The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
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COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
SPDR SERIES TRUST BLOMBRG BRC TIPS 78464A656 42,855 768,561 SH   SOLE 0 0 0 768,561
SPDR INDEX SHS FDS GLB NAT RESRCE 78463X541 35,949 743,049 SH   SOLE 0 0 0 743,049
VANGUARD INDEX FDS REAL ESTATE ETF 922908553 34,292 454,385 SH   SOLE 0 0 0 454,385
ISHARES TR TIPS BD ETF 464287176 20,480 181,156 SH   SOLE 0 0 0 181,156
VANGUARD TAX MANAGED INTL FD FTSE DEV MKT ETF 921943858 18,790 424,624 SH   SOLE 0 0 0 424,624
SPDR SERIES TRUST PORTFOLIO AGRGTE 78464A649 14,440 274,157 SH   SOLE 0 0 0 274,157
SPDR SERIES TRUST PORTFOLIO AGRGTE 78464A649 13,715 487,049 SH   SOLE 0 0 0 487,049
VANGUARD INDEX FDS TOTAL STK MKT 922908769 11,643 85,785 SH   SOLE 0 0 0 85,785
SPDR SERIES TRUST PORTFOLIO AGRGTE 78464A649 9,464 209,995 SH   SOLE 0 0 0 209,995
ISHARES TR CALIF MUN BD ETF 464288356 9,309 159,488 SH   SOLE 0 0 0 159,488
VANGUARD INTL EQUITY INDEX F FTSE SMCAP ETF 922042718 9,172 76,920 SH   SOLE 0 0 0 76,920
FIDELITY MSCI RL EST ETF 316092857 9,020 394,209 SH   SOLE 0 0 0 394,209
VANGUARD INDEX FDS VALUE ETF 922908744 8,971 86,950 SH   SOLE 0 0 0 86,950
SPDR SERIES TRUST BLOMBERG INTL TR 78464A516 8,917 302,157 SH   SOLE 0 0 0 302,157
VANGUARD INDEX FDS MCAP VL IDXVIP 922908512 8,568 78,328 SH   SOLE 0 0 0 78,328
VANGUARD INTL EQUITY INDEX F ALLWRLD EX US 922042775 7,843 144,248 SH   SOLE 0 0 0 144,248
VANGUARD INTL EQUITY INDEX F FTSE EMR MKT ETF 922042858 6,751 143,700 SH   SOLE 0 0 0 143,700
SPDR INDEX SHS FDS PORTFOLIO DEVLPD 78463X889 6,595 209,828 SH   SOLE 0 0 0 209,828
SPDR SERIES TRUST PORTFOLIO TL STK 78464A805 6,433 196,006 SH   SOLE 0 0 0 196,006
ELECTRONICS FOR IMAGING INC COM 286082102 5,258 192,377 SH   SOLE 0 0 0 192,377
ISHARES TR EAFE SML CP ETF 464288273 5,024 77,073 SH   SOLE 0 0 0 77,073
ISHARES TR S&P 500 VAL ETF 464287408 4,894 44,763 SH   SOLE 0 0 0 44,763
VANGUARD BD INDEX FD INC TOTAL BND MRKT 921937835 4,847 60,641 SH   SOLE 0 0 0 60,641
SPDR SERIES TRUST PORTFOLIO MD ETF 78464A847 4,742 143,009 SH   SOLE 0 0 0 143,009
SPDR SERIES TRUST PRTFLO S&P500 VL 78464A508 4,477 152,279 SH   SOLE 0 0 0 152,279
SPDR SER TR PORTFOLIO SM ETF 78468R853 4,076 136,230 SH   SOLE 0 0 0 136,230
