The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
3M COM 88579Y101 1,110 4,715 SH   SOLE   4,715 0 0
3M COM 88579Y101 282 1,200 SH   DFND 7 0 1,200 0
3M COM 88579Y101 797 3,387 SH   DFND 9 0 3,387 0
3M COM 88579Y101 253 1,075 SH   DFND 01,06 0 1,075 0
3M COM 88579Y101 47 200 SH   DFND 6 0 200 0
3M COM 88579Y101 527 2,240 SH   DFND 12 0 2,240 0
3M COM 88579Y101 11 45 SH   DFND 5 0 45 0
3M COM 88579Y101 47 200 SH   DFND 1 0 200 0
ABBOTT LABS COM 002824100 1,285 22,520 SH   SOLE   22,520 0 0
ABBOTT LABS COM 002824100 260 4,550 SH   DFND 7 0 4,550 0
ABBOTT LABS COM 002824100 496 8,695 SH   DFND 9 0 8,695 0
ABBOTT LABS COM 002824100 191 3,350 SH   DFND 01,06 0 3,350 0
ABBOTT LABS COM 002824100 40 705 SH   DFND 6 0 705 0
ABBOTT LABS COM 002824100 355 6,221 SH   DFND 12 0 6,221 0
ABBOTT LABS COM 002824100 10 175 SH   DFND 5 0 175 0
ABBOTT LABS COM 002824100 74 1,300 SH   DFND 1 0 1,300 0
ABBVIE COM 00287Y109 203 2,100 SH   SOLE   2,100 0 0
ABBVIE COM 00287Y109 319 3,299 SH   DFND 12 0 3,299 0
ABBVIE COM 00287Y109 5 50 SH   DFND 9 0 50 0
ALPHABET INC CL A COM 02079K305 1,104 1,048 SH   SOLE   1,048 0 0
ALPHABET INC CL A COM 02079K305 284 270 SH   DFND 7 0 270 0
ALPHABET INC CL A COM 02079K305 628 596 SH   DFND 9 0 596 0
ALPHABET INC CL A COM 02079K305 174 165 SH   DFND 01,06 0 165 0
ALPHABET INC CL A COM 02079K305 37 35 SH   DFND 6 0 35 0
ALPHABET INC CL A COM 02079K305 358 340 SH   DFND 12 0 340 0
ALPHABET INC CL A COM 02079K305 16 15 SH   DFND 5 0 15 0
ALPHABET INC CL A COM 02079K305 53 50 SH   DFND 1 0 50 0
ALPHABET INC CL C COM 02079K107 487 465 SH   SOLE   465 0 0
ALPHABET INC CL C COM 02079K107 26 25 SH   DFND 1 0 25 0
ANALOG DEVICES COM 032654105 999 11,225 SH   SOLE   11,225 0 0
ANALOG DEVICES COM 032654105 245 2,750 SH   DFND 7 0 2,750 0
ANALOG DEVICES COM 032654105 289 3,247 SH   DFND 9 0 3,247 0
ANALOG DEVICES COM 032654105 120 1,350 SH   DFND 01,06 0 1,350 0
ANALOG DEVICES COM 032654105 26 290 SH   DFND 6 0 290 0
ANALOG DEVICES COM 032654105 264 2,970 SH   DFND 12 0 2,970 0
ANALOG DEVICES COM 032654105 9 100 SH   DFND 5 0 100 0
ANALOG DEVICES COM 032654105 98 1,100 SH   DFND 1 0 1,100 0
ANSYS INC COM 03662Q105 546 3,700 SH   SOLE   3,700 0 0
APPLE INC COM 037833100 1,666 9,845 SH   SOLE   9,845 0 0
APPLE INC COM 037833100 279 1,650 SH   DFND 7 0 1,650 0
APPLE INC COM 037833100 664 3,921 SH   DFND 9 0 3,921 0
APPLE INC COM 037833100 228 1,350 SH   DFND 01,06 0 1,350 0
APPLE INC COM 037833100 223 1,316 SH   DFND 12 0 1,316 0
APPLE INC COM 037833100 12 70 SH   DFND 5 0 70 0
APPLE INC COM 037833100 6 35 SH   DFND 6 0 35 0
