COMMON STOCK 370334104 1,038 14,559 SH   SOLE   13,459 1,100 0
GENERAL MLS INC COM COMMON STOCK 370334104 282 3,950 SH   DFND   2,850 1,100 0
GILEAD SCIENCES INC COMMON STOCK 375558103 202 2,425 SH   SOLE   2,425 0 0
GILEAD SCIENCES INC COMMON STOCK 375558103 13 150 SH   DFND   150 0 0
GLAXOSMITHKLINE PLC SPONSORED ADR FOREIGN EQUITIES 37733W105 612 14,125 SH   SOLE   14,125 0 0
GLAXOSMITHKLINE PLC SPONSORED ADR FOREIGN EQUITIES 37733W105 319 7,350 SH   DFND   6,750 600 0
GLOBAL PAMENTS INC COMMON STOCK 37940X102 8 114 SH   SOLE   114 0 0
GOLDMAN SACHS GROUP INC COMMON STOCK 38141G104 8 55 SH   SOLE   55 0 0
HALLIBURTON CO COMMON STOCK 406216101 5 118 SH   SOLE   118 0 0
HARRIS CORP DEL COM COMMON STOCK 413875105 4 46 SH   DFND   46 0 0
HARSCO CORP COMMON STOCK 415864107 1 78 SH   SOLE   78 0 0
HARTFORD FINL SVCS COMMON STOCK 416515104 17 373 SH   DFND   373 0 0
HERSHEY FOODS CORP COM COMMON STOCK 427866108 74 654 SH   SOLE   654 0 0
HEXCEL CORP- NEW COMMON STOCK 428291108 6 146 SH   SOLE   146 0 0
HOME DEPOT INC COM COMMON STOCK 437076102 115 900 SH   SOLE   900 0 0
HONEYWELL INTL INC COM COMMON STOCK 438516106 35 300 SH   SOLE   300 0 0
HONEYWELL INTL INC COM COMMON STOCK 438516106 23 200 SH   DFND   100 100 0
ITT INC COM COMMON STOCK 45073V108 7 231 SH   DFND   231 0 0
INTEL CORP COM COMMON STOCK 458140100 718 21,906 SH   SOLE   20,356 1,150 400
INTEL CORP COM COMMON STOCK 458140100 325 9,900 SH   DFND   9,200 700 0
INTERNATIONAL BUSINESS MACHSCOM COMMON STOCK 459200101 1,133 7,468 SH   SOLE   7,268 200 0
INTERNATIONAL BUSINESS MACHSCOM COMMON STOCK 459200101 2,580 17,000 SH   DFND   6,300 10,700 0
INTL PAPER CO COM COMMON STOCK 460146103 6 130 SH   SOLE   130 0 0
INTL PAPER CO COM COMMON STOCK 460146103 30 700 SH   DFND   0 700 0
INTERVAL LEISURE GROUP INC COM COMMON STOCK 46113M108 2 105 SH   DFND   105 0 0
INTUITIVE SURGICAL INC. COMMON STOCK 46120E602 10 15 SH   DFND   0 15 0
INVESCO VAN KAMPEN SR INCOMETR MUTUAL FUNDS-ETF EQUITIES 46131H107 6 1,400 SH   SOLE   1,400 0 0
ISHARES SILVER TRUST ETF MUTUAL FUNDS-ETF EQUITIES 46428Q109 18 1,000 SH   SOLE   500 500 0
ISHARES GOLD TRUST MUTUAL FUNDS-ETF EQUITIES 464285105 9 674 SH   SOLE   674 0 0
ISHARES BARCLAYS TIPS BND FD MUTUAL FUNDS-ETF FIXED INCOME 464287176 16 134 SH   SOLE   134 0 0
ISHARES MSCI EMERGING MKTS INDEX FD MUTUAL FUNDS-ETF EQUITIES 464287234 11 321 SH   SOLE   321 0 0
ISHARES TR S&P NA NATURAL RESOURCES MUTUAL FUNDS-EQUITIES 464287374 50 1,500 SH   DFND   500 1,000 0
