The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
BERKSHIRE HATHAWAY INC D CL B NEW 084670702 2,099 10,587 SH   SOLE NONE 0 0 10,587
PIMCO ETF TR ENHAN SHRT MA AC 72201R833 1,354 13,332 SH   SOLE NONE 0 0 13,332
WESTERN ASSET EMRG MKT D COM 95766A101 861 55,341 SH   SOLE NONE 0 0 55,341
DENTSPLY SIRONA INC COM 24906P109 725 11,007 SH   SOLE NONE 0 0 11,007
EXXON MOBIL CORP COM 30231G102 1,442 17,246 SH   SOLE NONE 0 0 17,246
SPDR SERIES TRUST CITI INT GVT ETF 78464A490 259 4,500 SH   SOLE NONE 0 0 4,500
WELLS FARGO CO NEW COM 949746101 552 9,091 SH   SOLE NONE 0 0 9,091
VERIZON COMMUNICATIONS I COM 92343V104 276 5,221 SH   SOLE NONE 0 0 5,221
VANGUARD WHITEHALL FDS I HIGH DIV YLD 921946406 383 4,476 SH   SOLE NONE 0 0 4,476
VANGUARD STAR FD VG TL INTL STK F 921909768 886 15,600 SH   SOLE NONE 0 0 15,600
VANGUARD INDEX FDS EXTEND MKT ETF 922908652 363 3,250 SH   SOLE NONE 0 0 3,250
VANGUARD INTL EQUITY IND FTSE EMR MKT ETF 922042858 1,448 31,548 SH   SOLE NONE 0 0 31,548
INVESCO SR INCOME TR COM 46131H107 447 101,851 SH   SOLE NONE 0 0 101,851
VANGUARD MALVERN FDS STRM INFPROIDX 922020805 19,692 403,360 SH   SOLE NONE 0 0 403,360
VANGUARD INDEX FDS TOTAL STK MKT 922908769 1,365 9,945 SH   SOLE NONE 0 0 9,945
VANGUARD INTL EQUITY IND FTSE SMCAP ETF 922042718 407 3,415 SH   SOLE NONE 0 0 3,415
POWERSHARES ETF TR II VAR RATE PFD POR 73937B597 2,555 99,565 SH   SOLE NONE 0 0 99,565
VANGUARD INDEX FDS S&P 500 ETF SHS 922908363 857 3,495 SH   SOLE NONE 0 0 3,495
VANGUARD INDEX FDS MID CAP ETF 922908629 476 3,075 SH   SOLE NONE 0 0 3,075
VANGUARD INDEX FDS REIT ETF 922908553 5,194 62,588 SH   SOLE NONE 0 0 62,588
VANGUARD SPECIALIZED FUN DIV APP ETF 921908844 911 8,932 SH   SOLE NONE 0 0 8,932
VANGUARD INTL EQUITY IND ALLWRLD EX US 922042775 2,403 43,921 SH   SOLE NONE 0 0 43,921
VANGUARD TAX MANAGED INT FTSE DEV MKT ETF 921943858 1,154 25,717 SH   SOLE NONE 0 0 25,717
VANGUARD INDEX FDS SMALL CP ETF 922908751 806 5,455 SH   SOLE NONE 0 0 5,455
VISA INC COM CL A 92826C839 303 2,658 SH   SOLE NONE 0 0 2,658
ISHARES TR MIN VOL USA ETF 46429B697 4,900 92,845 SH   SOLE NONE 0 0 92,845
TJX COS INC NEW COM 872540109 763 9,978 SH   SOLE NONE 0 0 9,978
ISHARES TR TIPS BD ETF 464287176 13,164 115,389 SH   SOLE NONE 0 0 115,389
SPDR S&P 500 ETF TR TR UNIT 78462F103 38,682 144,954 SH   SOLE NONE 0 0 144,954
POWERSHARES ETF TR II S&P500 LOW VOL 73937B779 5,071 106,227 SH   SOLE NONE 0 0 106,227
ISHARES TR PHLX SEMICND ETF 464287523 747 4,400 SH   SOLE NONE 0 0 4,400
SPDR SERIES TRUST S&P DIVID ETF 78464A763 22,608 239,293 SH   SOLE NONE 0 0 239,293
ISHARES TR EAFE SML CP ETF 464288273 842 13,055 SH   SOLE NONE 0 0 13,055
SCHWAB CHARLES CORP NEW COM 808513105 562 10,939 SH   SOLE NONE 0 0 10,939
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 367 13,152 SH   SOLE NONE 0 0 13,152
ROYAL BK CDA MONTREAL QU COM 780087102 1,042 12,763 SH   SOLE NONE 0 0 12,763