APPLE INC COM 037833100 71 420 SH   DFND 1 0 420 0
APTARGROUP COM 038336103 744 8,620 SH   SOLE   8,620 0 0
APTARGROUP COM 038336103 173 2,000 SH   DFND 7 0 2,000 0
APTARGROUP COM 038336103 566 6,564 SH   DFND 9 0 6,564 0
APTARGROUP COM 038336103 175 2,025 SH   DFND 01,06 0 2,025 0
APTARGROUP COM 038336103 28 325 SH   DFND 6 0 325 0
APTARGROUP COM 038336103 402 4,662 SH   DFND 12 0 4,662 0
APTARGROUP COM 038336103 9 100 SH   DFND 5 0 100 0
APTARGROUP COM 038336103 47 550 SH   DFND 1 0 550 0
AT&T INC. COM 00206R102 290 7,448 SH   SOLE   7,448 0 0
AT&T INC. COM 00206R102 83 2,124 SH   DFND 12 0 2,124 0
AUTOMATIC DATA PROCESSING COM 053015103 1,261 10,760 SH   SOLE   10,760 0 0
AUTOMATIC DATA PROCESSING COM 053015103 217 1,850 SH   DFND 7 0 1,850 0
AUTOMATIC DATA PROCESSING COM 053015103 753 6,426 SH   DFND 9 0 6,426 0
AUTOMATIC DATA PROCESSING COM 053015103 214 1,825 SH   DFND 01,06 0 1,825 0
AUTOMATIC DATA PROCESSING COM 053015103 40 345 SH   DFND 6 0 345 0
AUTOMATIC DATA PROCESSING COM 053015103 663 5,660 SH   DFND 12 0 5,660 0
AUTOMATIC DATA PROCESSING COM 053015103 9 80 SH   DFND 5 0 80 0
BECTON DICKINSON COM 075887109 400 1,870 SH   SOLE   1,870 0 0
BERKSHIRE HATHAWAY CL B COM 084670702 59 300 SH   SOLE   300 0 0
BERKSHIRE HATHAWAY CL B COM 084670702 40 200 SH   DFND 01,06 0 200 0
BERKSHIRE HATHAWAY CL B COM 084670702 214 1,078 SH   DFND 12 0 1,078 0
BERKSHIRE HATHAWAY CL B COM 084670702 224 1,130 SH   DFND 9 0 1,130 0
BIOGEN COM 09062X103 382 1,200 SH   SOLE   1,200 0 0
CANADIAN NATL RAILWAY COM 136375102 698 8,465 SH   SOLE   8,465 0 0
CANADIAN NATL RAILWAY COM 136375102 289 3,500 SH   DFND 7 0 3,500 0
CANADIAN NATL RAILWAY COM 136375102 704 8,535 SH   DFND 9 0 8,535 0
CANADIAN NATL RAILWAY COM 136375102 239 2,900 SH   DFND 01,06 0 2,900 0
CANADIAN NATL RAILWAY COM 136375102 47 575 SH   DFND 6 0 575 0
CANADIAN NATL RAILWAY COM 136375102 398 4,829 SH   DFND 12 0 4,829 0
CANADIAN NATL RAILWAY COM 136375102 4 50 SH   DFND 5 0 50 0
CANADIAN NATL RAILWAY COM 136375102 41 500 SH   DFND 1 0 500 0
CELGENE CORP COM 151020104 258 2,475 SH   SOLE   2,475 0 0
CELGENE CORP COM 151020104 3 25 SH   DFND 6 0 25 0
CELGENE CORP COM 151020104 10 100 SH   DFND 9 0 100 0
CELGENE CORP COM 151020104 37 350 SH   DFND 1 0 350 0
CHECK POINT SOFTWARE TECH LTD COM M22465104 290 2,800 SH   SOLE   2,800 0 0
CHUBB LIMITED COM H1467J104 795 5,441 SH   SOLE   5,441 0 0
CHUBB LIMITED COM H1467J104 241 1,650 SH   DFND 7 0 1,650 0
CHUBB LIMITED COM H1467J104 464 3,174 SH   DFND 9 0 3,174 0
CHUBB LIMITED COM H1467J104 164 1,125 SH   DFND 01,06 0 1,125 0
CHUBB LIMITED COM H1467J104 31 215 SH   DFND 6 0 215 0
