The Securities and Exchange Commission has not necessarily reviewed the information in this filing and has not determined if it is accurate and complete.
The reader should not assume that the information is accurate and complete.

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549
FORM 13F

FORM 13F INFORMATION TABLE
OMB APPROVAL
OMB Number: 3235-0006
Estimated average burden
hours per response: 23.8
COLUMN 1 COLUMN 2 COLUMN 3 COLUMN 4 COLUMN 5 COLUMN 6 COLUMN 7 COLUMN 8
VALUE SHRS OR SH/ PUT/ INVESTMENT OTHER VOTING AUTHORITY
NAME OF ISSUER TITLE OF CLASS CUSIP (x$1000) PRN AMT PRN CALL DISCRETION MANAGER SOLE SHARED NONE
AFLAC COM 001055102 1,087 24,846 SH   DFND   24,846 0 0
AT&T INC COM 00206R102 6,337 177,742 SH   DFND   174,790 0 2,952
ABBOTT LABS COM 002824100 5,147 85,898 SH   DFND   66,348 0 19,550
ABBVIE INC. COM 00287Y109 8,571 90,557 SH   DFND   70,307 0 20,250
ADVANCE AUTO PARTS INC COM 00751Y106 316 2,665 SH   DFND   2,665 0 0
AETNA U S HEALTHCARE INC COM COM 00817Y108 1,131 6,691 SH   DFND   6,680 0 11
AIR PRODUCTS & CHEMICALS INC COM 009158106 88,655 557,474 SH   DFND   469,809 0 87,665
ALLSTATE CORP COM 020002101 377 3,977 SH   DFND   3,959 0 18
ALPHABET INC CL C CAP STK CL C 02079K107 2,168 2,101 SH   DFND   2,101 0 0
ALPHABET INC CL A CAP STK CL A 02079K305 1,199 1,156 SH   DFND   1,150 0 6
ALPINE GROUP, INC. COM 020825600 26 777,928 SH   DFND   777,928 0 0
ALTRIA GROUP INC COM COM 02209S103 27,406 439,758 SH   DFND   432,361 0 7,397
AMAZON.COM INC COM 023135106 958 662 SH   DFND   638 0 24
AMERICAN ELECTRIC POWER COM 025537101 15,837 230,894 SH   DFND   226,977 0 3,917
AMERICAN EXPRESS CO COM 025816109 2,132 22,861 SH   DFND   22,786 0 75
AMERICAN TOWER CORP NEW COM 03027X100 18,047 124,174 SH   DFND   118,542 0 5,632
AMETEK INC COM 031100100 215 2,829 SH   DFND   2,829 0 0
AMGEN INC COM 031162100 11,510 67,518 SH   DFND   67,518 0 0
ANADARKO PETROLEUM CORP COM 032511107 344 5,702 SH   DFND   5,702 0 0
ANHEUSER-BUSCH INBEV SA ADR SPONSORED ADR 03524A108 90,956 827,321 SH   DFND   663,381 0 163,940
ANTHEM INC COM 036752103 492 2,240 SH   DFND   2,240 0 0
APPLE INC COM 037833100 152,351 908,041 SH   DFND   756,359 0 151,682
AQUA AMERICA INC COM 03836W103 699 20,530 SH   DFND   20,530 0 0
AUTOMATIC DATA PROCESSING COM 053015103 33,945 299,125 SH   DFND   289,555 0 9,570
BB&T CORP COM 054937107 22,510 432,560 SH   DFND   416,496 0 16,064
BP PLC SPONSORED ADR 055622104 3,112 76,762 SH   DFND   76,762 0 0
BANK OF AMERICA COM 060505104 957 31,914 SH   DFND   31,914 0 0
BANK NEW YORK MELLON CORP COM 064058100 272 5,274 SH   DFND   4,374 0 900
BAXTER INTL INC COM 071813109 71,447 1,098,510 SH   DFND   899,734 0 198,776
BECTON DICKINSON COM 075887109 76,302 352,110 SH   DFND   291,948 0 60,162
BERKSHIRE HATHAWAY INC DEL CL A 084670108 1,496 5 SH   DFND   5 0 0
BERKSHIRE HATHAWAY INC DEL CL A 084670108 4,786 16 SH   DFND   16 0 0
