The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
CUSTOMERS BANCORP 6.375 PERCENT MATUR PFD 23204G308 210 8,000 SH   SOLE   8,000 0 0
WELLS FARGO & CO 0 PERCENT SERIES DEP PFD 949746887 0 1 SH   SOLE   1 0 0
3M COMPANY COM 88579Y101 31 150 SH   SOLE   150 0 0
ABBOTT LABORATORIES CMN COM 002824100 4,934 101,507 SH   SOLE   101,507 0 0
ABBVIE INC COM 00287Y109 7,293 100,585 SH   SOLE   100,585 0 0
ACCENTURE PLC CMN COM G1151C101 48 385 SH   SOLE   385 0 0
ADELPHIA COMMUNICATIONS CL ESC COM 006ESC917 0 33,333 SH   SOLE   33,333 0 0
ALLIED IRISH BANKS COM ACI0JP827 2 283 SH   SOLE   283 0 0
ALLIED IRISH BANKS PLC COM BYSZ9G904 0 4 SH   SOLE   4 0 0
ALPHABET INC CAP STK CL C COM 02079K107 79 87 SH   SOLE   87 0 0
AMDOCS LTD ORD COM G02602103 17 268 SH   SOLE   268 0 0
AMERICAN EXPRESS CO. CMN COM 025816109 29 345 SH   SOLE   345 0 0
AMERICAN INTL GROUP, INC. CMN COM 026874784 22 350 SH   SOLE   350 0 0
AMETEK INC NEW COM COM 031100100 75 1,245 SH   SOLE   1,245 0 0
AMPHENOL CORP NEW-CL A COM 032095101 39 534 SH   SOLE   534 0 0
ANC RENTAL CORP COM COM 001813104 0 73 SH   SOLE   73 0 0
APPLE, INC. CMN COM 037833100 264 1,833 SH   SOLE   1,833 0 0
AT&T INC CMN COM 00206R102 0 0 SH   SOLE   0 0 0
BAXTER INTERNATIONAL INC CMN COM 071813109 71 1,180 SH   SOLE   1,180 0 0
BERKSHIRE HATHAWAY INC CL B NE COM 084670702 339 2,000 SH   SOLE   2,000 0 0
BIOGEN IDEC INC. CMN COM 09062X103 66 244 SH   SOLE   244 0 0
BOEING COMPANY CMN COM 097023105 98 495 SH   SOLE   495 0 0
CAMPBELL SOUP CO CMN COM 134429109 39 745 SH   SOLE   745 0 0
CATERPILLAR INC (DELAWARE) CMN COM 149123101 64 595 SH   SOLE   595 0 0
CHARTER COMMUNICATIONS INC-A COM 16119P108 6 18 SH   SOLE   18 0 0
CHEVRON CORPORATION CMN COM 166764100 48 456 SH   SOLE   456 0 0
CHUBB LIMITED COM COM H1467J104 41 280 SH   SOLE   280 0 0
CISCO SYSTEMS, INC. CMN COM 17275R102 68 2,180 SH   SOLE   2,180 0 0
COCA-COLA COMPANY (THE) CMN COM 191216100 60 1,327 SH   SOLE   1,327 0 0
COGNIZANT TECH SOLUTNS CL A COM 192446102 61 917 SH   SOLE   917 0 0
CUSTOMERS BANCORP INC COM 23204G100 159 5,614 SH   SOLE   5,614 0 0
CVS HEALTH CORPORATION CMN COM 126650100 1 15 SH   SOLE   15 0 0
DISCOVER FINL SVCS COM COM 254709108 45 730 SH   SOLE   730 0 0
DOLLAR GENERAL CORPORATION CMN COM 256677105 41 575 SH   SOLE   575 0 0
DOLLAR TREE INC COM COM 256746108 35 500 SH   SOLE   500 0 0
DOMINION ENERGY INC COM 25746U109 95 1,242 SH   SOLE   1,242 0 0
DR PEPPER SNAPPLE GROUP INC COM 26138E109 59 644 SH   SOLE   644 0 0
EATON CORP PLC CMN COM G29183103 624 8,016 SH   SOLE   8,016 0 0
ENTERPRISE PRODUCTS PARTNERS L COM 293792107 41 1,500 SH   SOLE   1,500 0 0
EXXON MOBIL CORPORATION CMN COM 30231G102 13 155 SH   SOLE   155 0 0