CHUBB LIMITED COM H1467J104 377 2,581 SH   DFND 12 0 2,581 0
CHUBB LIMITED COM H1467J104 10 70 SH   DFND 5 0 70 0
CHUBB LIMITED COM H1467J104 95 650 SH   DFND 1 0 650 0
CHURCH & DWIGHT COM 171340102 351 7,000 SH   SOLE   7,000 0 0
CHURCH & DWIGHT COM 171340102 55 1,100 SH   DFND 9 0 1,100 0
CME GROUP COM 12572Q105 107 736 SH   SOLE   736 0 0
CME GROUP COM 12572Q105 98 670 SH   DFND 12 0 670 0
COLGATE-PALMOLIVE COM 194162103 32 430 SH   SOLE   430 0 0
COLGATE-PALMOLIVE COM 194162103 238 3,150 SH   DFND 12 0 3,150 0
COLGATE-PALMOLIVE COM 194162103 148 1,960 SH   DFND 9 0 1,960 0
COLGATE-PALMOLIVE COM 194162103 30 400 SH   DFND 1 0 400 0
CVS HEALTH COM 126650100 615 8,476 SH   SOLE   8,476 0 0
CVS HEALTH COM 126650100 170 2,350 SH   DFND 7 0 2,350 0
CVS HEALTH COM 126650100 353 4,871 SH   DFND 9 0 4,871 0
CVS HEALTH COM 126650100 185 2,550 SH   DFND 01,06 0 2,550 0
CVS HEALTH COM 126650100 31 425 SH   DFND 6 0 425 0
CVS HEALTH COM 126650100 197 2,718 SH   DFND 12 0 2,718 0
CVS HEALTH COM 126650100 7 100 SH   DFND 5 0 100 0
DANAHER CORP COM 235851102 1,353 14,575 SH   SOLE   14,575 0 0
DANAHER CORP COM 235851102 218 2,350 SH   DFND 7 0 2,350 0
DANAHER CORP COM 235851102 468 5,046 SH   DFND 9 0 5,046 0
DANAHER CORP COM 235851102 116 1,250 SH   DFND 01,06 0 1,250 0
DANAHER CORP COM 235851102 30 320 SH   DFND 6 0 320 0
DANAHER CORP COM 235851102 330 3,560 SH   DFND 12 0 3,560 0
DANAHER CORP COM 235851102 9 100 SH   DFND 5 0 100 0
DANAHER CORP COM 235851102 102 1,100 SH   DFND 1 0 1,100 0
DISCOVER FINL SVCS COM 254709108 273 3,546 SH   SOLE   3,546 0 0
DISNEY COM 254687106 329 3,061 SH   SOLE   3,061 0 0
DISNEY COM 254687106 54 500 SH   DFND 7 0 500 0
DISNEY COM 254687106 153 1,422 SH   DFND 12 0 1,422 0
DISNEY COM 254687106 43 400 SH   DFND 9 0 400 0
DOWDUPONT INC COM 26078J100 39 550 SH   SOLE   550 0 0
DOWDUPONT INC COM 26078J100 150 2,100 SH   DFND 12 0 2,100 0
DOWDUPONT INC COM 26078J100 11 153 SH   DFND 9 0 153 0
DOWDUPONT INC COM 26078J100 21 298 SH   DFND 1 0 298 0
EMERSON ELECTRIC COM 291011104 24 350 SH   SOLE   350 0 0
EMERSON ELECTRIC COM 291011104 17 250 SH   DFND 9 0 250 0
EMERSON ELECTRIC COM 291011104 17 250 SH   DFND 01,06 0 250 0
EMERSON ELECTRIC COM 291011104 317 4,551 SH   DFND 12 0 4,551 0
EOG RESOURCES COM 26875P101 358 3,320 SH   SOLE   3,320 0 0
EOG RESOURCES COM 26875P101 33 310 SH   DFND 9 0 310 0
EOG RESOURCES COM 26875P101 49 450 SH   DFND 01,06 0 450 0
EOG RESOURCES COM 26875P101 108 1,000 SH   DFND 7 0 1,000 0
EOG RESOURCES COM 26875P101 18 170 SH   DFND 6 0 170 0
EOG RESOURCES COM 26875P101 127 1,175 SH   DFND 12 0 1,175 0