ISHARES TR CORE MSCI EAFE 46432F842 4,007 60,829 SH   SOLE 0 0 0 60,829
ISHARES TR CORE US AGGBD ET 464287226 3,989 37,193 SH   SOLE 0 0 0 37,193
SPDR INDEX SHS FDS PORTFOLIO EMG MK 78463X509 3,658 93,087 SH   SOLE 0 0 0 93,087
ISHARES TR NORTH AMERN NAT 464287374 3,609 109,040 SH   SOLE 0 0 0 109,040
ISHARES TR S&P MC 400VL ETF 464287705 3,529 22,841 SH   SOLE 0 0 0 22,841
SPDR INDEX SHS FDS S&P INTL SMLCP 78463X871 3,479 98,315 SH   SOLE 0 0 0 98,315
APPLE INC COM 037833100 3,419 20,379 SH   SOLE 0 0 0 20,379
ISHARES TR RUS MDCP VAL ETF 464287473 2,917 33,747 SH   SOLE 0 0 0 33,747
VANGUARD INDEX FDS SMALL CP ETF 922908751 2,801 19,067 SH   SOLE 0 0 0 19,067
ISHARES TR CORE S&P TTL STK 464287150 2,789 46,122 SH   SOLE 0 0 0 46,122
VANGUARD INDEX FDS SM CP VAL ETF 922908611 2,710 20,936 SH   SOLE 0 0 0 20,936
ISHARES TR INTL TREA BD ETF 464288117 2,233 43,257 SH   SOLE 0 0 0 43,257
ISHARES INC CORE MSCI EMKT 46434G103 2,202 37,708 SH   SOLE 0 0 0 37,708
ISHARES INC MSCI BRIC INDX 464286657 2,022 43,749 SH   SOLE 0 0 0 43,749
ISHARES TR SP SMCP600VL ETF 464287879 1,994 13,216 SH   SOLE 0 0 0 13,216
ISHARES TR 1 3 YR TREAS BD 464287457 1,788 21,398 SH   SOLE 0 0 0 21,398
SEMPRA ENERGY COM 816851109 1,758 15,808 SH   SOLE 0 0 0 15,808
SPDR SERIES TRUST S&P 400 MDCP VAL 78464A839 1,600 16,080 SH   SOLE 0 0 0 16,080
SCHWAB STRATEGIC TR INTL EQTY ETF 808524805 1,569 46,543 SH   SOLE 0 0 0 46,543
ISHARES TR RUS 1000 GRW ETF 464287614 1,308 9,608 SH   SOLE 0 0 0 9,608
TOCAGEN INC COM 888846102 1,175 99,130 SH   SOLE 0 0 0 99,130
QUALCOMM INC COM 747525103 1,146 20,677 SH   SOLE 0 0 0 20,677
SPDR INDEX SHS FDS S&P EMKTSC ETF 78463X756 1,136 21,639 SH   SOLE 0 0 0 21,639
VANGUARD INDEX FDS MCAP GR IDXVIP 922908538 1,107 8,544 SH   SOLE 0 0 0 8,544
SPDR SERIES TRUST DJ REIT ETF 78464A607 1,071 12,437 SH   SOLE 0 0 0 12,437
MERCK & CO INC COM 58933Y105 1,069 19,633 SH   SOLE 0 0 0 19,633
ABBVIE INC COM 00287Y109 1,068 11,284 SH   SOLE 0 0 0 11,284
HOME DEPOT INC COM 437076102 988 5,544 SH   SOLE 0 0 0 5,544
AMAZON COM INC COM 023135106 941 650 SH   SOLE 0 0 0 650
SPDR SERIES TRUST S&P 400 MDCP GRW 78464A821 892 5,667 SH   SOLE 0 0 0 5,667
ISHARES TR MSCI EAFE ETF 464287465 889 12,752 SH   SOLE 0 0 0 12,752
SCHWAB STRATEGIC TR US BRD MKT ETF 808524102 876 13,728 SH   SOLE 0 0 0 13,728
