The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ISHARES TR TIPS BD ETF 464287176 53,735 468,690 SH   SOLE 0 0 0 468,690
VANGUARD INDEX FDS REIT ETF 922908553 39,299 475,831 SH   SOLE 0 0 0 475,831
SPDR INDEX SHS FDS GLB NAT RESRCE 78463X541 28,827 677,973 SH   SOLE 0 0 0 677,973
VANGUARD TAX MANAGED INTL FD FTSE DEV MKT ETF 921943858 24,127 613,911 SH   SOLE 0 0 0 613,911
VANGUARD INDEX FDS TOTAL STK MKT 922908769 15,212 125,387 SH   SOLE 0 0 0 125,387
VANGUARD BD INDEX FD INC TOTAL BND MRKT 921937835 13,803 170,240 SH   SOLE 0 0 0 170,240
SPDR SERIES TRUST BLOMBERG INTL TR 78464A516 13,092 491,459 SH   SOLE 0 0 0 491,459
VANGUARD INDEX FDS VALUE ETF 922908744 11,651 122,168 SH   SOLE 0 0 0 122,168
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 11,512 112,947 SH   SOLE 0 0 0 112,947
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718 10,386 101,180 SH   SOLE 0 0 0 101,180
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 10,076 253,668 SH   SOLE 0 0 0 253,668
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 7,806 163,201 SH   SOLE 0 0 0 163,201
ISHARES TR CALIF MUN BD ETF 464288356 6,969 59,920 SH   SOLE 0 0 0 59,920
VANGUARD INDEX FDS SMALL CP ETF 922908751 4,909 36,830 SH   SOLE 0 0 0 36,830
FIDELITY MSCI RL EST ETF 316092857 4,859 203,465 SH   SOLE 0 0 0 203,465
ISHARES TR EAFE SML CP ETF 464288273 4,387 81,030 SH   SOLE 0 0 0 81,030
ISHARES TR S&P 500 VAL ETF 464287408 4,173 40,112 SH   SOLE 0 0 0 40,112
ISHARES TR CORE US AGGBD ET 464287226 4,051 37,339 SH   SOLE 0 0 0 37,339
VANGUARD INDEX FDS SM CP VAL ETF 922908611 3,859 31,413 SH   SOLE 0 0 0 31,413
ISHARES TR NA NAT RES 464287374 3,569 104,137 SH   SOLE 0 0 0 104,137
ISHARES TR CORE MSCI EAFE 46432F842 3,416 58,951 SH   SOLE 0 0 0 58,951
ISHARES TR RUS MDCP VAL ETF 464287473 3,291 39,651 SH   SOLE 0 0 0 39,651
SEMPRA ENERGY COM 816851109 2,658 24,050 SH   SOLE 0 0 0 24,050
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538 2,607 23,085 SH   SOLE 0 0 0 23,085
ISHARES TR RUS 1000 GRW ETF 464287614 2,458 21,595 SH   SOLE 0 0 0 21,595
ISHARES TR CORE S&P TTL STK 464287150 2,457 45,477 SH   SOLE 0 0 0 45,477
APPLE INC COM 037833100 2,434 16,946 SH   SOLE 0 0 0 16,946
VANGUARD BD INDEX FD INC SHORT TRM BOND 921937827 2,341 29,365 SH   SOLE 0 0 0 29,365
ISHARES TR S&P MC 400VL ETF 464287705 2,304 15,522 SH   SOLE 0 0 0 15,522
ISHARES MSCI BRIC INDX 464286657 2,100 57,820 SH   SOLE 0 0 0 57,820
SPDR SERIES TRUST BLOMBRG BRC TIPS 78464A656 1,845 32,393 SH   SOLE 0 0 0 32,393
ISHARES INC CORE MSCI EMKT 46434G103 1,733 36,265 SH   SOLE 0 0 0 36,265