EOG RESOURCES COM 26875P101 5 50 SH   DFND 5 0 50 0
EOG RESOURCES COM 26875P101 38 350 SH   DFND 1 0 350 0
EXXON MOBIL COM 30231G102 193 2,305 SH   SOLE   2,305 0 0
EXXON MOBIL COM 30231G102 293 3,503 SH   DFND 9 0 3,503 0
EXXON MOBIL COM 30231G102 201 2,400 SH   DFND 01,06 0 2,400 0
EXXON MOBIL COM 30231G102 16 190 SH   DFND 6 0 190 0
EXXON MOBIL COM 30231G102 136 1,630 SH   DFND 12 0 1,630 0
FEDEX COM 31428X106 339 1,358 SH   SOLE   1,358 0 0
FISERV COM 337738108 848 6,465 SH   SOLE   6,465 0 0
FISERV COM 337738108 249 1,900 SH   DFND 7 0 1,900 0
FISERV COM 337738108 596 4,544 SH   DFND 9 0 4,544 0
FISERV COM 337738108 233 1,775 SH   DFND 01,06 0 1,775 0
FISERV COM 337738108 43 330 SH   DFND 6 0 330 0
FISERV COM 337738108 254 1,940 SH   DFND 12 0 1,940 0
FISERV COM 337738108 13 100 SH   DFND 5 0 100 0
FISERV COM 337738108 92 700 SH   DFND 1 0 700 0
FORTIVE CORP COM 34959J108 304 4,200 SH   SOLE   4,200 0 0
FORTIVE CORP COM 34959J108 145 2,000 SH   DFND 7 0 2,000 0
FORTIVE CORP COM 34959J108 72 1,000 SH   DFND 01,06 0 1,000 0
FORTIVE CORP COM 34959J108 124 1,715 SH   DFND 9 0 1,715 0
FORTIVE CORP COM 34959J108 16 215 SH   DFND 6 0 215 0
FORTIVE CORP COM 34959J108 118 1,633 SH   DFND 12 0 1,633 0
FORTIVE CORP COM 34959J108 5 75 SH   DFND 5 0 75 0
FORTIVE CORP COM 34959J108 43 600 SH   DFND 1 0 600 0
GENERAL ELECTRIC COM 369604103 150 8,590 SH   SOLE   8,590 0 0
GENERAL ELECTRIC COM 369604103 76 4,366 SH   DFND 9 0 4,366 0
GENERAL ELECTRIC COM 369604103 35 2,000 SH   DFND 01,06 0 2,000 0
GILEAD SCIENCES COM 375558103 58 815 SH   SOLE   815 0 0
GILEAD SCIENCES COM 375558103 147 2,055 SH   DFND 9 0 2,055 0
GILEAD SCIENCES COM 375558103 72 1,000 SH   DFND 7 0 1,000 0
GILEAD SCIENCES COM 375558103 221 3,085 SH   DFND 12 0 3,085 0
GILEAD SCIENCES COM 375558103 2 30 SH   DFND 6 0 30 0
GILEAD SCIENCES COM 375558103 36 500 SH   DFND 1 0 500 0
HOME DEPOT COM 437076102 828 4,370 SH   SOLE   4,370 0 0
HOME DEPOT COM 437076102 227 1,200 SH   DFND 7 0 1,200 0
HOME DEPOT COM 437076102 256 1,352 SH   DFND 9 0 1,352 0
HOME DEPOT COM 437076102 251 1,325 SH   DFND 01,06 0 1,325 0
HOME DEPOT COM 437076102 46 245 SH   DFND 6 0 245 0
HOME DEPOT COM 437076102 215 1,135 SH   DFND 12 0 1,135 0
HOME DEPOT COM 437076102 8 40 SH   DFND 5 0 40 0
ILLINOIS TOOL WORKS COM 452308109 425 2,550 SH   SOLE   2,550 0 0
ILLINOIS TOOL WORKS COM 452308109 136 815 SH   DFND 12 0 815 0
ILLINOIS TOOL WORKS COM 452308109 75 450 SH   DFND 9 0 450 0
ILLUMINA COM 452327109 598 2,735 SH   SOLE   2,735 0 0
ILLUMINA COM 452327109 198 904 SH   DFND 9 0 904 0