ISHARES TR MSCI EAFE INDEX MUTUAL FUNDS-ETF EQUITIES 464287465 106 1,902 SH   SOLE   1,902 0 0
ISHARES TR MSCI EAFE INDEX MUTUAL FUNDS-ETF EQUITIES 464287465 84 1,500 SH   DFND   500 1,000 0
ISHARES RUSSELL MID-CAP ETF MUTUAL FUNDS-ETF EQUITIES 464287499 34 200 SH   SOLE   200 0 0
J P MORGAN CHASE & CO COM COMMON STOCK 46625H100 1,053 16,947 SH   SOLE   15,747 1,200 0
J P MORGAN CHASE & CO COM COMMON STOCK 46625H100 126 2,030 SH   DFND   1,130 900 0
JOHNSON & JOHNSON COM COMMON STOCK 478160104 2,841 23,418 SH   SOLE   22,518 900 0
JOHNSON & JOHNSON COM COMMON STOCK 478160104 1,031 8,500 SH   DFND   6,150 2,350 0
JOHNSON CONTROLS INC COMMON STOCK 478366107 36 820 SH   SOLE   820 0 0
KELLOGG CO COM COMMON STOCK 487836108 604 7,400 SH   SOLE   5,900 1,000 500
KELLOGG CO COM COMMON STOCK 487836108 139 1,700 SH   DFND   1,600 100 0
KEYSIGHT TECHNOLOGIES INC. COMMON STOCK 49338L103 3 100 SH   DFND   0 100 0
KIMBERLY CLARK CORP COM COMMON STOCK 494368103 261 1,900 SH   SOLE   1,800 100 0
KIMBERLY CLARK CORP COM COMMON STOCK 494368103 405 2,947 SH   DFND   2,947 0 0
KINDER MORGAN INC (DE) CLASS P COMMON STOCK 49456B101 4 219 SH   DFND   219 0 0
KRAFT HEINZ CO COM COMMON STOCK 500754106 182 2,055 SH   SOLE   1,755 0 300
KRAFT HEINZ CO COM COMMON STOCK 500754106 275 3,111 SH   DFND   2,412 699 0
LABORATORY CORP AMER HLDGS COM NEW COMMON STOCK 50540R409 1 10 SH   SOLE   10 0 0
LILLY ELI & CO COM COMMON STOCK 532457108 628 7,975 SH   SOLE   7,575 0 400
LILLY ELI & CO COM COMMON STOCK 532457108 636 8,070 SH   DFND   6,120 1,950 0
LINCOLN NATIONAL CORP COMMON STOCK 534187109 5 117 SH   SOLE   117 0 0
LINEAR TECHNOLOGY CORP COMMON STOCK 535678106 1,039 22,325 SH   SOLE   20,425 1,900 0
LINEAR TECHNOLOGY CORP COMMON STOCK 535678106 300 6,450 SH   DFND   4,350 2,100 0
LITTLEFUSE INC COMMON STOCK 537008104 4 38 SH   SOLE   38 0 0
LOCKHEED MARTIN CORP COM COMMON STOCK 539830109 136 550 SH   SOLE   550 0 0
LOWES COS INC COM COMMON STOCK 548661107 164 2,075 SH   SOLE   1,675 0 400
LOWES COS INC COM COMMON STOCK 548661107 59 750 SH   DFND   0 750 0
LULULEMON ATHLETICA COMMON STOCK 550021109 15 200 SH   SOLE   200 0 0
M&T BANK CORP COMMON STOCK 55261F104 37 310 SH   SOLE   310 0 0
MFS CHARTER INCOME TRUST MUTUAL FDS-NON TAX BNY 552727109 3 300 SH   SOLE   300 0 0
MAGNA INTERNATIONAL INC CL A FOREIGN EQUITIES 559222401 5 146 SH   SOLE   146 0 0
MANNKIND CORPORATION COMMON STOCK 56400P201 1 1,200 SH   DFND   1,200 0 0
MANULIFE FINANCIAL CORP FOREIGN EQUITIES 56501R106 45 3,294 SH   SOLE   3,294 0 0