PFIZER INC COM 717081103 851 23,982 SH   SOLE 0 0 0 23,982
SCHWAB STRATEGIC TR US AGGREGATE B 808524839 818 16,035 SH   SOLE 0 0 0 16,035
ISHARES TR CORE S&P500 ETF 464287200 815 3,071 SH   SOLE 0 0 0 3,071
SCHWAB STRATEGIC TR US TIPS ETF 808524870 788 14,364 SH   SOLE 0 0 0 14,364
LOCKHEED MARTIN CORP COM 539830109 745 2,206 SH   SOLE 0 0 0 2,206
SPDR SERIES TRUST CITI INT GVT ETF 78464A490 730 12,257 SH   SOLE 0 0 0 12,257
EDWARDS LIFESCIENCES CORP COM 28176E108 719 5,150 SH   SOLE 0 0 0 5,150
DOWDUPONT INC COM 26078J100 699 10,965 SH   SOLE 0 0 0 10,965
SCHWAB STRATEGIC TR US LCAP VA ETF 808524409 688 13,019 SH   SOLE 0 0 0 13,019
ABBOTT LABS COM 002824100 685 11,435 SH   SOLE 0 0 0 11,435
BOEING CO COM 097023105 680 2,074 SH   SOLE 0 0 0 2,074
ISHARES TR RUS 1000 VAL ETF 464287598 668 5,567 SH   SOLE 0 0 0 5,567
ISHARES TR RUSSELL 3000 ETF 464287689 661 4,230 SH   SOLE 0 0 0 4,230
SCHWAB STRATEGIC TR EMRG MKTEQ ETF 808524706 634 22,095 SH   SOLE 0 0 0 22,095
PNC FINL SVCS GROUP INC COM 693475105 605 4,000 SH   SOLE 0 0 0 4,000
INTEGRA LIFESCIENCES HLDGS C COM NEW 457985208 598 10,797 SH   SOLE 0 0 0 10,797
SPDR SERIES TRUST PRTFLO S&P500 GW 78464A409 584 17,409 SH   SOLE 0 0 0 17,409
MICROSOFT CORP COM 594918104 562 6,154 SH   SOLE 0 0 0 6,154
ISHARES TR CORE MSCI TOTAL 46432F834 549 8,709 SH   SOLE 0 0 0 8,709
ISHARES TR CORE S&P US VLU 464287663 523 9,844 SH   SOLE 0 0 0 9,844
BECTON DICKINSON & CO COM 075887109 522 2,411 SH   SOLE 0 0 0 2,411
ISHARES TR CORE S&P MCP ETF 464287507 521 2,778 SH   SOLE 0 0 0 2,778
BAXTER INTL INC COM 071813109 490 7,534 SH   SOLE 0 0 0 7,534
FIRSTENERGY CORP COM 337932107 489 14,385 SH   SOLE 0 0 0 14,385
ALLERGAN PLC SHS G0177J108 461 2,739 SH   SOLE 0 0 0 2,739
PIMCO ETF TR 1-5 US TIP IDX 72201R205 435 8,374 SH   SOLE 0 0 0 8,374
BERKSHIRE HATHAWAY INC DEL CL B NEW 084670702 421 2,108 SH   SOLE 0 0 0 2,108
AMEREN CORP COM 023608102 420 7,409 SH   SOLE 0 0 0 7,409
ISHARES TR MSCI EMG MKT ETF 464287234 399 8,267 SH   SOLE 0 0 0 8,267
JOHNSON & JOHNSON COM 478160104 399 3,115 SH   SOLE 0 0 0 3,115
SCHWAB STRATEGIC TR INTL SCEQT ETF 808524888 398 10,904 SH   SOLE 0 0 0 10,904
ISHARES TR CORE MSCI EURO 46434V738 397 7,982 SH   SOLE 0 0 0 7,982
PHILIP MORRIS INTL INC COM 718172109 394 3,965 SH   SOLE 0 0 0 3,965