ILLUMINA COM 452327109 93 425 SH   DFND 01,06 0 425 0
ILLUMINA COM 452327109 109 500 SH   DFND 7 0 500 0
ILLUMINA COM 452327109 16 75 SH   DFND 6 0 75 0
ILLUMINA COM 452327109 127 582 SH   DFND 12 0 582 0
ILLUMINA COM 452327109 7 30 SH   DFND 5 0 30 0
INTEL CORP COM 458140100 381 8,250 SH   SOLE   8,250 0 0
INTEL CORP COM 458140100 540 11,701 SH   DFND 9 0 11,701 0
INTEL CORP COM 458140100 247 5,350 SH   DFND 01,06 0 5,350 0
INTEL CORP COM 458140100 42 900 SH   DFND 6 0 900 0
INTEL CORP COM 458140100 452 9,795 SH   DFND 12 0 9,795 0
IPG PHOTONICS COM 44980X109 58 270 SH   SOLE   270 0 0
IPG PHOTONICS COM 44980X109 150 700 SH   DFND 7 0 700 0
IPG PHOTONICS COM 44980X109 48 225 SH   DFND 01,06 0 225 0
IPG PHOTONICS COM 44980X109 219 1,024 SH   DFND 9 0 1,024 0
IPG PHOTONICS COM 44980X109 26 120 SH   DFND 6 0 120 0
JOHNSON & JOHNSON COM 478160104 1,087 7,780 SH   SOLE   7,780 0 0
JOHNSON & JOHNSON COM 478160104 286 2,050 SH   DFND 7 0 2,050 0
JOHNSON & JOHNSON COM 478160104 877 6,277 SH   DFND 9 0 6,277 0
JOHNSON & JOHNSON COM 478160104 265 1,900 SH   DFND 01,06 0 1,900 0
JOHNSON & JOHNSON COM 478160104 45 325 SH   DFND 6 0 325 0
JOHNSON & JOHNSON COM 478160104 645 4,615 SH   DFND 12 0 4,615 0
JOHNSON & JOHNSON COM 478160104 10 75 SH   DFND 5 0 75 0
JOHNSON & JOHNSON COM 478160104 56 400 SH   DFND 1 0 400 0
JPMORGAN CHASE COM 46625H100 707 6,615 SH   SOLE   6,615 0 0
JPMORGAN CHASE COM 46625H100 25 230 SH   DFND 9 0 230 0
MASTERCARD COM 57636Q104 1,598 10,560 SH   SOLE   10,560 0 0
MASTERCARD COM 57636Q104 325 2,150 SH   DFND 7 0 2,150 0
MASTERCARD COM 57636Q104 868 5,735 SH   DFND 9 0 5,735 0
MASTERCARD COM 57636Q104 151 1,000 SH   DFND 01,06 0 1,000 0
MASTERCARD COM 57636Q104 29 190 SH   DFND 6 0 190 0
MASTERCARD COM 57636Q104 230 1,520 SH   DFND 12 0 1,520 0
MASTERCARD COM 57636Q104 15 100 SH   DFND 5 0 100 0
MERCK COM 58933Y105 327 5,820 SH   SOLE   5,820 0 0
MERCK COM 58933Y105 108 1,914 SH   DFND 9 0 1,914 0
MERCK COM 58933Y105 28 500 SH   DFND 01,06 0 500 0
MERCK COM 58933Y105 352 6,255 SH   DFND 12 0 6,255 0
METTLER TOLEDO COM 592688105 434 700 SH   SOLE   700 0 0
MICROSOFT CORP COM 594918104 568 6,640 SH   SOLE   6,640 0 0
MICROSOFT CORP COM 594918104 426 4,985 SH   DFND 9 0 4,985 0
MICROSOFT CORP COM 594918104 120 1,400 SH   DFND 01,06 0 1,400 0
MICROSOFT CORP COM 594918104 240 2,800 SH   DFND 7 0 2,800 0
MICROSOFT CORP COM 594918104 347 4,055 SH   DFND 12 0 4,055 0
MICROSOFT CORP COM 594918104 86 1,000 SH   DFND 1 0 1,000 0
NESTLE SA ADR COM 641069406 740 8,605 SH   SOLE   8,605 0 0
NESTLE SA ADR COM 641069406 279 3,250 SH   DFND 7 0 3,250 0
