The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ISHARES GOLD TRUST ISHARES 464285105 1,211 98,400 SH   SOLE   98,400 0 0
ISHARES TR TIPS BD ETF 464287176 103,618 912,287 SH   SOLE   912,287 0 0
ISHARES TR CORE S&P500 ETF 464287200 495,169 1,957,733 SH   SOLE   1,957,733 0 0
ISHARES TR JPMORGAN USD EMG 464288281 105,185 903,494 SH   SOLE   903,494 0 0
ISHARES TR IBOXX HI YD ETF 464288513 52,290 589,118 SH   SOLE   589,118 0 0
ISHARES TR MBS ETF 464288588 235,995 2,203,500 SH   SOLE   2,203,500 0 0
ISHARES TR US TREAS BD ETF 46429B267 110,879 4,392,987 SH   SOLE   4,392,987 0 0
ISHARES TR CORE MSCI TOTAL 46432F834 459,562 7,536,278 SH   SOLE   7,536,278 0 0
POWERSHARES DB CMDTY IDX TRA UNIT BEN INT 73935S105 18,863 1,224,858 SH   SOLE   1,224,858 0 0
SCHWAB STRATEGIC TR US TIPS ETF 808524870 7,480 135,363 SH   SOLE   135,363 0 0
SPDR GOLD TRUST GOLD SHS 78463V107 60,520 497,776 SH   SOLE   497,776 0 0
SPDR SERIES TRUST BLOOMBERG BRCLYS 78464A417 52,238 1,399,733 SH   SOLE   1,399,733 0 0