The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AFLAC COM 001055102 1,047 11,923 SH   DFND   11,923 0 0
ALERIAN MLP ETF ALERIAN MLP 00162Q866 2,742 254,096 SH   DFND   141,396 0 112,700
AT&T INC COM 00206R102 6,807 175,073 SH   DFND   169,021 0 6,052
ABBOTT LABS COM 002824100 4,895 85,779 SH   DFND   66,229 0 19,550
ABBVIE INC. COM 00287Y109 8,896 91,986 SH   DFND   71,236 0 20,750
ADVANCE AUTO PARTS INC COM 00751Y106 211 2,115 SH   DFND   2,115 0 0
AETNA U S HEALTHCARE INC COM COM 00817Y108 544 3,014 SH   DFND   3,003 0 11
AIR PRODUCTS & CHEMICALS INC COM 009158106 77,404 471,744 SH   DFND   386,303 0 85,441
ALLSTATE CORP COM 020002101 352 3,359 SH   DFND   3,341 0 18
ALPHABET INC CL C CAP STK CL C 02079K107 2,096 2,003 SH   DFND   2,003 0 0
ALPHABET INC - CL A CAP STK CL A 02079K305 1,162 1,103 SH   DFND   1,097 0 6
ALPINE GROUP, INC. COM 020825600 27 777,928 SH   DFND   777,928 0 0
ALTRIA GROUP INC COM COM 02209S103 30,422 426,023 SH   DFND   418,726 0 7,297
AMAZON.COM INC COM 023135106 726 621 SH   DFND   597 0 24
AMERICAN ELECTRIC POWER COM 025537101 38,747 526,669 SH   DFND   510,146 0 16,523
AMERICAN EXPRESS CO COM 025816109 2,350 23,660 SH   DFND   23,585 0 75
AMERICAN WTR WK COM 030420103 221 2,417 SH   DFND   2,417 0 0
AMGEN INC COM 031162100 11,811 67,920 SH   DFND   67,920 0 0
ANADARKO PETROLEUM CORP COM 032511107 307 5,728 SH   DFND   5,728 0 0
ANHEUSER-BUSCH INBEV SA ADR SPONSORED ADR 03524A108 90,766 813,611 SH   DFND   649,252 0 164,359
ANTHEM INC COM 036752103 388 1,725 SH   DFND   1,725 0 0
APPLE INC COM 037833100 157,073 928,160 SH   DFND   769,715 0 158,445
AQUA AMERICA INC COM 03836W103 729 18,579 SH   DFND   18,579 0 0
AUTOMATIC DATA PROCESSING COM 053015103 34,914 297,926 SH   DFND   288,231 0 9,695
BB&T CORP COM 054937107 461 9,273 SH   DFND   7,673 0 1,600
BP PLC SPONSORED ADR 055622104 3,235 76,966 SH   DFND   76,966 0 0
BANK OF AMERICA COM 060505104 245 8,284 SH   DFND   8,284 0 0
BANK NEW YORK MELLON CORP COM 064058100 217 4,027 SH   DFND   3,127 0 900
CR BARD INC COM 067383109 350 1,056 SH   DFND   1,056 0 0
BAXTER INTL INC COM 071813109 71,495 1,106,050 SH   DFND   904,454 0 201,596
BECTON DICKINSON COM 075887109 76,287 356,384 SH   DFND   294,924 0 61,460
BERKSHIRE HATHAWAY INC DEL CL A 084670108 1,488 5 SH   DFND   5 0 0
BERKSHIRE HATHAWAY INC DEL CL A 084670108 4,762 16 SH   DFND   16 0 0
BERKSHIRE HATHAWAY INC DEL CL B CL B NEW 084670702 3,759 18,964 SH   DFND   17,864 0 1,100
BLACKROCK INC COM 09247X101 149,784 291,573 SH   DFND   237,047 0 54,526
BLACKROCK MUNIVEST FUND INC COM 09253R105 259 26,917 SH   DFND   26,917 0 0
BLACKROCK MUNIVEST FUND COM 09253T101 167 10,801 SH   DFND   10,801 0 0
BOEING CO COM 097023105 2,094 7,100 SH   DFND   7,100 0 0
