The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M COM 88579y101 1,217 6,360 SH   SOLE   2,120 0 4,240
3M COM 88579y101 38 200 SH   OTR 2 0 0 200
AT&T COM 030177109 649 15,618 SH   SOLE   0 0 15,618
Abbott Laboratories COM 002824100 1,596 35,935 SH   SOLE   0 0 35,935
Abbvie COM 00287Y109 2,096 32,160 SH   SOLE   0 0 32,160
Alphabet Class C COM 02079k107 664 800 SH   SOLE   0 0 800
American Express COM 025816109 1,187 15,000 SH   SOLE   612 0 14,388
Ameriprise Financial COM 03076C106 389 3,000 SH   SOLE   0 0 3,000
Amgen COM 031162100 848 5,168 SH   SOLE   600 0 4,568
Apple COM 037833100 1,898 13,210 SH   SOLE   1,288 0 11,922
Apple COM 037833100 101 700 SH   OTR 2 0 0 700
Arconic COM 03965L100 218 8,266 SH   SOLE   0 0 8,266
Bank of New York Mellon COM 064058100 499 10,560 SH   SOLE   7,392 0 3,168
Bristol-Myers Squibb COM 110122108 2,634 48,436 SH   SOLE   5,866 0 42,570
Bristol-Myers Squibb COM 110122108 621 11,411 SH   OTR 2 0 0 11,411
CBRE Group COM 12504L109 203 5,825 SH   SOLE   0 0 5,825
CVS/Caremark COM 126650100 214 2,725 SH   SOLE   0 0 2,725
Caterpillar COM 149123101 216 2,332 SH   SOLE   1,000 0 1,332
Celgene COM 151020104 1,457 11,711 SH   SOLE   1,600 0 10,111
Celgene COM 151020104 100 800 SH   OTR 2 0 0 800
Charles Schwab COM 808513105 400 9,808 SH   SOLE   0 0 9,808
Chevron COM 166764100 2,055 19,144 SH   SOLE   716 0 18,428
Chevron COM 166764100 454 4,225 SH   OTR 2 0 0 4,225
Cisco Systems COM 17275R952 277 8,200 SH   SOLE   0 0 8,200
Cisco Systems COM 17275R952 62 1,838 SH   OTR 2 0 0 1,838
Clorox COM 189054109 2,697 20,000 SH   SOLE   2,320 0 17,680
Coca-Cola COM 191216100 329 7,750 SH   SOLE   0 0 7,750
Disney COM 254687106 3,448 30,409 SH   SOLE   3,000 0 27,409
Dow Chemical COM 260543103 3,423 53,867 SH   SOLE   7,075 0 46,792
Dr. Pepper Snapple COM 26138E109 235 2,400 SH   SOLE   0 0 2,400
Du Pont (E.I) de Nemours COM 263534109 860 10,710 SH   SOLE   1,950 0 8,760
Emerson Electric COM 291011104 725 12,116 SH   SOLE   3,800 0 8,316
Emerson Electric COM 291011104 321 5,370 SH   OTR 2 0 0 5,370
Equifax COM 294429105 377 2,760 SH   SOLE   0 0 2,760
Equifax COM 294429105 648 4,738 SH   OTR 2 0 0 4,738
Express Scripts COM 30219g108 568 8,618 SH   SOLE   500 0 8,118
Express Scripts COM 30219g108 209 3,165 SH   OTR 2 0 0 3,165
Exxon Mobil COM 30231G102 5,129 62,541 SH   SOLE   7,527 0 55,014
Exxon Mobil COM 30231G102 649 7,911 SH   OTR 2 0 0 7,911
Fidelity National Info. COM 31620M106 400 5,020 SH   OTR 2 0 0 5,020
Ford Motor COM 345370860 139 11,900 SH   SOLE   2,800 0 9,100
General Electric COM 369604103 3,040 102,003 SH   SOLE   6,300 0 95,703
General Electric COM 369604103 468 15,713 SH   OTR 2 0 0 15,713
Home Depot COM 437076102 1,294 8,812 SH   SOLE   1,100 0 7,712
Intel COM 458140100 2,808 77,857 SH   SOLE   9,600 0 68,257