NESTLE SA ADR COM 641069406 640 7,445 SH   DFND 9 0 7,445 0
NESTLE SA ADR COM 641069406 245 2,850 SH   DFND 01,06 0 2,850 0
NESTLE SA ADR COM 641069406 49 575 SH   DFND 6 0 575 0
NESTLE SA ADR COM 641069406 365 4,250 SH   DFND 12 0 4,250 0
NESTLE SA ADR COM 641069406 9 100 SH   DFND 5 0 100 0
NESTLE SA ADR COM 641069406 52 600 SH   DFND 1 0 600 0
NOVARTIS AG ADR COM 66987V109 793 9,445 SH   SOLE   9,445 0 0
NOVARTIS AG ADR COM 66987V109 222 2,650 SH   DFND 7 0 2,650 0
NOVARTIS AG ADR COM 66987V109 481 5,734 SH   DFND 9 0 5,734 0
NOVARTIS AG ADR COM 66987V109 202 2,400 SH   DFND 01,06 0 2,400 0
NOVARTIS AG ADR COM 66987V109 43 510 SH   DFND 6 0 510 0
NOVARTIS AG ADR COM 66987V109 146 1,740 SH   DFND 12 0 1,740 0
NOVARTIS AG ADR COM 66987V109 8 100 SH   DFND 5 0 100 0
NOVARTIS AG ADR COM 66987V109 92 1,100 SH   DFND 1 0 1,100 0
NOVOZYMES A S DKK 2.0 COM B798FW902 630 11,060 SH   SOLE   11,060 0 0
NOVOZYMES A S DKK 2.0 COM B798FW902 228 4,000 SH   DFND 7 0 4,000 0
NOVOZYMES A S DKK 2.0 COM B798FW902 373 6,543 SH   DFND 9 0 6,543 0
NOVOZYMES A S DKK 2.0 COM B798FW902 207 3,625 SH   DFND 01,06 0 3,625 0
NOVOZYMES A S DKK 2.0 COM B798FW902 37 650 SH   DFND 6 0 650 0
NOVOZYMES A S DKK 2.0 COM B798FW902 155 2,722 SH   DFND 12 0 2,722 0
NOVOZYMES A S DKK 2.0 COM B798FW902 11 200 SH   DFND 5 0 200 0
NOVOZYMES A S DKK 2.0 COM B798FW902 46 800 SH   DFND 1 0 800 0
NXP SEMICONDUCTORS COM N6596X109 176 1,500 SH   SOLE   1,500 0 0
NXP SEMICONDUCTORS COM N6596X109 31 268 SH   DFND 9 0 268 0
NXP SEMICONDUCTORS COM N6596X109 2 20 SH   DFND 6 0 20 0
ORACLE COM 68389X105 260 5,496 SH   SOLE   5,496 0 0
ORACLE COM 68389X105 61 1,300 SH   DFND 01,06 0 1,300 0
ORACLE COM 68389X105 142 3,000 SH   DFND 7 0 3,000 0
ORACLE COM 68389X105 178 3,775 SH   DFND 9 0 3,775 0
ORACLE COM 68389X105 14 300 SH   DFND 6 0 300 0
ORACLE COM 68389X105 47 1,000 SH   DFND 12 0 1,000 0
ORACLE COM 68389X105 7 150 SH   DFND 5 0 150 0
PARKER HANNIFIN COM 701094104 317 1,590 SH   SOLE   1,590 0 0
PEPSICO COM 713448108 177 1,480 SH   SOLE   1,480 0 0
PEPSICO COM 713448108 282 2,350 SH   DFND 9 0 2,350 0
PEPSICO COM 713448108 60 500 SH   DFND 7 0 500 0
PEPSICO COM 713448108 177 1,480 SH   DFND 12 0 1,480 0
PEPSICO COM 713448108 3 25 SH   DFND 6 0 25 0
PETROSHALE INC COM 71676H106 166 100,000 SH   DFND 7 0 100,000 0
PROCTER & GAMBLE COM 742718109 952 10,365 SH   SOLE   10,365 0 0
PROCTER & GAMBLE COM 742718109 679 7,388 SH   DFND 9 0 7,388 0
PROCTER & GAMBLE COM 742718109 202 2,200 SH   DFND 01,06 0 2,200 0
PROCTER & GAMBLE COM 742718109 156 1,700 SH   DFND 7 0 1,700 0
PROCTER & GAMBLE COM 742718109 32 345 SH   DFND 6 0 345 0