MARATHON OIL CO COMMON STOCK 565849106 47 3,111 SH   SOLE   0 3,111 0
MARATHON PETROLEUM CORP COMMON STOCK 56585A102 105 2,768 SH   SOLE   0 2,768 0
MASTERCARD INCORPORATED COMMON STOCK 57636Q104 1,607 18,250 SH   SOLE   17,000 1,250 0
MASTERCARD INCORPORATED COMMON STOCK 57636Q104 291 3,300 SH   DFND   3,200 100 0
MATTEL INC COM COMMON STOCK 577081102 125 3,983 SH   SOLE   3,983 0 0
MCDONALDS CORP COM COMMON STOCK 580135101 2,886 23,980 SH   SOLE   23,280 700 0
MCDONALDS CORP COM COMMON STOCK 580135101 283 2,350 SH   DFND   2,250 100 0
MCKESSON CORP COMMON STOCK 58155Q103 19 100 SH   SOLE   100 0 0
MEAD JOHNSON NUTRITION CO CL A COMMON STOCK 582839106 6 68 SH   DFND   0 68 0
MEDICAL PROPERTIES TR INC COMMON STOCK 58463J304 3 188 SH   SOLE   188 0 0
MERCK & CO INC NEW COMMON STOCK 58933Y105 640 11,115 SH   SOLE   10,615 0 500
MERCK & CO INC NEW COMMON STOCK 58933Y105 300 5,200 SH   DFND   3,800 1,400 0
METLIFE INC COMMON STOCK 59156R108 19 465 SH   SOLE   465 0 0
METLIFE INC COMMON STOCK 59156R108 8 200 SH   DFND   0 200 0
MICROSOFT CORP COMMON STOCK 594918104 2,237 43,735 SH   SOLE   41,335 2,400 0
MICROSOFT CORP COMMON STOCK 594918104 514 10,050 SH   DFND   5,850 4,200 0
MICROCHIP TECHNOLOGY INC COM COMMON STOCK 595017104 1,172 23,090 SH   SOLE   20,990 1,700 400
MICROCHIP TECHNOLOGY INC COM COMMON STOCK 595017104 244 4,800 SH   DFND   3,300 1,500 0
MONDELEZ INTL INC COMMON STOCK 609207105 446 9,812 SH   SOLE   9,312 0 500
MONDELEZ INTL INC COMMON STOCK 609207105 509 11,178 SH   DFND   9,442 1,736 0
MONSANTO CO (NEW) COMMON STOCK 61166W101 17 160 SH   SOLE   160 0 0
MOOG INC CLASS A COMMON STOCK 615394202 3 51 SH   SOLE   51 0 0
MOTOROLA SOLUTIONS, INC. COMMON STOCK 620076307 20 299 SH   SOLE   299 0 0
NBT BANCORP INC COM COMMON STOCK 628778102 7,911 276,327 SH   DFND   90,025 186,302 0
NCR CORP NEW COMMON STOCK 62886E108 1 27 SH   DFND   27 0 0
NATIONAL OILWELL VARCO INC COM COMMON STOCK 637071101 510 15,150 SH   SOLE   14,150 1,000 0
NATIONAL OILWELL VARCO INC COM COMMON STOCK 637071101 40 1,200 SH   DFND   1,000 200 0
NEW YORK TIMES CO CL A COMMON STOCK 650111107 7 600 SH   SOLE   600 0 0
NEWPARK RESOURCES INC COMMON STOCK 651718504 1 232 SH   SOLE   232 0 0
NEXTERA ENERGY INC COMMON STOCK 65339F101 740 5,675 SH   SOLE   5,675 0 0
NEXTERA ENERGY INC COMMON STOCK 65339F101 682 5,233 SH   DFND   3,983 1,250 0
NIKE INC CL B COMMON STOCK 654106103 30 542 SH   SOLE   542 0 0
