The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AFLAC COM 001055102 740 10,637 SH   DFND 1 10,637 0 0
ABBOTT LABS COM 002824100 3,061 79,705 SH   DFND 1 60,155 0 19,550
AIR PRODUCTS & CHEMICALS INC COM 009158106 55,270 384,303 SH   DFND 1 302,882 0 81,421
ALPINE GROUP, INC. COM 020825600 31 777,928 SH   DFND 1 777,928 0 0
AMAZON.COM INC COM 023135106 244 326 SH   DFND 1 326 0 0
AMERICAN ELECTRIC POWER COM 025537101 22,807 362,240 SH   DFND 1 349,292 0 12,948
AMERICAN EXPRESS CO COM 025816109 1,901 25,657 SH   DFND 1 25,632 0 25
AMGEN INC COM 031162100 8,934 61,101 SH   DFND 1 61,101 0 0
ANADARKO PETROLEUM CORP COM 032511107 251 3,594 SH   DFND 1 3,594 0 0
APPLE INC COM 037833100 127,105 1,097,439 SH   DFND 1 883,748 0 213,691
AUTOMATIC DATA PROCESSING COM 053015103 27,041 263,093 SH   DFND 1 252,517 0 10,576
BB&T CORP COM 054937107 230 4,900 SH   DFND 1 3,300 0 1,600
BP PLC SPONSORED ADR 055622104 2,859 76,474 SH   DFND 1 76,474 0 0
CR BARD INC COM 067383109 901 4,012 SH   DFND 1 4,012 0 0
BAXTER INTL INC COM 071813109 49,021 1,105,567 SH   DFND 1 896,064 0 209,503
BECTON DICKINSON COM 075887109 59,950 362,124 SH   DFND 1 296,962 0 65,162
BERKSHIRE HATHAWAY INC DEL CL A 084670108 1,221 5 SH   DFND 1 5 0 0
BERKSHIRE HATHAWAY INC DEL CL A 084670108 1,953 8 SH   DFND 1 8 0 0
BERKSHIRE HATHAWAY INC DEL CL B CL B NEW 084670702 1,516 9,304 SH   DFND 1 8,204 0 1,100
BOEING CO COM 097023105 982 6,308 SH   DFND 1 6,308 0 0
BRISTOL MYERS SQUIBB CO COM 110122108 4,505 77,094 SH   DFND 1 74,194 0 2,900
BROWN-FORMAN CORP CL B 115637209 227 5,064 SH   DFND 1 5,064 0 0
CIGNA CORP COM 125509109 2,675 20,052 SH   DFND 1 20,052 0 0
CVS HEALTH CORPORATION COM 126650100 88,219 1,117,965 SH   DFND 1 852,289 0 265,676
CAMPBELL SOUP CO COM 134429109 577 9,549 SH   DFND 1 6,299 0 3,250
CATERPILLAR INC COM 149123101 548 5,908 SH   DFND 1 5,658 0 250
CHEMOURS COMPANY COM 163851108 1,290 58,397 SH   DFND 1 58,397 0 0
CHEVRON CORPORATION COM 166764100 33,541 284,972 SH   DFND 1 266,640 0 18,332
CHURCH & DWIGHT CO COM 171340102 669 15,150 SH   DFND 1 15,150 0 0
CLOROX CO COM 189054109 427 3,558 SH   DFND 1 3,558 0 0
COCA-COLA CO COM 191216100 72,255 1,742,772 SH   DFND 1 1,432,727 0 310,045
COLGATE-PALMOLIVE CO COM 194162103 3,797 58,016 SH   DFND 1 44,416 0 13,600
CONSOLIDATED EDISON INC COM 209115104 1,913 25,959 SH   DFND 1 25,959 0 0
CORNING INC COM 219350105 250 10,299 SH   DFND 1 10,299 0 0