PROCTER & GAMBLE COM 742718109 433 4,717 SH   DFND 12 0 4,717 0
PROCTER & GAMBLE COM 742718109 8 90 SH   DFND 5 0 90 0
PROCTER & GAMBLE COM 742718109 74 800 SH   DFND 1 0 800 0
ROCHE HLDG LTD ADR COM 771195104 246 7,775 SH   SOLE   7,775 0 0
ROCHE HLDG LTD ADR COM 771195104 164 5,200 SH   DFND 7 0 5,200 0
ROCHE HLDG LTD ADR COM 771195104 38 1,200 SH   DFND 01,06 0 1,200 0
ROCHE HLDG LTD ADR COM 771195104 186 5,877 SH   DFND 9 0 5,877 0
ROCHE HLDG LTD ADR COM 771195104 19 590 SH   DFND 6 0 590 0
ROCHE HLDG LTD ADR COM 771195104 122 3,848 SH   DFND 12 0 3,848 0
ROCHE HLDG LTD ADR COM 771195104 8 250 SH   DFND 5 0 250 0
ROCKWELL AUTOMATION COM 773903109 599 3,050 SH   SOLE   3,050 0 0
ROCKWELL AUTOMATION COM 773903109 314 1,600 SH   DFND 7 0 1,600 0
ROCKWELL AUTOMATION COM 773903109 380 1,937 SH   DFND 9 0 1,937 0
ROCKWELL AUTOMATION COM 773903109 137 700 SH   DFND 01,06 0 700 0
ROCKWELL AUTOMATION COM 773903109 34 175 SH   DFND 6 0 175 0
ROCKWELL AUTOMATION COM 773903109 65 330 SH   DFND 12 0 330 0
ROCKWELL AUTOMATION COM 773903109 14 70 SH   DFND 5 0 70 0
ROCKWELL AUTOMATION COM 773903109 39 200 SH   DFND 1 0 200 0
SCHLUMBERGER COM 806857108 165 2,450 SH   SOLE   2,450 0 0
SCHLUMBERGER COM 806857108 198 2,938 SH   DFND 9 0 2,938 0
SCHLUMBERGER COM 806857108 15 225 SH   DFND 6 0 225 0
SCHLUMBERGER COM 806857108 76 1,130 SH   DFND 12 0 1,130 0
SCHLUMBERGER COM 806857108 5 80 SH   DFND 5 0 80 0
SMUCKER J M COM 832696405 82 660 SH   SOLE   660 0 0
SMUCKER J M COM 832696405 148 1,188 SH   DFND 9 0 1,188 0
SMUCKER J M COM 832696405 31 250 SH   DFND 6 0 250 0
SMUCKER J M COM 832696405 53 425 SH   DFND 12 0 425 0
SMUCKER J M COM 832696405 9 75 SH   DFND 5 0 75 0
SPDR S&P 500 ETF COM 78462F103 640 2,400 SH   SOLE   2,400 0 0
SPDR S&P 500 ETF COM 78462F103 72 268 SH   DFND 12 0 268 0
STATE STREET COM 857477103 331 3,387 SH   DFND 9 0 3,387 0
STRYKER CORP COM 863667101 441 2,850 SH   SOLE   2,850 0 0
TJX COS COM 872540109 395 5,164 SH   SOLE   5,164 0 0
TJX COS COM 872540109 20 260 SH   DFND 9 0 260 0
UNILEVER PLC NEW ADR COM 904767704 1,154 20,850 SH   SOLE   20,850 0 0
UNILEVER PLC NEW ADR COM 904767704 221 4,000 SH   DFND 7 0 4,000 0
UNILEVER PLC NEW ADR COM 904767704 306 5,531 SH   DFND 9 0 5,531 0
UNILEVER PLC NEW ADR COM 904767704 160 2,900 SH   DFND 01,06 0 2,900 0
UNILEVER PLC NEW ADR COM 904767704 30 535 SH   DFND 6 0 535 0
UNILEVER PLC NEW ADR COM 904767704 108 1,952 SH   DFND 12 0 1,952 0
UNILEVER PLC NEW ADR COM 904767704 10 175 SH   DFND 5 0 175 0
UNILEVER PLC NEW ADR COM 904767704 72 1,300 SH   DFND 1 0 1,300 0