BERKSHIRE HATHAWAY INC DEL CL B CL B NEW 084670702 3,492 17,505 SH   DFND   16,405 0 1,100
BLACKROCK INC COM 09247X101 151,842 280,296 SH   DFND   226,693 0 53,603
BOEING CO COM 097023105 2,237 6,822 SH   DFND   6,822 0 0
BRISTOL MYERS SQUIBB CO COM 110122108 5,478 86,613 SH   DFND   84,263 0 2,350
BROWN-FORMAN CORP CL B 115637209 504 9,267 SH   DFND   9,267 0 0
CIGNA CORP COM 125509109 2,550 15,202 SH   DFND   15,202 0 0
CVS HEALTH CORPORATION COM 126650100 64,092 1,030,257 SH   DFND   841,368 0 188,889
CABLE ONE INC COM 12685J105 229 333 SH   DFND   333 0 0
CAMPBELL SOUP CO COM 134429109 272 6,290 SH   DFND   2,665 0 3,625
CANADIAN IMPERIAL BANK COM 136069101 262 2,970 SH   DFND   2,970 0 0
CANADIAN NATL RAILWAY CO COM 136375102 393 5,372 SH   DFND   5,372 0 0
CANADIAN PACIFIC RAILWAY LTD COM 13645T100 669 3,789 SH   DFND   3,789 0 0
CATERPILLAR INC COM 149123101 940 6,380 SH   DFND   5,980 0 400
CENOVUS ENERGY INC COM 15135U109 88 10,260 SH   DFND   10,260 0 0
CHEMOURS COMPANY COM 163851108 3,103 63,699 SH   DFND   63,699 0 0
CHEVRON CORPORATION COM 166764100 34,560 303,056 SH   DFND   285,159 0 17,897
CHURCH & DWIGHT CO COM 171340102 866 17,195 SH   DFND   17,195 0 0
CISCO SYS INC COM 17275R102 49,180 1,146,656 SH   DFND   1,116,066 0 30,590
CITIGROUP INC COM NEW 172967424 230 3,406 SH   DFND   3,406 0 0
CLOROX CO COM 189054109 422 3,172 SH   DFND   3,172 0 0
COCA-COLA CO COM 191216100 73,136 1,683,990 SH   DFND   1,388,360 0 295,630
COGNIZANT TECH SOLUTIONS - A CL A 192446102 374 4,650 SH   DFND   4,650 0 0
COLGATE-PALMOLIVE CO COM 194162103 4,059 56,631 SH   DFND   44,031 0 12,600
COMCAST CORP NEW COM CL A CL A 20030N101 103,736 3,035,890 SH   DFND   2,427,335 0 608,555
COMMUNITY BANK SYSTEM INC COM 203607106 229 4,279 SH   DFND   4,279 0 0
CONOCOPHILLIPS COM 20825C104 2,617 44,147 SH   DFND   44,147 0 0
CONSOLIDATED EDISON INC COM 209115104 2,210 28,361 SH   DFND   27,561 0 800
CONSTELLATION BRANDS COM CL A 21036P108 460 2,020 SH   DFND   2,020 0 0
COSTCO WHSL CORP NEW COM COM 22160K105 835 4,431 SH   DFND   4,431 0 0
CUMMINS INC COM 231021106 437 2,696 SH   DFND   2,696 0 0
DANAHER CORP COM 235851102 1,675 17,107 SH   DFND   17,107 0 0
DARDEN RESTAURANTS COM 237194105 402 4,711 SH   DFND   4,711 0 0
DEERE & CO. COM 244199105 528 3,400 SH   DFND   3,400 0 0
DIAGEO PLC - SPONSORED ADR SPON ADR NEW 25243Q205 1,477 10,904 SH   DFND   10,904 0 0
DISNEY WALT PRODUCTIONS COM DISNEY 254687106 90,157 897,624 SH   DFND   725,219 0 172,405
DOMINION RES INC VA NEW COM COM 25746U109 1,127 16,718 SH   DFND   16,718 0 0
DOVER CORP COM 260003108 425 4,332 SH   DFND   4,332 0 0
DOWDUPONT INC COM 26078J100 136,624 2,144,468 SH   DFND   1,848,038 0 296,430
DUKE ENERGY CORP COM NEW 26441C204 970 12,521 SH   DFND   12,263 0 258
EMERSON ELECTRIC CO COM 291011104 2,955 43,271 SH   DFND   38,951 0 4,320
ENCANA CORP COM COM 292505104 113 10,260 SH   DFND   10,260 0 0