CUMMINS INC COM 231021106 251 1,836 SH   DFND 1 1,836 0 0
DANAHER CORP COM 235851102 1,621 20,831 SH   DFND 1 20,831 0 0
DARDEN RESTAURANTS COM 237194105 350 4,811 SH   DFND 1 4,811 0 0
DEERE & CO. COM 244199105 309 3,000 SH   DFND 1 3,000 0 0
DISNEY WALT PRODUCTIONS COM DISNEY 254687106 92,028 883,020 SH   DFND 1 705,419 0 177,601
DOVER CORP COM 260003108 365 4,872 SH   DFND 1 4,872 0 0
DOW CHEMICAL CORP COM 260543103 225 3,928 SH   DFND 1 3,928 0 0
DU PONT E I DE NEMOURS CO COM 263534109 104,467 1,423,263 SH   DFND 1 1,212,482 0 210,781
EMERSON ELECTRIC CO COM 291011104 2,229 39,984 SH   DFND 1 34,734 0 5,250
ENCANA CORP COM COM 292505104 120 10,260 SH   DFND 1 10,260 0 0
ENTERPRISE PRODUCTS PARTNERS COM 293792107 1,467 54,260 SH   DFND 1 54,260 0 0
FASTENAL COMPANY COM 311900104 313 6,658 SH   DFND 1 6,658 0 0
FULTON FINL CORP PA COM 360271100 431 22,918 SH   DFND 1 22,918 0 0
GENERAL ELECTRIC COM 369604103 43,711 1,383,274 SH   DFND 1 1,325,876 0 57,398
GENERAL MILLS INC COM 370334104 1,345 21,774 SH   DFND 1 19,247 0 2,527
GENUINE PARTS CO COM 372460105 26,059 272,758 SH   DFND 1 265,009 0 7,749
GILEAD SCIENCES INC COM 375558103 56,583 790,153 SH   DFND 1 622,849 0 167,304
GRAHAM HOLDINGS COMPANY COM 384637104 243 474 SH   DFND 1 474 0 0
WW GRAINGER INC COM 384802104 56,107 241,582 SH   DFND 1 190,951 0 50,631
THE HERSHEY COMPANY COM 427866108 239 2,310 SH   DFND 1 2,310 0 0
HOME DEPOT INC COM 437076102 7,102 52,970 SH   DFND 1 48,920 0 4,050
HONEYWELL INTERNATIONAL, INC. COM 438516106 1,873 16,167 SH   DFND 1 15,042 0 1,125
HUMANA INC COM 444859102 204 1,000 SH   DFND 1 1,000 0 0
ILLINOIS TOOL WKS INC COM 452308109 2,582 21,083 SH   DFND 1 21,083 0 0
INTEL CORP COM 458140100 27,540 759,318 SH   DFND 1 731,944 0 27,374
INTERNATIONAL BUSINESS MACHINES COM 459200101 4,341 26,152 SH   DFND 1 24,201 0 1,951
INTERNATIONAL PAPER CO COM 460146103 303 5,702 SH   DFND 1 5,702 0 0
ISHARES EMERGING MKTS HI YIELD BD FD EM HGHYL BD ETF 464286285 276 5,673 SH   DFND 1 5,673 0 0
ISHARES MSCI EMERGING MARKETS MINIMUM VOLATILITY I EM MK MINVOL ETF 464286533 55,121 1,126,982 SH   DFND 1 1,058,726 0 68,256
ISHARES DJ SELECT DIVIDEND INDEX FUND SELECT DIVID ETF 464287168 2,301 25,975 SH   DFND 1 25,975 0 0
ISHARES BARCLAYS TIPS BOND FUND TIPS BD ETF 464287176 374 3,303 SH   DFND 1 3,303 0 0
ISHARES CORE S&P 500 ETF CORE S&P ETF 464287200 702 3,119 SH   DFND 1 3,119 0 0