NORFOLK SOUTHERN CORP COMMON STOCK 655844108 821 9,650 SH   SOLE   9,650 0 0
NORFOLK SOUTHERN CORP COMMON STOCK 655844108 70 825 SH   DFND   625 200 0
NORTHROP GRUMMAN CORP COM COMMON STOCK 666807102 44 200 SH   SOLE   200 0 0
NORWOOD FINANCIAL CORPORATION COMMON STOCK 669549107 213 7,613 SH   SOLE   7,613 0 0
NOVARTIS AG FOREIGN EQUITIES 66987V109 118 1,430 SH   SOLE   1,138 0 292
NOVARTIS AG FOREIGN EQUITIES 66987V109 57 692 SH   DFND   200 492 0
NOW INC COMMON STOCK 67011P100 5 250 SH   SOLE   250 0 0
NOW INC COMMON STOCK 67011P100 2 125 SH   DFND   100 25 0
NU SKIN ENTERPRISES INC A COMMON STOCK 67018T105 5 100 SH   DFND   100 0 0
NUCOR CORP COMMON STOCK 670346105 15 300 SH   SOLE   300 0 0
NUVEEN PERFORMANCE PLUS MUNICIPAL FUND INC MUTUAL FUNDS-ETF EQUITIES 67062P108 18 1,096 SH   SOLE   1,096 0 0
NUVEEN AMT-FREE MUNI INC FNDCOM MUTUAL FDS-NON TAX BNY 670657105 51 3,389 SH   SOLE   3,389 0 0
NUVEEN PA INVT QUALITY MUN FCOM MUTUAL FDS-NON TAX BNY 670972108 52 3,352 SH   SOLE   3,352 0 0
OCCIDENTAL PETE CORP DEL COM COMMON STOCK 674599105 646 8,551 SH   SOLE   8,551 0 0
OCCIDENTAL PETE CORP DEL COM COMMON STOCK 674599105 45 600 SH   DFND   0 600 0
ONE GAS INC. COMMON STOCK 68235P108 1 19 SH   SOLE   19 0 0
ONEOK INC COMMON STOCK 682680103 4 76 SH   SOLE   76 0 0
ORACLE CORP COM COMMON STOCK 68389X105 908 22,188 SH   SOLE   20,888 1,300 0
ORACLE CORP COM COMMON STOCK 68389X105 102 2,500 SH   DFND   1,700 800 0
PNC FINL SVCS GROUP INC COM COMMON STOCK 693475105 665 8,174 SH   SOLE   6,974 800 400
PNC FINL SVCS GROUP INC COM COMMON STOCK 693475105 420 5,165 SH   DFND   115 5,050 0
PPG INDS INC COM COMMON STOCK 693506107 155 1,488 SH   SOLE   1,488 0 0
PPG INDS INC COM COMMON STOCK 693506107 68 650 SH   DFND   150 500 0
PPL CORP, COM COMMON STOCK 69351T106 1,734 45,935 SH   SOLE   45,335 0 600
PPL CORP, COM COMMON STOCK 69351T106 985 26,095 SH   DFND   25,895 200 0
PAYPAL HLDGS INC COM COMMON STOCK 70450Y103 16 434 SH   SOLE   434 0 0
PENNS WOODS BANCORP INC COMMON STOCK 708430103 42 1,000 SH   SOLE   0 1,000 0
PEOPLES FINL SVCS CORP COMMON STOCK 711040105 12,597 321,934 SH   SOLE   220,290 4,545 97,099
PEOPLES FINL SVCS CORP COMMON STOCK 711040105 261 6,674 SH   DFND   3,038 3,636 0
PEPSICO INC COM COMMON STOCK 713448108 3,770 35,588 SH   SOLE   34,288 1,000 300
PEPSICO INC COM COMMON STOCK 713448108 281 2,650 SH   DFND   1,050 1,600 0
PFIZER INC COM COMMON STOCK 717081103 2,552 72,492 SH   SOLE   69,942 1,850 700
PFIZER INC COM COMMON STOCK 717081103 1,747 49,626 SH   DFND   24,317 25,309 0