ENBRIDGE ENERGY PARTNERS L PCOM COM 29250R106 150 15,530 SH   DFND   15,530 0 0
ENERGY TRANSFER PARTNERS LP UNIT LTD PRT INT 29278N103 871 53,688 SH   DFND   53,688 0 0
ENTERPRISE PRODUCTS PARTNERS COM 293792107 2,292 93,633 SH   DFND   93,633 0 0
EXELON CORP COM 30161N101 330 8,464 SH   DFND   8,464 0 0
EXPEDIA INC COM NEW 30212P303 488 4,423 SH   DFND   4,423 0 0
EXXON MOBIL CORP COM 30231G102 85,245 1,142,545 SH   DFND   976,899 0 165,646
FACEBOOK INC CL A 30303M102 675 4,222 SH   DFND   4,132 0 90
FASTENAL COMPANY COM 311900104 219 4,015 SH   DFND   4,015 0 0
FEDEX CORP COM 31428X106 51,470 214,360 SH   DFND   177,052 0 37,308
FIDELITY NATIONAL INFO SVCS COM 31620M106 366 3,799 SH   DFND   3,799 0 0
FNF GROUP FNF GROUP COM 31620R303 362 9,056 SH   DFND   9,056 0 0
FORD MOTOR CO DEL COM PAR $0.01 345370860 127 11,433 SH   DFND   11,433 0 0
FORTIVE CORP COM 34959J108 469 6,048 SH   DFND   6,048 0 0
FRANKLIN RES INC COM 354613101 435 12,540 SH   DFND   12,540 0 0
GAMING AND LEISURE PPTYS INC COM 36467J108 2,702 80,742 SH   DFND   80,742 0 0
GAP INC COM 364760108 24,400 782,059 SH   DFND   756,469 0 25,590
GENERAL DYNAMICS CORP COM 369550108 405 1,833 SH   DFND   1,833 0 0
GENERAL ELECTRIC COM 369604103 1,369 101,542 SH   DFND   101,542 0 0
GENERAL MILLS INC COM 370334104 934 20,725 SH   DFND   17,825 0 2,900
GENUINE PARTS CO COM 372460105 30,265 336,881 SH   DFND   329,120 0 7,761
GILEAD SCIENCES INC COM 375558103 245 3,248 SH   DFND   3,248 0 0
GLATFELTER P H CO COM 377316104 2,851 138,859 SH   DFND   138,859 0 0
GLAXOSMITHKLINE PLC SPONSORED ADR 37733W105 35,238 901,929 SH   DFND   730,798 0 171,131
GLOBAL X MLP & ENERGY INFRASTRUCTURE ETF GLB X MLP ENRG I 37950E226 2,134 181,340 SH   DFND   181,340 0 0
GOLDMAN SACHS GROUP INC COM COM 38141G104 409 1,625 SH   DFND   1,625 0 0
WW GRAINGER INC COM 384802104 481 1,705 SH   DFND   1,705 0 0
GREENE COUNTY BANCORP COM 394357107 229 6,242 SH   DFND   6,242 0 0
HP INC. COM 40434L105 554 25,282 SH   DFND   25,282 0 0
HANOVER FOODS CORP - CL A COM 41078W100 638 7,333 SH   DFND   7,333 0 0
HARRIS CORP DEL COM 413875105 201 1,248 SH   DFND   1,248 0 0
THE HERSHEY COMPANY COM 427866108 231 2,337 SH   DFND   2,337 0 0
HEWLETT PACKARD ENTERPRISE CO COM 42824C109 289 16,455 SH   DFND   16,455 0 0
HOME DEPOT INC COM 437076102 10,012 56,174 SH   DFND   52,070 0 4,104
HONEYWELL INTERNATIONAL, INC. COM 438516106 52,538 363,561 SH   DFND   299,505 0 64,056
HUBBELL INC COM 443510607 224 1,837 SH   DFND   1,837 0 0
ILLINOIS TOOL WKS INC COM 452308109 4,107 26,217 SH   DFND   26,217 0 0
INTEL CORP COM 458140100 6,696 128,581 SH   DFND   127,181 0 1,400
INTERNATIONAL BUSINESS MACHINES COM 459200101 4,223 27,527 SH   DFND   25,854 0 1,673
INTERNATIONAL PAPER CO COM 460146103 309 5,778 SH   DFND   5,778 0 0
ISHARES EMERGING MKTS HI YIELD BD FD EM HGHYL BD ETF 464286285 278 5,673 SH   DFND   5,673 0 0
ISHARES MSCI EMERGING MARKETS MINIMUM VOLATILITY I EM MK MINVOL ETF 464286533 2,746 44,048 SH   DFND   44,048 0 0