GARTNER INC COM COM 366651107 50 405 SH   SOLE   405 0 0
GENERAL ELECTRIC CO CMN COM 369604103 4 150 SH   SOLE   150 0 0
GILEAD SCIENCES CMN COM 375558103 84 1,190 SH   SOLE   1,190 0 0
GLOBAL PMTS INC CMN COM 37940X102 79 871 SH   SOLE   871 0 0
GRAINGER W W INC COM COM 384802104 34 190 SH   SOLE   190 0 0
HALLIBURTON COMPANY CMN COM 406216101 58 1,350 SH   SOLE   1,350 0 0
INTL BUSINESS MACHINES CORP CM COM 459200101 62 400 SH   SOLE   400 0 0
INVESCO LTD. CMN COM G491BT108 69 1,950 SH   SOLE   1,950 0 0
JOHNSON & JOHNSON CMN COM 478160104 662 5,001 SH   SOLE   5,001 0 0
JPMORGAN CHASE & CO CMN COM 46625H100 62 673 SH   SOLE   673 0 0
LABORATORY CORPORATION OF AMER COM 50540R409 61 395 SH   SOLE   395 0 0
LARAMIDE RES LTD COM 51669T101 5 20,000 SH   SOLE   20,000 0 0
MASTERCARD INCORPORATED COM 57636Q104 73 605 SH   SOLE   605 0 0
NESTLE SA SPONSORED ADR (REP 1 COM 641069406 9 100 SH   SOLE   100 0 0
NEW RESIDENTIAL INVESTMENT COR COM 64828T201 16 1,000 SH   SOLE   1,000 0 0
NORTHERN TRUST CORP CMN COM 665859104 50 510 SH   SOLE   510 0 0
NOVARTIS AG-ADR SPONSORED ADR COM 66987V109 42 500 SH   SOLE   500 0 0
OMNICOM GROUP INC COM COM 681919106 59 715 SH   SOLE   715 0 0
ONEOK PARTNERS LP - MLP COM 68268N103 26 500 SH   SOLE   500 0 0
ORACLE CORPORATION CMN COM 68389X105 85 1,690 SH   SOLE   1,690 0 0
PANERA BREAD CO CL A COM 69840W108 67 212 SH   SOLE   212 0 0
PARKER HANNIFIN CORP COM COM 701094104 45 280 SH   SOLE   280 0 0
PATTERSON COMPANIES COM COM 703395103 44 940 SH   SOLE   940 0 0
PEPSICO INC CMN COM 713448108 43 370 SH   SOLE   370 0 0
PHOENIX WASTE SVCS INC COM COM 71916P108 0 2,667 SH   SOLE   2,667 0 0
PIONEER NATURAL RESOURCES CO. COM 723787107 32 200 SH   SOLE   200 0 0
PNC FINANCIAL SERVICES GROUP C COM 693475105 57 460 SH   SOLE   460 0 0
PRICELINE COM INC COM NEW COM 741503403 80 43 SH   SOLE   43 0 0
RAYTHEON CO COM NEW COM 755111507 84 523 SH   SOLE   523 0 0
S & T BANCORP INC COM COM 783859101 1,375 38,336 SH   SOLE   38,336 0 0
SCHLUMBERGER LTD CMN COM 806857108 38 580 SH   SOLE   580 0 0
SMITH & NEPHEW PLC ADR CMN COM 83175M205 68 1,948 SH   SOLE   1,948 0 0
THE HOME DEPOT, INC. CMN COM 437076102 64 415 SH   SOLE   415 0 0
U.S. BANCORP CMN COM 902973304 57 1,093 SH   SOLE   1,093 0 0
WAL MART STORES INC CMN COM 931142103 50 667 SH   SOLE   667 0 0
WATERS CORP COM COM 941848103 60 327 SH   SOLE   327 0 0
WELLS FARGO & CO (NEW) CMN COM 949746101 58 1,050 SH   SOLE   1,050 0 0
WELLTOWER INC COM COM 95040Q104 22 300 SH   SOLE   300 0 0
WHOLE FOODS MARKET INC CMN COM 966837106 49 1,166 SH   SOLE   1,166 0 0
WSFS FINANCIAL CORP COM COM 929328102 126 2,779 SH   SOLE   2,779 0 0
MEDIA GEN INC CVR COM 584CVR997 0 50 SH   SOLE   50 0 0
GLOBAL X MSCI NORWAY ETF 37950E747 423 36,786 SH   SOLE   36,786 0 0