SPDR INDEX SHS FDS DJ INTL RL ETF 78463X863 481 11,871 SH   SOLE NONE 0 0 11,871
OPPENHEIMER ETF TR LARGE CAP REV ET 68386C104 9,018 175,480 SH   SOLE NONE 0 0 175,480
OPPENHEIMER ETF TR MID CAP REV ETF 68386C203 833 13,719 SH   SOLE NONE 0 0 13,719
OPPENHEIMER ETF TR SMALL CAP REV ET 68386C302 771 11,033 SH   SOLE NONE 0 0 11,033
RYDEX ETF TRUST GUG S&P500 EQ WT 78355W106 662 6,550 SH   SOLE NONE 0 0 6,550
ROSS STORES INC COM 778296103 244 3,044 SH   SOLE NONE 0 0 3,044
COHEN & STEERS TOTAL RET COM 19247R103 164 12,830 SH   SOLE NONE 0 0 12,830
POWERSHARES QQQ TRUST UNIT SER 1 73935A104 212 1,362 SH   SOLE NONE 0 0 1,362
POWERSHARES ETF TR II DEV MKTS EX-US 73936T789 262 5,773 SH   SOLE NONE 0 0 5,773
POWERSHARES ETF TRUST FTSE RAFI 1000 73935X583 21,446 188,818 SH   SOLE NONE 0 0 188,818
PJT PARTNERS INC COM CL A 69343T107 7,451 163,398 SH   SOLE NONE 0 0 163,398
PROCTER AND GAMBLE CO COM 742718109 224 2,441 SH   SOLE NONE 0 0 2,441
PFIZER INC COM 717081103 504 13,928 SH   SOLE NONE 0 0 13,928
PEPSICO INC COM 713448108 670 5,587 SH   SOLE NONE 0 0 5,587
POWERSHARES ETF TR II EX US SML PORT 73936T771 634 18,420 SH   SOLE NONE 0 0 18,420
PRICELINE GRP INC COM NEW 741503403 401 231 SH   SOLE NONE 0 0 231
O REILLY AUTOMOTIVE INC COM 67103H107 378 1,573 SH   SOLE NONE 0 0 1,573
OMNICOM GROUP INC COM 681919106 387 5,316 SH   SOLE NONE 0 0 5,316
ISHARES TR S&P 100 ETF 464287101 816 6,880 SH   SOLE NONE 0 0 6,880
ISHARES U S ETF TR SHT MAT BD ETF 46431W507 15,891 317,065 SH   SOLE NONE 0 0 317,065
MICROSOFT CORP COM 594918104 1,337 15,628 SH   SOLE NONE 0 0 15,628
MERCK & CO INC COM 58933Y105 224 3,984 SH   SOLE NONE 0 0 3,984
GLOBAL X FDS GLB X MLP ENRG I 37950E226 1,325 97,495 SH   SOLE NONE 0 0 97,495
UBS AG JERSEY BRH ALERIAN INFRST 902641646 33,765 1,395,823 SH   SOLE NONE 0 0 1,395,823
BLACKROCK MUNIHLDGS NY Q COM 09255C106 197 14,685 SH   SOLE NONE 0 0 14,685
MOHAWK INDS INC COM 608190104 497 1,802 SH   SOLE NONE 0 0 1,802
SPDR S&P MIDCAP 400 ETF UTSER1 S&PDCRP 78467Y107 17,270 49,999 SH   SOLE NONE 0 0 49,999
BARINGS CORPORATE INVS COM 06759X107 272 17,800 SH   SOLE NONE 0 0 17,800
MASTERCARD INCORPORATED CL A 57636Q104 1,167 7,711 SH   SOLE NONE 0 0 7,711
CARMAX INC COM 143130102 553 8,627 SH   SOLE NONE 0 0 8,627
JPMORGAN CHASE & CO COM 46625H100 512 4,791 SH   SOLE NONE 0 0 4,791
JOHNSON & JOHNSON COM 478160104 2,226 15,930 SH   SOLE NONE 0 0 15,930
JACOBS ENGR GROUP INC DE COM 469814107 426 6,459 SH   SOLE NONE 0 0 6,459
ISHARES TR RUS MID CAP ETF 464287499 531 2,551 SH   SOLE NONE 0 0 2,551
ISHARES TR RUSSELL 2000 ETF 464287655 5,415 35,514 SH   SOLE NONE 0 0 35,514
ISHARES TR RUS 1000 GRW ETF 464287614 647 4,801 SH   SOLE NONE 0 0 4,801
ISHARES TR RUS 1000 VAL ETF 464287598 422 3,392 SH   SOLE NONE 0 0 3,392
ISHARES TR RUS 1000 ETF 464287622 3,205 21,569 SH   SOLE NONE 0 0 21,569