ISHARES DJ SELECT DIVIDEND INDEX FUND SELECT DIVID ETF 464287168 3,395 35,691 SH   DFND   35,691 0 0
ISHARES BARCLAYS TIPS BOND FUND TIPS BD ETF 464287176 397 3,511 SH   DFND   3,511 0 0
ISHARES CORE S&P 500 ETF CORE S&P ETF 464287200 558 2,103 SH   DFND   2,103 0 0
ISHARES CORE TOTAL U.S. BOND MARKET ETF CORE TOTUSBD ETF 464287226 661 6,160 SH   DFND   6,160 0 0
ISHARES IBOXX $ INVESTOP INVESTMENT GRADE BOND FUN IBOXX INV CP ETF 464287242 757 6,449 SH   DFND   5,809 0 640
ISHARES S&P 500 GROWTH INDEX FUND S&P 500 GRWT ETF 464287309 929 5,993 SH   DFND   5,993 0 0
ISHARES BARCLAYS 7-10 YEAR TREASURY BOND FUND 7-10 Y TR BD ETF 464287440 11,501 111,450 SH   DFND   107,981 0 3,469
ISHARES MSCI EAFE INDEX FUND MSCI EAFE ETF 464287465 2,072 29,729 SH   DFND   29,729 0 0
ISHARES RUSSELL MID CAP GROWTH INDEX FUND RUS MDCP VAL ETF 464287481 736 5,986 SH   DFND   5,986 0 0
ISHARES RUSSELL MID CAP INDEX FUND RUS MID-CAP ETF 464287499 403 1,951 SH   DFND   1,951 0 0
ISHARES CORE S&P MID-CAP ETF CORE S&P MCP ETF 464287507 82,782 441,339 SH   DFND   424,295 0 17,044
ISHARES RUSSELL 1000 VALUE INDEX FUND RUS 1000 VAL ETF 464287598 1,338 11,150 SH   DFND   11,150 0 0
ISHARES TR S&P MC 400GR ETF 464287606 216 988 SH   DFND   988 0 0
ISHARES RUSSELL 1000 GROWTH INDEX FUND RUS 1000 GRW ETF 464287614 2,975 21,861 SH   DFND   21,861 0 0
ISHARES TR RUS 1000 ETF 464287622 242 1,649 SH   DFND   1,649 0 0
ISHARES RUSSELL 2000 GROWTH INDEX FUND RUS 2000 GRW ETF 464287648 1,089 5,712 SH   DFND   5,712 0 0
ISHARES RUSSELL 2000 INDEX FUND RUSSELL 2000 ETF 464287655 1,173 7,726 SH   DFND   7,726 0 0
ISHARES RUSSELL 3000 INDEX FUND RUSSELL 3000 ETF 464287689 320 2,050 SH   DFND   2,050 0 0
ISHARES TR S&P MC 400VL ETF 464287705 205 1,329 SH   DFND   1,329 0 0
ISHARES CORE S&P SMALL-CAP ETF CORE S&P SCP ETF 464287804 141,649 1,839,353 SH   DFND   1,763,732 0 75,621
ISHARES S&P SMALL CAP 600 VALUE INDEX FUND SP SMCP600VL ETF 464287879 3,330 22,074 SH   DFND   22,074 0 0
ISHARES S&P SHORT TERM NATIONAL AMT-FREE MUNICIPAL SHT NTLAMTFR ETF 464288158 321 3,058 SH   DFND   2,362 0 696
ISHARES TRUST ISHARES MSCI ACWI EX US INDEX FUND MSCI ACWI US ETF 464288240 9,792 197,061 SH   DFND   195,691 0 1,370
ISHARES MSCI ACWI ETF MSCI ACWI ETF 464288257 1,498 20,894 SH   DFND   20,894 0 0
ISHARES NATIONAL AMT-FREE MUNICIPAL BOND FUND NAT AMT FREE BD 464288414 224 2,056 SH   DFND   2,056 0 0
ISHARES DOW JONES INTERNATIONAL SELECT DIVIDEND IN INTL SEL DIV ETF 464288448 976 29,578 SH   DFND   28,324 0 1,254
ISHARES IBOXX $ HIGH YIELD CORPORATE BOND FUND IBOXX INV CP ETF 464288513 825 9,636 SH   DFND   9,636 0 0
ISHARES BARCLAYS MBS BOND FUND MBS ETF 464288588 21,957 209,833 SH   DFND   205,365 0 4,468
ISHARES BARCLAYS INTERMEDIATE GOVERNMENT/CREDIT BO INTRM GOV/CR ETF 464288612 1,155 10,666 SH   DFND   10,666 0 0
