The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M COM 88579y101 1,136 6,360 SH   SOLE   2,120 0 4,240
3M COM 88579y101 36 200 SH   OTR 2 0 0 200
AT&T COM 030177109 664 15,618 SH   SOLE   0 0 15,618
Abbott Laboratories COM 002824100 1,380 35,935 SH   SOLE   0 0 35,935
Abbvie COM 00287Y109 2,014 32,160 SH   SOLE   0 0 32,160
Alphabet Class C COM 02079k107 610 790 SH   SOLE   0 0 790
American Express COM 025816109 1,111 15,000 SH   SOLE   612 0 14,388
Ameriprise Financial COM 03076C106 333 3,000 SH   SOLE   0 0 3,000
Amgen COM 031162100 756 5,168 SH   SOLE   600 0 4,568
Apple COM 037833100 1,510 13,035 SH   SOLE   1,288 0 11,747
Apple COM 037833100 81 700 SH   OTR 2 0 0 700
Bank of New York Mellon COM 064058100 500 10,560 SH   SOLE   7,392 0 3,168
Bristol-Myers Squibb COM 110122108 2,831 48,436 SH   SOLE   5,866 0 42,570
Bristol-Myers Squibb COM 110122108 667 11,411 SH   OTR 2 0 0 11,411
Caterpillar COM 149123101 216 2,332 SH   SOLE   1,000 0 1,332
Celgene COM 151020104 1,356 11,711 SH   SOLE   1,600 0 10,111
Celgene COM 151020104 93 800 SH   OTR 2 0 0 800
Charles Schwab COM 808513105 387 9,808 SH   SOLE   0 0 9,808
Chevron COM 166764100 2,253 19,144 SH   SOLE   716 0 18,428
Chevron COM 166764100 497 4,225 SH   OTR 2 0 0 4,225
Cisco Systems COM 17275R952 248 8,200 SH   SOLE   0 0 8,200
Cisco Systems COM 17275R952 56 1,838 SH   OTR 2 0 0 1,838
Clorox COM 189054109 2,400 20,000 SH   SOLE   2,320 0 17,680
Coca-Cola COM 191216100 321 7,750 SH   SOLE   0 0 7,750
Disney COM 254687106 3,169 30,409 SH   SOLE   3,000 0 27,409
Dow Chemical COM 260543103 3,082 53,867 SH   SOLE   7,075 0 46,792
Dr. Pepper Snapple COM 26138E109 218 2,400 SH   SOLE   0 0 2,400
Du Pont (E.I) de Nemours COM 263534109 786 10,710 SH   SOLE   1,950 0 8,760
Emerson Electric COM 291011104 675 12,116 SH   SOLE   3,800 0 8,316
Emerson Electric COM 291011104 299 5,370 SH   OTR 2 0 0 5,370
Equifax COM 294429105 306 2,585 SH   SOLE   0 0 2,585
Equifax COM 294429105 560 4,738 SH   OTR 2 0 0 4,738
Express Scripts COM 30219g108 648 9,418 SH   SOLE   500 0 8,918
Express Scripts COM 30219g108 218 3,165 SH   OTR 2 0 0 3,165
Exxon Mobil COM 30231G102 5,645 62,541 SH   SOLE   7,527 0 55,014
Exxon Mobil COM 30231G102 714 7,911 SH   OTR 2 0 0 7,911
Fidelity National Info. COM 31620M106 380 5,020 SH   OTR 2 0 0 5,020
Ford Motor COM 345370860 144 11,900 SH   SOLE   2,800 0 9,100
General Electric COM 369604103 3,204 101,403 SH   SOLE   6,300 0 95,103
General Electric COM 369604103 497 15,713 SH   OTR 2 0 0 15,713
Home Depot COM 437076102 1,161 8,662 SH   SOLE   1,100 0 7,562
Intel COM 458140100 2,824 77,857 SH   SOLE   9,600 0 68,257
Intel COM 458140100 65 1,780 SH   OTR 2 0 0 1,780