THE BRINKS COMPANY COM 109696104 221 2,813 SH   DFND   2,813 0 0
BRISTOL MYERS SQUIBB CO COM 110122108 5,043 82,300 SH   DFND   79,950 0 2,350
BROWN-FORMAN CORP CL B 115637209 348 5,064 SH   DFND   5,064 0 0
BUCKEYE PARTNERS L P UNIT LTD PARTN 118230101 209 4,224 SH   DFND   4,224 0 0
CIGNA CORP COM 125509109 3,514 17,302 SH   DFND   17,302 0 0
CVS HEALTH CORPORATION COM 126650100 74,234 1,023,914 SH   DFND   831,571 0 192,343
CABLE ONE INC COM 12685J105 234 333 SH   DFND   333 0 0
CAMPBELL SOUP CO COM 134429109 303 6,290 SH   DFND   2,665 0 3,625
CANADIAN IMPERIAL BANK COM 136069101 269 2,764 SH   DFND   2,764 0 0
CANADIAN NATL RAILWAY CO COM 136375102 245 2,971 SH   DFND   2,971 0 0
CANADIAN PACIFIC RAILWAY LTD COM 13645T100 688 3,767 SH   DFND   3,767 0 0
CATERPILLAR INC COM 149123101 996 6,322 SH   DFND   5,922 0 400
CENOVUS ENERGY INC COM 15135U109 94 10,260 SH   DFND   10,260 0 0
CHEMOURS COMPANY COM 163851108 3,118 62,284 SH   DFND   62,284 0 0
CHEVRON CORPORATION COM 166764100 38,419 306,889 SH   DFND   288,667 0 18,222
CHURCH & DWIGHT CO COM 171340102 823 16,395 SH   DFND   16,395 0 0
CISCO SYS INC COM 17275R102 30,906 806,953 SH   DFND   784,257 0 22,696
CLOROX CO COM 189054109 402 2,706 SH   DFND   2,706 0 0
COCA-COLA CO COM 191216100 77,712 1,693,811 SH   DFND   1,393,316 0 300,495
COGNIZANT TECH SOLUTIONS - A CL A 192446102 330 4,650 SH   DFND   4,650 0 0
COLGATE-PALMOLIVE CO COM 194162103 4,248 56,301 SH   DFND   43,701 0 12,600
COMCAST CORP NEW COM CL A CL A 20030N101 121,276 3,028,122 SH   DFND   2,418,706 0 609,416
COMMUNITY BANK SYSTEM INC COM 203607106 230 4,279 SH   DFND   4,279 0 0
CONOCOPHILLIPS COM 20825C104 2,531 46,106 SH   DFND   44,706 0 1,400
CONSOLIDATED EDISON INC COM 209115104 2,370 27,902 SH   DFND   27,102 0 800
CONSTELLATION BRANDS COM CL A 21036P108 461 2,018 SH   DFND   2,018 0 0
COSTCO WHSL CORP NEW COM COM 22160K105 859 4,617 SH   DFND   4,617 0 0
CUMMINS INC COM 231021106 456 2,580 SH   DFND   2,580 0 0
DANAHER CORP COM 235851102 1,958 21,092 SH   DFND   21,092 0 0
DARDEN RESTAURANTS COM 237194105 462 4,811 SH   DFND   4,811 0 0
DEERE & CO. COM 244199105 532 3,400 SH   DFND   3,400 0 0
DEVON ENERGY CORP NEW COM COM 25179M103 231 5,575 SH   DFND   5,575 0 0
DIAGEO PLC - SPONSORED ADR SPON ADR NEW 25243Q205 1,644 11,261 SH   DFND   11,261 0 0
DISNEY WALT PRODUCTIONS COM DISNEY 254687106 100,028 930,406 SH   DFND   755,427 0 174,979
DOMINION RES INC VA NEW COM COM 25746U109 1,357 16,743 SH   DFND   16,743 0 0
DOVER CORP COM 260003108 458 4,532 SH   DFND   4,532 0 0
DOWDUPONT INC COM 26078J100 137,680 1,933,167 SH   DFND   1,670,276 0 262,891
DUKE ENERGY CORP COM NEW 26441C204 1,019 12,115 SH   DFND   11,857 0 258
EATON VANCE TAX-MANAGED GLOBAL BUY-WRITE OPPORTUNI COM 27829C105 180 15,075 SH   DFND   15,075 0 0