ISHARES TR RUS 1000 ETF 464287622 1,298 9,892 SH   SOLE 0 0 0 9,892
MERCK & CO INC COM 58933Y105 1,255 19,749 SH   SOLE 0 0 0 19,749
ISHARES TR SP SMCP600VL ETF 464287879 1,249 9,012 SH   SOLE 0 0 0 9,012
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 1,213 40,598 SH   SOLE 0 0 0 40,598
ISHARES TR MSCI EAFE ETF 464287465 1,094 17,566 SH   SOLE 0 0 0 17,566
ISHARES TR INTL TREA BD ETF 464288117 1,063 11,630 SH   SOLE 0 0 0 11,630
ISHARES TR 1-3 YR TR BD ETF 464287457 1,054 12,476 SH   SOLE 0 0 0 12,476
QUALCOMM INC COM 747525103 1,038 18,096 SH   SOLE 0 0 0 18,096
ISHARES TR RUS 1000 VAL ETF 464287598 1,022 8,893 SH   SOLE 0 0 0 8,893
SPDR SERIES TRUST CITI INT GVT ETF 78464A490 989 18,041 SH   SOLE 0 0 0 18,041
SCHWAB STRATEGIC TR US AGGREGATE B 808524839 875 16,888 SH   SOLE 0 0 0 16,888
VANGUARD INDEX FDS MID CAP ETF 922908629 833 5,986 SH   SOLE 0 0 0 5,986
SPDR SERIES TRUST DJ REIT ETF 78464A607 808 8,753 SH   SOLE 0 0 0 8,753
SPDR INDEX SHS FDS S&P EMKTSC ETF 78463X756 790 17,404 SH   SOLE 0 0 0 17,404
PIMCO ETF TR 1-5 US TIP IDX 72201R205 776 14,695 SH   SOLE 0 0 0 14,695
HOME DEPOT INC COM 437076102 773 5,264 SH   SOLE 0 0 0 5,264
PFIZER INC COM 717081103 756 22,091 SH   SOLE 0 0 0 22,091
PNC FINL SVCS GROUP INC COM 693475105 727 6,047 SH   SOLE 0 0 0 6,047
ISHARES TR CORE S&P500 ETF 464287200 727 3,064 SH   SOLE 0 0 0 3,064
ABBVIE INC COM 00287Y109 700 10,750 SH   SOLE 0 0 0 10,750
EXXON MOBIL CORP COM 30231G102 682 8,312 SH   SOLE 0 0 0 8,312
ALLERGAN PLC SHS G0177J108 660 2,761 SH   SOLE 0 0 0 2,761
ISHARES TR CORE S&P MCP ETF 464287507 654 3,817 SH   SOLE 0 0 0 3,817
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409 645 12,984 SH   SOLE 0 0 0 12,984
ISHARES TR 3-7 YR TR BD ETF 464288661 638 5,187 SH   SOLE 0 0 0 5,187
ISHARES TR RUSSELL 3000 ETF 464287689 620 4,435 SH   SOLE 0 0 0 4,435
BOEING CO COM 097023105 600 3,391 SH   SOLE 0 0 0 3,391
AMAZON COM INC COM 023135106 575 649 SH   SOLE 0 0 0 649
ISHARES TR CORE MSCITOTAL 46432F834 515 9,411 SH   SOLE 0 0 0 9,411
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 510 8,934 SH   SOLE 0 0 0 8,934
SCHWAB STRATEGIC TR US TIPS ETF 808524870 506 9,106 SH   SOLE 0 0 0 9,106
ISHARES TR CORE S&P VLU ETF 464287663 497 9,844 SH   SOLE 0 0 0 9,844
SPDR SERIES TRUST S&P 400 MDCP VAL 78464A839 492 5,109 SH   SOLE 0 0 0 5,109
ABBOTT LABS COM 002824100 489 11,004 SH   SOLE 0 0 0 11,004
ISHARES TR RUS MD CP GR ETF 464287481 477 4,592 SH   SOLE 0 0 0 4,592
ISHARES TR MSCI EMG MKT ETF 464287234 472 11,978 SH   SOLE 0 0 0 11,978