PHILIP MORRIS INTL INC COMMON STOCK 718172109 303 2,980 SH   SOLE   2,980 0 0
PHILIP MORRIS INTL INC COMMON STOCK 718172109 299 2,940 SH   DFND   1,240 1,700 0
PHILLIPS 66 COMMON STOCK 718546104 44 550 SH   SOLE   550 0 0
PHILLIPS 66 COMMON STOCK 718546104 386 4,865 SH   DFND   2,365 2,500 0
PITNEY BOWES INC COM COMMON STOCK 724479100 9 500 SH   SOLE   0 500 0
POLARIS INDS INC COMMON STOCK 731068102 3 37 SH   SOLE   37 0 0
PRAXAIR INC COMMON STOCK 74005P104 11 100 SH   SOLE   100 0 0
PROCTER & GAMBLE CO COM COMMON STOCK 742718109 2,800 33,067 SH   SOLE   31,067 1,400 600
PROCTER & GAMBLE CO COM COMMON STOCK 742718109 3,170 37,438 SH   DFND   30,138 7,300 0
PUBLIC SVC ENTERPRISE GROUP COM COMMON STOCK 744573106 9 200 SH   SOLE   200 0 0
PUBLIC SVC ENTERPRISE GROUP COM COMMON STOCK 744573106 65 1,400 SH   DFND   1,400 0 0
PUTNAM MUNICIPAL OPP TRUST MUTUAL FUNDS-ETF EQUITIES 746922103 23 1,715 SH   SOLE   1,715 0 0
QUALCOMM INC COM COMMON STOCK 747525103 18 331 SH   SOLE   331 0 0
QUALCOMM INC COM COMMON STOCK 747525103 5 100 SH   DFND   100 0 0
RAYMOND JAMES FINANCIAL INC COMMON STOCK 754730109 4 80 SH   SOLE   80 0 0
RAYTHEON CO COM NEW COMMON STOCK 755111507 122 900 SH   SOLE   900 0 0
REGIONS FINANCIAL CORP NEW COMMON STOCK 7591EP100 6 684 SH   SOLE   684 0 0
REINSURANCE GROUP AMER INC COMMON STOCK 759351604 4 43 SH   SOLE   43 0 0
ROCKWELL AUTOMATION INC COMMON STOCK 773903109 6 50 SH   SOLE   50 0 0
ROCKWELL COLLINS INC COM COMMON STOCK 774341101 362 4,250 SH   SOLE   4,250 0 0
ROYAL BANK OF CANADA FOREIGN EQUITIES 780087102 18 300 SH   DFND   300 0 0
ROYAL DUTCH SHELL PLC RDS-B FOREIGN EQUITIES 780259107 17 300 SH   SOLE   300 0 0
ROYAL DUTCH SHELL PLC SPONS ADR A FOREIGN EQUITIES 780259206 44 800 SH   SOLE   800 0 0
ROYAL DUTCH SHELL PLC SPONS ADR A FOREIGN EQUITIES 780259206 332 6,020 SH   DFND   3,120 2,900 0
SBA COMMUNICATIONS CORP CL A COMMON STOCK 78388J106 4 39 SH   SOLE   39 0 0
ST JUDE MEDICAL INC COMMON STOCK 790849103 10 127 SH   SOLE   127 0 0
SANOFI AVENTIS SPONSORED ADR FOREIGN EQUITIES 80105N105 13 300 SH   SOLE   300 0 0
SCHLUMBERGER LTD COM COMMON STOCK 806857108 650 8,220 SH   SOLE   7,120 700 400
SCHLUMBERGER LTD COM COMMON STOCK 806857108 304 3,850 SH   DFND   3,450 400 0
TECHNOLOGY SELECT SECT SPDR EFT MUTUAL FUNDS-ETF EQUITIES 81369Y803 35 800 SH   SOLE   800 0 0
SEQUENTIAL BRNDS GROUP INC NCOM COMMON STOCK 81734P107 1 139 SH   SOLE   139 0 0
SHIRE PLC SPONSORED ADR FOREIGN EQUITIES 82481R106 349 1,897 SH   SOLE   1,617 280 0