International Business Machine COM 459200101 1,954 11,770 SH   SOLE   1,610 0 10,160
JPMorgan Chase COM 46625h100 6,661 77,189 SH   SOLE   1,624 0 75,565
JPMorgan Chase COM 46625h100 1,796 20,812 SH   OTR 2 0 0 20,812
Johnson & Johnson COM 478160104 15,807 137,203 SH   SOLE   6,471 0 130,732
Johnson & Johnson COM 478160104 1,032 8,959 SH   OTR 2 0 0 8,959
Kimberly Clark COM 494368103 532 4,663 SH   OTR 2 0 0 4,663
McCormick COM 579780206 1,474 15,798 SH   SOLE   4,800 0 10,998
McDonald's Corp. COM 580135101 989 8,125 SH   SOLE   1,707 0 6,418
McDonald's Corp. COM 580135101 85 700 SH   OTR 2 0 0 700
Merck COM 58933y105 1,857 31,550 SH   SOLE   2,548 0 29,002
Merck COM 58933y105 383 6,509 SH   OTR 2 0 0 6,509
Microsoft COM 594918104 752 12,096 SH   SOLE   800 0 11,296
Microsoft COM 594918104 138 2,213 SH   OTR 2 0 0 2,213
Mondelez COM 609207105 195 4,398 SH   SOLE   0 0 4,398
Mondelez COM 609207105 68 1,541 SH   OTR 2 0 0 1,541
Monsanto COM 61166w101 536 5,092 SH   SOLE   0 0 5,092
Monsanto COM 61166w101 253 2,400 SH   OTR 2 0 0 2,400
Nestle ADR COM 641069406 2,553 35,525 SH   SOLE   5,000 0 30,525
Norfolk Southern COM 655844108 376 3,476 SH   OTR 2 0 0 3,476
PepsiCo COM 713448108 2,478 23,686 SH   SOLE   0 0 23,686
PepsiCo COM 713448108 887 8,479 SH   OTR 2 0 0 8,479
Pfizer COM 717081103 4,490 138,253 SH   SOLE   17,446 0 120,807
Pfizer COM 717081103 324 9,982 SH   OTR 2 0 0 9,982
Philip Morris COM 718172109 7 77 SH   SOLE   0 0 77
Philip Morris COM 718172109 198 2,166 SH   OTR 2 0 0 2,166
Procter & Gamble COM 742718109 3,154 37,516 SH   SOLE   2,437 0 35,079
Procter & Gamble COM 742718109 803 9,553 SH   OTR 2 0 0 9,553
Quaker Chemical COM 747316107 256 2,000 SH   SOLE   0 0 2,000
Qualcomm COM 747525103 275 4,221 SH   SOLE   900 0 3,321
S&P Global COM 78409V104 941 8,749 SH   SOLE   900 0 7,849
Schlumberger COM 806857108 1,022 12,168 SH   SOLE   1,600 0 10,568
Schlumberger COM 806857108 492 5,855 SH   OTR 2 0 0 5,855
Travelers COM 89417E109 205 1,675 SH   SOLE   0 0 1,675
Union Pacific COM 907818108 233 2,250 SH   SOLE   400 0 1,850
Union Pacific COM 907818108 342 3,300 SH   OTR 2 0 0 3,300
United Healthcare COM 91324P102 472 2,950 SH   SOLE   0 0 2,950
United Parcel Service 'B' COM 911312106 384 3,350 SH   SOLE   300 0 3,050
Verizon Communications COM 92343v104 1,505 28,194 SH   SOLE   1,700 0 26,494
Wal-Mart Stores COM 931142103 611 8,842 SH   SOLE   0 0 8,842
Waste Management COM 94106L109 1,113 15,696 SH   SOLE   0 0 15,696
Yum! Brands COM 988498101 263 4,160 SH   SOLE   0 0 4,160
Zimmer Biomet COM 98956p102 506 4,904 SH   SOLE   1,255 0 3,649
Zimmer Biomet COM 98956p102 341 3,304 SH   OTR 2 0 0 3,304
Zoetis COM 98978v103 288 5,375 SH   SOLE   0 0 5,375