ISHARES BARCLAYS INTERMEDIATE CREDIT BOND FUND INTERM CR BD ETF 464288638 57,371 534,979 SH   DFND   517,836 0 17,143
ISHARES BARCLAYS 1-3 YEAR CREDIT BOND FUND 1-3 YR CR BD ETF 464288646 31,203 300,605 SH   DFND   291,421 0 9,184
ISHARES S&P US PREFERRED STOCK INDEX FUND U.S. PFD STK ETF 464288687 893 23,777 SH   DFND   23,777 0 0
ISHARES US HEALTH CARE PROVIDERS ETF US HLTHCR PR ETF 464288828 237 1,504 SH   DFND   1,504 0 0
ISHARES TR EAFE GRWTH ETF 464288885 420 5,231 SH   DFND   5,231 0 0
ISHARES 10 YEAR CRE BOND ETF 10+ YR CR BD ETF 464289511 254 4,210 SH   DFND   4,210 0 0
ISHARES INTERNATIONAL PREFERRED STOCK ETF INTL SM-CAP ETF 46429B135 249 13,750 SH   DFND   13,750 0 0
ISHARES FLOATING RATE BOND E FLTG RATE NT ETF 46429B655 3,174 62,329 SH   DFND   62,329 0 0
ISHARES HIGH DIVIDEND EQUITY HIGH DIVIDND ETF 46429B663 4,243 50,220 SH   DFND   50,220 0 0
ISHARES SHORT MATURITY BOND SHT MAT BD ETF 46431W507 651 12,969 SH   DFND   12,969 0 0
ISHARES CORE MSCI EAFE ETF CORE MSCI EAFE 46432F842 230,824 3,503,708 SH   DFND   3,343,805 0 159,903
ISHARES CORE MSCI EMERGING MARKETS ETF CORE MSCI EMKT 46434G103 268,726 4,601,475 SH   DFND   4,374,850 0 226,625
ISHARES MSCI JAPAN INDEX FUND MSCI JPN ETF NEW 46434G822 2,549 42,011 SH   DFND   42,011 0 0
J.P. MORGAN CHASE & CO COM 46625H100 153,488 1,395,729 SH   DFND   1,161,460 0 234,269
JP MORGAN ALERIAN MLP INDEX ALERIAN ML ETN 46625H365 833 34,695 SH   DFND   34,695 0 0
JOHNSON & JOHNSON COM 478160104 133,266 1,039,925 SH   DFND   857,853 0 182,072
KAYNE ANDERSON MLP COM 486606106 239 14,489 SH   DFND   14,489 0 0
KIMBERLY CLARK CORP COM 494368103 25,154 228,405 SH   DFND   220,160 0 8,245
THE KRAFT HEINZ COMPANY COM 500754106 22,516 361,472 SH   DFND   350,177 0 11,295
L BRANDS INC COM 501797104 438 11,460 SH   DFND   11,460 0 0
ESTEE LAUDER COS INC CL A CL A 518439104 395 2,640 SH   DFND   2,640 0 0
LEGGETT & PLATT INC COM 524660107 240 5,405 SH   DFND   5,405 0 0
LIFEWAY FOODS INC COM 531914109 168 28,000 SH   DFND   28,000 0 0
LILLY, ELI & COMPANY COM 532457108 406 5,251 SH   DFND   5,251 0 0
LOCKHEED MARTIN CORP COM 539830109 2,393 7,082 SH   DFND   7,082 0 0
LOWES COS INC COM 548661107 1,885 21,482 SH   DFND   21,482 0 0
M & T BK CORP COM 55261F104 2,263 12,274 SH   DFND   12,274 0 0
MAGELLAN MIDSTREAM PARTNERS COM UNIT RP LP 559080106 1,331 22,807 SH   DFND   22,807 0 0
MARATHON PETROLEUM CORP COM 56585A102 365 4,998 SH   DFND   4,998 0 0
MARRIOTT INTL INC NEW CL A CL A 571903202 333 2,449 SH   DFND   2,449 0 0
MASTERCARD CLA 57636Q104 137,518 785,097 SH   DFND   628,482 0 156,615
MCDONALDS CORP COM 580135101 27,082 173,180 SH   DFND   145,141 0 28,039
MERCK & CO COM 58933Y105 29,159 535,326 SH   DFND   509,423 0 25,903
MICROSOFT CORP COM 594918104 152,705 1,673,118 SH   DFND   1,450,101 0 223,017
MIDDLESEX WTR CO COM 596680108 899 24,501 SH   DFND   24,501 0 0
MONDELEZ INTERNATIONAL INC CL A CL A 609207105 1,542 36,955 SH   DFND   36,955 0 0