EMERSON ELECTRIC CO COM 291011104 3,043 43,663 SH   DFND   39,343 0 4,320
ENCANA CORP COM COM 292505104 139 10,402 SH   DFND   10,402 0 0
ENBRIDGE ENERGY PARTNERS L PCOM COM 29250R106 214 15,530 SH   DFND   15,530 0 0
ENERGY TRANSFER PARTNERS LP UNIT LTD PRT INT 29278N103 1,048 58,488 SH   DFND   58,488 0 0
ENTERPRISE PRODUCTS PARTNERS COM 293792107 2,200 82,975 SH   DFND   82,975 0 0
EVERSOURCE EN COM 30040W108 212 3,358 SH   DFND   3,358 0 0
EXELON CORP COM 30161N101 264 6,704 SH   DFND   6,704 0 0
EXXON MOBIL CORP COM 30231G102 95,489 1,141,672 SH   DFND   973,932 0 167,740
FACEBOOK INC CL A 30303M102 771 4,371 SH   DFND   4,281 0 90
FASTENAL COMPANY COM 311900104 219 4,000 SH   DFND   4,000 0 0
FEDEX CORP COM 31428X106 482 1,930 SH   DFND   1,930 0 0
FIDELITY NATIONAL INFO SVCS COM 31620M106 368 3,915 SH   DFND   3,915 0 0
FNF GROUP FNF GROUP COM 31620R303 356 9,084 SH   DFND   9,084 0 0
FIRST BANK/NJ COM 31931U102 516 37,240 SH   DFND   37,240 0 0
FORTIVE CORP COM 34959J108 440 6,081 SH   DFND   6,081 0 0
FRANKLIN RES INC COM 354613101 230 5,300 SH   DFND   5,300 0 0
GAP INC COM 364760108 26,401 775,135 SH   DFND   749,983 0 25,152
GENERAL DYNAMICS CORP COM 369550108 350 1,722 SH   DFND   1,722 0 0
GENERAL ELECTRIC COM 369604103 2,044 117,115 SH   DFND   107,590 0 9,525
GENERAL MILLS INC COM 370334104 1,229 20,724 SH   DFND   17,824 0 2,900
GENUINE PARTS CO COM 372460105 31,506 331,605 SH   DFND   324,041 0 7,564
GILEAD SCIENCES INC COM 375558103 251 3,498 SH   DFND   3,498 0 0
GLATFELTER P H CO COM 377316104 2,977 138,859 SH   DFND   138,859 0 0
GLAXOSMITHKLINE PLC SPONSORED ADR 37733W105 30,771 867,536 SH   DFND   696,030 0 171,506
GLOBAL X FDS GLB X MLP ENRG I 37950E226 2,762 203,228 SH   DFND   201,378 0 1,850
GOLDMAN SACHS GROUP INC COM COM 38141G104 414 1,624 SH   DFND   1,624 0 0
WW GRAINGER INC COM 384802104 710 3,007 SH   DFND   3,007 0 0
GREENE COUNTY BANCORP COM 394357107 203 6,242 SH   DFND   6,242 0 0
HP INC. COM 40434L105 536 25,509 SH   DFND   25,509 0 0
HANOVER FOODS CORP - CL A COM 41078W100 711 7,333 SH   DFND   7,333 0 0
THE HERSHEY COMPANY COM 427866108 239 2,108 SH   DFND   2,108 0 0
HEWLETT PACKARD ENTERPRISE CO COM 42824C109 266 18,555 SH   DFND   18,555 0 0
HOME DEPOT INC COM 437076102 10,516 55,482 SH   DFND   51,378 0 4,104
HONEYWELL INTERNATIONAL, INC. COM 438516106 53,749 350,476 SH   DFND   286,693 0 63,783
ILLINOIS TOOL WKS INC COM 452308109 4,330 25,951 SH   DFND   25,951 0 0
INTEL CORP COM 458140100 37,991 823,030 SH   DFND   798,021 0 25,009
INTERNATIONAL BUSINESS MACHINES COM 459200101 4,322 28,170 SH   DFND   26,297 0 1,873
INTERNATIONAL PAPER CO COM 460146103 383 6,610 SH   DFND   6,610 0 0