ISHARES CORE TOTAL U.S. BOND MARKET ETF CORE TOTUSBD ETF 464287226 927 8,575 SH   DFND 1 8,575 0 0
ISHARES IBOXX $ INVESTOP INVESTMENT GRADE BOND FUN IBOXX INV CP ETF 464287242 797 6,799 SH   DFND 1 6,159 0 640
ISHARES S&P 500 GROWTH INDEX FUND S&P 500 GRWT ETF 464287309 779 6,398 SH   DFND 1 6,398 0 0
ISHARES TR 20 YR TR BD ETF 464287432 282 2,368 SH   DFND 1 2,368 0 0
ISHARES TR 7-10 Y TR BD ETF 464287440 9,209 87,852 SH   DFND 1 85,105 0 2,747
ISHARES MSCI EAFE INDEX FUND MSCI EAFE ETF 464287465 742 12,858 SH   DFND 1 12,858 0 0
ISHARES RUSSELL MID CAP INDEX FUND RUS MID-CAP ETF 464287499 609 3,404 SH   DFND 1 3,404 0 0
ISHARES CORE S&P MID-CAP ETF CORE S&P MCP ETF 464287507 81,273 491,552 SH   DFND 1 464,478 0 27,074
ISHARES RUSSELL 1000 VALUE INDEX FUND RUS 1000 VAL ETF 464287598 952 8,496 SH   DFND 1 8,496 0 0
ISHARES RUSSELL 1000 GROWTH INDEX FUND RUS 1000 GRW ETF 464287614 1,868 17,810 SH   DFND 1 17,810 0 0
ISHARES RUSSELL 2000 GROWTH INDEX FUND RUS 2000 GRW ETF 464287648 280 1,818 SH   DFND 1 1,818 0 0
ISHARES RUSSELL 2000 INDEX FUND RUSSELL 2000 ETF 464287655 488 3,620 SH   DFND 1 3,620 0 0
ISHARES CORE US VALUE ETF CORE US VAL ETF 464287663 225 4,581 SH   DFND 1 4,581 0 0
ISHARES CORE S&P SMALL-CAP ETF CORE S&P SCP ETF 464287804 83,723 608,803 SH   DFND 1 573,563 0 35,240
ISHARES S&P SMALL CAP 600 VALUE INDEX FUND SP SMCP600VL ETF 464287879 2,137 15,260 SH   DFND 1 15,260 0 0
ISHARES S&P SHORT TERM NATIONAL AMT-FREE MUNICIPAL SHT NTLAMTFR ETF 464288158 297 2,827 SH   DFND 1 2,827 0 0
ISHARES TRUST ISHARES MSCI ACWI EX US INDEX FUND MSCI ACWI US ETF 464288240 12,319 305,899 SH   DFND 1 303,367 0 2,532
ISHARES NATIONAL AMT-FREE MUNICIPAL BOND FUND NAT AMT FREE BD 464288414 254 2,352 SH   DFND 1 2,352 0 0
ISHARES DOW JONES INTERNATIONAL SELECT DIVIDEND IN INTL SEL DIV ETF 464288448 467 15,801 SH   DFND 1 15,801 0 0
ISHARES IBOXX $ HIGH YIELD CORPORATE BOND FUND IBOXX HI YD ETF 464288513 1,027 11,861 SH   DFND 1 11,861 0 0
ISHARES BARCLAYS MBS BOND FUND MBS ETF 464288588 19,459 182,991 SH   DFND 1 178,693 0 4,298
ISHARES BARCLAYS INTERMEDIATE GOVERNMENT/CREDIT BO INTRM GOV/CR ETF 464288612 1,169 10,639 SH   DFND 1 10,566 0 73
ISHARES BARCLAYS INTERMEDIATE CREDIT BOND FUND INTERM CR BD ETF 464288638 48,914 452,110 SH   DFND 1 435,725 0 16,385
ISHARES BARCLAYS 1-3 YEAR CREDIT BOND FUND 1-3 YR CR BD ETF 464288646 23,588 224,777 SH   DFND 1 218,875 0 5,902