ISHARES CORE HIGH DIVIDND ETF ETF 46429B663 20 239 SH   SOLE   239 0 0
ISHARES CORE S&P 500 ETF ETF 464287200 8,211 33,735 SH   SOLE   33,735 0 0
ISHARES INC MSCI ITL ETF NEW ETF 46434G830 13 469 SH   SOLE   469 0 0
ISHARES INC MSCI JPN ETF NEW ETF 46434G822 268 5,000 SH   SOLE   5,000 0 0
ISHARES MIN VOL EMRG MKT ETF 464286533 14 259 SH   SOLE   259 0 0
ISHARES MSCI ACWI ETF ETF 464288257 114,967 1,755,484 SH   SOLE   1,755,484 0 0
ISHARES MSCI ACWI EX US ETF 464288240 423 9,280 SH   SOLE   9,280 0 0
ISHARES MSCI CANADA ETF ETF 464286509 1,234 46,100 SH   SOLE   46,100 0 0
ISHARES MSCI EAFE ETF ETF 464287465 9,271 142,197 SH   SOLE   142,197 0 0
ISHARES MSCI EMERGING MARKETS ETF 464287234 1,881 45,451 SH   SOLE   45,451 0 0
ISHARES RUSSELL 2000 ETF ETF 464287655 3 19 SH   SOLE   19 0 0
ISHARES RUSSELL MID CAP GROWTH ETF 464287481 4 34 SH   SOLE   34 0 0
ISHARES TR MIN VOL EAFE ETF ETF 46429B689 51 734 SH   SOLE   734 0 0
ISHARES TR RUSL 2000 GROW ETF 464287648 383 2,270 SH   SOLE   2,270 0 0
ISHARES TR RUSL 2000 VALU ETF 464287630 365 3,073 SH   SOLE   3,073 0 0
ISHARES TR RUSSELL MCP VL ETF 464287473 256 3,050 SH   SOLE   3,050 0 0
ISHARES TR RUSSELL MIDCAP ETF 464287499 256 1,335 SH   SOLE   1,335 0 0
ISHARES TR RUSSELL1000GRW ETF 464287614 2,364 19,862 SH   SOLE   19,862 0 0
ISHARES TR RUSSELL1000VAL ETF 464287598 2,856 24,533 SH   SOLE   24,533 0 0
ISHARES TR S&P SMLCAP 600 ETF 464287804 445 6,348 SH   SOLE   6,348 0 0
ISHARES TR S&P500 GRW ETF 464287309 394 2,880 SH   SOLE   2,880 0 0
ISHARES US PREFERRED STOCK ETF ETF 464288687 196 5,000 SH   SOLE   5,000 0 0
POWERSHARES ETF TR II EX US SM ETF 73936T771 3 82 SH   SOLE   82 0 0
SCHWAB STRATEGIC TR US DIVIDEN ETF 808524797 14 312 SH   SOLE   312 0 0
SPDR GOLD TRUST ETF ETF 78463V107 18 150 SH   SOLE   150 0 0
SPDR MSCI CANADA STRATEGICFACT ETF 78463X376 932 16,675 SH   SOLE   16,675 0 0
SPDR S&P 500 ETF TRUST ETF 78462F103 88,626 366,526 SH   SOLE   366,526 0 0
VANGUARD DIVIDEND APPRECIATION ETF 921908844 311 3,354 SH   SOLE   3,354 0 0
VANGUARD FTSE DEVELOPED MARKET ETF 921943858 20,669 500,227 SH   SOLE   500,227 0 0
VANGUARD FTSE EMERGING MARKETS ETF 922042858 1,545 37,846 SH   SOLE   37,846 0 0
VANGUARD FTSE EUROPE ETF ETF 922042874 2,150 39,000 SH   SOLE   39,000 0 0
VANGUARD INDEX FDS STK MRK ETF ETF 922908769 46,371 372,610 SH   SOLE   372,610 0 0
VANGUARD INTL EQTY IDX ALLWRLD ETF 922042775 20 403 SH   SOLE   403 0 0
VANGUARD REIT ETF ETF 922908553 37 442 SH   SOLE   442 0 0
VANGUARD S&P 500 ETF ETF 922908363 30,782 138,621 SH   SOLE   138,621 0 0
VANGUARD TOTAL INTERNATIONAL S ETF 921909768 149,428 2,875,265 SH   SOLE   2,875,265 0 0
VANGUARD TOTAL WORLD STOCK ETF 922042742 43 641 SH   SOLE   641 0 0