ISHARES EMERGING MKTS HI YIELD BD FD EM HGHYL BD ETF 464286285 284 5,673 SH   DFND   5,673 0 0
ISHARES MSCI EMERGING MARKETS MINIMUM VOLATILITY I EM MK MINVOL ETF 464286533 2,847 46,852 SH   DFND   46,852 0 0
ISHARES DJ SELECT DIVIDEND INDEX FUND SELECT DIVID ETF 464287168 3,546 35,980 SH   DFND   35,980 0 0
ISHARES BARCLAYS TIPS BOND FUND TIPS BD ETF 464287176 420 3,679 SH   DFND   3,679 0 0
ISHARES CORE S&P 500 ETF CORE S&P ETF 464287200 547 2,034 SH   DFND   2,034 0 0
ISHARES CORE TOTAL U.S. BOND MARKET ETF CORE TOTUSBD ETF 464287226 853 7,802 SH   DFND   7,802 0 0
ISHARES TR IBOXX INV CP ETF 464287242 776 6,384 SH   DFND   5,744 0 640
ISHARES S&P 500 GROWTH INDEX FUND S&P 500 GRWT ETF 464287309 931 6,093 SH   DFND   6,093 0 0
ISHARES BARCLAYS 7-10 YEAR TREASURY BOND FUND 7-10 Y TR BD ETF 464287440 10,991 104,112 SH   DFND   100,680 0 3,432
ISHARES MSCI EAFE INDEX FUND MSCI EAFE ETF 464287465 1,811 25,754 SH   DFND   25,754 0 0
ISHARES RUSSELL MID CAP GROWTH INDEX FUND RUS MDCP VAL ETF 464287481 664 5,508 SH   DFND   5,508 0 0
ISHARES RUSSELL MID CAP INDEX FUND RUS MID-CAP ETF 464287499 309 1,487 SH   DFND   1,487 0 0
ISHARES CORE S&P MID-CAP ETF CORE S&P MCP ETF 464287507 103,269 544,151 SH   DFND   518,769 0 25,382
ISHARES COHEN & STEERS REIT ETF COHEN&STEER REIT 464287564 303 2,991 SH   DFND   2,991 0 0
ISHARES RUSSELL 1000 VALUE INDEX FUND RUS 1000 VAL ETF 464287598 963 7,744 SH   DFND   7,744 0 0
ISHARES RUSSELL 1000 GROWTH INDEX FUND RUS 1000 GRW ETF 464287614 2,262 16,798 SH   DFND   16,798 0 0
ISHARES RUSSELL 2000 GROWTH INDEX FUND RUS 2000 GRW ETF 464287648 946 5,068 SH   DFND   5,068 0 0
ISHARES RUSSELL 2000 INDEX FUND RUSSELL 2000 ETF 464287655 1,279 8,388 SH   DFND   8,388 0 0
ISHARES TR RUSSELL 3000 ETF 464287689 206 1,300 SH   DFND   1,300 0 0
ISHARES CORE S&P SMALL-CAP ETF CORE S&P SCP ETF 464287804 135,353 1,762,179 SH   DFND   1,687,280 0 74,899
ISHARES S&P SMALL CAP 600 VALUE INDEX FUND SP SMCP600VL ETF 464287879 3,192 20,784 SH   DFND   20,784 0 0
ISHARES S&P SHORT TERM NATIONAL AMT-FREE MUNICIPAL SHT NTLAMTFR ETF 464288158 321 3,058 SH   DFND   2,362 0 696
ISHARES TRUST ISHARES MSCI ACWI EX US INDEX FUND MSCI ACWI US ETF 464288240 10,466 209,520 SH   DFND   207,474 0 2,046
ISHARES MSCI ACWI ETF MSCI ACWI ETF 464288257 1,506 20,894 SH   DFND   20,894 0 0
ISHARES NATIONAL AMT-FREE MUNICIPAL BOND FUND NAT AMT FREE BD 464288414 415 3,751 SH   DFND   3,751 0 0
ISHARES DOW JONES INTERNATIONAL SELECT DIVIDEND IN INTL SEL DIV ETF 464288448 986 29,188 SH   DFND   27,934 0 1,254
ISHARES TR IBOXX INV CP ETF 464288513 965 11,061 SH   DFND   11,061 0 0
ISHARES BARCLAYS MBS BOND FUND MBS ETF 464288588 22,822 214,110 SH   DFND   209,053 0 5,057
ISHARES BARCLAYS INTERMEDIATE GOVERNMENT/CREDIT BO INTRM GOV/CR ETF 464288612 1,206 10,991 SH   DFND   10,991 0 0