ISHARES S&P US PREFERRED STOCK INDEX FUND U.S. PFD STK ETF 464288687 944 25,358 SH   DFND 1 25,358 0 0
ISHARES 10 YEAR CRE BOND ETF 10+ YR CR BD ETF 464289511 235 4,000 SH   DFND 1 4,000 0 0
JOHNSON & JOHNSON COM 478160104 141,918 1,231,823 SH   DFND 1 1,001,157 0 230,666
KAYNE ANDERSON MLP COM 486606106 306 15,612 SH   DFND 1 15,612 0 0
KIMBERLY CLARK CORP COM 494368103 23,871 209,179 SH   DFND 1 198,717 0 10,462
THE KRAFT HEINZ COMPANY COM 500754106 33,845 387,597 SH   DFND 1 374,336 0 13,261
L BRANDS INC COM 501797104 380 5,766 SH   DFND 1 5,766 0 0
LEGGETT & PLATT INC COM 524660107 387 7,925 SH   DFND 1 7,925 0 0
LILLY, ELI & COMPANY COM 532457108 314 4,276 SH   DFND 1 4,276 0 0
LOCKHEED MARTIN CORP COM 539830109 1,681 6,725 SH   DFND 1 6,725 0 0
LOWES COS INC COM 548661107 1,234 17,350 SH   DFND 1 17,350 0 0
MSC INDUSTRIAL DIRECT CO - A CL A 553530106 405 4,384 SH   DFND 1 4,384 0 0
MAGELLAN MIDSTREAM PARTNERS COM UNIT RP LP 559080106 1,622 21,450 SH   DFND 1 21,450 0 0
MATTEL INC COM 577081102 219 7,951 SH   DFND 1 7,951 0 0
MCDONALDS CORP COM 580135101 23,215 190,723 SH   DFND 1 162,765 0 27,958
MICROSOFT CORP COM 594918104 62,008 997,881 SH   DFND 1 949,290 0 48,591
MIDDLESEX WTR CO COM 596680108 1,052 24,501 SH   DFND 1 24,501 0 0
MONDELEZ INTERNATIONAL INC CL A CL A 609207105 47,078 1,061,991 SH   DFND 1 858,725 0 203,266
NESTLE S A SPON ADR REG COM 641069406 1,241 17,260 SH   DFND 1 17,260 0 0
NIKE INC CL B CL B 654106103 44,298 871,488 SH   DFND 1 693,251 0 178,237
NORFOLK SOUTHERN CORP COM 655844108 1,465 13,560 SH   DFND 1 13,560 0 0
NORTHROP GRUMMAN CORP COM 666807102 524 2,251 SH   DFND 1 2,251 0 0
NOVO-NORDISK A/S SPONS ADR ADR 670100205 501 13,970 SH   DFND 1 13,970 0 0
OCCIDENTAL PETE CORP COM 674599105 1,213 17,031 SH   DFND 1 17,031 0 0
PNC FINANCIAL CORP COM 693475105 1,553 13,275 SH   DFND 1 13,275 0 0
PPG INDS INC COM 693506107 436 4,601 SH   DFND 1 3,901 0 700
PAYCHEX INC COM 704326107 200 3,277 SH   DFND 1 3,277 0 0
PEPSICO INC COM 713448108 107,276 1,025,287 SH   DFND 1 821,945 0 203,342
PFIZER INC COM 717081103 31,505 969,993 SH   DFND 1 926,360 0 43,633
PHILIP MORRIS INTL,INC COM 718172109 35,497 387,984 SH   DFND 1 379,430 0 8,554
PHILLIPS 66 COM 718546104 1,095 12,673 SH   DFND 1 12,673 0 0
PROCTER & GAMBLE COM 742718109 101,750 1,210,156 SH   DFND 1 920,811 0 289,345
PRUDENTIAL FINL INC COM 744320102 245 2,356 SH   DFND 1 2,356 0 0