MONSANTO CO NEW COM 61166W101 361 3,093 SH   DFND   3,093 0 0
NESTLE S A SPON ADR REG COM 641069406 2,012 25,457 SH   DFND   25,457 0 0
NETFLIX INC COM 64110L106 535 1,813 SH   DFND   1,813 0 0
NEXTERA ENERGY INC COM 65339F101 2,578 15,781 SH   DFND   15,781 0 0
NIKE INC CL B CL B 654106103 63,733 959,255 SH   DFND   782,968 0 176,287
NORFOLK SOUTHERN CORP COM 655844108 1,894 13,950 SH   DFND   13,950 0 0
NORTHROP GRUMMAN CORP COM 666807102 1,994 5,712 SH   DFND   5,712 0 0
NOVARTIS AG - ADR SPONSORED ADR 66987V109 2,665 32,967 SH   DFND   31,967 0 1,000
NOVO-NORDISK A/S SPONS ADR ADR 670100205 555 11,263 SH   DFND   11,263 0 0
NUANCE COMMUNICATIONS INC COM 67020Y100 315 20,000 SH   DFND   20,000 0 0
OCCIDENTAL PETE CORP COM 674599105 973 14,975 SH   DFND   14,975 0 0
ORACLE SYS CORP COM 68389X105 68,091 1,488,333 SH   DFND   1,175,476 0 312,857
PNC FINANCIAL CORP COM 693475105 2,701 17,859 SH   DFND   17,859 0 0
PPG INDS INC COM 693506107 290 2,603 SH   DFND   2,603 0 0
PPL CORP COM COM 69351T106 567 20,039 SH   DFND   20,039 0 0
PAYCHEX INC COM 704326107 358 5,820 SH   DFND   5,820 0 0
PENN NATIONAL GAMING COM 707569109 2,179 82,995 SH   DFND   82,995 0 0
PEPSICO INC COM 713448108 106,889 979,287 SH   DFND   789,010 0 190,277
PFIZER INC COM 717081103 25,603 721,402 SH   DFND   692,870 0 28,532
PHILIP MORRIS INTL,INC COM 718172109 41,232 414,813 SH   DFND   405,889 0 8,924
PHILLIPS 66 COM 718546104 1,162 12,116 SH   DFND   12,116 0 0
PIXELWORKS INC COM NEW 72581M305 46 12,000 SH   DFND   12,000 0 0
POWERSHARES QQQ TRUST UNIT SER 1 73935A104 780 4,874 SH   DFND   4,874 0 0
POWERSHARES TAXABLE MUNICIPAL BOND PORTFOLIO BUILD AMER ETF 73937B407 19,267 639,461 SH   DFND   626,116 0 13,345
PRAXAIR INC COM 74005P104 1,079 7,477 SH   DFND   7,295 0 182
PRICE T ROWE GROUP INC COM 74144T108 247 2,292 SH   DFND   2,292 0 0
PRINCIPAL FINL GROUP COM 74251V102 339 5,567 SH   DFND   5,567 0 0
PROCTER & GAMBLE COM 742718109 73,387 925,666 SH   DFND   737,374 0 188,292
PRUDENTIAL FINL INC COM 744320102 305 2,948 SH   DFND   2,948 0 0
PUBLIC SVC ENTERPRISES COM 744573106 427 8,492 SH   DFND   8,492 0 0
QUALCOMM INC COM 747525103 988 17,836 SH   DFND   17,836 0 0
RAYTHEON CO NEW COM COM NEW 755111507 1,012 4,689 SH   DFND   4,689 0 0
ROYAL DUTCH SHELL PLC - ADR SPON ADR B 780259107 27,010 412,183 SH   DFND   397,852 0 14,331
ROYAL DUTCH SHELL PLC SPONS ADR A 780259206 2,955 46,311 SH   DFND   45,611 0 700
RYDEX S&P 500 EQUAL WEIGHT ETF GUG S&P500 EQ WT 78355W106 5,764 57,937 SH   DFND   57,937 0 0
S&P Global Inc COM 78409V104 216 1,128 SH   DFND   1,128 0 0
SEI INVESTMENTS CO COM 784117103 472 6,300 SH   DFND   6,300 0 0
SPDR TR UNIT SER 1 TR UNIT 78462F103 23,377 88,834 SH   DFND   88,615 0 219
SPDR GOLD TRUST GOLD SHS 78463V107 1,258 10,000 SH   DFND   10,000 0 0
SPDR INDEX SHS FDS DJ INTL RL ETF 78463X863 238 5,947 SH   DFND   5,947 0 0
SPDR S&P DIVIDEND ETF S&P DIVID ETF 78464A763 333 3,653 SH   DFND   3,653 0 0