ISHARES BARCLAYS INTERMEDIATE CREDIT BOND FUND INTERM CR BD ETF 464288638 57,272 524,424 SH   DFND   507,376 0 17,048
ISHARES BARCLAYS 1-3 YEAR CREDIT BOND FUND 1-3 YR CR BD ETF 464288646 30,972 296,268 SH   DFND   287,191 0 9,077
ISHARES S&P US PREFERRED STOCK INDEX FUND U.S. PFD STK ETF 464288687 856 22,475 SH   DFND   22,475 0 0
ISHARES US HEALTH CARE PROVIDERS ETF US HLTHCR PR ETF 464288828 236 1,504 SH   DFND   1,504 0 0
ISHARES TR 10+ YR CR BD ETF 464289511 266 4,210 SH   DFND   4,210 0 0
ISHARES INTERNATIONAL PREFERRED STOCK ETF INTL SM-CAP ETF 46429B135 256 13,750 SH   DFND   13,750 0 0
ISHARES TR FLTG RATE NT ETF 46429B655 547 10,758 SH   DFND   10,758 0 0
ISHARES HIGH DIVIDEND EQUITY HIGH DIVIDND ETF 46429B663 4,733 52,503 SH   DFND   52,503 0 0
ISHARES SHORT MATURITY BOND SHT MAT BD ETF 46431W507 550 10,969 SH   DFND   10,969 0 0
ISHARES CORE MSCI EAFE ETF CORE MSCI EAFE 46432F842 134,734 2,038,650 SH   DFND   1,951,482 0 87,168
ISHARES CORE MSCI EMERGING MARKETS ETF CORE MSCI EMKT 46434G103 232,802 4,091,423 SH   DFND   3,881,792 0 209,631
ISHARES MSCI JAPAN INDEX FUND MSCI JPN ETF NEW 46434G822 2,335 38,956 SH   DFND   38,956 0 0
J.P. MORGAN CHASE & CO COM 46625H100 152,075 1,422,058 SH   DFND   1,180,169 0 241,889
JP MORGAN ALERIAN MLP INDEX ALERIAN ML ETN 46625H365 42,195 1,536,056 SH   DFND   1,498,248 0 37,808
JOHNSON & JOHNSON COM 478160104 156,985 1,123,568 SH   DFND   927,270 0 196,298
KAYNE ANDERSON MLP COM 486606106 322 16,877 SH   DFND   16,877 0 0
KIMBERLY CLARK CORP COM 494368103 27,914 231,341 SH   DFND   223,171 0 8,170
THE KRAFT HEINZ COMPANY COM 500754106 34,627 445,305 SH   DFND   431,324 0 13,981
ESTEE LAUDER COS INC CL A CL A 518439104 290 2,277 SH   DFND   2,277 0 0
LEGGETT & PLATT INC COM 524660107 252 5,274 SH   DFND   5,274 0 0
LIBERTY PROPERTY TRUST SH BEN INT 531172104 215 5,000 SH   DFND   5,000 0 0
LIFEWAY FOODS INC COM 531914109 224 28,000 SH   DFND   28,000 0 0
LILLY, ELI & COMPANY COM 532457108 516 6,105 SH   DFND   6,105 0 0
LOCKHEED MARTIN CORP COM 539830109 2,119 6,600 SH   DFND   6,600 0 0
LOWES COS INC COM 548661107 1,893 20,368 SH   DFND   20,368 0 0
M & T BK CORP COM 55261F104 2,427 14,195 SH   DFND   14,195 0 0
MAGELLAN MIDSTREAM PARTNERS COM UNIT RP LP 559080106 1,622 22,870 SH   DFND   22,870 0 0
MARATHON PETROLEUM CORP COM 56585A102 330 4,998 SH   DFND   4,998 0 0
MARRIOTT INTL INC NEW CL A CL A 571903202 312 2,297 SH   DFND   2,297 0 0
MASTERCARD CLA 57636Q104 121,068 799,865 SH   DFND   640,555 0 159,310
MCDONALDS CORP COM 580135101 30,572 177,619 SH   DFND   149,355 0 28,264
MERCK & CO COM 58933Y105 40,320 716,547 SH   DFND   677,452 0 39,095
MICROSOFT CORP COM 594918104 145,177 1,697,181 SH   DFND   1,475,069 0 222,112