PUBLIC SVC ENTERPRISES COM 744573106 404 9,214 SH   DFND 1 9,214 0 0
QUALCOMM INC COM 747525103 637 9,768 SH   DFND 1 9,768 0 0
RAYTHEON CO NEW COM COM NEW 755111507 577 4,063 SH   DFND 1 4,063 0 0
ROYAL DUTCH SHELL PLC SPONS ADR A 780259206 2,609 47,971 SH   DFND 1 46,171 0 1,800
SAP AKLENGESELLSCHAFT SPON ADR 803054204 632 7,315 SH   DFND 1 7,315 0 0
SCHLUMBERGER COM 806857108 66,353 790,391 SH   DFND 1 612,364 0 178,027
SHERWIN WILLIAMS CO COM 824348106 1,782 6,632 SH   DFND 1 6,632 0 0
SOUTHERN CO COM 842587107 422 8,586 SH   DFND 1 8,586 0 0
STRYKER CORP COM 863667101 1,420 11,855 SH   DFND 1 11,855 0 0
SYSCO CORP COM 871829107 991 17,891 SH   DFND 1 17,891 0 0
TJX COS INC NEW COM 872540109 90,387 1,203,072 SH   DFND 1 939,700 0 263,372
TEXAS INSTRUMENTS INC COM 882508104 433 5,939 SH   DFND 1 5,939 0 0
THERMO FISHER SCIENTIFIC INC COM 883556102 1,119 7,934 SH   DFND 1 7,934 0 0
TORONTO-DOMINION BANK COM NEW 891160509 426 8,627 SH   DFND 1 8,627 0 0
TRANSDIGM GROUP, INC. COM 893641100 573 2,300 SH   DFND 1 2,300 0 0
UGI CORP NEW COM 902681105 228 4,950 SH   DFND 1 4,950 0 0
U S BANCORP COM NEW 902973304 1,122 21,834 SH   DFND 1 12,834 0 9,000
UNILEVER PLC SPONSORED ADR SPON ADR NEW 904767704 1,617 39,719 SH   DFND 1 39,719 0 0
UNILEVER N V WI N Y SHS NEW 904784709 2,122 51,678 SH   DFND 1 25,858 0 25,820
UNION PACIFIC CORP COM 907818108 5,520 53,245 SH   DFND 1 51,635 0 1,610
UNITED PARCEL SVC INC CL B CL B 911312106 34,848 303,976 SH   DFND 1 293,879 0 10,097
UNITED TECHNOLOGIES CORP COM 913017109 94,697 863,863 SH   DFND 1 677,523 0 186,340
V F CORPORATION COM 918204108 274 5,129 SH   DFND 1 5,129 0 0
VANGUARD DIVIDEND DIV APP ETF 921908844 3,806 44,681 SH   DFND 1 44,681 0 0
VANGUARD FTSE EUROPE PACIFIC ETF FTSE DEV MKT ETF 921943858 10,750 294,187 SH   DFND 1 294,187 0 0
VANGUARD HIGH DIVIDEND YIELD ETF HIGH DIV YLD 921946406 1,944 25,657 SH   DFND 1 25,657 0 0
VANGUARD FTSE ALL WORLD SC ETF FTSE SMCAP ETF 922042718 33,940 360,944 SH   DFND 1 340,756 0 20,188
VANGUARD FTSE EMERGING MARKET ETF FTSE EMR MKT ETF 922042858 3,806 106,367 SH   DFND 1 106,367 0 0
VANGUARD FTSE PACIFIC ETF INF TECH ETF 922042866 23,985 412,685 SH   DFND 1 389,858 0 22,827
VANGUARD FTSE EUROPE ETF FTSE EUROPE ETF 922042874 36,655 764,597 SH   DFND 1 715,691 0 48,906
VANGUARD S&P 500 ETF S&P 500 ETF SHS 922908363 2,434 11,853 SH   DFND 1 11,853 0 0