UNION PACIFIC COM 907818108 148 1,100 SH   DFND 01,06 0 1,100 0
UNION PACIFIC COM 907818108 263 1,960 SH   DFND 12 0 1,960 0
UNION PACIFIC COM 907818108 54 400 SH   DFND 9 0 400 0
UNITED HEALTH GROUP COM 91324P102 36 164 SH   SOLE   164 0 0
UNITED HEALTH GROUP COM 91324P102 128 580 SH   DFND 12 0 580 0
UNITED HEALTH GROUP COM 91324P102 66 300 SH   DFND 9 0 300 0
UNITED TECHNOLOGIES COM 913017109 1,329 10,415 SH   SOLE   10,415 0 0
UNITED TECHNOLOGIES COM 913017109 255 2,000 SH   DFND 7 0 2,000 0
UNITED TECHNOLOGIES COM 913017109 531 4,159 SH   DFND 9 0 4,159 0
UNITED TECHNOLOGIES COM 913017109 147 1,150 SH   DFND 01,06 0 1,150 0
UNITED TECHNOLOGIES COM 913017109 34 270 SH   DFND 6 0 270 0
UNITED TECHNOLOGIES COM 913017109 246 1,930 SH   DFND 12 0 1,930 0
UNITED TECHNOLOGIES COM 913017109 10 75 SH   DFND 5 0 75 0
UNITED TECHNOLOGIES COM 913017109 102 800 SH   DFND 1 0 800 0
VERIZON COMMUNICATIONS COM 92343V104 281 5,307 SH   SOLE   5,307 0 0
VERIZON COMMUNICATIONS COM 92343V104 26 500 SH   DFND 9 0 500 0
VISA COM 92826C839 478 4,196 SH   SOLE   4,196 0 0
VISA COM 92826C839 31 270 SH   DFND 9 0 270 0
VISA COM 92826C839 57 500 SH   DFND 1 0 500 0
WASTE MANAGEMENT INC COM 94106L109 302 3,500 SH   SOLE   3,500 0 0
XILINX COM 983919101 510 7,570 SH   SOLE   7,570 0 0
XILINX COM 983919101 67 1,000 SH   DFND 01,06 0 1,000 0
XILINX COM 983919101 135 2,000 SH   DFND 7 0 2,000 0
XILINX COM 983919101 283 4,198 SH   DFND 9 0 4,198 0
XILINX COM 983919101 25 375 SH   DFND 6 0 375 0
XILINX COM 983919101 83 1,235 SH   DFND 12 0 1,235 0
XILINX COM 983919101 10 150 SH   DFND 5 0 150 0
XYLEM INC COM 98419M100 823 12,065 SH   SOLE   12,065 0 0
XYLEM INC COM 98419M100 205 3,000 SH   DFND 7 0 3,000 0
XYLEM INC COM 98419M100 223 3,270 SH   DFND 9 0 3,270 0
XYLEM INC COM 98419M100 40 590 SH   DFND 12 0 590 0
XYLEM INC COM 98419M100 14 200 SH   DFND 5 0 200 0
XYLEM INC COM 98419M100 4 60 SH   DFND 6 0 60 0
XYLEM INC COM 98419M100 41 600 SH   DFND 1 0 600 0
ABERDEEN EMERG MKTS INSTL Equity Mutual Fu 003021714 277 17,181 SH   SOLE   17,181 0 0
HARDING LOEVNER FUNDS INC GLOB Equity Mutual Fu 412295206 201 5,392 SH   SOLE   5,392 0 0
VANGUARD EMERGING MARKETS STOC Equity Mutual Fu 922042841 274 7,183 SH   SOLE   7,183 0 0
VANGUARD EUROPEAN STOCK INDEX Equity Mutual Fu 922042809 267 3,610 SH   SOLE   3,610 0 0
VANGUARD PACIFIC STOCK INDEX F Equity Mutual Fu 922042700 264 2,931 SH   SOLE   2,931 0 0
VANGUARD SMALL CAP INDEX FD AD Equity Mutual Fu 922908686 384 5,427 SH   SOLE   5,427 0 0
VANGUARD TOTAL STOCK MARKET IN Equity Mutual Fu 922908728 399 5,975 SH   SOLE   5,975 0 0