MIDDLESEX WTR CO COM 596680108 978 24,501 SH   DFND   24,501 0 0
MONDELEZ INTERNATIONAL INC CL A CL A 609207105 57,637 1,346,669 SH   DFND   1,128,907 0 217,762
MONSANTO CO NEW COM 61166W101 1,055 9,032 SH   DFND   9,032 0 0
NESTLE S A SPON ADR REG COM 641069406 2,176 25,310 SH   DFND   25,310 0 0
NETFLIX INC COM 64110L106 342 1,784 SH   DFND   1,784 0 0
NEXTERA ENERGY INC COM 65339F101 2,475 15,846 SH   DFND   15,846 0 0
NIKE INC CL B CL B 654106103 60,492 967,097 SH   DFND   790,600 0 176,497
NORFOLK SOUTHERN CORP COM 655844108 2,222 15,333 SH   DFND   15,333 0 0
NORTHROP GRUMMAN CORP COM 666807102 1,722 5,611 SH   DFND   5,611 0 0
NOVARTIS AG - ADR SPONSORED ADR 66987V109 2,666 31,753 SH   DFND   30,553 0 1,200
NOVO-NORDISK A/S SPONS ADR ADR 670100205 592 11,024 SH   DFND   11,024 0 0
NUANCE COMMUNICATIONS INC COM 67020Y100 327 20,000 SH   DFND   20,000 0 0
OCCIDENTAL PETE CORP COM 674599105 1,065 14,458 SH   DFND   14,458 0 0
ORACLE SYS CORP COM 68389X105 69,096 1,461,420 SH   DFND   1,148,355 0 313,065
PNC FINANCIAL CORP COM 693475105 2,724 18,882 SH   DFND   18,882 0 0
PPG INDS INC COM 693506107 304 2,603 SH   DFND   2,603 0 0
PPL CORP COM COM 69351T106 564 18,228 SH   DFND   18,228 0 0
PAYCHEX INC COM 704326107 383 5,620 SH   DFND   5,620 0 0
PEPSICO INC COM 713448108 117,103 976,508 SH   DFND   785,271 0 191,237
PFIZER INC COM 717081103 38,815 1,071,645 SH   DFND   1,031,314 0 40,331
PHILIP MORRIS INTL,INC COM 718172109 42,831 405,402 SH   DFND   396,439 0 8,963
PHILLIPS 66 COM 718546104 1,259 12,450 SH   DFND   12,450 0 0
PIXELWORKS INC COM NEW 72581M305 76 12,000 SH   DFND   12,000 0 0
POWERSHARES QQQ TRUST UNIT SER 1 73935A104 950 6,098 SH   DFND   6,098 0 0
POWERSHARES TAXABLE MUNICIPAL BOND PORTFOLIO BUILD AMER ETF 73937B407 19,345 630,342 SH   DFND   617,062 0 13,280
PRAXAIR INC COM 74005P104 14,225 91,966 SH   DFND   90,716 0 1,250
PRINCIPAL FINL GROUP COM 74251V102 335 4,747 SH   DFND   4,747 0 0
PROCTER & GAMBLE COM 742718109 85,319 928,591 SH   DFND   734,039 0 194,552
PRUDENTIAL FINL INC COM 744320102 353 3,073 SH   DFND   3,073 0 0
PUBLIC SVC ENTERPRISES COM 744573106 416 8,087 SH   DFND   8,087 0 0
QUALCOMM INC COM 747525103 1,179 18,410 SH   DFND   18,410 0 0
RAYTHEON CO NEW COM COM NEW 755111507 841 4,476 SH   DFND   4,476 0 0
ROYAL DUTCH SHELL PLC SPONS ADR A 780259206 3,075 46,093 SH   DFND   45,393 0 700
RYDEX S&P 500 EQUAL WEIGHT ETF GUG S&P500 EQ WT 78355W106 5,572 55,150 SH   DFND   55,150 0 0
SPDR TR UNIT SER 1 TR UNIT 78462F103 28,290 106,011 SH   DFND   105,315 0 696
SPDR GOLD TRUST GOLD SHS 78463V107 1,237 10,003 SH   DFND   10,003 0 0
SPDR S&P DIVIDEND ETF S&P DIVID ETF 78464A763 445 4,706 SH   DFND   4,706 0 0
MIDCAP SPDR TRUST SERIES 1 UTSER1 S&PDCRP 78467Y107 3,595 10,407 SH   DFND   10,407 0 0