VANGUARD REIT ETF REIT ETF 922908553 4,306 52,173 SH   DFND 1 52,173 0 0
VANGUARD INDEX FDS GROWTH ETF 922908736 346 3,103 SH   DFND 1 3,103 0 0
VANGUARD VALUE ETF VALUE ETF 922908744 664 7,134 SH   DFND 1 7,134 0 0
VANGUARD INDEX FDS SMALL CAP ETF 922908751 366 2,839 SH   DFND 1 2,839 0 0
VANGUARD TOTAL STOCK MARKET TOTAL STK MKT 922908769 5,253 45,550 SH   DFND 1 45,550 0 0
WAL-MART STORES COM 931142103 1,741 25,192 SH   DFND 1 25,192 0 0
WALGREENS BOOTS ALLIANCE, INC COM 931427108 707 8,546 SH   DFND 1 8,546 0 0
WELLS FARGO CO COM 949746101 128,779 2,336,768 SH   DFND 1 1,880,364 0 456,404
YUM BRANDS INC COM COM 988498101 145 2,289 SH   DFND 1 2,289 0 0
AMERISOURCE BERGEN CORP COM 03073E105 261 3,335 SH   DFND 1 3,335 0 0
TARGET CORP COM 87612E106 26,409 365,617 SH   DFND 1 350,464 0 15,153
TRAVELERS COMPANIES INC COM 89417E109 830 6,781 SH   DFND 1 3,723 0 3,058
ALERIAN MLP ETF ALERIAN MLP 00162Q866 3,472 275,570 SH   DFND 1 162,870 0 112,700
AT&T INC COM 00206R102 7,401 174,021 SH   DFND 1 167,969 0 6,052
ABBVIE INC. COM 00287Y109 5,656 90,323 SH   DFND 1 69,473 0 20,850
AETNA U S HEALTHCARE INC COM COM 00817Y108 367 2,959 SH   DFND 1 2,959 0 0
ALPHABET INC CL C CAP STK CL C 02079K107 1,241 1,608 SH   DFND 1 1,608 0 0
ALPHABET INC - CL A CAP STK CL A 02079K305 647 817 SH   DFND 1 817 0 0
ALTRIA GROUP INC COM COM 02209S103 28,157 416,404 SH   DFND 1 407,647 0 8,757
ANHEUSER-BUSCH INBEV SA ADR SPONSORED ADR 03524A108 59,713 566,326 SH   DFND 1 499,773 0 66,553
AQUA AMERICA INC COM 03836W103 386 12,856 SH   DFND 1 11,704 0 1,152
BLACKROCK INC COM 09247X101 111,140 292,060 SH   DFND 1 235,789 0 56,271
CABLE ONE INC COM 12685J105 757 1,217 SH   DFND 1 1,217 0 0
CANADIAN PACIFIC RAILWAY LTD COM 13645T100 535 3,750 SH   DFND 1 3,750 0 0
CENOVUS ENERGY INC COM 15135U109 155 10,260 SH   DFND 1 10,260 0 0
CISCO SYS INC COM 17275R102 2,519 83,363 SH   DFND 1 81,963 0 1,400
COLUMBIA ETF TR II EMRG MARKETS ETF 19762B509 859 38,760 SH   DFND 1 38,760 0 0
COMCAST CORP NEW COM CL A CL A 20030N101 104,842 1,518,344 SH   DFND 1 1,202,543 0 315,801
CONOCOPHILLIPS COM 20825C104 2,389 47,640 SH   DFND 1 46,240 0 1,400
COSTCO WHSL CORP NEW COM COM 22160K105 368 2,296 SH   DFND 1 2,096 0 200
DIAGEO PLC - SPONSORED ADR SPON ADR NEW 25243Q205 1,096 10,546 SH   DFND 1 10,546 0 0
DOMINION RES INC VA NEW COM COM 25746U109 1,184 15,463 SH   DFND 1 15,463 0 0
DUKE ENERGY CORP COM NEW 26441C204 955 12,309 SH   DFND 1 12,309 0 0
