The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
ISHARES TR CORE S&P SCP ETF 464287804 1,234 16,064 SH   SOLE NONE 0 0 16,064
ISHARES TR RUS 1000 VAL ETF 464287598 257 2,065 SH   SOLE NONE 0 0 2,065
AMAZON COM INC COM 023135106 2,873 2,457 SH   SOLE NONE 0 0 2,457
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 699 3,526 SH   SOLE NONE 0 0 3,526
AMGEN INC COM 031162100 1,023 5,885 SH   SOLE NONE 0 0 5,885
ALTRIA GROUP INC COM 02209S103 2,121 29,698 SH   SOLE NONE 0 0 29,698
INTEL CORP COM 458140100 3,479 75,371 SH   SOLE NONE 0 0 75,371
DISNEY WALT CO COM DISNEY 254687106 936 8,703 SH   SOLE NONE 0 0 8,703
HONEYWELL INTL INC COM 438516106 728 4,748 SH   SOLE NONE 0 0 4,748
JOHNSON & JOHNSON COM 478160104 2,044 14,626 SH   SOLE NONE 0 0 14,626
PFIZER INC COM 717081103 4,452 122,913 SH   SOLE NONE 0 0 122,913
CHEVRON CORP NEW COM 166764100 4,188 33,455 SH   SOLE NONE 0 0 33,455
MICROSOFT CORP COM 594918104 709 8,284 SH   SOLE NONE 0 0 8,284
UNITED PARCEL SERVICE INC CL B 911312106 3,400 28,535 SH   SOLE NONE 0 0 28,535
AT&T INC COM 00206R102 712 18,306 SH   SOLE NONE 0 0 18,306
INTERNATIONAL BUSINESS MACHS COM 459200101 209 1,361 SH   SOLE NONE 0 0 1,361
COCA COLA CO COM 191216100 254 5,535 SH   SOLE NONE 0 0 5,535
PEPSICO INC COM 713448108 351 2,931 SH   SOLE NONE 0 0 2,931
VERIZON COMMUNICATIONS INC COM 92343V104 236 4,454 SH   SOLE NONE 0 0 4,454
ISHARES TR GLOBAL 100 ETF 464287572 283 3,055 SH   SOLE NONE 0 0 3,055
SELECT SECTOR SPDR TR SBI INT-INDS 81369Y704 3,023 39,951 SH   SOLE NONE 0 0 39,951
SELECT SECTOR SPDR TR TECHNOLOGY 81369Y803 1,167 18,245 SH   SOLE NONE 0 0 18,245
BANK AMER CORP COM 060505104 470 15,936 SH   SOLE NONE 0 0 15,936
EXXON MOBIL CORP COM 30231G102 3,136 37,493 SH   SOLE NONE 0 0 37,493
UNION PAC CORP COM 907818108 2,456 18,316 SH   SOLE NONE 0 0 18,316
ASTRAZENECA PLC SPONSORED ADR 046353108 3,847 110,859 SH   SOLE NONE 0 0 110,859
DOMINION ENERGY INC COM 25746U109 3,531 43,566 SH   SOLE NONE 0 0 43,566
PROCTER AND GAMBLE CO COM 742718109 4,573 49,773 SH   SOLE NONE 0 0 49,773
GENERAL ELECTRIC CO COM 369604103 304 17,413 SH   SOLE NONE 0 0 17,413
KIMBERLY CLARK CORP COM 494368103 3,196 26,489 SH   SOLE NONE 0 0 26,489
HOME DEPOT INC COM 437076102 2,793 14,739 SH   SOLE NONE 0 0 14,739
JPMORGAN CHASE & CO COM 46625H100 576 5,383 SH   SOLE NONE 0 0 5,383
TJX COS INC NEW COM 872540109 1,121 14,659 SH   SOLE NONE 0 0 14,659
MONDELEZ INTL INC CL A 609207105 328 7,652 SH   SOLE NONE 0 0 7,652
WELLS FARGO CO NEW COM 949746101 2,735 45,088 SH   SOLE NONE 0 0 45,088
MONSANTO CO NEW COM 61166W101 233 1,996 SH   SOLE NONE 0 0 1,996
AMERICAN TOWER CORP NEW COM 03027X100 1,253 8,784 SH   SOLE NONE 0 0 8,784
INTUIT COM 461202103 390 2,473 SH   SOLE NONE 0 0 2,473
NORFOLK SOUTHERN CORP COM 655844108 236 1,630 SH   SOLE NONE 0 0 1,630
CSX CORP COM 126408103 319 5,790 SH   SOLE NONE 0 0 5,790
APPLE INC COM 037833100 9,729 57,491 SH   SOLE NONE 0 0 57,491
UNIVERSAL DISPLAY CORP COM 91347P105 298 1,725 SH   SOLE NONE 0 0 1,725
DEVON ENERGY CORP NEW COM 25179M103 910 21,979 SH   SOLE NONE 0 0 21,979