ISHARES TR 3 7 YR TREAS BD 464288661 381 3,158 SH   SOLE 0 0 0 3,158
WELLS FARGO CO NEW COM 949746101 370 7,059 SH   SOLE 0 0 0 7,059
UNITED TECHNOLOGIES CORP COM 913017109 368 2,921 SH   SOLE 0 0 0 2,921
ISHARES INC EM MKT SM-CP ETF 464286475 365 6,837 SH   SOLE 0 0 0 6,837
ISHARES TR U.S. REAL ES ETF 464287739 358 4,740 SH   SOLE 0 0 0 4,740
ISHARES TR RUS MD CP GR ETF 464287481 350 2,847 SH   SOLE 0 0 0 2,847
BANK AMER CORP COM 060505104 347 11,577 SH   SOLE 0 0 0 11,577
CHARTER COMMUNICATIONS INC N CL A 16119P108 331 1,064 SH   SOLE 0 0 0 1,064
FACEBOOK INC CL A 30303M102 321 2,007 SH   SOLE 0 0 0 2,007
PEPSICO INC COM 713448108 319 2,921 SH   SOLE 0 0 0 2,921
US BANCORP DEL COM NEW 902973304 305 6,036 SH   SOLE 0 0 0 6,036
AT&T INC COM 00206R102 303 8,487 SH   SOLE 0 0 0 8,487
SCHWAB STRATEGIC TR US SML CAP ETF 808524607 302 4,372 SH   SOLE 0 0 0 4,372
TORO CO COM 891092108 300 4,800 SH   SOLE 0 0 0 4,800
JPMORGAN CHASE & CO COM 46625H100 290 2,635 SH   SOLE 0 0 0 2,635
SCHWAB STRATEGIC TR SHT TM US TRES 808524862 285 5,710 SH   SOLE 0 0 0 5,710
SPDR SERIES TRUST S&P 600 SMCP VAL 78464A300 279 2,258 SH   SOLE 0 0 0 2,258
ISHARES TR RUSSELL 2000 ETF 464287655 267 1,760 SH   SOLE 0 0 0 1,760
PPL CORP COM 69351T106 266 9,397 SH   SOLE 0 0 0 9,397
ALPHABET INC CAP STK CL A 02079K305 255 246 SH   SOLE 0 0 0 246
CATERPILLAR INC DEL COM 149123101 254 1,725 SH   SOLE 0 0 0 1,725
LEIDOS HLDGS INC COM 525327102 254 3,879 SH   SOLE 0 0 0 3,879
ISHARES TR RUS 1000 ETF 464287622 253 1,726 SH   SOLE 0 0 0 1,726
ISHARES TR SHORT TREAS BD 464288679 251 2,276 SH   SOLE 0 0 0 2,276
SCIENCE APPLICATNS INTL CP N COM 808625107 247 3,132 SH   SOLE 0 0 0 3,132
AECOM COM 00766T100 234 6,574 SH   SOLE 0 0 0 6,574
EXXON MOBIL CORP COM 30231G102 230 3,080 SH   SOLE 0 0 0 3,080
SCHWAB STRATEGIC TR US REIT ETF 808524847 225 5,890 SH   SOLE 0 0 0 5,890
ALPHABET INC CAP STK CL C 02079K107 225 218 SH   SOLE 0 0 0 218
ALTRIA GROUP INC COM 02209S103 225 3,606 SH   SOLE 0 0 0 3,606
MCDONALDS CORP COM 580135101 217 1,385 SH   SOLE 0 0 0 1,385
CHEVRON CORP NEW COM 166764100 213 1,872 SH   SOLE 0 0 0 1,872
UNITEDHEALTH GROUP INC COM 91324P102 213 995 SH   SOLE 0 0 0 995
PIMCO CALIF MUN INCOME FD II COM 72200M108 160 19,387 SH   SOLE 0 0 0 19,387
SIRIUS XM HLDGS INC COM 82968B103 95 15,190 SH   SOLE 0 0 0 15,190