SHIRE PLC SPONSORED ADR FOREIGN EQUITIES 82481R106 66 361 SH   DFND   318 43 0
JM SMUCKER CO COMMON STOCK 832696405 30 200 SH   DFND   0 200 0
SNAP ON INC COMMON STOCK 833034101 7 47 SH   SOLE   47 0 0
SOUTH JERSEY INDUSTRIES INC COMMON STOCK 838518108 66 2,102 SH   SOLE   2,102 0 0
SOUTHERN CO COM COMMON STOCK 842587107 1,015 18,929 SH   SOLE   17,829 400 700
SOUTHERN CO COM COMMON STOCK 842587107 357 6,650 SH   DFND   5,950 700 0
SPECTRA ENERGY CORP COM COMMON STOCK 847560109 1,191 32,525 SH   SOLE   30,325 2,200 0
SPECTRA ENERGY CORP COM COMMON STOCK 847560109 465 12,700 SH   DFND   10,800 1,900 0
STARBUCKS CORP COM COMMON STOCK 855244109 903 15,810 SH   SOLE   14,410 1,400 0
STARBUCKS CORP COM COMMON STOCK 855244109 168 2,950 SH   DFND   2,950 0 0
STARWOOD HOTELS&RESORTS WRLDCOM COMMON STOCK 85590A401 18 245 SH   DFND   245 0 0
STATE STR CORP COM COMMON STOCK 857477103 149 2,768 SH   SOLE   2,768 0 0
STATE STR CORP COM COMMON STOCK 857477103 11 200 SH   DFND   200 0 0
SUBURBAN PROPANE PARTNERS L UNIT LTD PARTN COMMON STOCK 864482104 10 300 SH   SOLE   300 0 0
SUNCOR ENERGY INC NEW COM FOREIGN EQUITIES 867224107 240 8,640 SH   SOLE   8,140 500 0
SUNCOR ENERGY INC NEW COM FOREIGN EQUITIES 867224107 119 4,300 SH   DFND   4,300 0 0
SUNOCO LOGISTICS PARTNERS LP COMMON STOCK 86764L108 43 1,500 SH   SOLE   1,500 0 0
SUNPOWER CORP COMMON STOCK 867652406 0 30 SH   DFND   30 0 0
SYSCO CORP COM COMMON STOCK 871829107 1,241 24,466 SH   SOLE   22,366 2,100 0
SYSCO CORP COM COMMON STOCK 871829107 101 2,000 SH   DFND   1,300 700 0
TALEN ENERGY CORP COM COMMON STOCK 87422J105 22 1,631 SH   SOLE   1,582 0 49
TALEN ENERGY CORP COM COMMON STOCK 87422J105 28 2,071 SH   DFND   2,071 0 0
TARGET CORP COMMON STOCK 87612E106 73 1,050 SH   SOLE   1,050 0 0
TELEDYNE TECHNOLOGIES INC COMMON STOCK 879360105 4 37 SH   SOLE   37 0 0
3 D SYSTEMS CORP (NEW) COMMON STOCK 88554D205 27 2,000 SH   SOLE   2,000 0 0
3M CO COMMON STOCK 88579Y101 1,592 9,090 SH   SOLE   8,990 0 100
3M CO COMMON STOCK 88579Y101 515 2,941 SH   DFND   2,566 375 0
TIME INC NEW COMMON STOCK 887228104 0 12 SH   DFND   12 0 0
TIME WARNER INC COMMON STOCK 887317303 21 283 SH   SOLE   283 0 0
TIME WARNER INC COMMON STOCK 887317303 15 199 SH   DFND   199 0 0
TIMKEN CO COMMON STOCK 887389104 2 60 SH   SOLE   60 0 0
TIMKENSTEEL CORP COMMON STOCK 887399103 0 30 SH   SOLE   30 0 0
TOOTSIE ROLL IND INC COMMON STOCK 890516107 66 1,709 SH   SOLE   1,709 0 0