MIDCAP SPDR TRUST SERIES 1 UTSER1 S&PDCRP 78467Y107 3,412 9,985 SH   DFND   9,985 0 0
SANOFI-AVENTIS ADR SPONSORED ADR 80105N105 918 22,913 SH   DFND   22,913 0 0
SAP SE SPONSORED ADR SPON ADR 803054204 802 7,626 SH   DFND   7,626 0 0
SCHLUMBERGER COM 806857108 56,790 876,665 SH   DFND   713,896 0 162,769
ENERGY SELECT SECTOR SPDR SBI INT-ENERGY 81369Y506 210 3,114 SH   DFND   3,114 0 0
SPDR FINANCIAL SELECT SBI INT-FINL 81369Y605 1,882 68,245 SH   DFND   68,245 0 0
UTILITIES SELECT SECTOR SPDR SBI INT-UTILS 81369Y886 720 14,240 SH   DFND   14,240 0 0
SERITAGE GROWTH PROPERTIES CL A 81752R100 543 15,280 SH   DFND   15,280 0 0
SHERWIN WILLIAMS CO COM 824348106 2,019 5,149 SH   DFND   5,149 0 0
SOUTHERN CO COM 842587107 550 12,307 SH   DFND   11,907 0 400
SOUTHERN NATIONAL BANCORP OF VIRG. INC. COM 843395104 158 10,000 SH   DFND   10,000 0 0
SOUTHWEST AIRLS CO COM 844741108 355 6,196 SH   DFND   6,196 0 0
STARBUCKS CORP COM 855244109 55,396 956,911 SH   DFND   787,866 0 169,045
STATE STREET CORPORATION COM 857477103 297 2,979 SH   DFND   2,979 0 0
STRYKER CORP COM 863667101 1,294 8,042 SH   DFND   8,042 0 0
SYNCHRONY FINAN COM 87165B103 803 23,935 SH   DFND   23,935 0 0
SYSCO CORP COM 871829107 1,048 17,471 SH   DFND   17,471 0 0
TJX COS INC NEW COM 872540109 102,651 1,258,600 SH   DFND   1,007,132 0 251,468
TAPESTRY INC COM 876030107 27,963 531,509 SH   DFND   514,707 0 16,802
TARGET CORP COM 87612E106 1,517 21,850 SH   DFND   21,850 0 0
TEAM INC COM 878155100 359 26,121 SH   DFND   26,121 0 0
TEXAS INSTRUMENTS INC COM 882508104 857 8,252 SH   DFND   8,252 0 0
THERMO FISHER SCIENTIFIC INC COM 883556102 836 4,048 SH   DFND   4,048 0 0
3M COMPANY COM 88579Y101 10,096 45,991 SH   DFND   34,666 0 11,325
TIME WARNER INC COM NEW 887317303 675 7,133 SH   DFND   7,133 0 0
TORONTO-DOMINION BANK COM NEW 891160509 962 16,927 SH   DFND   16,927 0 0
TOTAL FINA ELF S A ADR SPONSORED ADR 89151E109 350 6,063 SH   DFND   6,063 0 0
TRANSDIGM GROUP, INC. COM 893641100 466 1,517 SH   DFND   1,517 0 0
TRAVELERS COMPANIES INC COM 89417E109 873 6,289 SH   DFND   3,303 0 2,986
TWENTY-FIRST CENTURY FOX, INC. CL A 90130A200 1,720 47,297 SH   DFND   47,297 0 0
UGI CORP NEW COM 902681105 220 4,950 SH   DFND   4,950 0 0
U S BANCORP COM NEW 902973304 82,026 1,624,274 SH   DFND   1,275,680 0 348,594
UNILEVER PLC SPONSORED ADR SPON ADR NEW 904767704 2,001 36,012 SH   DFND   36,012 0 0
UNILEVER N V WI N Y SHS NEW 904784709 2,505 44,423 SH   DFND   26,858 0 17,565
UNION PACIFIC CORP COM 907818108 7,777 57,850 SH   DFND   56,240 0 1,610
UNITED PARCEL SVC INC CL B CL B 911312106 37,242 355,839 SH   DFND   345,918 0 9,921
UNITED TECHNOLOGIES CORP COM 913017109 111,173 883,589 SH   DFND   703,877 0 179,712
UNITEDHEALTH GROUP INC COM COM 91324P102 122,589 572,845 SH   DFND   449,812 0 123,033
V F CORPORATION COM 918204108 575 7,761 SH   DFND   7,761 0 0
VALERO ENERGY CORP NEW COM 91913Y100 206 2,221 SH   DFND   2,221 0 0