SANOFI-AVENTIS ADR SPONSORED ADR 80105N105 973 22,631 SH   DFND   22,631 0 0
SAP AKLENGESELLSCHAFT SPON ADR 803054204 892 7,942 SH   DFND   7,942 0 0
SCHLUMBERGER COM 806857108 50,601 750,872 SH   DFND   648,439 0 102,433
ENERGY SELECT SECTOR SPDR SBI INT-ENERGY 81369Y506 329 4,557 SH   DFND   4,557 0 0
SPDR FINANCIAL SELECT SBI INT-FINL 81369Y605 451 16,174 SH   DFND   16,174 0 0
UTILITIES SELECT SECTOR SPDR SBI INT-UTILS 81369Y886 711 13,500 SH   DFND   13,500 0 0
SERITAGE GROWTH PROPERTIES CL A 81752R100 516 12,765 SH   DFND   12,765 0 0
SHERWIN WILLIAMS CO COM 824348106 2,117 5,162 SH   DFND   5,162 0 0
SOUTHERN CO COM 842587107 558 11,604 SH   DFND   11,204 0 400
SOUTHERN NATIONAL BANCORP OF VIRG. INC. COM 843395104 160 10,000 SH   DFND   10,000 0 0
SOUTHWEST AIRLS CO COM 844741108 265 4,056 SH   DFND   4,056 0 0
STARBUCKS CORP COM 855244109 53,499 931,545 SH   DFND   763,050 0 168,495
STATE STREET CORPORATION COM 857477103 306 3,131 SH   DFND   3,131 0 0
STRYKER CORP COM 863667101 1,721 11,112 SH   DFND   11,112 0 0
SUNTRUST BANKS INC COM 867914103 212 3,276 SH   DFND   3,276 0 0
SYNCHRONY FINAN COM 87165B103 274 7,109 SH   DFND   7,109 0 0
SYSCO CORP COM 871829107 1,061 17,471 SH   DFND   17,471 0 0
TJX COS INC NEW COM 872540109 95,316 1,246,611 SH   DFND   996,055 0 250,556
TAPESTRY INC COM 876030107 23,194 524,389 SH   DFND   507,806 0 16,583
TARGET CORP COM 87612E106 1,324 20,290 SH   DFND   20,290 0 0
TEAM INC COM 878155100 389 26,121 SH   DFND   26,121 0 0
TEXAS INSTRUMENTS INC COM 882508104 808 7,741 SH   DFND   7,741 0 0
THERMO FISHER SCIENTIFIC INC COM 883556102 1,294 6,813 SH   DFND   6,813 0 0
3M COMPANY COM 88579Y101 11,346 48,204 SH   DFND   34,679 0 13,525
TIME WARNER INC COM NEW 887317303 556 6,083 SH   DFND   6,083 0 0
TORONTO-DOMINION BANK COM NEW 891160509 965 16,469 SH   DFND   16,469 0 0
TOTAL S A SPONSORED ADR 89151E109 258 4,659 SH   DFND   4,659 0 0
TRANSDIGM GROUP, INC. COM 893641100 549 2,000 SH   DFND   2,000 0 0
TRAVELERS COMPANIES INC COM 89417E109 858 6,326 SH   DFND   3,340 0 2,986
TWENTY-FIRST CENTURY FOX, INC. CL A 90130A200 1,614 47,297 SH   DFND   47,297 0 0
UGI CORP NEW COM 902681105 244 5,200 SH   DFND   5,200 0 0
U S BANCORP COM NEW 902973304 49,355 921,145 SH   DFND   741,122 0 180,023
UNILEVER PLC SPONSORED ADR SPON ADR NEW 904767704 2,009 36,294 SH   DFND   36,294 0 0
UNILEVER N V WI N Y SHS NEW 904784709 2,855 50,689 SH   DFND   27,469 0 23,220
UNION PACIFIC CORP COM 907818108 8,081 60,259 SH   DFND   58,649 0 1,610
UNITED PARCEL SVC INC CL B CL B 911312106 41,690 349,892 SH   DFND   340,081 0 9,811
UNITED TECHNOLOGIES CORP COM 913017109 112,505 881,909 SH   DFND   700,337 0 181,572
UNITEDHEALTH GROUP INC COM COM 91324P102 129,657 588,119 SH   DFND   462,321 0 125,798