TRAVELERS COMPANIES INC COM COMMON STOCK 89417E109 30 250 SH   SOLE   250 0 0
TRAVELERS COMPANIES INC COM COMMON STOCK 89417E109 12 100 SH   DFND   100 0 0
TRUSTMARK CORP COMMON STOCK 898402102 3 103 SH   SOLE   103 0 0
TWITTER INC. COMMON STOCK 90184L102 3 200 SH   SOLE   200 0 0
TWITTER INC. COMMON STOCK 90184L102 8 500 SH   DFND   300 200 0
US BANCORP DEL COMMON STOCK 902973304 982 24,360 SH   SOLE   22,560 1,800 0
US BANCORP DEL COMMON STOCK 902973304 65 1,600 SH   DFND   1,200 400 0
UNDER ARMOUR INC COMMON STOCK 904311107 4 100 SH   SOLE   100 0 0
UNDER ARMOUR INC CL C COMMON STOCK 904311206 4 100 SH   SOLE   100 0 0
UNION PAC CORP COM COMMON STOCK 907818108 762 8,738 SH   SOLE   8,738 0 0
UNION PAC CORP COM COMMON STOCK 907818108 29 328 SH   DFND   328 0 0
UNITED BANKSHARES INC COMMON STOCK 909907107 3 74 SH   SOLE   74 0 0
UNITED FIRE GROUP INC COMMON STOCK 910340108 3 80 SH   SOLE   80 0 0
UNITED PARCEL SERVICE INC CL B COMMON STOCK 911312106 59 550 SH   SOLE   250 0 300
UNITED PARCEL SERVICE INC CL B COMMON STOCK 911312106 11 100 SH   DFND   100 0 0
UNITED STATES STL CORP NEW COM COMMON STOCK 912909108 1 62 SH   SOLE   0 62 0
UNITED TECHNOLOGIES CORP COMMON STOCK 913017109 130 1,270 SH   SOLE   1,270 0 0
UNITED TECHNOLOGIES CORP COMMON STOCK 913017109 646 6,300 SH   DFND   6,300 0 0
UNITEDHEALTH GROUP INC COM COMMON STOCK 91324P102 71 500 SH   SOLE   0 500 0
VF CORP COMMON STOCK 918204108 390 6,350 SH   SOLE   5,550 800 0
VF CORP COMMON STOCK 918204108 12 200 SH   DFND   0 200 0
VALERO ENERGY CORP NEW COM COMMON STOCK 91913Y100 8 152 SH   SOLE   152 0 0
VALSPAR CORP COMMON STOCK 920355104 7 68 SH   SOLE   68 0 0
VANECK VECTORS ETF TR HIGH INCOME MLP MUTUAL FUNDS-ETF EQUITIES 92189F288 26 1,080 SH   SOLE   1,080 0 0
VANGUARD B SHORT TERM BOND MUTUAL FUNDS-ETF FIXED INCOME 921937827 101 1,250 SH   DFND   0 1,250 0
VANGUARD BD INDEX FD INC TOTAL BD MARKET MUTUAL FUNDS-ETF EQUITIES 921937835 104 1,237 SH   DFND   0 1,237 0
VANGUARD FTSE DEVELOPED MARKET ETF MUTUAL FUNDS-ETF EQUITIES 921943858 8 234 SH   SOLE   234 0 0
VANGUARD INFORMATION TECH ETF MUTUAL FUNDS-ETF EQUITIES 92204A702 21 198 SH   SOLE   198 0 0
VANGUARD EMERGING MARKETS ETF MUTUAL FUNDS-ETF EQUITIES 922042858 129 3,671 SH   SOLE   3,100 571 0
VECTRUS INC. COMMON STOCK 92242T101 1 25 SH   DFND   25 0 0
VANGUARD REIT ETF MUTUAL FUNDS-ETF EQUITIES 922908553 9 100 SH   DFND   0 100 0
VANGUARD MID CAP ETF MUTUAL FUNDS-ETF EQUITIES 922908629 71 575 SH   SOLE   475 100 0