VANGUARD DIVIDEND DIV APP ETF 921908844 6,319 62,532 SH   DFND   62,532 0 0
VANGUARD FTSE EUROPE PACIFIC ETF FTSE DEV MKT ETF 921943858 10,034 226,755 SH   DFND   182,603 0 44,152
VANGUARD HIGH DIVIDEND YIELD ETF HIGH DIV YLD 921946406 1,037 12,577 SH   DFND   12,577 0 0
VANGUARD INTL EQUITY INDEX F GLB EX US ETF 922042676 290 4,763 SH   DFND   4,763 0 0
VANGUARD FTSE ALL WORLD SC ETF FTSE SMCAP ETF 922042718 48,542 407,096 SH   DFND   387,181 0 19,915
VANGUARD FTSE ALL WORLD EX-US ALLWRLD EX US 922042775 389 7,152 SH   DFND   7,152 0 0
VANGUARD FTSE EMERGING MARKET ETF FTSE EMR MKT ETF 922042858 6,314 134,407 SH   DFND   134,407 0 0
VANGUARD FTSE PACIFIC ETF INF TECH ETF 922042866 72,921 999,604 SH   DFND   954,604 0 45,000
VANGUARD FTSE EUROPE ETF FTSE EUROPE ETF 922042874 62,610 1,076,697 SH   DFND   1,023,403 0 53,294
VANGUARD INFO TECH ETF INF TECH ETF 92204A702 580 3,394 SH   DFND   3,394 0 0
VANGUARD WORLD FDS UTILITIES ETF 92204A876 243 2,170 SH   DFND   2,170 0 0
VENTAS INC COM 92276F100 219 4,430 SH   DFND   4,430 0 0
VANGUARD S&P 500 ETF S&P 500 ETF SHS 922908363 2,754 11,376 SH   DFND   11,376 0 0
VANGUARD REIT ETF REIT ETF 922908553 3,576 47,382 SH   DFND   47,382 0 0
VANGUARD GROWTH ETF GROWTH ETF 922908736 995 7,012 SH   DFND   7,012 0 0
VANGUARD VALUE ETF VALUE ETF 922908744 1,091 10,569 SH   DFND   10,569 0 0
VANGUARD SMALL-CAP ETF SMALL CAP ETF 922908751 450 3,065 SH   DFND   3,065 0 0
VANGUARD TOTAL STOCK MARKET TOTAL STK MKT 922908769 10,671 78,623 SH   DFND   78,623 0 0
VERIZON COMMUNICATIONS COM 92343V104 34,917 730,171 SH   DFND   709,556 0 20,615
VISA IN - CLASS A COM CL A 92826C839 729 6,094 SH   DFND   6,001 0 93
VODAFONE GROUP PLC SPNSR ADR 92857W308 485 17,418 SH   DFND   17,418 0 0
WEC ENERGY GROUP INC COM 92939U106 219 3,487 SH   DFND   2,587 0 900
WAL-MART STORES COM 931142103 1,681 18,897 SH   DFND   18,897 0 0
WALGREENS BOOTS ALLIANCE, INC COM 931427108 673 10,274 SH   DFND   10,274 0 0
WASTE MGMT INC DEL COM 94106L109 1,767 21,006 SH   DFND   21,006 0 0
WELLS FARGO CO COM 949746101 13,798 263,279 SH   DFND   196,345 0 66,934
WISDOMTREE DEFA FUND INTL EQUITY FD 97717W703 533 9,720 SH   DFND   9,720 0 0
XYLEM INC COM 98419M100 215 2,799 SH   DFND   2,799 0 0
YUM BRANDS INC COM COM 988498101 227 2,662 SH   DFND   2,662 0 0
ZIMMER HLDGS INC COM COM 98956P102 273 2,503 SH   DFND   2,503 0 0
ALLERGAN PLC SHS G0177J108 304 1,807 SH   DFND   1,807 0 0
ACCENTURE LTD SHS CLASS A G1151C101 123,456 804,276 SH   DFND   634,618 0 169,658
BROOKFIELD INFRAST PARTNERS LP INT UNIT G16252101 425 10,200 SH   DFND   10,200 0 0
EATON CORP, PLC SHS G29183103 34,732 434,639 SH   DFND   418,891 0 15,748
JOHNSON CONTROLS INTERNATIONAL PLC SHS G51502105 20,957 594,705 SH   DFND   577,229 0 17,476
MEDTRONIC PLC SHS G5960L103 86,353 1,076,456 SH   DFND   883,826 0 192,630
CHUBB LTD COM H1467J104 2,126 15,543 SH   DFND   15,543 0 0