EOG RESOURCES INC COM 26875P101 336 3,319 SH   DFND 1 3,319 0 0
ENBRIDGE ENERGY PARTNERS L PCOM COM 29250R106 380 14,900 SH   DFND 1 14,900 0 0
ENERGY TRANSFER PARTNERS LP UNIT LTD PARTN 29273R109 380 10,600 SH   DFND 1 10,600 0 0
EVERSOURCE EN COM 30040W108 346 6,258 SH   DFND 1 6,258 0 0
EXELON CORP COM 30161N101 202 5,695 SH   DFND 1 5,695 0 0
EXPEDIA INC DEL COM NEW 30212P303 287 2,534 SH   DFND 1 2,534 0 0
EXXON MOBIL CORP COM 30231G102 104,700 1,159,986 SH   DFND 1 975,075 0 184,911
FACEBOOK INC CL A 30303M102 457 3,970 SH   DFND 1 3,970 0 0
FEDEX CORP COM 31428X106 227 1,221 SH   DFND 1 1,221 0 0
FORTIVE CORP COM 34959J108 367 6,852 SH   DFND 1 6,852 0 0
GLAXOSMITHKLINE PLC SPONSORED ADR 37733W105 26,002 675,189 SH   DFND 1 503,357 0 171,832
HP INC. COM 40434L105 409 27,559 SH   DFND 1 27,559 0 0
HANOVER FOODS CORP - CL A COM 41078W100 697 7,333 SH   DFND 1 7,333 0 0
HEWLETT PACKARD ENTERPRISE CO COM 42824C109 344 14,848 SH   DFND 1 14,848 0 0
INTERACTIVE BROKERS GROUP COM 45841N107 220 6,039 SH   DFND 1 6,039 0 0
ISHARES INTERNATIONAL PREFERRED STOCK ETF INTL SM-CAP ETF 46429B135 216 13,750 SH   DFND 1 13,750 0 0
ISHARES HIGH DIVIDEND EQUITY HIGH DIVIDND ETF 46429B663 3,222 39,170 SH   DFND 1 39,170 0 0
ISHARES SHORT MATURITY BOND SHT MAT BD ETF 46431W507 681 13,569 SH   DFND 1 13,569 0 0
ISHARES CORE MSCI EAFE ETF CORE MSCI EAFE 46432F842 87,376 1,629,239 SH   DFND 1 1,542,074 0 87,165
ISHARES CORE MSCI EMERGING MARKETS ETF CORE MSCI EMKT 46434G103 108,676 2,560,097 SH   DFND 1 2,420,493 0 139,604
J.P. MORGAN CHASE & CO COM 46625H100 145,417 1,685,207 SH   DFND 1 1,367,312 0 317,895
JP MORGAN ALERIAN MLP INDEX ALERIAN ML ETN 46625H365 48,737 1,541,812 SH   DFND 1 1,490,415 0 51,397
KINDER MORGAN COM 49456B101 205 9,893 SH   DFND 1 9,893 0 0
M & T BK CORP COM 55261F104 2,146 13,717 SH   DFND 1 13,717 0 0
MARATHON PETROLEUM CORP COM 56585A102 252 4,998 SH   DFND 1 4,998 0 0
MASTERCARD CLA 57636Q104 97,966 948,827 SH   DFND 1 741,134 0 207,693
MERCK & CO COM 58933Y105 40,156 682,109 SH   DFND 1 642,439 0 39,670
MONSANTO CO NEW COM 61166W101 855 8,122 SH   DFND 1 8,122 0 0
NEXTERA ENERGY INC COM 65339F101 1,819 15,226 SH   DFND 1 15,226 0 0
NOVARTIS AG - ADR SPONSORED ADR 66987V109 2,379 32,662 SH   DFND 1 31,462 0 1,200
ORACLE SYS CORP COM 68389X105 56,806 1,477,395 SH   DFND 1 1,154,687 0 322,708