VANGUARD MID CAP ETF MUTUAL FUNDS-ETF EQUITIES 922908629 49 400 SH   DFND   300 100 0
VANGUARD GROWTH ETF MUTUAL FUNDS-ETF EQUITIES 922908736 16 150 SH   SOLE   150 0 0
VANGUARD VALUE ETF MUTUAL FUNDS-ETF EQUITIES 922908744 17 200 SH   SOLE   200 0 0
VANGUARD SMALL CAP ETF MUTUAL FUNDS-ETF EQUITIES 922908751 67 575 SH   SOLE   475 100 0
VANGUARD SMALL CAP ETF MUTUAL FUNDS-ETF EQUITIES 922908751 46 400 SH   DFND   300 100 0
VERISIGN INC COM COMMON STOCK 92343E102 9 100 SH   SOLE   100 0 0
VERIZON COMMUNICATIONS COM COMMON STOCK 92343V104 2,494 44,663 SH   SOLE   42,001 1,531 1,131
VERIZON COMMUNICATIONS COM COMMON STOCK 92343V104 1,006 18,017 SH   DFND   12,607 5,410 0
VIACOM INC CL B COMMON STOCK 92553P201 11 254 SH   DFND   254 0 0
VISA CLASS A COMMON STOCK 92826C839 5,588 75,338 SH   SOLE   75,338 0 0
VISA CLASS A COMMON STOCK 92826C839 104 1,400 SH   DFND   1,400 0 0
VODAFONE GROUP PLC FOREIGN EQUITIES 92857W308 242 7,830 SH   SOLE   7,558 0 272
VODAFONE GROUP PLC FOREIGN EQUITIES 92857W308 124 4,026 SH   DFND   3,481 545 0
WGL HLDGS INC COMMON STOCK 92924F106 4 58 SH   SOLE   58 0 0
WEC ENERGY GROUP INC COM COMMON STOCK 92939U106 24 375 SH   SOLE   375 0 0
WAL MART STORES INC COM COMMON STOCK 931142103 405 5,540 SH   SOLE   5,540 0 0
WAL MART STORES INC COM COMMON STOCK 931142103 58 800 SH   DFND   800 0 0
WALGREENS BOOTS ALLIANCE COMMON STOCK 931427108 321 3,850 SH   SOLE   3,450 0 400
WALGREENS BOOTS ALLIANCE COMMON STOCK 931427108 17 200 SH   DFND   0 200 0
WELLS FARGO & CO NEW COM COMMON STOCK 949746101 1,113 23,516 SH   SOLE   22,216 1,300 0
WELLS FARGO & CO NEW COM COMMON STOCK 949746101 52 1,100 SH   DFND   800 300 0
WESTERN UNION CO (WU) COMMON STOCK 959802109 19 1,000 SH   SOLE   1,000 0 0
WEYERHAEUSER CO COM COMMON STOCK 962166104 1,339 44,962 SH   SOLE   41,385 2,600 977
WEYERHAEUSER CO COM COMMON STOCK 962166104 354 11,904 SH   DFND   9,404 2,500 0
WILLIAMS PARTNERS L P NEW COMMON STOCK 96949L105 6 173 SH   DFND   0 173 0
WYNDHAM WORLDWIDE CORP COM COMMON STOCK 98310W108 7 100 SH   SOLE   100 0 0
XEROX CORP COM COMMON STOCK 984121103 8 875 SH   SOLE   875 0 0
XYLEM INC COMMON STOCK 98419M100 255 5,700 SH   SOLE   4,200 1,500 0
XYLEM INC COMMON STOCK 98419M100 25 563 SH   DFND   563 0 0
YAHOO INC COM COMMON STOCK 984332106 11 301 SH   SOLE   301 0 0
YAHOO INC COM COMMON STOCK 984332106 19 500 SH   DFND   500 0 0
ZIMMER HLDGS INC COM COMMON STOCK 98956P102 64 530 SH   SOLE   530 0 0
ZIMMER HLDGS INC COM COMMON STOCK 98956P102 234 1,940 SH   DFND   1,940 0 0