Intel COM 458140100 64 1,780 SH   OTR 2 0 0 1,780
International Business Machine COM 459200101 2,050 11,770 SH   SOLE   1,610 0 10,160
JPMorgan Chase COM 46625h100 6,780 77,189 SH   SOLE   1,624 0 75,565
JPMorgan Chase COM 46625h100 1,828 20,812 SH   OTR 2 0 0 20,812
Johnson & Johnson COM 478160104 17,101 137,303 SH   SOLE   6,471 0 130,832
Johnson & Johnson COM 478160104 1,116 8,959 SH   OTR 2 0 0 8,959
Kimberly Clark COM 494368103 614 4,663 SH   OTR 2 0 0 4,663
McCormick COM 579780206 1,526 15,648 SH   SOLE   4,800 0 10,848
McDonald's Corp. COM 580135101 1,053 8,125 SH   SOLE   1,707 0 6,418
McDonald's Corp. COM 580135101 91 700 SH   OTR 2 0 0 700
Merck COM 58933y105 2,005 31,550 SH   SOLE   2,548 0 29,002
Merck COM 58933y105 414 6,509 SH   OTR 2 0 0 6,509
Microsoft COM 594918104 797 12,096 SH   SOLE   800 0 11,296
Microsoft COM 594918104 146 2,213 SH   OTR 2 0 0 2,213
Mondelez COM 609207105 189 4,398 SH   SOLE   0 0 4,398
Mondelez COM 609207105 66 1,541 SH   OTR 2 0 0 1,541
Monsanto COM 61166w101 576 5,092 SH   SOLE   0 0 5,092
Monsanto COM 61166w101 272 2,400 SH   OTR 2 0 0 2,400
Nestle ADR COM 641069406 3,173 41,325 SH   SOLE   6,000 0 35,325
Norfolk Southern COM 655844108 389 3,476 SH   OTR 2 0 0 3,476
PepsiCo COM 713448108 2,650 23,686 SH   SOLE   0 0 23,686
PepsiCo COM 713448108 948 8,479 SH   OTR 2 0 0 8,479
Pfizer COM 717081103 4,736 138,428 SH   SOLE   17,446 0 120,982
Pfizer COM 717081103 327 9,553 SH   OTR 2 0 0 9,553
Philip Morris COM 718172109 9 77 SH   SOLE   0 0 77
Philip Morris COM 718172109 245 2,166 SH   OTR 2 0 0 2,166
Procter & Gamble COM 742718109 3,371 37,516 SH   SOLE   2,437 0 35,079
Procter & Gamble COM 742718109 858 9,553 SH   OTR 2 0 0 9,553
Quaker Chemical COM 747316107 263 2,000 SH   SOLE   0 0 2,000
Qualcomm COM 747525103 242 4,221 SH   SOLE   900 0 3,321
S&P Global COM 78409V104 1,144 8,749 SH   SOLE   900 0 7,849
Schlumberger COM 806857108 950 12,168 SH   SOLE   1,600 0 10,568
Schlumberger COM 806857108 457 5,855 SH   OTR 2 0 0 5,855
Travelers COM 89417E109 202 1,675 SH   SOLE   0 0 1,675
Union Pacific COM 907818108 238 2,250 SH   SOLE   400 0 1,850
Union Pacific COM 907818108 350 3,300 SH   OTR 2 0 0 3,300
United Healthcare COM 91324P102 484 2,950 SH   SOLE   0 0 2,950
United Parcel Service 'B' COM 911312106 359 3,350 SH   SOLE   300 0 3,050
Verizon Communications COM 92343v104 1,394 28,594 SH   SOLE   1,700 0 26,894
Wal-Mart Stores COM 931142103 637 8,842 SH   SOLE   0 0 8,842
Waste Management COM 94106L109 1,145 15,696 SH   SOLE   0 0 15,696
Yum! Brands COM 988498101 266 4,160 SH   SOLE   0 0 4,160
Zimmer Biomet COM 98956p102 599 4,904 SH   SOLE   1,255 0 3,649
Zimmer Biomet COM 98956p102 366 2,996 SH   OTR 2 0 0 2,996
Zoetis COM 98978v103 306 5,725 SH   SOLE   0 0 5,725