V F CORPORATION COM 918204108 476 6,429 SH   DFND   6,429 0 0
VANECK VECTORS ETF TR OIL SVCS ETF 92189F718 4,978 191,075 SH   DFND   3,175 0 187,900
VANGUARD DIVIDEND DIV APP ETF 921908844 6,019 58,989 SH   DFND   58,989 0 0
VANGUARD FTSE EUROPE PACIFIC ETF FTSE DEV MKT ETF 921943858 9,739 217,103 SH   DFND   172,951 0 44,152
VANGUARD HIGH DIVIDEND YIELD ETF HIGH DIV YLD 921946406 1,152 13,452 SH   DFND   13,452 0 0
VANGUARD FTSE ALL WORLD SC ETF FTSE SMCAP ETF 922042718 47,118 395,188 SH   DFND   375,318 0 19,870
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 391 7,152 SH   DFND   7,152 0 0
VANGUARD FTSE EMERGING MARKET ETF FTSE EMR MKT ETF 922042858 5,857 127,577 SH   DFND   127,577 0 0
VANGUARD FTSE PACIFIC ETF INF TECH ETF 922042866 68,957 945,914 SH   DFND   901,414 0 44,500
VANGUARD FTSE EUROPE ETF FTSE EUROPE ETF 922042874 60,074 1,015,620 SH   DFND   963,801 0 51,819
VANGUARD INFO TECH ETF INF TECH ETF 92204A702 620 3,764 SH   DFND   3,764 0 0
VENTAS INC COM 92276F100 268 4,469 SH   DFND   4,469 0 0
VANGUARD S&P 500 ETF S&P 500 ETF SHS 922908363 2,764 11,270 SH   DFND   11,270 0 0
VANGUARD MIDCAP VALUE ETF MCAP VL IDXVIP 922908512 262 2,344 SH   DFND   2,344 0 0
VANGUARD REIT ETF REIT ETF 922908553 4,800 57,849 SH   DFND   57,849 0 0
VANGUARD GROWTH ETF GROWTH ETF 922908736 1,066 7,577 SH   DFND   7,577 0 0
VANGUARD VALUE ETF VALUE ETF 922908744 1,131 10,640 SH   DFND   10,640 0 0
VANGUARD SMALL-CAP ETF SMALL CAP ETF 922908751 453 3,065 SH   DFND   3,065 0 0
VANGUARD TOTAL STOCK MARKET TOTAL STK MKT 922908769 10,074 73,400 SH   DFND   73,400 0 0
VERIZON COMMUNICATIONS COM 92343V104 38,935 735,601 SH   DFND   715,061 0 20,540
VISA IN - CLASS A COM CL A 92826C839 681 5,970 SH   DFND   5,877 0 93
VODAFONE GROUP PLC SPNSR ADR 92857W308 487 15,280 SH   DFND   15,280 0 0
WEC ENERGY GROUP INC COM 92939U106 202 3,044 SH   DFND   2,144 0 900
WAL-MART STORES COM 931142103 1,989 20,137 SH   DFND   20,137 0 0
WALGREENS BOOTS ALLIANCE, INC COM 931427108 744 10,243 SH   DFND   10,243 0 0
WASTE MGMT INC DEL COM 94106L109 2,065 23,927 SH   DFND   23,277 0 650
WELLS FARGO CO COM 949746101 139,848 2,305,061 SH   DFND   1,884,661 0 420,400
WISDOMTREE DEFA FUND INTL EQUITY FD 97717W703 542 9,720 SH   DFND   9,720 0 0
YUM BRANDS INC COM COM 988498101 248 3,037 SH   DFND   3,037 0 0
ZIMMER HLDGS INC COM COM 98956P102 326 2,705 SH   DFND   2,705 0 0
AON PLC SHS CL A G0408V102 222 1,653 SH   DFND   1,653 0 0
ACCENTURE LTD SHS CLASS A G1151C101 124,894 815,822 SH   DFND   642,974 0 172,848
EATON CORP, PLC SHS G29183103 35,294 446,703 SH   DFND   430,796 0 15,907
MEDTRONIC PLC SHS G5960L103 85,784 1,062,340 SH   DFND   869,863 0 192,477
CHUBB LTD COM H1467J104 2,328 15,928 SH   DFND   15,928 0 0