ECOLAB INC COM 278865100 1,131 8,426 SH   SOLE NONE 0 0 8,426
AFFILIATED MANAGERS GROUP COM 008252108 1,425 6,941 SH   SOLE NONE 0 0 6,941
ISHARES TR S&P 100 ETF 464287101 3,555 29,967 SH   SOLE NONE 0 0 29,967
AMERICAN EXPRESS CO COM 025816109 228 2,291 SH   SOLE NONE 0 0 2,291
OCCIDENTAL PETE CORP DEL COM 674599105 4,261 57,848 SH   SOLE NONE 0 0 57,848
EXPRESS SCRIPTS HLDG CO COM 30219G108 3,484 46,671 SH   SOLE NONE 0 0 46,671
BERKSHIRE HATHAWAY INC DEL CL A 084670108 2,976 10 SH   SOLE NONE 0 0 10
VENTAS INC COM 92276F100 2,219 36,981 SH   SOLE NONE 0 0 36,981
CHURCH & DWIGHT INC COM 171340102 850 16,947 SH   SOLE NONE 0 0 16,947
DOVER CORP COM 260003108 1,632 16,161 SH   SOLE NONE 0 0 16,161
VANGUARD INTL EQUITY INDEX F FTSE PACIFIC ETF 922042866 6,660 91,361 SH   SOLE NONE 0 0 91,361
ROYAL DUTCH SHELL PLC SPON ADR B 780259107 4,474 65,521 SH   SOLE NONE 0 0 65,521
THERMO FISHER SCIENTIFIC INC COM 883556102 3,335 17,564 SH   SOLE NONE 0 0 17,564
SALESFORCE COM INC COM 79466L302 1,160 11,348 SH   SOLE NONE 0 0 11,348
VANGUARD WORLD FDS INF TECH ETF 92204A702 3,329 20,208 SH   SOLE NONE 0 0 20,208
VANGUARD INTL EQUITY INDEX F FTSE EUROPE ETF 922042874 8,125 137,366 SH   SOLE NONE 0 0 137,366
NUVEEN AMT FREE QLTY MUN INC COM 670657105 140 10,171 SH   SOLE NONE 0 0 10,171
METTLER TOLEDO INTERNATIONAL COM 592688105 279 450 SH   SOLE NONE 0 0 450
BALCHEM CORP COM 057665200 204 2,525 SH   SOLE NONE 0 0 2,525
SPDR SERIES TRUST S&P REGL BKG 78464A698 231 3,919 SH   SOLE NONE 0 0 3,919
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 357 3,197 SH   SOLE NONE 0 0 3,197
ISHARES TR IBOXX HI YD ETF 464288513 212 2,429 SH   SOLE NONE 0 0 2,429
VANGUARD BD INDEX FD INC SHORT TRM BOND 921937827 322 4,075 SH   SOLE NONE 0 0 4,075
DISCOVER FINL SVCS COM 254709108 5,295 68,836 SH   SOLE NONE 0 0 68,836
BLACKSTONE GROUP L P COM UNIT LTD 09253U108 4,791 149,614 SH   SOLE NONE 0 0 149,614
ISHARES TR S&P US PFD STK 464288687 453 11,912 SH   SOLE NONE 0 0 11,912
ISHARES TR INTL SEL DIV ETF 464288448 2,518 74,522 SH   SOLE NONE 0 0 74,522
PHILIP MORRIS INTL INC COM 718172109 1,906 18,040 SH   SOLE NONE 0 0 18,040
SPDR SERIES TRUST S&P PHARMAC 78464A722 1,041 23,935 SH   SOLE NONE 0 0 23,935
ISHARES TR FLTG RATE NT ETF 46429B655 339 6,665 SH   SOLE NONE 0 0 6,665
FACEBOOK INC CL A 30303M102 2,135 12,098 SH   SOLE NONE 0 0 12,098
VANECK VECTORS ETF TR BIOTECH ETF 92189F726 1,573 12,623 SH   SOLE NONE 0 0 12,623
CLAYMORE EXCHANGE TRD FD TR GUGG BULSH 2022 18383M258 516 24,388 SH   SOLE NONE 0 0 24,388
CITIZENS FINL GROUP INC COM 174610105 4,491 106,972 SH   SOLE NONE 0 0 106,972
CLAYMORE EXCHANGE TRD FD TR 2023 CORP BOND 18383M241 787 37,794 SH   SOLE NONE 0 0 37,794
CLAYMORE EXCHANGE TRD FD TR 2024 CORP BOND 18383M233 2,590 123,965 SH   SOLE NONE 0 0 123,965
NRG YIELD INC CL C 62942X405 818 43,276 SH   SOLE NONE 0 0 43,276
KRAFT HEINZ CO COM 500754106 3,449 44,351 SH   SOLE NONE 0 0 44,351
CLAYMORE EXCHANGE TRD FD TR GUGENHIM 2025 18383M191 643 31,067 SH   SOLE NONE 0 0 31,067
DOWDUPONT INC COM 26078J100 3,973 55,787 SH   SOLE NONE 0 0 55,787