PPL CORP COM COM 69351T106 572 16,800 SH   DFND 1 16,800 0 0
POWERSHARES QQQ TRUST UNIT SER 1 73935A104 778 6,569 SH   DFND 1 6,569 0 0
POWERSHARES BUILD AMERICA BONDS BUILD AMER ETF 73937B407 14,545 500,016 SH   DFND 1 489,362 0 10,654
PRAXAIR INC COM 74005P104 9,543 81,434 SH   DFND 1 80,927 0 507
RESTAURANT BRANDS INTL INC COM 76131D103 322 6,759 SH   DFND 1 6,759 0 0
RYDEX S&P 500 EQUAL WEIGHT ETF GUG S&P500 EQ WT 78355W106 3,499 40,383 SH   DFND 1 40,383 0 0
SPDR TR UNIT SER 1 TR UNIT 78462F103 26,642 119,187 SH   DFND 1 115,288 0 3,899
SPDR GOLD TRUST GOLD SHS 78463V107 1,120 10,215 SH   DFND 1 10,215 0 0
SANOFI-AVENTIS ADR SPONSORED ADR 80105N105 771 19,075 SH   DFND 1 19,075 0 0
SELECT SECTOR SPDR TR SBI HEALTHCARE 81369Y209 356 5,161 SH   DFND 1 5,161 0 0
SELECT SECTOR SPDR TR SBI CONS DISCR 81369Y407 288 3,532 SH   DFND 1 3,532 0 0
SPDR FINANCIAL SELECT SBI INT-FINL 81369Y605 393 16,905 SH   DFND 1 16,905 0 0
UTILITIES SELECT SECTOR SPDR SBI INT-UTILS 81369Y886 756 15,560 SH   DFND 1 15,560 0 0
SERITAGE GROWTH PROPERTIES CL A 81752R100 538 12,604 SH   DFND 1 12,604 0 0
3M COMPANY COM 88579Y101 8,228 46,076 SH   DFND 1 31,576 0 14,500
TWENTY-FIRST CENTURY FOX, INC. CL A 90130A200 1,678 61,570 SH   DFND 1 61,570 0 0
UNITEDHEALTH GROUP INC COM COM 91324P102 113,396 708,545 SH   DFND 1 555,133 0 153,412
VANGUARD INFO TECH ETF INF TECH ETF 92204A702 457 3,764 SH   DFND 1 3,764 0 0
VENTAS INC COM 92276F100 254 4,057 SH   DFND 1 4,057 0 0
VERIZON COMMUNICATIONS COM 92343V104 45,410 850,700 SH   DFND 1 822,756 0 27,944
VERSUM MATERIALS INC COM 92532W103 217 7,714 SH   DFND 1 7,714 0 0
VISA IN - CLASS A COM CL A 92826C839 344 4,410 SH   DFND 1 4,410 0 0
VODAFONE GROUP PLC NEW SPNSR ADR 92857W308 215 8,787 SH   DFND 1 8,787 0 0
WASTE MGMT INC DEL COM 94106L109 2,921 41,187 SH   DFND 1 39,437 0 1,750
WISDOMTREE TR EMG MKTS SMCAP 97717W281 215 5,500 SH   DFND 1 5,500 0 0
WISDOMTREE DEFA FUND INTL EQUITY FD 97717W703 451 9,720 SH   DFND 1 9,720 0 0
WISDOMTREE JAPAN HEDGED EQUITY FUND JAPN HEDGE EQT 97717W851 1,468 29,634 SH   DFND 1 29,634 0 0
ZIMMER HLDGS INC COM COM 98956P102 226 2,190 SH   DFND 1 2,190 0 0
ACCENTURE LTD SHS CLASS A G1151C101 95,299 813,616 SH   DFND 1 632,032 0 181,584
EATON CORP, PLC SHS G29183103 30,992 461,948 SH   DFND 1 444,936 0 17,012
MEDTRONIC PLC SHS G5960L103 72,498 1,017,806 SH   DFND 1 829,607 0 188,199
CHUBB LTD COM H1467J104 833 6,303 SH   DFND 1 6,303 0 0