ISHARES TR CORE S&P500 ETF 464287200 62,370 231,987 SH   SOLE NONE 0 0 231,987
ISHARES TR S&P 500 VAL ETF 464287408 275 2,405 SH   SOLE NONE 0 0 2,405
COHEN & STEERS GLOBAL IN COM 19248M103 373 37,745 SH   SOLE NONE 0 0 37,745
ISHARES TR CORE S&P SCP ETF 464287804 16,617 216,341 SH   SOLE NONE 0 0 216,341
ISHARES TR S&P MC 400GR ETF 464287606 222 1,030 SH   SOLE NONE 0 0 1,030
ISHARES TR S&P MC 400VL ETF 464287705 259 1,617 SH   SOLE NONE 0 0 1,617
ISHARES TR CORE S&P MCP ETF 464287507 35,753 188,389 SH   SOLE NONE 0 0 188,389
ISHARES TR INTL SEL DIV ETF 464288448 7,596 224,808 SH   SOLE NONE 0 0 224,808
HERSHEY CO COM 427866108 363 3,200 SH   SOLE NONE 0 0 3,200
HARRIS CORP DEL COM 413875105 2,177 15,367 SH   SOLE NONE 0 0 15,367
HONEYWELL INTL INC COM 438516106 306 1,994 SH   SOLE NONE 0 0 1,994
ISHARES TR CORE HIGH DV ETF 46429B663 2,002 22,207 SH   SOLE NONE 0 0 22,207
HOME DEPOT INC COM 437076102 626 3,304 SH   SOLE NONE 0 0 3,304
ALPHABET INC CAP STK CL A 02079K305 223 212 SH   SOLE NONE 0 0 212
ALPHABET INC CAP STK CL C 02079K107 1,176 1,124 SH   SOLE NONE 0 0 1,124
LIBERTY MEDIA CORP DELAW COM SER C FRMLA 531229854 216 6,331 SH   SOLE NONE 0 0 6,331
BLACKROCK FLOAT RATE OME COM 09255X100 985 71,411 SH   SOLE NONE 0 0 71,411
FIRST TR SR FLG RTE INCM COM 33733U108 1,374 106,500 SH   SOLE NONE 0 0 106,500
FACEBOOK INC CL A 30303M102 290 1,646 SH   SOLE NONE 0 0 1,646
SPDR INDEX SHS FDS S&P EMKTSC ETF 78463X756 461 8,860 SH   SOLE NONE 0 0 8,860
FIRST TR EXCHANGE TRADED NO AMER ENERGY 33738D101 336 13,696 SH   SOLE NONE 0 0 13,696
ISHARES TR JPMORGAN USD EMG 464288281 401 3,451 SH   SOLE NONE 0 0 3,451
ISHARES TR MIN VOL EAFE ETF 46429B689 1,210 16,580 SH   SOLE NONE 0 0 16,580
ISHARES TR MSCI EAFE ETF 464287465 2,971 42,255 SH   SOLE NONE 0 0 42,255
ISHARES TR MSCI EMG MKT ETF 464287234 417 8,851 SH   SOLE NONE 0 0 8,851
ISHARES TR SELECT DIVID ETF 464287168 4,316 43,793 SH   SOLE NONE 0 0 43,793
DISNEY WALT CO COM DISNEY 254687106 377 3,507 SH   SOLE NONE 0 0 3,507
WISDOMTREE TR EMER MKT HIGH FD 97717W315 606 13,355 SH   SOLE NONE 0 0 13,355
DBX ETF TR XTRACK MSCI EAFE 233051200 225 7,084 SH   SOLE NONE 0 0 7,084
CHEVRON CORP NEW COM 166764100 271 2,161 SH   SOLE NONE 0 0 2,161
CALAMOS CONV & HIGH INCO COM SHS 12811P108 453 38,241 SH   SOLE NONE 0 0 38,241
CITIZENS FINL GROUP INC COM 174610105 4,911 116,976 SH   SOLE NONE 0 0 116,976
CREDIT ACCEP CORP MICH COM 225310101 464 1,434 SH   SOLE NONE 0 0 1,434
CLAYMORE EXCHANGE TRD FD 2024 CORP BOND 18383M233 236 11,310 SH   SOLE NONE 0 0 11,310
CLAYMORE EXCHANGE TRD FD 2023 CORP BOND 18383M241 206 9,890 SH   SOLE NONE 0 0 9,890
AMAZON COM INC COM 023135106 724 619 SH   SOLE NONE 0 0 619
JPMORGAN CHASE & CO ALERIAN ML ETN 46625H365 26,221 954,550 SH   SOLE NONE 0 0 954,550
ABBVIE INC COM 00287Y109 356 3,685 SH   SOLE NONE 0 0 3,685
APPLE INC COM 037833100 11,754 69,458 SH   SOLE NONE 0 0 69,458