INTEGRA LIFESCIENCES HLDGS C COM NEW 457985208 459 10,898 SH   SOLE 0 0 0 10,898
WELLS FARGO & CO NEW COM 949746101 459 8,248 SH   SOLE 0 0 0 8,248
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 455 18,986 SH   SOLE 0 0 0 18,986
FIRSTENERGY CORP COM 337932107 443 13,935 SH   SOLE 0 0 0 13,935
JOHNSON & JOHNSON COM 478160104 412 3,312 SH   SOLE 0 0 0 3,312
ISHARES TR U.S. REAL ES ETF 464287739 409 5,207 SH   SOLE 0 0 0 5,207
PHILIP MORRIS INTL INC COM 718172109 400 3,544 SH   SOLE 0 0 0 3,544
AMEREN CORP COM 023608102 392 7,180 SH   SOLE 0 0 0 7,180
ISHARES TR RUSSELL 2000 ETF 464287655 390 2,834 SH   SOLE 0 0 0 2,834
EDWARDS LIFESCIENCES CORP COM 28176E108 387 4,118 SH   SOLE 0 0 0 4,118
AT&T INC COM 00206R102 387 9,318 SH   SOLE 0 0 0 9,318
BAXTER INTL INC COM 071813109 387 7,459 SH   SOLE 0 0 0 7,459
UNITED TECHNOLOGIES CORP COM 913017109 365 3,257 SH   SOLE 0 0 0 3,257
VIASAT INC COM 92552V100 361 5,658 SH   SOLE 0 0 0 5,658
CHARTER COMMUNICATIONS INC N CL A 16119P108 358 1,094 SH   SOLE 0 0 0 1,094
ISHARES TR CORE MSCI EURO 46434V738 344 7,825 SH   SOLE 0 0 0 7,825
US BANCORP DEL COM NEW 902973304 312 6,066 SH   SOLE 0 0 0 6,066
CHEVRON CORP NEW COM 166764100 310 2,886 SH   SOLE 0 0 0 2,886
MICROSOFT CORP COM 594918104 310 4,703 SH   SOLE 0 0 0 4,703
TORO CO COM 891092108 301 4,826 SH   SOLE 0 0 0 4,826
MCKESSON CORP COM 58155Q103 295 1,992 SH   SOLE 0 0 0 1,992
SPROUTS FMRS MKT INC COM 85208M102 286 12,383 SH   SOLE 0 0 0 12,383
PPL CORP COM 69351T106 279 7,460 SH   SOLE 0 0 0 7,460
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 276 1,657 SH   SOLE 0 0 0 1,657
BANK AMER CORP COM 060505104 273 11,572 SH   SOLE 0 0 0 11,572
SPDR SERIES TRUST S&P 600 SMCP VAL 78464A300 251 2,128 SH   SOLE 0 0 0 2,128
ISHARES TR SHRT TRS BD ETF 464288679 249 2,257 SH   SOLE 0 0 0 2,257
ALPHABET INC CAP STK CL C 02079K107 246 297 SH   SOLE 0 0 0 297
GENERAL ELECTRIC CO COM 369604103 239 8,004 SH   SOLE 0 0 0 8,004
ALPHABET INC CAP STK CL A 02079K305 235 277 SH   SOLE 0 0 0 277
ALTRIA GROUP INC COM 02209S103 229 3,209 SH   SOLE 0 0 0 3,209
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 223 3,540 SH   SOLE 0 0 0 3,540
ENERGY TRANSFER PRTNRS L P UNIT LTD PARTN 29273R109 219 6,000 SH   SOLE 0 0 0 6,000
KINDER MORGAN INC DEL COM 49456B101 212 9,740 SH   SOLE 0 0 0 9,740
FIDELITY TOTAL BD ETF 316188309 203 4,076 SH   SOLE 0 0 0 4,076
NUVEEN CALIFORNIA AMT QLT MU COM 670651108 150 10,187 SH   SOLE 0 0 0 10,187
SIRIUS XM HLDGS INC COM 82968B103 78 15,190 SH   SOLE 0 0 0 15,190